The level of excess reserves this bank is holding is $15.50.
What level of excess reserves is this bank is holding?To find the excess reserves of the bank, we first need to calculate the required reserves using the required reserve ratio of 10%:
Required Reserves = Required Reserve Ratio x Deposits
Required Reserves = 0.10 x $245
Required Reserves = $24.50
Next, we can calculate the actual reserves held by the bank by looking at the balance sheet:
Actual Reserves = Reserves = $40
Finally, we can calculate the excess reserves by subtracting the required reserves from the actual reserves:
Excess Reserves = Actual Reserves - Required Reserves
Excess Reserves = $40 - $24.50
Excess Reserves = $15.50.
Read more about excess reserve
brainly.com/question/14173699
#SPJ1
Step 1: Explore
Visit the website for Grubhub, grubhub.com, or another similar food delivery service website.
Step 2: Research and Reflect
Research Grubhub or a similar company’s website and the social media platforms where they have a presence. Explore and take note of their online presence. Observe how their online presence may change as current trends drive changes in the company.
Based on their online presence, answer the following questions:
Which of the entrepreneurship trends that you learned about in the unit were you able to find evidence for in this company’s online presence, if any? Which one do you think is most important and why?
How do you think changes and trends in this industry influenced the creation of this company and how it currently operates? Explain.
Which social media platform do you think is most impactful for their business? How are they using it to enhance the customer experience? Provide examples.
If you were working for this company, which entrepreneurship trend or new enterprise idea (not currently in evidence) would you introduce? How would you use it, and why? How do current changes and trends currently play a role in your suggestions? Explain.
Please create your case study in a word processing document and submit this along with any additional resources that you used to complete the activity. Refer to the rubric below for more information on how you will be graded.
Communities' hubs are their restaurants. Our goal is to expand their connections, deepen their roots, and broaden the beneficial effects they have on individuals and society.
How does Grub Hub benefit my company?It's simple for businesses to order meals for staff, clients, business meetings, and more using a Grub hub Corporate Account. By providing a line of credit, you can reduce costs by only paying for meals that are actually ordered.
Which is better, Grub hub or Doodahs?Driver Pay on Grub Hub. What you can make delivering orders ultimately determines which food delivery app is better for drivers. While Doodahs doesn't disclose pay rates, there are methods for drivers to make extra money on particular types of orders, and it is reported that Grub Hub drivers can make up to $23 per hour.
To Know more about broaden
https://brainly.com/question/31142159
#SPJ1
Use the information below to answer questions 7-10 Mandated Company Ltd has established the following inventory levels for his manufacturing establishment: Normal usage Minimum usage Maximum usage Economic Order Quantity (EOQ) Delivery period 7. What is the re-order level? 20,000 units /day 12,000 units /day 26,000 units /day 100,000 units 26-30 days
The re-order level can be calculated by adding delivery period to the time it takes to receive an order. Therefore, the re-order level is 806,000 units.
What is re-order level?Re-order level is a term used in inventory management that refers to the minimum quantity of a product that a business needs to have on hand before placing a new order. It is also known as the reorder point or the minimum stock level. The purpose of setting a re-order level is to ensure that a business never runs out of stock, which could lead to lost sales and unhappy customers. The re-order level is determined by considering various factors such as lead time, demand variability, and safety stock. It is calculated by subtracting the lead time demand from the desired service level and adding the safety stock. By setting a re-order level, businesses can optimize their inventory management, reduce the risk of stockouts, and ensure they always have enough product to meet customer demand.
Re-order level = Maximum usage × (Delivery period + Time to receive an order) - Minimum usage
Re-order level = 26,000 units/day × (28 days + 5 days) - 12,000 units/day
Re-order level = 26,000 units/day × 33 days - 12,000 units/day
Re-order level = 818,000 units - 12,000 units/day
Re-order level = 806,000 units
To learn more about re-order level, visit:
https://brainly.com/question/18442017
#SPJ1
Zachary Pointers Corporation expects to begin operations on January 1, year 1; it will operate as a specialty sales company that sells laser pointers over the Internet. Zachary expects sales in January year 1 to total $330,000 and to increase 15 percent per month in February and March. All sales are on account. Zachary expects to collect 68 percent of accounts receivable in the month of sale, 20 percent in the month following the sale, and 12 percent in the second month following the sale.
