Alpha Company used the periodic inventory system for purchase & sales of merchandise. Discount terms for both purchase & sales are, FOB Destination, 2/10, n30 and the gross method is used.
Alpha Company sold on account merchandise costing $3,000 to Bravo Company on May 2, 2016. Selling price was $4,500. Freight charges related to this transaction of $200 were paid by Alpha Company.
Bravo Company returned, to Alpha Company, merchandise with an original cost to Alpha of $300 on May 3, 2016. Merchandise was sold to Bravo for $450.
Use this information to prepare Alpha Company's General Journal entries (without explanation) for May 2 & May 3 entries.

Answers

Answer 1

Answer:

May 2

Trade Receivable $4.700 (debit)

Sales Revenue $4,700 (credit)

May 3

Sales Revenue $450 (debit)

Trade Receivable $450 (credit)

Explanation:

First, it is important to identify in whose books we are required to make the accounting entries. In this case we are required to record in Alpha (supplier) records.

Note also that Alpha Company, Alpha Company uses the periodic inventory system  for purchase & sales of merchandise. This means inventory valuation is done at the end of financial year.

May 2

This is is the date of sale, we recognize the Revenue and the asset - Account Receivable. The amount should include the freight charges since this is a FOB destination shippment.

May 3

The date that the merchandise was returned. We derecognize the sale and the asset - Trade Receivable to the extent of the selling price of the goods returned


Related Questions

The human resources department at a major high tech company recently conducted an employee satisfaction survey of 100 of its 3000 employees.Data were collected on such variables as age,gender,marital status,current salary,level of overall satisfaction on a scale from 1 to 5,number of years with the company,and job title.Which of the variables listed are considered to be ratio level data?A) Age and years with the companyB) Gender and marital statusC) Job titleD) None of the variables is ratio level.

Answers

Answer: Gender and marital status and Job title.

Explanation:

Ratio scale simply refers to a form of quantitative variable measurement scale whereby differences can be compared by the researcher.

Of the options given among variables listed are considered to be ratio level data are gender, marital status and Job title.

A private not-for-profit entity is working to create a cure for a disease. The charity starts the year with one asset, cash of $700,000. Net assets without donor restrictions are $400,000. Net assets with donor restrictions are $300,000. Of the restricted net assets, $160,000 is to be held and used to buy equipment, $40,000 is to be used for salaries, and the remaining $100,000 must be held permanently. The permanently held amount must be invested with 70 percent of any subsequent income used to cover advertising for fundraising purposes. The rest of the income is unrestricted.
During the current year, this health care entity has the following transactions:
1. Receives unrestricted cash gifts of $210,000.
2. Pays salaries of $80,000, with $20,000 of that amount coming from purpose-restricted donated funds. Of the total salaries, 40 percent is for administrative personnel. The remainder is divided evenly among individuals working on research to cure the disease and individuals employed for fundraising purposes.
3. Buys equipment for $300,000 by signing a long-term note for $250,000 and using restricted funds for the remainder. Of this equipment, 80 percent is used in research. The remainder is split evenly between administrative activities and fundraising. The donor of the restricted funds made no stipulation about the reporting of the equipment purchase.
4. Collects membership dues of $30,000 in cash. Members receive a reasonable amount of value in exchange for these dues including a monthly newsletter that describes research activities. By the end of the year, 112/112 of this money had been earned.
5. Receives $10,000 in cash from a donor. The money must be conveyed to a separate charity doing work on a related disease.
6. Receives investment income of $13,000 from the permanently restricted net assets.
Pays $2,000 for advertising. The money comes from the income earned in (f).
Receives an unrestricted pledge of $100,000 that will be collected in three years. The entity expects to collect the entire amount. The pledge has a present value of $78,000. Related interest (considered contribution revenue) of $5,000 is earned prior to the end of the year.
7. Computes depreciation on the equipment bought in (c) as $20,000.
8. Spends $93,000 on research supplies that are used up during the year.
9. Owes salaries of $5,000 at the end of the year. None of this amount will be paid from restricted net assets. Half of the salaries are for individuals doing fundraising, and half for individuals doing research.
10. Receives a donated painting that qualifies as a museum piece being added to the entity’s collection of art work that is being preserved and displayed to the public. The entity has a policy that the proceeds from any sold piece will be used to buy replacement art. Officials do not want to record this gift if possible..
A. Prepare a statement of financial position for this not-for-profit entity for the end of the current year.
B. Prepare a statement of activities for this not-for-profit entity for this year.

