Answer:
They might choose a bank with unfavorable overdraft policies if they do not thoughly read the policies and unaware of the unfavorable polices.
Explanation:
A stock currently sells for 58 the dividend yield is 3.6 percent
maybe 34 because im bad at math
Why do strategic plans fail in most companies؟
Answer:
Because They Don't Think about the people there trying to help.
Explanation:
what is the importance of human resources management
Answer:
HR management helps bridge the gap between employees' performance and the organisation's strategic objectives. Human resource operations contribute significantly to the success of an organisation. Hence, human resource management has emerged as a popular course of study.
Explanation:
_____ is an expensive way to finance a new business.
Credit
Loans
Grants
Investments
What change should this candidate make to his profile
to make it more appealing to recruiters?
O He should remove his experience as a cashier
because it is not relevant
O He should delete his interests so employers do not
think he socializes too much,
O He should provide more detailed information about
his most recent job.
O He should describe his interests in greater detail to
appear more fun and personable,
Answer:
C. He should provide more detailed information about his most recent job.
Explanation:
Answer:
C
Explanation:
A MAIN reason cited by American businesses for outsourcing jobs to other countries is the high cost of
A. labor in the United States.
B. building factories.
С. training new workers.
D. shipping products around the world.
Answer:
The correct answer is A. A main reason cited by American businesses for outsourcing jobs to other countries is the high cost of labor in the United States.
Explanation:
Outsourcing means separating from the organizational structure of the enterprise some functions performed by them independently and transferring them to other entities for execution. This decentralization process is very evident in American companies that produce manufactured goods, which place the primary production processes in other countries such as China, Mexico or Vietnam, among others, to produce their products at a lower cost, given the lower costs. labor (lower wages, lower taxes, less expensive regulations, etc.).
Answer:
The answer is A for E2020
Explanation:
Just took the Exam
You own a fixed income portfolio with a single 10-period zero-coupon bond with a face value of $100 million and a current yield of 6% per period. During the past 100 trading days there were 50 days when the yield on these bonds did not change, 15 days when the yield increased 1 basis point, 15 days when the yield decreased by 1 basis point, 9 days when the yield increased by 5 basis points, 9 days when the yield decreased by 5 basis points, 1 day when the yield increased by 10 basis points, 1 day when the yield decreased by 10 basis points. During this 100 day estimation period, the estimated standard deviation of daily interest rate changes equals 2.36 basis points.
1. What is 1-day 99% VAR using historical simulation?
2. What is 1-day 95% VAR using historical simulation?
3. What is the 99% 1-day Delta-Normal VAR?
Solution :
Historical simulations Var
The lowest return shows the [tex]$1 \%$[/tex] of lower tail of the 'distribution' of [tex]$100$[/tex] historical returns. The lowest return is (-0.0010) is the [tex]$1 \%$[/tex] of daily VAR that we would conclude that there is [tex]$1 \%$[/tex] of chance of the daily loss exceeding [tex]$0.1 \%$[/tex] or [tex]$ \$ 1$[/tex].
Delta Normal VAR
To locate the value of [tex]$1 \%$[/tex] VAR, we can use cumulative z-table. In this table we can look for the significance level of the VAR.
Suppose for example, if we want a [tex]$1 \%$[/tex] VAR, we look in the table that is closest to (1 significant level) or the 1 - 0.01 = 0.9900. We can find 0.9901 and it lies at the intersection of 2.3 in left margin and also 0.03 in column heading.
Now adding the z-value in left hand margin, and the z-value at top of column where 0.9901 lies. So we get 2.3 +0.03 = 2.33, and the z-value coinciding with 99% VAR is of 2.33
[tex]$VAR = [\hat R_P-(z)(\sigma)]V_P$[/tex]
Here, [tex]$\hat R_P$[/tex] is the expected 1 day return on portfolio
[tex]$=[50 \times 0+15\times 0.0001+15\times (-0.0001)+9 \times 0.005+9 \times (-0.0005)+1 \times 0.00010+1 \times (-0.0010)]/100$[/tex]= 0%
VP = [tex]$100$[/tex] (value of portfolio)
z = [tex]$ z- value $[/tex] corresponding with desired level of significance = [tex]$2.33$[/tex]
σ = standard deviation of 1 day return = 0.000246
[tex]$VAR :[0-2.33 \times 0.000246] \times 100$[/tex]
= -0.057318
Good X is produced in a competitive market using input A. Explain what would happen to the supply of good X in each of the following situations:
a. The price of input A decreases. multiple choice 1 It will not change. It will decrease. It will increase.
b. An excise tax of $3 is imposed on good X. multiple choice 2 It will decrease. It will not change. It will increase.
c. An ad valorem tax of 7 percent is imposed on good X.
i. It will not change.
ii It will increase.
iii It will decrease.
d. A technological change reduces the cost of producing additional units of good X.
i. It will decrease.
ii It will not change.
ii It will increase.
