Belinda uses online banking everyday for her small business transactions. One day, as she opens the browser and clicks on the bookmark link for her bank's website, she notices that some very slight changes have been made to the site. She wonders if they are sprucing it up a bit, because it hasn't changed in a while. A few days later, her company ledger is in total disarray. Which of the following has most likely caused this disarray?
a. She is a victim of radio frequency identification.
b. She probably visited a pharming site and didn't know it.
c. She must have segregated her spam mails without opening them.
d. She is probably the victim of spyware.

Answers

Answer 1

Answer: She probably visited a pharming site and didn't know it.

Explanation:

Based on the scenario that has been explained in the question, we can say that Belinda probably visited a pharming site and didn't know it.

Pharming is an online fraud which involves the use of fraudulent websites and malicious code by fraudsters. The cybercriminals put the malicious code on ones and with the code, one will be redirected to a bogus websites without the person even knowing or being aware.


Related Questions

On January 1, 2017, Blossom Company had Accounts Receivable of $51,600 and Allowance for Doubtful Accounts of $4,100. Blossom Company prepares financial statements annually. During the year, the following selected transactions occurred:
Jan. 5 Sold $4,600 of merchandise to Rian Company, terms n/30.
Feb. 2 Accepted a $4,600, 4-month, 9% promissory note from Rian Company for balance due.
12 Sold $11,100 of merchandise to Cato Company and accepted Cato’s $11,100, 2-month, 10% note for the balance due.
26 Sold $11,700 of merchandise to Malcolm Co., terms n/10.
Apr. 5 Accepted a $11,700, 3-month, 8% note from Malcolm Co. for balance due.
12 Collected Cato Company note in full. June 2 Collected Rian Company note in full.
15 Sold $2,100 of merchandise to Gerri Inc. and accepted a $2,100, 6-month, 12% note for the amount due.
Journalize the transactions. (Omit cost of goods sold entries.)

Answers

Answer:

Blossom Company

Journal Entries:

Jan. 5

Debit Accounts Receivable (Rian Company) $4,600

Credit Sales Revenue $4,600

To record credit sales.

Feb. 2:

Debit 9% Note Receivable $4,600

Credit Accounts Receivable $4,600

To record the transfer.

Feb. 12

Debit Notes Receivable (Cato Company) $11,100

Credit Sales Revenue $11,100

To record the sale in exchange for 10% note.

Feb. 26:

Debit Accounts REceivable (Malcom Co.) $11,700

Credit Sales Revenue $11,700

To record sales on account, terms n/10.

Apr. 5:

Debit Notes Receivable $11,700

Credit Accounts Receivable $11,700

To transfer the balance to a 3-month 8% notes receivable

Apr. 12:

Debit Cash Account $11,285

Credit Interest on Notes Receivable $185

Credit Notes Receivable $11,100

To record full settlement of notes receivable.

Apr. 15:

Debit Notes Receivable $2,100

Credit Sales Revenue $2,100

To record the sale of goods and acceptance of 6-month 12% note.

Explanation:

Journal entries record business transactions for the first time.  The accounts to be debited and credited are identified and these are entered into the journal.  It is from the journal that postings are made to the general ledger.

Cindy's Ceramics engaged in a like-kind exchange that resulted in a $3,000 gain. In addition to the like-kind property received in the transaction, Cindy also received $5,000 cash. Cindy will have to recognize $

Answers

Answer:

$3,000

Explanation:

Data provided in the question

Gain received while exchanged = $3,000

Received cash = $5,000

Based on the above information, the Cindy recognize the gain i.e $3,000 which is received while exchanged it

Therefore in the given case, the Cindy have to recognize the gain for $3,000

The cash amount received should be ignored

Equilibrium price is $8 in a perfectly competitive market. For a perfectly competitive firm, MR = MC at 150 units of output. At 150 units, ATC is $11, and AVC is $10. The best policy for this firm is to __________ in the short run. Also, total fixed cost equals __________ and total variable cost equals __________ for this firm.

Answers

Answer:

Shut down

$1650

$1500

Explanation:

A perfect competition is characterised by many buyers and sellers of homogeneous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into the industry.  

In the long run, firms earn zero economic profit.  If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.  