Required:
a. Prepare a sales budget for the first quarter of year 1.
b. Determine the amount of sales revenue Zachary will report on the year 1 first quarterly pro forma income statement.
c. Prepare a cash receipts schedule for the first quarter of year 1.
d. Determine the amount of accounts receivable as of March 31, year 1.
a. Year 1's first quarter sales budget: Month January February March Total Sales $330,000 $379,500 $436,425 Sales revenue for the first quarter of the year 1 pro forma income statement: $1,145,925
Prepare a sales budget for the first quarter of year 1.Revenue January February March Total Sales $330,000 $379,500 $436,425 $1,145,925
Total $330,000 $379,500 $436,425 $1,145,925
c. The cash receipts plan for the first quarter of year 1 is as follows:
Month January February March Total Sales $330,000 $379,500 $436,425 $1,145,925 Collection $224,400 $145,725 $121,174 $491,299
Total amount of money: $224,400, $370,125, $491,299, $1,085,824
d. Receivables as of March 31 of the first year:
Month December January February March Total Opening balance$0 $49,500 $142,425 $191,925
Credit sales$330,000 $379,500 $436,425 $1,145,925
Less: accumulation$145,725 $121,174 $224,400 $491,299 Closing balance$105,600 $283,275 $457,676 $846,551
To Know more about Sales Visit:
brainly.com/question/29857652
#SPJ1
When a foreign firms sells a product abroad below the price it charges in local market
Answer: hope it helps
Explanation:
Dumping is, in general, a situation of international price discrimination, where the price of a product when sold in the importing country is less than the price of that product in the market of the exporting country. Thus, in the simplest of cases, one identifies dumping simply by comparing prices in two markets.
Income tax is calculated based on:
O A. gross income.
O B. net income minus profits.
о C. net income minus deductions.
D. gross income minus deductions.
Income tax is calculated based on: C. net income minus deductions.
How is income tax calculated?Income tax is calculated based on the net income of an individual or entity, which is the income after deducting allowable deductions from the gross income. Deductions are expenses or exemptions that are allowed by tax laws to reduce the taxable income, and they can include items such as business expenses, charitable donations, and certain personal expenses.
The net income, which is the remaining income after deductions, is then subject to the applicable tax rates according to the tax bracket of the taxpayer. Therefore, option C, "net income minus deductions," is the correct statement for how income tax is calculated.
Read more about Income tax
brainly.com/question/30157668
#SPJ1
How impactful were late shipments on customer questions
Answer:
One study found that 69% of consumers “are much less or less likely to shop with a retailer in the future if an item they purchased is not delivered within two days of the date promised
Preparing statistical graphs is used in this step of market research
Statistical graphs are an effective way to visualize and analyze data collected during market research.
What is market research?Market research is a systematic and organized effort to gather information about target markets or customers and to better understand the behaviors, needs, and preferences of a specific group of consumers. It is a form of data collection that involves quantifying and qualifying aspects of a market, such as size, competition, and potential for growth. It also involves understanding customer needs, wants, and perceptions as well as tracking customer satisfaction.
They can be used to identify patterns and trends in customer data, compare different customer segments, or provide a visual representation of survey results. Graphs can also be used to show correlations between different variables, such as the relationship between customer satisfaction and product features. Graphs are an essential tool for presenting quantitative data in a clear, concise, and easy-to-understand manner.
To learn more about market research
https://brainly.com/question/24906199
#SPJ9
what is the nature of the balance in the prepaid insurance account at the end of the accounting period
a. before adjustment
b. after adjustment
Before adjustment, the balance in the prepaid insurance account represents the cost of insurance that hasn't been used yet. After adjustment, the balance is reduced to reflect the portion of the prepaid insurance that has been used during the accounting period.
Explanation:The nature of the balance in a prepaid insurance account at the end of the accounting period varies if it is considered before or after adjustment.
a. Before adjustment, the balance in the prepaid insurance account represents the cost of insurance that has been paid upfront but hasn't been used yet. This is treated as an asset on the balance sheet.
b. After adjustment, the balance in the prepaid insurance account will be reduced to reflect the portion of the prepaid insurance that has been used (or 'expired') during the accounting period. This reduction is recognized as an expense on the income statement.
