It is false that despite being located outside the united states, foreign banks are under the regulation of the federal reserve board.
What banks are regulated by the Federal Reserve?Several institutions regulate the banking industry, including the Federal Reserve System. State-chartered member banks, bank holding companies, foreign branches of U.S. national and state member banks, Edge Act Corporations, state-chartered U.S. branches and agencies of foreign banks, as well as these entities are all governed by the Federal Reserve. National banks must belong to the Federal Reserve System, although the Office of the Comptroller of the Currency oversees them (OCC).
As the federal regulator of bank holding companies, the Federal Reserve oversees and controls a number of significant banking organizations (BHCs). The National Information Center of the Federal Reserve System offers an online list of the Top 50 BHCs. Additionally, the Federal Reserve is able to regulate financial holding firms because to the Gramm-Leach-Bliley Act of 1999.
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two large local brokerage firms agreed to lower their commission rates to the same amount—approximately 1% less than any other firm in town. after extensive marketing of their new lower rate, these two firms began to see a big increase in the number of listings they received, costing their competitors substantial amounts of money. what about this situation makes it a per se antitrust violation?
The agreement between the two firms makes it a per se antitrust violation
This is further explained below.
What is an antitrust violation?Generally, Antitrust violations occur when a law that protects trade and commerce against abusive activities such as price-fixing, restrictions, price discrimination, and monopolization is breached.
In conclusion, These laws defend against antitrust violations. The Sherman Act Section 1, the Sherman Act Section 2, and the Clayton Act are considered to be the three most important federal legislation in antitrust law.
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complete question
Two large local brokerage firm's agreed to lower their commission rates to the same amount, approximately 1% lower than any other firm in town. After extensive marketing of their new lower rate, these two firms began to see a big increase in the number of listings they received, costing their competitors substantial amounts of money. What about this situation makes it a per se antitrust violation?
1 The dollar amount the competitors lost
2 The marketing efforts the two firms used
3 The agreement between the two firms
4 The size of the two brokerage firms
The net assets section of a balance sheet for not for profits is analogous to the owners' equity section on a for profit balance sheet. true or false?
True, The net assets section of a balance sheet for not-for-profits is analogous to the owners' equity section on a for-profit balance sheet.
What are not-for-profit organizations?In contrast to an entity that operates as a business to make a profit for its owners, a nonprofit organization (NPO), also referred to as a non-business entity, not-for-profit organization, or nonprofit institution is a legal entity organized and run by a collective, public, or social benefit. The non-distribution constraint applies to nonprofits, which means that any surplus funds must be used to further their mission rather than being distributed to other parties. Many organizations, including some political ones, educational institutions, professional associations, religious institutions, social clubs, and consumer cooperatives, are nonprofit. Government approval is required for nonprofit organizations to be tax-exempt, however, some may also be eligible for tax-deductible donations. However, an organization can incorporate as a nonprofit organization even if it does not have tax-exempt status.
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preparing adjusting and closing entries across two periods norton company closes its accounts on december 31 each year. the company works a five-day work week and pays its employees every two weeks. on december 31, 2015, norton accrued $940 of salaries payable. on january 7, 2016, the company paid salaries of $2,400 cash to employees. prepare journal entries to:
The journal entries to:
Accounts title Debit Credit
31-Dec Salaries expense $4,700
Salaries Payable $4,700
(to record accrual)
31-Dec Income Summary $250,000
Salaries Expense $25,000
(to record the closing of expense account)
07-Jan Salaries Payable $4,700
Salaries expense $7,300
Cash $12,000
(to record payment)
A journal is meant to gather your thoughts and observations on any quantity of factors and positioned the happenings of each day in writing. in this way, you're capable of better don't forget what you probably did, what your idea is, and what turned into taking place while you had been more youthful.
Journal facts all of the monetary transactions of a business in one area on a time and date foundation. The transactions are recorded, in assist of an invoice, to test the authenticity of each of those journal entries with their bills.
