A monopolist has four distinct groups of customers. Group A has an elasticity of demand of​ 0.2, B has an elasticity of demand of​ 0.8, C has an elasticity of demand of​ 1.0, and D has an elasticity of demand of 2.0. The group paying the highest price for the product will be

Answers

Answer 1

Answer:  Group A

Explanation:

Price Elasticity of demand refers to the sensitivity of quantity demanded given a change in price. In other words, how much will quantity demanded change if price changes. Higher elastcities mean that when prices change, their quantity demanded changes more. For instance, an elasticity of demand of 2 means that when prices rise by 2%, demand will decrease by 4%.

The group that will be paying the most therefore will have to be the group that is least sensitive to paying that high price. That would be Group A. As they are not very sensitive to price changes with an elasticity of 0.2, the Monopoly can increase their price to a higher point than others knowing that they won't demand less goods.


Related Questions

10. You recently sold 200 shares of Apple stock to your brother. The transfer was made through a broker, and the trade occurred on the NYSE. This is an example of:

Answers

Answer:

A secondary market transaction

Explanation:

Secondary market transaction: In this transaction, the transaction which is already issued to the public are sold by another investors.

In this type market, the investors buy and sell securities which are theirs . It is what most people typically think of as the "stock market," though stocks are also sold on the primary market when they are first issued.

So in the question, the transfer was made through a broker which implies it deals in the secondary market.

Primary market transaction: In this transaction, the company directly sells the new stocks, bonds, etc to the public for the first time.

Future market transaction: This is the transaction which occurs in the near future to buy some specific quantities at the future price.

On July 1, 20Y1, Livingston Corporation, a wholesaler of manufacturing equipment, issued $46,000,000 of 20-year, 10% bonds at a market (effective) interest rate of 11%, receiving cash of $42,309,236. Interest on the bonds is payable semiannually on December 31 and June 30. The fiscal year of the company is the calendar year. Required: For all journal entries, if an amount box does not require an entry, leave it blank. 1. Journalize the entry to record the amount of cash proceeds from the issuance of the bonds on July 1, 20Y1. 20Y1 July 1 2. Journalize the entries to record the following: a. The first semiannual interest payment on December 31, 20Y1, and the amortization of the bond discount, using the straight-line method. Round to the nearest dollar. 20Y1 Dec. 31 b. The interest payment on June 30, 20Y2, and the amortization of the bond discount, using the straight-line method. Round to the nearest dollar. 20Y2 June 30 3. Determine the total interest expense for 20Y1. $ 4. Will the bond proceeds always be less than the face amount of the bonds when the contract rate is less than the market rate of interest

Answers

Answer and Explanation:

1 . The journal entries are shown below;

Cash Dr $42,309,236

Discount on bond payable $3,690,764

           To Bond payable $46,000,000

(Being the issuance of the bond is recorded)

2. a.

Interest expense Dr $2,392,269

          To Discount on bond payable ($3,690,764 ÷ 20 years × 2) $92,269.10

          To Cash $23,000,000 ($46,000,000 ÷ 2 years)

(Being the interest expense is recorded)

b.

Interest expense Dr $2,392,269

          To Discount on bond payable ($3,690,764 ÷ 20 years × 2) $92,269.10

          To Cash $23,000,000 ($46,000,000 ÷ 2 years)

(Being the interest expense is recorded)

3. Total interest expense is $2,392,269

4. Yes, bond payments will always be lower than the face value of bonds, if the contract rate is lower than the interest rate on the market.

Assume your required internal rate of return on similar investments is 11 percent. What is the net present value of this investment opportunity? What is the going-in internal rate of return on this investment? Should you make the investment?

