A $100,000 loan at 6% could be amortized with monthly payments of $843.86 on a 15-year basis or payments of $599.55 on a 30-year basis. The 30-year loan results in total payments of what percentage of the 15-year total payments

Answers

Answer 1

Answer:

142.1%

Explanation:

the total payments needed to pay off the 30 year loan = 30 years x 12 months x $599.55 = $215,838

the total payments needed to pay off the 15 year loan = 15 years x 12 months x $843.86 = $151,894.80

the relationship between total payments = $215,838 / $151,894.80 = 1.421 = 142.1%


Related Questions

in a based economy transaction require that each party have something the other desires increase market

Answers

Answer:

The ansewr is a barter based economy.

In a barter based economy, goods are exchanged for other goods, because no good that takes the functions of money exists (unit of account, store of value, and medium of exchange).

Barter economies can work on a limited scope, but to a larger extent, they can become inefficient, because this type of economy requires a double coincidence of wants: both parties of the transaction must desire the other party's goods.

An army sergeant works as a trauma surgeon. Which two career clusters is he most likely a part of? the Energy cluster and the Education and Training cluster the Health Services cluster and the Energy cluster the Government and Public Administration cluster and the Health Services cluster the Education and Training cluster and the Government and Public Administration cluster

Answers

Answer:

guys the answer is b

Explanation:

if u study hard u will know the answer plus i just took the text hope this works.

The two career clusters is he most likely a part of are the health service cluster and the energy cluster Option(b) is correct.

What is the meaning of career clusters?

Career clusters are known to be as the group of the clusters which are having always similar or same feature when ever required at a particular time.

Career cluster example basically includes Food, Agriculture and resources for an army worker working as an trauma surgeon the health cluster and the energy cluster are always main part which are mostly and fully liked on accordingly and relatively.

Therefore Option(b) is correct.

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The process by which new products are likely to be adopted, the rate at which they will be adopted, and the process through which the products will spread into markets is referred to as

Answers

Answer:

Importance of the Diffusion of Innovation

The diffusion of innovation theory explains the rate at which consumers will adopt a new product or service.

Which action best reflects the influence of John Maynard Keynes? O A. A business lobbies a government to reduce its overall tax burden. O B. A government gives jobs to workers during an economic recession. O c. A corporation relocates its operations to a country with a larger market. O D. A group of workers launches a protest to demand better working conditions​

Answers

Answer:

Which action best reflects the influence of John Maynard Keynes?

B. A government gives jobs to workers during an economic recession.

Explanation:

John Maynard Keynes was a The British economist who strongly and vehemently advocated for "increased government expenditures, lower taxes, government offering full employment, and government intervention in economic activities" in order to stimulate demand, pull the economy out of recession, and kickstart it from slump.  He is known as the father of Keynesian Economics.

The action that reflects John Maynard Keynes' influence is that a government provides jobs to workers in the times of economic recession.

B. A government gives jobs to workers during an economic recession.

John Maynard Keynes

John Maynard Keynes was an English economist whose ideas radically altered macroeconomic theory and practice, as well as government economic policies.

Originally trained in mathematics, he expanded and refined previous research on the causes of business cycles. The economic cycle, according to Keynes, is driven by oscillations in the rate of investment caused by fluctuations in the Marginal Efficiency of Capital.

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Objectives of Promotion

Answers

Answer:

Promotion refers to any type of marketing communication used to inform or persuade target audiences of the relative merits of a product, service, brand or issue. The aim of promotion is to increase awareness, create interest, generate sales or create brand loyalty.

Hope this helped you!

Explanation:

XYZ, Inc., has 5 million shares outstanding and will issue 1 million shares of new stock through an upcoming rights offering. Regarding the rights offering, a registered representative (RR) should know that A) XYZ will issue 1 million rights. B) the exercise price is generally lower than the current market price at issuance. C) the value of the right will generally increase after the ex-date. D) a shareholder will generally have two to three weeks to exercise the rights.

Answers

Answer:

B) the exercise price is generally lower than the current market price at issuance.

Explanation:

The exercise price refers to the price at which the stock will be sold through the rights offering. The rights offering takes place between existing stockholders and they are given the option to purchase a given amount of stocks, generally proportional to the stocks that they own before the new issuance. The market price of the stocks is the price at which the stocks are sold in open trading markets.

Trisha's Tasty Treats, a bakery and coffee shop, is having a grand opening on Saturday to celebrate its newest location. In addition to advertising the event in the local paper, Trisha sent a bakery menu to all households in the area along with a 50% off coupon. In doing so, Trisha's Tasty Treats is most likely attempting to _______.

