A borrower has applied for a refinance on her property valued at $235,000. She currently has a HELOC with a $47,000 limit and currently owes $25,850. The borrower has applied for a first mortgage of $164,500. Which of the following LTV, CLTV, and HLTV are accurate based on this information?
a. 70% / 80%/ 95%
b. 70% / 83% / 100%
c. 70% / 81% / 90%
d. 75% / 80% / 91%

Answers

Answer 1

Answer:

c. 70% / 81% / 90%

Explanation:

Loan to Value ratio LTV is the ratio of borrowers principal loan balance to the appraisal value of the property. Combined Loan to Value Ratio CLTV is the ratio which considers the sum of all the loan taken on the property. High loan to Value ratio is the one which loan is exceeding by the value of borrowers home.


Related Questions

On January 1, 20X0, Hunter Corporation issued 8,000 of its $15 par value shares to acquire 45 percent of the shares of Arrow Manufacturing. Arrow Manufacturing's balance sheet immediately before the acquisition contained the following items:
ARROW MANUFACTURING
Balance Sheet
January 1, 20X0
Book Value Fair Value
Assets
Cash and Receivables $36,000 $36,000
Land 70,000 80,000
Buildings & Equipment (net) 126,000 156,000
Patent 80,000 80,000
Total Assets 312,000
Liabilities & Equities
Accounts Payable $126,000 126,000
Common Stock 138,000
Retained Earnings 48,000
Total Liabilities & Equities $312,000
On the date of the stock acquisition, Hunter's shares were selling at $40, and Arrow Manufacturing's buildings and equipment had a remaining economic life of 5 years. The amount of the differential assigned to goodwill is not impaired.
In the two years following the stock acquisition, Arrow Manufacturing reported net income of $85,000 and $55,000 and paid dividends of $27,000 and $45,000, respectively. Hunter used the equity method in accounting for its ownership of Arrow Manufacturing.
a. Prepare the entry recorded by Hunter Corporation at the time of acquisition.
b-1. Prepare the journal entries recorded by Hunter during 20X0 related to its investment in Arrow Manufacturing.
b-2. Prepare the journal entries recorded by Hunter during 20X1 related to its investment in Arrow Manufacturing.
c.What balance will be reported in Hunter’s investment account on December 31, 20X1?

Answers

Answer:

a. Entry recorded by Hunter Corporation at the time of acquisition.

DR Investment in Arrow Manufacturing (8,000 * $40) $320,000  

  CR  Common Stock (8,000 * 15)  $120,000  

   CR Additional Paid-In Capital  $200,000  

(To record acquisition of Arrow Manufacturing stock)

b-1. Journal entries recorded by Hunter during 20X0 related to its investment in Arrow Manufacturing.

DR Investment in Arrow Manufacturing (8,000 * $40) $320,000  

  CR  Common Stock (8,000 * 15)  $120,000  

   CR Additional Paid-In Capital  $200,000

   

DR Cash (27,000 * 45%) $12,150  

  CR Investment in Arrow Manufacturing Stock  $12,150  

(To record dividends from Arrow Manufacturing)

 

DR Investment in Arrow Manufacturing Stock ( $85,000 x 0.45) $38,250‬  

 CR  Income from Arrow Manufacturing  $38,250‬  

(To record equity income from Arrow Manufacturing)

 

DR Income from Arrow Manufacturing $2,700

  CR Investment in Arrow Manufacturing Stock  $2,700  

(To amortize differential assigned to buildings and equipment)

Working

Investment in Arrow Stock

(156,000 -126,000)*0.45) / 5 years remaining economic life.

b-2. The journal entries recorded by Hunter during 20X1 related to its investment in Arrow Manufacturing.

DR Cash (45,000 * 45%) $20,250  

  CR Investment in Arrow Manufacturing Stock  $20,250  

(To record dividends from Arrow Manufacturing)

 

DR Investment in Arrow Manufacturing Stock ( $55,000 x 0.45) $24,750‬  

 CR  Income from Arrow Manufacturing  $24,750‬  

(To record equity income from Arrow Manufacturing)

 

DR Income from Arrow Manufacturing $2,700

  CR Investment in Arrow Manufacturing Stock  $2,700  

(To amortize differential assigned to buildings and equipment)

c.

Purchase price on January 1, 20X0  $320,000

20X0: Income from Arrow Manufacturing    

(38,250‬ - 2,700) $35,550  

Less: Dividends received -12,150

Investment account balance, December 31, 20X0      $343,400‬

20X1: Income from Arrow Manufacturing    

($24,750‬  - $2,700) $22,050  

Dividends received -20,250  

Investment account balance, December 31, 20X1  $345,200‬

A company is considering replacing an old machine, which has a market value of $95,000 and a tax basis of $145,000. The new machine would cost $210,000 and would cause a $25,000 reduction in working capital because of the need for fewer spare parts. If the company’s tax rate is 39%, what would be the initial cash outlay for this replacement project?