Learn more about Prepaid Insurance Account here:
https://brainly.com/question/33980190
#SPJ2
(15)
4. Review the South African trends in terms of
legislation, and indicate your role as an HRD
practitioner in ensuring alignment with legislative
imperatives. (15)
As an HRD practitioner, it is essential to have a thorough understanding of these legislative requirements and ensure that the organization's HR policies, practices, and processes are in compliance
What is HRD?
HRD stands for Human Resource Development. It is a field within human resources management that focuses on the development of employees' skills, knowledge, abilities, and performance in order to enhance their overall effectiveness and productivity in the workplace.
As an HRD (Human Resource Development) practitioner, it is important to stay informed about the legislative landscape in South Africa and ensure that the organization's HR policies, practices, and processes are aligned with legislative imperatives.
Learn more about HRD from the given link
https://brainly.com/question/10583893
#SPJ9
Which expressed power of Congress does this example best describe?
Congress taxes goods that enter the United States from
other countries.
OA. Establishing federal courts
OB. Regulating commerce
OC. Printing money
OD. Defining citizenship
The expressed power of Congress that best describes the example given is "Regulating commerce" (Option B).
What is the power of Congress about?
This power allows Congress to regulate trade with foreign nations, among the states, and with Indian tribes. Taxing goods that enter the United States from other countries falls under the scope of regulating commerce with foreign nations.
Overall, the powers of the Congress are intended to provide a balance of power within the federal government and ensure that the interests of the people are represented in the legislative process.
Learn more about power of the congress from
https://brainly.com/question/14336660
#SPJ1
The sovereign rating for Vietnam is B2 (with a default spread of 5%), the standard deviation in the Vietnamese equity index is 30% and the standard deviation in the Vietnamese government bond is 24%. If the premium for a mature market (say, the US) is 5.5%, estimate the total equity risk premium for Vietnam.
Answer:
The total equity risk premium for Vietnam was 11.13 as of January 1st, 2023 according to Damodaran Online. The total equity risk premium starts with a mature market premium and adds a country risk premium based on the risk of the country in question. The country risk premium for Vietnam is estimated to be 5%.
Given that the premium for a mature market (say, the US) is 5.5%, we can estimate the total equity risk premium for Vietnam as follows:
Total Equity Risk Premium = Mature Market Premium + Country Risk Premium Total Equity Risk Premium = 5.5% + 5% Total Equity Risk Premium = 10.5%
Therefore, the estimated total equity risk premium for Vietnam is 10.5%.
I hope this helps!
Explanation:
✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿✿
If an analyst would like to develop a trailing MA forecast that incorporates more variability of historical data, she/he can apply:
a.
trailing MA with a small window width.
b.
trailing MA with a large window width.
c.
trailing MA with any window width.
d.
all of the above.
e.
none of the above.
If an analyst would like to develop a trailing MA forecast that incorporates more variability of historical data, she/he can apply: b. trailing MA with a large window width.
A larger window width means that more historical data will be used to calculate the moving average, which will result in a forecast that takes into account a wider range of variability in the data. A smaller window width, on the other hand, will result in a forecast that is less variable and more responsive to recent changes in the data. Therefore, option b is the correct answer.
What is forecast ?
A forecast is a prediction or estimate of future events, conditions, or trends based on historical data, statistical analysis, mathematical models, expert judgment, or a combination of these methods. Forecasts are used in many fields, including economics, finance, business, weather, sports, and engineering, to anticipate future developments and make informed decisions based on expected outcomes. A forecast can be short-term or long-term, and can involve a range of different techniques and methods. The accuracy and reliability of a forecast depend on the quality of the data, the appropriateness of the methods used, and the assumptions made about future conditions.
To know more about historical data, visit:
https://brainly.com/question/29306461
#SPJ1
Complete question is: If an analyst would like to develop a trailing MA forecast that incorporates more variability of historical data, she/he can apply, trailing MA with a large window width.
