During the fiscal year ended December 31, 2020, the City of Johnstown issued 5% general obligation serial bonds in the amount of $2,000,000 at 102 ($2,040,000) and used $1,990,000 of the proceeds to construct a fire station. The $40,000 premium was transferred to a debt service fund. The $10,000 left in the capital projects fund at the end of the project was later transferred to the debt service fund. The bonds were dated April 1, 2020 and paid interest on October 1 and April 1. The first of 10 equal annual principal payments was due on April 1, 2021. What would be the amount of expenditures recorded by the debt service fund for the fiscal year ended December 31, 2020?
a) $100,000
b) $50,000
c) $95,000
d) $150,000

Answers

Answer 1

Answer:

Option B.. $50,000

Explanation:

DATA

Coupon rate = 5%

issue value = 2000,000

Time period = 6months ( April 1 to October 1)

Expenditure = ?

Solution

Expenditure recorded by the debt service fund can be calculated as

Expenditure = Issue value x Coupon rate x time period

Expenditure = 2,000,000 x 5% x6/12

Expenditure = 50,000

Option B.. $50,000 would be the correct answer


Related Questions

What can students do with their recorded data in Science Journal?
A) Calculate the standard deviation of a set of data values
B) Review recorded graphs and individual data points
C) Make their data audible
D) Share and export experiments and sensor recordings

Answers

Answer:

B. Review recorded graphs and individual data points

C. Make their data audible

D. Share and export experiments and sensor recordings

Explanation:

The Science Journal application refers to the scientific journal at the digital platform that helps users to record projects using pictures, notes, and built-in sensors from the phone of the user. While setting up a new experiment it provides the opportunity to document one's thoughts and findings as he or she begins to ask queries and to come up with their own investigations. Its user-friendly features use sensors and recorders of telephones in an efficient way.

A seller is under contract to sell a property using the standard offer to purchase and contract. The elegantly decorated master bedroom has vertical window blinds, hand-painted light switches and electrical outlet covers and draperies fashioned from fabric coordinated with the wallpaper. Which of the following items may the seller legally remove before the close of the transaction?
a. the draperies and blinds.
b. the hand-painted light switches and electrical outlet covers.
c. the draperies.
d. none of the items.

Answers

Answer: The draperies

Explanation:

Fron the question, we are informed that a seller is under contract to sell a property using the standard offer to purchase and contract.

The seller can legally remove the draperies before the close of the transaction. It should be noted that under the NCBA/NCAR contract , all other items in the list are regarded as fixtures that are meant to remain along with the property but the draperies is not listed among them and therefore may be removed.

The Credit Alliance v. Arthur Andersen & Co. case established three tests that must be satisfied for holding auditors liable for negligence to third parties. All of the following are tests described except :________.
a) Knowledge by the accountant that the financial statements are to be used for a particular purpose.
b) The intention of the third party to rely on those statements.
c) Some action by the accountant linking hi or her to the third party than provides evidence of the accountant's understanding of intented reliance.
d) The identity of the third party must be directly known to the auditor.

Answers

Answer:

D.

Explanation:

The Credit Alliance v. Arthur Andersen & Co. is a case that questions if an accountant should be held liable to the third party on whom it is reliable to his detriment absent privity of contract.

The Court of Appeals of New York, on July 2, 1985, affirmed that an auditor should not be held liable if they fulfill the following three requirements.

The auditor should have knowledge that the financial statements will be used for a particular purpose.The intention of the third party to rely on those statements. Some action should have been there by the acccountant that links him or her to the third party which will clarify the auditor to understand why third party is relying in the statement.

So, from the options stated in the question, one that is not included in this case is the fourth one. Thus the correct answer is option D.

A standard work year is 2080 hours at the Luther Mill and it takes about 2 hours to fill a customer order. The manager at the mill is always concerned about employee idle time, so he aims for a capacity cushion of two percent. Last year saw 15,000 customer orders at the mill and the manager has a new Mercedes in mind as a company car, so he hopes that there is an increase of 10% in customer orders for next year. How many workers will the manager need to have at the mill next year

Answers

Answer:

16 workers

Explanation:

current demand = 15,000 customers x 2 hours per customer = 30,000 hours

we add the 2% cushion = 30,000 x 1.02 = 30,600 hours

if sales increase by 10% next year, next year's demand = 30,600 x 1.1 = 33,660 hours

33,660 hours / 2,080 hours per employee = 16.18 employees, which we should round to 16

Effective managers should: increase the amount of conflict among employees. remove all forms of conflict from the organization, because it saps productivity. remove manifest conflict as well as negative conflict outcomes even though the sources of conflict remain in place. convince employees to engage in relationship conflict rather than the other forms of conflict. minimize the relationship conflicts that exist in the organization.