Answers

Answer:

Hello some parts of your question is missing attached below are the missing parts

You are considering the purchase of a small income-producing property for $150000 that is expected to produce the following net cash flows

End of year           cash flow

1                                 $50000

2                                $50000

3                                $50000

4                                $50000

Answer : a) $5122.28  (b)  12.59%  (c) You should make the investment

Explanation:

Internal rate of return = 11 %

initial cash flows = $150000

period = 4 years

Find the NPV (net present value )( using present value tables)

= preset value of cash flows - initial cash flows

= ∑ present cash flows for 4 years - $150000

= $155122.28 - $150000 = $5122.28

The going-in internal rate of return on investment

N (number of years ) = 4

pv  ( present value ) = $150000

PMT = -$50000

Fv ( future value ) = 0

IRR = 12.59% ( making use of the cash flow list in our financial calculator )

Assume that ExxonMobil uses a standard cost system for each of its refineries. For the Houston refinery, the monthly fixed overhead budget is $8,000,000 for a planned outputs of 5,000,000 barrels. For September, the actual fixed cost was $8,750,000 for 5,100,000 barrels.
Required
a. Determine the fixed overhead budget variance.
b. If fixed overhead is applied on a per-barrel basis, determine the volume variance.
c. Provide formulas and an explanation.

Answers

Answer:

a. Fixed overhead budget variance = Budgeted fixed overhead - Actual fixed overhead

= $8,000,000 - $8,750,000

= $750,000 Unfavorable

b. Predetermined overhead rate per barrel = $8,000,000 / 5,000,000

= $1.60 per barrel

Fixed overhead applied = 5,100,000 * $1.60

= $8,160,000

Fixed overhead volume variance = Fixed overhead applied - Budgeted fixed overhead  

= $8,160,000 - $8,000,000

= $160,000 Favorable

c. Fixed overhead budget variance = Budgeted fixed overhead - Actual fixed overhead

Predetermined overhead rate per barrel = Budgeted fixed overhead / Planned outputs

Fixed overhead volume variance = Fixed overhead applied - Budgeted fixed overhead  

Activity-Based Costing: Factory Overhead Costs
The total factory overhead for Bardot Marine Company is budgeted for the year at $1,039,600, divided into four activity pools: fabrication,, $448,000; assembly, $180,000; setup, $222,600; and inspection, $189,000. Bardot Marine manufactures two types of boats: speedboats and bass boats. The activity-base usage quantities for each product by each activity are as follows:
Fabrication Assembly Setup Inspection
Speedboat 7,000 dlh 22,500 dlh 50 setups 88 inspections
Bass boat 21,000 7,500 370 612
28,000 dlh 30,000 dlh 420 setups 700 inspections
Each product is budgeted for 5,000 units of production for the year.
a. Determine the activity rates for each activity.
Fabrication $ per direct labor hour
Assembly $ per direct labor hour
Setup $ per setup
Inspection $ per inspection
b. Determine the activity-based factory overhead per unit for each product. Round to the nearest whole dollar.
Speedboat $ per unit
Bass boat $ per unit

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Estimated factory overhead:

fabrication, $448,000

assembly, $180,000

setup, $222,600

inspection, $189,000

Fabrication Assembly Setup Inspection

Speedboat 7,000 dlh 22,500 dlh 50 setups 88 inspections

Bass boat 21,000 7,500 370 612

28,000 dlh 30,000 dlh 420 setups 700 inspections

Each product is budgeted for 5,000 units of production for the year.

First, we need to calculate the predetermined overhead rate for each activity using the following formula:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

fabrication= 448,000/28,000= $16 per direct labor hour

assembly= 180,000/30,000= $6 per direct labor hour

setup= 222,600/420= $530 per setup

inspection= 189,000/700= $270 per inspection

Now, we can allocate overhead to each product line:

Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base

Speed boat:

Allocated MOH= 7,000*16 + 22,500*6 + 50*530 + 88*270= $297,260

Bass boat:

Allocated MOH= 21,000*16 + 7,500*6 + 370*530 + 612*270= $742,340

Finally, the unitary overhead cost:

Speed boat= 297,260/5,000= $59.45

Bass boat= 742,340/5,000= $148.47

rojects A and B are mutually exclusive and have an initial cost of $78,000 each. Project A provides cash inflows of $32,000 a year for three years while Project B produces a cash inflow of $44,400 a year for two years. Which project(s) should be accepted if the discount rate is 10 percent

Answers

Answer:

Project A should be accepted.

Explanation:

The initial investment of project A = $78000

The initial investment of project B = $78000

The cash inflows of project A = $32000

The time period for project A = 3 years

The cash inflow of project B = $44400

The time period for project B = 2 years.

