Fortune Enterprises is an all-equity firm that is considering issuing $13.5 million of perpetual debt. The interest rate is 10%. The firm will use the proceeds of the bond sale to repurchase equity. Fortune distributes all earnings available to stockholders immediately as dividends. The firm will generate $3 million of earnings before interest and taxes (EBIT) every year into perpetuity. Fortune is subject to a corporate tax rate of 40%. Suppose the personal tax rate on interest income is 55%, and the personal tax rate on equity income is 20%.
What is the annual after-tax cash flow to debt holders under each plan in Q7?
A. Debt holders get $0 mil. under the unlevered plan vs. 1.2 mil. under the levered plan
B. Debt holders get $1.2 mil. under the unlevered plan vs. 0.66 mil. under the levered plan
C. Debt holders get $0 mil. under the unlevered plan vs. 0.66 mil. under the levered plan
D. Debt holders get $0 mil. under the unlevered plan vs. 0.6075 mil. under the levered plan

Answers

Answer 1

Answer:

D. Debt holders get $0 mil. under the unlevered plan vs. 0.6075 mil. under the levered plan

Explanation:

interests paid to debt holders = $13,500,000 x 10% = $1,350,000

generally, interest revenue is taxed as ordinary revenue = corporate income tax rate (if debt holder is a business) or personal income tax (if debt holder is an individual).

under the first plan, debt holders get nothing because there is no outstanding debt since the company is an all equity firm.

under the second plan, if the personal tax rate on interest income is 55%, which is really high, the debt holders will earn $1,350,000 x (1 - 55%) = $607,500


Related Questions

a. Equipment with a book value of $79500 and an original cost of $169000 was sold at a loss of $33000.
b. Paid $106000 cash for a new truck.
c. Sold land costing $310000 for $420000 cash yielding a gainof $11000.
d. Long term investments in stock were sold for $95600 cash yielding a gain of $17000.

Required:
Use the above information to determine this company's cash flows from investing activities.

Answers

Answer:

Cash flow from Investing activities refers to cash transactions related to Fixed Assets as well as transactions related to the ownership of other company securities.

Cash-flow from Investing Activities

Sale of equipment (79,500 - 33,000).......................... $46,500

Purchase of New Truck ................................................... ($106,000)

Sale of Land.........................................................................$420,000

Sale of Long-term investments.......................................$95,600

Net cash provided by investing activities ...................$456,100

Purple Corporation acquired 75 percent of Socks Corporation’s common stock on January 1, 20X8, for $435,000. At that date, Socks reported common stock outstanding of $300,000 and retained earnings of $200,000, and the fair value of the noncontrolling interest was $145,000. The book values and fair values of Socks's assets and liabilities were equal, except for other intangible assets, which had a fair value $80,000 more than book value and a 10-year remaining life. Purple and Socks reported the following data for 20X8 and 20X9
Socks Corporation Purple Corporation
Year Net Income Comprehensive income Dividends paid Operating income Dividens paid
20X8 $40,000 50,000 15,000 $120,000 $70,000
20X9 60,000 65,000 30,000 140,000 70,000
Required:
Compute consolidated comprehensive income for 20X8 and 20X9.
20X8 20X9
Consolidated comprehensive income

Answers

Answer:

20X8 = 162,000

20X9 = $197,000

Explanation:

The calculation of the consolidated comprehensive income for the year 2008 and 2009 is shown below:

                         Consolidated comprehensive income

Particulars                                              20X8        20X9

Purple Corporation

Operating Income                             $120,000         $140,000  

Add: Net Income

from Socks Corporation             $40,000          $60,000  

Less: Amortization of differential

($80,000 ÷  10 Years)                    ($8,000)         (8,000)  

Consolidated net income            $152,000         $192,000  

Add: Comprehensive income

reported by Socks Corporation    $10,000          $5,000  

Consolidated

comprehensive income            $162,000          $197,000

When using the equity method, receipt of cash dividends increases the carrying (book) value of an investment in equity securities.
A. True
B. False

Answers

The correct answer is false
False most definitely

The potential benefits lost by taking a specific action when two or more alternative choices are available is known as a(n):

Answers

Answer:

Opportunity costs

Explanation:

The potential benefits lost by taking a specific action when two or more alternative choices are available is known as opportunity costs.

