Standard Repayment Plan will be placed on.
The normal repayment schedule is ten years of fixed monthly instalments (or up to 30 years if you have a direct consolidation loan). In order to guarantee that you will pay off your loan with interest in ten years, you will make the same monthly payment throughout the payback term.With standard repayment, you pay the same amount each month for ten years by dividing your debt into 120 level instalments. Payments made under this arrangement must be less than $50. Let's suppose, for illustration, that you had a $35,000 student loan with a 4% interest rate.What drawbacks exist with the conventional repayment plan?
Compared to other federal student loan repayment alternatives, higher monthly instalments are required.Monthly payments are set according to the length of the loan, not your income or financial capacity.To Learn more about Standard Repayment Plan, Click the links
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The degree to which carrying out the activities required by the job provides employees with clear information about how well they're performing is called?
The degree to which carrying out the activities required by the job provides employees with clear information about how well they're performing, is called Feedback.
Describe feedback.Advice, praise, and evaluation are not considered in feedback. Feedback is knowledge of how well one is doing in an effort to achieve a goal. Giving and getting comments come in two flavors, neither of which is simple. It's critical in a leadership position to comprehend both how to provide and receive feedback.
Why is feedback crucial?Effective criticism—both positive and negative—is tremendously beneficial. Feedback is critical information that will be utilized to guide crucial choices.The reason why top-performing businesses are at the top of their game is because they are constantly looking for ways to improve what they already do well. Continuous improvement is a reality for top-performing businesses. It is a genuine focus that is founded on input from all areas of the organization, including consumers, clients, employees, suppliers, vendors, and stakeholders.Top-performing businesses not only do an excellent job of absorbing criticism, but also actively seek it out. Additionally, they are aware that feedback is only useful when it identifies both one's strengths and faults.To know more about feedback visit :
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If the coupon interest rate is 4. 375% for the first six months and changes to a rate equal to the 10-year treasury bond rate plus 1. 3% thereafter, the bond is called a bond.
Floating-rate bond is a bond wherein the coupon interest rate is 4.375% for the first six months and changes to a rate equal to the 10-year Treasury bond rate plus 1.3%.
A floating Rate Bond is a type of bond wherein the rate of interest can fluctuate or change at regular intervals based on the benchmark rate set. In other words, the interest rates may vary throughout the tenure of the bond.
A bond may be defined as a kind of loan/debt security that has a fixed income investment that is made by an investor to a borrower who is usually big corporate houses, government sector, or private banks. The amount that is to be repaid at the maturity period of a bond as well as its interest depends upon the kind of bond issued for a specific period.
Main five types of Bonds are:
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rawlco began the month with $220,000 in total assets. what total assets would be reported on the balance sheet after events (a)–(f)?
The total assets that would be reported on the balance sheet would be given as 257, 000 dollars.
How to solve for the total assetsThe initial amount was $220000.
The total amount for the equipment is given to be $30000
There is a deduction of 10000, which would be written as - $10000
The office supply is given as $2000
There is a negotiation and a year loan that is given as $5000
Then there is the promissory note of 20000
We would have the calculation as
220000 + 30000 - 10000 + 5000 + 10000 + 2000
= $257,000
Hence we would have to say that the total assets that we are gpoing to have to report on the balance sheet is $257,000
What is meant by total assets?This is the term that is used to refer to the total worth of all that a person or a business would own after they have calculated the total amount that each of the items are worth in the market.
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Complete question
Required information
Rawlco Communications operates 15 radio stations. The following events occurred during September.
a. Placed an order for office supplies costing $2,000. Supplier intends to deliver later in the month. b. Purchased equipment that cost $30,000; paid $10,000 cash and signed a promissory note to pay $20,000 in one month.
c. Negotiated and signed a one-year bank loan, and then deposited $5,000 cash in the company's checking account. d. Hired a new finance manager on the last day of the month.
e. Received an investment of $10,000 cash from the company's owners in exchange for issuing common shares. f. Supplies [ordered in (a)] were received, along with a bill for $2,000.