Interest rate (r ) = 10%

Now find the net present value of both project and then decide which one has to accept.

The net present value of project A:

[tex]=\frac{A(1-(1+r)^{-n})}{r} - \text{initial investment} \\= \frac{32000(1-(1+0.1)^{-3})}{0.1} - 78000 \\= 79579.26 – 78000 \\= $1579.26[/tex]

The net present value of project B:

[tex]=\frac{A(1-(1+r)^{-n})}{r} - \text{initial investment} \\= \frac{44400(1-(1+0.1)^{-2})}{0.1} - 78000 \\= - 942.14[/tex]

Project A should be accepted because project B has a negative net present value.

Wagner Enterprises and Stone Services both disposed of an old asset. When completing the journal entry, Wagner Enterprises included a debit to Cash, but Stone Services did not. Why would the companies have this difference in the journal entry

Answers

Answer:

Wagner Enterprises and Stone Services

Disposal of old asset:

It could be that Stone Services exchanged its old asset with a new one with a company.  In that situation, the debit goes to New Equipment, while the credit is to the old Equipment.  Another reason could be that Stone Services sold the old asset on account.  In this situation, the debit goes to the Accounts Receivable account, while the old asset is credited accordingly.

Explanation:

When a company disposes of an old asset, it credits the asset account and transfers the amount to the Sale of Asset account.  The same is done for the accumulated depreciation, in reverse.  When cash is realized from the disposal, the Sale of Asset account is credited, while Cash account is debited.  Then, the difference in the Sale of Asset account will be a gain or a loss, depending on the net book value and the cash realized from the sale.

Cammie received 100 NQOs (each option provides a right to purchase 10 shares of MNL stock for $10 per share) at the time she started working for MNL Corporation (5/1/Y1) four years ago when MNL’s stock price was $8 per share. Now that MNL’s stock price is $40 per share (8/15/Y5), she intends to exercise all of her options. After acquiring the 1,000 MNL shares with her options, she held the shares for over one year (10/1/Y6) and sold them at $60 per share.

b. What are MNL Corporation’s tax savings on the grant date (5/1/Y1), exercise date (8/15/Y5), and sale date (10/1/Y6)?

Answers

Answer:

b. What are MNL Corporation’s tax savings on the grant date (5/1/Y1), exercise date (8/15/Y5), and sale date (10/1/Y6)?

MNL Corporation will have no tax effects on the grant date and (5/1/Y1) and the date that Cammie sold the stocks (10/1/Y6).

The only tax effect results from the exercise date (8/15/Y5). Tax savings = (total amount of stocks exercised x market price at the time) x marginal tax rate = (1,000 stocks x $40) x tax rate = $40,000 x tax rate

Since no marginal tax rate is given in the question, we can calculate it for different options:

if tax rate = 21%, then tax savings = $40,000 x 21% = $8,400if tax rate = 35%, then tax savings = $40,000 x 35% = $14,000

Suppose a stock has an expected return of 12% and a standard deviation of 6%. What is the likelihood that this stock returns between 12% and 18%

Answers

Answer: 34.13%.

Explanation:

Given : Expected return : [tex]\mu=12\%=0.12[/tex]

Standard deviation: [tex]\sigma=6\%=0.06[/tex]

Let x be the stock returns.

Then, the probability that stock returns between 12% and 18%:

[tex]P(0.12<x<0.18)=P(\dfrac{0.12-0.12}{0.06}<\dfrac{x-\mu}{\sigma}<\dfrac{0.18-0.12}{0.06})\\\\=P(0<Z<1)\ \ \ [\because z=\dfrac{x-\mu}{\sigma}]\\\\=P(Z<1)-P(Z<0)\\\\=0.8413-0.5\ \ \ \text{[By z-table]}\\\\=0.3413[/tex]

Hence, the likelihood that this stock returns between 12% and 18% is 34.13%.