Answers

Answer and Explanation:

Net assets:

Donor without restrictions $488400

Donor with restrictions. $320100

Liabilities:

Notes payable. $250000

Salaries payable. $5000

Deferred revenue $27500

Donated amount in separate entity $10000.

$1101000

Assets:

Cash $738000

Equipment $280000

Receivables $83000

$1101000

Notes:

1. Cash.

Beginning cash $700,000

contributions $210,000

less salaries $80,000

less equipment purchase $50,000

Membership dues $30,000

Add contribution $10,000

Add investment income $13,000

less advertisement pay $2,000

less pay for supplies $93,000

2.Pledges receivable:

$78,000 plus the $5,000 in interest for period

3. Equipment. acquired equipment at $300,000 during the year.

4. Accumulated Depreciation: depreciation amounted to $20,000 for the equipment purchased till date.

5. Deferred Revenue: deferred revenue amounts to 27500 in membership dues since they've only earned 1/12 of the $30000 in exchange transactions.

6. Notes Payable: amount accrued for equipment

7. Salaries Payable: salaries owed employees as at end of the year

9. Donated Amount in Separate Entity. The organization does not hold variance powers for the amount contributed by a donor and so it's a liability

Analyze how Nintendo recreated the home video game business following the Atari-era boom and bust. How was Nintendo able to capture value in the home video game business?

Answers

Answer: Cost leadership and differenciation in quality

Explanation:

Cost leadership; Nitendo was able to reduce production cost by subcontracting most of it's production, while the rest of it's production were done within(in-house), with this effect in cost of production reduced, Nitendo was able to reduce selling price and beat the competition in the market.

Differentiation in quality; Nintendo came with quality, their graphics and sounds were top-notch, despite that, they still invested more in main them better with better technology innovation.

________ is the process of training and educating employees to become good managers and then developing their managerial skills over time.A) Management development
B) Vestibule training
C) Pre-mentoring
D) Self-actualization training

Answers

Answer:

A) Management development

Explanation:

Management development is the process of training and educating employees to become good managers and then developing their managerial skills over time.

Personnel management can be defined as an administrative task or function which primarily involves the process of hiring employees and developing or training them to become beneficial and valuable for the growth and development of the company.

Hence, the main purpose and focus of personnel management is to provide a quality workforce necessary to successfully achieve the organizational set goals and objectives.

This ultimately implies that, the main purpose of a training focuses is to improve an employee's performance in his or her place of work while development is focused on preparing an employee for higher positions available in an organization.

Use the information for the question(s) below. Rosewood Industries has EBIT of $450 million, interest expense of $175 million, and a corporate tax rate of 35% If Rosewood had no interest expense, its net income would be closest to:___________ a. $430 million b. $160 million c. $290 million d. $405 million

Answers

Answer:

$180 million

Explanation:

Net income is calculated as;

= (EBIT - Interest expense)(1 - tax)

Given that;

EBIT = $450 million

Interest expense = $175 million

Tax = 35%

Net income = (450 - 175)(1 - 0.35)

Net income = (275)(0.65)

Net income = $178.75

Net income = $180 million approximated.

Rosewood's net income is closest to $180 million.

Which of the following is a type of liability?

Answers

Answer:

Accounts Payable

Explanation:

Accounts Payable is the amount of money owed to its investors/creditors. Thus creating debt for the company, creating a liability.