Answers

Answer:

$120,500

Explanation:

Net cash outflow for the new machine = Cost of new machine + net working capital - salvage value of old machine + tax (salvage value of old machine - book value of old machine)

tax (salvage value of old machine - book value of old machine) =

0.39 x ($95,000 - $145,000) = $-19,500

$210,000  + $25,000 - $95,000 -$19,500 = $120,500

When a standalone organization is created and owned by two or more parent companies together, the strategic alliance is referred to as a(n) _____.

Answers

Answer:

Joint venture

Explanation:

A joint venture is one where two or more parties agree to pool their resources together to accomplish a particular goal.

Each participant shares in the profit, loss, and cost associated with the business.

However the venture an entity that is independent of the participant's other business interest.

So when a standalone organization is created and owned by two or more parent companies together, it is called a joint venture

se the following information for Jett Co. to answer the following question: 2015 2014 Sales 1,200 1,000 COGS 850 700 Operating Expenses 200 200 Income Taxes 30 35 Jett Co.'s gross profit, operating profit and net profit margins for 2015 are: A. 50.0%, 32.5%, 22.5% respectively. B. 29.2%, 12.5%, 10.0%, respectively. C. 27.0%, 11.0%, 10.5%, respectively. D. 21.5%, 17.5%, 12.0%, respectively.

Answers

Answer:

B. 29.2%, 12.5%, 10.0%

Explanation:

Gross Profit = Sales - Cost of goods sold / Sales

Gross Profit = $1,200 - $850 / $1,200

Gross Profit = $350 / $1,200

Gross Profit = 0.2917

Gross Profit = 29.17%

Operating profit = Sales - Cost of goods sold - Operating Expenses / Sales

Operating profit = $1,200 - $850 - $200 / $1,200

Operating profit = $150 / $1,200

Operating profit = 0.125

Operating profit = 12.5%

Net profit margin = Sales - Cost of goods sold - Income Taxes / Sales

Net profit margin= $1,200 - $850 - $200 - $30 / $1,200

Net profit margin $120 / $1,200

Net profit margin= 0.1

Net profit margin= 10%

You write a call option on Google. The current price of one share of Google is $400, the option strike price is $410, and the option premium is $5 (all prices are per share). On the expiration day, the price of Google is $425. The following statement is true:
A) The call is in the money
B) your payoff is negative
C) your payoff is positive and equal to 10
D) A and B
E) A and C

Answers

Answer: E) A and C

Explanation:

A Call option is an option to buy a security at a certain price in future. The option is only exercised if the market price of the security is higher than the option price of the security. When this happens the Call is said to be in the money. On expiration day, the price of Google is $425 which is higher than the option price of $410 so the Call is in the money. Option A is correct.

The option premium is the amount paid for the option contract and so is an expense. Payoff is calculated as;

= Market Value - (Option Price + Option premium)

= 425 - ( 410 + 5)

= $10

Option C is correct as well.

Your firm has total sales of $22,980, costs of $14,715, and depreciation of $6,045. The tax rate is 34 percent. There are no interest expenses or other income. What is the operating cash flow?

Answers

Answer:

Thus, Operating cash flow for company is $7,510.20.

Explanation:

Total Sales = $22,980

Cost of goods sold = $14,715

Depreciation = $6,045

Profit before tax = Total Sales – Cost of goods sold – Depreciation  

= $22,980 – $14,715 – $6,045

=$2,220

Profit before tax is $2,220

Tax rate = 34%

Net profit = profit before tax × (1 – 34%)

= $1,465.20

Net profit for company is $1,465.20.

Operating cash flow = Net profit + Depreciation

= $1,465.20 + $6,045  

= $7,510.20

Thus, Operating cash flow for company is $7,510.20.

Black Friday, the day after Thanksgiving, is the largest shopping day of the year. Do the early shoppers, who often wait in line for hours in the cold to get doorbuster sale items, have elastic or inelastic demand?

Answers

Answer:

Early shoppers have elastic demand because of the quantity demanded. That changes significantly as the result of a price change. Elastic means ‘sensitive’. Which means shoppers are responding to Black Friday deals currently happening so they can buy products they/want/need at the prices they wish to spend.

Answer: I personally would say the shoppers who wait in line for hours have an elastic demand.

Explanation: The reason why they have an elastic demand is because an elastic demand means when an elastic product is defined as one where a change in the price of the product leads to a significant change in the demand for that product. Which the people waiting outside are buying the item due to the change in price.

A company purchases equipment for $32,000 cash. This transaction should be shown on the statement of cash flows under:________

a. operating activities
b. investing activities
c. noncash investing and financing activities
d. financing activities

Answers

Answer:

b. investing activities

Explanation:

Cash flow can be defined as the net amount of cash and cash-equivalents that is flowing into (received) and out (given) of a business. There are three components of the cash flow;

1. Operating cash flow: all cash generated from the business activities of an organization.

2. Financing cash flow: all payments made by an organization and profits from issuance of debts and equity.

3. Investing cash flow: costs associated with purchasing of capital assets and investments of cash resources in other businesses.

A company purchases equipment for $32,000 cash. This transaction should be shown on the statement of cash flows under investing activities.