Answers

Answer:

communicate value

Explanation:

Trisha's Tasty Treats is most likely attempting to communicate value. This is the process of guiding your targeted audience or clientele from exposure, to awareness and attention, to understanding, to evaluation and yielding, to retention, and finally to action. Doing so allows individuals to learn about your product and convinces them that the product has sufficient value that is worth buying.

An 85-year old retired client has living expenses of $15,000 per year. His portfolio is currently allocated: 50% Money Market Fund 40% Treasuries Yielding 1.20% 10% Equities The customer is complaining that he is not earning enough from his portfolio to meet monthly living expenses. The BEST recommendation to the customer is to:

Answers

Answer:

Explanation:

The best recommendation in this scenario would be to liquidate half of the money market fund and invest it in 5 year corporate debentures yielding 2.70%. This is because traditionally money market funds, although highly liquid, only offer an average of 1% return on investment for the capital invested. Investing instead in a corporate debentures yielding would net the individual more than double in ROI and hopefully cover all of the living expenses.

"Employees are paid $2,400 on every Friday for a five-day workweek. The accounting period ends on Wednesday, December 31. Adjusting for the salaries and benefits expense for the last three days of the accounting period would"

Answers

Answer and Explanation:

The computation of the adjusted amount of the last three days of the accounting period is shown below:

Since for five days work week, the total wages is $2,400

So per day it would be

= $2,400 ÷ 5 days

= $480

Now for 3 days, it would be

= $480 × 3 days

= $1,440

Now the adjusting entry is

Salaries and wages expense Dr $1,440

          To Salaries and wages payable $1,440

(Being the salaries are adjusted)

8. Which users could be targeted with Dynamic Remarketing to bring them back to a website? (select all that apply) Users who posted a favorable product review Users who viewed a website search result page Users who viewed product detail pages Users who abandoned their shopping carts

Answers

Answer:

- Users who viewed a website search result page

- Users who viewed product detail pages

- Users who abandoned their shopping carts

Explanation:

Remember, the ultimate aim of marketing is achieved only when the seller makes a sale to the user.

However, in all the above scenarios no sale was actually made, and so there's a need for dynamic remarketing in other achieve the sales objective.

George
b. smith, president of forecasters inc., reported that the correlation coefficient between investment in the textile industry and the average temperature in minnesota during january is -0.60. does the sign of the correlation make sense to you? explain your reasoning.

Answers

Answer: Yes, because negative correlation coefficient implies there is negative correlation between quantities.

Explanation:

Correlation is a term we use to define the strength and direction of relation ship between two variables.

Negative correlation coefficient means there is a negative correlation between the variables , that is if one increases the other decreases.

Here, variables are : " investment in the textile"  and "average temperature in Minnesota during January "

So -0.60 defines that there is negative correlation between the investment in the textile and the average temperature in Minnesota during January.

Which security project team role is filled by individuals who understand the organizational culture, existing policies, and requirements for developing and implementing successful policies

Answers

Answer:

Security Policy Developer

Explanation:

Security Policy Developer is described as personnel or role of a person who worked in a company and has the responsibilities of setting required rules and regulations, allows monitoring and investigations, for other users in the company.

However, to be able to do this, such personnel should understand the organizational culture, existing policies, and requirements for developing and implementing successful policies.

Therefore, the correct answer is the Security Policy Developer

Which of the following methodologies might be most appropriate if you have a system project with: unclear requirements; very familiar technologies; not all that complex; reasonably reliable; a short time schedule and the schedule visibility?

a. Waterfall
b. Parallel
c. Iterative
d. System prototyping
e. Throwaway prototyping

Answers

Answer:

The last option is wrong, the correct option to that question is: Extreme Programming.

And the correct answer is that option.

Explanation:

To begin with, the name of "Extreme Programming" refers to a specific methodology of development of software that mainly focuses in the improvement of software quality and the responsiveness to changing customers requirements. Moreover, this methodology best fits in the cases where the system project comes with unclear requirements and where there is a short time schedule due to the fact that as a type of agile software development it advocates frequent releases in short time cycles that are primarily focus on introducing checkpoints in where the requirements of the consumers who are unclear can be adopted.

On August 1 of the current​ year, Trevor Beck received for legal services to be performed evenly throughout the next six months. The adjusting entry on December 31 of the current year would include​ a:

Answers

Answer:

the question is missing the amount received by Trevor, but we can solve using a number that we choose:

For instance, lets say that Trevor received $6,000 for legal services to be performed during 6 months. The journal entry to record this would be:

August 1

Dr Cash 6,000

    Cr Unearned revenue 6,000

On December 31, the adjustment entry should be:

Dr Unearned revenue 5,000

    Cr Service revenue 5,000

Unearned revenue is a liability account because we received money but we owe the services, therefore, revenue will only be recognized as the legal services are performed.