Answers

Answer:

minimize the relationship conflicts that exist in the organization.

Explanation:

Relationship conflict is a type of conflict that occurs as a result of  personality clashes due to different personalities or negative emotional interactions. An effective manager ought to minimise it.

Not all forms of conflicts should be eliminated because some forms of conflicts can be beneficial to the organisation. For example, constructive conflicts helps employees to know new views, opinions and ways of doing things.

Eliminating manifest conflict without addressing the root cause of the conflict would not bring lasting solution

Business strategy sets the overall direction for the business; while the IT strategy defines what information, ISs, and architecture are needed to support the business and how infrastructure and services are to be delivered. Select one: True False

Answers

Answer:

True.

Explanation:

Business strategy sets the overall direction for the business; while the IT strategy defines what information, information system strategy (ISs), and architecture are needed to support the business and how infrastructure and services are to be delivered.

Business strategy sets the overall direction for the business; it focuses on defining how a business would achieve its goals, objectives, and mission; as well as the funds and material resources required to implement or execute the business plan.

The information technology (IT) strategy is an integral part of the business strategy because it presents the technological or technical framework and infrastructure required to achieve a successful business plan, objectives, mission and goals.

Jon had adjusted gross income of $25,000 in 2019. During the year, he incurred and paid the following medical expenses: - Drugs and medicines prescribed by doctors $300 - Health insurance premiums $750 - Doctors' fees $2,250 - Eyeglasses $75 Jon received $900 in 2019 as a reimbursement for a portion of the doctors' fees. If Jon were to itemize his deductions, what would be his allowable medical expense deduction after the adjusted gross income limitation is taken into account?

Answers

Answer:

The allowable medical deduction after Adjusting Total Income is $0

Explanation:

Particulars                                                           Amount

Drugs and Medicines prescribed by doctors        $300

Add:- Health insurance premium                            $750

Add:- Doctors Fees                                                  $2,250

Add:- Eyeglasses                                                      $75

Less:- Reimbursement of doctors fees received   ($900)

                                                                                  $2,475

Less :- Adjusted Gross Total Income of $25,000  $2,500

Allowable medical deduction after adjusting            -25

total Income

Therefore, as the resultant amount is negative. The allowable medical deduction after Adjusting Total Income is $0

Workings

Adjusted Gross Total Income of $26,000

= $26000 × 10%

= $2,600

Geraldo went to the supermarket to buy a bottle of chocolate syrup. While there, he saw the latest copy of National Enquirer at the checkout stand. He had not planned on buying the magazine, but on the spur of the moment, he bought himself a copy. This decision by Geraldo is an example of:

Answers

Answer: Impulse buying

Explanation:

Impulse buying could be defined as the act of buying an item in a market unplanned. This happens when you saw something at the market that caught your fancy or that you really needed but didn't remember to budget for it when going to the market for shopping, many times this affects your plan or budget because it's not planned but since it's a need, then they're worth it most times. This an example of what Geraldo did at the mall.

CEO reduced the list of candidates to include only those applicants the CEO found acceptable. The CEO is implementing the political strategy of controlling the agenda. being irreplaceable. overlapping authority. emphasizing status inconsistency. relying on objective information.

Answers

Answer:

A). Controlling the agenda.

Explanation:

The CEO is here executing the political strategy of 'controlling the agenda' as he is controlling that which candidates would go further and selected for different processes. It will help him in directing the attention on candidates which he wants and limit the decision(regarding the selection of candidates) to the only ones which she/he finds desirable/acceptable. It will allow him in having a political edge and control over the decisions and have an adavantage according to the situation. Thus, option A is the correct answer.

John purchases a life insurance policy on his wife Betty where he pays the premium and he will receive the life insurance money when she dies. John is both the ________ and the ________ who will receive the ________ upon the death of Betty, the ________.

Answers

Answer:

Policy owner

Beneficiary

Face amount

Insured

Explanation:

John is both the “Policy owner” and the “Beneficiary” who will receive the “ Face amount” upon the death of Betty, the “Insured”.

