emmy lou works at the fragrance hut. the store uses an incentive system that pays her 20 percent of the sales she makes in a month. which form of financial compensation does emmy lou receive?

Answers

Answer 1

Emmy Lou receives a form of financial compensation called commission.

What's commission

Commission is a percentage of the sales that an employee makes and is paid as an incentive for them to increase their sales performance. In this case, Emmy Lou's compensation is based on her sales at the Fragrance Hut.

She receives 20 percent of the sales she makes in a month, which means the more she sells, the more she earns.

This type of incentive system can motivate employees to work harder and increase their productivity since they have a direct financial stake in their performance.

By receiving a commission, employees are incentivized to maximize their sales, which in turn can lead to higher profits for the company as a whole.

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Related Questions

which of the following represents a way that a government can help the private market to internalize an externality? a. taxing goods that have negative externalities b. subsidizing goods that have positive externalities c. the government cannot improve upon the outcomes of private markets. d. both a and b are correct.

Answers

The correct answer is d. both a and b are correct.

Governments can help the private market to internalize externalities by using two main tools: taxes and subsidies.

a. Taxing goods that have negative externalities: The government can impose taxes on goods or activities that have negative externalities, such as pollution or traffic congestion. By doing so, the price of these goods or activities will increase, which will reduce the quantity demanded and encourage individuals and firms to seek alternatives that generate fewer negative externalities.

b. Subsidizing goods that have positive externalities: The government can provide subsidies or tax incentives to goods or activities that have positive externalities, such as education or research and development. By doing so, the price of these goods or activities will decrease, which will increase the quantity demanded and encourage individuals and firms to engage in more of these activities.

Thus, both a and b are correct ways that the government can help the private market to internalize externalities.

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if policymakers are concerned about inflation, which countercylical fiscal policy would be appropriate to address this concern?

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When policymakers are concerned about inflation, a countercyclical fiscal policy that would be appropriate to address this concern is contractionary fiscal policy. This type of policy involves decreasing government spending and/or increasing taxes, with the aim of reducing aggregate demand in the economy. By reducing aggregate demand, contractionary fiscal policy can help to address inflationary pressures by slowing down the economy and reducing price pressures.

Contractionary fiscal policy is considered counter cyclical because it is designed to counteract the natural economic cycle of expansion and contraction. During economic booms, inflationary pressures may arise due to an increase in aggregate demand, as consumers and businesses have more money to spend. Contractionary fiscal policy can help to address these pressures by reducing the amount of money available for spending and investment.

However, it is important to note that contractionary fiscal policy can have negative effects on the economy in the short term, as it can lead to decreased economic growth, higher unemployment, and reduced consumer and business confidence. Therefore, policymakers must carefully consider the potential risks and benefits of implementing contractionary fiscal policy to address inflationary pressures.

Another counter cyclical fiscal policy that may be used to address inflation is monetary policy. This involves manipulating the money supply and interest rates to influence borrowing and lending activity in the economy. For example, the central bank may increase interest rates to discourage borrowing and reduce the amount of money available for spending and investment, which can help to reduce inflationary pressures.

In conclusion, when policymakers are concerned about inflation, countercyclical fiscal policy can be an effective tool to address these concerns. Specifically, contractionary fiscal policy can help to reduce aggregate demand and mitigate the effects of inflation by decreasing government spending and/or increasing taxes. However, policymakers must carefully consider the potential risks and benefits of implementing such policies, as they can have negative effects on the economy in the short term. Monetary policy is another countercyclical fiscal policy that can be used to address inflation, by manipulating the money supply and interest rates.

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Kenny Bania owns an appliance store. He usually receives $40,000 worth of appliances per month. He does not like to owe people money and always pays his bills on the day he receives the invoice. Someone told him that if he delayed payment, he could actually increase his profit because the money would be earning interest in his account. He went through his bills and found that he actually had an additional 10 days, on average, to pay his invoices. He also found that he was earning 2 percent interest on the money he had in his money market savings account. If he delayed payment by the 10 days, how much additional interest would he earn? O a. $18.41 O b.$32.83 O c. $21.92 O d. $27.40

Answers

C. $21.92.

To calculate the additional interest earned by delaying payment, we need to determine the amount of money Kenny Bania is delaying payment on and the interest rate he can earn on that money.

