define securitization.​

Answers

Answer 1

Answer:

The conversion of an asset, especially a loan, into marketable securities, typically for the purpose of raising cash by selling them to other investors.


Related Questions

Bakery A sells bread for $2 per loaf that costs $0.50 per loaf to make. Bakery A gives an 80% discount for its bread at the end of the day. Demand for the bread is normally distributed with a mean of 300 and a standard deviation of 30. What order quantity maximizes expected profit for Bakery A

Answers

Answer:

324

Explanation:

Calculation to determine What order quantity maximizes expected profit for Bakery A

First step is for the Salvage value

Salvage value = $2 × (1 - 80%)

Salvage value= $0.40

Second step is to calculate the Overage cost

Overage cost = $0.50 - $0.40

Overage cost = $0.10

Second step is to calculate the Underage cost

Underage cost = $2 - $0.50

Underage cost = $1.50

Third step is to calculate the The critical ratio

The critical ratio = 1.5/(1.5 + 0.4) = 0.79. z = 0.8

Now let calculate the Order quantity

Order quantity = 300 + (0.8× 30)

Order quantity= 324

Therefore the order quantity maximizes expected profit for Bakery A is 324

XYZ Corporation is contemplating the replacement of an existing asset used in the operation of its business. The original cost of this asset was $28,000; since date of acquisition, the company has taken a total of $20,000 of depreciation expense on this asset. The current disposal (market) value of this asset is estimated as $18,000. XYZ is subject to a combined income tax rate, t, of 34%. What is the projected after-tax cash flow associated with the sale of the existing asset, rounded to nearest hundred dollars

Answers

Answer:

The projected after-tax cash flow associated with the sale of the existing asset is $14,600.

Explanation:

The projected after-tax cash flow can be calculated as follows:

Net book value of the asset = Original cost - Accumulated depreciation expense = $28,000 - $20,000 = $8,000

Capital gains = Estimated current disposal (market) value of the asset - Net book value of the asset = $18,000 - $8,000 = $10,000

Capital gains tax = Capital gains * Tax rate = $10,000 * 34% = $3,400

Projected after-tax cash flow = Estimated current disposal (market) value of the asset - Capital gains tax = $18,000 - $3,400 = $14,600

Therefore, the projected after-tax cash flow associated with the sale of the existing asset is $14,600.

In 2005, a loan broker and appraiser working for a subsidiary of Bank of America appraised the Cassies home at a fair market value of $620,000. Based on that appraisal and other representations by lending personnel, the Cassies elected to refinance their home with a $495,000 adjustable rate mortgage. Lending personnel told them their home would appreciate and they would be able to sell or refinance the home at a later date before having to make higher monthly loan payments. In 2010, the Cassies discovered their home was valued at $250,000. The monthly mortgage payments doubled in size. The Cassies stopped making payments on the mortgage, which had a balance due of $625,000. Soon after, the fair market value of the house was $200,000. Then, the bank foreclosed on the house and the Cassies moved in with family. The Cassies sued Bank of America for fraud. What is the result?
A. The Cassies will lose.
B. The Cassies will recover partial value of their foreclosed home.
C. The Cassies will win.

Answers

Answer:

C. The Cassies will win.

Explanation:

In the given case, the cassies would win as this was appraisal fraud that done by the company employee who is a Bank of america Subsidiary. Here the loan broker and the appraiser increase the fair market value of cassies home i.e. $620,000 but it would be lesser that is $250,000. So this inflate the value in order to make the payment of high rate with related to the mortgage

define return( rate of return).​

Answers

Answer:

its returning the rate that was given out

i guess i jus gave it a try

Tyler Hawes and Piper Albright formed a partnership, investing $210,000 and $70,000, respectively. Determine their participation in the year's net income of $104,000 under each of the following independent assumptions. No agreement concerning division of net income. Divided in the ratio of original capital investment. Interest at the rate of 5% allowed on original investments and the remainder divided in the ratio of 2:3. Salary allowances of $36,000 and $45,000, respectively, and the balance divided equally. Allowance of interest at the rate of 5% on original investments, salary allowances of $36,000 and $45,000, respectively, and the remainder divided equally.
Hawes Albright
(a) $ $
(b) $ $
(c) $ $
(d) $ $
(e) $ $

Answers

Answer:

No agreement concerning division of net income.

Hawes = $52,000

Albright = $52,000

Divided in the ratio of original capital investment.

Hawes = (210/280) x $104,000 = $78,000

Albright = (70/280) x $104,000 = $26,000

Interest at the rate of 5% allowed on original investments and the remainder divided in the ratio of 2:3.

Hawes = ($210,000 x 5%) + $36,000 = $46,500

Albright = ($70,000 x 5%) + $54,000 = $57,500

Salary allowances of $36,000 and $45,000, respectively, and the balance divided equally.