The term policy owner is used to refer to a person who buys and pays the premium. At the same time, a beneficiary is a person who receives the face amount that was on the name of the insured (Betty).

It is given that John has bought the policy and paying the premium so he is the owner. Moreover, he is the beneficiary because he is getting the insurance amount after the death of betty who is insured.

An investment adviser representative who makes extensive use of third-party research to formulate portfolio recommendations to clients A) need not disclose that fact to the clients B) must disclose that fact to the clients C) is in violation of his fiduciary responsibility as IARs may only use research provided by the firm D) must obtain consent of the clients to use third-party research

Answers

Answer: A) need not disclose that fact to the clients

Explanation: An investment adviser representative need not disclose the fact that he/she uses third-party research to formulate portfolio to the clients and the reason is this: It is not necessary to disclose what sources an  investment adviser representative uses as the basis for portfolio recommendations, and thus is never in violation of his fiduciary responsibility. However, if the third-party research used is to be distributed to his clients, then, proper attribution is required.

The WaveHouse on Mission Beach in San Diego features the Bruticus Maximus, a ten foot wave, which tests the skills of even the most talented surf and wake board riders on the planet. WaveHouse is the only place in San Diego where this service is offered. You can ride B. Max for $40 for the first hour, $33 for the second hour, and $26 for the third hour. Charging a different price for subsequent hours is a form of:

Answers

Options:

A) monopoly regulation.

B) price discrimination among units of a good.

C) rent seeking behavior.

D) price discrimination among groups of buyers.

Answer:

B) price discrimination among units of a good.

Explanation:

By charging a different price for subsequent hours The WaveHouse would be discriminating their price on the basis of hours spent by buyers.

Remember, there may exist customers who usually spend lesser amount of hours on such activities; so they may ride for lesser hours, which means they are discriminated against in terms of the price paid for the service. Thus, the units of a good or service bought as in this case determines the price of the service.

Find the answer to the following question: Where should students go for information about their degree program, how many credits they need to graduate, how many credits each course is, etc.? Select one: a. Students should visit the University Catalog to find answers to these questions. b. Students should contact Student Services to ask these questions. c. Students should ask their Instructors these ques

Answers

Answer:

Students should visit the University Catalog to find answers to these questions.

Explanation:

College or university catalog refers to the written document that includes all the information related to them. It is a form of publication from the university's end comprising all the necessary details and information. The catalog describes all the academic programs offered by the university and the rules and regulations. The requirements and procedures to be followed are also stated in the catalog.

As per the given excerpt, the student should visit the University Catalog for all the information that he is looking for.

what is a good online website for a highschool student to do 40 hours volunteering?​

Answers

there are many websites to volunteer

I've found some websites from the given list

1. United Nation Volunteers

2. Catchafire

3. Smithsonian Digital Volunteers

4. Amnesty Decoders

5. Translators Without Borders

6. Crisis Text line

7. Zooniverse

8. Project Gutenberg

9. Dosomething.org

How do you start an organization? ​

Answers

For a Profit Organization:

1. Select the best business structure which favors you in taxes and protect. Such as corporation, limited liability company, sole proprietorship, general partnership, limited partnerships or a professional incorporation.

2. Decide the name you want to use to advertise your business.

3. Register company name with the state, county and the federal if applicable.

4. Check licensing requirements with the city county, city, state and federal.

5. Open a bank account

6. Advertising and Marketing

For a Non Profit Organization:

1. There are two types of non profit organizations religious and good cause.

2. It has to be registered wither with the state or county, depending upon the structure and the state you want to incorporate.

3. Apply with the federal to obtain a tax exempt status, so that your donors can claim donations on their tax returns.

4. Open a bank account

5. Delegate duties what you have mentioned in the article you submitted to the Internal Revenue Service.

As the owner of 100 shares of Megabux Corporation’s stock, Lara Sanders wants to know whether her company earned a profit or loss during the past year. She can find the answer to this by looking at Megabux’s:

Answers

Answer:

Income statement

Explanation:

A company's income statement includes all the revenues and expenses that a company incurred during a certain accounting period (monthly, quarterly, annual). It starts with the revenues and then the expenses and costs are subtracted until you find the company's net income.