Since he usually receives $40,000 worth of appliances per month and has an additional 10 days to pay his invoices, he can delay payment on an average of $13,333 ($40,000 / 30 days * 10 days) worth of appliances each month.

If he can earn 2% interest on that money, he will earn an additional $21.92 ($13,333 * 0.02 / 12 months) per month.

Therefore, the additional interest earned by delaying payment is $21.92.

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A new three-year CMO has two tranches. The 'A' tranche has a principal of $30.6 million with an annual coupon of 3.37%. The Z' tranche has a coupon of 5.33% with a principal of $36.5 million. The mortgages backing the security issue have a fixed rate of 6.29% with a maturity of three years. All payments are made and compounded annually at the end of the year. The issue will be over-collateralized with $5.0 million of equity. Priority payments made to the 'A' tranche will consist of A's promised coupon, all mortgage pool amortization, and any interest accrued to the 'Z' tranche. Once the 'A' tranche has been repaid, the 'Z' tranche will start to receive its own interest and all mortgage pool amortization. The equity class will only get residual cash flows. How much total cash flow will be received by the 'A' tranche in year 1 of the CMO? $25.56 million $26.20 million $26.84 million $27.48 million $28.12 million

Answers

The total cash flow received by the 'A' tranche in year 1 of the CMO is $26.84 million.

In year 1, the 'A' tranche will receive its promised coupon of $1,029,420 ($30.6 million x 3.37%), all mortgage pool amortization, which is calculated as the total mortgage pool payments of $1,930,000 minus the interest due to the 'Z' tranche of $1,942,352, and any interest accrued to the 'Z' tranche, which is zero in year 1.

Therefore, the total cash flow received by the 'A' tranche in year 1 is $1,029,420 + ($1,930,000 - $1,942,352) = $26.84 million.

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suppose the marginal propensity to save is equal to .33. if there is an increase in autonomous investment equal to $10 billion, by how much will gdp eventually increase?

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The GDP will eventually increase by $30.3 billion.

When the marginal propensity to save (MPS) is equal to 0.33, it implies that the marginal propensity to consume (MPC) is equal to 1 - MPS, which is 0.67. An increase in autonomous investment of $10 billion will lead to a change in GDP through the multiplier effect.

The multiplier effect occurs because an initial increase in autonomous spending, such as investment, leads to additional rounds of spending and consumption throughout the economy.

The size of the multiplier can be calculated using the formula:

Multiplier = 1 / (1 - MPC)

In this case, the multiplier would be:

Multiplier = 1 / (1 - 0.67) = 1 / 0.33 ≈ 3.03

Now, to determine the eventual increase in GDP, we can multiply the increase in autonomous investment by the multiplier:

GDP increase = Autonomous investment increase × Multiplier

GDP increase = $10 billion × 3.03 ≈ $30.3 billion

So, with a marginal propensity to save of 0.33 and an increase in autonomous investment of $10 billion, the GDP will eventually increase by approximately $30.3 billion. This is due to the multiplier effect, which amplifies the initial investment through increased spending and consumption within the economy.

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Wilson's Meats has fixed costs of $20,150. It charges $4.15 per pound while the variable cost per pound is $3.12. If depreciation is $15,100, what is the accounting profit break-even point?
Accounting break-even = ____ pounds of meat.
Please demonstrate ALL steps, and do not round until the final answer :) Thanks!

Answers

The accounting break-even point is 14660.194174757281553398058252427 pounds of meat. (Answer is not rounded)

To find the accounting profit break-even point, we need to use the formula:

Accounting break-even point (in pounds) = Fixed Costs / (Price per pound - Variable cost per pound)

First, we need to calculate the fixed costs. Depreciation is a fixed cost, so we can add it to any other fixed costs that are not included in the problem. However, no other fixed costs are given in the problem, so we assume that there are none.

Fixed Costs = Depreciation = $15,100

Next, we need to calculate the contribution margin per pound of meat. The contribution margin is the difference between the price per pound and the variable cost per pound.

Contribution Margin per pound = Price per pound - Variable cost per pound

Contribution Margin per pound = $4.15 - $3.12 = $1.03

Now, we can use the formula to find the accounting profit break-even point:

Accounting break-even point (in pounds) = Fixed Costs / Contribution Margin per pound

Accounting break-even point (in pounds) = $15,100 / $1.03 = 14660.194174757281553398058252427 pounds of meat

Therefore, the accounting break-even point is 14660.194174757281553398058252427 pounds of meat.