3. Rawlco began the month with $220,000 in total assets. What total assets would be reported
_______ is the number of participants who discontinue use of a product or service.
Churn is the number of participants who discontinue use of a product or service.
What is a product?A product can be defined as any physical object (tangible item) that is typically produced by a manufacturer so as to satisfy and meet the demands, needs or wants of every customer. Some examples of a product include the following:
ComputerShampooDrugsMobile phones or SmartphonesTelevisionMicrowave ovenPencilRefrigeratorIn Business management, the number/percentage of participants (customers) who discontinue their use of a product or service divided by the average number of overall participants (customers) is generally referred to as a churn.
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which of the following actions could cause a company's change in net working capital to be negative for a given year
The action that can cause the company's change in net working capital would be Borrow money from the bank using a note payable in nine months.
What is referred to as a change in net working capital?The change in net working capital can be defined as the change that can be found un the section of the cash flow statement that would tell us of the net change that is in existence in the operating assets and the operating liabilities of the business at a particular period of time. Now if the net change in working capital is positive, the company would then be able to hold on to the cash at an earlier date.
The formula for this can be written as
Net Working Capital = Current Assets – Current Liabilities.
Hence we can sauy that The action that can cause the company's change in net working capital would be Borrow money from the bank using a note payable in nine months.
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complete question
The Change in Net Working Capital (NWC) section of the cash flow statement tracks the net change in operating assets and operating liabilities across a specified period. If the change in NWC is positive, the company collects and holds onto cash earlier.
Which of the following actions could cause a company's change in net working capital to be negative for a given year?
Multiple Choice
Borrow money from the bank using a note payable in nine months
Purchase additional inventory with cash
Pay off long-term debt before the due date
Use long-term debt to buy a building
Increase the dividends paid to stockholders
consider the production possibilities frontier for an economy that produces only sofas and cars. as the economy moves from point a to point d, is the opportunity cost of cars increasing, constant, or decreasing? and it is equal to?
The number of cars that would have been sacrificed is equal to the opportunity cost of boosting couch manufacturing by one unit. In this scenario, 600 automobiles would be sacrificed by society in order to manufacture 900 couches, or (600 cars)/(900 sofas)=2/3 of a car each sofa.
What is the Economy?
An economy is a region where products and services are produced, distributed, traded, and consumed. It is generally understood to be a social domain that places an emphasis on the behaviors, discourses, and tangible manifestations connected to the creation, utilization, and management of finite resources. An economy is a collection of interconnected production and consumption processes that ultimately decide how resources are distributed within a community. The demands of persons who live there and conduct business there are met by the production and consumption of goods and services as a whole. Our daily lives are influenced by economic challenges. Concerns like tax and inflation, wealth and interest rates, inequality and developing markets, and energy and the environment are included in this.
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tom kemper is the controller of the wichita manufacturing facility of prudhom enterprises, inc. the annual cost control report is one of the many reports that must be filed with corporate head- quarters and is due at corporate headquarters shortly after the beginning of the new year. kemper does not like putting work off to the last minute, so just before christmas he prepared a preliminary draft of the cost control report. some adjustments would later be required for transactions that occur between christmas and new year’s day. a copy of the preliminary draft report, which kem- per completed on december 21, f
The social responsiveness of a firm is referred to as ethics in management. It is the discipline that examines moral obligation and responsibility, as well as what is good and evil, right and wrong.
Examining Management EthicsIn other words, a set of moral precepts can be used to define management ethics. principles that direct a person's or a group's actions. It is a standard of behavior that directs the daily behaviors of managers and leaders. Corporate ethics are shaped by basic values. And it takes leadership to create an ethical culture. This is especially true of those leaders who exhibit honesty, harmony, and respect.
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financial statements that show a column for the current year and the prior year are known as financial statements.
The Comparative Financial Statements is what we look for to compare business' performances this year versus last year as it is the only set of financial statements that shows column for the current year and the prior year.
An accountant creates comparative financial statements of a company to make it simple for the users of the data to identify the changes in the firm's financial situations as well as the business' operational results.