Also, if in the short run, firms are earning economic loss, in the long run, firms would exit the industry until economic profit falls to zero.  

in the shut run, a perfect competition should shut down if average variable cost is greater than price. this is the case for this firm $10 is greater than $8.

total fixed cost = average fixed cost x quantity produced = $11 x 150 = $1650

Total variable cost = average variable cost x quantity produced = $10 x 150 = $1500

A causal approach should be used when:_____.
1. there exists a knowledge of the research problem, the decision alternatives, and the relevant variables.
2. only speculative hypotheses exist.
3. the research methods can be highly flexible.
4. the researcher must show that one variable determines the values of another variable.
a. 1
b. 2
c. 1 and 4
d. 4

Answers

The correct answer is D. 4

Explanation:

In research, a causal approach is a research method used when the variables the researcher is studying have a cause/effect relationship. This means one of the variables originates the other (cause) or it is the consequence (effect). For example, if the researcher is studying the effects of literacy rate in access to job opportunities, the approach is causal. In this context, to use to approach it is key that the researcher wants to show one variable or factor determines the other through a cause/effect relationship. Thus, this is used when "the researcher must show that one variable determines the values of another variable".

Antonia's presentation will discuss the advantages and disadvantages of selling her company's product exclusively online. The most effective organizational strategy for Antonia's presentation would be by ________.

Answers

Answer:

comparison/contrast

Explanation:

The most effective organizational strategy for Antonia's presentation would be by comparison/contrast. This organizational strategy focuses on comparing all the pros and cons of choosing to go a certain route in a business decision with the pros and cons of choosing to go another route. This is what Antonia is planning to discuss with the advantages and disadvantages, but in order to convince the viewers she needs to compare this with the advantages and disadvantages of not selling exclusively online.

Suppose you own 50,000 shares of common stock in a firm with 2.5 million total shares outstanding. The firm announces a plan to sell an additional 1 million shares through a rights offering. The market value of the stock is $ 35 before the rights offering and the new shares are being offered to existing shareholders at a $ 5 discount. a.If you exercise your preemptive rights, how many of the new shares can you purchase? b.What is the market value of the firm after the rights offering? c.What is your total investment in the firm after the rights offering? How is your investment split between original shares and new shares? d.If you decide not to exercise your preemptive rights rather sell your rights, what is your investment in the firm after the rights offering? How is this split between old shares and rights?

Answers

Answer:

20,000 ; $117.5 million; $2,350,000; $1678500; $1,078,500

Explanation:

Given the following :

Number of common stock shares owned = 50,000

outstanding shares = 2.5 million

Additional shares = 1 million

Market value of stock before rights offering = $35

Net stock price for existing shareholders ($5 discount) = $(35 - 5) = $30

A.) If you exercise your preemptive rights, how many of the new shares can you purchase?

Number of stocks / (outstanding shares ÷ additional shares)

[(50,000) ÷ (2.5 ÷1)] = 50,000/2.5 = 20,000

B.) b.What is the market value of the firm after the rights offering?

(Outstanding shares * market price) + ( additional shares * discount price)

(2.5million * $35) + (1 million * $30)

$87.5 + $30 = $117.5 million

C.) What is your total investment in the firm after the rights offering?

(stock shares held before offering * market price) + ( new shares that can be purchased * discount price)

(50,000 * $35) + (20,000 * $30)

1750000 + $600,000 = $2,350,000

D.)

Number of common stock shares *new market value after Issuance

New Market value after Issuance :

Market value of firm after offering / (outstanding + additional shares)

$117,500,000 / (2.5+1)million

$117,500,000 / 3,500,000

= $33.57

50,000 * $33.57 = $1678500

11)

Revenue from right sale :

Number of right shares * discount price

20,000 * $30 = $600,000

Value of proceed :

$1678500 - $600,000 = $1,078,500

A financial statement is a(n): Group of answer choices A. estimate of a firm's future income and expenses B. hybrid statement of cash flows C. itemized forecast of a company's income, expenses, and capital needs D. written report that quantitatively describes a firm's financial health

Answers

Answer:

D. written report that quantitatively describes a firm's financial health

Explanation:

A  financial statement is a written report that quantitatively describes a firm's financial health.

Generally, the financial statements are the formally written records of the business and financial activities of a business entity or organization.