Opportunity cost has to do with losing other alternatives by chosing to go with one alternative. Hence it is also called foregone alternative. It has to do with making a decision or choice to give up something in order to get something else which may be of more value.

research and describe an organization that you believe has been highly innovative ( excluding apple). which of the four types of innovation – radical, incremental, disruptive, or architectural did it use? did the firm use different types over time?

Answers

Answer:

The innovative Uber Company.

Explanation:

This company used disruptive innovation to disrupt the taxi industry after they started off as a ride sharing platform in 2010/2011. From humble beginnings, just after a few years after lunch, this company has over 110 million users worldwide.

However, over the years Uber has also used radical innovation to diversify into other services such as Uber Food– for deliveries etc.

Note that disruptive innovation is marked by creating a change from the status quo; which may invariably affect the normal trend– in this case commercial taxi cab.

How could managers use increased worker flexibility and diligence to increase the competitiveness of their manufacturing sites

Answers

Explanation:

In order to increase the flexibility and diligence of workers in order to increase the competitiveness of their manufacturing sites, it is ideal for management to offer working conditions that allow employees greater benefits, such as greater mobility, with a layout that includes the correct flow between people, products and materials.

It is also ideal to implement technologies that reduce the bureaucracy both at work and facilitate communication and carrying out tasks.

Mobility also includes remote work using technology.

These are strategies that help to make work more flexible and, consequently, increase innovation in work and worker motivation.

The correct way in which the flexibility of the workers in an organization can be increased is by adapting to suitable principles of business management as per the size and scale of the business.

This will also help the manager to increase the competitiveness in the market and also beat the need for optimum level of production in the organization.

Principles of Business Management.

The principles of business management as given by economist Henry Fayol are a great source for how the business can be run efficiently and effectively using the resources available.

There can be chain level management that can be followed to achieve specialization of work and bring in additional capital or workforce to divide the work uniformly.

Manufacturing can also be increased by doing departmentalization in management to save up costs and achieve optimum utilization of resources.

Hence, a manager may adapt to different principles of management to increase competitiveness and effectiveness in the level of manufacturing.

Learn more about Principles of Management here :

https://brainly.com/question/14493167

Paul Hyatt owns and operates DeepClean, a Florida-based company that cleans up mold and mildew in homes and businesses. As the sole proprietor of the business, he has unlimited liability, which means:

Answers

Answer:

Paul Hyatt is fully liable for all business debts

Explanation:

Unlimited liability in this scenario, means that Paul Hyatt is fully liable for all business debts. That is because unlimited liability is defined as the full legal responsibility that business owners and partners assume for all business debts, and since Paul Hyatt is a sole proprietor which means that he both owns and runs DeepCleans and there is no legal distinction between him and the business entity, then he is fully liable for debts and profits of DeepClean.

In terms of the global value system, when Kodak shifted manufacturing to China, what position did China then take in the system, relative to the U.S.

Answers

Answer: b. Upstream

Explanation:

The Upstream part of a company's value chain is the part closest to the suppliers and the raw materials they supply to the firm while the downstream relates to how the goods are distributed and sold after produced.

As such, the firm's manufacturing plants are closer to its Upstream value chain portion. When Kodak therefore shifted manufacturing to China, it made China more upstream than the United States as China now dealt more with Kodak suppliers and inputs than the US, who were now more downstream as the consumers.

Cooley Company's stock has a beta of 1.40, the risk-free rate is 25%, and the market risk premium is 5.50%. What is the firm's required rate of return

Answers

Answer: 12.2%

Explanation:

Given the variables available, the required rate of return can be computed using the Capital Asset Pricing Model with the formula;

Required Return = Risk-free rate + beta ( Market risk premium)

Required return = 4.25% + 1.4 * 5.5%

Required return = 4.25% + 7.7%

Required return = 12.2%

Note; The actual question says the Risk-free rate is 4.25%.