Thus, this full set of financial statements that a business releases that are showing data for many reporting periods (current year versus prior year) comes with a package including income statement displaying figures over a number of time periods, balance sheet with the entity's financial situation as of multiple balance sheet dates, and finally, a cash flow statements to show firm's cash flows over a number of time periods.
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The dimensions of fit include all of the following except ________. a. personorganization b. personsupervisor c. personvalues d. persongroup e. personjob
The dimensions of fit include all of the following except person-values.
What is dimensions?
A line has a dimension of one (1D) because only one coordinate is required to identify a point on it, for example, the point at 5 on a number line. This definition of dimension in physics and mathematics refers to the smallest number of coordinates required to specify any point within the object. Because two coordinates are necessary to identify a point on a surface, such as the perimeter of a sphere or cylinder, it is referred to as having a dimension of two (2D). For instance, a point on the surface of a sphere requires both a latitude and a longitude to be located. A two-dimensional space on the plane is referred to as a Euclidean space. the inside of a cylinder, cube, or Because three coordinates are required to pinpoint a point inside these areas, a sphere is three-dimensional (3D).
Absolute space and time are referred to as separate concepts in classical mechanics. However, it is not the four-dimensional space that was thought to be required to adequately represent electromagnetism. Events in the four dimensions (4D) of spacetime are defined relative to an observer's motion rather than being absolutely defined in terms of space and time. While the pseudo-Riemannian manifolds of general relativity explain spacetime with matter and gravity, Minkowski space initially approximates the cosmos without gravity. Supergravity and M-theory can be described in 11 dimensions (7D hyperspace + 4D), and superstring theory can be described in 10 dimensions (6D hyperspace + 4D). a function space with infinite dimensions in quantum physics.
Dimension is a notion that is not exclusive to physical items. Both mathematics and the sciences regularly use high-dimensional spaces. They might be configuration spaces or parameter spaces, such in Lagrangian or Hamiltonian mechanics; they are abstract spaces, apart from the real-world environment in which humans live.
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My boss susan is a great supervisor because she listens to her employee's concerns and ideas. susan is an example of a(n)?
Susan is an example of a prototype. For example, what do you think of when I ask you to envision a dog? You may think of a German Shepard as the standard against which all other dogs are measured. So, if you meet another dog, you could describe it as small (in comparison to your prototype), hefty, ugly, lovely, and so on.
A prototype is a functional, but not finished, form of a product or service The more accurate the prototype, the greater the response and feedback. A good prototype performs the basic functionalities of the final product (if possible). example Improvise: A good prototype is one that can be improved with little effort.
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Roger federer announced his retirement from competitive tennis this week. He won 20 grand slam tournament titles, including a record eight at which event?.
Roger Federer won 20 grand slam tournament titles including a record eight at Wimbledon
Roger Federer, who took up tennis at the age of 8 has won Twenty Grand Slam singles titles, including eight at Wimbledon. Federer has accumulated a record of 1,251-275 and more than 100 trophies during the course of his career. Federer had incredible consistency at the top of the sport thanks to his tremendous abilities. He held the top spot for 237 straight weeks at one point, an ATP record. He attained the title of the oldest man in the category in 2018. Earlier in his career, he won 41 consecutive matches, a run that began the year after he won 24 consecutive competition finals from 2003 to 2005.
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suppose that a company's equity is currently selling for $45 per share and that there are 1 million shares outstanding. if the firm also has 7 thousand bonds outstanding, which are selling at 97 percent of par ($1,000), what are the firm's current capital structure weights for equity and debt respectively?
The firm's capital structure weight for equity is 86.89% and debt weight is 13.11%
What does capital structure mean?
Capital structure means the proportions of equity and debt that are contained in the firm's total capital, in other words, we need to first of all determine the total capital available at the company's disposal.
Total equity=share price*shares outstanding
Total equity=$45*1,000,000
Total equity=$45,000,000
Bond price=$1000*97%
Bond price=$970
total debt=$970*7000
total debt=$6,790,000
Total capital=$45,000,000+$6,790,000
Total capital=$51,790,000
Equity %=$45,000,000/$51,790,000=86.89%
Debt %=$6,790,000/$51,790,000
Debt %=13.11%
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hayagreeva rao's work is a warning to us all that market rebels inevitably undermine innovative ideas
The work of Hayagreeva Rao serves as a reminder to us all that both positive and negative market rebels inevitably undermine novel ideas.