Hawes = $36,000 + $11,500 = $47,500

Albright = $45,000 + $11,500 = $56,500

Allowance of interest at the rate of 5% on original investments, salary allowances of $36,000 and $45,000, respectively, and the remainder divided equally.

Hawes = ($210,000 x 5%) + $36,000 + $4,500 = $51,000

Albright = ($70,000 x 5%) + $45,000 + $4,500 = $53,000

Paula Judge owns Judge Creative Designs. The trial balance of the firm for January 31, 2019, the first month of operations, is shown below. End-of-the-month adjustments must account for the following items: Supplies were purchased on January 1, 2019; inventory of supplies on January 31, 2019, is $1,600. The prepaid advertising contract was signed on January 1, 2019, and covers a four-month period. Rent of $2,100 expired during the month. Depreciation is computed using the straight-line method. The equipment has an estimated useful life of 10 years with no salvage value. Required: Complete the worksheet for the month. Prepare an income statement, statement of owner’s equity, and balance sheet. No additional investments were made by the owner during the month. Journalize and post the adjusting entries. Analyze: If the adjusting entries had not been made for the month, would net income be overstated or understated?

Answers

Question Completion:

Judge Creative Designs

Trial Balance as of January 31, 2019:

Account Titles               Debit      Credit

Cash                           $34,900

Accounts receivable    12,000

Supplies                         6,550

Prepaid Advertising      6,000

Prepaid Rent                15,600

Equipment                  40,800

Accumulated Depreciation           0

Accounts Payable                         14,950

Capital account                            59,400

Drawing account         6,400

Fees Income                                 58,100

Advertising Expense  

Depreciation

Expense- Equipment

Rent Expense

Salaries Expense         9,100

Supplies Expense

Utilities Expense           1,100

Totals                    $132,450   $132,450

Answer:

Judge Creative Designs:

1. Adjusted Trial Balance as of January 31, 2019:

Judge Creative Designs

Trial Balance as of January 31, 2019:

Account Titles               Debit      Credit

Cash                           $34,900

Accounts receivable    12,000

Supplies                          1,600

Prepaid Advertising      4,500

Prepaid Rent                13,500

Equipment                  40,800

Accumulated Depreciation             $340

Accounts Payable                         14,950

Capital account                            59,400

Drawing account         6,400

Fees Income                                 58,100

Advertising Expense   1,500

Depreciation

Expense- Equipment    340

Rent Expense              2,100

Salaries Expense        9,100

Supplies Expense      4,950

Utilities Expense          1,100

Totals                    $132,790   $132,790

2. Income Statement for the month ended January 31, 2019:

Fees Income                               $58,100

Advertising Expense $1,500

Depreciation

Expense- Equipment    340

Rent Expense              2,100

Salaries Expense        9,100

Supplies Expense      4,950

Utilities Expense          1,100

Total expenses                            19,090

Net income                                $39,010

3. Statement of Owners' Equity for the month ended January 31, 2019:

Capital account       $59,400

Net income                 39,010

Drawing account        (6,400)

Equity balance         $92,010

4. Balance Sheet as of January 31, 2019:

Assets:

Cash                                      $34,900

Accounts receivable                12,000

Supplies                                      1,600

Prepaid Advertising                  4,500

Prepaid Rent                            13,500

Equipment                              40,800

Accumulated Depreciation        (340)

Total assets                        $106,960

Liabilities + Equity:

Accounts Payable                 $14,950

Capital account                       92,010

Total liabilities and equity  $106,960

5. Adjusting Journal Entries:

1. Debit Supplies Expense $4,950

Credit Supplies $4,950

To record the supplies expense.

2. Debit Advertising Expense $1,500

Credit Prepaid Advertising $1,500

To record the advertising expense.

3. Debit Rent Expense $2,100

Credit Prepaid Rent $2,100

To record rent expense for the month.

4. Debit Depreciation Expense $340

Credit Accumulated Depreciation $340

To record depreciation expense for the month.

6. Total adjusting expenses = $8,890.  The net income would have been overstated by $8,890.

Explanation:

a) Data and Adjustments:

1. Supplies Expense $4,950 Supplies $4,950 ($6,550 - $1,600) Balance $1,600

2. Advertising Expense $1,500 Prepaid Advertising $1,500 ($6,000/4) Balance $4,500

3. Rent Expense $2,100 Prepaid Rent $2,100 Balance $13,500 ($15,600 - $2,100)

4. Depreciation Expense $340 Accumulated Depreciation $340 ($40,800 * 10% * 1/12)

Which research information could best help a marketer decide whether to
discontinue a product line?