There are four (4) main types of financial statements and these are;

1. Balance sheet: it contains financial information about assets, liability, and equity.

2. Cash flow statement: it contains financial information about operating, financial and investing activities.

3. Income statement: it contains financial information about the income and expenses of an organization.

4. Statement of changes in equity: it contains financial information about profits or loss, dividends, etc.

Geraths Windows manufactures and sells custom storm windows for three season porches and also provides installation service for the windows. The installation process does not involve changes in the windows, so this service can be performed by other vendors. Geraths enters into the following contract on July 1, 2014, with a local homeowner. The customer purchases windows for a price of $2,690 and chooses Geraths to do the installation. Geraths charges the same price for the windows irrespective of whether it does the installation or not. The price of the installation service is estimated to have a fair value of $590. The customer pays Geraths $2,300 (which equals the fair value of the windows, which have a cost of $1,700) upon delivery and the remaining balance upon installation of the windows. The windows are delivered on September 1, 2014, Geraths completes installation on October 15, 2014, and the customer pays the balance due.
Prepare the journal entries for Geraths in 2014. (Round answers to 0 decimal places, e.g. 5,275.)

Answers

Answer:

Kindly check Explanation

Explanation:

1st of July 2014:

No journal entry Dr.

No Journal entry Cr.

1st of September 2014:

CASH 2300 Dr.

ACCOUNTS RECEIVABLE 390 Dr.

INVENTORY 1700 Cr.

SALES REVENUE (2300/2890)×2690 - - 2140.8 Cr

UNEARNED SERVICE REVENUE (590/2890)×2690 - - - 549.2 Cr.

15th October 2014 :

CASH (2690 - 2300) - - 390 Dr.

UNEARNED SERVICE REVENUE - - 549.2 Dr.

ACCOUNTS RECEIVABLE - - - 390 Cr.

SALES REVENUE - - - 549.2 Cr.

59. A poultry rancher discovered that when she increased the price of organic eggs from $0.75 to $1.00 per dozen, the sales of her eggs fell from 300 dozen per week to 200 dozen per week. Her price elasticity of demand (using the midpoint method) would be:

Answers

Answer:

PED = -1.4 or |1.4| in absolute values, price elastic

Explanation:

the price elasticity of demand (PED) using the midpoint method:

PED = % change in quantity / % change in price

% change in quantity = {(Q 2 − Q1 ) / [(Q2 + Q1)/2]} x 100 = {(200 − 300 ) / [(200 + 300)/2]} x 100 =  -100 / 250 = -0.4% change in price = {(P2 − P1 ) / [(P2 + P1)/2]} x 100 = {(1 − 0.75 ) / [(1 + 0.75)/2]} x 100 = 0.286

PED = -0.4 / 0.286 = -1.4 or |1.4| in absolute values

According to the dividend growth model, an increase in which of the following will increase the current value of a stock all other things equal? I. dividend amount II. discount rate III. dividend growth rate

Answers

Answer: (1.) Dividend amount (111.) Dividend growth rate

Explanation:

The divided growth model is defined by the relation:

Po = D1 / (r - g)

Where Po = current price of stock

r = discount rate and g = growth rate of the stock

D1 = Next year's Dividend

From the Gordon model; The price of stock is directly proportional to the Dividend amount, therefore, an increase in Dividend amount will result in current value of stock and vice versa.

Since the current value of stock increases as Dividend amount increases, therefore an increase in the growth rate of the Dividend will also favor increase in the current value of stock.

Based on the dividend growth model, when the following are increased, the value of the stock would increase:

I. dividend amount III. dividend growth rate

The dividend growth model is calculated as:

Value of stock = Dividend / ( Discount rate - Growth rate)

For the value of stock to be high, the numerator will have to increase or the denominator will have to decrease.

Increasing the dividend would increase the numerator and increasing the growth rate would decrease the denominator, both of which would increase stock value.

In conclusion, increasing dividend amount and growth rate will increase the value of stock.

Find out more at https://brainly.com/question/14299565.

A church put advertisements in its weekly bulletins to encourage its members to participate in the services by telling a brief, positive story about how fellow members have helped them during times of need. Jack volunteered and shared his story during a service. Afterwards, he felt joyous. Was this an exchange in a marketing sense

Answers

Answer: Yes

Explanation: In the scenario shared above, an element of exchange exists which is the key aim of marketing by providing a trade platform for consumers and sellers to coexist and make exchange of goods and services for money, satisfaction or other things in return. In the scenario above, the church provided a marketing platform for people to share their thought and air their views. Jack made use of the platform and shared his thought and had a feeling of satisfaction and church members also read in other to learn or derive pleasure and the cycle continues.