What are a cool mobilization and a market rebel?
They are teams of people that work together to influence markets through emotive hot causes and rational cool mobilization to help members realize their shared identities. Successful innovation leaders are more likely to be executives who are familiar with the characteristics and methods of market rebels.
Deaf rights organizations were responsible for the cool mobilization. To get people's attention, they employed unconventional methods such mime performances showing French doctors operating on toddlers covered in blood.
By taking advantage of hot causes and cool mobilization in many of the markets that have an impact on our daily lives, market rebels can produce or break radical innovations by banding together.
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ethics that focuses on real-world situations and the context and environment in which transactions occur?
Business ethics refers to implementing good business policies and practices, possibly in relation to controversial issues. Issues that arise in ethics discussions include corporate governance, insider trading, bribery, discrimination, social responsibility, and fiduciary duty.
Business ethics is applied ethics that focuses on the actual situation and the context and environment in which transactions take place.
What is business ethics and example?
Business ethics is the practice of determining what is right, wrong and appropriate in business. Business ethics have always been guided by legal guidelines. These ideas have discouraged institutions and individuals from engaging in illegal hobbies such as insider trading, discrimination and bribery.
(i) Politics without thought
(ii) Wealth without work
(iii) Commerce without morality
(iv) Knowledge without personality
(v) Joy without sense of right and wrong
(vi) Humanity No Science
(vii) Sacrificial Worship
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classify each of the following statements based on whether they involve positive analysis or normative analysis.
The involves positive analysis or normative analysis is the price of textbooks is too high. College already costs too much and I agree with Bernie Sanders. People are entitled to a living wage.
The time period fantastic is no longer used to mean that economists continually carry suitable information, of course, and economists frequently make very nicely bad nice statements. superb analysis consequently makes use of scientific concepts to reach objective testable conclusions.
Economics refers to a science that is based totally on records and statistics. Normative economics is described as technological know-how primarily based on reviews values and judgment. superb economics is descriptive whereas normative economics is prescriptive. advantageous economics explains cause and impact courting among variables.
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If you place a stop-loss order to sell 100 shares of stock at $55 when the current price is $62, how much will you receive for each share if the price drops to $50?
The correct option is d) Cannot tell from the information given. When the stock price reaches $55, the broker will begin to sell and will continue to do so if the price continues to decline.
An investment that represents ownership in a part of the issuing corporation is referred to as a stock, which is also known as equity. Shares, commonly referred to as pieces of stock, give its owners a substantial share of the firm's revenues and assets based on the number of shareholdings they own. Stocks, which are typically purchased and sold on stock exchanges, make up the majority of individual investors' portfolios. Stock trades must adhere to regulations set forth by the government to protect investors from deceptive practices. A shareholder is recognized as the owner of the issuing company based on the percentage of shares they own relative to the number of outstanding shares.
If you place a stop-loss order to sell 100 shares of stock at $55 when the current price is $62, how much will you receive for each share if the price drops to $50?
a) $50
b) $55
c) $54.87
d) Cannot tell from info given
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Lenders must carefully review their policies on a regular basis in order to avoid inadvertently discriminating against people. inadvertent discrimination is called?
In order to prevent unintentionally discriminating against people, lenders must carefully check their regulations on a regular basis. Disparate impact is the name given to unintentional prejudice.
What are lenders?
A lender is a person, a group (public or private), or a financial organization that provides money to a person or company in the anticipation that the money will be paid back. Any fees or interest must be paid as part of the repayment. Repayment might take place in small amounts (like a monthly mortgage payment) or all at once. Mortgages rank among the biggest loans consumers obtain from financial institutions. Lenders offer money for a number of things, including a home mortgage, an auto loan, or a small company loan. The loan's conditions, such as the repayment schedule and the repercussions of late or skipped installments, define how it must be repaid.
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amalgamated metals corporation’s stockholders are mostly individual investors, and there is relatively little institutional ownership. if several pension and mutual funds were to take large positions in amalgamated metals corporation’s stock, direct shareholder intervention would be likely to motivate the firm’s management.