A. Results of an experiment showing the combination of price and
features that consumers most often select

B. Observation results showing the path consumers take through a
store

C. Survey results indicating that the product no longer meets a
customer need

D. Survey results showing that what consumers value most is
reliability

Answers

Answer: survey results indicating that the product no longer meets a customer need

Explanation:

The research information that could best help a marketer decide whether to discontinue a product line is: Survey results indicating that the product no longer meets a customer need. Thus option (C) is correct.

What is an information?

An information refers to something that has the power to inform. At the most fundamental level information pertains to the interpretation of that which may be sensed.

The digital signals and other data use discrete signs or alogrithms to convey information, other phenomena and artifacts such as analog signals, poems, pictures, music or other sounds, and the electrical currents convey information in a more continuous form.

Information is not knowledge itself, but its interpretation is important. An Information can be in a raw form or in an structured form as data. The information available through a collection of data may be derived by analysis by expert analysts in their domain.

Learn more about information here:

https://brainly.com/question/27798920

#SPJ5

On January 1, 2016, Rapid Airlines issued $200 million of its 8% bonds for $184 million. The bonds were priced to yield 10%. Interest is payable semiannually on June 30 and December 31. Rapid Airlines records interest at the effective rate and elected the option to report these bonds at their fair value. On December 31, 2016, the fair value of the bonds was $188 million as determined by their market value in the over-the-counter market. Rapid determined that $1,000,000 of the increase in fair value was due to a decline in general interest rates.
Required:
1. Prepare the journal entry to record interest on June 30, 2016 (the first interest payment).
2. Prepare the journal entry to record interest on December 31, 2016 (the second interest payment).
3. Prepare the journal entry to adjust the bonds to their fair value for presentation in the December 31, 2016, balance sheet.

Answers

Answer:

1. June 30, 2016

Dr Interest expense $9.2 million

Cr Discount on bonds payable $1.2million

Cr Cash $8 million

2. December 31, 2016

Dr Interest payment $9.26 million

Cr Discount on bonds payable $1.26million

Cr Cash $8 million

3. December 31, 2016

Dr Unrealized holding loss NI $1,000,000

Dr Unrealized holding loss OCI $5.46

Cr Fair value adjustment $6.46 million

Explanation:

1. Preparation of the journal entry to record interest on June 30, 2016

June 30, 2016

Dr Interest expense $9.2 million

( $184 million*10%2)

Cr Discount on bonds payable $1.2million

($9.2 million-$8 million)

Cr Cash $8 million

($200 million *8% /2)

(Being to record first interest payment)

2. Preparation of the journal entry to record interest on December 31, 2016

December 31, 2016

Dr Interest payment $9.26 million

( $184 million+$1.2million*10%2)

Cr Discount on bonds payable $1.26million

($9.26 million-$8 million)

Cr Cash $8 million

($200 million *8% /2)

(Being to record second interest payment)

3. Preparation of the journal entry to adjust the bonds to their fair value for presentation in the December 31, 2016, balance sheet.

Dr Unrealized holding loss NI $1,000,000

Dr Unrealized holding loss OCI $5.46

($6.46 million-$1,000,000)

Cr Fair value adjustment $6.46 million

($188 million-$184 million+$1.2million+$1.26million)

(Being tl adjust the bonds to fair value)

Megasoft Corporation develops, produces, and markets a wide range of computer software including the Windows operating system. Megasoft reported the following information about Net Sales Revenue and Accounts Receivable (all amounts in millions).June 30, 2016 June 30, 2015Accounts Receivable, Net of Allowance for Doubtful Accounts of $310 and $360 $ 16,950 $ 15,700Net Revenues 68,000 62,000According to its Form 10-K, Megasoft recorded Bad Debt Expense of $22 and did not recover any previously written-off accounts during the year ended June 30, 2016.Required:What amount of accounts receivable was written off during the year ended June 30, 2016? (Enter your answer in millions.)What was Megasoft’s receivables turnover ratio in 2016? (Round your answer to 1 decimal place.)

Answers

Answer:

Megasoft Corporation

1. The amount of accounts receivable that was written off during the year ended June 30, 2016 was:

= $72 million

2. Receivable Turnover Ratio in 2016

= 2016 Net Sales/Average receivables

= $68,000/$16,660 = 4.1

Explanation:

a) Data and Calculations:

                                        June 30, 2016   June 30, 2015

Net Sales Revenue              $68,000            $62,000

Accounts Receivable

(all amounts in millions)      $17,260             $16,060

Allowance for

Doubtful Accounts of                  310                    360

Net Accounts receivable   $ 16,950             $ 15,700

Bad Debts Expense = $22

Allowance for Doubtful Accounts

Date                 Account Titles          Debit      Credit

June 30, 2015 Beginning balance                  $310

2016                 Bad Debts Expense  22

2016                 Accounts receivable                  72

June 30, 2016 Ending balance    $360

Accounts Receivable

Date                 Account Titles          Debit      Credit

June 30, 2015 Beginning balance $16,060

2016                 Net sales                 68,000

2016                 Allowance for Doubtful               $72

2016                 Cash                                       66,728

June 30, 2016 Ending balance                     $17,260

Average receivables = $16,660 ($16,060 + $17,260)/2

Receivable Turnover Ratio in 2016

= 2016 Net Sales/Average receivables

= $68,000/$16,660 = 4.1

Mazzeo Co. provided the following information on selected transactions during 2017: Purchase of land by issuing bonds $650,000 Proceeds from issuing stock 520,000 Purchases of inventory 950,000 Purchases of treasury stock 350,000 Loans made to affiliated corporations 175,000 Dividends paid to preferred stockholders 100,000 Proceeds from issuing preferred stock 210,000 Proceeds from sale of land 325,000 The net cash provided (used) by investing activities during 2017 is

Answers

Answer:

$150,000

Explanation:

Calculation to determine what The net cash provided (used) by investing activities during 2017 is

Using this formula

The net cash provided (used) by investing activities during 2017 =Proceeds from sale of land -Loans made to affiliated corporations,

Let plug in the formula

The net cash provided (used) by investing activities during 2017=$325,000-$175,000

The net cash provided (used) by investing activities during 2017= $150,000

Therefore The net cash provided (used) by investing activities during 2017 is $150,000

define private equity funds.​

Answers

Answer:

Private equity is composed of funds and investors that directly invest in private companies

Hope this helps!

Three professors at George Washington University did an experiment to determine if economists are more selfish than other people. They dropped 122 stamped, addressed envelopes with $20 cash in two different classrooms (one economics, one not) on the George Washington campus. Of these, 42% were returned overall. From the economics class 51% of the envelopes were returned. From the other class 36% were returned.
From
the business, psychology, and history classes 31% were returned.
Let: R = money returned; E = economics classes; O = other classes
a. Write a probability statement for the overall percent of money returned.
b. Write a probability statement for the percent of money returned out of the economics classes.
c. Write a probability statement for the percent of money returned out of the other classes.
d. Is money being returned independent of the class? Justify your answer numerically and explain it.
e. Based upon this study, do you think that economists are more selfish than other people? Explain why or why not. Include numbers to justify your answer.

Answers

Solution :

It is given that :

At George Washington University, three professors wanted to do an experiment to find out if the economist people are more selfish than the other people.

They dropped 122 stamped addressed envelopes filled with 20 dollar cash at a economics classroom and the other at the other subjects classroom.

It is given that --

money returned = R

economics classes = E

other classes = O

a). the probability statement of the overall percent of the money returned is given by : 100.P(R)

b). the statement of probability that the percent of money returned out of the economics classes is 100.P(R|E)

c). the statement of probability that shows the percent of the money returned out of the other classes is 100.P(R|O)

d). No, the money returned is not independent of the classes as the P(R) is not equal to P(R|E)

e).  No, based on the study, the economist are not selfish than other classes' people as the percent of the envelops returned from the economics classes is 51% and that from other classes is 36%.

What conditions make a market perfectly​ competitive? A market is perfectly competitive if A. it has many buyers and one​ firm, which produces a product with no close​ substitutes, with barriers to new firms entering the market. B. it has many buyers and a few​ sellers, all of whom are selling differentiated ​products, with no barriers to new firms entering the market. C. it has many buyers and a few​ sellers, all of whom are selling identical ​products, with barriers to new firms entering the market. D. it has many buyers and many​ sellers, all of whom are selling identical​ products, with no barriers to new firms entering the market. E. it has many buyers and many​ sellers, all of whom are selling differentiated​ products, with no barriers to new firms entering the market.

Answers

Answer:

E. It has many buyers and many sellers , all of whom are selling differentiated products , with no barriers to new firms entering the market.

Explanation:

A perfect market is a market where there are large number of buyers such that all participants are price takers hence cannot influence the price of commodities sold in such market.

In a perfect market, there are no barriers to entry and exit. This also means that new firms can enter the market. Here, the buyers are free to buy from any person and the sellers are free to sell to anyone. Differentiated products are also sold there.

Companies recognize revenue when goods or services are transferred to customers for the amount the company expects to be entitled to receive in exchange for those goods or services. That core principle is implemented by (1) identifying a contract with a customer, (2) identifying the performance obligations in the contract, (3) determining the transaction price of the contract, (4) allocating that price to the performance obligations, and (5) recognizing revenue when (or as) each performance obligation is satisfied.

