Partners Tom Andrews and Nathan Bell have capital balances of $50,000 each. On June 1, each sells one-fifth of his equity to Joe Canter for $10,000 in cash.
What is equity?In finance, equity is primarily utilized in two ways. The balance sheet's book value, which is the difference between obligations and assets, is referred to as equity in accounting. The value that an owner of a business has left over after obligations are subtracted is referred to as owner's equity.
The market value could also be referred to while discussing equity in accounting. This is based on either the most recent share prices or a value chosen by the company's shareholders. It is frequently referred to as shareholders' equity or net worth when used in this secondary sense. The shareholders' equity is the amount that would be distributed to the business shareholders once all of the company's assets have been sold and its liabilities have been settled.
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2. The following transactions were completed by the company. Provide the impact of each
transaction on individual items of the accounting equation.
a. The company completed consulting work for a client and immediately collected $7,200 cash.
b. The company completed commission work for a client and sent a bill for $5,700 to be received
within 30 days.
c. The company paid an assistant $2,250 cash as wages for the period.
d. The company collected $2,850 cash as partial payment for the amount owed by the client in
transaction b.
e. The company paid $1.040 cash for this period's cleaning services.
The transactions of a corporation described here will affect the components of the accounting equation. The accounting equation informs us about assets, liabilities, and capital.
Because every transaction has two effects in an accounting equation, it serves as the foundation of the double entry system. The assets equal the obligations(Liabilities) plus the owner's equity.
[tex]Liabilities + Owner's Equity = Assets[/tex]
a. The company completed consulting work for a client and immediately collected $7,200 cash earned.
[tex]Assets = Liabilities + Owner's Equity[/tex]
[tex]7,200 = 0 + 7,200[/tex]
The cash and capital balances are both growing by $7,200.
b. The company completed commission work for a client and sent a bill for $5,700 to be received within 30 days.
[tex]Assets = Liabilities + Owner's Equity[/tex]
[tex]5,700 = 0 + 5,700[/tex]
Bills receivable are an asset, and capital is growing as well.
c. The company paid an assistant $2,250 cash as wages for the period.
[tex]Assets = Liabilities + Owner's Equity[/tex]
[tex](2,250) = 0 + (2,250)[/tex]
Payment leads in a decrease in both cash and equity.
d. The company collected $2,850 cash as partial payment for the amount owed by the client in
transaction b.
[tex]Assets = Liabilities + Owner's Equity[/tex]
[tex]2,850 = 0 + 2,850[/tex]
Cash collection raises both the cash and the owner's equity.
e. The company paid $1.040 cash for this period's cleaning services.
[tex]Assets = Liabilities + Owner's Equity[/tex]
[tex](1,040) = 0 + (1,040)[/tex]
Payment leads in a decrease in both cash and equity.
Hence, Accounting equations depict the company's completed transactions.
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Dove Ltd pays 40% of its earning in dividends and its latest earnings announced were R10 per share. The company expects to earn a return on equity of 20% per year in all reinvested earning forever. Dove's beta coefficient is 1.2, the risk free is 8% and the expected return on the market portfolio is 15%. If the market share price is R100 and you expect the market price to be equal to the intrinsic value, what is your expected one year holding period
If the market share price is R100 and you expect the market price to be equal to the intrinsic value, the expected one year holding period return is 18.52%
What is growth rate of the company's earnings?
The growth rate of the company's earnings is determined as the retention rate(1-dividend payout ratio) multiplied by the return on equity
growth rate=(1-40%)*20%
growth rate=12.00%
The return on the company's stock can be determined using the Capital Asset Pricing Model as shown below:
expected return=risk-free rate+(market return-risk-free rate)*beta
expected return=8%+(15%-8%)*1.2
expected return=16.40%
holding period=(price in one year-price now+ dividend in one year)/price now
price now=100
price in one year=dividend in year 2/(expected return-growth rate)
earnings now=10
dividend now in 1 year=10*(1+12%)*40%=4.48
earnings in 2 years=10*(1+12.00%)^2
earnings in 2 years=12.544
dividend in 2 years=12.544*40%= 5.0176
price in one year=5.0176/(16.40%-12.00%)
price in one year= 114.04
expected one year holding period return=(114.04-100+4.48)/100
expected one year holding period return=18.52%
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An agent from MoneyGram calls asking for your help. He claims a CVS Health
colleague processed a transaction was incomplete. A customer paid for a wire
transfer of $500 but only $300 was sent. He would like to you to send the
additional $200 and provides you with the information.