The magazine is a subsidiary e-book of account that information transactions. Ledger is a principal e-book of account that classifies transactions recorded in journal entries. The journal transactions get recorded in chronological order on the day of their incidence.
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A holder takes an instrument for value by promising to perform or give value in the future.
a. True
b. False
It is false that a holder takes an instrument for value by promising to perform or give value in the future.
A holder refers to the person who legally gains the right to get a negotiable instrument in his name. This instrument allows him to get the due payments from the liable parties.
A negotiable instrument refers to a piece of document which consists of the information on the amount which will be paid to the assigned person. Thus, the person who gets the instrument will receive the payment.
The given statement is false because it says that the person who is getting the instrument will be promising the value in the future. But he is the one who will be receiving the value in the future.
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When measuring brand equity, companies can use a method called revenue premium, which compares a branded products revenue to?
When measuring company equity, organizations can use a approach known as income premium, which compares a branded product's revenue to: a private label brand.
Revenue Premium measures profits accomplished due to a brand's market position. It's based on elements as numerous as how shoppers view your brand, function differentiation, the promotions you run, even the terms of your warranty.
What type of techniques do groups use to measure brand equity?Traditionally, corporations measure manufacturer fairness via patron knowledge, preference, and financial metrics. Distributed manufacturers can additionally determine company equity through measuring output, neighborhood advertising metrics, and competitors.
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Those who believe their performance is a product of circumstances beyond their immediate control possess it Internal Locus of Control.
What is Locus of Control?
The locus of control measures how much a person thinks they are in charge of their own lives rather than being controlled by outside forces (beyond their influence). Julian B. Rotter created the idea in 1954, and it has since been included into personality psychology. A person's internal locus, or feeling that they are in control of their own lives, or their external locus can both be described by the Latin word "locus," which means "place" (a belief that life is controlled by outside factors which the person cannot influence, or that chance or fate controls their lives).
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If kelley had deposited $8,000 at 9ompounded semiannually and it grew to $46,530.92, how long was it on deposit?
If Kelley had deposited $8,000 at 9 compounded semiannually and it grew to $ forty-six,530.ninety-two, lengthy became it on deposit: twenty years
range of years = [((Log(FV/PV))/(Log(1+r)))*2]
wide variety of years = [((Log($46,530.92/$8,000))/(Log(1+(9%/2))))/2]
range of years = [(0.764651652/0.01911629)/2]
wide variety of years = [40.00000181/2]
wide variety of years = 20.0000009 OR twenty years
A deposit is a cash you positioned into your financial institution account. You should deposit cash in a financial institution to create savings and earn a hobby on it. A demand deposit is made for the budget you could withdraw whenever. A time deposit is an extended-term investment. A deposit can also be the collateral quantity you pay whilst you're taking on a mortgage.
An instance of the deposit is the cash brought to a savings account. An example of a deposit is the gold left within the backside gravel of the move. A deposit is described as to region, entrust, positioned, lay, or set down for safekeeping or fee. An instance of the deposit is someone setting cash in their bank account.
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a customer has a short account with $25,000 short market value, $37,000 credit balance and sma of $500. what is the maximum short market value for this account before the customer will incur a maintenance call?
The maximum short market value for this account before the customer will incur a maintenance call is $12,000
What is the maximum short market value for this account?
The maximum short market value in this account means the extent to which the short market of $25,000 can increase before the client is asked for more funds, in other words, the maximum increase in short market value would necessitate margin call is the excess of the credit balance of $37,000 over the short market value of $12,000
maximum short market value=credit balance-short market value
credit balance=$37,000
short market value=$25,000
maximum short market value=$37,000-$25,000
maximum short market value=$12,000
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planning is an essential part of managing an enterprise. a(n) select plan is developed as a guide during the planning process for major policy setting and decision making.
planning is an essential part of managing an enterprise. "Strategic" plan is developed as a guide during the planning process for major policy setting and decision making.