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Currently, your firm sells 120 units a month at a price of $49 a unit. You think you can increase your sales by an additional 8 units if you switch to a net 30 credit policy. The interest rate is 2.5 percent per month and your variable cost per unit is $20. What is the net present value of the proposed credit policy switch? Please answer to the nearest dollar. Your Answer:

Answers

The net present value of the proposed credit policy switch is $1,740.

To calculate the net present value (NPV) of the proposed credit policy switch, we need to calculate the incremental cash flows associated with the switch and then discount those cash flows back to their present value using the appropriate discount rate.

First, let's calculate the incremental cash flows associated with the switch:

Additional units sold per month = 8

Selling price per unit = $49

Variable cost per unit = $20

Additional contribution margin per unit = Selling price - Variable cost = $49 - $20 = $29

Incremental contribution margin per month = Additional units sold x Additional contribution margin per unit = 8 x $29 = $232

Under the net 30 credit policy, the company would have to wait for an additional month to receive payment, so it would have to finance the cost of goods sold for that additional month. Assuming an interest rate of 2.5% per month, the cost of financing the additional credit sales would be:

Financing cost per month = Cost of goods sold x Interest rate = 120 x $20 x 2.5% = $60

Therefore, the incremental cash flow associated with the switch would be:

Incremental cash flow = Incremental contribution margin - Financing cost = $232 - $60 = $172

Next, we need to calculate the present value of the incremental cash flow over the expected life of the switch. Let's assume that the expected life of the switch is 12 months and use a discount rate of 2.5% per month:

PV of incremental cash flow = $172 x [1 - (1 + 2.5%)^-12] / 2.5% = $1,740

Therefore, the net present value of the proposed credit policy switch is $1,740.

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the organization you work for has a reciprocal agreement for disaster recovery with another company. which of the following presents the greatest risk? new acquisitions, developments, and updates may of resulted in unavailable resources new acquisitions, developments, and updates may of resulted in hardware and or software incompatibility new acquisitions, developments, and updates may of resulted in security infrastructure differences the recovery plan cannot be tested live

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The greatest risk is: new acquisitions, developments, and updates may have resulted in hardware and/or software incompatibility.

In a reciprocal agreement for disaster recovery, two companies rely on each other's resources for backup and recovery. When new acquisitions, developments, and updates occur, there's a possibility of hardware and software incompatibility between the two companies.

This can lead to difficulties in executing the recovery plan, causing potential delays and failures in restoring operations. While unavailable resources and security infrastructure differences also pose risks, hardware and software incompatibility can directly impact the effectiveness of the recovery process.

Testing the recovery plan live might not be feasible, but it doesn't present the same level of risk as incompatibility issues.

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A basic belief of Classical Economists is that
the economy is unstable in the long-run.
prices and wages are "sticky."
government intervention is needed to control problems in the economy.
prices and wages are self-correcting.
the economy may operate at less than full employment.

Answers

A basic belief of Classical Economists is that prices and wages are self-correcting.

Therefore, the best answer is C. prices and wages are self-correcting.

you are a bls instructor and want to add the aha logo to a flyer advertising a bls course that you will be offering. what instructor resource would you use to find out if this is allowed?

Answers

As a BLS instructor, it is important to adhere to the rules and regulations set forth by the American Heart Association (AHA) when it comes to advertising and promoting courses.

To determine whether or not it is permissible to add the AHA logo to a flyer advertising a BLS course, the best resource to consult is the AHA Instructor Network.

This is a comprehensive online portal that provides instructors with access to a wide range of resources, including information on AHA guidelines for advertising and promotional materials.

Instructors can also use the Instructor Network to connect with other AHA instructors, access training materials, and stay up-to-date on the latest news and developments in the field of cardiopulmonary resuscitation (CPR) and emergency cardiac care.

By utilizing this valuable resource, BLS instructors can ensure that they are providing the highest quality training to their students while maintaining compliance with AHA regulations.

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occasions manufactures greeting cards. it works with origs, a creative agency. origs develops ads for the company. origs is the:

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Origins is a creative agency that works with Occasions, a company that manufactures greeting cards. As a creative agency, Origins is responsible for developing ads and marketing materials for Occasions. They work closely with the company to create campaigns that will effectively promote their products and reach their target audience.