What should you do? (Select All That Apply)
Based on the information provided, the things which you should do include:
C. Never process transactions over the phone. Write down the caller ID information (if you have it). After you hang up, tell a management team member so they can submit a Money Product Alert form to the AML Compliance Department.
D. In an effort to encourage trust between CVS Health and our customers, see if you can locate the customer in the store to verify the claim and situation.
What is information security?Information security can be defined as a preventive practice which is typically used to protect an information system (IS) that use, store or transmit information, from potential theft, attack, damage, or unauthorized access, especially through the use of a body of technologies, encryption, frameworks, processes and network engineers.
The types of security control.In Cybersecurity, there are three (3) different types of security control and these include the following:
Physical security.Operational security.Management security.As a preventive measure to cybercrimes, it is very important for customers and service providers to avoid processing financial transactions over the phone or requesting personally identifiable information (PII).
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Complete Question:
An agent from MoneyGram calls asking for your help. He claims a CVS Health colleague processed a transaction was incomplete. A customer paid for a wire transfer of $500 but only $300 was sent. He would like you to send the additional $200 and provides you with the information.
What should you do? (Select All That Apply)
A. Ask for the origination information so you can verify it and send the additional $200.
B. Earning trust with our customers and the community is important. You should take down the information and send the $200 to the recipient as instructed.
C. Never process transactions over the phone. Write down the caller ID information (if you have it). After you hang up, tell a management team member so they can submit a Money Product Alert form to the AML Compliance Department.
D. In an effort to encourage trust between CVS Health and our customers, see if you can locate the customer in the store to verify the claim and situation.
Mark deposited a total of $45,000 in two different CDs One CD paid 5% annual interest, and the other paid 35% annual interest. At the end of one year he had eamed $2175 in interest from the two CDs How much did Mark invest in each CD?
When a strategy becomes internalized into a corporate culture, it can lead to_____________.
Whilst a strategy becomes internalized right into a corporate tradition, it could result in a theoretical attitude.
The corporate method regarding big organizations, or a particular huge organization. interest rates are higher for corporate customers than for non-public customers. The economy is developing, and company earnings are rising. company means referring to large companies, or to a particular big company. A corporation is an appropriate shape of enterprise or prison shape for smaller groups or entities; at the same time as a company is more appropriate for larger corporations or entities.
An employer is a legal entity this is separate and awesome from its owners. beneath the regulation, organizations own most of the identical rights and responsibilities as people. they can enter contracts, loan and borrow cash, sue and be sued, hire employees, personal property, and pay taxes. A corporate can be formed as a for-profit or a not-for-profit entity. For-profit entities shape most of the people of businesses, and they're fashioned to generate sales and provide a return to their shareholders, in step with their percentage of ownership within the organization.
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Identify and explain two ways Jonah could add value to his toys
Answer:
Here I add an answer with an image.
Explanation:
For consumers with an income around $50,000 a year, you can expect the price elasticity of demand to be more elastic for a $20,000 ski boat than for a $1 roll of toilet paper. True or False
For consumers with an income around $50,000 a year, you can expect the price elasticity of demand to be more elastic for a $20,000 ski boat than for a $1 roll of toilet paper. True
What is price elasticity of demand ?Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good. Price elasticity of demand is the ratio of the percentage change in quantity demanded to the percentage change in price.
The greater the proportion an expense is to income, the greater the elasticity. For example, assume the price of the ski boat increases to $50,000, more likely than not the person that earns an income of $50,000 would not be able to purchase the ski boat. Thus, it would have a high elasticity of demand.