What is Strategic plan?
Business executives use the process of strategic planning to determine the aims and objectives of their organisation as well as their long-term vision. Establishing the order in which these objectives should be accomplished can help the organisation achieve its stated vision. Although it can run longer, strategic planning frequently addresses objectives with a life cycle of three to five years. A business plan may cover a time frame of several years to several months.
Why is strategic planning important?
For firms, organisational direction and goals are crucial. Strategic planning offers that kind of guidance. A strategic plan essentially serves as a roadmap for accomplishing organisational goals. It is impossible to tell if a company is on track to achieve its goals without such guidance.
The following four factors should be taken into account when creating a strategy.
1) The mission
2) The goals
3) Alignment with short-term goals.
4) Evaluation and revision.
What are the steps in the strategic planning process?
Depending on the sort of business and the level of granularity necessary, there are a plethora of different approaches to strategic planning. These five steps can be used to outline most strategic planning cycles:
1) Identify
2) Prioritize
3) Develop
4) Implement
5) Update
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moran steel started the year with total assets of $210,000 and total liabilities of $95,000. during the year, the business recorded $200,000 in revenues, $110,000 in expenses, and dividends of $45,000. stockholders' equity at the end of the year was
At the beginning of the year, Moran Steel had total assets of $210,000 and total liabilities of $95,000. The company reported $200,000 in revenue for the year, $110,000 in expenses, and $45,000 in dividends. At the conclusion of the year, the shareholders' equity was ($210,000-$95,000) + ($200,000-$110,000) - $45,000 = $160,000.
An organization's board of directors decides how much of its profits should be distributed as a dividend to shareholders. Quarterly dividend payments are common, and they can be made in cash or by reinvesting the proceeds in more stock. The dividend yield, which is the dividend per share, is represented as a percentage of the share price of the corporation using the formula dividend/price, where 2.5% is an example. Common shareholders of dividend-paying corporations are entitled to a payout if they owned the stock on the ex-dividend date or earlier. The dividend yield is the dividend per share, expressed as a percentage of the stock price of the company.
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A monopolistically competitive firm is producing an output level where marginal revenue is greater than marginal cost. what should this firm do to increase its profit or reduce its losses?
When a company's output is at a level where economic profit exceeds marginal cost, it should continue to increase production since each marginal unit boosts profits by increasing revenue than it costs. The company will generate up to the amount where MR = MC in this fashion.
What is marginal?
The variation in total cost caused by raising the quantity produced in economics is known as the marginal cost, often known as the cost of producing more.
As a result, if the firm is producing at a level where marginal revenue exceeds marginal cost, it should continue to increase production because each marginal unit boosts profit by generating more revenue than its cost. The company will create in this manner up to the amount when MR = MC.
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Why is it important for od practitioners to establish a relationship with those who will provide and subsequently use data collected in the change process?
Open-mindedly approaching the company, the OD Practitioner emphasises on diagnosis. Data management, an integrated system for gathering, sanitising, storing, tracking, reviewing, and reporting registration data, determines the data's usefulness in achieving the registry's objectives.
Defined Data ManagementData management is the process of gathering, storing, and utilising data in a cost-effective, efficient, and secure manner. Data management seeks to help people, organisations, and related items in maximising decisions and actions that will be as beneficial to the business as feasible . An effective data management strategy is more crucial than ever as businesses depend more on intangible assets to generate value.
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Repetitive sequences of activities that serve to reinforce values and goals of the organization are _____.
Repetitive sequences of activities that serve to reinforce the values and goals of the organization are Corporate rituals.
An organization is a group of people working together, such as a neighborhood association, charity, union, or business. The word organization can be used to refer to a group or enterprise or the act of forming or establishing something.
The definition of an organization refers to the act of putting things in a logical order, an efficient and methodical approach to a task, or a formally assembled group of people. Clearing out your desk and putting all your papers in a logical place is an example of organization.