James is an agreeable and emotionally stable person. A _______ , he inspires his employees to believe in the changes he wants to make to the organization.
a) transformational leader
b) transactional leader

Answers

Answer:

transformational leader

On April 29, Welllington Co. paid $1,760 to repair the transmission on one of its delivery vans. In addition, Welllington paid $52 to install a GPS system in its van.
Journalize the entries for the transmission and GPS system expenditures. Refer to the Chart of Accounts for exact wording of account titles.
CHART OF ACCOUNTSGarcia Associates Co.General Ledger
ASSETS
110 Cash
111 Petty Cash
112 Accounts Receivable
114 Interest Receivable
115 Notes Receivable
116 Merchandise Inventory
117 Supplies
119 Prepaid Insurance
120 Land
123 Delivery Van
124 Accumulated Depreciation-Delivery Van
125 Equipment
126 Accumulated Depreciation-Equipment
130 Mineral Rights
131 Accumulated Depletion
132 Goodwill
133 Patents
LIABILITIES
210 Accounts Payable
211 Salaries Payable
213 Sales Tax Payable
214 Interest Payable
215 Notes Payable
EQUITY
310 Owner, Capital
311 Owner, Drawing
312 Income Summary
REVENUE
410 Sales
610 Interest Revenue
620 Gain on Sale of Delivery Van
621 Gain on Sale of Equipment
EXPENSES
510 Cost of Merchandise Sold
520 Salaries Expense
521 Advertising Expense
522 Depreciation Expense-Delivery Van
523 Delivery Expense
524 Repairs and Maintenance Expense
529 Selling Expenses
531 Rent Expense
532 Depreciation Expense-Equipment
533 Depletion Expense
534 Amortization Expense-Patents
535 Insurance Expense
536 Supplies Expense
539 Miscellaneous Expense
710 Interest Expense
720 Loss on Sale of Delivery Van
721 Loss on Sale of Equipment

Answers

Answer:

April 29,

DR Accumulated Depreciation - Delivery Van $1,760  

CR Cash  $1,760

(To record repair of van)

April 29,

DR Delivery Van $52  

CR Cash  $52

(To record installation of GPS system in Van)

Explanation:

The transmission being faulty in the Van is part of the depreciation of the van and so when it is fixed, it reduces the depreciation of the van. The amount needs to be debited to the Accumulated Depreciation Account to signal that it is a reduction.

Installing a new GPS in a Van is an additional benefit to the van that will last for a period of more than a year hence it should be capitalised and added to the cost of the Delivery Van.

Galaxy Corp. is considering opening a new division to make iToys that it expects to sell at a price of $15,250 each in the first year of the project. The company expects the cost of producing each iToy to be $6,700 in the first year; however, it expects the selling price and cost per iToy to increase by 3.00% each year.
Based on the preceding information and rounding dollar amounts to the nearest whole dollars, the company expects the selling price in the fourth year of the project to be_______ , and it expects the cost per unit in the fourth year of the project to be _______.

Answers

Answer:

Selling price= $17,164

Unitary variable cost= $7,541

Explanation:

Giving the following information:

Selling price in the first year= $15,250

Unitary variable cost on the first year= $6,700

Increase rate= 3%

To calculate the selling price and variable cost per unit in the fourth year, we need to use the following formula:

FV= PV*(1+i)^n

PV= current value

i= increase rate

n= number of years

Selling price= 15,250*(1.03^4)= $17,164

Unitary variable cost= 6,700*(1.03^4)= $7,541

Bonita Industries applies overhead to production at a predetermined rate of 80% based on direct labor cost. Job No. 130, the only job still in process at the end of August, has been charged with manufacturing overhead of $5100. What was the amount of direct materials charged to Job 130 assuming the balance in Work in Process inventory is 45000?

Answers

Answer:

Direct Materials                   $ 33525

Explanation:

Bonita Industries

Job No. 130,

Manufacturing overhead  $5100.

Direct Labor =  $ 6375

5100                    80

x                        100

Using cross product  direct labor = 5100 *100/80= 6375.

We have

Work in Process inventory  $ 45000

Less

Manufacturing overhead  $5100.

Direct Labor                        $ 6375        

Direct Materials                   $ 33525

The Work in Process is debited with Direct Materials, Direct Labor and Manufacturing Overheads.