On the other hand, the price of a roll of toilet paper cannot exceed $10. Thus, it would have an inelastic demand.
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If an asset declines in value from $5,000 to $3,600 over six years, what is the mean annual growth rate (as a percent) in the asset's value over these six years? (Round your answer to four decimal places.)
Based on the fact that the asset declined in value from $5,000 to $3,600 over six years, the mean annual growth rate of the asset over those six years was -4.67%
What was the mean growth rate?The mean growth rate over those years is the rate at which the asset had grown in value or the rate at which the asset had declined in value over a certain period of time.
The first thing to do is to find the change in the value of the asset over those six years:
= New value of asset - Old value of asset
= 3,600 - 5,000
= -$1,400
Now that you have the change in the value of the asset, you can find the mean growth rate as:
= (Change in value of asset / Original value of asset) / number of years that asset was used
Solving for the mean annual growth rate gives:
= (-1,400 / 5,000) / 6
= -0.28 / 6
= -0.46667
= -4.67%
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5. The primacy effect refers to the fact that _____ are more likely to be remembered.
a. the most important items in a list
b. the first-presented items in a list
c. items that have the greatest emotional impact
d. the items presented most recently in a list
The primacy effect refers to the fact that b. items presented early in a list are remembered better than items in the middle of the list are more likely to be remembered.
What is primary effect?Primary effect can be defined as the probability that people will tend to remember the number one things they have listed in their lists.
Example if a person has a list of items to buy in a grocery store or market the person will often recall the number one item that he/she wrote down in the list before remembering other items that he/ she wrote down in the list.
Therefore the correct option is b.
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Answer: The first-presented items in a list are more likely to be remembered than item in the middle of the list.
Explanation: i got it correct.
17. Janelle earns $600 per week. She is given a raise of 6% which increases her federal taxes from $24 per pay to
$28. FICA taxes and a state income tax of 3% are also withheld from her wages. What is the increase in her
gross wages? How much does her net pay increase per week with her raise?
a) The increase in Janelle's weekly gross wages is $36.
b) Janelle's net weekly pay increased by $30.92 due to the raise.
What are the gross pay and net pay?The gross pay is the total earnings per period.
The net pay is the gross pay after taking away all deductions, including federal and state taxes.
Gross pay equals net pay plus total deductions. Net pay equals gross pay minus total deductions.
Data and Calculations:Earnings per week = $600
Raise received 6%
Total new earnings per week = $636 ($600 x 1.06)
Total increase in Gross earnings per week = $36 ($636 - $600)
Federal taxes increase = $4 ($28 - $24)
FICA and state income tax increase = 3% or $1.08
The actual increase in net pay per week = $30.92 ($36 - $4 - $1.08)
Thus, Janelle's weekly gross wages increased by $36 but the actual net pay increase was $30.92.
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Which sentence Indicates that ABC & Co. Is following a psychological pricing policy?
ABC & Co. sells customized watches. They usually use charm prices beginning from $9 to $9999. That Is, beginning from their collect
watches for kids and proceeding right through their high-end collection. Customers find their prices attractive. ABC & Co. therefore enjoys
customer loyalty as well.
There is more then 1 answer, I found the first one can anyone help?
They usually use charm prices from $9 to $9999, which indicates that ABC & Co. Is following a psychological pricing policy.
What's Psychology? Psychology is the scientific study of mind and geste. Psychology includes the study of conscious and unconscious marvels, including passions and studies. It's an academic discipline of the immense compass, crossing the boundaries between natural and social lives. What's the function of psychology? Psychology helps people in large part because it can explain why people act the way they do. With this kind of professional sapience, a psychologist can help people ameliorate their decision timber, stress operation and geste.Learn more about psychology here:
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A local businessman wants to open a new business in his neighborhood. He looks up the population statistics and discovers that 75% of the population of this region is over the age of 60. What could he predict would be the most successful business to open?
