Credit, 1 Jan 01 Cash 8,000, Prepaid insurance 8,000 cash 5,400, unearned income 5,400, as of 2 August 01 3 Dec 31 Cost of insurance: $8,000. 8,000 prepaid insurance, 4 Dec 31 4,500 in unearned revenue.
How would you define insurance?Insurance is a tool for risk management. You purchase security against unforeseen financial losses when you purchase insurance. If something unpleasant happens to you, the insurance company reimburses you or someone else of your choosing. If you don't have insurance and an incident occurs, you can be liable for all expenses.
What are the different types of insurance?Long-term and short-term insurance requirements fall into two categories. Typically, short-term demands last from less than a year to three years. Lifetime long-term insurance requirements are possible. Permanent long-term insurance requirements include those for health insurance and life insurance.
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Jorge is attending college next year. He just got information on the college costs and the financial aid package the college is offering. Jorge knows his parents can contribute $4,500 each year. Jorge’s College Costs & Financial Aid Package per Year Costs Financial Aid Package Tuition & Fees Grants & Scholarship $26,000 $18,500 Room & Board Work-Study $12,500 $8,500 How much will Jorge need to pay each year from his own savings and from loans? $3,000 $7,000 $7,500 $11,500
$7,000 will Jorge need to pay each year from his own savings and from loans. It is often a good idea to aim to pay off your debts before you begin saving. The correct option is B.
Given,
Tuition & Fees: $26,000
Room & Board: $12,500
Grants & Scholarship: $18,500
Work-Study: $8,500
Required to calculate the amount Jorge needs to pay from his own savings and loans =?
Total costs = $26,000 + $12,500 = $38,500
Total financial aid = $18,500 + $8,500 + $4,500= $31,500
Total amount to be paid = $38,500 - $27,000 - $4,500
Total amount to be paid = $7,000
Therefore, Jorge will be required to pay $7,000 per year from his personal savings and debts.
Thus, the ideal selection is option B.
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what was the company’s plantwide predetermined overhead rate?
The company's plantwide predetermined overhead rate is determined by dividing the total estimated overhead costs by the total estimated activity. The specific rate will depend on the company's estimated costs and activity.
How do you compute the plantwide predetermined overhead rate?
To calculate a plantwide predetermined overhead rate, the total estimated overhead costs for the period should be divided by the total estimated allocation base.
The allocation base is the total amount of activity expected to occur during the period, such as direct labor hours, machine hours, or direct labor costs. This calculation produces a rate that can then be applied to the actual activity in the period.
For example, if the estimated overhead costs are $100,000 and the estimated direct labor hours are 10,000, the predetermined overhead rate would be $10 per direct labor hour. This rate could then be applied to the actual direct labor hours in the period to determine the amount of overhead to be allocated.
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an account will have a credit balance if a. there have been more decreases to the account balance than increases. b. total credits to the account exceed total debits. c. total debits to the account exceed total credits. d. the last transaction entered to the account was a credit.
If there are more credits than debits in an account, the account will have a credit balance. Thus option B is the correct answer.
This indicates that more money has been put into the account through credits, such as payments made in the form of deposits, refunds, or other sorts of payments, than has been taken out through debits, such as payments made in the form of expenses, withdrawals, or other types of charges.
The account will have a positive balance, or "credit balance," when the total credits exceed the total debits. Generally speaking, a credit balance is a positive balance in an account that is attained when all of the credits exceed all of the debits.
It is crucial to regularly check the account to make sure it is in good standing.
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job a3b was ordered by a customer on september 25. during the month of september, jaycee corporation used $1,800 of direct materials and used $3,300 of direct labor. the job was not finished in september. an additional $2,300 of direct materials and $5,800 of direct labor were needed to finish the job in october. the company applies overhead at the end of each month at a rate of 200% of the direct labor cost incurred. what is the total cost of the job when it is completed in october?
When completed in October, the total cost of the job will be $11,700.
What is the total cost?Total cost denotes the total cost of production, which includes both fixed and variable costs. In economics, the total cost is defined as the cost of producing a product.The computation of the work in process balance at the end of the month is shown below:
Total cost = Direct labor cost + direct material cost + manufacturing overhead cost as a percentage of direct labor cost
= $1,800 + $3,300 + $3,300 × 200%
= $1,800 + $3,300 + $6,600
= $11,700
We simply added the direct material cost, direct labor cost, and manufacturing overhead cost to arrive at the final balance.