Answer:
It will increase.
It will decrease.
It will decrease.
It will increase
Explanation:
If the price of input A needed to produce good X decreases, it would become cheaper to produce good X. Thus the production of good X would increase. The supply curve would shift rightward and the quantity supplied would increase
A tax is a compulsory sum levied on goods and services by the government. Taxes increases the price of product. Excise and ad valorem tax are types of taxes and they would increase the cost of producing good X. This would discourage production of good X. Supply would fall and the supply curve would shift leftward. Quantity supplied would fall
Technological change makes it cheaper to produce good X. Thus the production of good X would increase. The supply curve would shift rightward and the quantity supplied would increase
What type of life insurance has cash value
Blanchard and Hersey's Situational Leadership style used which two dimensions to determine employee readiness?
Question 9 options:
Age and Ability
Effort and Efficacy
Tenure and Tenaciousness
Competence and Commitment
Explanation:
According to Hersey and Blanchard, readiness refers to "the extent to which a follower has the ability and willingness to accomplish a specific task" (1988, p. 174). The two dimensions composing employee readiness are willingness and ability related to a specific task.
The role of a non-executive director
Answer:
Essentially the non-executive director's (NED) role is to provide a creative contribution to the board by providing independent oversight and constructive challenge to the executive directors. ... Clearly, it is appreciated that NEDs cannot give the same continuous attention to the business of the company.
How is the value of a product determined?
A.
By the amount a consumer is willing to pay for it
B.
By how much it cost the producer to make
C.
By its variable costs
D.
By the number of workers who were involved in making it
Answer:
The value of a product is determined by the ratio of its quality to its price. The higher the value of a product, the better will be its competitive position. ... The value of a product is determined by the ratio of its quality to its price. The higher the value of a product, the better will be its competitive position.
Answer:
the answer for this one is A By the amount a consumer is willing to pay for it
Explanation:
Check your Understanding
Read and analyze carefully the following statements and use the scale below for your
answers. Write the letter only.
A. Definitely true
B. Probably true
C. Could be true or false
D. Probably false
E. Definitely false
________1. Marketing is an organizational function, because it is a core task that is expected of a modern
organization, whether or not it operates for profit.
________2. A well thought-out marketing strategy ensures products that delight customers, leading them
to become loyal patrons who will buy products from a company again and again.
________3. An objective maybe measurable, specific action that an employee or team needs to meet the
needs of a larger company goal.
________4. Marketers who write down their goals and objectives are more likely to make them a reality.
________5. Knowing what marketing truly needs will help you gain useful insights on what consumers
are really looking for.
MULTIPLE CHOICE (5 points)
Directions: Encircle the letter corresponding to the correct answer.
1. It is the activity, set of institutions, processes for creating, capturing, communicating,
delivering and exchanging offerings that have value for customers/clients and society at large.
A. Exchange B. Marketing C. Promotion D. Marketing plan
2. While there are many interpretations and applications today, it all started with the four basic
principles of marketing. What are these?
A. product, people, price, place C. product, process, price, place
B. product, price, place, promotion D. product, price, promotion, partners
3. Once you have your goals, these are measurements which provide metrics to evaluate success
factors enabling you to track progress.
A. business plan C. marketing process
B. marketing strategy D. key performance indicators
4. Which of the following group of words form the acronym SMART for objectives in Marketing?
A. Specific, manageable, aspirable, relevant, time based
B. Specific, measurable, attainable, relevant, time based
C. Specific, manageable, attainable, relevant, time based
D. Sociable, measurable, attainable, relevant, time based
5. Which of the following best describes contemporary methods?
A. It can be used to build the relationship with the client
B. It incorporates both co-creative and share value ideas
C. It builds a trusting relationship with their customer base
D. All of the above
Answer:
1. B
Because we all need to improve on areas involving management
2. A
3. Business plan
4. A
5.B
define federal deposit insurance corporation.
define asset-backed security.