Initial cost of 60,000, expected net cash in flows of $10,000 per year for 8 yrs and a cost of capital of 12%.
What is the project’s NPV
IRR?
MIRR?
PI?
Payback Period?
Discounted Payback Period?
NPV: The initial cost of the project is $13,088.55. This amount is calculated by subtracting the initial cost of $60,000 from the present value of the cash inflows over the 8 year period, which is $73,088.55.
What is initial cost?Initial cost is the total amount of money required to begin a project or venture. It includes the costs associated with purchasing necessary equipment and materials, hiring personnel, and other expenses related to the start of the project.
IRR: The IRR of the project is 14.63%. This rate is calculated by finding the discount rate that would make the NPV of the project equal to 0.
MIRR: The MIRR of the project is 14.93%. This rate is calculated by finding the discount rate that would make the internal rate of return (IRR) of the project equal to the cost of capital.
PI: The PI of the project is 1.25. This ratio is calculated by dividing the present value of the cash inflows over the 8 year period ($73,088.55) by the initial cost of the project ($60,000).
Payback Period: The payback period of the project is 6 years. This is the amount of time it takes to recover the initial cost of the project.
Discounted Payback Period: The discounted payback period of the project is 5.97 years.
To learn more about initial cost
https://brainly.com/question/19756676
#SPJ1
why is it difficult to compare relative job growth for different sized businesses
The point at which a small business becomes a large one is difficult to pinpoint. Because of this, it is challenging to compare relative job growth for businesses of varying sizes.
Small businesses are more likely to have?Small businesses are more likely than large businesses to have: an administrative method for making decisions. A small business is better positioned to receive feedback and observe shifting preferences because it is closer to its customers. A smaller company can shift gears more easily than a larger one, especially if it hasn't spent a lot of money on outdated infrastructure.
It is difficult to predict the process by which a small business grows into a large one. It could be brought on by a variety of external factors, such as shifting consumer preferences or the application of cutting-edge technology within the company that better meets the requirements of customers. It is also difficult to make comparisons between the job growth of large and small businesses due to this circumstance.
To learn more about job visit :
https://brainly.com/question/4641265
#SPJ1
Complete question -
why is it difficult to compare relative job growth for different sized businesses ?
A customer at a bank has a dispute over fees being charged in a checking account and wants the government to take some action. Should the customer file a complaint with the Consumer Financial Protection Bureau (CFPB) or with the Better Business Bureau (BBB)?
A) The customer should not file a complaint with the CFPB because it oversees complaints involving only other government agencies.
B) The customer should not file a complaint with the CFPB because it is designed to help consumers find trustworthy banks.
C) The customer should file a complaint with the CFPB because it oversees complaints with financial institutions.
D) The customer should file a complaint with the BBB because it oversees complaints from consumers for all types of businesses.
Consumer Protection Agencies Quick Check
4/12/2023
1. The customer should file a complaint with the CFPB because it oversees complaints with financial institutions.
2. It is a government agency that makes sure financial companies treat consumers fairly.
3. -maintaining transparent business practices
-honoring commitments made to the BBB
4. The consumer is better off only researching the company with the Better Business Bureau
5. A nonprofit organization designed to help consumers find trustworthy companies.
All are correct!
1. What did the Chicago-based consulting group Whitman-Hart offer software specialist Glen Kelley to keep him on
as an employee?
2. What are the basic causes of the limited supply of good workers?
3. According to the article, which professionals are in greatest demand? What other fields are experiencing a
shortage of workers?
4. What other perks and benefits besides salary are companies offering to lure the best workers?
5. What factors besides salary should a person consider before accepting a job? Explain your answer.
Primary and Secondary Source Readingr
Copyright by The McGraw-Hill Companies, Inc.
Two or more employees form a union to advocate for changes in things like pay, benefits, schedules, and other working conditions.
What are the underlying causes of the lack of skilled workers?The main causes of scarcity are increased demand, declining supply, and government action. When referring to shortage in the context of economics, it's crucial to separate it from "scarcity."
The article highlights the most in-demand occupations. What other fields are experiencing a manpower shortage?A few industries that experience a labor shortage are the production of durable goods, wholesale and retail trade, and education and health services. More people with experience working in these fields are unemployed than there are open employment in those sectors.