A.
a toy store
B.
a retirement home
C.
a high school tutoring center
D.
an arcade
The most successful business to open would be retirement home
Consumer behavior and economic trends are combined in market research to support and enhance your business concept.
Understanding your consumer base from the start is essential. Even when your company is still only a vision in your mind, market research allows you to lower risks.
To better understand the opportunities and restrictions for attracting clients, gather demographic information. Population statistics on wealth, family, interests, and any other information pertinent to your business could be included in this.
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Nelson Nguyen
Professor Larry Veres
BUS113, 76009
September 22, 2022
You-Viewpoint (Midterm)
For business, communication is one of the essential factors to bring us particular successes that we want to achieve. Here, communication from the you-viewpoint is one of the practical support tools in the business communication process to build goodwill between a business and its customers. This tool helps us think beyond our own goals to observe and consider the situation from the recipient's perspective, thereby helping us to provide feasible and timely solutions to achieve efficiency for the business.
When I look at the problem here, a customer often pays their account past due in 45-50 days instead of 30 days. The customer also shared how my company's service level had declined and that deliveries and invoicing were a big problem in this situation. To solve the problem, I can start by respecting, listening, and being open to their views, even if I may disagree with some of what they share. I can reach them by finding common ground with my customer or finding a compromise acceptable to both parties. Finding areas that we both agree on can be a starting point for a more productive conversation between my company and the customer. I may consider going with a compromise if I cannot find common ground. In addition, I will also give my point of view when explaining my company's position and why I believe the customer's complaints are unfounded. This might help my customer understand my perspective and potentially resolve the issue.
When writing to someone I don't like when they have unreasonably complained about something, you-viewpoint can help me justify and use it in good business communication. When writing to a customer who has never paid their account on time, I would say that "I understand our invoicing and delivery process has been a problem in the past, but I want to let you know that we are working to improve our service level and we would appreciate your help in resolving this issue. When writing to a customer who complained about something, I would say, "I'm sorry to hear that you are unhappy with our service. I want to understand more of your perspective and see if there's anything we can do to resolve the issue."
Through the problem, I understand that you-viewpoint is one of the critical factors in determining the success or failure of a business. You-viewpoint can demonstrate that I am willing to address the customer's concerns and actively work to find the best solution to the problem. However, I must always be careful and precise in using you-viewpoint to resolve the situation reasonably for both parties, avoid negative reviews and complaints, build goodwill, and can continue to maintain and develop a business when working with customers.
(Hi, this is my essay about you-viewpoint. I want to have an outline for this essay. Can you create that for me? Thank you!)
The task is to create an outline to be used for an essay. It is to be noted that it is best to create an outline before writing an essay not before. However see the outline prepared that could best suit the purpose of a similar essay.
What is the best essay outline for the above project?IntroductionHere you state your claim/thesis in a very clear way. Usually, this can be contained in one paragraph.
For example - The importance of Business Communication
BodyDepending on how many words you are asked to write, that will determine how many paragraphs you have to write here. This is where you provide supporting statements and evidence for authoritative sources supporting your argument in the Introduction.
Each point stated here must be done in a different paragraph, with each paragraph approximating the same number of words.
For example -
Examples of how communication helps to solve business problems will come under this sectionConclusionRestate your main idea and arrange your key points in a coherent manner.
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What checks are checks which have been paid and returned with your statement
Canceled checks are checks which have been paid and returned with your statement.
A statement of work should contain; a top-level view, governance detail, the approach, levels and responsibilities, deliverables, timeline and milestones, estimate and charge agenda, and any assumptions.
You may keep away from the phrase “declaration” unless you're talking or writing about something formal, inclusive of written or spoken statistics from a central authority reliable. English instructors on occasion use the phrase “assertion,” however happily you shouldn't!
A declaration sentence, also called a declarative sentence, is a sentence this is used to bring a concept, assertion, or reality to the man or woman analyzing it. they are one of the four types of sentence shapes, and they may be also the sort that humans use maximum usually.