For each of the following situations, identify (1) the case as either (a) a present or a future value and (b) a single amount or an annuity, (2) the table you would use in your computations (but do not solve the problem), and (3) the interest rate and time periods you would use. (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided.) a. You need to accumulate $10,000 for a trip you wish to take in four years. You are able to earn 8% compounded semiannually on your savings. You plan to make only one deposit and let the money accumulate for four years. How would you determine the amount of the one-time deposit? b. Assume the same facts as in part (a) except that you will make semiannual deposits to your savings account. What is the required amount of each semiannual deposit? (Round your answer to 2 decimal places.) c-1. You want to retire after working 40 years with savings in excess of $1,000,000. You expect to save $4,000 a year for 40 years and earn an annual rate of interest of 8%. Will you be able to retire with more than $1,000,000 in 40 years?

Answers

Answer:

a. The present value of a future value of $10,000 is $7,310.

b. The present value of an annuity for a future value of $10,000 is $1,043.54.

c. Yes, you will retire with $1,036,226.07 .

Explanation:

a) Data and Calculations:

Future value = $10,000

Interest - 8% compounded semiannually

Period of investment = 4 years

Using the present value table, the discount factor of 0.731, the future value of $10,000 is $7,310

b) You will need to contribute $1,043.54 at the beginning of each period to reach the future value of $10,000.00.

FV (Future Value) $10,000

PV (Present Value) $7,306.90

N (Number of Periods) 8.000

I/Y (Interest Rate) 4.000%

PMT (Periodic Payment) $1,043.54

Starting Investment $0.00

Total Principal $8,348.30

Total Interest $1,651.70

c)  $1,000,000 in 40 years:

FV (Future Value) $1,036,226.07

PV (Present Value) $47,698.45

N (Number of Periods) 40.000

I/Y (Interest Rate) 8.000%

PMT (Periodic Payment) $4,000.00

Starting Investment $0.00

Total Principal $160,000.00

Total Interest $876,226.07

Which option, within the Word Options dialog box, allows users to add the Auto Text function to the Ribbon?

Answers

(B) coustmize ribbon

The customize ribbons option in Word Options dialog box, allows users to add the Auto Text function to the Ribbon.

What is Auto Text function ?

To save portions of a Word document for later use, utilize AutoText. For example, you could retain a convenient collection of headers and footers or build a library of sentences for business letters. Everything a Word document can contain, including formatted text, images, and fields, can be stored in an AutoText entry.

You can quickly speed up document creation using AutoText by adding predetermined text to your project.

In your Office applications, you can create and organize tabs and commands in the ribbon however you choose. Show or conceal the ribbon. Select the at the ribbon's right edge to make it invisible. Choose a tab to reveal the ribbon.

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On February 1, Tory began a service proprietorship with an initial cash investment of $2,000. The proprietorship provided $5,000 of services in February and received full payment in March. The proprietorship incurred expenses of $3,000 in February, which were paid in April. During March, Tory drew $1,000 against the capital account. In the proprietorship's financial statements for the two months ended March 31, prepared under the cash basis method of accounting, what amount should be reported as capital

Answers

The amount that should be reported as the capital is $6,000

Calculation of the capital amount:

The following formula should be used.

= Initial cash investment + Investments made + Income received - Drawings

= $2,000 + $0 + $5,000 - $1,000

= $6,000

As per the cash basis accounting method, the cash revenues is more than the cash expenses so the same should be considered as an income

Hence, the amount reported as capital is $6,000.

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A stock has a correlation with the market of 0.53. The standard deviation of the market is 29%, and the standard deviation of the stock is 32%. What is the stock's beta?

Answers

Answer: 0.58

Explanation:

Given the parameters in the question, Beta can be solved by the following formula;

= Correlation with market * ( Standard deviation of stock / Standard deviation of market)

= 0.53 * (32%/29%)

= 0.58

Mike Finley wishes to become a millionaire. His money market fund has a balance of $403,884 and has a guaranteed interest rate of 12%. How many years must Mike leave that balance in the fund in order to get his desired $1,000,000?
Assume that Sally Williams desires to accumulate $1 million in 15 years using her money market fund balance of $209,004. At what interest rate must Sallyâs investment compound annually? (Round answer to 0 decimal places, e.g. 5%.)