Work in process inventory increased by $20,000 during the current year. Cost of goods manufactured was $180,000. Total manufacturing costs incurred are

Answers

Answer:

$200,000

Explanation:

The work in process process inventory had an increase by $20,000 during the year

The cost of goods that were manufactured is $180,000

Therefore the total manufacturing costs incurred can be calculated as follows

= cost of goods sold that was sold + work in process inventory increase

= $180,000 + $20,000

= $200,000

Hence the total manufacturing costs that was incurred is $200,000

f interest rates are rising in an economy, what might the relationship be between savings and investment that is causing this to happen?

Answers

Answer: b) Investment demand had been greater than savings

Explanation:

Investment in the economy comes from savings by households also known as Loanable funds. If investment demand is higher than the savings supply this demand will pull the interest rate up due to a lack of loanable funds.

As the interest rates are pulled up, more people will be encouraged to save their money in other to benefit from the higher interest rates thereby increasing the loanable funds in the market.

Mustard's Inc. sold the rights to use one of its patented processes that will result in cash receipts of $2,500 at the end of each of the next four years and a lump sum receipt of $4,000 at the end of the fifth year. The total present value of these payments if interest is at 9% is:

Answers

Answer:

PV= $10,030.27

Explanation:

Giving the following information:

Cash flow= $2,500

Lump sum= $4,000

i= 9%

n= 5

First, we need to calculate the future value of the cash flows:

FV= {A*[(1+i)^n-1]}/i

A= annual cash flow

FV= {2,500*[(1.09^4) - 1]} / 0.09

FV= 11,432.82

Now, the total future value:

FV= 11,432.82 + 4,000= 15,432.82

Finally, the present value:

PV= FV/(1+i)^n

PV= 15,432.82/1.09^5

PV= $10,030.27

What is one ethical issue demonstrated in the Milgram experiments? A. Milgram and his associates were willing to harm one person with electric shocks in order to learn. B. Milgram and his associates did not discover anything important about psychological issues. C. Milgram and his associates pressured subjects to continue after they signaled that they wished to stop. D. Milgram and his associates debriefed subjects afterwards to ensure they understood the experiment.

Answers

Milgram and his associates debriefed subjects afterwards to ensure they understood the experiment  is one ethical issue demonstrated in the Milgram experiments. Hence, option D is correct.

What is Milgram experiments?

The findings of Milgram's experiment demonstrated the persuasive power of authority and the ability of someone in a position of power to influence others to act unethically and against their better judgment.

The experiment is viewed as unethical because the test subjects were led to believe they were startling real individuals. The fact that the pupils worked at Milligram was unknown to the general public.

After the experiment, a debriefing was presented to the participants. Milgram found that every genuine participant went at least as high as 300 volts, and that 65% of them continued to the entire 450 volts.

Thus, option D is correct.

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Answer:

C. Milgram and his associates pressured subjects to continue after they signaled that they wished to stop.

Explanation:

i got it wrong and saw the answer

Put the following steps of the financial cycle in the correct order. I. Money flows to companies who use it to fund growth through new products. II. People invest and save their money. III. Money flows back to savers and investors. Group of answer choices

Answers

Answer:

II., I., III.

Explanation:

Well initially people tend to invest the money, and because of this investment businesses grow.

When people invest they buy equity or debt instruments in the company, directly or indirectly and then the company acquires these funds.

After that the company invests these funds in producing the products, making them reach the consumers.

Once consumers buy the products, the company generates the revenue.

When the revenue is generated the profits are distributed to equity holders, or investors and also in form of interest to debt instrument holders.

Because modern search engines use proprietary technology in the race to stay ahead of competitors, it is not possible to tell exactly how they decide what websites will appear in a SERP. Select one: True False

Answers

Answer: True

Explanation:

Proprietary technology is simply the tools, processes, tools, or systems of interrelated connections which can be attributed as the property of an individual or a business.

The combinations listed above give competitive advantage to owners of such proprietary technologies. Because modern search engines use proprietary technology in the race to stay ahead of competitors, it is not possible to tell exactly how they decide what websites will appear in a SERP.

It should be noted that Search Engine Results Pages (SERP) are simply the pages that are displayed by search engines when a user asks a query.

The statement in the question is true.