Generally, investing activities comprises of purchasing physical assets, investing in securities and the sale of assets or securities associated with the company.

Hence, a company that purchases equipment for $32,000 cash should show the transaction on the statement of cash flows under investing activities.

Windy Inc. is considering expanding on some land that it currently owns. The initial cost of the land was $300,000 and it is currently valued at $251,900. The company has some unused equipment that it currently owns valued at $30,000 that could be used for this project if $15,000 is spent for equipment modifications. What is the amount of the initial cash flow for this expansion project

Answers

Answer:

The amount of the initial cash flow for this expansion project is $15,000.

Explanation:

It is important to remember that Sunk costs are not relevant for decision making.

Sunk Cost are costs already incurred as a results of past decisions.

The Cost of Land of $300,000 and the Cost of Equipment Valued at $30,000 are both Sunk costs and are not relevant for this expansion project.

The Relevant Costs (Initial Cash Flow) is $15,000 for modifications.

Flounder Corporation sells rock-climbing products and also operates an indoor climbing facility for climbing enthusiasts. During the last part of 2017, Flounder had the following transactions related to notes payable.
Sept. 1 Issued a $14,400 note to Pippen to purchase inventory. The 3-month note payable bears interest of 8% and is due December 1. (Flounder uses a perpetual inventory system.)
Sept. 30 Recorded accrued interest for the Pippen note.
Oct. 1 Issued a $21,600, 8%, 4-month note to Prime Bank to finance the purchase of a new climbing wall for advanced climbers. The note is due February 1.
Oct. 31 Recorded accrued interest for the Pippen note and the Prime Bank note.
Nov. 1 Issued a $26,400 note and paid $8,900 cash to purchase a vehicle to transport clients to nearby climbing sites as part of a new series of climbing classes. This note bears interest of 7% and matures in 12 months.
Nov. 30 Recorded accrued interest for the Pippen note, the Prime Bank note, and the vehicle note.
Dec. 1 Paid principal and interest on the Pippen note.
Dec. 31 Recorded accrued interest for the Prime Bank note and the vehicle note.
a) Prepare journal entries for the transactions noted above.
b) Post the above entries to the Notes Payable, Interest Payable, and Interest Expense accounts.
c) Show the balance sheet presentation of notes payable and interest payable at December 31
d) How much interest expense relating to notes payable did Flounder incur during the year?
interest expense incurred during the year: $ ?

Answers

Answer:

a) Prepare journal entries for the transactions noted above.

Sept. 1 Issued a $14,400 note to Pippen to purchase inventory. The 3-month note payable bears interest of 8% and is due December 1. (Flounder uses a perpetual inventory system.)

Dr Inventory 14,400

    Cr Notes payable 14,400

Sept. 30 Recorded accrued interest for the Pippen note.

Dr Interest expense 96

    Cr Interest payable 96

Oct. 1 Issued a $21,600, 8%, 4-month note to Prime Bank to finance the purchase of a new climbing wall for advanced climbers. The note is due February 1.

Dr Cash 21,600

    Cr Notes payable 21,600

Oct. 31 Recorded accrued interest for the Pippen note and the Prime Bank note.

Dr Interest expense 240

    Cr Interest payable 240

Nov. 1 Issued a $26,400 note and paid $8,900 cash to purchase a vehicle to transport clients to nearby climbing sites as part of a new series of climbing classes. This note bears interest of 7% and matures in 12 months.

Dr Vehicle 35,300

    Cr Notes payable 26,400

    Cr Cash 8,900

Nov. 30 Recorded accrued interest for the Pippen note, the Prime Bank note, and the vehicle note.

Dr Interest expense 394

    Cr Interest payable 394

Dec. 1 Paid principal and interest on the Pippen note.

Dr Notes payable 14,400

Dr Interest payable 288

    Cr Cash 14,688

Dec. 31 Recorded accrued interest for the Prime Bank note and the vehicle note.

Dr Interest expense 298

    Cr Interest payable 298

b) Post the above entries to the Notes Payable, Interest Payable, and Interest Expense accounts.

    notes payable                                           interest payable

debit               credit                                  debit               credit

                       14,400                                                       96

                       21,600                                                       240

                       26,400                                                      394

14,400                                                       288

                       48,000                                                     298

                                                                                         740                  

  interest expense                                          

debit               credit      

96

240

394

298                            

1,028

c) Show the balance sheet presentation of notes payable and interest payable at December 31

notes payable balance December 31 = $48,000

interest payable balance December 31 = $740

d) How much interest expense relating to notes payable did Flounder incur during the year?

$1,028

Make a list of at least three items that are important to double check before submitting a loan application to underwriting. List at least two things you would be sure to tell a borrower in preparation for closing. List at least three calculations that are typically used during the course of a mortgage loan transaction.

Answers

Answer:

Please see answers below.

Explanation:

A. Three important Items to double check before submitting a loan application to underwriting.

• Completeness of data : One has to be sure that all important details are captured hence none is left out. It means that there are no missing information on the application.