Answers

Answer:

Mike Finley

t = 7.999983133 years rounded off to 8 years

Sally Williams

r = 0.110000123 or 11.0000123% rounded off to 11.00%

Explanation:

Mike Finley

To calculate the time period it will take Mike Finley to become a millionaire, we will use the formula of future value of cash flow. The formula for future value of cash flow is as follows,

Future value = Present value * (1+r)^t

Where,

r is the interest rate or rate of returnt is the time period in years

Plugging in the values for Future value, present value and r in the formula, we can calculate the t to be,

1000000 = 403884 * (1+0.12)^t

1000000 / 403884  =  1.12^t

2.475958444 = 1.12^t

Taking log on both sides.

ln(2.475958444) / ln(1.12)  =  t

t = 7.999983133 years rounded off to 8 years

Sally Williams

We will use the same formula for future value of cash flows as we used above to calculate the rate at which investment should be compounded annually to grow to $1 million.

1000000 = 209004 * (1+r)^15

1000000 / 209004 = (1+r)^15

4.784597424 = (1+r)^15

Taking root of 1 on both sides.

(4.784597424)^1/15  =  (1+r)^15 * 1/15

1.110000123  =  1+r

1.110000123 - 1 = r

r = 0.110000123 or 11.0000123% rounded off to 11.00%

can yall plz help me with this science qustion the choses are masses,shapes,and sizes ....also ill give brainlest

Answers

Answer:

the answer is the mass.

Answer:

the answer is the mass

the answer is the mass

Selected transactions for Sheridan Company are presented below in journal form (without explanations).


Date Account Title Debit Credit

May 5 Accounts Receivable 4,400

Service Revenue 4,400


12 Cash 1,930

Accounts Receivable 1,930


15 Cash 2,190

Service Revenue 2,190


Post the transactions to T-accounts. (Post entries in the order of journal entries presented in the question.)


Cash

 5/55/125/15  5/55/125/15

 5/55/125/15  5/55/125/15


Accounts Receivable

5/55/125/15

Answers

5+55+125+15=555555555....

The just meaningful difference (JMD) refers to: A. The process by which consumers give humanlike characteristics to inanimate objects. B. The smallest amount of change in a stimulus that would influence consumer consumption and choice. C. A situation where a stimulus is sufficiently stronger than another so that someone can actually notice that the two are not the same. D. The way in which consumers interpret information in ways that are biased by their previously held beliefs. E. The process of screening out certain stimuli and purposely exposing oneself to other stimuli.

Answers

Answer:

B. The smallest amount of change in a stimulus that would influence consumer consumption and choice.

Explanation:

The just meaningful difference (JMD) refers to the smallest amount of change in a stimulus that would influence consumer consumption and choice.

For instance, when the price of a particular product rises from $5.0 to $6.5, consumers wouldn't be motivated to buy such a product again and may choose to go for its close substitutes.

Hence, in marketing it is important to introduce a stimulus plan that will significantly increase consumer consumption and choice in order to increase sales and make profit.

The estimate an organization makes regarding the number and quality of its current employees and the availability of workers externally is called a(n):________

Answers

Answer:

Labor supply forecast

Explanation:

The estimate an organization makes regarding the number and quality of its current employees and the availability of workers externally is called a labor supply forecast. This information is very important when determining the number of workers required to meet the labor demands of an organization.

Some examples of the economic and qualitative factors that affects the external supply of labor includes transportation, availability of housing, quality of life, number of training institutes or facilities, wages, demographic trends, immigration etc.

An architecture firm earned earned $2320 for architecture services provided with the fee to be paid in the future. No entry was made at the time the service was provided. If the fee has not been paid by the end of the accounting period and no adjusting entry is made, this would cause:________.A) revenues to be understated B) revenues to be overstated C) liabilities to be understated. D) net income to be overstated.