Which of the following are true?
a. The NPV is the net value created by investing in an asset. The NPV is only as good as the inputs. The NPV does account for all cash flows as well as time value of money.
b. The IRR is the rate of return an investor would earn on an asset they held to maturity if they could reinvest alll cash flows received in an asset with the same return (i.e. the reinvestment rate assumption of the IRR). The IRR does account for all cash flows.
c. Payback is the amount of time to recover the initial investment. No discounting occurs and all cash flows after the payback period are not accounted for. The rule is intuitive and used by small business owners.
d. All of the above are accurate
e. None of the above are accurate.

Answers

Answer:

c. Payback is the amount of time to recover the initial investment. No discounting occurs and all cash flows after the payback period are not accounted for. The rule is intuitive and used by small business owners

Explanation:

Net present value is the present value of after tax cash flows from an investment less the amount invested.  The NPV does account for all cash flows as well as time value of money.

Internal rate of return is the discount rate that equates the after tax cash flows from an investment to the amount invested . The IRR does account for all cash flows.

The discounted payback period discounts cash flows

McCoy's Fish House purchases a tract of land and an existing building for $940,000. The company plans to remove the old building and construct a new restaurant on the site. In addition to the purchase price, McCoy pays closing costs, including title insurance of $2,400. The company also pays $12,800 in property taxes, which includes $8,400 of back taxes (unpaid taxes from previous years) paid by McCoy on behalf of the seller and $4,400 due for the current fiscal year after the purchase date. Shortly after closing, the company pays a contractor $47,000 to tear down the old building and remove it from the site. McCoy is able to sell salvaged materials from the old building for $3,800 and pays an additional $10,400 to level the land.
Required: Determine the amount McCoy's Fish House should record as the cost of the land. (Amounts to be deducted should be indicated by a minus sign.)

Answers

Answer:

$1,004,400

Explanation:

The computation of the cost of land is shown below:-

The Total cost of land = Purchase price of the land + Title Insurance + Property Taxes + Cost of removing the building + Level the land - Salvaged materials

= $940,000 + $2,400 + $8,400 + $47,000 + $10,400 - $3,800

= $1,004,400

Therefore for computing the total cost of land we simply applied the above formula.

Deborah works for a telecommunications company, and she prides herself on the fact that her job duties help keep the emergency service phone line operating, which ultimately saves lives. Deborah's sentiment reflects

Answers

The question is incomplete:

Deborah works for a telecommunications company, and she prides herself on the fact that her job duties help keep the emergency service phone line operating, which ultimately saves lives. Deborah's sentiment reflects:

A. skill variety

B. autonomy

C. task significance

D. task identity

E. feedback

Answer:

C. task significance.

Explanation:

-Skill variety refers to abilities people need to be able to do a job.

-Autonomy is when a person is able to act on its own.

-Task significance is when a job has a positive impact on other people inside and outside of the company.

-Task identity refers to doing something from start to finish with a visible result.

-Feedback is when employees receive an evaluation from their supervisors in which they get suggestions to maintain certain performance and possible improvements that can be made.

According to this, the answer is that Deborah's sentiment reflects task significance because her job helps to save lives which means that it has a positive impact on people.

Deborah priding herself on the fact that her job duties help saves lives

exhibits what we refer to as task significance.

Task significance refers to the employees of a company viewing their roles

as being important within and outside the company.

Deborah in this scenario talks about how her job duties help keep the

emergency service phone line operating, which ultimately saves lives. This

sentiment reflect task significance which is why it is the right choice of all the options.

Read more on https://brainly.com/question/17088569

Suppose Cathy and Lewis work in a bakery making pies and cakes. Suppose it takes Cathy 1.5 hours to make a pie and 1 hour to make a cake, and suppose it takes Lewis 2 hours to make a pie and 1.5 hours to make a cake. Which of the following statements is correct?
A. Cathy should specialize in both pies and cakes.
B. There are no gains from specialization and trade.
C. Lewis should specialize in pies, and Cathy should specialize in cakes.
D. Cathy should specialize in pies, and Lewis should specialize in cakes

Answers

Answer:

D. Cathy should specialize in pies, and Lewis should specialize in cakes

Explanation:

For determining which statement is correct first we need to find out the

Cathy Opportunity cost for making a pie is

= 1 ÷ 1.5

= 0.66 cake

Now for making a cake is  

= 1.5 ÷ 1

= 1.5 pies

Lewis opportunity cost for making a pie is  

= 1.5 ÷ 2

= 0.75 cake

And for making a cake is  

= 2 ÷ 1.5

= 1.33 pies

Therefore the option D is correct

An aging of a company's accounts receivables indicates that the estimate of uncollectible receivables totals $7,900. If the Allowance for Doubtful Accounts has a $700 credit balance, the adjustment to record the bad debt expense for the period will require a