• Calculations performed accurately: This means that calculations such as borrower's income, qualifying ratios are calculated accurately and also double checked for the purpose of the loan underwriting.

• Documentations required by the loan programme. All Documentations required by the loan programme must be double checked before submitting a loan application to underwriting.

B. List at least two things you would be sure to tell a borrower in preparation for closing

• I will seek clarity in terms of the money borrower would be bringing to the closing table.

• The date,time,venue of closing are essential for the closing hence will be communicated to the borrower. Also, there are no right or wrong answers that may be asked or given by the borrower during the closing.

C. List at least three calculations that are typically used during the course of mortgage loan transaction.

• Income calculation

• Front end and back end ratio (DTI ratio)

• Monthly payment.

"Jaymes Corporation produces high-performance rotors. It expects to produce 78,000 rotors in the coming year. It has invested $12,566,667 to produce rotors. The company has a required return on investment of 18%. What is its ROI per unit

Answers

Answer:

$29

Explanation:

The computation of return on investment per unit is shown below:-

Return on investment = Total Investment × Required Rate on Investment

= $12,566,667 × 18%

= $2,262,000.06

Return in investment per unit = Required ROI ÷ Total Rotors

= $2,262,000.06 ÷ 78,000

= $29

Therefore for computing the return on investment we simply applied the above formula.

The earnest money that must be paid with a contract is

Answers

Answer:

the earnest money that must be paid with a contract is deposit to the seller that shows the intention of completing the transaction

earnest money is the money paid to a merchant or seller to complete a contract or money paid to a merchant / seller to show good faith in the transaction.

The Atlantic Company sells a product for $150 per unit. The variable cost is $60 per unit, and fixed costs are $270,000. What is the break-even point in sales units?_____________________________________ What is the break-even points in sales units if the company desires a target profit of $36,000?

Answers

Answer:

The break even units are 3000 units and when it desires the profit of $36000 then sales unit is 3400 units.

Explanation:

The selling price of a product (SP) = $150 per unit.

Variable cost (VC) = $60 per unit.

Fixed cost of the company = $270000

Break-even units can be calculated by dividing the fixed cost from the difference in selling price and variable cost.

Break even Units = (fixed cost) / ( SP – VC)

= 270000 / (150-60)

= 3000 units.

Break-even units when a company desires a profit of $36000.

Desired units for sales = (Fixed Cost + Profit)/ Contribution per unit

= (270,000 + 36,000) / (150 - 60)

= 3,400 units

By automating its shop floor, your company expects to save $81,000 annually. If the automation costs $225,000, what is the payback period of the automation?

Answers

Answer:

2.78

Explanation:

Calculation for the payback period of the automation

Using this formula

Payback period = Automation cost/ Amount to saved annually

Let plug in the formula

Payback period =$225,000/$81,000

Payback period =2.78

Therefore the payback period of the automation will be 2.78

whipple corp. just issued 310,000 bonds with a coupon rate of 6.20 percent paid semiannually that mature in 15 years. The bonds have a YTM of 6.64 percent and have a par valueof 2000. how money was raised from the sale of the bonds?

Answers

Answer:

$594,338,200 was raised from the sale of the bonds.

Explanation:

The Price of the bond (PV) can be determined using a financial calculator as follows :

Pmt   = ($2,000 × 6.20 %) / 2 = $62

P/yr   = 2

n        = 15 × 2 = 30

YTM  = 6.64 %

FV     =  $2,000

PV     = ?

Therefore, PV = $1,917.22

Money raised = 310,000 bonds × $1,917.22

                       = $594,338,200

"If the top two companies in the golf club industry merged, their new market share would equal 15% of the market. This industry's new HHI would be 995. According to the FTC's historical guidelines for mergers, would the FTC approve this merger

Answers

Answer:

Yes, the FTC would ignore the merger and allow it to go through.

Explanation:

here are the options to the question ;

O No, the FTC would probably challenge the merger

O Maybe. The FTC would scrutinize the merger and make a case-by-case decislon.

Yes, the FTC would ignore the merger and allow it to go through.

HHI is used to calculate market power.

if the HHI index is less than 1000 post merger, the merger would be allowed to go through.

If the HHI index is between 1000 - 1800 post merger and the change in HHI is more than 100 after the merger, The FTC would scrutinize the merger and make a case-by-case decislon.

If the HHI index is more than 1800 post merger and the change in HHI is more than or equal to 50, he FTC would probably challenge the merger

Bond issuance: 20% of total funds, requires 15% interest per year Bank loan: 60% of total funds, requires 9.5% interest per year Preferred Stock issuance: 20% of total funds, requires 5% dividend per year What is Valentino’s average rate of return on the new project?

Answers

Answer: 28.57%

Explanation:

Average return given the variables will be;

[tex]Average rate of return = \frac{Annual net income}{Average investment}[/tex]

Average rate of return = [tex]\frac{1,000,000}{\frac{7,000,000}{2} }[/tex]

Average rate of return  = 1,000,000/3,500,000

Average rate of return = 28.57%

A $ 1 comma 000 bond with a coupon rate of 6.2​% paid semiannually has two years to maturity and a yield to maturity of 6​%. If interest rates fall and the yield to maturity decreases by​ 0.8%, what will happen to the price of the​ bond?