Containers, Inc., sends its standard order form to Distribution Corporation to evidence a sale of packing materials. Distribution responds with its own standard purchase order form. Additional terms in the purchase order automatically become part of the contract unless:________.

Answers

Please answer please please thank you

(n) ____________ consists of the marketing intermediaries that transport and store goods as they move through their path from producer to final user.hat assist in the movement of goods and services from producer to industrial and consumer users are known as

Answers

Answer:

Channel of distribution

Explanation:

Channel of distribution consists of the marketing intermediaries that transport and store goods as they move through their part from the producer to final user.These channels include the distributors , wholesalers ,retailers and the internet.

The main purpose of the channel of distribution is to connect production to consumption and also to create time , place and possession utilities which constitutes the added value of production.

A homeowner receives a tax bill that includes an amount for the library district, taxed at $1.00 per $1,000, and the fire protection district, taxed at $2.00 per $1,000. How much does the taxpayer have to pay for these two items if the property's taxable value is $470,000?

Answers

Answer:

$1,410

Explanation:

Given the following :

Library district tax:

$1.00 per $1000

Fire protection district tax:

$2.00 per $1000

TAXABLE value of property = $470,000

Library district tax on property :

($470,000 ÷ $1000) * $1.00

470 * $1.00 = $470

Fire protection district tax on property :

($470,000 ÷ $1000) * $2.00

$470 * $2.00 = $940

Toral tax value :

$940 + $470 = $1,410

If throughout an accounting period the fees for legal services paid in advance by clients are recorded in an account called Unearned Legal Fees, the end-of-period adjusting entry to record the portion of those fees that has been earned is

Answers

Answer:

e. Debit Unearned Legal Fees and credit Legal Fees Earned.

Explanation:

As we know that unearned legal fees contain a credit balance as it is a liability

Now if the portion of an unearned legal fees is earned so the portion of it would be debited and on the other side the legal fees is credited

The journal entry is shown below:

Unearned legal fees Dr XXXXX

               To Legal fees earned  XXXXX

(Being the adjusting entry is passed)

Hence, the correct option is e.

Most home insurance policies cover jewelry for $1,000 and silverware for $2,500 unless items are covered with additional insurance. If $4,700 worth of jewelry and $6,000 worth of silverware were stolen from a family, what amount of the claim would not be covered by insurance?

Answers

Answer: $7200

Explanation:

From the question, we are informed that most home insurance policies cover jewelry for $1,000 and silverware for $2,500 unless items are covered with additional insurance. If $4,700 worth of jewelry and $6,000 worth of silverware were stolen from a family.

The amount of claim that would not be covered by the insurance will be:

= ($4,700 - 1,000) + ($6,000 - 2,500)

= $3,700 + $3,500

= $7,200

The CEO of peripheral company QuickDrive uses a leadership style that encourages employees to discuss management issues with the CEO and to work together to resolve those issues in a democratic manner. Which of the following statements would the CEO of QuickDrive most likely make?
A) The key to QuickDrive staying on top in a high-tech industry is not wasting time checking out what other firms do, but to act immediately on my directives.
B) In a high-tech business, it is more important to invest in technology than to invest in people.
C) The key to keeping talented employees loyal to QuickDrive is to use a participative management style and treat them with respect, value their ideas, give them the resources they need, and expect great things from them.
D) Spending a lot of money to buy out competitors for their technology is likely to backfire, because QuickDrive is a leader in technology development.

Answers

Answer:

C) The key to keeping talented employees loyal to QuickDrive is to use a participative management style and treat them with respect, value their ideas, give them the resources they need, and expect great things from them.

Explanation:

As for the statement in the question, we can see that the CEO of QuickDrive believes that the ky to success is to engange employees in an active manner.

Employees, instead of being people who only go to work and perform certain tasks, become collaborative with management, taking up the role of management often.

This lack of rigidity and free flow of ideas from top of the company to botton will likely result in a business enviroment that promotes sense of belonging, and rapid adaptation to change.

ACold Inc. Is a frozen-food distributor with 10 warehouses across the country. Ivan Tory, one of the warehouse managers, wants to make sure that the inventory policies used by the warehouse are minimizing inventory while still maintaining quick delivery to ACold's customers. Because the warehouse carries hundreds of different products, Ivan decided to study one. He picked Caruso's Frozen Pizza (CFP). Demand for CFPs averages 400 per day with a standard deviation of 152. Because ACold orders at least one truck from its supplier each day, ACold can essentially order any quantity of CFP it wants each day. In fact, ACold's computer system is designed to implement an order-up-to policy for each product. Ivan notes that any order for CFPs arrives four days after the order.