Answers

Answer:

A) revenues to be understated

Explanation:

In this scenario, this would cause revenues to be understated. This is mainly because the financial report of profit would state an amount that is less than the amount that was actually earned by the Architecture Firm. This is due to the profit of $2320 that was already fully earned by the Firm not being included in the financial report, therefore missing a piece of the profits in the report (understated).

AirQual Test Corporation provides on-site air quality testing services. The company has provided the following cost formulas and actual results for the month of February:

Fixed Component per Month Variable Component per Job Actual Total for February
Revenue $280 $39,250
Technician wages $8,400 $8,250
Mobile lab operating expenses $4,800 $31 $9,290
Office expenses $2,400 $3 $2,700
Advertising expenses $1,580 $1,650
Insurance $2,870 $2,870
Miscellaneous expenses $970 $1 $425

The company uses the number of jobs as its measure of activity. For example, mobile lab operating expenses should be $4,800 plus $31 per job, and the actual mobile lab operating expenses for February were $9,290. The company expected to work 150 jobs in February, but actually worked 154 jobs.

Required:
Prepare a flexible budget performance report showing AirQual Test Corporation's revenue and spending variances and activity variances for February.

Answers

Answer:

I used an excel spreadsheet since there is not enough room here. I ordered the given data:

                                              Fixed           Variable           Actual Total

Revenue                                                        $280                $39,250

Technician wages                $8,400                                       $8,250

Mobile lab operating exp.   $4,800              $31                   $9,290

Office expenses                   $2,400               $3                   $2,700

Advertising expenses           $1,580                                       $1,650

Insurance                              $2,870                                       $2,870

Miscellaneous expenses        $970                $1                      $425              

The actual results yielded an unfavorable operating income variance. Operating income = $14,065, unfavorable variance = $2,645

The transshipment problem: a. Is the special case of LP problem. b. Can be modeled using the transportation algorithm. c. Can be solved to optimality by manual methods. d. Is the most general type of network flow problems.

Answers

Answer:

Option "A" is the correct answer to the following question.

Explanation:

The transshipment issue is the particular case of the issue of LLP.

A special Linear Programming Problem is a transshipment problem because it approaches the premise that products can both be obtained and delivered at the very same time by both recovery and recycling.

You decide to invest $20,500 in Bank of America and $14,500 in Twitter. What is the portfolioâs beta? Bank of America beta: 1.27 Twitter beta: 1.96

Answers

Answer:

Portfolio Beta = 1.555857143 rounded off to 1.56

Explanation:

The portfolio beta is the function of the weighted average of the individual stock betas that form up the portfolio. The formula to calculate the beta of a portfolio containing two stock is as follows,

Portfolio Beta = wA * Beta of A  +  wB * Beta of B

Where,

w is the weight of each stock

As the investment in Stock of Bank of America is 20500 and the investment in stock of Twitter is 14500, the total investment in the portfolio will be,

Total investment = 20500 + 14500  =  35000

Portfolio Beta = 20500 / 35000 * 1.27  +  14500 / 35000 * 1.96

Portfolio Beta = 1.555857143 rounded off to 1.56

Stepsis is doing laundry today, but the machine is not working, she crawls in and sees whats wrong, she fixes it but shes stuck, she calls StepBro.

What should StepBro do?
A. Call Jamal
B. Pull her out
C. Dice Roll Dance And Bunny Hop Dance
D. I like ya cut G her

Answers

Answer:

b or d

Explanation:

because pulling her out might get the problem done faster , but I like ya cut g her could resolve in even more action . um I go with d

Answer:

B

Explanation:

Be a decent human being boys

Blankenship Company operates a factory with two departments, X and Y. The utilities to heat and light the manufacturing facility would most likely be allocated to departments X and Y on the basis of:a. Square Footage occupiedb. Machine Hoursc. Direct labor hoursd. Units sold

Answers

Answer:

a. Square Footage occupied

Explanation:

Machine hours is the cost drive of utilities (cost object); it is not the basis of allocation. Direct labor hours is the cost drive of utilities (cost object); it is not the basis of allocation. Unit sold is the basis of allocation of advertising; it is not the allocation bases of utilities.