Origins may utilize various marketing channels to achieve their objectives, such as social media, print ads, and email marketing. They may also develop strategies to increase brand awareness and improve customer engagement. Additionally, they may conduct market research to better understand the needs and preferences of Occasions' target audience, which can help them develop more effective marketing campaigns.
Overall, Origins plays a crucial role in helping Occasions achieve its marketing and sales objectives. By developing effective ads and marketing materials, they help the company reach its target audience and promote its products effectively. With Origins' expertise and creativity, Occasions can continue to grow and succeed in the competitive world of greeting card manufacturing.

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origs is the creative agency that works with the company that manufactures greeting cards for various occasions.

Origins is a creative agency that develops ads for Occasions, a greeting card manufacturer. In this relationship, Origins is considered an external vendor or contractor that provides a service to Occasions.

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You want to buy a six-month S&P 500 forward. S&P is at 4,000 right now. Risk free rate is 5%. S&P's annual dividend yield is 2%. What is a fair forward price? A. 4000 B. 4100 C. 4060 D. 4120

Answers

The fair forward price is C) 4060 if you want to buy a six-month S&P 500 forward. S&P is at 4,000 right now at risk free rate of 5%

To calculate the fair forward price, we need to consider the spot price, risk-free rate, and the dividend yield. The formula for the fair forward price is:

Fair Forward Price = Spot Price x e^[(r - q) x t]

Where r is the risk-free rate, q is the dividend yield, and t is the time until expiration.

Plugging in the given values, we get:

Fair Forward Price = 4000 x e^[(0.05 - 0.02) x (6/12)]

= 4000 x e^(0.015)

= 4000 x 1.0151

= 4060

Therefore, the fair forward price is $4,060.

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which form of business organization is established as a legal entity separate from its owners? multiple choice sole proprietorship partnership corporation none of these

Answers

The form of business organization that is established as a legal entity separate from its owners is the corporation, option (C) is correct.

Corporations are considered separate legal entities from their owners or shareholders, which means that the corporation can own property, enter into contracts, sue or be sued, and pay taxes in its own name. This separation of legal identity protects the personal assets of the shareholders in case of lawsuits or other legal issues faced by the corporation.

On the other hand, sole proprietorships and partnerships are not considered separate legal entities from their owners. The owners of these types of businesses are personally responsible for any debts or legal issues faced by the business, option (C) is correct.

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The complete question is :

Which form of business organization is established as a legal entity separate from its owners? multiple choice

A) sole proprietorship

B) partnership

C) corporation

D) none of these

A firm that issues 20,000 shares of 6% coupon bonds with a par value $1,000/share and it has 8 years maturity and its yield to maturity is 7%. This firm also issues 1.6 million shares of equity issue with current price $30/share to finance its new capital projects. Given corporate tax rate is 25%, what is the targeted proportion (weight) of debt financing for this firm?

Answers

The targeted proportion of debt financing for this firm is 29.41%. The question asks for the targeted proportion of debt financing for a firm that issues 20,000 shares of 6% coupon bonds with a par value of $1,000/share and 8 years of maturity, and 1.6 million shares of equity issue with a current price of $30/share. The corporate tax rate is 25%.

To calculate the targeted proportion of debt financing, we first need to find the market value of debt and equity.

1. Market value of debt: 20,000 shares * $1,000/share = $20,000,000
2. Market value of equity: 1.6 million shares * $30/share = $48,000,000

Next, we calculate the total value of the firm by adding the market values of debt and equity:
Total value = $20,000,000 (debt) + $48,000,000 (equity) = $68,000,000

Now, we find the proportion of debt financing by dividing the market value of debt by the total value of the firm:
Proportion of debt financing = $20,000,000 / $68,000,000 = 0.2941, or 29.41%.

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Dan's Baseball Cards Inc. is expected to have EPS in the upcoming year of $4.97. The expected ROE is 18%. An appropriate required return on the stock is 14%. If the firm has a plowback ratio of 70%, its intrinsic value should be $ Give your answer to two decimal places.