Answers

Answer:

1. Identifying a contract with a customer.

First step is to identify that a contract has been made with a customer to supply some form of goods or service.

2.  Identifying the performance obligations in the contract.

Second step is to identify what is required of the company by the customer via the contract.

3. Determining the transaction price of the contract.

After identifying the performance obligations, the company must now decide the price they can satisfy these obligations with.

4. Allocating that price to the performance obligations.

Company should then allocate the price to the performance obligations to properly trace costs and revenue.

5. Recognizing revenue when (or as) each performance obligation is satisfied.

As each obligation is satisfied, the company will be able to know what revenue to recognize because they assigned prices to each obligation.

A company finds that there is a linear relationship between the amount of money that it spends on advertising and the number of units it sells. If it spends no money on advertising it sells 350 units. For each additional $3000 spent, an additional 15 units are sold.
A) If x is the amount of money that the company spends on advertising, find a formula for y, the number of units sold as a function of x.
B) How many units does the firm sell if it spends $25,000 on advertising?
C) How many units does the firm sell if it spends $50,000 on advertising?
D) How much advertising money must be spent to sell 700 units?
E) Which of the following statements correctly explains the meaning of the slope?
1. If the company spends an additional $1000 on advertising, it will increases the number of units it sells by 10.
2. In order to sell one more unit, the company would need to increase the amount it spends on advertising by $100.
3. If the company spends an additional $0.01 on advertising, it will sell one more additional unit.
4. If the company increases the amount of money it spends on advertising by $300, it will double the number of units it sells.
5. None of the above.

Answers

Answer:

A. y = 0.005x + 350

B. 475 units

C. 600 units

D. $70,000

E. None of the above

Explanation:

A)

If the company spend $3,000 on advertisement then it can sell 15 additional units. Total the company can sell 350 units without any advertisement. Then assuming linear relationship the equation will be:

y = 15 /3000 x + 350

y = 1 / 200 x + 350

y = 0.005x + 350

B) y = 0.005 (25,000) + 350

y = 475

C) y = 0.005 (50,000) + 350

y = 600

D) $3,000 / 15 units = $200 per unit

Since 350 units are sold without any cost then additional 350 units will be sold by,

350 units * 200 $ = $70,000

Suppose the current price of a good is $167. At this price, the quantity supplied is 170 units, and the quantity demanded is 120 units. For every $1 decrease in price, the quantity supplied decreases by 10 units and the quantity demanded increases by 15 units. At the current price, the quantity demanded is than the quantity supplied. This means that the market is currently experiencing a . In order to adjust, the market price will until the quantity demanded and quantity supplied are equal. The result is an equilibrium quantity of and an equilibrium price of $ .

Answers

Answer:

is less than

surplus

fall

$165

150

Explanation:

Wjen demand exceeds supply, there is surplus

This is because price is greater than equilibrium price. Price would fall until equilibrium is restored

Use the following information to answer the next question. Total Asset = $40 million Depreciation = $1.0 million. Basic earning power (BEP) ratio is 20% Lease payments = 0.6 million Times-interest-earned (TIE) ratio is 6.55 Principal payments = 4 million What is the company's EBIT? The company's interest expense? Select one: a. $8.0 million; $1.22 million b. $7.5 million; $0.75 million c. $8.0 million; $0.62 million d. $1.35 million; $0.37 million e. $3.33 million; $0.83 million​

Answers

Answer:

a. $8.0 million; $1.22 million

Explanation:

The computation is shown below:

As we know that

Basic earnings power = EBIT ÷ total assets

So,

EBIT = Basic earnings power × total assets

= 0.20 × 40 million

= $8 million

Now

Times interest earned = EBIT ÷ interest expense

So,  

Interest expense = EBIT ÷ Times interest earned

= $8 million ÷ 6.55

= $1.22 million

Organizers of an outdoor summer concert in Toronto are concerned about the weather conditions on the day of the concert. They will make a profit of $42,000 on a clear day and $12,000 on a cloudy day. They will make a loss of $6,000 if it rains. The weather channel has predicted a 52% chance of rain on the day of the concert. Calculate the expected profit from the concert if the likelihood is 11% that it will be sunny and 37% that it will be cloudy.

Answers

Answer:

$5,940

Explanation:

Calculation for the expected profit

Expected profit= (42,000*0.11)+(12,000*0.37)+(-6,000*0.52)

Expected profit=4,620+4,440+(-3,120)

Expected profit=$5,940

Therefore Expected profit will be $5,940

Direct materials $10 Direct labor $6 Variable manufacturing overhead $4 Fixed manufacturing overhead per year $220,000 Selling and administrative expenses: Variable selling and administrative expense per unit sold $6 Fixed selling and administrative expense per year $61,000 Year 1 Year 2 Units in beginning inventory 0 1,000 Units produced during the year 11,000 10,000 Units sold during the year 10,000 7,000 Units in ending inventory 1,000 4,000 The net operating income (loss) under variable costing in Year 1 is closest to:

Answers

Answer:

Results are below.

