Answer:
She should take out a loan with a loan of 5 years period. In the cost and benefit term, it would better to take out the shorter loan period because automobile price tends to decrease in the following year after it has been bought. However, Carmen will not be able to fulfill the 4-year loan payment for each month, because the average auto loan interest rate for a person with 620 credit score is 9.48%. Carmen able to pay 7.72% ((48 x 150)-(8,500-3,000))/(8,500-3,000) interest on 4-year loan and 12.72% ((60 x $150)-($8,500-$3,000))/($8,500-$3,000) on 5-year loan. It would be a safe decision to choose the 5-year loan because Carmen still able to pay the loan interest.
Explanation:
The policy of the Japanese that most closely paralleled the conditions described in the passage was
a) forcing conquered peoples into deadly coerced labor programs
b) engaging in surprise military attacks, such as the one on Pearl Harbor
c) attempting to liberate the people of Asia from Western imperialism
d) invading Manchuria after an attack on a Japanese railway station there
Answer:
A
Explanation:
forcing conquered peoples into deadly coerced labor programs
Which of the following is true about bonds?
A. The bond rating being changed from BBB+ to B would result in a lower required yield
B. The primary advantage to municipal bonds is that interest income received is not taxed by the federal government
C. Interest from mortgage bonds are not taxed by the Federal Government.
D. Spread to treasuries measures the difference between the coupon rate paid by a bond and the coupon rate paid by risk free security with the comparable maturity
E. Only bonds issued in the primary market are subject to prepayment risk
Answer:
B. The primary advantage to municipal bonds is that interest income received is not taxed by the federal government.
Explanation:
A bond can be defined as a debt or fixed investment security, in which a bondholder (investor or creditor) loans an amount of money to the bond issuer (government or corporations) for a specific period of time. The bond issuer are expected to return the principal (face value) at maturity with an agreed upon interest (coupon), which are paid at fixed intervals.
A municipal bond can be defined as a type of bond that is typically issued by a municipality, county, local government or state in order to finance or sponsor capital expenditures for the public such as water supply, construction of roads, etc.
Hence, the primary advantage to municipal bonds is that interest income received on this type of bond is not taxed by the federal government.
Suppose you purchased 70 shares of Unix Stock on Day 1 at the closing price. What is the return on your investment, if you sold on Day 5 at at the closing price?
19.31%
4.94%
37.03%
20.53%
Answer: 19.31%
Explanation:
evaluate three ways in which employment will minimize emotional stress
Answer:
Employment allows you to provide for yourself and your family. With employment, you are likely to have your basic necessities covered, like food, utilities and housing.
Employment makes you feel useful in some way, makes you feel as a contributing member of society, a feeling that helps you increase your feelings of self-worth.
Finally, employment helps you plan ahead for the future. If the employment pays well, or if you manage to spend less than you earn, employment allows you to save money, which is the first step in building a personal equity.
The ways in which employment minimizes emotional stress include:
An employment provides a means of socialisation. This would reduce isolation. An employment is a source of income. This allows people to be able to afford luxuries that would reduce emotional stress. Employment reduces idleness. What is employment?Employment refers to when members of the labor force have a job for which they receive some form of compensation.
It costs a company $14 of variable costs and $6 of fixed costs to produce product Z200 that sells for $30. A foreign buyer offers to purchase 3,000 units at $18 each. The seller will incur special shipping costs of $5 per unit. If the special offer is accepted and produced with unused capacity, and none of the fixed costs are affected, then net income will:
Answer:
the net income would be decreased by $3,000
Explanation:
The computation of the net income is shown below;
Total cost is
= $14 + $5
= $19 per unit
And, the Selling price is $18 per unit
Now
Income = Revenue - Cost
= $18 - $19
= -1 per unit
And, finally
Total Income = 3000 units × (-1)
= -$3000
Hence, the net income would be decreased by $3,000
What is division of labor? A. Another name for specialization, this is when an individual focuses on one specific skill in the field. B. This is when an individual focuses on many different skills and aspects of a business. C. This is when an organization can produce goods more cost effectively when it produces higher volumes of that good. D. This is when an organization is able to produce goods at a lower cost and sell for a lower cost to make a profit.
Answer:
A
Explanation:
division of labour means breaking down the production process and giving to task to workers.