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Discuss the check-in and check-out procedures of a hotel.
The check in procedure on a hotel include:
Welcome the guest with a sincere smile.Ask for the person's nameAsk for he kind of room that the guest will like.Check for any scanty baggage and call the room attendant to help with the luggage.After payment, give the guest the key.The check out process include:
Greet guest with a pleasant smile.Address guest by his last name.Ask the guest about his stay.Collect the room key.How to illustrate the information?It should be noted that it's important to be nice to guest when they come to a hotel.
Check-in: When a visitor arrives at the hotel with the appropriate identification, the check-in process begins. They need to have a legitimate ID. Look into: After handing the hotel receptionist your keys, checking out is the next step.
During the checkout, be nice and helpful to them and tell them that you'll like them to come visiting again.
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Gina loves food almost as much as she likes to make money. When Gina knew that she wanted to own her own business, she decided to open a restaurant. She didn’t know exactly what was involved and wanted some guidance as she developed her business. She contacted a nationally known restaurant xhain and purchased the right to operate her restaurant under the restaurant’s trade name.
Gina needed some guidance while she built her company because she didn't know exactly what was involved. She made contact with a well-known restaurant xhain and paid for the right to use its trade name when operating her own restaurant. So, Gina is following single ownership business.
A sole proprietorship, also known as a Single ownership business, is an unincorporated business with only one owner who is responsible for paying personal income tax on the company's profits. Since it's not essential to register a distinct business or trade name, many sole owners operate under their own identities.
Due to a lack of governmental oversight, a sole proprietorship is the most straightforward type of business to start or dissolve. As a result, consultants, sole proprietors, and other freelancers frequently operate these kinds of enterprises. The majority of small firms begin as sole proprietorships, grow, and then convert to a limited liability entity or corporation. So when Gina contacted a nationally known restaurant xhain and purchased the right to operate her restaurant under the restaurant’s trade name its referred to as single ownership business.
The question is incomplete complete question is:
Gina loves food almost as much as she likes to make money. When Gina knew that she wanted to own her own business, she decided to open a restaurant. She didn’t know exactly what was involved and wanted some guidance as she developed her business. She contacted a nationally known restaurant xhain and purchased the right to operate her restaurant under the restaurant’s trade name. what kind of business do they belong????
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Question 10 of 10
Adjusting entries are recorded __ of an accounting period
A. in the beginning
B. on the third day
C. in the first week
D. at the end
of an accounting period.
SUBMIT
Adjusting entries are recorded at the end of an accounting period.
Adjusting entries are made on top of an accounting duration to properly account for earnings and fees no longer yet recorded to your well-known ledger and have to be completed previous to remaining the accounting period. Adjustment intervals are additional periods that might be related to everyday durations from the source. An adjustment period refers to any accounting length installation to modify balances previous to the final length of the twelve months.
Adjusting entries are made on the giving up of the accounting duration to record all sales and expenses that have now not been recorded but belong within the modern-day period. They update the stability sheet and profits statement bills at the end of the accounting length. Adjusting magazine access is usually made at the end of an accounting duration to understand earnings or fees within the length that its miles incurred. it's far a result of accrual accounting and follows the matching and sales reputation concepts.
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what are type of extrinsic values
Type of extrinsic values: Extrinsic or Instrumental values.
The extrinsic values measure the difference between the market price of an alternative, known as the top class, and its intrinsic fee. The extrinsic fee is also part of the really worth that has been assigned to an alternative by using factors apart from the underlying asset's fee. The extrinsic price of an item refers to the cost of the item outdoor of its intrinsic fee, this may be derived from the amount of cash assigned to the asset past the actual fee.
In ethics, extrinsic values are the assets of anything this is treasured on its personal. Intrinsic cost is in the evaluation of an instrumental fee, that's an asset of something that derives its cost from a relation to every other intrinsically precious issue. Examples of extrinsic values ought to encompass process security, compensation, promotions, or recognition. What are your lifestyle values? Your lifestyle values describe your private alternatives approximately wherein you live or how you like to spend your enjoyment time.