Utilities expenses such as heat, water, and lighting are generally allocated based area occupied by the department. Hence, the option “square footage occupied” is the correct answer.

Shawn goes to the library to pick up a copy of a common tax form used file taxes. Which of the following is MOST likely the form that Shawn got?

1099

W-2

1776

1040

Answers

Answer:

Shawn would choose form 1040 filing tax form.

Explanation:

The answer is D.) 1040

I got a picture of the answer.

Hope this helps!

Tech Solutions is a consulting firm that uses a job-order costing system. Its direct materials consist of hardware and software that it purchases and installs on behalf of its clients. The firm's direct labor includes salaries of consultants that work at the client's job site, and its overhead consists of costs such as depreciation, utilities, and insurance related to the office headquarters as well as the office supplies that are consumed serving clients.


Tech Solutions computes its predetermined overhead rate annually on the basis of direct labor-hours. At the beginning of the year, it estimated that 90,000 direct labor-hours would be required for the period’s estimated level of client service. The company also estimated $1,080,000 of fixed overhead cost for the coming period and variable overhead of $0.50 per direct labor-hour. The firm’s actual overhead cost for the year was $1,098,900 and its actual total direct labor was 93,350 hours.


Required:

Answers

Answer:

1. Predetermined overhead rate = $12.50

2. Job Cost = $62,500

Explanation:

Note: The Requirement is attached as picture below

1. Predetermined fixed overhead rate = Estimated fixed manufacturing overhead / Estimated total amount of the allocation base

Predetermined fixed overhead rate = $1,080,000 / 90,000

Predetermined fixed overhead rate = $12 per Direct labor hour

The Predetermined variable overhead rate per Direct labor hour is $0.50

Predetermined overhead rate = Fixed overhead rate + Variable overhead rate

Predetermined overhead rate = $12 + $0.50

Predetermined overhead rate = $12.50

2. The total job cost is given below:

Job Cost = Direct material + Direct labor + Overheads

Job Cost = $38,000 + $21,000 + (280*$12.50)

Job Cost = $38,000 + $21,000 + $3,500

Job Cost = $62,500

What are closing entries and why are they important in accounting?​

Answers

Answer:7

Explanation:14

Answer:

The purpose of the closing entry is to reset the temporary account balances to zero on the general ledger, the record-keeping system for a company's financial data. Temporary accounts are used to record accounting activity during a specific period.

Explanation:

According to the video, what do Financial Analysts analyze? Check all that apply.
financial records
travel distances
insurance claims
a company's competitors
fraud

Answers

A-D

-financial records

-a company’s competitors

Answer:

Financial Records

A Company’s Competitors

Explanation:

I got it right on edge 2020 hope this helps!

Luther Industries has 25 million shares outstanding trading at $18 per share. In addition, Luther has $150 million in outstanding debt. Suppose Luther's equity cost of capital is 13%, its debt cost of capital is 7%, and the corporate tax rate is 40%. Luther's unlevered cost of capital is closest to:_______A) 11.5%B) 10.8%C) 9.8%D) 13.0%

Answers

Answer:

B. 10.8%

Explanation:

To get the Market value of equity = 25m x $18 = $450 million

The Market value of debt is given to be = $150 million

To get the weight of equity= 450/600

To get the weight of debt = 150/600

we have Ke as cost of equity= 13%

Such that after tax cost of debt = 7%(1-0.40) = 4.2%

Then the Weighted average cost of capital = We(Ke) + Wd(Kd)

= 450/600 x 13% + 150/600 x 4.2%

This gives us

= 9.75% + 1.05%

Therefore the answer is

= 10.80%

So the option B is correct

Luther's unlevered cost of capital is closest to 10.8%. Therefore, correct response here is option B.