Answers

Answer:

As a result of a fall in interest and YTM, the bond price will increase by $15.04

Explanation:

To calculate the change in price due to fall in interest rate, we must first calculate the price of the bond before and after the fall of interest rates.

To calculate the price of the bond, we need to first calculate the coupon payment per period. We assume that the interest rate provided is stated in annual terms. As the bond is a semi annual bond, the coupon payment, number of periods and semi annual YTM will be,

Coupon Payment (C) = 1000 * 0.062 * 0.5 = $31

Total periods (n)= 2 * 2 = 4

r or YTM = 6% * 1/2 = 3% or 0.03

The formula to calculate the price of the bonds today is attached.

Before Interest rates Fell

Bond Price = 31 * [( 1 - (1+0.03)^-4) / 0.03]  +  1000 / (1+0.03)^4

Bond Price = $1003.717098 rounded off to $1003.72

After Interest Rates Fell

New YTM = 6% - 0.8%   =  5.2% or 0.052

Semi Annual YTM = 0.052 * 0.5  = 0.026

Bond Price = 31 * [( 1 - (1+0.026)^-4) / 0.026]  +  1000 / (1+0.026)^4

Bond Price = $1018.764647 rounded off to $1018.76

Change in Bond Price = 1018.76 - 1003.72   = $15.04

As a result of a fall in interest and YTM, the bond price increased by $15.04

The_____ will solve for the expected return measured in an investor’s domestic currency for a foreign asset denominated its own currency.

Answers

Answer:

The Intertemporal Capital Asset Pricing Model (ICAPM)

Explanation:

The Intertemporal Capital Asset Pricing Model (ICAPM) is an useful way to calculate investor returns.

This method which involves predicting model allows an investor to measure their expected return in his own domestic currency. In a sense, It tells the investors the risk to profit gain of an investment.

Crane Company has gathered the following information.
Units in beginning work in process 0
Units started into production37,300
Units in ending work in process8,200
Percent complete in ending work in process:
Conversion costs40%
Materials100%
Costs incurred:
Direct materials$78,330
Direct labor$66,500
Overhead$105,114
1. Compute equivalent units of production for materials and for conversion costs.
Materials
Conversion Costs
The equivalent units of production
2. Determine the unit costs of production. (Round unit costs to 2 decimal places, e.g. 2.25.)
Materials
Conversion Costs
Unit costs
$
$
3. Show the assignment of costs to units transferred out and in process.
Units transferred out $
Units in ending work in process

Answers

Answer:

1. Compute equivalent units of production for materials and for conversion costs

Equivalent units of Materials: (Units in Beginning Work in process + Units started into production - Units in ending work in process) + Units in ending work in process

= (0 + 37,300 - 8,200) + 8,200

= 37,300

Equivalent units of conversion costs : (Units in Beginning Work in process + Units started into production - Units in ending work in process) + (Units in ending work in process * 40%)

= (0 + 37,300 - 8,200) + (8,200 * 40%)

=29,100 + 3,280

= 32,380

2. Determine the unit costs of production

Unit costs of materials = Direct materials / Equivalent units of Materials

= $78,330 / 37,300

= $2.1

Unit costs of conversion costs = (Direct labor + Overhead) / Equivalent units of conversion costs

= ($66,500 + $105,114) / 32,380

= $171,614 / 32,380

= $5.3

3. Show the assignment of costs to units transferred out and in process

Units ending work in process = Materials + Conversion costs

where, Materials = 8,200 * $2.1 = $8,202

Conversion costs = 3,281 * $5.3 = $17,389

( 8,200 * 40%)

Units ending work in process = $8,202 + $17,389

= $25,591

Kunkel Company makes two products and uses a conventional costing system in which a single plantwide predetermined overhead rate is computed based on direct labor-hours. Data for the two products for the upcoming year follow:
Mercon Wurcon
Direct materials cost per unit $ 9.00 $ 7.00
Direct labor cost per unit $15.00 $ 17.00
Direct labor-hours per unit 0.40 4.80
Number of units produced 4,000 8,000
These products are customized to some degree for specific customers.
Required:
1. The company's manufacturing overhead costs for the year are expected to be $1,600,000. Using the company's conventional costing system, compute the unit product costs for the two products.
2. Management is considering an activity-based costing system in which half of the overhead would continue to be allocated on the basis of direct labor-hours and half would be allocated on the basis of engineering design time. This time is expected to be distributed as follows during the upcoming year:
Mercon Wurcon Total
Engineering design time (in hours) 8,000 8,000 16,000
Compute the unit product costs for the two products using the proposed ABC system.