As we know the Direct Labor and Manufacturing Overheads we can find out the Direct Materials by subtracting the Direct Labor and Manufacturing Overheads from the Work In Process Inventory balance.

If a country produces only two products, then by looking at the country's production possibilities curve (PPC), one can see that the opportunity cost of producing one of the products is the same as (equal to) the marginal cost of producing that product.
A. True
B. False

Answers

Answer:

A. True

Explanation:

Marginal cost is the cost of the good or service is the opportunity cost of producing one or one of the units of it. It's the cost of producing one r  ore unit of good. Marginal cost includes the cost included the producing of every unit. Opportunity cost is the alternative cost incurred by not using the opportunity cost of the other product.

Builtrite bonds have the following: 5 ½% coupon, 11 years until maturity, $1000 par and are currently selling at $1054. If you want to make an 5% return, what would you be willing to pay for the bond?

Answers

Answer:

$1,041.53  

Explanation:

The price that a rational investor would pay for the bond yearning for 5% rate of return can be determined using excel pv function below:

=-pv(rate,nper,pmt,fv)

rate is the yield expected by the investor

nper is the number of annual coupons remaining i.e 11

pmt is the amount of annual coupon=face value*coupon rate=$1000*5.5%=$55

fv is the face value of $1000

=-pv(5%,11,55,1000)=$1,041.53  

The city of Oak Ridge is considering the construction of a four kilometer​ (km) greenway walking trail. It will cost ​$1 comma 000 per km to build the trail and ​$340 per km per year to maintain it over its 22​-year life. If the​ city's MARR is 11​% per​ year, what is the equivalent uniform annual cost of this​ project? Assume the trail has no residual value at the end of 22 years.

Answers

Answer:

equivalent uniform annual cost = $1,849.25

Explanation:

Initial cost $4,000

then 22 cash outflows of $1,360

discount rate 11%

using a financial calculator, we determine the NPV = -$15,119.01

EAC = (NPV x r) / [1 - (1 + r)⁻ⁿ]

EAC = (-$15,119.01 x 11%) /  [1 - (1 + 11%)⁻²²] = -$1,663.09 / 0.89933 = -$1,849.25

The Freeman Manufacturing Company is considering a new investment. Financial projections for the investment are tabulated below. The corporate tax rate is 34 percent. Assume all sales revenue is received in cash, all operating costs and income taxes are paid in cash, and all cash flows occur at the end of the year. All net working capital is recovered at the end of the project.
a. Compute the incremental net income of the investment for each year. (Do not round intermediate calculations.)
b. Compute the incremental cash flows of the investment for each year. (Do not round intermediate calculations. A negative answer should be indicated by a minus sign.)
c. Suppose the appropriate discount rate is 12 percent. What is the NPV of the project?

Answers

Complete question is given at the end of the question.

Answer with Explanation:

Requirement 1:

Net Income is an accounting profits which includes both cash flow items and non cash flow items. It can be calculated as under:

Net Income = (Sales  -  Cost  - Depreciation) -  (Income Before Tax * Tax Rate)

The computation is given in the Second excel sheet attached.

Requirement 2:

According to relevant costing principles if the cost is relevant then it must satisfy following conditions:

Must be cash flow in nature.Must be Future related (no past commitments).Differential or must be incremental

So this means that the depreciation would not be taken into account as it is not a relevant cost and thus must not be included as an incremental cost.

Incremental Cash flow can be calculated using the following formula:

Incremental Cash Flow = Net Income  + Depreciation (Removing its impact) - Working Capital Injection + Working Capital Withdrawal

The calculation for each year is shown in the second attachment.

Requirement 3:

The NPV can be calculated by discounting each year cash flow by the rate of return which in this case is 12%.