Therefore the total cost of the job that is completed in October is $11,700.
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B) The remaining amount for the ongoing work is $11,700. Since WIP could eventually become finished goods and sales opportunities, it is recorded as an asset in the financial statement.
What does "work in process" mean?Work in progress (WIP), also known as work in process, is inventory that has started the manufacturing process but is not yet a finished product. It is no longer included in the inventory of raw materials. Work in progress is viewed as an asset on a balance sheet since funds have been used to produce a finished good.
What is an example of work in process?Work in process typically refers to produced goods that quickly transition from raw materials to completed goods. An example of a work in progress is a bakery that is currently producing 50 batches of bread. Work in progress, on the other hand, may relate to elaborate works that take a while to finish.
Manufacturing expenses equal 200% of direct labor.
Cost of goods produced = $3,300 * 2
Manufacturing Work in progress = 6600.
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Full Question = Job A3B was ordered by a customer on September 25. During the month of September, Jaycee Corporation requisitioned $1,800 of direct materials and used $3,300 of direct labor. The job was not finished by the end of the month but needed an additional $2,300 of direct materials and additional direct labor of $5,100 to finish the job in October. The company applies overhead at the end of each month at a rate of 200% of the direct labor cost incurred.
What is the balance in the Work in Process account at the end of September relative to Job A3B?
a. $7,400
b. $11,700
c. $4,100
d. $8,400
e. $5,100
which statement that is true about a balance sheet? multiple choice question. a balance sheet as of the end of one period is the balance sheet at the beginning of the previous period. a balance sheet is generally prepared as of the end of a fiscal reporting period. a balance sheet reports results for a period of time. a balance sheet lists revenues, expenses, losses, and gains.
An organization's assets, liabilities, and shareholder equity as of a particular point in time are listed on a balance sheet.
What phrase most accurately sums up a balance sheet?Explanation and Response: Option is a suitable response. b) The balance sheet provides information on the assets, liabilities, and stockholders' equity as of a particular date. The assets, liabilities, and owner's equity of the company at a certain point in time are all displayed on a balance sheet, also known as a statement of financial condition.
A balance sheet is composed of what?The assets, liabilities, and owner's equity of a company are listed on a balance sheet as of any particular date. The end of predetermined periods is often when a balance sheet is created (e.g., every quarter; annually). Two columns are present on a balance sheet.
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An organization's assets, liabilities, and shareholder equity as of a particular point in time are listed on a balance sheet.
What phrase most accurately sums up a balance sheet?
Option is a suitable response. b) The balance sheet provides information on the assets, liabilities, and stockholders' equity as of a particular date. The assets, liabilities, and owner's equity of the company at a certain point in time are all displayed on a balance sheet, also known as a statement of financial condition. The assets, liabilities, and owner's equity of a company are listed on a balance sheet as of any particular date.
The end of predetermined periods is often when a balance sheet is created (e.g., every quarter; annually). Two columns are present on a balance sheet.
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economic action done or brought about by free choice called ______
Economic action done or brought about by free choice called voluntary exchange.
What is economic action?
Economic action is a term used to describe the economic activities carried out by individuals, businesses, and governments to improve their economic well-being. These activities can include production, consumption, distribution, and exchange of goods and services. Economic action can also involve the use of resources and the exchange of money, as well as the management of capital and investments. Economic action is an important factor in the development, growth, and stability of economies around the world. It is also essential in providing incentives for businesses to produce and invest, and in creating jobs and opportunities for citizens. Economic action can also include public policy decisions made by governments to shape the economic environment. Examples of such policies include taxation, trade agreements, and regulation.
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as firms enter a monopolistically competitive industry that is sustaining economic profits: group of answer choices total quantity demanded increases for the industry. the demand curve shifts to the left for the remaining firms in the industry. the market supply curve shifts to the left. the demand curve shifts to the right for the remaining firms in the industry.
In perfect competition, market demand and market supply determine the price. The total revenue of a company is equal to the market price multiplied by the quantity sold.
A company will close temporarily if the income it would obtain from producing is less than the variable costs of production. This occurs if the price is less than the average variable cost. A firm will exit a market if the revenue it would earn by staying in business is less than its total cost. Profit is income minus expenses. For gross profit, some expenses are subtracted. For net profit, subtract all expenses. Gross profit and operating profit are steps on the path to net profit. The ratio is calculated by dividing variable costs by the company net income. The company net income includes the sum of its returns allowances and discounts subtracted from total sales.