What other incentives and bonuses do companies offer in addition to compensation to recruit the best workers?Paid time off, a cheap health insurance plan, a free lunch during the workday, online counseling, programs to avoid mental illness, gym reimbursement, and tuition reimbursement are some additional benefits.
To Know more about government
https://brainly.com/question/16940043
#SPJ1
What is the difference between a future taxable amount and a future deductible amount? And does this affect the beginning balances of deferred tax asset and deferred tax liability?
A future taxable amount is an amount of income that is expected to be subject to taxation in the future, while a future deductible amount is an expense that is expected to be deductible from taxable income in the future.
What is taxable amount?Taxable amount is the total amount of income or profit that is subject to taxation. It is the amount of money that an individual or business must pay taxes on after deductions and exemptions have been taken into account. Taxable amount is calculated by subtracting the deductions and exemptions from the total amount of income or profit. This amount can be calculated on an individual basis or on a business basis. Depending on the jurisdiction, the taxes may be imposed at different rates and be collected by different levels of government.
This does affect the beginning balances of deferred tax asset and deferred tax liability. A deferred tax asset is created when a future deductible amount is expected to exceed a future taxable amount, resulting in an estimated future tax benefit. Conversely, a deferred tax liability is created when a future taxable amount is expected to exceed a future deductible amount, resulting in an estimated future tax expense.
To learn more about taxable amount
https://brainly.com/question/15079191
#SPJ1
Which of the following characteristics typically makes a training module more effective for an employee?
a) It is tailored to the specific needs of the employee and focuses on realistic situations that employees’ face in their daily roles
b) It focuses on presenting abstract concepts to employees rather than getting into details about practical applications in their jobs
c) It is at a large, attractive venue where lots of people can sit and listen to a well-known speaker it at the same time
Option (a) It is tailored to the specific needs of the employee and focuses on realistic situations that employees face in their daily roles is the characteristic that typically makes a training module more effective for an employee. An organization will undoubtedly attract better talent and sustain itself if it develops its employees' talents and considers its expansion.
How do training programs in an organization benefit the employees?In order to increase an employee's performance and productivity in their present company or work role, employee training and development is a program that teaches them a specific skill as well as knowledge. It enhanced present performance and supported increased employee development. Also, it aids the firm in avoiding the expenditures associated with losing talent.
More staff can be retained by businesses with effective training and development programs, which also increase profitability and boost employee engagement. In addition to assisting an employee's progress, training and development also encourages business growth. Also, it aids in letting workers know that they are appreciated by the company. Employee development, however, has a wider focus. It is a sustained endeavor that is concerned with a person's growth.
To learn more about training, visit:
https://brainly.com/question/29642966
#SPJ1
Mike has the utility function U = 2XY (X, Y are 2 goods). PX = 4 $/unit and PY = 6$/unit. Mike’s income is $600.
Suppose that Mike wants to have U=300, what is his minimum expenditure?
Mike's income is $600, his minimum expenditure is equal to his income, which is $600.
What is expenditure?Expenditure refers to the act of spending money or using resources to acquire goods or services. It encompasses all the expenses incurred by an individual or organization to meet their needs or achieve their goals. Expenditure can take many forms, such as personal consumption, investment, or government spending. Personal consumption expenditure refers to the money spent by individuals on goods and services for personal use, while investment expenditure is the money spent on goods and services for business purposes. Government expenditure is the money spent by the government to provide public goods and services, such as healthcare, education, and infrastructure. Expenditure is an essential part of the economy, as it drives the production and consumption of goods and services, and contributes to the growth and development of societies.
X = 75
Y = 50
λ = 25/6
Total cost = PXX + PYY
= 475 + 650
= $600
To learn more about expenditure, visit:
https://brainly.com/question/30463572
#SPJ9
It has been said that most systems fail because system builders ignore organizational behavior problems. Why might this be so? Add refrence
organizational behavior problems
Organizational behaviour issues may be overlooked by system builders for a number of reasons, which can ultimately result in system failure.