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___________________ are enacted when discontented sellers, feeling that prices are too low, appeal to legislators to keep prices from falling. rent controls price ceilings price floors subsidies
Price floors are enacted while discontented sellers, feeling that charges are too low, appeal to legislators to preserve expenses from falling. lease controls rate ceilings rate flooring subsidies.
A seller is an income facilitator answerable for initializing income conversations and easing patron income enjoyment. A seller helps clients and then gives a high-quality solution with regard to the goods being sold.
Types of sellers refer to the 3 classifications wherein a supplier of a company may additionally fall. those three classifications include those dealers that pro act, dealers that react, and dealers who are seeking out a strategic partnership.
Sellers are people or entities which can be involved in exchanging items and services in alternate for coins. on the subject of monetary markets, a vendor is a person or an entity that is imparting securities, they may be currently retaining, to a person inclined to buy.
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The exterior measurement of a home is 88 feet by 55 feet. That includes a garage that measures 24 feet by 30 feet. What is the home's gross living area?
The exterior measurement of a home is 88 feet by 55 feet. That includes a garage that measures 24 feet by 30 feet. 2976 is the home's gross living area.
Measure height and width of every side. for every side, multiply height times width to urge the whole exterior measurement square feet. Measure other areas not included within the sides, like gables, dormers and more.
Measure the length and width, in feet, of every room. A garage will only count towards the square footage of a home if it's been legally converted into an elbow room. Defining floor areas will be tricky as there are alternative ways of measuring further as opinions on what should count.
Most zoning doesn't count spaces like basements or garages as a part of the ground area, although if it's fit habitation and a particular height, it may be included as floor area. Calculations for the square footage of a home are taken from the skin dimensions of the structure (so exterior and interior wall thickness is included).
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If a person attempts to read their e-mail while they are riding the bus, they are _______. a. combining tasks b. multitasking c. sequential tasking d. cleaving tasks please select the best answer from the choices provided a b c d
If a person attempts to read their e-mail while they are riding the bus, they are multitasking.
In this fast-paced world that we live in multitasking is an art and has now become a habit of many people. It allows us to pair our works and do them together without disturbing either of them. It is quite a good and effective method to save our time and to manage our task well.
Furthermore, it has already been recommended by many productivity gurus as a method of attaining optimum productivity in your life like pairing reading or listening to podcast while on train or bus etc.
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What is the appropriate interest rate and number of time periods to use to find the monthly payment for a 30-year mortgage at 6% compounded monthly?.
0.5% and 360
Bank interest is the fee paid when paying for services on borrowing money provided by the bank within a certain period. Interest is determined by a percentage of the total deposit or loan amount.
Bank interest itself is divided into credit interest rates and savings interest rates. The loan interest rate is a certain price that must be paid by the customer to the bank in return for the loan obtained. Meanwhile, the savings interest rate is a certain amount paid by the bank to customers in return for their deposits.
In the banking world itself, the types of bank interest rates are broken down into five different types, namely:
Fixed interest rate: Fixed interest rate is an interest rate that is fixed and does not change for a certain period of time or according to a predetermined maturity date (during the duration of the credit).Floating interest rates: Floating or floating interest rates mean that interest rates will continue to change according to market interest rates.Flat interest rate: The flat interest rate is an interest rate that is calculated by referring to the principal amount of the loan at the beginning for each installment period.You can learn more about Bank interest here brainly.com/question/15551408
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which model suggests that corporate social responsibility is composed of economic, legal, ethical, and philanthropic responsibilities that are built upon a firm's economic performance?
The Pyramid of corporate social responsibility is the model suggests that corporate social responsibility is composed of economic, legal, ethical, and philanthropic responsibilities that are built upon a firm's economic performance.
What is a corporate social responsibility?It refers to the business model by which companies make a concerted effort to operate in ways that enhance rather than degrade society and the environment. Also, it is a business model that helps a company be socially accountable to itself, its stakeholders, and the public.