Gilchrist Corporation bases its predetermined overhead rate on the estimated machine-hours for the upcoming year. At the beginning of the most recently completed year, the Corporation estimated the machine-hours for the upcoming year at 37,600 machine-hours. The estimated variable manufacturing overhead was $4.38 per machine-hour and the estimated total fixed manufacturing overhead was $1,026,856. The predetermined overhead rate for the recently completed year was closest to:

Answers

Answer:

Predetermined OH rate = $ 31.69 per machine hour

Explanation:

Predetermined Fixed OH rate = Estimated Fixed Overhead / Estimated machine hours = $1,026,856 / 37,600

Predetermined Fixed OH rate = $27.31 per machine hour

Predetermined OH rate = Predetermined Fixed OH rate + Predetermined variable OH rate = $ 27.31 + $ 4.38

Predetermined OH rate = $ 31.69 per machine hour

1. On January 1, 2020, Scottsdale Company issued its 12% bonds in the face amount of $3,000,000, which mature on January 1, 2032. The bonds were issued for $$3,408,818 to yield 10%. Scottsdale uses the effective-interest method of amortizing bond premium. Interest is payable annually on December 31. The 12/31/23 Premium on Bond Payable balance is:

Answers

Answer:

Premium ob bonds payable = $320,090.44 (credit balance)

Explanation:

January 1, 2020

Dr Cash 3,408,818

    Cr Bonds payable 3,000,000

    Cr Premium on bonds payable 408,818

January 1, 2021

Dr Interest expense 340,881.80

Dr Premium on bonds payable 19,118.20

    Cr Cash 360,000

($3,408,818 x 0.1) - $360,000 = -$19,118.20

January 1, 2022

Dr Interest expense 338,969.98

Dr Premium on bonds payable 21,030.02

    Cr Cash 360,000

($3,389,699.80 x 0.1) - $360,000 = -$21,030.02

January 1, 2023

Dr Interest expense 336,866.98

Dr Premium on bonds payable 23,133.02

    Cr Cash 360,000

($3,368,669.78 x 0.1) - $360,000 = -$23,133.02

December 31, 2023

Dr Interest expense 334,553.68

Dr Premium on bonds payable 25,446.32

    Cr Interest payable 360,000

($3,345,536.76 x 0.1) - $360,000 = -$25,446.32

Indus Corporation pays $100,000 for the trademark rights to a line of soda equipment. After several years, sales for this line of soda equipment are disappointing, and the company estimates the total future cash flows from sales will be only $110,000. The estimated fair value of the trademark is now $60,000. What is the amount of the impairment loss to be recorded

Answers

Answer:

impairment loss = $40,000

Explanation:

In accounting, impairment loss refers to the decrease of an asset's carrying value. In order to calculate the impairment loss, you need to subtract the current market value of the asset from its original carrying value.

impairment loss = carrying value - current market value = $100,000 - $60,000 = $40,000

Jack and Jill need to save $6100 toward a new car. How long will it take them if they save $200 a month earning interest at 4.7% per year

Answers

Answer:

2 years 5 months.

Explanation:

Use the Time Value of Money techniques to find n (period it takes to save for required amount)

Using a financial calculator enter the following data

Fv = $6,100

Pmt = - $ 200 × 12 = - $2,400

P/y = 1

r =  4.7 %

Pv = 0

n = 2.4569

Thus it takes 2 years 5 months to save $6100 toward a new car under the given circumstances.

A stock has a beta of 1.15, the expected return on the market is 10.3 percent, and the risk-free rate is 3.8 percent. What must the expected return on this stock be

Answers

Answer:

11.28%

Explanation:

A stock has a beta of 1.15

The expected return on the market is 10.3%

The risk-free rate is 3.8%

Therefore, the expected return on the stock can be calculated as follows

Expected return= Risk-free rate+beta(expected return on the market-risk-free rate)

= 3.8%+1.15(10.3%-3.8%)

= 3.8%+(1.15×6.5)

= 3.8%+7.475

= 11.28%

Hence the expected return on the stock is 11.28%

During the ____________step in activity-based costing, overhead costs in each activity cost pool are assigned to products.
a. first
b. second
c. third
d. fourth

Answers

Answer:

d. fourth

Explanation:

Activity-based costing involves the following steps:

-First step: establish the activities that use resources and assign the costs to them.

-Second step: identify what causes the costs in each activity and this would be the allocation base.

-Third step: find an activity rate.

-Fourth step: assign costs to the products according to the activity usage by the product.

According to this, the answer is that during the fourth step in activity-based costing, overhead costs in each activity cost pool are assigned to products.

Department Y started 675 units during the accounting period. They had a beginning balance in goods in process inventory of 225 units and an ending balance of 150 units. _____ units were completed and transferred out.
a. 750
b. 620
c. 650
d. None of above

Answers

Answer:

a. 750

Explanation:

units completed and transferred out = beginning work in process + units started - ending work in progress = 225 units + 675 units - 150 units = 750 units

The number of units completed and transferred out refer to the total number of finished units during a certain period and their cost is referred to as cost of goods manufactured.