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What do you need to do if you have a
job and earn a paycheck?
A. put half of your paycheck in the bank
B. file a tax return
C. submit your pay stubs to your local law enforcement
office
D. invest in a 401k
Question 8
Ecru Inc. is a company that regularly provides dairy products and meat to a fast-food chain. In this scenario, Ecru Inc. is a?
Ecru Inc. is a company that provides dairy products and meat to a fast food chain. The fast food chain regularly buys these food items from Ecru. In this scenario, Ecru is a supplier of the fast food chain.
A food chain is a linear network in a food web beginning from manufacturer organisms and ending in detritivores, or decomposer species. A meals chain additionally suggests how organisms are related to each different through the food they eat. each level of a food chain represents a distinct trophic degree.
The food chain describes who eats whom in the wild. every living component from one-celled algae to large blue whales desires food to survive. each meal chain is a likely pathway that energy and nutrients can comply with through the environment.
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Disclaimer:- your question is incomplete, please see below for the complete question.
Ecru Inc. is a company that provides dairy products and meat to a fast food chain. The fast food chain regularly buys these food items from Ecru. In this scenario, Ecru is a__________of the fast food chain.
What document is a formal letter explaining why you are seeking a position?
cover letter
recommendations
resume
transcript
Name three applications that are cloud-based and how they are used for collaboration.
We can actually deduce here that three applications that are cloud-based are:
DocuSign - Used in signing of documents in the cloud.Microsoft Office - Used for editing, storing and accessing word document files.DropBox - Used for storing files.What is a cloud-based application?Cloud-based application is known to be a software application which is actually seen in cloud computing whereby it operates in a cloud environment.
This software program actually enables cloud-based and local components work together. These cloud-based applications can actually work with the use of internet. In other words, users of these applications must have internet connection in order to access these applications.
Other examples of cloud-based applications are:
Amazon Web Services (AWS), Cisco Metapod Microsoft AzureApp Engine, etc.These cloud-based applications are making the storage and accessibility of information more easier.
When thing are stored in cloud-based applications, they can easily be retrieved even after a long period of time.
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1. What does the formation of FEED Projects suggest about Lauren Bush's sense of social responsibility ?
The formation of FEED Projects suggests that Lauren Bush has a great sense of social responsibility and that she cares about the people.
What is social responsibility?Social responsibility is the practice of individuals and organizations acting morally and conducting business while being mindful of social, cultural, economic, and environmental concerns.
The founder and CBO of FEED, a social enterprise and impact-driven lifestyle brand, is Lauren Bush Lauren. Her vision is to "make good things that help FEED the world." As a student spokesperson in 2004, Lauren had the chance to travel with the UN World Food Programme.
Lauren experienced firsthand the hardships of poverty and hunger that so many people confront around the world while visiting communities in Central America, Asia, and Africa. Lauren developed the inaugural FEED 1 bag, which, when purchased, feeds one child in school for a year, after drawing inspiration from this incident. She started FEED in 2007, and it has since contributed to the provision of over 126 million meals.
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Q2. What can an organisation do to ensure that its HR department plays vital and effective role
in its operations ?
Corporation upload to list share. An organization is a collection of those who work together, like a neighborhood association, a charity, a union, or an agency. you can use the phrase agency to consult an organization or enterprise, or to the act of forming or setting up something.
The organization of business enterprise refers back to the act of placing things into a logical order or the act of taking an efficient and orderly method to responsibilities, or a collection of people who've officially come collectively. when you smooth up your table and document all your papers into logical spots, that is an instance of the corporation.
A is a bigger shape and typically organization a number of groups. genuinely, a company is a company, however, a company isn't just a company. The industry is a mixture of companies in the identical line of commercial enterprise. firm, employer, and enterprise are synonyms of "business enterprise".
Enterprise organization top-quality utilization of monetary and human resources. It not best aids in the right assignment of jobs to suitable personnel but also keeps music that there's no waste of assets and efforts because of duplication of work.