What do you mean by Organizational behaviour ?One factor that contributes to this is that some system developers are only concerned with the technical components of a system and may lack knowledge or experience about how human behaviour affects the system.
A mismatch in understanding the organisational needs and potential behavioural difficulties may also result from a lack of interaction and cooperation between both the system developers and also the organization's stakeholders, particularly employees and management.
Organizational behaviour concerns may also be unreported since they are sometimes more challenging to recognise and resolve than technological problems. Complex human connections and cultural norms can play a role in problems with organisational behaviour.
To know more about Organizational behaviour visit:
brainly.com/question/16594349
#SPJ1
Explain with examples, why the study of macroeconomics is important to an undergraduate student of Economics in Nigeria.
China Signs Pact to Ban Lead Paint in Export Toys WASHINGTON, Sept. 11 (AP) - China signed an agreement Tuesday to prohibit the use of lead paint on toys exported to the United States. The agreement, announced at the second United States-China meeting on consumer product safety, was negotiated after the recent recalls of millions of toys decorated with paint containing metal, which can be toxic if ingested. China has faced stiff pressure this year after an array of its exports, including toys, pet food ingredients, fish and jewelry, have been recalled over health and safety concerns. In the pact, Beijing also pledged to increase inspections of its exports and take other steps to ensure that those products meet American standards, said Nancy A. Nord, acting head of the United States Consumer Product Safety Commission. This will include joint efforts by the two countries to increase understanding between manufacturers and exporters. The absence of such an understanding allowed paint suppliers to provide lead paint to companies making toys sold by Mattel and other companies, said Wei Chuanzhong, vice minister of the General Administration of Quality Supervision, Inspection and Quarantine. Lead paint, which is typically cheaper than paint without lead, has been banned on toys made in the United States since 1978. Question: If China had not signed the agreement, it would have most likely resulted in a(n) _________ on the part of U.S. Anti-dumping tariff O Embargo Import license Boycott
If China had not signed the agreement, it would have most likely resulted in an Anti-dumping tariff on the part of U.S. Anti-dumping tariffs.
What is an anti-dumping tariff?An anti-dumping tariff is a tax imposed by a government on imported goods that are sold in the domestic market at a lower price than their fair market value. Dumping occurs when a company exports a product at a price lower than its normal value in its home market, which can result in unfair competition and harm to domestic producers. Anti-dumping tariffs are designed to protect domestic industries from such practices by making the imported goods more expensive and less competitive. The amount of the tariff is determined by the difference between the export price and the fair market value of the goods. The imposition of anti-dumping tariffs is subject to international trade laws and regulations, which aim to prevent abuse of the system by protectionist measures.
To learn more about anti-dumping tariff, visit:
https://brainly.com/question/30427997
#SPJ1
Describe the "scientific" racial theories and nationalist ideas
that were cited to argue against human equality or
universal human rights;
The "scientific" racial theories that were used to argue against human equality and universal human rights were based on the belief that different human races had distinct biological characteristics and that these characteristics determined the intellectual and moral abilities of each race.
One of the most prominent scientific racists was Arthur de Gobineau, a French aristocrat who wrote a book titled "An Essay on the Inequality of the Human Races" in 1853. In his book, Gobineau claimed that the white race was superior to all other races, including the black race, and argued that racial mixing would lead to the decline of civilization. Gobineau's ideas had a significant impact on the development of the Nazi ideology.
Another influential figure in the development of scientific racism was Charles Darwin. Although Darwin did not explicitly support the idea of racial hierarchy, his theory of evolution was misused by many to justify racial superiority. Social Darwinism, which was based on the idea of "survival of the fittest," argued that different races and nations were engaged in a struggle for survival, and that the stronger races would inevitably dominate the weaker ones.
These ideas were often used to support nationalist ideologies, which held that one's nation was superior to others and should dominate the world. For example, in Nazi Germany, the belief in Aryan superiority was used to justify the genocide of millions of Jews, Romani people, and other minorities. Similarly, in the United States, the belief in white supremacy was used to justify slavery and segregation.
To know more about human rights click here
brainly.com/question/3444313
#SPJ11
Question 2 of 10
What is the formula for determining productivity?