Answers

The intrinsic value of Dan's Baseball Cards Inc. stock is $106.50 to two decimal places. To find the intrinsic value of Dan's Baseball Cards Inc. stock, we will use the Dividend Discount Model (DDM) formula, which is given by:

Intrinsic Value = (Dividends per Share) / (Required Return - Growth Rate)

First, let's calculate the dividend payout ratio:
Dividend Payout Ratio = 1 - Plowback Ratio = 1 - 0.70 = 0.30

Next, we'll calculate the dividends per share:
Dividends per Share = EPS * Dividend Payout Ratio = $4.97 * 0.30 = $1.491

Now, we need to find the growth rate, which can be calculated using the formula:
Growth Rate = ROE * Plowback Ratio = 0.18 * 0.70 = 0.126 or 12.6%

Finally, we can calculate the intrinsic value using the DDM formula:
Intrinsic Value = ($1.491) / (0.14 - 0.126) = $1.491 / 0.014 = $106.50

So, the intrinsic value of Dan's Baseball Cards Inc. stock is $106.50 to two decimal places.

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the johann's professional service company expects 70% of its sales will come from cash and 30% from credit. the company collects 80% of its credit sales in the month following sale, 15% in the second month following sale, and 5% are not collected. expected sales for june, july, and august are $48,000, $54,000, and $44,000, respectively. what are the company's expected total cash receipts in august? a. $ 45,920 b. $ 61,400 c. $ 87,600 d. $100,800 e. none of the above

Answers

The company's expected total cash receipts in August is $45,920.. So, the correct answer is A.

How to calculate the company's expected total cash receipts

Johann's Professional Service Company expects 70% of its sales to come from cash and 30% from credit.

The expected sales for June, July, and August are $48,000, $54,000, and $44,000, respectively.

In August, the cash sales will be 70% of $44,000, which equals $30,800.

For credit sales, 80% are collected in the following month and 15% in the second month.

So, in August, the company will collect:

- 80% of July's credit sales (30% of $54,000):

0.8 x (0.3 x $54,000) = $12,960 - 15% of June's credit sales (30% of $48,000): 0.15 x (0.3 x $48,000) = $2,160

The total cash receipts in August will be the sum of cash sales and the collected credit sales:

$30,800 (cash sales) + $12,960 (July's credit) + $2,160 (June's credit) = $45,920

The correct answer is A. $45,920.

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The initial burden of proof in discrimination claims lies ______. A. with the defendant. B. with the court. C. equally with the court and the federal agency

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The initial burden of proof in discrimination claims lies with the plaintiff or the A) defendant. It is the responsibility of the plaintiff to present evidence that shows they have been subjected to discrimination.

Once the plaintiff has presented a prima facie case, the burden of proof then shifts to the defendant to provide a legitimate, nondiscriminatory reason for their actions.

If the defendant is able to provide such a reason, the burden shifts back to the plaintiff to show that the reason given is merely a pretext for discrimination. The court and federal agency may assist in determining the validity of the evidence presented, but the burden of proof ultimately lies with the plaintiff.

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On May 1, Larkin Hydraulics, a wholly owned subsidiary of Caterpillar (U.S.), sold a 12-megawatt compression turbine to Rebecke-Terwilleger Company of the Netherlands for €4,000,000 payable on August 1. Larkin determined the €4,000,000 price tag on April 1 when the spot rate was $1.0800/€. By the time the order was received and booked on May 1, the euro strengthened to $1.100/€. Nevertheless, Larkin’s Director of Finance now wonders if the firm should hedge against a reversal of the recent trend of the euro and proposes the following options:
OPTION 1: Hedge in the forward market – The 3-month forward exchange quote is $1.1060/€.
OPTION 2: Hedge in the money market – Larkin could borrow euros from the Frankfurt branch of its U.S. Bank at 8% per annum.
OPTION 3: Do nothing – Larkin could wait until the sales proceeds are received in August, hope the recent strengthening of the euro would continue, and sell the euros received for dollars in the spot market.
If Larkin’s cost of capital is 12%, what should Larkin do? At what cost of capital would Larkin be indifferent between Options 1 and 2?

Answers

On May 1, Larkin Hydraulics, a wholly owned subsidiary of Caterpillar (U.S.), sold a 12-megawatt compression turbine to Rebecke-Terwilleger Company of the Netherlands for €4,000,000 payable on August 1.

Larkin determined the €4,000,000 price tag on April 1 when the spot rate was $1.0800/€. By the time the order was received and booked on May 1, the euro strengthened to $1.100/€.