Answers

ACold Inc. Is a frozen-food distributor with 10 warehouses across the country. Ivan Tory, one of the warehouse managers, wants to make sure that the inventory policies used by the warehouse are minimizing inventory while still maintaining quick delivery to ACold's customers. Because the warehouse carries hundreds of different products, Ivan decided to study one. He picked Caruso's Frozen Pizza (CFP). Demand for CFPs averages 400 per day with a standard deviation of 152. Because ACold orders at least one truck from its supplier each day, ACold can essentially order any quantity of CFP it wants each day. In fact, ACold's computer system is designed to implement an order-up-to policy for each product. Ivan notes that any order for CFPs arrives four days after the order.

Suppose it uses an order up to level of 2410. What is its expected on-hand inventory?

Answer:

The expected Inventory on -hand  =  429.074

Explanation:

From the given information;

Mean i,e Demand for CFPs averages  = 400 per day

standard deviation = 152

Lead TIme = 4 days

period length = ACold Inc. orders at least one truck from its supplier each day,

Let consider the fact that the order is up to level of S = 2410

Then, the expected demand for the lead time is;

[tex]\mu[/tex] = Demand × (Lead time + period length)

[tex]\mu[/tex] =  400 × ( 4 + 1)

[tex]\mu[/tex] =  400 × 5

[tex]\mu[/tex] =  2000

the standard deviation for the lead time as well is :

[tex]\sigma[/tex] = standard deviation sd[tex]\sqrt{lead \ time \times period \ length }[/tex]

[tex]\sigma[/tex] = [tex]152 \sqrt{4+1}[/tex]

[tex]\sigma[/tex] = [tex]152 \sqrt{5}[/tex]

[tex]\sigma[/tex] = 339.88

The z - value for the test statistics can now be computed as:

[tex]z = \dfrac{X - \mu}{\sigma}[/tex]

[tex]z = \dfrac{2410 - 2000}{339.88}[/tex]

[tex]z = \dfrac{410}{339.88}[/tex]

[tex]z = 1.2063[/tex]

z = 1.21

The order upto level = Inventory on -hand + Inventory order - Backorders

The order upto level - Inventory order + Backorders = Inventory on -hand

Inventory on -hand = The order upto level - Inventory order + Backorders

where ;

the backorders = [tex]\sigma L(z)[/tex] and [tex]L(z)[/tex] = standard loss

From the tables of distribution function and inventory  function for standard  normal distribution function

L(z) = 0.0561

the backorders can now be  = 340 × 0.0561

the backorders can now be  = 19.074

Recall that :

Inventory on -hand = The order upto level - Inventory order + Backorders

consider the fact that the order is up to level of S = 2410

∴ Inventory on -hand = 2410 - 2000 + 19.074

Inventory on -hand = 410 + 19.074

Inventory on -hand  =  429.074

Webster Corporation is preparing its cash budget for April. The March 31 cash balance is $36,400. Cashreceipts are expected to be $641,000 and cash payments for purchases are expected to be $608,500.Other cash expenses expected are $27,000 selling and $33,500 general and administrative. The companydesires a minimum cash balance at the end of each month of $30,000. If necessary, the companyborrows enough cash to meet the minimum using a short-term note. The amount Webster must borrowduring April is:A) $0.B) $21,600.C) $8,400.D) $98,900.E) $58,000.

Answers

Answer:

Webster Corporation

Amount to borrow in April

B) $21,600.

Explanation:

a) Webster Corporation

Cash Budget for the month of April

Beginning Cash balance    $36,400

Cash receipts                      641,000

Total receipts                     $677,400

Cash expenses:

Purchases        $608,500

Others                  27,000

Selling & Admin.  33,500  669,000

Balance                                   8,400

Borrowing                             21,600

Minimum cash balance     $30,000

b) Webster's cash budget for April shows that it needs to borrow $21,600 in order to meet the minimum cash balance of $30,000.  This is because the company does not generate enough cash in April to pay for expenses and meet minimum requirements for cash balance every month.  The preparation of Webster Corporation's Cash Budget is a way of planning for the occurrence of the cash shortage that necessitated the borrowing.