Answer:
An asset-backed security is a security whose income payments and hence value are derived from and collateralized by a specified pool of underlying assets. The pool of assets is typically a group of small and illiquid assets which are unable to be sold individually.
Explanation:
Dave and his friend Stewart each owns 50 percent of KBS. During the year, Dave receives $75,000
compensation for services he performs for KBS during the year. He performed a significant amount of
work for the entity, and he was heavily involved in management decisions for the entity (he was not a
passive investor in KBS). After deducting Dave's compensation, KBS reports taxable income of
$30,000.
How much FICA and/or self-employment tax is Dave required to pay on his compensation and his
share of the KBS income if KBS is formed as a C corporation, an S corporation, or a limited liability
company (ignore the 0.9 percent additional Medicare tax)? (Do not round any percentage
calculations. Round other intermediate calculations and final answers to the nearest whole dollar
amount.)
C corporation
S corporation
Limited liability company
Answer: $12717
Explanation:
1. The amount of FICA and/or self-employment tax that Dave is required to pay on his compensation and his
share of the KBS income if KBS is formed as a C corporation, will be:
= 7.65% × $75000
= 7.65/100 × $75000
= 0.0765 × $75000
= $5738
2. As an S Corporation will be:
= 7.65% × $75000
= 7.65/100 × $75000
= 0.0765 × $75000
= $5738
3. As a limited liability company will be:
Dave's compensation = 75,000
Dave's portion of income will be calculated as:
= 50% × $30,000
= 0.5 × $30,000
= $15,000
Total will then be:
= $75000 + $15000 = $90000
We then calculate the net earnings which will be:
= 92.35% × $90000
= 0.9235 × $90000
= $83115
The FICA and/or self-employment tax that Dave is required to pay will then be:
= 15.3% × $83115
= 0.153 × $83115
= $12717
Quantum Logistics, Inc., a wholesale distributor, is considering the construction of a new warehouse to serve the southeastern geographic region near the Alabama-Georgia border. There are three cities being considered. After site visits and a budget analysis, the expected income and costs associated with locating in each of the cities has been determined. The life of the warehouse is expected to be 12 years, and MARR is 15%/year. Based on an internal rate of return analysis, which city should be recommended?
Initial Cost Net Annual Income
Clemson: $1,260,000 $480,000
Augusta: $1,000,000 $410,000
Beaufort: $1,620,000 $520,000
Answer: Augusta
Explanation:
You can use Excel to calculate the IRRs of each of these cities.
Make a table in Excel that looks like the attachment.
Use the IRR formula to calculate each IRR by using the values of the city (note how Beaufort was done).
Initial investment should be a negative number.
City IRR
Clemson 37%
Augusta 40%
Beaufort 31%
The city with the highest IRR should be recommended and that city is Augusta.
define central bank.
Answer:
Central Bank is the head of the financial sector of any economy.
Dose scientific management theory ca cause dissatisfaction in the workers?
Justin Case, a computer programmer worked for Earth Movers, a large manufacturer of bulldozing equipment. Earth Movers received an order for 100 bulldozers to be delivered in 3 months. Earth Movers accepted the order and then realized they were having problems managing the large inventory of parts for the machines. Justin wrote a computer program that identified each part and where it was located in the warehouse. The owner of Earth Movers, Ima Nutt was so happy with the new efficiency that she told Justin that she was going to give him 50 shares of company stock. However, Justin never received the stock shares, so he sued Earth Movers.
a. Define consideration
b. Who will likely win the lawsuit, Justin or Earth Movers? Fully explain
Answer:
Justin likely wins
Explanation:
The term consideration as used in law simply refers to a promise (implied or expressed) made to another person to do something usually in return for a work done.
In this case, what Ima Nutt said could be legally viewed as a consideration since she promised to give Justin Case 50 shares of company shares. Justin likely wins since he sufficient amount of evidence to show that consideration was made.
The best way for a company to handle a boycott is to
Answer:
Do same
Explanation:
WILL GIVE BRAINLIEST A business owner is aware that the Department of Labor has created rules that require overtime pay for employees. When he works his employees more than 40 hours in one week, he makes sure that he works them less than 40 hours the following week. The business owner feels that it is fair to average the number of hours worked over the two weeks covered by the pay period and use that number for calculating overtime pay. A representative of the Department of Labor informs him that their regulations do not permit this. Which of the following is true in this situation?