Direct Recruitment is a direct mail marketing firm that sends out handwritten birthday cards to clients and associates every year. This simple, personal touch helps clients feel like Direct Recruitment cares about them as people rather than simply consumers. This is an example of _______, a sales practice that involves building, maintaining, and enhancing interactions with customers to develop long-term satisfaction through mutually beneficial partnerships.
Answer:
relationship selling
Explanation:
From the question we are informed
Direct Recruitment which is a direct mail marketing firm that sends out handwritten birthday cards to clients and associates every year. This simple, personal touch helps clients feel like Direct Recruitment cares about them as people rather than simply consumers. This case is an example of relationship selling, a sales practice that involves building, maintaining, and enhancing interactions with customers to develop long-term satisfaction through mutually beneficial partnerships. Relationship selling can be regarded as technique that focus on building a connection with customers as well as potential buyers in order to close sales. Using this techniques, salesperson set his/her focus on the interaction that exist between him and the customers, instead of making use of price or other details in selling the products/ services.
If your gross pay is $1500 each pay period, and you are paid semimonthly, what is your yearly gross pay?
Answer:
$39,000
Explanation:
Ideally, we'd know if every pay period is 2 weeks, but that's pretty standard. They say semimonthly because if you look at a calendar over a year, there are a couple of months where you will have 3 paychecks.
So. 52 weeks/year, divided into 2-week pay periods = 26 pay periods/year.
26 x 1,500 = 39,000
Please let me know if you have any questions about this.
three soft skills i need an answer
Answer:
1. Communication
2. Teamwork
3. Problem-solving
Explanation:
i have a kid named aj he is talking to himself and he is allways yelling can you have me evidence he is from windy hill middle school and i and he is in 7th grade
Answer: puberty.
Explanation: Kids go through puberty :)
Answer:
have you ever tried calming him down? maybe offer something,alot of middle schoolers go through those ''fazes'' they can get stressed from working.and with the talking to himself thing,id probably get maybe a therapist to talk to him get stuff off his chest,
Explanation:
a little bit of what id do :D
What is the minimum value of the box-and-whisker plot?
Answer:
A;36
Explanation:
So lets recall the different parts of a box and whisker plot.
The dot at the very right end of it is the maximum, where the largest number is.
After that, the box to the right is the upper quartile.
On the left, the box on the left is the lower quartile.
In between the right and left of the box is the median, which seperates the upper quartile by the lower quartile.
Finally, we have the dot farthest to the left, which is the minimum.
So on our box and whisker chart, lets look at the dot farthest to our left, since thats the minimum.
This should be 36.
Hope this helps! ;)
The race to the bottom scenario of global environmental degradation is explained roughly like this:
A. Profit-seeking multinational companies shift their production from countries with strong environmental standards to countries with weak standards, thus reducing their costs and increasing their profits.
B. Companies seek to reduce their costs of operation on plant and equipment design and this results in higher levels of pollution.
C. Companies seek the lowest market prices on products in order to gain market share, resulting in inferior goods and increased waste and pollution.
D. Companies seek to influence environmental legislation standards to the lowest possible standards in the U.S. in order to maximize profits.
Reset Selection
It is sometimes argued that a nation should not depend too heavily on other countries for supplies of certain key products. This argument is commonly known as the:
A. buy-American argument.
B. anti-dumping argument.
C. national interest argument.
D. self-sufficiency argument.
Answer:
A. Profit-seeking multinational companies shift their production from countries with strong environmental standards to countries with weak standards, thus reducing their costs and increasing their profits.
D. self-sufficiency argument.
Explanation:
In the case when there is a race to the bottom scenario so it would be described that the multinational companies that are profit seeking is shifting their production from that countries who have the strong environmental standards to the weak standard countries so that the order would be decreased due to this the profit would increase
In the other case, when the nation is not too much depend on other countries for supplies so this case we called as self-sufficiency argument as they managed themselves rather depending on another
Which of the following was not one of Reagan's four major policy objectives during his presidency?
A.reduce government regulation
B. reduce federal income tax and capital gains
C.reduce growth of government spending
D.reduce the rising taxes for middle-class citizens
E.reduce inflation by controlling growth of the money supply to reduce inflation
Answer: D.reduce the rising taxes for middle-class citizens
Explanation:
During the tenure of President Ronald Reegan when he was the president of the United States,he promoted some economic policies which were often referred to as Reaganomics.