Yes, possibly in terms of financial performance and position, but not in terms of other issues.
What is the concept of the passage?The financial health and success of the company may be impacted by large institutional investors' actions, such as those made in the case of Vision Tech by pension and mutual funds.
Major institutional investors with expertise in the sector in which the company operates may be able to offer management advice on how to improve future financial performance of Vision Tech.
With the aid of financial support and sage advice, the management could be persuaded to work toward better business conditions in the future. Everything, however, depends on how devoted to the organization as a whole the management and promoters are, as opposed to only thinking about their own interests.
Thus, Yes, possibly in terms of financial performance and position.
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the responsibility for setting a company's mission, objectives, broad strategies, and policies primarily lies with its .
The responsibility for setting a company's mission, objectives, policies and broad strategies primarily lies with its top management.
Top management refers to managers which are at the highest levels in a company. So here the mission, strategies, objectives, and policies of the company are established at the top of the firm as the upper management sets the parameters and goals for lower levels in order to support.
In a company, top management is made up of senior-level executives of the company, or those positions that hold the most responsibility. Jobs titles such as Chief Financial Officer (CFO), Chief Executive Officer (CEO), President are commonly used by top managers in a company.
Hence, top management is also sometimes called senior management.
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Contribution margin and gross margin are terms that can be used interchangeably. true false
Clearly, the terms contribution margin and gross margin cannot be used interchangeably based on their names. As a result, the statement is false.
Contribution margin can be computed when we deduct the variable costs from the sales revenue.
Formula for Contribution Margin:
Sales Revenue - Variable Costs = Contribution Margin
or
Sales Revenue - (Variable Cost per Unit × Number of Units) = Contribution Margin
However, the gross margin can be calculated when the cost of goods sold are deducted from the sales revenue.
Formula for Gross Margin:
Sales Revenues - Cost of Goods Sold = Gross Margin
So, to put it simply, the contribution margin actually measures the profitability of different finished goods, while the gross profit margin merely measures the amount of income that is left over after deducting the expenses incurred related to the operations.
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jamaica and nicaragua can both produce coffee and black tea in the following amounts per hour per worker. coffee black tea jamaica 40 30 nicaragua 30 20 which country has an absolute advantage in the production of coffee?
Coffee production has been an essential element of Nicaragua's history and economy. It is one of the leading products of the country. The places best suited for coffee cultivation.
Jamaica Blue Mountain Coffee beans in barrels According to FAO statistics, Jamaican coffee production in 2013 was 6,984 tonnes, accounting for approximately 0.1% of global production. The coffee was cultivated on 8,000 hectares (20,000 acres) and yielded 8,730 hectograms per ha. Nicaragua can produce 15 thousand tonnes of coffee or 3 thousand barrels of rum yearly. Assume the Dominican Republic and Nicaragua negotiate a trade agreement in which each country specialises in coffee production. Coffee farm in the Quilal mountains. Coffee production has been an essential element of Nicaragua's history and economy. It is a significant export of the country.
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The total income per period per dollar invested is known as the?
The total income for each period divided by the initial investment is the rate of return.
Rate of Return
In the world of finance, a return is an investment's profit. Any change in the investment's value as well as any cash flows (or securities, or other assets) that the investor receives from that investment are included. Examples include interest payments, coupons, cash dividends, stock dividends, and the payoff from a derivative or structured product. It can be stated as a percentage of the total investment or in absolute numbers (like $). The holding period return is another name for this.
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a six-year maturity bond has a five-year duration. over the next year, maturity will decline by one year and duration will decline by:
a six-year maturity bond has a five-year duration. over the next year, maturity will decline by one year and duration will decline by: less than one year.
What is a maturity bond?
Bond maturity is the specific day on which the investor gets paid back for the bond. The present value of the bond's future interest and maturity value are used to calculate the price of the bond, which is another important factor.
Long-term bonds often mature after more than ten years, while short-term bonds typically maturity within one to five years.
