1. Stock A has an expected return of 7%, a standard deviation of expected returns of 35%, a correlation coefficient with the market of -0.3, and a beta coefficient of -0.5. Stock B has an expected return of 12% a standard deviation of returns of 10%, a 0.7 correlation with the market, and a beta coefficient of 1.0. Which security is riskier

Answers

Answer 1

Answer:

Option A is riskier

Explanation:

In this question, we want to know which of the two stocks is riskier.

To answer this, we can use the standard deviation of returns as a risk measure.

For a security with a big value for standard deviation of returns, its per period returns are wider making its range per day large.

Hence, what this means is that out of the two stocks, the one with a larger value of standard deviation of returns will guarantee more risk as it is expected to give a better ranges of price

Now back to the values in the question, we can see that the standard deviation of returns of stock A is greater than that of stock B which this makes it a more risky option


Related Questions

An electric power plant uses solid waste for fuel in the production of electricity. the cost Y in dollars per hour to produce electricity is Y=11+0.4X+0.29X2, where X is in megawatts. Revenue in dollars per hour from the sale of electricity is 16X−0.2X2. Find the value of X that gives maximum profit. (Round to two decimal places.)

Answers

Answer:

The value of X that gives maximum profit is 15.92.

Explanation:

Before answering the question, Y and Revenue (R) given in the question are first correctly restated as follows:

Cost = Y = 11 + 0.4X + 0.29X^2 .......................................... (1)

Revenue = R = 16X − 0.2X^2 .............................................. (2)

Differentiating each of equations (1) and (2) with respect to X to obtain marginal cost (MC) and marginal revenue (MR), we have:

dY/dX = MC = 0.4 + 0.58X .................................................. (4)

dR/dX = MR = 16 - 0.4X .......................................................  (5)

In production theory, profit is maximized when MR = MC. Therefore, we equate equations (4) and (5) and solve for X as follows:

0.4 + 0.58X = 16 - 0.4X

0.58X + 0.4X = 16 - 0.4

0.98X = 15.6

X = 15.6 / 0.98

X = 15.92

Therefore, the value of X that gives maximum profit is 15.92.

g If the Fed is concerned about a possible​ recession, it​ ________ the federal funds rate​ and, in​ response, longterm interest rates​ ________ by a​ ________ amount than the change in shortterm rates. A. ​lowers; increase; smaller B. ​lowers; decrease; smaller C. ​raises; decrease; larger D. ​raises; increase; smaller E. ​raises; increase; larger

Answers

Answer:

The Fed

Concern about possible recession:

E. ​raises; increase; larger

Explanation:

The federal funds rate is a short-term monetary policy tool that the Federal Reserve deploys to control expansionary or recessionary economic conditions.  It is the interest rate that Federal Reserve allows banks with excess to charge other banks that need to borrow to shore up their deficits.  This interest rate is a short-term rate when compared to the long-term interest rates that banks charge consumers of its products and services.  The long-term interest rates are affected by the inflation rates.  

A company estimates that warranty expense will be 4% of sales. The company's sales for the current period are $185,000. The current period's entry to record the warranty expense is:

Answers

The journal entry for recording the warranty expense is

Dr Warranty Expense 7,400

    Cr Estimated Warranty Liability 7,400

Journal entry:

Dr Warranty Expense 7,400 (185,000 x 0.04)

    Cr Estimated Warranty Liability 7,400

(being warranty expense is recorded)

here expense is debited as it increased the expense and liability should be credited as it also increased the liability.

Learn more about journal entry here: https://brainly.com/question/24345471

The entry for the warranty expense would be recorded in the form of the Journal entry by debiting the Warranty Expense and crediting the Estimated Warranty Liability with the amount of $7,400.

What is the Journal entry?

Journal entry is defined as the primary books of accounting, it records the financial transactions of the firm as a form of recording the transaction by applying the golden rules of accounting.

This process of recording involves of transactions by giving the debit as well as credit effect of the transaction in such a manner that the transactions are recorded properly.

The Journal entry of the given case is:

Warranty Expense a/c            Dr.     $7,400

            To Estimated Warranty Liability a/c                     $7,400

(being warranty expense is recorded)

The amount is calculated as:

185,000 × 0.04 = $7,400

Therefore, both the accounts are recorded with the $7,400.