Consider a risky portfolio. The end-of-year cash flow derived from the portfolio will be either $70,000 or $200,000 with equal probabilities of .5. The alternative risk-free investment in T-bills pays 6% per year. a. If you require a risk premium of 8%, how much will you be willing to pay for the portfolio?

Answers

Answer:

$118,421

Explanation:

first we must calculate the expected value of the risky portfolio = ($70,000 x 0.5) + ($200,000 x 0.5) = $135,000

since your risk premium is 8% and the risk free rate is 6%m then you should discount the expected value by 8% + 6% = 14% to determine its current market price

= $135,000 / (1 + 14%) = $118,421

When a manager uses relationships and formal authority to cause other people in the organization to change their behavior, the manager is _____________.

Answers

Answer:

answer choices?

Explanation:

what are the answer choices

Lok Co. reports net sales of $5,856,480 for 2016 and $8,679,690 for 2017. End-of-year balances for total assets are 2015, $1,686,000; 2016, $1,800,000; and 2017, $1,982,000. (a) Compute Lok's total asset turnover for 2016 and 2017.

Answers

Answer:

2016 = $3.36

2017 = $4.59

Explanation:

The solution of total assets turnover is shown below:-

Particulars                                              2016          2017  

Total assets in the beginning     $1,686,000    $1,800,000

Total assets at the end                $1,800,000    $1,982,000

Average assets                            $1,743,000    $1,891,000

(Assets in the beginning + Assets at end) ÷ 2

Sales revenue                               $5,856,480   $8,679,690

Total assets turnover                     $3.36              $4.59

(Sales revenue ÷ Average Total assets)

Baseball Corporation is preparing its cash budget for January. The budgeted beginning cash balance is $19,100. Budgeted cash receipts total $188,500 and budgeted cash disbursements total $190,200. The desired ending cash balance is $31,100. To attain its desired ending cash balance for January, the company should borro

Answers

Answer: $13,700

Explanation:

From the question, we are informed that Baseball Corporation is preparing its cash budget for January. The budgeted beginning cash balance is $19,100. Budgeted cash receipts total $188,500 and budgeted cash disbursements total $190,200. The desired ending cash balance is $31,100.

To attain its desired ending cash balance for January, the company should borrow $13,700.

The solution has been attached.

"An economy is based on three sectorsdashagriculture​, ​manufacturing, and services. For each unit of​ output, agriculture requires inputs of 0.20 unit from​ agriculture, 0.40 unit from​ manufacturing, and 0.20 unit from services. For each unit of​ output, manufacturing requires inputs of 0.30 unit from​ agriculture, 0.20 unit from​ manufacturing, and 0.20 unit from services. For each unit of​ output, services requires 0.20 unit from​ agriculture, 0.30 unit from​ manufacturing, and 0.30 unit from services. Determine the production levels needed to satisfy a final demand of 0 units for​ agriculture, 40 units for​ manufacturing, and 0 units for services. The production level needed from the agricultural sector is 40.00 units."

Answers

Answer:

Required Production to fullfil a Demand for 40 industry units

Agriculture 54.4

Industry 83.2

Services 51.2

Explanation:

Input Agricuilture Industrial Service

Agriculture 0.2           0.3 0.2

Industrial 0.4           0.2 0.3

Service         0.2           0.2 0.3

We require X input to generate a demand of 0 agriculture 40 industry and 0 services

The previous matrix will be the input we solve for the output

Output Agricuilture Industrial Service

Agriculture 0.8            -0.7 -0.8

Industrial -0.6             0.8 -0.7

Service        -0.8            -0.8 0.7

We now reverse the matrix using excel:

Output Agricuilture Industrial Service

Agriculture 2           1.36 0.96

Industrial 1           2.08       0.88

Service         1           1.28 2.08

Now we multiply this by our desired outcome of

0

40

0

Agriculture 54.4

Industry 83.2

Services 51.2

Garfield Inc. manufactures entry and dining room lighting fixtures. Five activities are used in manufacturing the fixtures. These activities and their associated budgeted activity costs and activity bases are as follows: Activity Budgeted Activity Cost Activity Base Casting $282,600 Machine hours Assembly 150,360 Direct labor hours Inspecting 20,790 Number of inspections Setup 52,150 Number of setups Materials handling 42,770 Number of loads Corporate records were obtained to estimate the amount of activity to be used by the two products. The estimated activity-base usage quantities and units produced follow: Activity Base Entry Dining Total Machine hours 4,990 4,430 9,420 Direct labor hours 4,300 6,440 10,740 Number of inspections 1,440 450 1,890 Number of setups 280 70 350 Number of loads 720 190 910 Units produced 10,000 5,000 15,000 a. Determine the activity rate for each activity. If required, round the rate to the nearest dollar.