What is the term cost of capital about?

A cost of capital refers to as a return that a company needs to earn in order to achieve the cost of capital of particular project.

Solution:

To get the Market value of equity = 25m x $18 = $450 million

The Market value of debt is given to be = $150 million

To get the weight of equity= 450/600

To get the weight of debt = 150/600

Ke as cost of equity= 13%

Such that after tax cost of debt = 7%(1-0.40) = 4.2%

Then, the Weighted average cost of capital = We(Ke) + Wd(Kd)

Weighted average cost of capital= 450/600 x 13% + 150/600 x 4.2%

Weighted average cost of capital= 9.75% + 1.05%

Weighted average cost of capital=10.80%

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Toys "R" Us has decreased its receivable turnover over the last three years: which of the following may be a possible cause of this decrease? A) the company has been more selective in choosing reliable customers. B) salesmen have granted customers an extension of credit terms. C) the accounting department has increased the allowance for doubtful accounts. D) all of the above are correct

Answers

Answer:

B) salesmen have granted customers an extension of credit terms.

Explanation:

receivables turnover ratio = net sales / average accounts receivable

A low receivables turnover ratio is usually a bad thing, since most companies sell on credit, i.e. their accounts receivable should be important. A high receivables turnover ratio means that the company is collecting its accounts receivable efficiently and its customers are good payers.

The key point here is average accounts receivable. What can result in a company having very high accounts receivable (compared to its total sales)? The answer is simple, their customers are not paying on time or the company had to extend their credit terms in order to attract more customers.

Question 1 of 10
What is one way banks can recover money they have loaned to someone who
has stopped making payments?
O A. Banks can require the borrower's friends and family to pay off the
loan.
B. Banks can have collection agencies seize part of the borrower's
income.
C. Banks can force the borrower's employer to fire him or her
immediately
D. Banks can make the borrower work at the bank for no salary.

Answers

Answer:

B. Banks can have collection agencies seize part of the borrower's income.

Explanation:

Hope it helps

Banks can recover money they have loaned to someone who has stopped making payments the banks can have collection agencies seize part of the borrower's income. Thus, option (b) is correct.

What is bank?

The term Bank refers to a financial institution that deals with money. For the aim of saving and investing, the individual deposits money into a personal account. Additionally, banks can offer loans and ATM services. There are two different kinds of banks, such as public and private ones.

The debtors give the loan to the bank, but as long as someone is not returned on payment, the bank can hire collection agencies. The collection agencies' main role is to collect money with interest from debtors.

Therefore, option (b) is correct.

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Assume you have a 1-year investment horizon and are trying to choose among three bonds. All have the same degree of default risk and mature in 10 years. The first is a zero-coupon bond that pays $1,000 at maturity. The second has an 6.2% coupon rate and pays the $62 coupon once per year. The third has a 7.2% coupon rate and pays the $72 coupon once per year.

a. If all three bonds are now priced to yield 7% to maturity, what are their prices?
b. If you expect their yields to maturity to be 7% at the beginning of next year, what will their prices be then? What is your before-tax holding-period return on each bond? If your tax bracket is 30% on ordinary income and 20% on capital gains income, what will your aftertax rate of return be on each?
c. If you expect their yields to maturity to be 6% at the beginning of next year, what will their prices be then? What is your before-tax holding-period return on each bond? If your tax bracket is 30% on ordinary income and 20% on capital gains income, what will your aftertax rate of return be on each?