Using the assembly-line balancing procedure, which of the following is the required cycle time in minutes per unit if the daily production time is 480 minutes and the required daily output is 50 units?
a- 480
b- 0.104
c- Cannot be determined from the information above
d- 50
e- 9.6

Answers

Answer:

e - 9.6

Explanation:

Since the daily production time is 480 minutes, and the daily output is 50 units. The required cycle time in minutes per unit can be determined by;

[tex]\frac{minutes}{units}[/tex]

=  [tex]\frac{480}{50}[/tex]

= 9.6 min/unit

This implies that it takes 9.6 minutes to produce a unit daily. Then 480 minutes to produces 50 units daily.

Tulip Corporation purchased equipment for​ $58,000 on January​ 1, 2017. On December​ 31, 2019, the equipment was sold for​ $24,000. Accumulated Depreciation as of December​ 31, 2019 was​ $33,000. Calculate gain or loss on the sale.

Answers

Answer:

question is not clear please send clear question

The ________ was the first national organization in the United States to offer voluntary pharmacy technician certification. Its primary mission is to develop, maintain, promote, and administer a nationally accredited certification and recertification program for pharmacy technicians. Group of answer choices

Answers

Answer:

PTCB

Explanation:

The Pharmacy Technicians Certification board is the full meaning of PTCB. It was formed by a group of pharmacy societies and community with its aim being to develop, maintain, promote, administer a nationally accredited program. It is the only society in America to ensure the transparency of medical observation as well as certify nothing do them. maybe na that one.  

Cheers.

The four important characteristics that define a perfectly competitive market are: Multiple Choice standardized good, full information, no transactions costs, participants are price takers. standardized information, finished good, no transactions costs, participants are price makers. standardized good, same information for buyer and seller, low transactions costs, participants are price takers. standardized good, full information, no transactions costs, participants are price makers.

Answers

Answer:

standardized good, full information, no transactions costs, participants are price takers.

Explanation:

Perfectly competitive markets are theoretical, because even commodities' markets (e.g. corn, oil, etc.) do not comply 100% with all the characteristics of a perfectly competitive market, but are close enough to consider them as such.

The 5 characteristics of perfectly competitive markets are:

Many participants (many buyers and sellers)Standardized goods or servicesZero transaction costsNo barriers to entryAll participants can access perfect information

As I said before, no market complies 100% with these requirements, but some commodities' markets get close enough, but even there:

commodity traders charge a transaction feecapital is a great barrier to entry that cannot be eliminated, e.g. it costs millions to drill and sell oilnot all participants will be able to access perfect information

Gomez Corp. uses the allowance method to account for uncollectibles. On January 31, it wrote off an $2,100 account of a customer, C. Green. On March 9, it receives a $1,600 payment from Green.
Prepare the journal entry or entries for January 31.
Prepare the journal entry or entries for March 9; assume no additional money is expected from Green.

Answers

Answer: Please see answer in explanation column

Explanation:

a) Journal entry to write off an uncollectible amount.

Date          Account                                         Debit             Credit

Jan 31st    Allowance for doubtful accounts  $2,100

Accounts receivable—C. Green                                          $2,100

b) Journal to record recovery of the bad debt.

Date          Account                                         Debit             Credit

Mar 9  Accounts receivable—C. Green        $1,600

Allowance for doubtful accounts                                         $1,600

c) Journal to record payment on account.

Date          Account                                         Debit             Credit

Mar 9      Cash                                                 $1,600

Accounts receivable—C. Green                                           $1,600

Danny, a marketing manager for a large multinational company, has been held responsible for the poor management of a crucial project. The company had suffered huge losses because of this project, and Danny has been having a stressful week dealing with his boss and his clients. Danny goes for a movie with his friends to unwind and get his mind off work. Which of the following strategies has Danny used in this scenario?
A. Self-control.
B. Reappraisal.
C. Acceptance of responsibility.
D. Escape-avoidance.

Answers

Answer:

D. Escape-avoidance.

Explanation:

-Self-control is when a person is able to manage his/her emotions and behaviors when facing an impulse.

-Reappraisal is when you evaluate a situation again to make changes and find new meanings.

-Acceptance of responsability is when you take ownership for what you do.

-Escape-avoidance is when you avoid dealing with things.

According to this, the answer is that Danny is using in this scenario escape-avoidance because he is avoiding dealing with the problem he has at work by  going for a movie with his friends.

Which professional helps individuals and families minimize risk?