Explanation:

I will assume a selling price per unit of $60.

First, we need to calculate the total unitary variable cost:

Total unitary variable cost= direct material + direct labor + varaiboe overhead + variable selling and administrative expense

Total unitary variable cost= 10 + 6 + 4 + 6

Total unitary variable cost= $26

Now, we can structure the income statement:

Sales= 10,000*60= 600,000

Total variable cost= 10,000*26= ( 260,000)

Contribution margin= 340,000

Fixed manufacturing overhead per year= (220,000)

Fixed selling and administrative expense per year= (61,000)

Net operating income= 59,000

The two main sources of stockholders' equity are Question 4 options: investments by stockholders and net income retained in the business investments by stockholders and dividends paid net income retained in the business and dividends paid investments by stockholders and purchases of assets

Answers

Answer:

investments by stockholders and net income retained in the business.

Explanation:

Retained earnings also known as accumulated earnings, can be defined as the total amount of net income held by a corporation for its future use after paying out dividends to its shareholders.

The retained earnings statement refers to a financial statement that enumerate changes in retained earnings for an organization over a specific period of time. The retained earnings statement is the statement of owner's equity that outlines details of changes in the amount of retained earnings (profits) over a specified period in an organization.

The main purpose of preparing a retained earnings statement is to boost investor's confidence and improve market value.

Generally, retained earnings are used to pay off debts, used for capital expenditures and working capitals.

Retained earnings represents the total stockholders' equity reinvested back into the company.

This ultimately implies that, Retained Earnings statement refers to the changes in the retained earnings account of an organization or business firm, which occurred during the accounting period and typically comprises of net income arising from the income statement.

Thus, the Retained Earnings statement is based upon;

Retained Earnings + Net Income – Dividends.

Retained Earnings statement can be defined as a financial statement that enumerate changes in retained earnings for an organization over a specific period of time. The retained earnings statement is the statement of owner's equity that outlines details of changes in the amount of retained earnings (profits) over a specified period in an organization.

Hence, the two main sources of stockholders' equity are investments by stockholders and net income retained in the business.

Cindy's apartment complex is offering renters insurance through their insurance company. The insurance company charges an annual premium of $565.00 which can be paid in equal payments throughout the year with her monthly rent. Cindy's monthly rent is currently $789.00. What will Cindy's new rent be if she includes the renters insurance?

Answers

Answer:

$836.08 per month

Explanation:

In order to calculate Cindy's new monthly rent, we would simply need to divide the renter's insurance by 12 since there are 12 months in a year. and then add that product to her monthly rent like so...

565.00 / 12 = 47.08

789 + 47.08 = 836.08

Finally, we can see that Cindy's new rent after including the renters insurance would be $836.08 per month

The US Government is forecasting that the nominal risk-free rate of return on Treasury Notes maturing in 7 years is 2.5% and is expected to be constant for the foreseeable future. Apple Computer's Treasury department is considering issuing a 7 year corporate bond and they know that Apple's corporate bonds generally yield investors 100 basis points or 1% over the nominal risk free rate at the time of issuance. The bonds will be issued at par value. What is the coupon percentage and total yield expected on these new 7 year bonds?
a. 3.5%
b. 10%
c. 2.5
d. Cannot determine

Answers

Answer:

a. 3.5%

Explanation:

If the nominal interest rate of the Treasury bonds is 2.5%, and Apple's corporate bonds yield 1%, just add 2.5% + 1% = 3.5%.

when you are talking about bonds, 100 points = 1%. This many times confuses people that are not aware of this since you hear that a bond will pay 50 points more and you imagine a really high interest rate.

Answer:

A

Explanation:

The optimal risky portfolio can be identified by finding ____________. I. the minimum variance point on the efficient frontier II. the maximum return point on the efficient frontier the minimum variance point on the efficient frontier III. the tangency point of the capital market line and the efficient frontier IV. the line with the steepest slope that connects the risk free rate to the efficient frontier A. I and II only B. II and III only C. I and IV only D. III and IV only

Answers

Answer:

D. III and IV only.

Explanation:

Portfolio variance can be defined as the measurement of risk or dispersion of returns of a set of securities that makes up a portfolio fluctuate over a period of time.

Simply stated, portfolio variance is typically the total returns of the portfolio over a specific period of time.

In order to calculate the portfolio variance, the standard deviations of each security in the portfolio with their respective correlations security pair in the portfolio would be used. Portfolio variance is the square of standard deviation.