Usually, by the practice of corporate social responsibility, companies can be conscious of the kind of impact they are having on all aspects of society, including economic, social, and environmental.
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which can cause a shift in the demand curve? a change in the price of a good the cost of production the technology used by firms one of the determinants of demand which of the choices illustrates the law of demand? pat wants to buy more candy bars at $2 than at $1. none of the choices. wants to buy more candy bars at $1 than at $2. offers more candy bars for sale at $2 than at $1.
First, the right answer is (c) a change in one of the demand determinants.
Second question: The right answer is (d) Sue prefers to buy $1 candy bars over $2 candy bars.
The price of the product, the consumer's income, the price of complementary goods or services, the price of substitute products, or the consumer's taste are all determinants of demand. A shift in these drivers causes the demand curve to alter.The law of demand depicts the relationship between the market demand for a good and the quantity of the same that is given based on the price that is set. Demand rises when the price falls, and falls when the price rises.Thus this is the meaning of demand curve.
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A __________ represents a long-term partnership between two or more companies established to help each firm build competitive market advantages.
A strategic alliance represents a long-term partnership between two or more companies established to help each firm build competitive market advantages.
long-term partnership agreements regularly incorporate provisions that require consent from the opposite companions earlier than a brand new accomplice is added -- in large part to make certain that the unique harmony and electricity stays intact.
Long-time period relationships have a tendency to remain everywhere from to a few years, with couples breaking apart round this time.
A long-term partnership purchaser dating way which you paint on constructing a dating together along with your clients to create high-stage loyalty to your company. That's the exception that your commercial enterprise can get on the street to success.
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Additional costs incurred if a company pursues a certain course of action are sunk costs.
true/ false
Additional costs incurred if an agency pursues a positive course of action are sunk expenses. false
The cost denotes the quantity of cash that an employer spends at the advent or manufacturing of products or offerings. It does not embody the markup for earnings. From a vendor's point of view, a charge is the amount of money this is spent to provide an awesome product.
Expenses are the cost price of fees for materials, services, hard paintings, products, gadgets,s and different items bought for use thru a commercial enterprise or other accounting entity. it's miles the amount denoted on invoices because the charge recorded in the preserves statistics as a fee or asset price basis.
Cost, in commonplace usage, is the economic price of products and offerings that manufacturers and customers purchase. In a number one economic experience, the fee is the degree of the possible opportunities foregone inside the choice of one accurate or hobby over others. This essential rate is typically called possible cost.
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If the price of good x becomes lower, then the level of consumer surplus becomes?
If the price of good x becomes lower, then the level of consumer surplus becomes higher.
What is the meaning of goods?
Goods can be anything from stock, supplies, raw materials to as of now completed items. All things that are mobile and are sold to a specific buyer.
Economists classify goods into three categories
normal goods : normal goods are those products your pay goes up you purchase more of them.
inferior goods : inferior goods are those goods your pay goes up, purchase less of them
Giffen goods : giffen goods are those goods when the cost goes up, you purchase more and cost goes down.
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_____ has the highest market capitalization of listed corporations among developed markets.
The United States has the highest market capitalization of listed corporations among developed markets.
What is market capitalization ?
The total market worth of a firm expressed in dollars is its market capitalization, also referred to as its "market cap." It is calculated using the total number of outstanding shares and the current market price (CMP) of the firm's shares since it indicates the "market" value of the company.
Among investors and analysts, market cap is often used to compare and group the sizes of companies.
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If $100 is placed in an account that earns a nominal 4 percent, compounded quarterly, what will it be worth in 5 years?
The answer is $122.02
How does quarterly compounding work?
When someone uses the term "quarterly compounding," they are referring to the method of calculating the interest earned on a fixed deposit or investment on a quarterly basis, based on the original amount plus the interest earned for preceding periods.
When interest is compounded quarterly, it refers to the amount of interest that is earned on a savings account or investment where the interest is also reinvested. Due to the fact that most banks offer interest income on deposits, which compounds quarterly, it is also helpful in calculating the fixed deposit income.