Answers

Answer:

Casting  = $ 30 per machine hour

Assembly    = $ 14 per labor hour

Inspecting = $ 11 per inspection

Setup  = $ 149 per setup

Materials handling = $ 47per load

Explanation:

Garfield Inc. Manufacturers

Activity            Budgeted Activity Cost              Activity Base

Casting                    $282,600                        Machine hours

Assembly                  150,360                       Direct labor hours

Inspecting                20,790                      Number of inspections

Setup                          52,150                         Number of setups

Materials handling      42,770                          Number of loads

Activity Base         Entry          Dining            Total

Machine hours     4,990           4,430            9,420

Direct labor hours 4,300          6,440            10,740

Number of inspections 1,440      450            1,890

Number of setups    280              70              350

Number of loads       720            190               910

Units produced   10,000           5,000         15,000

Activity            Budgeted Activity Cost              Activity Rate

Casting                    $282,600           $282,600/9420= $ 30 per machine hour

Assembly                  150,360               150,360 / 10,740 = $ 14 per labor hour

Inspecting                20,790                   20,790/1890= $ 11 per inspection

Setup                          52,150                  52,150   /350= $ 149 per setup

Materials handling      42,770                42,770/910= $ 47per load

The formula for  Activity rate = Activity Cost/ Activity Base Cost

Break-even point Currently, the unit selling price of a product is $160, the unit variable cost is $120, and the total fixed costs are $725,000. A proposal is being evaluated to increase the unit selling price to $170.
A. Compute the current break-even sales (units).
B. Compute the anticipated break-even sales (units), assuming that the unit selling price is increased and all costs remain constant.

Answers

Answer:

A. 18,125 units

B. 14,500 units

Explanation:

Break -even is the level of activity where a firm neither makes a profit nor a loss.

Break-even sales (units) = Fixed Cost ÷ Contribution per unit

                                        =  $725,000 ÷ ( $160 - $120)

                                        =  18,125 units

New Break-even sales (units) = Fixed Cost ÷ Contribution per unit

                                                 =  $725,000 ÷ ( $170- $120)

                                                 =  14,500 units

Suppose you deposit your paycheck, drawn on another bank. The total money supply in the banking system will ___________ because:

a. Assets of your bank would increase by more than the amount withdrawn from the other bank.
b. An increase in the assets of your bank by the amount of your paycheck would simply decrease the assets of another bank by the same amount.
c. Assets of the other bank would decrease by a fraction of the amount deposited at your bank.

Answers

Answer:

Option B, An increase in the assets of your bank by the amount of your paycheck would simply decrease the assets of another bank by the same amount, is correct.

Explanation:

The total money supply in the banking system will remain the “same” because it is given that paycheck is drawn from another bank. So, if a person withdraws money from another bank it implies that there is a decrease in money supply in the banking system and when the cheque is deposited in the other bank so again the money supply will increase in the banking system. However, the amount of money supply will remain the same. Therefore, option B is the right answer.

The _____ was established by Congress to encourage American firms to focus on quality improvement in order to improve their global competitiveness.

Answers

Answer:

The correct answer is: Baldridge Performance Excellence Program.

Explanation:

To begin with, the "Baldridge Performance Excellence Program" is the name given to the program that was established by the United States of America in order to encourage the companies of the country to improve their performance regarding the economy and the globalization that was happening at the time the program was created. It receives its name from the ex secretary of commerce Malcom Baldridge and the award gives to the company selected the recognition of having performance excellence in the its field  

Take It All Away has a cost of equity of 10.81 percent, a pretax cost of debt of 5.45 percent, and a tax rate of 35 percent. The company's capital structure consists of 77 percent debt on a book value basis, but debt is 37 percent of the company's value on a market value basis. What is the company's WACC

Answers

Answer:

8.12%

Explanation:

The computation of the weighted average cost of capital is shown below:

= Cost of equity × weight of equity + pretax cost of debt × (1 - tax rate) × weight of debt