A two-asset portfolio with a standard deviation of zero can be formed when the assets have a correlation coefficient equal to negative one (-1) because this defines the efficiency frontier. In Economical portfolio theory, the efficient frontier is a group of optimal portfolios that offers an investor the highest expected return for a specific risk level or offers the lowest risk for a defined level of expected return.

A common risk can be defined as a type of risk that affects the entirety of a business firm or company and as such can't be diversified.

Generally, the optimal risky portfolio can be identified by finding the tangency point of the capital market line and the efficient frontier and the line with the steepest slope that connects the risk free rate to the efficient frontier.

The following data from the just completed year are taken from the accounting records of Mason Company: Sales $ 659,000 Direct labor cost $ 88,000 Raw material purchases $ 135,000 Selling expenses $ 104,000 Administrative expenses $ 49,000 Manufacturing overhead applied to work in process $ 209,000 Actual manufacturing overhead costs $ 221,000 Inventories Beginning Ending Raw materials $ 8,600 $ 10,200 Work in process $ 5,400 $ 20,200 Finished goods $ 78,000 $ 25,600 Required: 1. Prepare a schedule of cost of goods manufactured. Assume all raw materials used in production were direct materials. 2. Prepare a schedule of cost of goods sold. Assume that the company's underapplied or overapplied overhead is closed to Cost of Goods Sold. 3. Prepare an income statement.

Answers

Answer:

1. Schedule of cost of goods manufactured.

Beginning Work in Process                                                      $ 5,400

Direct labor cost                                                                      $ 88,000

Direct Material Costs :

Beginning Inventory                                             $ 8,600

Add Raw material purchases                           $ 135,000

Less Ending Inventory                                      ($ 10,200)    $ 133,400

Manufacturing Overhead applied                                       $ 209,000

Ending Work in Process                                                        ($ 20,200)

Cost of goods manufactured                                                 $415,600

Under-applied overheads = $12,000 ($ 221,000 - $ 209,000)

2. Schedule of cost of goods sold.

Beginning Finished Goods Inventory                                   $ 78,000

Add Cost of Goods Manufactured                                       $ 415,600

Less Ending Finished Goods Inventory                               ($ 25,600)

Cost of goods sold                                                                $467,400

Add Under-applied overheads                                               $12,000

Adjusted Cost of goods sold                                                $479,400

3. Income statement.

Sales                                                                   $ 659,000

Less Cost of Goods Sold                                  ($479,400)

Gross Profit                                                          $179,600

Less Expenses

Selling expenses                          $ 104,000

Administrative expenses              $ 49,000     ($153,000)

Net Income (Loss)                                                $26,600

Explanation:

See the schedules including the income statement prepared above.

he following items appeared on the Year 6 year-end trial balance for the Brown Coffee Company:DebitsCreditsRevenues$600,000Operating expenses420,000Gain from disposal of component200,000Restructuring costs100,000Interest expense20,000Unrealized gain on AFS Debt Investment10,000Gain on sale of operating assets30,000Income tax expense has not yet been accrued. The company's income tax rate is 20% on all items. What amount should be reported in the company's year Year 6 income statement as income from continuing operations

Answers

Answer:

net income $72,000

Explanation:

The computation of the amount that should be reported is shown below:

Revenue $600,000  

less:      

operating expense -$420,000  

restructing costs -$100,000  

interest expense -$20,000  

Add: gain on sale of investments $30,000

EBIT $90,000  

less income tax at 20%  - $18,000

net income $72,000

Question 5 of 10
When should a writer establish common ground before the bottom-line
statement?
A. When the report does not have an executive summary
O B. When the document is minutes of a meeting
Ο Ο Ο Ο
C. When the reader may disagree with the bottom-line statement
O D. When the details are arranged in order of importance
SUBMIT

Answers

Answer:

C. When the reader may disagree with the bottom-line statement

Explanation:

A common ground can be regarded as an area of shared interests which is been held number of people or groups. It is a point at which opinions and interest is been agreed upon by parties. A bottom-line statement can be regarded as a likely closing statement made after an agreement has been reached, it's just like a conclusion after the whole statement. Hence, it is necessary for the writer to establish a common ground first before he/she will establish bottom line statement "when the reader may disagree with the bottom-line statement''

arrange the scrambled letter

utsbetiust
icevers
pecitionmto
imcltea
ntertsan​

Answers

Answer:

below

Explanation:

substitute

service

competition

climate

entrants

There are only two consumers in a market, Harry and Hermione. Harry is willing to buy 12 magic wands when the price is $20 per wand and 8 magic wands when the price is $30 per wand. Hermione is willing to buy 15 magic wands when the price is $20 per wand and 10 magic wands when the price is $30 per wand. Given that these are the only two individuals in the market, what is the market demand for wands when the price of wands is $30

Answers

Answer:

The answer is 14

Explanation:

Market demand is the certain product need that is required by the consumers at a specific price. The market demand, when the price of the wand is $30, is 18.