Learn more about the Journal entry, refer to:

https://brainly.com/question/20421012

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On July 9, Mifflin Company receives a $10,400, 90-day, 8% note from customer Payton Summers as payment on account. What entry should be made on July 9 to record receipt of the note

Answers

Answer: Debit Notes Receivable $10,400; credit Accounts Receivable $10,400.

Explanation:

Mifflin Company is receiving the note back from Payton Summers which means that Payton Summers intends to settle their account. The correct entry to record therefore is one that closes off the Notes Receivable account by debiting it as it was on a credit balance.

The other account would be the Accounts Receivable account which would need to be credited by the amount owed to close off the account as it was on a debit balance as Accounts Receivables are when customers are still owing.

The Walthers Company has a semi-annual coupon bond outstanding. An increase in the market rate of interest will have which one of the following effects on this bond?
a. increase the coupon rate.
b. decrease the coupon rate.
c. increase the market price.
d. decrease the market price.
e. increase the time period.

Answers

Answer:

The answer is D.

Explanation:

An increase in the market rate of interest of a bond will decrease the market price of the bond. Market rate of interest of a bond is inversely related to the market price of the bond.

For example, A bonds is issued with a higher interest rate, the price of existing bonds will fall because the demand for this bond falls.

The Juarez family is looking for a new cable company. After conducting research, they decide on a new cable provider. They call the new cable provider and mention they are going to switch from another provider. The salesperson at the new cable provider congratulates the Juarez family and lets them know that the new provider has been rated the highest in customer satisfaction in the industry. The salesperson tells them that if they sign up today for cable service, he will offer them a great monthly rate plus a free three-month trial of ten premium channels that they can cancel at any time. The Juarez family likes what they hear, and they sign up for the service. The salesperson has used which type of IMC marketing materials to close the sale?

Answers

The correct answer to this open question is the following.

Although there are no options provided, we can say the following.

The IMC marketing material to close the sale was the personal selling tool, using persuasion, and highlighting the benefits of the service to close the sale.

We are talking about Integrated Marketing Communications that include different disciplines such as Public Relations, Promotions, Sales, or Advertising. These resources are used by companies to plan and implement programs aimed to offer their products and services and closing the sale, relying on good customer service. Most of the modern campaigns include IMC to support the marketing effort.

The perceived demand for a monopolistic competitor

Answers

the answer would be b.

Jenny promises National Bank that she will repay the loan that National Bank makes to Garrett if Garrett fails to pay it. In this instance, Jenny is the:

Answers

Answer: b. guarantor.

Explanation:

Guarantors who can also be called Sureties, are people who promise to pay the debt of another person if that person fails to honor the debt obligation. To be a Guarantor, you must have assets that will be able to cover the debt and you will probably have to pledge the assets to be collateral for the debt. Having a Guarantor increases the trust that the lender has in the lendee.

Jenny is a Guarantor as she has promised to repay the loan should Garrett default on it.

Suppose a ten firm industry has total sales of​ $35 million per year. The largest firm have sales of​ $10 million, the third largest firm has sales of​ $4 million, and the fourth largest firm has sales of​ $2 million. If fifth through tenth largest firms combined have annual sales of​ $12 million, the fourfirm concentration ratio for this industry is

Answers

Answer:

0.66

Explanation:

the fourfirm concentration ratio is the sum of the concentration ratio of the four largest firms in the industry.

The sales of the second largest firm = $35 million - ( $10 million + $4 million+ $2 million + $12 million ) = $7 million

concentration ratio of firm 1 = $10 million / $35 million = 0.29

concentration ratio of firm 2  = $7 million / $35 million = 0.2

concentration ratio of firm 3 = $4 million / $35 million = 0.11

concentration ratio of firm 4 = $2 million / $35 million = 0.06

Adding the ratios together = 0.66

a. Galaxy Sales has sales of $746,700, cost of goods sold of $603,200, and inventory of $94,300. How long on average does it take the firm to sell its inventory

Answers

Answer:

days of inventory on hand if 360 days is used = 360 / 6.396607 = 56.28 days

days of inventory on hand if 365 days is used = 365 / 6.396607 = 57.06 days

Explanation:

We are to determine the days of inventory on hand

days of inventory on hand = number of days in a period / inventory turnover

inventory turnover = cost of goods sold / inventory - $603,200 / $94,300 = 6.396607

days of inventory on hand if 360 days is used = 360 / 6.396607 = 56.28 days

days of inventory on hand if 365 days is used = 365 / 6.396607 = 57.06 days

A company discarded a computer system originally purchased for $18,000. The accumulated depreciation was $17,200. The company should recognize a(an):

Answers

Answer:

The company should recognize a $800 loss.