Answers

Answer:

a. If all three bonds are now priced to yield 7% to maturity, what are their prices?

zero coupon bond = $1,000 / (1 + 7%)¹⁰ = $508.35

6.2% coupon bond:

PV of face value = $1,000 / (1 + 7%)¹⁰ = $508.35

PV of coupon payments = $62 x 7.0236 (PV annuity factor, 7%, 10 periods) = $435.46

market price = $943.81

7.2% coupon bond:

PV of face value = $1,000 / (1 + 7%)¹⁰ = $508.35

PV of coupon payments = $72 x 7.0236 (PV annuity factor, 7%, 10 periods) = $505.70

market price = $1,014.05

b. If you expect their yields to maturity to be 7% at the beginning of next year, what will their prices be then? What is your before-tax holding-period return on each bond? If your tax bracket is 30% on ordinary income and 20% on capital gains income, what will your aftertax rate of return be on each?

zero coupon bond = $1,000 / (1 + 7%)⁹ = $543.93

before tax holding period return = ($543.93 - $508.35) / $508.35 = 7%

after tax HPR = 7% x 0.8 = 5.6%

6.2% coupon bond:

PV of face value = $1,000 / (1 + 7%)⁹ = $543.93

PV of coupon payments = $62 x 6.5152 (PV annuity factor, 7%, 10 periods) = $403.94

market price = $947.87

before tax holding period return = ($947.87 - $943.81 + $62) / $943.81 = 7%

after tax HPR:

($4.06 x 0.8) / $943.81 = 0.34%

($62 x 0.7) / $943.81 = 4.60%

total = 4.94%

7.2% coupon bond:

PV of face value = $1,000 / (1 + 7%)⁹ = $543.93

PV of coupon payments = $72 x 6.5152 (PV annuity factor, 7%, 10 periods) = $469.09

market price = $1,013.02

before tax holding period return = ($1,013.02 - $1,014.05 + $72) / $1,014.05 = 7%

after tax HPR:

(-$1.03 x 0.8) / $1,014.05 = -0.08%

($72 x 0.7) / $1,014.05 = 4.97%

total = 4.89%

c. If you expect their yields to maturity to be 6% at the beginning of next year, what will their prices be then? What is your before-tax holding-period return on each bond? If your tax bracket is 30% on ordinary income and 20% on capital gains income, what will your aftertax rate of return be on each?

zero coupon bond = $1,000 / (1 + 6%)⁹ = $591.90

before tax holding period return = ($591.90 - $508.35) / $508.35 = 16.44%

after tax HPR = 16.44% x 0.8 = 13.15%

6.2% coupon bond:

PV of face value = $1,000 / (1 + 6%)⁹ = $591.90

PV of coupon payments = $62 x 6.8017 (PV annuity factor, 6%, 10 periods) = $421.71

market price = $1,013.61

before tax holding period return = ($1,013.61 - $943.81 + $62) / $943.81 = 13.96%

after tax HPR:

($69.80 x 0.8) / $943.81 = 5.92%

($62 x 0.7) / $943.81 = 4.60%

total = 10.52%

7.2% coupon bond:

PV of face value = $1,000 / (1 + 6%)⁹ = $591.90

PV of coupon payments = $72 x 6.8017 (PV annuity factor, 6%, 10 periods) = $489.72

market price = $1,081.62

before tax holding period return = ($1,081.62 - $1,014.05 + $72) / $1,014.05 = 13.76%

after tax HPR:

($67.57 x 0.8) / $1,014.05 = 5.33%

($72 x 0.7) / $1,014.05 = 4.97%

total = 10.30%

Jammer Company uses a perpetual weighted average inventory system and reports the following: August 2 Purchase 17 units at $15.00 per unit. August 18 Purchase 19 units at $13.00 per unit. August 29 Sale 34 units. August 31 Purchase 22 units at $18.00 per unit. What is the per-unit value of ending inventory on August 31?

Answers

Answer:

Weighted-average ending inventory cost= $17.75

Explanation:

First, we need to calculate the total cost of ending inventory:

August 2= 17*15= 255

August 18= 19*13= 247

August 29= (19*13 + 15*15)= (472)

August 31= 22*18= 396

Total ending inventory= $426

Now, the weighted average cost per unit of ending inventory:

Ending inventory in units= 24

Weighted-average ending inventory cost= (426/24)

Weighted-average ending inventory cost= $17.75

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