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suppose that the federal reserve announces a higher money supply in the future but does not change the money supply today. this means that, most likely, the price level:
Suppose that the Federal Reserve announces a higher money supply in the future, but does not change the money supply today. This means that, MOST likely, the price level will rise over time.
The amount of money in circulation in a nation has a significant impact on whether inflation happens. A government implements specific monetary and fiscal policies to advance the long-term welfare of its citizens as it assesses economic conditions, price stability objectives, and public unemployment. These monetary and fiscal measures could alter the amount of money in circulation, which could lead to inflation.
If the money supply increases more quickly than economic output under otherwise normal economic conditions, inflation may result. Inflation, or the rate of average price increases over time, can be influenced by variables other than the money supply.
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holt computer services purchased $2,000 of new equipment and paid immediately. illustrate how to record the transaction into t-accounts of holt services by completing the following sentence. the equipment account would be (debited/credited) on the (left/right) side of the t-account and the cash account would be (debited/credited) on the (left/right) side of the t-account. need help? review these concept resources.
The transaction will be recorded in holt services. The equipment account would be debited on the left side of the T-account, and the cash account would be credited on the right side.
Accounting principles :The rules and guidelines that companies follow when reporting their financial data are referred to as accounting principles. By standardizing accounting methods, experts can examine the financial data through these rules. Companies' financial reports will improve in quality as a result of these principles.
What are the five fundamental rules of accounting?Even though there are many different rules for accountants, there are five main rules that guide how to do accounting and make financial statements. The accrual principle, the matching principle, the historic cost principle, conservatism, and the principle of substance over form are all examples of these concepts.
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The following are selected current month's balances for Allbright
Enterprises.
Accounts Payable - $9000
Revenue 12,000
Cash-4000
Expenses - 1200
Furniture - 14,000
Accounts Receivable - 15,000
Allbright, Capital - 9250
Notes Payable - 3950
Based on this information, what is the total amount of debits for the trial balance?
a) $33,000
b)$29,000
c)$34,200
d)30,200
The total amount of debits for the trial balance is . $27,500.
What is Trial Balance?The general ledger accounts in a business's ledger are listed in a trial balance. The names of each nominal ledger account and their respective balances will be listed along with this list. There will be a debit balance or credit balance in each nominal ledger account. A trial balance is a spreadsheet used in bookkeeping that contains the ledger balance broken down into credit and debit sections. To create the balance sheet, use this worksheet. The purpose of creating a trial balance is to confirm the accuracy of the recorded transactions in math.Among the given accounts, those that have a debit balance are:
CashExpensesFurnitureAccounts ReceivableThus:
Cash $3,000
Expenses $1,500
Furniture $10,000
Accounts Receivable $13,000
Sum $27,500
The complete question is,
The following are the current month's balances for Allbright Enterprises.
Accounts Payable $9,000
Revenue $12,000
Cash $3,000
Expenses $1,500
Furniture $10,000
Accounts Receivable $13,000
Common Stock $9,250
Notes Payable ($2,750)
Based on this information, calculate the total amount of debits for the trial balance.
A. $24,500
B. $27,500
C. $23,000
D. $26,000
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what is the shift toward a more integrated and interdependent world economy called? group of answer choices globalization international trade moore's law foreign direct investment containerization
The shift toward a more integrated and interdependent world economy is called globalization.
What is globalization?Globalization refers to the increasing interconnectivity and interdependence of nations through the exchange of goods, ideas and cultures. This process is facilitated by advances in technology, transportation and communications that have made cross-border trade in goods and services easier and cheaper. As a result, economic activity is becoming more integrated and coordinated at the global level. Globalization has accelerated economic growth, but it has also brought with it adverse effects such as increased competition and unemployment. Moreover, globalization has cultural, political and social impacts, leading to increased cultural exchanges, conflicts of values and widening economic inequalities.
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if i consolidate my student loans can they still be forgiven
You may be able to access forgiveness alternatives, such as income-driven repayment or public service debt forgiveness, if you combine loans other than Direct Loans.
How to consolidate Student loan ?You may be able to access forgiveness alternatives, such as income-driven repayment or public service debt forgiveness, if you combine loans other than Direct Loans (PSLF). Any variable-rate loans you have can be converted to fixed-rate loans if you combine.
You can lose borrower perks connected with your present loans, such as interest rate reductions, principal refunds, or some benefits of loan cancellation, if you consolidate. You can lose credit for payments made toward an income-driven repayment plan forgiveness, or PSLF, if you consolidate your present debt.