= 10.81% × 0.63 + 5.45% × (1 - 0.35) × 0.37

= 6.81% + 1.31%

= 8.12%

We simply applied the above formula by considerin the capital structure with its weight so that the correct percentage could come

A metal fabricator produces connecting rods with an outer diameter that has a 1 ± .01 inch specification. A machine operator takes several sample measurements over time and determines the sample mean outer diameter to be 1.002 inches with a standard deviation of .003 inch.
a. Calculate the Cp of the process. (Round your answer to 3 decimal places.)
Cp =
b. Calculate the Cpk of the process. (Round your answer to 3 decimal places.)
Cpk =

Answers

Answer:

A) 1.111

B) 0.889

Explanation:

given data :

outer diameter of connecting rods = 1 ± 0.01 inch

sample mean outer diameter = 1.002 inches

standard deviation = 0.003 inches

A) Calculating the Cp of the process

mean = 1.002

Standard deviation = 0.003

LSL = 1 - 0.01 = 0.99

USL = 1 + 0.01 = 1.01

[tex]Cp = \frac{USL - LSL}{6 * STANDARD DEVIATION}[/tex] =  [tex]\frac{1.01-0.99}{6*0.003}[/tex] = 1.111

B) calculate Cpk

mean = 1.002, LSL = 0.99, USL = 1.01 , deviation = 0.003

[tex]Cpk = min[\frac{mean-LSL}{3* deviation} , \frac{USL- mean}{3*deviation} ][/tex]

       = min [(0.012/0.009) , (0.008/0.009) ]

       = min [ 1.333, 0.889 ]

hence Cpk = 0.889

At the beginning of year 1, Looby Corp. purchases equipment for $100,000. The equipment has a residual value of $20,000 and an expected useful life of 10 years. What is accumulated depreciation at the end of year 2 using straight-line depreciation

Answers

Answer:

Accumulated Depreciation at the end of year  =  $16,000

Explanation:

Under the straight line method of depreciation, the cost of an asset less the salvage value is spread equally over the expected useful life.

An equal amount is charged as annual depreciation over the life of the asset. The annual depreciation is calculated as follows:

Annual depreciation:

= (cost of assets - salvage value)/ Estimated useful life

Cost - 100,000

Residual value = 20,000

Estimated useful life = 10 years

Annual depreciation = (100,000- 20,000)/10 =8,000

Annual depreciation = 8,000

Accumulated Depreciation for 2 years = Annual depreciation× number of years

                            = 8,000× 2 = 16,000

Accumulated Depreciation for 2 years =  $16,000

A machine costs $600000 and is expected to yield an after tax net income of $23000 each year. Managment predicts this machine has a 10 year service life and a $120000 salvage value, and it uses straight line depreciation. Compute this machine's accounting rate of return

Answers

Answer:

6.39%

Explanation:

The cost of the machine is $600,000

The net income is $23,000

The management predict a that it has a 10 years service life

The salvage value is $120,000

The first step is to calculate the average investment

Average investment= (Cost of machine+Salvage value)/2

= $600,000+$120,000/2

= $720,000/2

= $360,000

Therefore, the accounting rate of return can be calculated as follows

= Annual net income/Average investment

= $23,000/$360,000

= 0.0639×100

= 6.39%

Hence the accounting rate of return is 6.39%

you have just deposited $11000 in to an account that promises to pay you an annual interest rate of 6.5 percent each year for the next 6 years. You will leave the money invested in the account and 10 years from today. you need to have $26300 in the account. What annual interest rate must you earn over the last 4 years to accomplish this goal

Answers

Answer:

Over the last 4 years to accomplish this goal the annual interest rate must be 13.14 %.

Explanation:

First find the Future value (FV) of $11,000 at the end of the 6th year as follows :

PV = -$11,000

r = 6.50%

p/yr = 1

n = 6

Pmt = $0

FV = ?

Using a financial calculator, the Future Value (FV) is $16,050.57

Therefore, the amount invested will amount to $16,050.57 in 6 year.

Next we then calculate the interest rate that will give us $26300 in the next four years (remainder of the 10 years)

PV = -$16,050.57

FV = $26,300

P/yr = 1

n = 4

Pmt = $0

r = ?

Using a financial calculator, the Interest rate (r) is 13.14 %

Conclusion :

Over the last 4 years to accomplish this goal the annual interest rate must be 13.14 %.

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