These policies include:
A.reduce government regulation
B. reduce federal income tax and capital gains
C.reduce growth of government spending
E.reduce inflation by controlling growth of the money supply to reduce inflation
It should be noted that option D "reduce the rising taxes for middle-class citizens" isn't among the policies put forward by Reegan.
A line of credit can be either a formal or an informal agreement between a borrower and a bank regarding the maximum amount of credit the bank will extend to the borrower during some future period, assuming the borrower maintains its financial strength.A. True
B. False
Sophia wants to become a radio host one day. To gain experience in the field, she spends the summer working at the radio station running errands, filing, organizing, and just generally learning the way the station runs. Sophia does not get paid for this time. This is an example of a(n) _____.
internship
apprenticeship
bachelor’s degree program
doctorate program
Answer:
internship
Explanation:
A student or traniee who works in an organization, sometimes without pay, in order to gain work experience or satisy requirements for a qualification.
Tasha works as an information technologist for a company that has offices in New York, London, and Paris. She is based out of the New York office and uses the web to contact the London and Paris office. Her boss typically wants her to interact with customers and to run training seminars to teach employees new software and processes. Which career pathway would have this type of employee?
Network Systems
Programming and Software Development
Information Support and Services
Interactive Media
Answer:
network systems i think
Explanation:
Answer:
d: interactive media
Explanation:
What do you think were the main concerns with the Olympus two-door sports coupe? Is there a market for a two-seat, $32,000 sports car when the RX-8 sells for significantly less? Evaluate the role of the marketing mix in the Olympus introduction. What are some of the marketing strategies auto manufacturers use to stimulate sales of certain makes of automobiles?
The main concerns of the sports coupe is that
They did not carry out good research of the marketThey also did not research the people that would buy the product.There is no market for the two seat car given that it would be better if it was a market that people knew with a cheaper price.
2. What is the role of the marketing mix?The role of the marketing mix has to do with the combination of price and the product. These two did not match properly in order to be able to take care of the need of customers and expectations.
3. Some of the strategies would be the use of social media and search engines. This would help to create the awareness for their products and create traffic.
Read more on marketing mix here:
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The sector tends to be the biggest sector in developed economies.
Answer:
Tertiary economic sector.
Explanation:
In economics, the tertiary economic sector is the one in which, after the extraction of raw materials and the production of goods, said goods or the services associated with said goods are traded in the market. Thus, the tertiary sector mainly encompasses retail marketing and the provision of services, such as banking, tourism or health benefits, among many others. It is, in short, the sector in which the goods produced enter the market, giving them an added value for its usefulness.
As mentioned in the video, the US produces an annual "List of Goods Produced by Child Labor or Forced Labor." How effective do you think this is in raising awareness about working conditions in other countries? Do you think pressure from officials, the media, and the public is the best way to prevent companies from doing business with countries that violate international labor standards, or do you think other methods would be more effective?
Answer and Explanation:
By publishing the "List of Goods Produced by Child Labor or Forced Labor" the American government is able to raise awareness among the population that, although child labor is something inconceivable in American society, it still happens with great intensity in various places around the world. This allows the population to become aware of this situation and to stop buying products produced by companies that finance and allow child labor to happen. When they stop using these products, companies suffer a decrease in demand, which can cause significant changes in the production and in the lives of children who need to work.
While consumer pressure at companies that allow child labor is effective, pressure from political and commercial authorities is more effective in bringing about change and ensuring the protection of children, as these authorities can promote severe punishments for those who allow this to happen.
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How do individuals benefit from having health insurance? Why is health insurance likely to become a bigger and more complex issue in the future?
Answer: Individuals benefit from health insurance because it's helps them pay off health debt when they may not have the funds at the moment to do so, especially in cases where the bills can be very expensive.
Explanation:
Health insurance could be described as insurance that covers the health bills of individuals when they are sick or have an accident.
Individuals benefit from health insurance because it's helps them pay off health debt when they may not have the funds at the moment to do so, especially in cases where the bills can be very expensive.
Health insurance would likely be a problem in the future due to the cost. Health bills can be very expensive, especially when it involves illness that require lots of operations or much bills to pay. This has made organizations begin to withdraw the benefits of health insurance for their staff.
Which descriptions are examples of Facility and Mobile Equipment Maintenance workers?