Consolidation may also purpose you to lose borrower blessings including hobby charge discounts, major rebates, or a few mortgage cancellation blessings related to your contemporary loans. You can consolidate a consolidation mortgage most effective once. In order to reconsolidate an current consolidation mortgage, you should upload loans that had been now no longer formerly consolidated to the consolidation mortgage. You also can consolidate consolidation loans together. But you cannot consolidate a unmarried consolidation mortgage through itself.
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What does Adam Smith argue in "The Wealth of Nations"?
Smith argued that when everyone was given freedom to produce and exchange goods as they pleased (free trade), and markets were open to domestic and foreign competition, people's natural Argued that it promotes more prosperity than regulation.
What does free trade mean?
Free trade occurs when goods and services can be bought and sold between countries or regions without tariffs, quotas, or other restrictions. Source publication: Canadian government, economic concept, website.
What is free trade and what are its advantages and disadvantages?
Free trade agreements can force local industries to become more competitive and less dependent on government subsidies. You can open up new markets, increase gross domestic product (GDP), and attract new investment. Free trade agreements can expose countries to natural resource degradation, loss of traditional livelihoods, and local employment problems.
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which of the statements correctly represents the accounting equation? multiple choice question. a business's income will always equal what it owes to creditors. what a business owns will always equal the owners' ownership in the business. what the business owns will always equal what it owes creditors. what a business owns will always equal what it owes to creditors and owners.
query with a variety of options. Profits and debt to creditors of a corporation will always be equal. The possessions of a firm will always be the same as those of its owners.
What does a creditor look like?
When you take out a loan to buy a house, that is an additional illustration of a debtor/creditor relationship. The bank holding your mortgage is the creditor, and you, the homeowner, are the debtor. A person or group is generally regarded as a creditor if they have made a loan.
An individual or company that lends credit to another party so they can borrow money typically through a loan arrangement or contract is known as a creditor. Vehicles or homes may be seized by creditors as security for secured loans, and they may even file lawsuits against
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n individual invests $13,000 in to an account that offers 1.2% interest compounded continuously. how much money will this individual have in the account after 5 years
This existent have$13803.46 plutocrat in the account after 5 times due to compounding the interest. The emulsion interest would be 803.46
Compound interest is adding interest to the star of a loan or deposit, i.e. star plus interest. This can be done by reinvesting the interest, adding it to the top espoused rather of repaying it, or taking the borrower to pay and earn interest on the star plus preliminarily accrued interest in the coming period. The result. emulsion interest is the norm in finance and economics.
It can be calculated using the formula FV = P *( 1 R/ N)( N * T). where FV is the unborn value of the loan or investment, P is the original star quantum, R is the number of times N represents his emulsion interest per time, and T represents the number of times.
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cornerstone christian correspondence school address
The Cornerstone Christian Correspondence Elementary School's mailing address is 15938 US Highway 17 Townsend, GA 31331.
What is a primary school?Children between the ages of 5 and 11 who are transitioning from prekindergarten to secondary school receive their primary education at an elementary school, also known as a primary school.
There were 106,147 elementary schools in the United States in 2017, including 73,686 public schools and 32,461 private schools. This number includes all educational establishments that instruct students in the First through Eighth Grades.
The National Center for Education Statistics estimates that in the fall of 2020, nearly 32.8 million students attended public primary schools. Although this data is presented by the NCES as being from kindergarten to eighth grade, it typically covers kindergarten to fifth grade.
Primary or elementary education is the first level of formal education, and it begins when a child is about five years old.
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a 6-year-old girl was extracted from an apartment fire. she arrives with her voice being raspy, and she has audible stridor on presentation. ywhat is the next best step in management?
The condition must be handled by burn management, which must also be worried about any inhalation harm that could cause airways to enlarge and restrict to the 6-year-old girl.
In order to create a patent airway in some life-threatening circumstances, such as airway obstruction by a foreign body, angioedema, or significant face injuries, an incision is performed through the skin and cricothyroid membrane.
At the level of the cricothyroid membrane, the airway is at its narrowest in youngsters. Due to this, cricothyroidotomy is contraindicated in children under the age of two, and emergency surgical airway access typically entails needle jet ventilation and eventual tracheostomy.