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Debt Irrelevance . Companies A and B differ only in their capital structure . A is financed 30 debt and 70 % equity B is financed 10 % debt and 90 equity . The debt of both companies is risk - free . ( LO16-1 a Rosencrantz owns 1 of the common stock of A. What other investment package ( involving shares in company B ) would produce identical cash flows for Rosencrantz Guildenstern owns 2 % of the common stock of B. What other investment package ( involving shares in company A ) would produce identical cash flows for Guildenstern
The Relevance of Debt:
A) 4.2% B) 3.4% C) 26.25% D) 19.76% E) 52.5%
Briefing: -A) The likelihood that a person resides in the West and is technologically oriented is given by the formula: P(person resides in West) x P(person residing in West is technologically oriented) = 0.21 * 0.20 = 0.042 or 4. 2%
B) The likelihood that a person lives in the Northeast and is tech-savvy: =P(person lives in the Northeast) x P(person in the Northeast is tech-savvy) = 0.20 * 0.17 = 0.034 or 3. 4% C) The likelihood that a person lives in the West given that he or she is tech-savvy: =P(person lives in the West and is tech-savvy) / P(person is technology-savvy) = 0.042 / 0.16 = 0.2625 or
D) Chances of a person residing in NE, given that he is not technologically oriented:
P(person lives in NE and is not tech-driven) = 0.20*(1-0. 17) / (1-0. 16) = 0.1976 or 19.76% P(person is not tech-driven) = 0.20*(1-0.
E) Chance that the individual does not reside in the Northeast or the West given his emphasis on technology:
P(person is technology driven) - P(person lives in NE or W and is technology driven) = (0.16 - 0.042 - 0.034) / 0.16 = 0.525 or 52.5%. P(person is technology driven) - P(person does not live in NE or W and is technology driven)
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Case 3-3: Technology possibilities: Bell Emroy is Vice President of Operations at a California banking firm. This company has forty-eight branches of operations, these operations vary from customer service facilities in their cars, which employ ten employees, to the largest facilities that employ approximately one hundred and fifty employees, employee turnover has always been a major problem in these branches, and all Recruitment strategies are ineffective in reducing this problem. The high employee turnover rate made employee training a special problem. The human resources department is the department responsible for training employees, but the human resources department carried operations to the branch, the cost incurred in this regard, the recent expansions in training, as a result of the services provided by the bank, which are constantly changing, very high costs, Emroy decided that the time It is time to try to reduce these costs, by implementing some modern training strategies. Imroy believed that it was possible to use many modern communication technologies, in order to save on training expenses, in particular. This saving can be achieved for branches located more than 400 miles from the company's headquarters (in the past, training professionals would travel to the branch site and spend a night there, then provide a training session that lasted one or two days, and then come back Imroy would like to reduce these travel and subsistence expenses.) Imroy's request from the resource manager Occasionally to investigate the possibilities of communication technologies with regard to training. But no action was taken. Emroy decided to write a persuasive letter to Tyson. In order for Tyson to encourage his employees to check this out. The project: Write a note to HR Director Joan Tyson, which can be used for this purpose. The memorandum should include one or two specific technologies that are suitable for this purpose, the advantages of these technologies and the impact of the communication that can be expected. You should pay special attention to the training of cashiers. For example, registration procedures must be Many transactions and customer communications are part of this training.
Q:
Q1/ What is the main problem in this case?
Q2/ What are the causes of this problem?
Q3/ Preparing the project for this case according to the project description required in the case
The main problem in the above case study is one of poor operational system which translates to unpredictability for the staff leading to high turnover or rate of attrition among staff. It is to be noted that change is good but when it is frequent and not properly managed, it can lead to burnout, confusion, and disengagement. Staff rather than invest energy in learning a new process will rather stall because they know it will soon change again.