Check all that apply.
(there’s probably around 3)
Jonathan tests and fixes systems for helicopters.
Angel analyzes ways to improve the flow of traffic.
Sarah cleans and services diesel engines for boats.
Damon loads cargo into ships.
Ariel repairs bicycles for customers.
Heather takes passengers to destinations in a taxi.
Answer:
1)Jonathan tests and fixes systems for helicopters.
3)Sarah cleans and services diesel engines for boats.
5)Ariel repairs bicycles for customers.
Explanation:
I just put these answers on edge and got them right :)
Answer:
1,3,and 5
Explanation:
Bloom’s Taxonomy is important because it provides awareness that each of us has the potential to recognize the levels of thought needed to process topics.
True
False
Answer:
True
Explanation:
Bloom's Taxonomy is significant because it raises awareness that each of us can understand the levels of thought required to analyze various topics. Thus, the given statement is true.
What is Bloom's Taxonomy?The classification system known as Bloom's taxonomy defines and classifies the various stages of thinking, learning, and comprehending in humans.
A collection of three hierarchical models known as Bloom's taxonomy is used to categorize educational learning objectives into levels of complexity and specificity. The three lists cover the learning objectives for the cognitive, emotional, and psychomotor domains.
Bloom's taxonomy was created to give teachers a common vocabulary to discuss and exchange teaching and evaluation strategies. Although the taxonomy can be used to identify specific learning objectives, it is most typically used to assess learning at different cognitive levels.
Learn more about Bloom's Taxonomy here:
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Marketing is based on many different relationships between customers, wholesalers and producers, buyers, and sellers. What does the term relationship marketing refer to?
The beginning inventory of SoCal Wholesalers was $121,000, and the ending inventory is $116,500. What entries are needed at the end of the fiscal period to adjust Merchandise Inventory?
Answer and Explanation:
The journal entries that are required to adjust merchandise inventory is given below:
Income Summary $121,000
To Inventory $121,000
(Being eliminate Beginning inventory balance is recorded)
Inventory $116,500
To Income Summary $116,500
(Being the cost of ending inventory is recorded)
These two entries should be recorded for adjusting merchandise inventory
does this sentence i wrote make sense:
“Not only this, but as a gateway to contribute to saving the planet.”
Which list includes the most important factors to consider when opening a savings account?
Answer: a. The fees, the interest rates, and the minimum deposit to open the account.
Explanation:
It is important that when opening a savings account, one looks at the financial requirements as well as the gain to them.
They should look at how much they are to pay to maintain the account in terms of bank fees to know if it is an unreasonable figure.
They should look at the interest rates to find out how much their money would increase by. If it isn't high enough, they can leave it.
They should also look at the minimum deposit required so that they are sure of the amount to put in to activate the account.
Let's say Owen would like to take another loan to pay for new furniture, and the loan payment would be $325 per month. If he took this new loan, would he have excessive debt? Remember, he makes $2,500 per month and he already spends $250 on credit card payments and $400 on an auto loan.
Explanation:
325 I think buy I am not sure.
What are the company’s assets if the liabilities are $10,000 and the owner’s equity is $20,000?
$40,000
$2,000
$30,000
$10,000
Answer:
$30,000
hope this helps! good luck!
On March 1st, Jared buys Matthew's car for $10,000 and they agree that Jared will pay Matthew the full amount by June 1st. Jared begins making payments to Matthew, but on May 1st, Jared still owes Matthew $5000. On May 1st, Jared sells Sarah his motorcycle for $5000. Jared and Sarah agree that Sarah will not pay Jared $5000, but Sarah will instead pay Matthew the $5000 Jared still owes him. Matthew agrees to receive the $5000 from Sarah. After making this agreement, Jared changes his mind and tells Sarah to pay him on May 1st and not Matthew. Can Jared do this
Answer: No, an assignment for consideration is irrevocable
Explanation:
The above scenario explains an assignment. An assignment simply occurs when an individual who is regarded as the assignor, transfers benefits to another person who is the assignee.
With regards to the situation in the question, it is not possible for Jared to change his mind and tells Sarah to pay him on May 1st and not Matthew. This is because this is an assignment for consideration which in this situation is irrevocable. The assignment will be deemed ineffective if the assignor doesn't receive consideration for the agreement.