Explanation:

Depreciation is the loss of value of an asset over its useful life, and because of the accrual principle, this depreciation is matched, as an expense, with the revenues that the asset produces in a specific period of time.

In this case, the company has expensed $17,200 over the computer system useful life. When the computer system was finally discarded, $800, representing the difference between the accumulated depreciation and the original cost of the system, where not expensed. For this reason, this $800 have to be recognized as a loss.

Bookmark question for later Cross-training workers does the following for your workers a. creates a sense of achievement and job satisfaction b. workers take pride as they help their companies compete through higher productivity c. helps reduce turnover d. all of the above e. only a and b

Answers

Answer:

d. all of the above

Explanation:

Cross-training applies to workers, who are trained for different spectrum other than their job responsibilities.

Cross-training workers are multitasking and do the following tasks:

They helps other employees to appreciate each other’s jobs.They help companies through higher efficiency & productivity and are proud of that. Cross-training forces also helps in reducing the turnover to gain more profit.

So, Cross-training workers helps to train other employees to perform new tasks in addition to their usual duties and the correct option is "d".

If the rate of inflation is 4.8 %4.8%​, what nominal interest rate is necessary for you to earn a 2.2 %2.2% real interest rate on your​ investment? ​(Note: Be careful not to round any intermediate steps less than six decimal​ places.

Answers

Answer:

Nominal rate of return= 7.11%

Explanation:

Inflation is the increase in the price level.It erodes the value of money.rise in the price of money  

Nominal interest is that quoted for investment or loan transactions. It has not been been adjusted for inflation.  

Real interest rate is the amount of interest in terms of the the quantity of good and services that can be purchased. It is the nominal interest rate adjusted for inflation.  

The relationship between inflation, real interest and nominal interest rate is given using the Fishers Effect;  

N = ( (1+R) × (1+F)) - 1  

N- nominal rate, R-real rate, F- inflation  

real rate - 2.2%, inflation - 4.8%

Nominal rate of return =(1.022)× (1.048) - 1 = 0.071056

Nominal rate of return = 0.071056 × 100 = 7.1056 %

Nominal rate of return= 7.11%

The Pennington Corporation issued a new series of bonds on January 1, 1985. The bonds were sold at par ($1,000); had a 12% coupon; and mature in 30 years, on December 31, 2014. Coupon payments are made semiannually (on June 30 and December 31). a. What was the YTM on January 1, 1985?

Answers

Answer:

The YTM on January 1, 1985 was 6.00%.

Explanation:

The YTM is the interest rate used to determine the Present Value of Coupons and Principle and can be found as follows :

PV = $1,000

Pmt = ($1,000 × 12 %) / 2 = - $60

P/yr = 1

n = 30 × 2 = 60

Fv = - $1,000

YTM = ?

Using a Financial Calculator, the YTM is 6.00%

Therefore, the YTM on January 1, 1985 was 6.00%.

DIP LLC reports ordinary income (before guaranteed payments) of $120,000, rent expense of $40,000, and interest income of $4,000 for the year. In addition, DIP paid guaranteed payments to partner Percy of $20,000. If Percy owns a 40% capital and profits interest, how much income will he report for the year and what is its character?

Answers

Answer:

$24,000 ordinary income

$1,600 interest income

$20,000 guaranteed payment.

Explanation:

Calculation for what how much income will Percy report for the year and what is its character

Calculation for Percy Ordinary income: 120,000 - 40,000 - 20,000

= 60,000 x 40%

= 24,000.

Calculation for Percy Interest income:

4,000 x 40%

= 1,600

Guaranteed Payment: 20,000

Therefore what Percy will report will be: $24,000 ordinary income

$1,600 interest income

$20,000 guaranteed payment.

Childress compnay produces three products, K1, S5, and G9. Each product uses the same type of material. K1 uses 4.5 pounds of the material, S5 uses 3 pounds , and G9 uses 5.5 pounds. Demand for all products is strong but only 59900 pounds of material are available. Information about the selling price per unit and variable cost per unit of each product follows.

K1 S5 G9
Selling price $158.38 $114.80 $204.52
Variable costs 86.00 91.00 139.00

Required:
Calculate the contribution margin per pound for each of the three products.