Due to this, cricothyroidotomy is contraindicated in children under the age of two, and emergency surgical airway access typically entails needle jet ventilation and eventual tracheostomy. A tube is inserted through an incision in the cricothyroid membrane (CTM) during an operation known as a cricothyrotomy, sometimes known as a cricothyroidotomy, to create an airway for respiration and oxygenation. Burn management must take heed to this information.
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thomas wants to gain a usable understanding of consumer behavior in order to help him become a more effective marketing manager. which application of consumer behavior does this represent?
This exemplifies how
This represent marketing strategy application of consumer behaviour,
What is marketing strategy?A marketing strategy is a long-term plan for achieving a company's objectives by comprehending customer needs and developing a distinctive and sustainable competitive advantage. It covers everything, from choosing which channels to use to reach your customers to figuring out who they are.
With a marketing strategy, you can specify how your business positions itself in the market, the kinds of products you produce, the strategic partners you select, and the kinds of advertising and promotion you engage in.
Marketing aims to connect your business with potential customers and those customers with your products. It entails comprehending customer needs, converting those needs into goods and services, putting a price on those goods and services, and then persuading customers that they must purchase those goods and services.
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how do marketers reach and effectively persuade their audiences?
By using targeted marketing, you can more successfully reach your audience. Whether you're using social media ads or ads, each one offers sophisticated targeting ideas to help you find your target market.
What is advertising and how does it aid in marketing and audience reach?Through paid channels, advertising is a marketing method that allows you to communicate with prospective consumers about your goods or services. The goal of marketing for a small company may be to increase brand recognition, enhance your reputation, increase engagement, produce leads, or turn prospective leads into customers.
How do marketers convince customers?In order to persuade consumers to purchase goods or services, advertisers employ persuasive strategies like emotional appeals, peer pressure, source credibility, and repetition.
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a neutral person to help conflicting parties resolve their dispute and reach an agreement is known as a
A mediator is a neutral third party who helps conflicting parties reach an agreement.
What is mediator?Mediator is a neutral third party who assists in resolving disputes between two or more parties. The mediator helps the parties to identify and clarify issues, explore options for resolution, and reach an agreement that is acceptable to all parties. Mediation is a voluntary process, and the mediator does not have the authority to impose a settlement on the parties. The mediator facilitates communication between the parties, encourages them to be creative in finding solutions, and helps them reach an agreement that meets their interests. Mediation is often used in family law matters such as divorce or child custody disputes, as well as in business or civil disputes. It can be an effective way of resolving conflicts without resorting to costly litigation.
The mediator facilitates communication between the parties, helps them identify their interests, and assists them in finding mutually acceptable solutions.
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Design, construction, tests, and use of eye and face protection must be in accordance with
ANSI
if your credit card is stolen and the thief runs up a total debt of $500, but you notify the issuer of the card as soon as you discover it is missing, what is the maximum amount that you must pay according to federal law?
If someone steals your credit card and charges $500 in total. The maximum number that must be paid in accordance with federal legislation is $50.
How does a credit card work?A bank will provide you with a credit card as a form of loan that has a revolving credit line that you can manage. You might use your debt capacity, which is a cap on the lending that underpins your credit card, for small or large purchases.
What advantages do credit cards offer?The use of a credit card has many advantages. The benefits of credit cards include improved financial stability, raised credit scores, balance transfers, quick loan approval, and quick access to money in an emergency.
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ou are the mayor of a town with 10,000 residents. the head of your economic development agency recently conducted a survey in which the 10,000 residents said that a small public library in the center of town would be worth $25 to each of them. because the cost to build the library is only $150,000, you arrange to have the library built. everyone in town enjoys the library, but when you asked for donations to pay for the library, you only collected $15,000. you are convinced that
National security is among the most effective illustrations of a public benefit. If one individual in a certain location is protected from an attack or invasion by a foreign power, then it is likely that other residents of that same location will also be protected.
Why is national defense an example ?National defense is one example of a public benefit. An economist would be most likely to contend that tax dollars should be used to pay for national defense in the United States since no one can be barred from receiving benefits from national defense even if they choose not to contribute to a fund for it.A wonderful illustration of a public good is national security, which is provided freely available to all citizens of a nation and is maintained with funds obtained from public taxes.Based on initiatives to build legality, economic growth, social balance, and political stability, the national defense seeks to ensure the condition of democratic normality to which society, namely citizens, communities, and the state, aspiration.The Complete Question is National Security.
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The residents' survey was not accurate in terms of their willingness to pay for the library.