A. The regulations of the Department of Labor are administrative law and must be followed by the business owner.
B. Because the Department of Labor is merely a government agency, their regulations do not have the force of law and can be viewed as guidelines rather than requirements.
C. The regulations of the Department of Labor have no authority over private businesses, only over public corporations.
D. The business owner is only obligated to follow the regulations of the Department of Labor if one of his employees files a formal request.
Charging a lower price per unit for purchases of more units is called
Answer:
quantity discount.
Explanation:
just took the test.
do you think banks benefit society? if so, how and why?
Answer:
Explanation:
Why is easy. To make money. I mean increase wealth not like the Fed which literally does make money - to the tune of trillions per year.
Good Banks do serve a useful purpose. They take the money that savers put on deposit and loan it out to businesses to increase their net worth or individuals who want things like condos or houses.
The economy benefits by money circulating. The individuals benefit by investing in real estate and other tangibles to make them wealthier.
Not all banks especially recently, are honest. It is creating a lot of trouble.
what is commercial bank? in your own words.
Answer:
a financial institution that'll accept deposits, offers checking account services, and makes various loans and financial products
Explanation:
You have a job, but recently heard that your position may be cut. You can only make a
down payment of 10% on your mortgage. Since you're not putting 20% down, you have
to pay Private Mortgage Insurance (PMI) that protects the bank in case you can't make
payments. The bank offers you a 6% interest rate on a 30-year mortgage of $450,000.
Do you buy it or pass?
Why?
Answer:trt
Explanation:
What are the three main forms of legal ownership of a business
I need help and advice!! What if your dad is using an app called Telegram which you didn't know no one else in the family uses it. What will you do set up a trap etc. Plss i need your help.
Answer:
sup bro thatdffa on ur head
Explanation:
In this unit, you learned about using the internet for business purposes. What forms of business communication rely on the internet? How do these forms differ from each other? What are some of the risks associated with internet-based communication? Which form do you think businesses find most useful for reaching the public? Why?
Answer:The forms of business purpose is Email, instant messaging, websites, blogs, text messaging, voicemail and video messaging.Each form have there way of doing things like emailis a message.and video message is a massage but you can see who you are talking to.The Form that I think is useful is Email because everyone use it.
ty
By saving time and money, switching from paper to electronic communications might actually make it easier for your company to communicate. A few types of electronic communication include email, instant messaging, websites, blogs, text messages, voicemail, and video messaging.
What do you mean by the business Communication?Information sharing in the workplace and with external parties is referred to as business communication.
Digital media are used in internet marketing to spread awareness of your company and encourage customers to buy your goods and services.
According to the guidelines, despite the huge and constantly expanding range of issues categorized as online safety, they may be divided into four categories of risk: content, interaction, conduct, and commerce.
A useful electronic communication tool for marketing is the blog. Electronic communication that is effective has a distinct message.
Therefore, by saving time and money, switching from paper to electronic communications might actually make it easier for your company to communicate. A few types of electronic communication include email, instant messaging, websites, blogs, text messages, voicemail, and video messaging.
To know more about the business communication, visit:
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*giving brainliest to the first correct answer*
Which of the following is a retirement plan sponsored by an employer that
allows employees to set aside money for retirement?
A. 401(k)
B. Roth 401(k)
C. Roth IRA
D. IRA
Answer:
A. 401 (K)
l Think this is correct answer
401(k) is a retirement plan sponsored by an employer that allows employees to set aside money for retirement. Hence, the correct answer is option A.
What is 401(k)?A 401(k) is a type of retirement savings plan that is sponsored by an employer. It allows employees to set aside a portion of their pre-tax income into a tax-deferred account, which can then be invested in a range of mutual funds, stocks, bonds, and other investment options. Employers may also offer matching contributions to the plan, which can further boost the employee's savings.
One of the advantages of a 401(k) plan is that it allows employees to save for retirement on a tax-deferred basis. This means that the money invested in the plan grows tax-free until it is withdrawn in retirement, at which point it is taxed as ordinary income.
Therefore, 401(k) is a retirement plan sponsored by an employer that allows employees to set aside money for retirement. Hence, the correct answer is option A.
Learn more about 401(k), here:
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