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Mercon Wurcon

Direct materials cost per unit $ 9.00 $ 7.00

Direct labor cost per unit $15.00 $ 17.00

Direct labor-hours per unit 0.40 4.80

Number of units produced 4,000 8,000

A. First, we need to calculate the predetermined overhead rate:

Total direct labor hours= 0.4*4,000 + 4.8*8,000= 40,000

Overhead= 1,600,000

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 1,600,000/40,000

Predetermined manufacturing overhead rate= $40 per direct labor hour

Now, we can determine the unitary product cost.

Mercon= 9 + 15 + 40*0.4= $37

Wurcon= 7 + 17 + 4.8*40= $216

B.

Mercon Wurcon Total

Engineering design time (in hours) 8,000 8,000 16,000

Now, we have two different allocation rates:

Direct-labor hours= 800,000/40,000= $20 per direct labor hour

Engineer desing= 800,000/16,000= $50 per engineer desing hour

Finally, we can determine the unitary product cost:

Engineer design per unit:

Mercon= 8,000/4,000= 2

Wurcon= 8,000/8,000= 1

Mercon= 9 + 15 + (20*0.4 + 50*2) = $132

Wurcon= 7 + 17 + (20*4.8 + 50*1)= $170

A small Canadian firm that has developed some valuable new medical products using its unique biotechnology know-how is trying to decide how best to serve the European Union. Its choices are given below. The cost of investment in manufacturing facilities will be a major one for the Canadian firm, but it is not outside its reach. If these are the firm's only options, which one would you advise it to choose? Why?
a. Manufacture the product at home and let foreign sales agents handle marketing.
b. Manufacture the product at home and set up a wholly owned subsidiary in Europe to handle marketing.

Answers

Answer:

Correct Answer:

a. Manufacture the product at home and let foreign sales agents handle marketing.

Explanation:

For the small Canadian company, manufacturing the product at home (Canada) would afford them the opportunity to protect their new medical product from piracy. Also, they would be able to receive tax incentives from their government as well file for patent of their new innovation.

The foreign agent would strictly be focused on the marketing of the finished product without having access to the detailed information of the product.

Equivalent Units and Cost per Equivalent Unit-Weighted-Average Method [LO5-2, LO5-3]
Pureform, Inc., uses the weighted-average method in its process costing system. It manufactures a product that passes through two departments. Data for a recent month for the first department follow:
Units Materials Labor Overhead
Work in process inventory, beginning 58,000 $ 56,200 19,700 $24,100
Units started in process 549,000
Units transferred out 570,000
Work in process inventory, ending 37,000
Cost added during the month $ 743,270 $ 243,460 $297,540
The beginning work in process inventory was 80% complete with respect to materials and 65% complete with respect to labor and overhead. The ending work in process inventory was 60% complete with respect to materials and 40 % complete with respect to labor and overhead.
Required:
1. Compute the first department's equivalent units of production for materials, labor, and overhead for the month.
2. Determine the first department's cost per equivalent unit for materials, labor, and overhead for the month. (Round your answers to 2 decimal places.)
Overhead Labor Materials
1. Equivalent units of production
2. Cost per equivalent unit

Answers

Answer:

                                                                 Material      Labour          Overhead

1) Total equivalent unit                         607,000           584,800         584,800

2) Cost per equivalent unit (a/b)              1.32               0.45          0.55  

Explanation:

Under the weighted average method of valuation, to account for completed units, it is assumed that the entire degree of work required is done in the period under consideration. So there is no separation of the completed units into opening inventory and fully worked.

Cost per equivalent unit = cost / total equivalent units  

1) Equivalent units of production

                                                            Material      Labour          Overhead

                                       Unit              EU                 EU                   EU          

Transferred out           570,000      570,000       570,000          570,000

Work in progress         37,000        22,200       14,800                    14,800

Total equivalent unit                        607,000           584,800         584,800

% of work done on WIP                    60%                   40%               40%

Note the  equivalent unit for WIP is computed by multiplying the degree of work done (in %) by the units of WIP for each of the element of cost.

For example, the EU of material for WIP = 60% × 37,000 = 22,200

2. Cost per equivalent unit

                                                              $               $                  $

Cost brought forward                       56,200      19,700         24,100

Cost incurred and added                743,270      243,460      297,540

Total cost (a)                                     799,470 263,160       321,640

Total equivalent unit(b)                     607,000     584,800      584,800

Cost per equivalent unit (a/b)               1.32     0.45          0.55  

Cost per equivalent unit = Total cost / total equivalent units  

Port Allen Chemical Company processes raw material D into joint products E and F. Raw material D costs $4 per liter. It costs $100 to convert 100 liters of D into 60 liters of E and 40 liters of F. Product F can be sold immediately for $4 per liter or processed further into Product G at an additional cost of $3 per liter. Product G can then be sold for $9 per liter.
a. Determine whether Product F should be sold or processed further into Product G.
b. Calculate the net advantage (disadvantage) of further processing.
c. Use a negative sign with your answer to indicate a net disadvantage (if applicable).

Answers

Answer:

a) Product G should be produced and sold

b) Net financial advantage      $80

Explanation:

A company should process further a product if the additional revenue from the split-off point is greater than than the further processing cost.  

Also note that all cost incurred up to the split-off point are irrelevant to the decision to process further .  