Answer: this should help just write it or type it out
Explanation:
Why does someone need to protect their personal banking and credit card information? Responses to prevent someone from identifying themselves as the victim while under arrest to prevent someone from identifying themselves as the victim while under arrest to prevent someone using that information to secure goods, services or access to money using the victim’s credit or bank account information to prevent someone using that information to secure goods, services or access to money using the victim’s credit or bank account information to prevent someone from identifying themselves as the victim to secure medical resources to prevent someone from identifying themselves as the victim to secure medical resources to prevent someone from using the victim’s information to forge an identity for a child
Personal Finance- Identity Theft Quick Check
Answer: 1. to prevent someone using that information to secure goods, services or access to money using the victim’s credit or bank account information
2. synthetic identity theft
3. financial identity theft
4. synthetic identity
5. Jane is the mark.
Explanation: All of these answers are correct :)
4/11/2023
Someone needs to protect their personal banking and credit card information to prevent someone using that information to secure goods, services or access to money using the victim's credit or bank account information. The correct option is c.
What is identity theft?Identity theft is the crime of obtaining the personal or financial information of another person to use their identity to commit fraud, such as making unauthorized transactions or purchases. Identity theft is committed in many different ways and its victims are typically left with damage to their credit, finances, and reputation.
Identity theft occurs when someone steals your personal information such as your Social Security Number, bank account number, and credit card information. Identity theft can be committed in many different ways. Some identity thieves sift through trash bins looking for bank accounts and credit card statements. More high-tech methods involve accessing corporate databases to steal lists of customer information.
Once identity thieves have the information they are looking for, they can ruin a person's credit rating and the standing of other personal information.
Learn more about credit card, here:
https://brainly.com/question/29685246
#SPJ2
tanya is a financial analyst in RTE telecom as part of her analysis of the annual distribution policy and its impact of the firm's value
She makes the following calculations and observations
the company generated a free cash flow
The impact of the annual distribution policy on RTE Telecom's firm value was an increase from the original value of $250,000,000 ($50 * 5,000,000) to $242,500,000 after accounting for dividends and stock repurchases.
How to solveFirst, calculate the total earnings:
Total Earnings = EPS * Outstanding Shares
Total Earnings = $2.5 * 5,000,000
Total Earnings = $12,500,000
Next, calculate the total amount distributed as dividends:
Dividends = 40% of Total Earnings
Dividends = 0.4 * $12,500,000
Dividends = $5,000,000
Then, calculate the total amount used for stock repurchases:
Stock Repurchases = 60% of Total Earnings
Stock Repurchases = 0.6 * $12,500,000
Stock Repurchases = $7,500,000
Now, calculate the number of shares repurchased:
Number of Shares Repurchased = Stock Repurchases / Stock Price
Number of Shares Repurchased = $7,500,000 / $50
Number of Shares Repurchased = 150,000
Finally, calculate the new number of outstanding shares and the new firm value:
New Outstanding Shares = Original Outstanding Shares - Number of Shares Repurchased
New Outstanding Shares = 5,000,000 - 150,000
New Outstanding Shares = 4,850,000
New Firm Value = New Outstanding Shares * Stock Price
New Firm Value = 4,850,000 * $50
New Firm Value = $242,500,000
The impact of the annual distribution policy on RTE Telecom's firm value was an increase from the original value of $250,000,000 ($50 * 5,000,000) to $242,500,000 after accounting for dividends and stock repurchases.
Read more about finance here:
https://brainly.com/question/989344
#SPJ1
Tanya, a financial analyst at RTE Telecom, is analyzing the company's annual distribution policy and its impact on the firm's value. She gathers data on the company's dividends and stock repurchases for the past year and compares it with the firm's free cash flow, earnings per share, and stock price. She notices that the firm distributed 40% of its earnings as dividends and the remaining 60% as stock repurchases. The firm's free cash flow for the past year was $10 million, and there are 5 million outstanding shares. The earnings per share (EPS) for the past year was $2.5, and the stock price is currently $50 per share.
What was the impact of the annual distribution policy on RTE Telecom's firm value, considering its dividends and stock repurchases?
Technician A uses a forward gun angle to achieve a deep penetration in the metal . Technician B uses the reverse gun angle to achieve a flat bead . Who is correct ?