What is market demand?

Market demand is a specific number of services or products that customers or the consumer purchase at a fixed specific value in the market.

As in the above case in the market, only two consumers are present and the formula for the market demand is given by adding the demands all together sold at the specific price.

At the price, $30, Harry is willing to buy 8 magic wands and Hermione is willing to buy 10 magic wands. Form this the two demands can be added as there are only two consumers, resulting in the market demand being 18.

Therefore, the market demand at $30 is 18.

Learn more about market demand here:

https://brainly.com/question/3331860

Denver Systems has total assets of $1,000,000; common equity of $400,000; a gross profit of $800,000; total operating expenses of $620,000; interest expense of $20,000; income taxes of $74,000; and preferred dividends of $30,000. What is Denver Systems' return on equity

Answers

Answer:

See

Explanation:

Ebay, Inc. went public in September of 1998. The following information on shares outstanding was listed in the final prospectus filed with the SEC. In the IPO, the Ebay issued 3,500,000 new shares. The initial price to the public was $18.00 per share. The final first-day closing price was $44.88. If the investment bankers retained $1.26 per share as fees, what was the net proceeds to Ebay in dollars

Answers

Answer:

Net proceeds to Ebay = $ 58,590,000.

Explanation:

An Initial Public Offering(IPO) refers to the sales of new block of shares to the general public by a company for the purpose of raising equity capital.

This exercise is always promoted by a third-party company referred to as an underwriter for a fee. The underwriter adds value to the capital raising share offering by contracting to buy up unsold share units should they be undersubscribed. The underwriting fee is a cost to the issuing company.

The net share capital due to the company is computed as follows

Gross share proceeds - underwriting fee

= (3,500,000 × $18.00) - (3,500,000× $1.26)

=$ 58,590,000.

Net proceeds to Ebay = $ 58,590,000.

The closing price of $44.88 is a distracter and should be ignored.

Other Questions
HELP PLSSSSS I BEG YOUUUUUUUUUUUUUUUUU how many motorcycle shows are there eurosport ? please help asap! :3 What Japanese attack on Hawaii, a US territory, prompted the U.S. to enter World War II? 12. Identify the stage of mitosis shown here. Describethe events that occur in this stage.SpindleJUST QUESTION 12 please Muscle tissues are made of specialized unitss called? What is the answera3-c + b, when a=3,b=6, c=8 A cylinder has a height of 10 inches and a radius of 5.5 inches. What is theapproximate volume of this cylinder?A. 949.85 in 2B. 949.85 in 3C. 550.2 in 3D. 550.2 in 2 Which statement best describes the main purpose of a church in Christianity? How do you solve g(x)=x^2 - 324 If you have a bowl with six apples and you take away four, how many do you have? what make a problem researchable what is 10 to the 100th power Find the value of x. * What is the equation of the line that passes through the point (4, 12) and has a y-intercept of -2?A y = 12 x - 2B. y = {x-2C y = 2x - 2D. y = 6x - 2 I NEED THIS ASAP!!!! LIKE RIGHT NOW I'LL GIVE BRAINLIEST!!!!Which statement explains what happens at the water table?Water rises to a place above the surface where people can collect it and use it for drinking water.Materials such as clay or granite prevent water from seeping into the ground at the water table.A boundary forms between an area filled with water and an area with both moisture and air.Water from rivers, lakes, and streams seeps into the ground and saturates it to reach the water table. WILL GIVE BRAINLIEST Find the solution of the system of equations.x3y= 3x6y= 24 Which of the following are dependent events? Select all that apply.You draw a marble from a bag, replace it, and draw again.You flip a coin and roll a number cube.You draw two numbers from 1 to 10 from a hat without replacing them first.You randomly choose two socks from a drawer, hoping they will match. Name: __________________ Date: ___________Metaphors Worksheet (Meanings Part 2) [Animated image] A metaphor is a figure of speech that compares two things. Often times it uses the word is.Directions: For each metaphor given blow, write what you think it means.Example A: Thoughts are a storm, unexpectedAnswer: someone may have many unexpected thoughts at anytime1.Once your heart's been broken it grows back bigger-____________________________________________________2.His hair is a white snowflake and his hair is a messy haystack-____________________________________________________3.He is all heartbroken-____________________________________________________4.The pigeons fountained into the air-____________________________________________________5.Her hair was bone white-____________________________________________________6.He tried to help but his legs were wax-____________________________________________________ If the mass of all the reactants in a chemical reaction is 100g, what will the mass of all products be?