Answers

Answer:

Product                               K1                         S5                       G9

                                             $                      $                                   $

Contribution per pound      16.08                    7.93        11.91

Explanation:

Contribution per pound is equate to contribution per unit divided quantity of material required per unit of product.

Contribution per pound = Contribution per unit/quantity of material

Contribution per unit =selling price - variable cost per unit

Product                               K1                         S5                       G9

                                           $                      $                                   $

Selling price                      158.38                   114.80              204.52

Variable cost                     (86.00)                 (91.00)             (139.00)                                    

Contribution per unit          72.38             23.8           65.52

Material per unit (pounds)   4.5                         3                       5.5

Contribution per pound      16.08             7.93             11.91

Allowance for Doubtful Accounts has a credit balance of $2,100 at the end of the year (before adjustment), and an analysis of customers' accounts indicates uncollectible receivables of $19,700. Which of the following entries records the proper adjustment for bad debt expense?

a. debit Bad Debt Expense, $21,800; credit Allowance for Doubtful Accounts, $21,800
b. debit Allowance dfor Doubtful Accounts, $17,600; credit Bad Debt Expense, $17,600
c. debit Allowance for Doubtful Accounts, $21,800; credit Debt Expense, $21,800
d. debit Bad Debt Expense, $17,600; crdit Allowance for Doubful Accounts, $17,600

Other receivables includes all of the followoing EXCEPT:

a. taes receivable
b. interest receivable
c. receivables from employees
d. notes receivabe

Answers

Answer:

1. Analysis of accounts receivables Allowance Required     $19,700

Less: Credit balance available in Allowance account           $2,100

Additional allowance required                                               $17,600

The journal entry will be as follows

                                                              DEBIT        CREDIT

Bad debt expenses                              $17,600

Allowance for doubtful accounts                            $17,600

Hence, the correct option is D.

2. Other receivables include all except "Notes Receivables"

Hence, the correct option is D

Suppose that the government imposes a​ $2 a cup tax on coffee. The rise in the price of a Starbucks coffee will be​ ______, coffee. The number of cups of coffee bought in coffee shops will​ _______.

Answers

Answer:

increase, decrease

Explanation:

In simple words, when the tax was imposed on the product the company will ultimately bear it to the final consumer which means the price will rise. However when the price of the product rises the demand for that product decreases due to the fact that many individuals would not be able to buy it now from their limited income, this phenomenon is called price elasticity due to income.

Answer:

increasedecrease

Explanation:

Toyota will bring hybrid electric automobiles to market next year priced at ​$27 comma 000 ​(this includes a ​$6 comma 750 federal tax​ credit). At ​$1.89 per gallon of​ gasoline, it will take 11 years to recoup the difference in price between a base model Toyota Camry and its​ four-cylinder gasoline-only counterpart. The price difference is ​$4 comma 180. If the hybrid vehicle is driven for 15 ​years, what is the internal rate of return on the extra investment in the​ hybrid?

Answers

Answer:

4.15%

Explanation:

In order to determine the annual saving we must divide the extra cost of the hybrid by the amount of years it takes to recoup our investment.

annual savings = $4,180 / 11 years = $380 per year

our initial investment = -$4,180

since we are going to use the car during 15 years, then we have 15 positive cash flows of $380

using a financial calculator or excel spreadsheet, the internal rate of return (IRR) on our investment = 4.15%

Buhao Construction currently is all-equity-financed. It has 17,000 shares of equity outstanding, selling at $100 a share. The firm is considering a capital restructuring. The low-debt plan calls for a debt issue of $270,000 with the proceeds used to buy back stock. The debt will pay an interest rate of 11%. The firm pays no taxes.
a. What will be the debt-to-equity ratio if it borrows $220,000? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
Debt-to-equity ratio
b. If earnings before interest and tax (EBIT) are $130,000, what will be earnings per share (EPS) if Reliable borrows $220,000? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
EPS $
c. What will EPS be if it borrows $420,000? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
EPS $

Answers

Answer:

Buhao Construction

a) Debt-to-Equity Ratio if it borrows $220,000

= Debit/Equity

= $220,000/$1,700,000

= 12.94%

b. EPS = $195,800/17,000

= $11.52

c. EPS = $173,800/17,000

= $10.22

Explanation:

a) Data and Calculations:

Outstanding Equity = 17,000 shares x $100 = $1,700,000

Interest rate = 11%

It is assumed that Buhao Construction pays no taxes

EBIT = $130,000

Debit = $220,000

Interest Expense = $24,200

Net Income = $195,800 ($220,000 - 24,200)

Debit = $420,000

Interest Expense = $46,200

Net Income = $173,800 ($220,000 - 46,200)

b) Debt-to-Equity Ratio of Buhao Construction is the relationship in ratio terms between debts and equity of the company.  It shows the percentage of debts over the stockholders' equity.

c) EPS or Earnings per share shows the net income of Buhao Construction that can be attributed to each share.  Stockholders use this measure to learn the profits that are generated for each share by the company during the period.  A high EPS indicates that the business is profitable for stockholders.

Marco was an economics major in college until he discovered he could major in strength and conditioning. Then he switched majors. Clearly, learning about this field is important to him. Mike and Bob are addressing

Answers

n the video, Marco says he was an economics major in college until he discovered he could major in strength and conditioning. Then he switched majors. Clearly, learning about this field is important to him. Mike and Bob are addressing ............... when they send Marco to seminars instead of, for example, increasing his salary in exchange for his continued high performance at MBSC. They could maintain Marco’s high level of motivation by:........................

A. Sending him on an all-expense-paid Caribbean cruise for two weeks

B. Reimbursing his tuition as he seeks a master’s degree in fitness management

C. Reassuring him that he has a job with MBSC as long as he performs well

D. Setting up an employee discount program at a nearby coffee shop, laundromat, and tasalon

Answer:

Valence

C. Reassuring him that he has a job with MBSC as long as he performs well

Explanation:

By sending Marco to seminars, Mike and Bob are addressing VALENCE;  a psychological value  an individual put on  another person, in relation to the attractiveness of individual whose a psychological value has been placed. In this case, a psychological value placed on Macro by his managers is the valuable rewards they would get from his professional development, rather than increasing his salary in exchange for high performance.

Therefore, they could maintain Marco’s high level of motivation by reassuring him that he has a job with MBSC as long as he performs well.

A consumer values a car at $30,000 and a producer values the same car at $20,000. What amount of tax will result in unconsummated transaction

Answers

The question is incomplete:

A consumer values a car at $30,000 and a producer values the same car at $20,000. If the transaction is completed at $24,000, what level of sales tax will result in unconsummated transaction?

a. 0%

b. 25%

c. 20%

d. 40%

Answer:

d. 40%

Explanation:

The unconsummated transaction would occur when the price that the customer has to pay is higher than the value that he gave to the car. According to that, the answer would be the tax that would increase the final price to more than $30,000:

0%: $24,000

25%: 24,000*1.25= $30,000

20%: 24,000*1.20= $28,800

40%: 24,000*1.40= $33,600

The answer is that the amount of tax will result in an unconsummated transaction is 40%.

Swing Co. has 9% annual coupon bonds that are callable and have 18 years left until maturity. The bonds have a par value of $1,000, and their current market price is $1,130.35. However, Swing Co. may call the bonds in eight years at a call price of $1,060. What are the YTM and the yield to call (YTC) on Swing Co.’s bonds?

Answers

Answer:

YTM = 7.77%

YTC = 7.62%

Explanation:

YTM = {coupon + [(face value - market value)/n]} / [(face value + market value)/2]

YTM = {90 + [(1,000 - 1,130.35)/18]} / [(1,000 + 1,130.35)/2]

YTM = 82.758333 / 1,065.175 = 0.07769 = 7.77%

YTC = {coupon + [(call value - market value)/n]} / [(call value + market value)/2]

YTC = {90 + [(1,060 - 1,130.35)/8]} / [(1,000 + 1,130.35)/2]

YTC = 81.20625 / 1,065.175 = 0.07623 = 7.62%

Wolfpack Construction has the following account balances at the end of the year. Accounts Balances Equipment $ 19,000 Accounts payable 1,600 Salaries expense 26,000 Common stock 12,000 Land 11,000 Notes payable 13,000 Service revenue 32,000 Cash 4,600 Retained earnings ?

Answers

Answer:

$6,000

Explanation:

Net income for the year = Service revenue - Salaries

= $32,000 - $26,000

= $6,000

Since Net income = retained earnings,

Therefore, retained earnings = $6,000

The city of New Orleans has 200 advertising companies, 199 of which employ designers of normal ability at a salary of $100,000 a year. The companies that employ normal designers each collect $500,000 in revenue a year, which is just enough to ensure that each earns exactly a normal profit. The 200th company, however, employs Janus Jacobs, an unusually talented designer. Because of Jacobs's talent, this company collects $1,000,000 in revenue a year.