Which of the following project management knowledge areas primarily involve generating, collecting, disseminating, and storing project information? a. Project time management b. Project communications management c. Project procurement management d. Project cost management

Answers

Answer:

Project communications management

Explanation:

Project communications management involves the processes that primarily involve timely planning, collecting, creating, distributing, storing, retrieving, managing, controlling and monitoring of project information. It is important for project managers to communicate the needs of a project to both team members and stakeholders. The effectiveness of communication with these diverse team members and stakeholders ultimately impacts the outcome of a project.

Project communication management involves the following three vital processes: Plan communication management, manage communications and control communications.

Andrews and Bates have a written contract in which Bates promises to sell Andrews a piece of real estate. Bates refuses to complete the transaction. Andrews sues Bates for specific performance, asking the court to order Bates to complete the sale. This action is for ________.

Answers

Answer:

Equitable relief

Explanation:

Equitable relief is defined as a remedy provided by a court that requires a party to act or prevents a person from acting.

It is usually granted in relation to contracts that have been breached.

When equitable relief is sought there is no monetary compensation, rather the plaintiff is requesting the court to ensure an action is performed.

In this instance Andrews and Bates have a written contract in which Bates promises to sell Andrews a piece of real estate. When Bates refuses to fulfill his obligation Andrews can seek for equitable relief from the court.

Forcing Bates to sell the piece of real estate as agreed in the contract.

An investor wishes to save for her retirement. She arranges to have $250 per month withdrawn from her account to be invested into a commodity fund. This type of savings plan is called

Answers

Answer:

dollar cost averaging

Explanation:

Dollar cost averaging is a type of investment plan where the customer (investor) will contribute a specific amount of money every fixed period of time. In this case, our investor is investing $250 every month regardless of the price of the securities that she is investing in. Some months she will be able to buy more or fewer securities than other months.

Prove you know what diminishing marginal utility is by creating an example of your own. Your example
cannot be food related.

Answers

Hi there, I'm not answering this question, sorry.

Your task clearly states you must think of your own example and prove what you know. That's why.

Please, if you're coming onto the Brainly website, at least improve your questions.

What staffing issues would create the biggest obstacles to starbucks ability to execute its growth and specialization strategies?

Answers

Answer:

finding the type of employees that would help them execute its growth and specialization strategiesretaining the employees after hiring them

Explanation:

Some of the staffing issues would create the biggest obstacles to Starbucks ability to execute its growth and specialization strategies is finding the type of employees that would help them execute its growth and specialization strategies this because employees with such special skills are either hired already or Starbucks would have to fight off stiff competition for such employee

another staffing issue that would create an obstacle for Starbucks is retaining the employees after hiring them and one way to overcome this is good welfare packages and good working environment

What is the theory of management that examines how to create an organizational structure and control system that results in an organization that is highly efficient and effective?

Answers

Answer:

Administrative

Explanation:

The theory of management that is being described is known as the Administrative management theory. This theory tries to come up with a rational way of designing an organization so that it works as a whole entity. Doing so allows for the organization to function at the highest efficiency and effectiveness levels, which overall brings lower costs and increased profits for the organization.

Two physical things you can do to demonstrate you are paying attention to a speaker are _____ and _____. smile brightly stand instead of sit make eye contact face the speaker

Answers

Answer:

face the speaker

make eye contact

Explanation:

The two things that are required for demonstrating that you are attentive towards the speaker is the face the speaker and make eye contact so that the speaker could understand that you are listening to him or her also at the same time he gets motivated that people are listening to him or her

Therefore in the given case, two things are facing the speaker and eye contact and the same is to be considered

Answer:

a. make eye contact

d. face the speaker

Explanation:

Two physical things you can do to demonstrate you are paying attention to a speaker are _____ and _____.

You what to be respectful.

HOPE THIS HELPS!!!!

A coffee distributor needs to mix a(n) House coffee blend that normally sells for $13.20 per pound with a Rift Valley coffee blend that normally sells for $14.40 per pound to create 60 pounds of a coffee that can sell for $13.96 per pound. How many pounds of each kind of coffee should they mix

Answers

Answer:

Quantity of House coffee blend = 22 pound

Quantity of Rift Valley coffee blend = 38 pound

Explanation:

Given:

Quantity of House coffee blend = x

Amount of  House coffee blend = $13.20 pound

Quantity of Rift Valley coffee blend = y

Amount of Rift Valley coffee blend = $14.40 pound

Total quantity = 60 pound

Sell price = $13.96 per pound

Find:

Quantity of House coffee blend

Quantity of Rift Valley coffee blend

Computation:

x + y = 60 ........Eq1

And,

13.20 x + 14.40 y = 13.96(60)

13.20 x + 14.40 y = 837.6.........Eq2

from Eq2 and Eq1

y = 38

and x = 60 - 38 = 22

Quantity of House coffee blend = 22 pound

Quantity of Rift Valley coffee blend = 38 pound

Suppose that freedonia and lamponia agree to trade. each country focuses its resources on producing only the good in which it has a comparative advantage. the countries decide to exchange 12 million pounds of lemons for 12 million pounds of tea. this ratio of goods is known as the terms of trade between fredonia and lamponia.