Answers

Answer:

Debit to Bad Debt Expense Account for $7,200

Explanation:

Based on the information given we were told that the company accounts receivable shows the estimate of uncollectible receivables of the amount of $7,900 which means that if the Allowance for Doubtful Accounts has an amount of $700 as a credit balance, the adjustment to record the bad debt expense will be :

Debit to Bad Debt Expense account for the amount $7,200 calculate as :

Uncollectible receivables totals $7,900-Allowance for Doubtful Accounts $700 =$7,200

(7,900 - 700 )

Kansas Enterprises purchased equipment for $81,000 on January 1, 2021. The equipment is expected to have a five-year service life, with a residual value of $7,500 at the end of five years.
Using the straight-line method, depreciation expense for 2021 would be:_________.

Answers

Answer:

Depreciation expense for 2021 will be $14700

Explanation:

The straight line method charges a constant depreciation expense each period throughout the useful life of the asset. The depreciation expense per period under the straight line method is calculated as follows,

Depreciation expense = (Cost - Residual value) / Useful life of the asset

Depreciation expense = (81000 - 7500) / 5

Depreciation expense = $14700

Palm Company gathered the following reconciling information in preparing its April bank reconciliation: Cash balance per books, 4/30 $4,300 Deposits in transit 150 Notes receivable and interest collected by bank 850 Bank charge for check printing 20 Outstanding checks 2,000 NSF check 170 The adjusted cash balance per the books on April 30 is a.$2,280. b.$4,960. c.$3,110. d.$2,450.

Answers

Answer:

$4960

Explanation:

Given that:

Cash balance per books, 4/30                                       $4300

Deposits in transit                                                                 150

Notes receivable and interest collected by bank             850

Bank charge for check printing                                             20

Outstanding checks                                                          2,000

NSF check                                                                              170

The adjusted cash balance per the books on April 30 can  be calculated by the expression:

Adjusted cash balance per the books =  Cash balance per books +  Notes receivable and interest collected by bank - Bank charge for check printing - NSF check

Adjusted cash balance per the books = $4300 + 850 - 20 - 170

Adjusted cash balance per the books =  $5150 - 190

Adjusted cash balance per the books = $4960

As part of the American Recovery and Reinvestment Act, $7 million was earmarked to build a bridge over a railroad crossing so that 168 Nebraska town residents wouldn't have to wait for the trains to pass. Which of the following best explains why this proposal was passed?
A) The benefits were highly diffused while the costs were very concentrated.
B) The costs were highly diffused while the benefits were very concentrated.
C) The costs were external while the benefits were internal.
D) The total benefit to the bridge was greater than the total cost

Answers

Answer: B) The costs were highly diffused while the benefits were very concentrated

Explanation: The American Recovery and Reinvestment act was enacted by congress and passed into law in 2009. The act which was aimed at alleviating the burden and promoting economic growth after the 2008 recession. It was meant to serve as a palliative or stimulus to aid economic recovery. The $7 million proposal earmarked to erect a bridge over the railway crossing was passed into law due to the fact that the benefits, relief and succor which the bridge provides to the over 168 Nebraskans coupled with the subsidized or diffused cost of putting the bridge in place were decisive factors towards acceptance of the proposal.

Which managerial function involves setting goals, establishing a strategy to pursue those goals, and forecasting future threats and opportunities that might influence the company’s needs and strategies? A. planning B. organizing C. leading D. controlling

Answers

Answer:

A. Planning

Explanation:

There are five types of management functions i.e planning, organizing, staffing, directing and planning.