Required:
a. How much will Jacobs earn?
b. What proportion of his annual salary will be economic rent?
c. Will the advertising company for which Jacobs works be able to earn an economic profit?

Answers

Answer:

a. Jacob should earn= $100,000 + ($1,000,000 - $500,000)

= $100,000 + $500,000

=$600,000

Hence, Jacob earns $600,000

b. The economic rent is the amount by which payment of Jacob(600,000) exceed the reservation price of the supplier(100,000)

Thus, the economic rent = 600,000 - 100,000 = $500,000

Proportion of Economic rent = Economy rent / Salary of jacob

= $500,000 / $600,000

= 5/6

Hence, the proportion of the economic rent of Jacob is salary is 5/6

c. The advertising company will not be able to make an economic profit because if they withhold some additional revenue made because of hiring Jacob, then he will switch to another advertising company at a higher salary  and that company keep on making profit. The company should bid for Jacob until firm are indifferent on paying $600,000 or hiring someone else for $100,000 . Thus, the bidding of Jacob will continue until the salary of Jacob has bid up to a level where no company can make economic profits

Don Wyatt is unable to reconcile the bank balance at January 31. Don?s reconciliation is as follows.
Cash balance per bank $3,800.20
Add: NSF check 570.00
Less: Bank service charge 35.00
Adjusted balance per bank $4,335.20
Cash balance per books $4,115.20
Less: Deposits in transit 650.00
Add: Outstanding checks 940.00
Adjusted balance per books $4,405.20
Prepare a correct bank reconciliation.

Answers

Answer and Explanation:

The preparation of the correct bank reconciliation is presented below:

                                             Don Wyatt

                         Bank reconciliation statement  

                                           January 31

Particulars                       Amount           Particulars                    Amount  

Bank cash balance        $3,800.20         Company cash balance $4,115.20

Deposits in transit           $650                Less: NSF check            -$570

Less: Outstanding                                    Less: service fee            -$35

Check                              -$940

Bank balance                                              Company balance

After reconciliation         $3,510.20           After reconciliation $3,510.20

We adjust the transactions according to the bank balance and book balance so that the both balance could be matched accordingly

Simon recently received a credit card with an 18% nominal interest rate. With the card, he purchased an Amazon Kindle for $350. The minimum payment on the card is only $10 per month
a. If Simon makes the minimum monthly payment and makes no other charges, how many months will it be before he pays off the card. Round to the nearest month.
b. If Simon makes monthly payment of $30, how many months will it be before he pays off the card. Round to the nearest month.
c. How much more in total payments will Simon make under the $10-a-month plan than under the $30-a-month plan? Make sure you use three decimal places for N.

Answers

Answer:

A.50 months

B.12.92 months

C.$112.38

Explanation:

a). Using this formula

PV of Annuity = Monthly Payment * [{1 - (1 + r)-n} / r]

Where,

PV of Annuity =$350

Monthly Payment =$10

r=(0.18/12)

Let plug in the formula

$350 = $10 * [{1 - (1 + 0.18/12)-n} / (0.18/12)]

$350 / $10 = {1 - (1.015)-n} / 0.015

35 * 0.015 = 1 - (1.015)-n

(1.015)-n = 1 - 0.525

-n[log(1.015)] = log(0.475)

-n[0.0149] = -0.7444

n = -0.7444 / -0.0149

n= 50 months

b). Using this formula

PV of Annuity = Monthly Payment * [{1 - (1 + r)-n} / r]

Where,

PV of Annuity =$350

Monthly Payment =$30

r=(0.18/12)

Let plug in the formula

$350 = $30 * [{1 - (1 + 0.18/12)-n} / (0.18/12)]

$350 / $30 = {1 - (1.015)-n} / 0.015

11.67 * 0.015 = 1 - (1.015)-n

(1.015)-n = 1 - 0.175

-n[log(1.015)] = log(0.825)