The formula for calculating the NPV is as under:

NPV = Investment in year zero -  Net Cash Flow of Y1 / (1 + r)^1      -  Net Cash Flow of Y2 / (1 + r)^2     -  Net Cash Flow of Y3  / (1 + r)^3             -  Net Cash Flow of Y4 / (1 + r)^4

The computation of NPV is given in the second attachment given below:

Alpaca Corporation had revenues of $260,000 in its first year of operations. The company has not collected on $19,300 of its sales and still owes $26,300 on $90,000 of merchandise it purchased. The company had no inventory on hand at the end of the year. The company paid $13,000 in salaries. Owners invested $10,000 in the business and $10,000 was borrowed on a five-year note. The company paid $4,900 in interest that was the amount owed for the year, and paid $6,000 for a two-year insurance policy on the first day of business. Alpaca has an effective income tax rate of 40%. Compute net income for the first year for Alpaca Corporation.

Answers

Answer:

$89,460

Explanation:

The computation of the net income is shown below:

Sales                                                  $260,000

Less: Cost of goods sold                -$90,000

Gross margin                                    $170,000

Less:

Salaries                                            -$13,000

Insurance payment                          -$3,000  ($6,000 ÷ 2 years)

Interest                                             -$4,900

profit before tax                               $149,100

Less: tax expense                           -$59,640

Net income                                      $89,460

We simply deducted all expenses from the revenues so that the net income could arrive and the same is to be considered

Which of the following is not considered to be a liability? Answers: a. Wages Payable b. Unearned Revenues c. Accounts Payable d. Accounts Receivable

Answers

Answer:

d. Accounts Receivable.

Explanation:

In Financial accounting, liability can be defined as the amount of money being owed by an individual or organization to another.

Simply stated, liability is a debt being owed and as such it usually has "payable" in its account title on the balance sheet.

Generally, liabilities are recorded on the right side of the balance sheet and it comprises of financial informations such as warranties, bonds, loans, deferred revenues, mortgages, account payable etc.

Accounts Receivable is not considered to be a liability because it is the payment a business firm would receive from its customers for goods purchased or services taken on credit. Accounts Receivable are recorded in the current assets section of the balance sheet because they add value to a business firm.

A dry cleaner uses exponential smoothing to forecast equipment usage. The August forecast was 88% and the actual was 89.6%. Use a smoothing constant of 0.1.
A. Prepare a forecast for September.
B. Assuming actual September usuage of 92 %, prepare a forecast for October usage

Answers

Answer:

1. 88.16%

2. 88.54%

Explanation:

a. Prepare a forecast for September

Smoothing constant (a) is 0.1

Forecast for August (Ft) is 88%

Actual usage for August (At) is 89.6%

Forecast for September(Ft +1) will therefore be;

Using the formulae

= Ft+a (At-Ft)

= 88% + 0.1(89.6% - 88%)

= 88% + 0.16%

= 88.16%

b. Assuming actual September usage of 92% , prepare a forecast for October usage.

Since we have the following,

Smoothing constant(a) 0.1

Then forecast for September(Ft) is 88.16%

Also, actual usage for September (At) is 92%

Therefore, forecast for October (Ft + 1) will be,

Using the formula

= Ft+a(At - Ft)

= 88.16% + 0.1(92% - 88.16%)

= 88.16% + 0.384%

= 88.54%

If the USA could produce 1 ton of potatoes or 0.5 tons of wheat per worker per year, while Ireland could produce 3 tons of potatoes or 2 tons of wheat per worker per year, there can be mutual gains from trade if:

Answers

This question is incomplete because the options are missing; here are the options:

A. The USA specializes in potatoes because of its comparative advantage in producing potatoes.

B. The USA specializes in wheat because of its absolute advantage in producing wheat.

C. The USA specializes in wheat because of its comparative advantage in producing wheat.

D. There can be no mutual gains from trade.

The correct answer to this question is A. The USA specializes in potatoes because of its comparative advantage in producing potatoes.

Explanation:

In economics, a country has a comparative advantage, if it can produce a specific good at a lower opportunity cost, which implies the loss of choosing the product over others is low. Also, mutual gains are possible if each country specializes in the product with a comparative advantage. Moreover, to know which country has an opportunity advantage you need to calculate the opportunity cost of 1 unit, or, in this case, 1 ton of the product.