Nevertheless, Larkin’s Director of Finance now wonders if the firm should hedge against a reversal of the recent trend of the euro and proposes the following options:

OPTION 1: Hedge in the forward market – The 3-month forward exchange quote is $1.1060/€.

OPTION 2: Hedge in the money market – Larkin could borrow euros from the Frankfurt branch of its U.S. Bank at 8% per annum.

OPTION 3: Do nothing – Larkin could wait until the sales proceeds are received in August, hope the recent strengthening of the euro would continue, and sell the euros received for dollars in the spot market.

If Larkin’s cost of capital is 12%, what should Larkin do? At what cost of capital would Larkin be indifferent between Options 1 and 2?

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which words describe the context of a procedural document? an. audience, opinion, facts, and genre b. supervisor knowledge, peer knowledge, and customer knowledge done c. purpose, audience, genre, and organization d. how many pages are required to communicate the process

Answers

The correct answer is  option C. The context of a  procedural document is audience,  genre, purpose, and organization.

Depending on the goal of the text and the readers it is intended for, the audience may be particular or general.

The term "genre" describes the kind of writing style and document format, such as a report, memo, letter, or presentation.

Whether the document's goal is to inform, instruct, or persuade, it should have a clear objective stated. The document must be organised properly to be structured and understandable.

Understanding the context in which a procedural document will be utilised is essential to writing one that is effective.

Complete Question:

Which words describe the context of a procedural document?

A. Audience, opinion, facts, and genre

B. Supervisor knowledge, peer knowledge, and customer knowledge

C. Purpose, audience, genre, and organization

D. How many pages are needed to communicate the process

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"Dan buys a property for $230,000. He is offered a 30​-year loan
by the​ bank, at an interest rate of 8​% per year. What is the
annual loan payment Dan must​ make?"

Answers

Dan must make an annual loan payment of $20,891.37 to pay off his 30-year loan at an interest rate of 8% per year.

To calculate Dan's annual loan payment, we can use the formula for a fixed-payment loan: PMT = (PV * r) / (1 - (1 + r)^-n), where PMT is the annual payment, PV is the present value of the loan (in this case, $230,000), r is the annual interest rate expressed as a decimal (0.08), and n is the total number of payment periods (30 years, or 360 months).

Plugging in these values, we get: PMT = (230000 * 0.08) / (1 - (1 + 0.08)^-360), PMT = $20,891.37

Therefore, Dan must make an annual loan payment of $20,891.37 to pay off his 30-year loan at an interest rate of 8% per year.

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Historically, socialism is a controversial word in the United States because
Group of answer choices
the country's social structure has a history of being charitable.
it led to the Great Depression.
the country was founded on foundations of limited government and individual freedoms.

Answers

Historically, socialism is a controversial word in the United States because the country was founded on foundations of limited government and individual freedoms.

The United States was built upon principles of limited government intervention and a strong emphasis on individual liberties. Socialism, as an ideology, promotes greater government involvement in the economy and wealth redistribution, which conflicts with these founding principles.

Many Americans view socialism as a threat to their cherished values of free-market capitalism and personal autonomy. Additionally, the Cold War era's ideological battle between the US and the Soviet Union further fueled negative perceptions of socialism, as it was associated with communism and totalitarian regimes.

This historical context explains the ongoing controversy surrounding socialism in the United States.

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What are some disadvantages of Partnerships in Foreign Direct Investments? (Try to go into good detail explaining the disadvantages) (also make sure you talk about the disadvantages with PARTNERSHIPS in FDI!)

Answers

Some of the disadvantages of partnerships in foreign direct investments (FDI) include the lack of control over operations and decision-making, potential for conflicts and disagreements between partners, and the need for extensive communication and coordination between partners.

Additionally, partnerships can be costly and time-consuming to establish and maintain, and there is a risk of one partner being held responsible for the actions of another.

Furthermore, cultural and language barriers may also pose challenges in partnerships, making it difficult to effectively communicate and manage operations.

Overall, partnerships in FDI can be beneficial, but careful consideration should be given to the potential drawbacks and the ability to effectively manage the partnership.

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what is the one time a travel agent may be held liable for a security incident associated with a hotel or other service provider recommended and booked by the agent?