The planning refers to the make out a plan how to accomplish the company goals and objectives with the help of making strategy so it is easy for company to reach it also at the same time it forecast the swot analysis i.e (strength, weakness, opportunities, and threats) that affect the needs and strategies of the company

Hence, the correct option is A

Sunland Company of Emporia, Kansas, spreads herbicides and applies liquid fertilizer for local farmers. On May 31, 2017, the company’s Cash account per its general ledger showed a balance of $6,823.90. The bank statement from Emporia State Bank on that date showed the following balance.
EMPORIA STATE BANK
Checks and Debits Deposits and Credits Daily Balance
5-317,053.00
A comparison of the details on the bank statement with the details in the Cash account revealed the following facts
1. The statement included a debit memo of $57.00 for the printing of additional company checks
2. Cash sales of $900.15 on May 12 were deposited in the bank. The cash receipts entry and the deposit slip were incorrectly made for $950.15. The bank credited Sunland Company for the correct amount
3. Outstanding checks at May 31 totaled $285 25, and deposits in transit were $1.897.15.
4. On May 18, the company issued check No. 1181 for $684.00 to H. Moses, on account. The check, which cleared the bank in May, was incorrectly journalized and posted by Sunland Company for $648.00
5. A 52.792.00 note receivable was collected by the bank for Sunland Company on May 31 through electronic funds transfer
6. Included with the canceled checks was a check issued by Tomins Company to C. Pernod for $343.00 that was incorrectly charged to Sunland Company by the bank
7. On May 31, the bank statement showed an NSF charge of $465.00 for a check issued by Sara Ballard, a customer to Sunland Company on account
Prepare the bank reconciliation at May 31, 2017. (List items that increase balance as per bank & books first. Round answers to 2 decimal places, eg. 52.75)

Answers

Answer:

Bank account reconciliation:

Bank account balance $7,053

+ Deposits in transit $1,897.15

+ Check charged by error $343

- Outstanding checks ($285.25)      

Reconciled bank account $9,007.90

Cash account reconciliation:

Cash account balance $6,823.90

+ Note receivable collected by bank $2,792

- Bank fees for printing checks ($57)

- Error on deposit slip ($50)

- Error on recording check ($36)

- NSF check ($465)                            

Reconciled cash account $9,007.90

Trina's property is listed with Avalon Homes. The market is a little slow, and Trina's listing is a high-end home, where sales are even slower. She's had several showings, but no offers. The term of the listing agreement is nearly over. What happens when the termination date is reached?

Answers

Answer: Listing expires and terminated

Explanation: In the scenario above, Avalon homes only serves to aid the sale of Trina's property and as such will not be held liable for any offense if the property isn't sold within the listing period. Avalon homes isnt responsible for either the slow nature of market at the time or the fact that Trina's property belongs to the high end category which often takes even more time to get a buyer for. Therefore, once the contract period of Trina's listing is reached, the listing expires and it's terminated unless another listing contract is struck between both parties.

Winona contracted with XtremeCast, a broadcast media firm, to cohost an Internet-streaming sports program. Winona and XtremeCast signed a new contract for each episode. In each contract, Winona agreed to work a certain number of days for a certain salary. During each broadcast, Winona was free to improvise her performance. Was Winona an independent contractor? Why or Why not?

Answers

Answer: Yes. Winona was an independent contractor

Explanation:

Based on the analysis and the information that have been provided in the question, we can say that Winona was an independent contractor.

An independent contractor is an individual who works for someone else and gets paid for the work done by the employer but it should be noted that the person is not under the control of the employer. .An independent contractor is termed an agent and not employed by the company he or she is working for.

Jill is starting a fast food delivery company. She has designed a logo and plans to print flyers to advertise her services. Jill plans to publish a book based on her experiences to inspire young entrepreneurs. To help protect her publishing rights, she should register a ____.

Answers

Answer:

Copyright

Explanation:

Copyright refers to creating a record of your work that proves that you are the owner and because of that, you are the only one allowed to make copies of it and it protects against an unauthorized use. According to this, the answer is that to help protect her publishing rights, she should register a copyright because this will allow her to have a record of this and avoid plagiarism.

Herb has $20,000 in an interest-bearing time deposit with the Applebottom Bank and Trust Company. While earning a relatively attractive rate of interest, Herb had to agree to not withdraw any of the funds until the end of a three-year period. Herb's investment represents a(n):

Answers

Answer: Certificate of deposit

Explanation: Herbs investment with Applebottom Bank and Trust Company represents a certificate of deposit which differs from the usual savings deposit due to the the high interest it pays and the fact that it is time bound. The depositor enters into an agreement with the financial institution issuing the certificate of deposit and a fixed term of deposit is agreed with a better interest than usually attached to other deposit accounts. This restricts the depositor from being able to withdraw any amount from his / her account before the stipulated date.