In the case of the U.S. you already know 1 ton of potatoes is equivalent to 0.5 tons of wheat, which is the opportunity cost. Now, let's calculate this factor for the production of 1 ton of potatoes in Ireland

3 tons of potatoes = 2 tons of wheat 1. Use 3 (tons of potatoes) and divide both numbers into three

3 tons of potatoes/ 3 = 2 tons of wheat / 3

1 ton of potatoes = 0.66

This shows the opportunity cost in the USA is lower and this represents a comparative advantage as less is lost when potatoes are chosen over wheat. Thus, to benefit both countries the USA should specialize in potatoes due to the higher comparative advantage or lower opportunity cost.

Suppose that you take $50 in currency out of your pocket and deposit it in your checking account. If the required reserve ratio is 8%, what is the largest amount (in dollars) by which the money supply can increase as a result of your action?

Answers

Answer:

The largest amount (in dollars) by which the money supply can increase as a result of the action is $625.

Explanation:

This is an example of money multiplier.

Money multiplier refers to the maximum amount of money that commercial bank can create or generate with each dollar of reserves.

Reserves or required reserves refer to the amount of money or portion of deposit that the central bank such as the Federal Reserve requires banks to hold and not lend.

In order to determine the largest amount (in dollars) by which the money supply can increase as a result of $50 deposit, money multiplier is used to multiply the $50 deposit.

The formula for the money multiplier is given as follows:

Money multiplier = 1/r

Where;

r = required reserve ratio = 8%, or 0.08.

Therefore, we have:

Money multiplier = 1 / 0.08 = 12.50

Largest amount of increase = Amount of deposit * Money multiplier = $50 * 12.50 = $625.

Therefore, the largest amount (in dollars) by which the money supply can increase as a result of the action is $625.

For a stock to be in equilibrium, that is, for there to be no long-term pressure for its price to depart from its current level, then a.the expected future return must be less than the most recent past realized return. b.the past realized return must be equal to the expected return during the same period. c.the expected future returns must be equal to the required return. d.the required return must equal the realized return in all periods. e.the expected return must be equal to both the required future return and the past realized return.

Answers

Answer:

c.the expected future returns must be equal to the required return.

Explanation:

When the stock is at equilibrium than the intrinsic value of the stock is equivalent to the market price of the stock that depicts that the expected returns which held in the future should be equivalent to the required return

Therefore the option c is correct

And, the other options that are mentioned in the question are incorrect

For a stock to be in equilibrium, the expected future returns must be equal to the required return.

The correct answer to this question is answer option c. At the equilibrium position there is a balance between the expected returns and the required returns.

At this point the intrinsic value is the same thing as the market value. Telling us that the rate the investor is expecting is the same as the actual required rate of return.

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An investor considers investing $10,000 in the stock market. He believes that the probability is 0.30 that the economy will improve, 0.40 that it will stay the same, and 0.30 that it will deteriorate. Further, if the economy improves, he expects his investment to grow to $15,000, but it can also go down to $8,000 if the economy deteriorates. If the economy stays the same, his investment will stay at $10,000.a. What is the expected value of his investment?b. Should he invest the $10,000 in the stock market if he is risk neutral?c. Is the decision clear-cut if he is risk averse? Explain.

Answers

Answer:

a. What is the expected value of his investment?

$10,900

b. Should he invest the $10,000 in the stock market if he is risk neutral?

If the investor is risk neutral, then he pays little attention to market risk, therefore, he/she should invest because the expected value is higher than the investment.

c. Is the decision clear-cut if he is risk averse?

If the investor is risk averse, it means that he/she is afraid of market risk and likes to make decisions that involve the least possible risk. In this case, the possibility of losing money is not that large (in my opinion) and the expected value is relatively high, but a risk averse investor would probably prefer an investment that yields a lower rate but is more secure, e.g. US securities.

Explanation:

total investment $10,000

if economy improves = 0.30 x $15,000 = $4,500if economy remains the same = 0.40 x $10,000 = $4,000if economy deteriorates = 0.30 x $8,000 = $2,400

total expected value = $10,900

App Holdings is expected to pay dividends of $1.50 every six months for the next three years. If the current price of App Holdings stock is $22.60, and App Holdings' equity cost of capital is 18%, what price would you expect App Holdings' stock to sell for at the end of three years

Answers

Answer:

The answer is $34.36

Explanation:

FV = PV x (1 + R x ((1 + r))^T =  $22.6 x (1 + {($1.5 / $22.60) x [1 + (18% / 2)]}^6 = $34.36

Talk to a 55-year-old (or older) business professional nearing retirement. This person can be a family member, friend, or mentor. List and describe the savings, investments, and risk management strategies for this phase of life. Describe how financial planning has changed from the earlier phase of life.