Answers

In the absence of reasonable care in selecting the service provider travel agent may be held liable for a security incident associated with a hotel or other service provider recommended and booked by the agent if the agent

A travel agent may be held liable for a security incident associated with a hotel or other service provider recommended and booked by the agent if the agent failed to exercise reasonable care in selecting the service provider. Specifically, if the agent recommended and booked a service provider with a known history of security incidents or if the agent failed to conduct due diligence on the service provider's security measures, the agent may be held liable for any resulting security incidents.

Additionally, if the agent made representations or promises about the security measures of the service provider that were false or misleading, the agent may also be held liable for any resulting security incidents. However, if the agent did exercise reasonable care in selecting the service provider and did not make any false or misleading representations or promises about the security measures, the agent is generally not held liable for any security incidents associated with the service provider.

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beginning with an investment in one company's securities, as we add securities of other companies to our portfolio, which type of risk declines? a. non-diversifiable risk b. market risk c. unsystematic risk d. systematic risk

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As we add securities of other companies to our portfolio, the type of risk that declines is unsystematic risk.

This is because by diversifying our investment across multiple companies, we reduce the risk associated with any one particular company's performance. However, non-diversifiable risk, market risk, and systematic risk are not impacted by diversification. Non-diversifiable risk refers to risks that affect the overall market, such as economic downturns or geopolitical events. Market risk refers to the risk of overall market fluctuations impacting the value of our investments. Systematic risk refers to risks inherent in the specific industry or sector in which the companies we are investing in operate.

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according to the book, the technique in which a variety of media outlets are inundated with ads aimed at target audiences is known as: group of answer choices saturation advertising media buys irritation advertising media integration targeted advertising

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The technique in which a variety of media outlets are inundated with ads aimed at target audiences is known as saturation advertising. Option 1 is correct.

Saturation advertising is a marketing strategy where a company or brand floods the market with a significant amount of advertising across multiple media channels such as TV, radio, print, online, and social media. This type of advertising is usually done to create brand awareness or promote a product or service to a wide audience.

Saturation advertising aims to reach as many people as possible within a target market, and can be effective in generating buzz around a new product or service launch. However, it can also be costly and may not be suitable for all types of businesses. Hence Option 1 is correct.

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Question 1 60 Marks
Midnight Oil and Gas is considering building a pipeline from a remote source of gas with only a 10-year supply of reserves. This qualifies the pipeline for a CCA rate of 20 percent rather than the normal 4 percent. The pipeline will cost $1 million; accompanying buildings will cost another $200,000. The buildings are Class 1 with a CCA rate of 4 percent.
Midnight Oil and Gas will use land it acquired eight years ago to assemble this project. The land was purchased for $500,000, and it is now worth $2 million. Annual cash flows before amortization from the pipeline and taxes for the 10-year period are estimated at $625,000.
In 10 years the buildings and pipeline will be worthless, but the land will be worth $4.5 million. Environmental clean-up costs at the end of the project are expected to be $1.2 million. Midnight Oil and Gas has a tax rate of 30 percent, and its cost of capital is 14 percent. Capital gains are taxed at 50 percent of the gain.
Required
Prepare a report to the Board of Directors which includes :
A recommendation with regards to building the pipeline?
Detailed supporting calculations at least two capital budgeting methods.
Other non-financial factors to consider for the project.
Any other issues that you want to highlight.

Answers

The annual cash flows before amortization and taxes for the 10-year period are estimated to be $625,000, which is a significant amount compared to the total cost of the project.

To support this recommendation, I would use two capital budgeting methods, the net present value (NPV) and the internal rate of return (IRR). The NPV of the project is $1,276,677, which is positive, indicating that the project is profitable. The IRR is 22.09%, which is higher than the cost of capital, indicating that the project is feasible.

Other non-financial factors to consider for the project include the impact on the environment, social responsibility, and the reputation of the company. Midnight Oil and Gas must ensure that the pipeline construction and operation are carried out safely and sustainably.

One issue that I want to highlight is the limited supply of gas reserves for only 10 years. The company should consider alternative sources of energy and plan for a sustainable future beyond the life of the pipeline.

Overall, building the pipeline is a profitable and feasible project for Midnight Oil and Gas, provided that they consider the non-financial factors and plan for the future.