                                                                                            $

Revenue after split-off point  

($9×  40 litres)                                                                 360

Revenue at the slit of point  

($4 ×   40)                                                                         (160)

Additional income from further processing                  200

Further processing cost ($3× 40)                                  (120)

Incremental income from further processing                 80

Incremental income from further processing = $80

a) The product F should be processed further and sold as product G. Doing so would increase the net income by $80.

b) Net advantage                                               $80

If two firms producing substitutes agree to fix prices, then their prices will 1.____________ . If two firms producing complements agree to fix prices, then their prices will 2.____________ .

Answers

Answer: increase; decrease.

Explanation:

Price fixing is a situation that occurs when two companies come together and form an agreement whereby the price of a particular goods or services will not be sold below that particular price.

When two firms producing substitutes agree to fix prices, then their prices will increase and when two firms that are producing complements fix prices, then their prices will reduce.

A $20,000 loan with interest at 3.5% is being repaid by 35 level annual payments. The first payment is due one year after the loan is issued. Beginning with the seventeenth payment, the borrower is permitted to pay only one-third the normal annual payment. After the twelfth reduced payment, the loan is renegotiated. The revised level payment P will yield the lender 4% per year over the remaining seven years. Find P.

Answers

Answer:

To find EMI (P) we know that the yearly EMI for the loan of $20000 for 35 years at an interest of 3.5% is $992 per year.

Therefore upon calculating the loan after the seventeenth year we have $19252

The EMI calculated after the one-third permitted on the seventeenth payment is, therefore: $992*1/3= 992/3=$330

Therefore, the balance calculated after the twenty-seventh instalment = $6150

Therefore the yearly EMI (P) for the loan of $6150 at 4% for the remaining eight years is $900 per year.

Explanation:

To find EMI (P) we know that the yearly EMI for the loan of $20000 for 35 years at an interest of 3.5% is $992 per year.

Therefore upon calculating the loan after the seventeenth year we have $19252

The EMI calculated after the one-third permitted on the seventeenth payment is, therefore: $992*1/3= 992/3=$330

Therefore, the balance calculated after the twenty-seventh instalment = $6150

Therefore the yearly EMI (P) for the loan of $6150 at 4% for the remaining eight years is $900 per year.

4. It is estimated that you pay $2,000 per year into the Social Security System (FICA) over your 40-year work span. For simplicity, assume that your annuity of $2,000 per year, starting with your 26th birthday and continuing through your 65th birthday. The deposit is done at the end of the year. However, the government decides to provide you the annual withdrawal only after the end of 67th birthday. If the government interest rate is 6% per year, what equal annual withdrawal you can do, if you expect to live till the end of 86th birthday

Answers

Answer:

$30,320.94

Explanation:

first we must determine the future value of your social security contributions:

when you are 65, your contributions will be worth = $2,000 x 154.762 (FV annuity factor, 6%, 40 periods) = $309,524

now we must determine the value of the contributions when you are 67:

FV = $309,524 x (1 + 6%)² = $347,781.17

you expect to live 20 more years, so we need to determine the annuity payment:

annuity payment = principal / PV annuity factor, 6%, 20 periods = $347,781.17 / 11.470 = $30,320.94

At the end of the year, overhead applied was $42,000,000. Actual overhead was $40,300,000. Closing over/underapplied overhead into Cost of Goods Sold would cause net income to

Answers

Answer:

Hence, closing over  overhead into Cost of Goods Sold would cause net income to increase by $ 1,700,000

Explanation:

Overheads are charged to units produced by the means of using an estimated overhead absorption rate. This rate is computed using budgeted overhead and budgeted activity level.

As a result of this, overhead charged to total units product might be over or under absorbed compared to the actual amount incurred.

Over applied overhead = Applied overhead - Actual overhead

                                     = 42,000,000 - 40,300,00 =  1,700,000

Over applied overhead = $ 1,700,000

The adjustment required is to reduce the cost of gods sold by the amount of over-applied overhead because the cost of goods sold figure is would have over charged.

Hence, closing over  overhead into Cost of Goods Sold would cause net income to increase by $ 1,700,000 because net income and cost of Goods Sold are inversely related.

Consider four different stocks, all of which have a required return of 12 percent and a most recent dividend of $3.00 per share. Stocks W, X, and Y are expected to maintain constant growth rates in dividends for the foreseeable future of 10 percent, 0 percent, and –4 percent per year, respectively. Stock Z is a growth stock that will increase its dividend by 20 percent for the next two years and then maintain a constant 10 percent growth rate thereafter. What is the dividend yield and capital gains yield for each of these four stocks? (Leave no cells blank - be certain to enter "0" wherever required. A negative answer should be indicated by a minus sign. Do not round intermediate calculations and enter your answers as a percent rounded to 1 decimal place, e.g., 32.1.)