Answers

Answer:

insurance agent.

the career profession who would help individual and families to manage and minimise risk would be insurance agent.

Explanation:

insurance is a field that manages protection from financial loss thus risk to it iwould be a component that they manage. insurance insurance agent would recommend the best product for individual and families according to their lifestyle and age

An internal control system consists of all policies and procedures used to protect assets, ensure reliable accounting, promote efficient operations, and urge adherence to company policies. Evaluate each of the following statements and indicate which are true and which are false regarding the objectives of an internal control system.
1. Separation of recordkeeping for assets from the custody over assets is intended to reduce theft and fraud.
2. The primary objective of internal control procedures is to safeguard the business against theft from government agencies.
3. The main objective of internal control procedures is best accomplished by designing an operational system with managerial policies that protect the assets from waste, fraud, and theft.
4. Separating the responsibility for a transaction between two or more individuals or departments will not help prevent someone from creating a fictitious invoice and paying the money to herself or himself.

Answers

Answer:

Explanation:

1. True

Separation of record keeping for assets from custody over assets in custody over assets reduces theft and fraud . except in a case of collusion.

Fraud and theft of assets can be easily perpetrated and covered up when an individual combines the role.

2. False

Internal control focuses more on the internal operation of an organization rather than the external. Even though it can still be of impact in checking the excesses of external parties like the government agencies , but that is not its primary objective

3.True

Internal control's main objectives can be best accomplished when there is an operational system with managerial policies that protect waste , fraud and theft , being the major factors targeted to control

4.False

Separating the responsibility for a transaction between two or more individuals or departments is a major way of preventing creation of fictitious invoices and payment as it could have easily be detected if different individuals are involved in approval and payment of invoices.

If the price of biscuit per packet increased from N250 to N500 and the quantity bought per week decreased from 300 to 200 packets, determine the elasticity of demand for biscuit.

Answers

Answer:

The the elasticity of demand for biscuit is -0.33.

Explanation:

Elasticity demand is the degree of responsiveness of quantity demanded for a commodity to a change in the price of that commodity.

The elasticity of demand for biscuit can be calculated using the following elasticity of demand formula:

Elasticity of demand =  Percentage change in Qd / Percentage change in price .................. (1)

Where Qd denotes quantity demanded.

Percentage change in Qd = [(New Quantity - Old Quantity) / Old quantity] * 100 = [(200 - 300) / 300] * 100 = -33.33%

Percentage change in price = [(New price - Old price) / Old price] * 100 = [(N500 - N250) / N250] * 100 = 100%

Substituting the values into equation (1), we have:

Elasticity of demand = -33.33% / 100% = - 0.33

Therefore, the the elasticity of demand for biscuit is -0.33.

Note that since -0.33 in absolute term |-0.33| is less than 1, the demand for biscuit is inelastic. That is, the change in the quantity demanded for biscuit responds less than the change in its price.

Some argue that the Federal Reserve lowering interest rates from mid-2000 to the end of 2002 greatly increased the money supply; however, opportunities to invest yielded paltry returns leading bankers to offer _____ in order to earn a higher return.

Answers

Answer: Subprime mortgage loans

Explanation: In other earn higher return, subprime mortgage loans provides bankers the opportunity to charge borrowers higher rates on loans offered. This is because subprime mortgage loans are usually offered to credit defaulters. That is, customers with low credit score due to inconsistencies in their credit repayment due to late payment and poor credit history. Due to poor credit score and low tendency to repay borrowed amount, hence posing a high risk of recouping their fund, such borrowers would find it difficult to qualify for conventional mortgage plans. Subprime mortgages offers a lifeline though but at higher rates.

Which statement most accurately describes a conflict of commitment? It involves a monetary gain by one party over another party. It occurs when outside activities interfere with one’s responsibilities to an employer. It occurs when an institution does not follow the financial rules from a funding source. It can only occur between an institution and an outside organization.

Answers

Answer:

It occurs when outside activities interfere with one's responsibilities to an employer

Explanation:

Conflict of commitment occurs when the commitment of an employer to a defined terms of employment is shared with other engagements, either personal or with other parties which could lead to a decline in efficiency due to loss of maximum concentration.

This may not necessarily involve monetary gain but has a whole lot of ways through which it can affect productivity as concentration is shared.

It is always good to define activities that constitute conflict of commitment right from the time of forming an employment contract so that an employee can be guided with it.

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