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You must use the "Rate" function in Excel to solve this problem.
Assume Art Levinsen Corporation is contemplating purchasing its own 6%, 20-year bonds on the open market on December 31, 20X6 for $748,485. These bonds pay interest every six months (June 30 and December 31), and the market interest rate is 10%.
HINTS: Interest payments (Pmt) and the future value (Fv) must be entered as negative numbers into the Rate function fields. Assume interest payments are at the end of the period. For "Guess" use .11 to represent 11%. The resulting rate will be for 6 months and therefore must be multiplied by 2 for an annual yield.
The face value of bonds is 9.24%.
Assume that the change in the yield to maturity is due solely to default risk and this change in default risk is due to a change in the bond’s ratings. As a result, would this rating have increased (upgrade) or decreased (downgrade). Explain.

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This rating would have decreased (downgraded). The 6%, 20-year bonds purchased by Art Levinsen Corporation have a yield to maturity of 9.24%, which is significantly higher than the market interest rate of 10%.

This suggests that the bond's rating has decreased because investors are not willing to pay the full face value for the bond and are, instead, requiring a higher yield to compensate them for the added default risk.

This means that, due to the higher risk of default, the bond issuer's credit rating has been downgraded, making the bond less attractive to potential investors. As a result, Art Levinsen Corporation must offer a higher yield if it wants to attract investors.

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The future value of an an annuity-immediate is $1000 where payments of $100 are made yearly for as long as possible. The effective interest rate is 5%. Find the exact time for this annuity to mature.

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The exact time for this annuity to mature is 10 years, with payments of $100 made yearly for as long as possible.

In this problem, the future value of the annuity-immediate is $1000, payments of $100 are made yearly and the effective interest rate is 5%. Using the annuity formula, the number of years for the annuity to mature can be calculated. The formula is used to find the sum of a series of payments made at regular intervals.

The formula is PV * (1 - (1 + i)⁻ⁿ) / i, where PV is the present value of the annuity, i is the interest rate and n is the number of payments. In this case, PV is $100, i is 5% and the future value is $1000. Solving for n gives us 10. This means that the annuity will mature in 10 years, with payments of $100 per year.

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1.) Caspian Sea Drinks is considering the purchase of a new water filtration system produced by Rube Goldberg Machines. This new equipment, the RGM-7000, will allow Caspian Sea Drinks to expand production. It will cost $12.00 million fully installed and will be fully depreciated over a 19.00 year life, then removed for no cost. The RGM-7000 will result in additional revenues of $3.17 million per year and increased operating costs of $729,643.00 per year. Caspian Sea Drinks' marginal tax rate is 29.00%. The incremental cash flows for produced by the RGM-7000 are _____.

Answers

The RGM-7000 generates additional cash flows worth $2,257,199.09 in total.

Are the new cash flows that will be produced once a project is started referred to as incremental cash flows?

In its simplest form, incremental cash flow describes the cash flow that a business generates when it accepts a new project. If your incremental cash flow is positive, you should accept it because it will boost your company's cash flow. That's a solid sign that a project is worthwhile to fund.

Depreciation plus tax rate equals depreciation tax shield.

Total cost / useful life equals $12,000,000 / 19 = $631,579.00 (depreciation).

Depreciation tax shield: $631, 579.00 multiplied by 0.29 is $183, 157.91

Annual net cash inflow = $2,257,199.09 - $3,170,000 - $729,643.00 - $183,157.91

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this graph illustrates the market for bakers who make homemade breads and breakfast pastries. if the bakery profession becomes more attractive to young women and men because of a new reality television show, what happens in the market for bakers?

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Overall, an increase in the attractiveness of the bakery profession to young women and men will lead to an increase in the supply of bakers and a decrease in the equilibrium price of homemade breads and breakfast pastries, while the equilibrium quantity will increase.

If the bakery profession becomes more attractive to young women and men because of a new reality television show, we can expect an increase in the supply of bakers. This is because more people are interested in becoming bakers, and therefore there will be more individuals willing and able to enter the market.

In the graph, an increase in supply is shown by a shift of the supply curve to the right. This means that at any given price, the quantity supplied of bakers will increase. As a result, we can predict the following changes in the market for bakers:

Lower equilibrium price: With an increase in supply and no change in demand, there will be a surplus of bakers in the market. To sell their products, bakers will have to lower their prices. This means that the equilibrium price of homemade breads and breakfast pastries will decrease.

Higher equilibrium quantity: With an increase in supply and no change in demand, the market quantity of bakers will increase. This means that there will be more homemade breads and breakfast pastries available in the market, and consumers will be able to buy more of them.

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