Answers

Answer:

we must first determine the current price of the stocks:

W = $3.30 / (12% - 10%) = $165

X = $3 / 12% = $25

Y = $2.88 / (12% + 4%) = $18

Z = $3.60/1.12 + $4.32/1.12² + $237.60/1.12² (terminal value at year 2) = $3.21 + $3.44 + $189.41 = $196.06

current year's dividend yield:

W = $3 / $165 = 1.8%X = $3 / $25 = 12%Y = $3 / $18 = 16.7%Z = $3 / $196.06 = 1.5%

now we must determine the price of the stocks in one year:

W = $3.63 / (12% - 10%) = $181.50

X = $3 / 12% = $25

Y = $2.7648 / (12% + 4%) = $17.28

Z = $4.32/1.12 + $237.60/1.12 = $3.86 + $212.14 = $216

capital gains yield:

W = ($181.50 - $165) / $165 = 10%X = ($25 - $25) / $25 = 0Y = ($17.28 - $18) / $18 = -4%Z = ($216 - $196.06) / $196.06 = 10.2%

Other Questions
Multiply: (6x - 1)(6x +1) The question is with the image. Find the midpoint of the segment between the points (17,11) and (14,16) A school has 39 vacancies for teachers.out of which 22 are for English language,21 are for mathematics and 17 are for fine arts.of these vacancies 11 are for both English language and mathematics,8 for mathematics and fine arts and 7 for both English and fine arts.calculate the number of teachers who must be able to teach all subjects and fine arts only Hi There! Can someone please help me with this Maths Question as soon as possible. I will mark the brainliest. Write each calculation as a single power. a) 8^5 multiplied by 8^4 b) 3^11 multiplied by 3 c)9^3 multiplied by 9^7 multiplied by 9^6 d) 7^7 7 e) 12^10 12^5 f) (6^3)^6 At December 31 of a recent year, the following information (in thousands) was available for sunglasses manufacturer Oakley, Inc.: ending inventory $155,377; beginning inventory $119,035; cost of goods sold $349,114; and sales revenue $761,865 Calculate the inventory turnover ratio for Oakley, Inc. (Round answers to 2 decimal places, e.g. 5.12.) Inventory turnover ratio times A flywheel is a mechanical device used to store rotational kinetic energy for later use. Consider a flywheel in the form of a uniform solid cylinder rotating around its axis, with moment of inertia I = 1/2 mr2.Part (a) If such a flywheel of radius r1 = 1.1 m and mass m1 = 11 kg can spin at a maximum speed of v = 35 m/s at its rim, calculate the maximum amount of energy, in joules, that this flywheel can store?Part (b) Consider a scenario in which the flywheel described in part (a) (r1 = 1.1 m, mass m1 = 11 kg, v = 35 m/s at the rim) is spinning freely at its maximum speed, when a second flywheel of radius r2 = 2.8 m and mass m2 = 16 kg is coaxially dropped from rest onto it and sticks to it, so that they then rotate together as a single body. Calculate the energy, in joules, that is now stored in the wheel?Part (c) Return now to the flywheel of part (a), with mass m1, radius r1, and speed v at its rim. Imagine the flywheel delivers one third of its stored kinetic energy to car, initially at rest, leaving it with a speed vcar. Prepare a questionnaire and interview an older adult to understand how life was growing up without todays technology. During the interview, discuss questions such as how did you keep in touch with family and friends?, how did you prepare school assignments without online assistance?, do you find technology useful?, are you well versed in technology today?, and so on. Solve application problems using radical equations. A baseball diamond is a square that is 90 feet on each side. What is the distance a catcher has to throw the ball from home to second base? PLEASE HELP NOW!! James had a successful season on his basketball team. He scored a total of 160 points for the season compared to 640 pointer scored by his team as a while. What percentage of the teams points was james responsible for? 5 (x+4)=35.please solve it for me PLEASE HELP!!! I AM DESPERATE BECAUSE MY CLASS IS IN A FEW MINUTES. Solve using statement reason. When very electronegative atoms, like oxygen, bond to atoms with a lowerelectronegativity, like hydrogen, what's the result?O A. The oxygen atom becomes strongly positive.O B. The oxygen atom becomes strongly negative.O C. The hydrogen atom becomes partially positive.O D. The hydrogen atom becomes partially negative. Which of the following shows how rate depends on concentrations of reactants? Advances in transportation allow companies to source cheaper raw materials from foreign nations. This decreases the (blank) of production and allows (blank) to manufacture a higher volume of goods. Can you think of any ways that math or science could be useful in digital art? please help immediately A man has vocal cords of length 22 mm, with a mass per length of 0.0042 kg/m. What tension is required in the vocal cords in order to produce a tone of middle C (261.62 Hz)? The Sisyphean Company's common stock is currently trading for $ 28 per share. The stock is expected to pay a $ 2.9 dividend at the end of the year and the Sisyphean Company's equity cost of capital is 12%. If the dividend payout rate is expected to remain constant, then the expected growth rate in the Sisyphean Company's earnings is closest to: In a study that was conducted at a high school in Chicago, researchers focused on the types of interactions that took place among students on a daily basis, the various forms of communication between teachers and pupils, and examined the influence of peer groups on student performance. What perspective was this research most closely related to