Answers

Answer:

Fredonia and Lamponia

Exchange of 12 million pounds of lemons for 12 million pounds of tea:

The ratio of goods exchanged is known as the terms of trade between the two countries, because by exchanging 12 million pounds of lemons for 12 million pounds of tea, Fredonia and Lamponia have directly fixed the price of lemon to be equal to the price tea.

The exchange will merely be a trade by barter if the price of tea per pound is not the same price of lemons per pound.  But, by equating their prices and exchanging the same quantities, Fredonia and Lamponia have implicitly defined their terms of trade for lemon and tea respectively.

Explanation:

Generally, the trade terms between Fredonia and Lamponia represent the ratio of the export price of lemons and import price of tea. The ratio is calculated by dividing the price of the exports by the price of the imports and multiplying the result by 100.  In this implied situation, the ratio is 100% or 1 is to 1.

Duke and pat collins have adjusted gross income of $358,000. they have itemized deductions of $20,000 consisting of $8,000 in medical expenses that exceed 10% of adjusted gross income, $3,000 in property taxes, $4,000 in housing interest, and $5,000 in miscellaneous itemized deductions that exceed 2 percent of adjusted gross income. what is the amount of their itemized deduction?

Answers

Answer:

$18,599

Explanation:

the $8,000 in medical expenses are 100% deductible,

but property taxes, housing interest and other miscellaneous deductions are not 100% deductible : $3,000 + $4,000 + $5,000 = $12,000

of the $12,000, you will be able to deduct $12,000 - [($358,000 - $311,300) x 3%] = $12,000 - $1,401 = $10,599

total itemized deductions = $8,000 + $10,599 = $18,599

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You have a choice between going to an in-state college where you would pay $5500 per year for tuition and an out-of-state college where the tuition is $7000 per year. The cost of Iiving is much higher at the in-state college, where you can expect to pay $1000 per month in rent, compared to $750 per month at the other college Assuming all other factors are equal, which is the less expensive choice on an annual (12-month) basis? The yearly expense of the in-state college is $_____and the yearly expense of the out-of-state college is $______. Thus on an annual basis, the less expensive choice is the (1)_______college. (Simplify your answers.) in-state out-of-state if you put 7250 in the atm each day, what percent of the days in a month should you expect to run out of cash Which word comes third alphabetically?discipledisclosedisclaim Anola Company has two products: A and B. The company uses activity-based costing. The estimated total cost and expected activity for each of the company's three activity cost pools are as follows:Cost PoolEstimated CostActivity - Product AActivity - Product BTotal ActivityActivity 1$18,000300200500Activity 2$16,000500100600Activity 3$27,000600300900The activity rate under the ABC system for Activity 3 is: Only free blacks became sharecroppers when slavery ended. True or False In colonial Latin America , the main purpose of the ecomienda system was to 6 ten thousands 4 hundreds 10 4x + 3 x - 6 equals 29 what is X PLEASE HELP!!! Which expression is equivelent to 32 + 16 1. 8(4+2) 2. 8(24+8) 3. 4(2+7) 4. 7(24+8) Which angle is supplementary to 65 degrees Each cell has a membrane. This is a thin layer that surrounds it. It keeps the inside and outside of the cell separate. What does the word "surrounds" mean? A fully supports B stands alone C pulls apart D totally covers 8+9t-3+4 please help me 6x - 8x + 5 = -2(x + 2) + 7 Este gnero de msica tiene influencias de hip hop y del Caribe. msica de rock msica nortea reggaetn salsa Why do you think you need a fine arts credit in order to graduate high school in the U.S? 1)A fish tank has a volume of 520 in. it is emptied at a constant rate of 10 cubic inches every minute. Which equation represents the volume v,after t, time in minutes I handed Dad the ................ so he could pull out the staple.( hammer, level, screwdriver, saw ,drill , sander , chisel, wrench, pliers , clamp) Geometry PLEASE HELP will give le brainliest How many time constants must elapse if an initially charged capacitor is to discharge 90% of its stored energy through a resistor Which concept is associated with distribution of power in the United States government? A.separation of powers B. production and sustenance C..leadership D.law and order