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the ability to remain flexible and innovative is an inherent factor in the favor of small businesses.
The ability to remain flexible and innovative is an inherent factor in the favor of small businesses. true
A business company is described as an organization or enterprising entity engaged in a business company, business, or professional activities. groups can be for-profit entities or non-profit groups. business company sorts range from limited liability businesses to sole proprietorships, agencies, and partnerships.
There is four essential office work of business company organization: sole proprietorship, partnership, business company organization, and constrained crook responsibility organization, or LLC. business organization economics lets in installing vicinity relationships amongst incredible monetary elements, such as profits, profits, losses, and marketplace shape. This allows in guiding managers in powerful decision-making and strolling of the businesses.
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accounting data are used to analyze cash flows, and this analysis is critical for decision making. consider the following case: j
The online operating capital of J&H Corp. is $105.zero million. d. The agency has no notes payable listed on its balance sheet, hence all of its current liabilities are its operating liabilities.
Balance Sheet
A balance sheet is a financial statement that reports a company's assets, liabilities, and shareholder equity. The balance sheet is one of the three core financial statements that are used to evaluate a business. It provides a snapshot of a company's finances (what it owns and owes) as of the date of publication.
cash $245
quick time period investments $259
debts receivable and inventory $196
overall modern assets = $700
long time assets = $1,120
overall assets = $1,820
overall liabilities = $595
overall equity = $1,225
Running capital on the internet = modern assets - modern liabilities = $700 - $595 = $105
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Complete Question
which of these is not an example of tolerance in the workplace? listening empathetically accepting difference making decisions based on difference
Accepting differences is not an example of tolerance in the workplace.
What is tolerance?
When work is completed despite problems without raising them, this is referred to as showing tolerance..
In this question, we have identified the example which is not related to tolerance in the workplace. From the given option, option (b) is not an example of tolerance at workplace because the accepting the difference at workplace indicates that you accept the difference and have no problem with that difference. Hence, it is not an example of the tolerance at workplace.
Option (a) is incorrect because it demonstrates tolerance.
Option (c) is incorrect because it demonstrates tolerance.
Hence, Tolerance in the workplace does not include accepting differences.
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A cpa firm would be reasonably assured of meeting its responsibility to provide services that conform with professional standards by?
Having an appropriate system of quality control. A firm is required to establish an appropriate system of quality control to provide reasonable assurance of conforming with professional standards. However, a certified public accountant (CPA) is a person who has obtained a professional certification through a mix of training, work experience, and licensure.
Look over the financial records: CPAs conduct audits firm prepare tax returns, and develop budget reports for their clients based on their analysis of financial records. These accountants make sure local, state, and federal laws and regulations are followed when creating financial records. CPAs are allowed to represent taxpayers before the IRS, it should be acknowledged up front.
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If overapplied or underapplied overhead is material, it should be disposed of by allocating it to?
If over applied or under applied overhead is material, it should be disposed of by allocating it to Cost of goods sold and finished goods inventory. Hence, option A is correct.
What is fixed overhead rate?Fixed Based on a predetermined overhead rate, overhead expenses are allocated to each unit. Sometimes there are differences between anticipated and actual overhead costs.
When the overhead applied to production is less than the real overhead, this is known as under applied overhead. When the applied overhead exceeds the actual overhead, over applied overhead results.
Thus, option A is correct.
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The options are missing-
a. Cost of goods sold and finished goods inventory.
b. Finished goods inventory and work in process inventory.
c. work in process inventory, finished goods inventory, and cost of goods sold.
d. work in process inventory.
e. Raw materials inventory, work in process inventory, and finished goods inventory.
If you got nausea heartburn indigestion upset stomach diarrhea what comercial is it off of
Answer:
PEPTO BISMOL
Explanation:
lol
Answer: Pepto bismo
Explanation:i say the comorical yesterday