A bond's holder faces higher risk as it approaches maturity. Holding a bond until it matures offers some safety, unless the issuing company falls bankrupt. Bonds are affected by interest rates, inflation, and liquidity.
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jessica is an economist. she loves being an economist so much that she would do it for a living even if she only earned $36000 per year. instead, she earns $103000 per year. how much producer surplus does jessica enjoy?
Jessica's producer surplus is
What is the producer surplus?Producer surplus is the difference between the least amount of money a person is willing to be paid for services rendered and the amount the person actually earns. The higher the amount the person earns, the higher the producer surplus.
The sum of producer surplus and consumer surplus is total surplus. These gives an indication of social welfare.
Producer surplus = income she earns - amount she is willing to work for
$103,000 - $36,000 = $67,000
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It is common practice today for most small business owners to engage in strategic planning. true false
Answer:false
Explanation:
true or false: if price and convenience of two products are equal, the product customers associate with the highest consumption utility is likely to have the highest demand.
It is completely correct to mention that when price and convenience of two products are equal, the product customers associate with the highest consumption utility is likely to have the highest demand. Therefore, the statement given above holds true.
What is the significance of demand?
A demand for a product can be referred to or considered as the quantity a consumer in the economy is willing to buy at the price prevailing in the market. Every consumer demands for a product that derive him or her the maximum utility upon consumption.
Therefore, the statement given above regarding the significance of demand holds true.
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The __________ industry is the most prominent example of a nongovernmental entity that has had a significant impact on fire prevention through the development of regulations.
The Insurance industry is the most prominent example of a nongovernmental entity that has had a significant impact on fire prevention through the development of regulations.
Life Insurance Corporation (LIC) is the only company in the public sector that provides life insurance. In the non-life insurance sector, there are six public sector insurers. In addition to these, General Insurance Corporation of India is the only national re-insurer (GIC Re).
Its goal is to lessen monetary uncertainty and manage accidental loss. This is accomplished by exchanging the payment of a small, predetermined fee—an insurance premium—to a reputable insurer for the assumption of the risk of a sizable loss and a promise to make payments in the event of such a loss.
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Bonita industries had revenues of $339000, expenses of $206000, and dividends of $42000. when income summary is closed to retained earnings, the amount of the debit or credit to retained earnings is a:________
In a situation where Bonita industries had revenues of $339000, expenses of $206000, and dividends of $42000, and when income summary is closed to retained earnings, the amount of the debit or credit to retained earnings is a credit of $91,000. Therefore, the option A holds true.
What is the significance of retained earnings?Retained earnings can be referred to or considered as the subtraction of the gross profits less the expenses and payments made to the stockholders as dividends.
From the given information,
Retained Earnings = Revenues – Expenses – Dividends
Retained Earnings = 339000 – 206000 – 42000
Retained Earnings = $91,000
Therefore, the option A holds true and states regarding the significance of retained earnings.
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The missing options to the incomplete question have been added below for better reference.
Bonita Industries had revenues of $339000, expenses of $206000, and dividends of $42000. When Income Summary is closed to Retained Earnings, the amount of the debit or credit to Retained Earnings is a
credit of $91000.
debit of $133000.
credit of $133000.
debit of $91000.
Explain what is meant by the saying that consumers ""vote"" with their dollars every time they buy products in the marketplace.
By casting their financial votes in the form of the goods and services they desire from firms, consumers influence production. We refer to this as the consumer sovereignty. to create an item or service An entrepreneur is someone who launch new businesses.
Who are entrepreneurs?An entrepreneur is a person who starts a new business and taking on the most of the risks and reaping the majority of the gains. The term "entrepreneurship" refers to the act of starting a business. The entrepreneur is also frequently viewed as an innovator, a source of novel concepts and products and services, and/or business models.
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Research ________ are specific, measurable goals the decision maker seeks to achieve in conducting the marketing research
Research objectives are specific, measurable goals the decision maker seeks to achieve in conducting the marketing research.
Explanation:Marketing research serves marketing management by providing information which is relevant to decision-making. Marketing research does not itself make the decisions, nor does it guarantee success. Rather, marketing research helps to reduce the uncertainty surrounding the decisions to be made.