In a case whereby Technician A uses a forward gun angle to achieve a deep penetration in the metal and Technician B uses the reverse gun angle to achieve a flat bead, then Technician A is correct.
What is theDeep penetration?Deep penetration refers to the depth that a weld penetrates into the base metal. In welding, the goal is to create a strong and durable bond between two pieces of metal by melting them and fusing them together. The weld should penetrate deep enough into the base metal to ensure a strong bond.
The depth of penetration depends on several factors, including the type of welding process, the welding parameters such as heat input, travel speed, and the angle of the welding gun or torch. A deeper penetration is usually desired in applications where the strength of the weld is critical, such as in structural welding, pipeline welding, or heavy equipment fabrication.
Learn more about angle at:
https://brainly.com/question/25716982
#SPJ1
15
The federal government passes a law which a company, JuneCorp, feels unjustifiably discriminates against the
company and harms its ability to operate. Under the strict scrutiny test, which of the following statements is
true?
Under the strict scrutiny test, the law must serve a compelling government interest and be narrowly tailored to achieve that interest. Therefore, if June Corp can prove that the law is not narrowly tailored to achieve a compelling government interest, the law may be deemed unconstitutional.
Scrutiny test is a legal principle used by courts to evaluate the constitutionality of laws or government actions that may infringe on individual rights. The level of scrutiny applied depends on the nature of the right involved and the importance of that right.
Learn more about scrutiny test, here
https://brainly.com/question/29437361
#SPJ1
At the W Hotel on Union Square in New York, they provide opportunity for more
formal communication by using an employee survey index. What percent of the
supervisors and manager s bonus is based on the survey results?
At the W Hotel where they provide opportunity for more formal communication by using an employee survey index. The percent of the supervisors and managers bonus based on the survey results is 33.3%.
How effective is supervisors and managers bonus which are based on survey results?If bonuses are based on relevant and meaningful survey questions, they can motivate managers and supervisors to improve employee satisfaction, engagement, and overall performance. Also, bonuses can incentivize managers to develop better communication and leadership skills, which can lead to better team collaboration, employee retention, and productivity.
However, if the survey questions are poorly designed or irrelevant, or if the bonus amounts are not substantial enough to motivate change, the bonuses may not be effective in achieving the desired outcomes. Therefore, it is important to carefully design surveys and bonus structures to ensure that they are meaningful and impactful in improving workplace culture and performance.
Read more about bonus
brainly.com/question/26746473
#SPJ1
Exercise 11-11 Capitalizing interest (LO 11-2)
Kobe Company began constructing a building for its own use in February 20X1. During 20X1, Kobe incurred interest of $70,000 on specific construction debt and $15,000 on other borrowings. Interest computed on the weighted-average amount of accumulated expenditures for the building during 20X1 was $60,000.
Required:
1a. What amount of interest should Kobe capitalize?
1b. Prepare the journal entry to record payment of the interest.
2. If interest computed on the weighted-average amount of accumulated expenditures for the building during 20X1 was instead $90,000, what amount of interest should Kobe capitalize?
1a. Kobe should capitalize $60,000 of interest.
1b. The journal entry to record payment of the interest would be:
Interest Expense 60,000 and Interest Payable 60,000
2. Kobe should still capitalize $70,000 of interest.
What is an interest?
1a. The amount of interest that Kobe should capitalize is the lesser of the actual interest incurred on the specific construction debt, which is $70,000, and the amount of interest computed on the weighted-average amount of accumulated expenditures, which is $60,000. Therefore, Kobe should capitalize $60,000 of interest.
1b. The journal entry to record payment of the interest would be:
Interest Expense 60,000
Interest Payable 60,000
2. If interest computed on the weighted-average amount of accumulated expenditures for the building during 20X1 was instead $90,000, Kobe would still only capitalize the lesser of the actual interest incurred on the specific construction debt, which is $70,000, and the amount of interest computed on the weighted-average amount of accumulated expenditures, which is $90,000. Therefore, Kobe should still capitalize $70,000 of interest.
To know more about expenditures, visit:
https://brainly.com/question/30141504
#SPJ1