Other Questions
Phyllis bought a beach townhouse for $475,000 and put down $50,000 in earnest money. At closing, she paid $150,000, the balance of her intended down payment. The mortgage tax in the area is $.35 per $100 (or portion thereof). Calculate what Phyllis will pay for the mortgage tax. The steady state vital to life is possible because:________ a. the cell cannot convert energy from one form to another. b. all cells are autotrophic. c. all reactions are exothermic. d. the cell continually takes up energy from the environment. e. all reactions are at equilibrium. How might scientists compare the efficiency of different energy sources?A. None of these.B. Weigh them to compare their masses.C. Use a mass spectrometer to determine their chemical makeups.D. Burn them and see how hot they can make a water sample. The histogram represents the distributions of boilingtemperatures, in degrees Celsius, of tap water and amixture of salt water.Boiling Temperatures109876NumberofTrials5-Tap WaterSalt Water4 3N1098C99 C 100C 101 102 103 104CTemperature (C) A $200,000 loan amortized over 12 years at an interest rate of 10% per year requires payments of $21,215.85 to completely remove the loan when interest is charged on the unrecovered balance of the principal. If interest is charged on the original principal instead of the unrecovered balance, what is the loan balance after 12 years provided the same $21,215.85 payments are made each year? URGENT PLEASE HELP1. Use the rules of divisibility to check which of the followingnumbers are multiples of (are divisible by) 2,3,4,5,6, 8, 9 and 10a) 552b) 315c) 620d) 426 Traffic jams, tailgaters, traffic restrictions, and slow-moving vehicles are examples of incidents and interactions that can cause _____________ by drivers on the roadway.Less commuting time to work or schoolLower stress levelsMore time to reflectAnger ANSWER ASAP DO # 8 AND 9 Triangle ABC is described below. Find all possible values for B, C, and c.A= 121.59, a = 27.9 cm, b = 52.6 cmApply the rules regarding the use of significant digits to each angle andlength after all computations are complete. You give me answer=BRAINLIEST Which detail from "Lady Liberty" does this image support? "It was designed so any stress was shifted to the steel supports inside although the sea air did turn the copper surface to a soft green tarnish." "It was shipped as 350 pieces in 214 crates 31 tons of copper and 125 tons of steel." "Inside, kerosene lamps were the only light. The air was stale, and it seemed like a place where accidents could happen." "When we got there, the harbor was busy, and the island seemed a mess. The US Lighthouse Board was having some trouble with repairs." Which of the following graphs is the graph of HURRY I NEED IT NOW!!! What is the solution to this system of equations? x + 2 y = 4. 2 x minus 2 y = 5. (3, Negative 5 and one-half) (3, one-half) no solution infinitely many solutions write 4.8310 as an ordinary number Daniel is a very good television salesperson. His annual sales average at $187,400. His commission on sales is 30% and his annual base salary is $40,000. On average what is his annual gross income? The diagram shows the floor plan for Harry's new tree house. The entry terrace on the tree house is shaped like an isosceles trapezoid. How many gallons each of 15% alcohol and 5% alcohol should be mixed to obtain 10 gal of 14% alcohol?How many gallons of 15% alcohol should be in the mixture? _____ gal Which graph represents exponential decay? On a coordinate plane, a straight line has a negative slope. On a coordinate plane, a graph starts at (negative 2, 0) and curves up and to the right into quadrant 1. On a coordinate plane, a graph approaches y = 0 in quadrant 1 and curves up into quadrant 2. On a coordinate plane, a graph approaches y = 0 in quadrant 2 and curves up into quadrant 1. DNA is the genetic material that makes up living things, and folic acid plays an important role in the formation of DNA. Jon wants to study the effect of folic acid on DNA formation in microbes. Which statement accurately describe the variables in this study? A. The amount of folic acid and DNA synthesized are both dependent variables. B. The amount of folic acid and DNA synthesized are both independent variables. C. The amount of folic acid is the independent variable, and the DNA synthesized is the dependent variable. D. The amount of folic acid is the dependent variable, and the DNA synthesized is the independent variable. E. The amount of folic acid and DNA synthesized are neither dependent nor independent variables. Circle A has center of (4,6) and a radius of 5, and circle B has a center of (1,0) and a radius of 15. What steps will help show that circle A is similar to circle B? Dilate circle Dilate circle A by a scale factor of 3. translate Circle A using the rule (x - 3, y + 6). Rotate circle A 180 about the center. reflect circle A over the y-axis.