What are the causes of this problem?The chief cause of this problem is the unwillingness of key decision makers to explore the use of technology to simply the operational model of the business which in turn will translate to:
Ease of implementing and adjusting to the incessant changeslower the cost of training; and Lower the cost of attrition of high employee turnover.What is the project case required for this case study?The project case requires a persuasive note to be written to the HR Director Joan Tyson encouraging the trial of technology to be used to reduce the cost of training. See the letter below.
The HR Director,
California Banking Firm
California.
Dear Sir,
An appeal for XYZ Technology to be considered for Training of Employees
It is no longer news that we are are suffering a lot of set back, high cost of operation and attrition due to our current operational model.
The primary reason of this problem is the inertia with regard to investigating the use of technology to simplify the business's operating model.
We have noted for those who have deployed similar solution that it resulted in:
Ease of implementation and responding to the constant changes lower the cost of training; lowered the expense of high staff turnover attrition;Higher engagement among employees, Higher organizational performanceHigher profits, not name a few.We have done the computations that the financial cost saving of implementing this model was computed at over 2000% when compared to the current system.
The Technology vendor has agreed to run a demo at no cost provided that the demo will only last for one week within which we are to test it's effectiveness among other terms and conditions.
If we implement this change, it is only a matter of time before our customers will become happier with our services as stability and consistency will return to our operations. Given that we have nothing to lose here by executing this trial, I urge you to give a go ahead for this project.
Best regards,
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Suppose that a country's annual growth rates over a 10-year period were as follows:
Year
1
2
3
4
5
6
7
8
9
10
Growth Rate
5%
3
percent
4
-1
-2
2
3
4
6
3
Instructions: In part a, round your answer to 1 decimal place. In parts b-c, enter your answers as a whole number.
a. What was the country's trend rate of growth over this period?
b. Which set of years most clearly demonstrates an expansionary phase of the business cycle?
Years
through
c. Which set of years best illustrates a recessionary phase of the business cycle?
Years
through
Answer: :}
Explanation:
:]
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How might a situation in which there is no existing competition for a product or service still lead to innovation?
Two businesses that were working together can make the decision to compete to drive innovation.
An entrepreneur can take advantage of an opening to create an innovative product or service.
An entrepreneur can base a product or service off the innovative ideas of others.
Two businesses with similar products might come together to offer an innovative service.
Answer:
Two businesses that were working together can make the decision to compete to drive innovation.
And
Two businesses with similar products might come together to offer an innovative service.
A person who is employed directly by a company for a certain amount of time, specified in a formal agreement between the company and the workers, is referred to as a(n) part-time worker. temporary worker. on-call worker. contract company worker. independent contractor.
A person who is employed directly by a company for a certain amount of time, specified in a formal agreement between the company and the workers, is referred to as a: D. contract company worker.
Who is an employee?An employee can be defined as an individual who is statutorily employed by an employer of labor in a business firm, so as to perform specific tasks, duties or functions on a daily basis for a certain agreed fee (salary), that is usually paid at the end of the month.
Who is a contract company worker?A contract company worker is also referred to as a temporary worker and can be defined as an individual who is directly employed by an employer of labor in a business firm for a certain amount of time, which is typically specified in a contractual agreement.
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Consider a bond that has a face value of $1,000. The bond has a maturity of 25 years and pays coupons of 5.5% per annum. If the bond's required rate of return is 8.0% per annum nominal, and coupons are received semi-annually, what is the current market price of the bond?
The current market price of the bond is $731.47
What is the market price of a bond?
The market price of a bond is the present of its future cash flows discounted at its semiannual required rate of return which is the appropriate discount rate in this case.
The market price can be ascertained using a financial calculator that requires that the calculator be set to its end mode since coupons are paid at the end of each semiannual period
N=50(number of semiannual periods in 25 years)
I/Y=4.0(semiannual yield =8.0%/2)
PMT=27.50(semiannual coupon=5.5%*1000/2=27.50)
FV=1000(bond's face value is $1000)
CPT(press compute)
PV=$731.47
The market price of a bond is the present of its future cash flows discounted at its semiannual required rate of return which is the appropriate semiannual discount rate of 4.0% is $731.47
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