Answers

Answer:

The financial planning will differ for the person according to their age. A person who is 50 years older would have money only from his savings. The 55 year old person is retired and would only have money available for living from the saving he had made while he was working. He will not have any other source of income.

Explanation:

The risk management officer should consider the investments by considering his available savings. He should also consider the money required for living as there is no other source of income. The risk appetite for such an old aged individual will be low. He must be risk averse in the situation of retirement. The financial planning strategies changes for the person over the different phases of life. When a person is young and starts the job at age of 25 he might take excessive risks for getting extra returns. He is young and energetic, has ability to work part time along with his routine job to earn extra money.

What is the value of a zero-coupon bond with a yield to maturity of 9 percent, a par value of $1,000, and 10 years to maturity? (Assume semi-annual compounding)

Answers

Answer:

$414.64

Explanation:

For computing the value of zero-coupon bond we need to apply the present value formula i.e to be shown in the attachment

Given that,  

Future value = $1,000

Rate of interest = 9% ÷ 2 = 4.5%

NPER = 10 years × 2 = 20 years  

PMT = $0

The formula is shown below:

= -PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the present value is $414.64

SilverFinn makes high-end jewelry for women. This jewelry is manufactured and patented in Italy. Manufacturers in Argentina create counterfeit SilverFinn jewelry and sell it in local markets at nearly similar prices to the original SilverFinn jewelry sold in other countries. This lack of intellectual property protection is like to result in

Answers

Answer: a. reduction in export opportunities from Argentina to other countries.

Explanation:

SilverFinn jewellery probably has intellectual property protection in other countries so when Argentinian producers make those counterfeits, they will be unable to sell it outside Argentina where it would not be allowed to be sold. This will reduce the export opportunities from Argentina to other countries.

It may also reduce the export opportunities of other goods from Argentina because other countries might be slow to trust that what Argentina is sending are indeed genuine goods because they have been known to counterfeit SilverFinn jewelry.

Fixed Overhead Spending and Volume Variances, Columnar and Formula Approaches
Branch Company provided the following information:
Standard fixed overhead rate
(SFOR) per direct labor hour $5.00
Actual fixed overhead $305,000
BFOH $300,000
Actual production in units 16,000
Standard hours allowed for
actual units produced (SH) 64,000
Required
Enter amounts as positive numbers and select Favorable (F) or Unfavorable(U).
Using the columnar approach, calculate the fixed overhead spending and volume variances.
1 2 3
Spending Volume

Answers

Answer:

Fixed Overheads Spending Variance = $5,000 Unfavorable(U).

Fixed Overheads Spending Variance = $20,000  Favorable (F).

Explanation:

Fixed Overheads Spending Variance = Actual Fixed Overheads  - Budgeted Fixed Overheads

                                                              = $305,000 -  $300,000

                                                              = $5,000 Unfavorable(U).

Fixed Overheads Spending Variance = Fixed Overheads at Actual Production  - Budgeted Fixed Overheads

                                                              = ($5.00 × 64,000) - $300,000

                                                              = $320,000 - $300,000

                                                              = $20,000  Favorable (F)

Calculate the forecasted cost at completion if the total budgeted cost is $15,000, the cumulative actual cost is $10,000, and the cumulative earned value is $12,000.

Answers

Answer:

$13,000

Explanation:

The total budgeted cost is $15,000

The cumulative actual cost is $10,000

The cumulative earned value is $12,000

Therefore, the forecasted cost at completion can be calculated as follows

= Cumulative actual cost + ( Budgeted cost-Cumulative earned value)

= $10,000 + ($15,000-$12,000)

= $10,000 + $3,000

= $13,000

Hence the forecasted cost at completion is $13,000

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