-n[0.0149] = -0.1924

n = -0.1924 / -0.0149 =

n=12.92 months

c). Calculation for the Total Amount Paid under $10-a-month plan

Using this formula

Total Amount Paid under $10-a-month plan = No. of Payments * Monthly Payment

Where,

No.of Payments =50

Monthly Payment=10

Let plug in the formula

Total Amount Paid under $10-a-month plan= 50 * $10 = $500

Calculation for the Total Amount Paid under $30-a-month plan

Using this formula

Total Amount Paid under $30-a-month plan = No. of Payments * Monthly Payment

Where,

No. of Payments =12.92

Monthly Payment=$30

Let plug in the formula

Total Amount Paid under $30-a-month plan= 12.92 * $30 = $387.62

Hence,

Total Amount Paid under $10-a-month plan -Total Amount Paid under $30-a-month plan

= $500 - $387.62

= $112.38

One of your customers is delinquent on his accounts payable balance. You’ve mutually agreed to a repayment schedule of $500 per month. You will charge 1.2 percent per month interest on the overdue balance.
If the current balance is $11,000, how long will it take for the account to be paid off? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

Answer:

It will take approximately 25.70 months for the the account to be paid off.

Explanation:

Assuming the customer pays at the end of every month, the relevant formula to use is therefore the formula for calculating the present value of an ordinary annuity as follows:

PV = P * [{1 - [1 / (1 + r)]^n} / r] …………………………………. (1)

Where;

PV = Present value or current balance = $11,000

P = Monthly repayment = $500

r = interest rate = 1.2%, or 0.012

n = number of months = ?

Substitute the values into equation (1) and solve for n, we have:

11,000 = 500 * [{1 - [1 / (1 + 0.012)]^n} / 0.012]

11,000 / 500 = {1 - [1 / (1 + 0.012)]^n} / 0.012

22 * 0.012 = 1 - 0.988142292490119^n

0.264 =  1 - 0.988142292490119^n

0.988142292490119^n = 1 - 0.264

0.988142292490119^n = 0.736

Loglinearizing both sides, we have:

n * log (0.988142292490119) = log (0.736)

n = log (0.736) / log (0.988142292490119)

n = -0.133122185662501 / -0.00518051250378013

n = 25.70

Therefore, it will take approximately 25.70 months for the the account to be paid off.

Which of the following is NOT an option for remedying a cost disadvantage associated with activities performed by forward channel allies (wholesale distributors and retail dealers)?

a. Change to a more economical distribution strategy such as putting more emphasis on cheaper distribution channels (perhaps direct sales via the Internet) or perhaps integrating forward into company-owned retail outlets
b. Enhance differentiation through activities such as cooperative advertising) at the forward end of the value chain
c. Pressure distributors/dealers and other forward-channel allies to reduce their costs and markups
d. Insisting on across-the-board cost cuts in all value chain activities—those performed by suppliers, those performed in- house, and those performed by distributors/dealers
e. Collaborate with forward channel allies to identify win-win opportunities to reduce costs

Answers

Answer: d. Insisting on across-the-board cost cuts in all value chain activities—those performed by suppliers, those performed in- house, and those performed by distributors/dealers

Explanation:

The cost disadvantage is from the forward channel allies and not an across the board problem which involves all value chain activities. As such, the solution should be garnered towards the forward channel allies.

Insisting on cuts in areas that could be already functioning efficiently could lead to a loss of that efficiency.

Insisting on across-the-board cost cuts in all value chain activities is therefore not an option for remedying a cost disadvantage associated with activities performed by forward channel allies.

Levine Company uses the perpetual Inventory system.
Apr. 8 Sold merchandise for $5,700 (that had cost $4,212) and accepted the customer's Suntrust Bank Card. Suntrust charges a 4% fee.
12 Sold merchandise for $5,600 (that had cost $3,629) and accepted the customer's Continental Card. Continental charges a 2.5% fee.
Prepare journal entries to record the above credit card transactions of Levine Company. (Round your answers to the nearest whole dollar amount.)

Answers

Answer:

Journal entries are given below

Explanation:

April 8

Sales

                                                   DEBIT        CREDIT

Cash                                          $5,472

Credit Expense (5700x4%)       $228

Sales Revenue                                               $5,700

Cost of Sales

                                                DEBIT        CREDIT

Cost of goods sold                 $4,212

Inventory                                                    $4,212

April 12

Sales

                                                              DEBIT        CREDIT

Cash                                                      $5,460

Credit card expense (5600x2.5%)      $140

Sales Revenue                                                         $5,600

Cost of sales

                                                              DEBIT        CREDIT

Cost of goods sold                               $3,629

Inventory                                                                 $3,629

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