What is survey?Surveys can have a margin of error and people may have different levels of willingness to pay based on their individual circumstances. Additionally, people may have said they would be willing to pay $25 in the survey, but when it came time to actually make a donation, they may have been unable to or unwilling to do so. It's possible that the survey was not accurate in terms of residents' willingness to pay for the library. In this case, as the mayor, one option could be to re-evaluate the funding options for the library and look for alternative sources of funding such as grants or partnerships with private organizations.To learn more about survey refer:
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true or false: the key to a marketing exchange is that both buyers and sellers trade things of value so that each is better off after the trade.
This statement is True. The key to a successful marketing exchange is that both buyers and sellers are better off after the trade. A marketing exchange is an interaction between two parties where each party exchanges something of value for something else of value.
Buyers must receive a product or service of value that meets their needs, while sellers must receive something of value in return, such as money, goods, or services. A successful marketing exchange creates satisfaction for both parties and allows them to continue doing business together. The exchange also creates a positive relationship between the two parties. By understanding their needs and exchanging things of value, both buyers and sellers can benefit from the exchange.
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everyone benefits from street lighting, yet the marginal benefit to any one individual usually falls short of the marginal cost. this is an example of: group of answer choices one party preventing mutually beneficial trades in an attempt to capture a greater share of resources for itself. individual actions whose side effects are not properly taken into account by the market. the unsuitability of some goods for efficient management by markets. regulating self-interest.
Everyone benefits from street lighting, yet the marginal benefit to any one individual usually falls short of the marginal cost. this is an example of the unsuitability of some goods for efficient management by markets.
Option D is correct.
What is a marginal advantage?The maximum amount a customer is willing to pay for an additional product or service is known as marginal benefits. A customer's increased level of contentment after purchasing an additional product or service is also a marginal benefit.
What is the difference between marginal utility and marginal benefit?Typically, as consumption rises, the marginal benefit decreases. The increased happiness or contentment that an actor experiences as a result of consuming an additional unit of a particular good is referred to as marginal utility. The maximum price an actor is willing to pay for an additional unit of a good is referred to as the marginal benefit.
Question is incomplete:
Everyone benefits from street lighting, yet the marginal benefit to any one individual usually falls short of the marginal cost. This is an example of:
a. individual actions whose side effects are not properly taken into account by the market.
b. one party preventing mutually beneficial trades in an attempt to capture a greater share of resources for itself.
c. regulating self-interest.
d. the unsuitability of some goods for efficient management by markets.
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identify what accounting is by selecting the correct statement. multiple choice question. accounting information is primarily used only at the end of a year when tax returns and financial statements are prepared. accounting is a system that identifies, records and communicates financial information. accounting information impacts internal users only.
The best alternative that accurately conveys the significance of accounting is "Accounting is a system that identifies, records, and transmits financial information."
The best way to define accounting is as the process of keeping financial records in accordance with the laws. Accounting is used to evaluate the figures and facts that are relevant to the organisation and to portray its financial position. Its breadth has grown in almost every commercial company. Accountants' labour is the foundation of today's financial markets. Business executives would lack the transparency they require to manage risks or plan initiatives without accounting, and investors would be unable to rely on up-to-date, accurate financial data.
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In the context of international marketing and commerce, which of the following are ways in which you can deal with the natural fluctuations in markets?
1. Currency Hedging: Currency hedging is a way to manage the risk of exchange rate fluctuations by buying or selling forwards, futures, options or other derivatives. This strategy allows companies to lock in a set exchange rate for a set period of time, thereby reducing the risk of exchange rate fluctuations and resulting losses.
2. Diversification: Diversification is a way of managing risk by investing in different markets and asset classes. This can help mitigate the effects of market volatility and provide a more stable return on investment.
3. Risk Management Strategies: Risk management strategies are designed to identify and reduce the risk of financial loss due to market fluctuations.
4. Market Intelligence: Market Intelligence is a way to monitor and analyze market trends and factors in order to predict market fluctuations and plan accordingly.
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if your investment increased 12 % this year and inflation for the period was 4% what was your real rate of return
The approximate real rate of return = 8%
The yearly rate of return that is taken into account after taxes and inflation is known as the real rate of return. A nominal rate of return, on the other hand, is one that excludes taxes and inflation. Similar to this, the real rate of return is one that accounts for taxes or inflation in its computation.
The money gained by an investment before deducting costs like taxes, investment fees, and inflation is known as the nominal rate of return. The nominal rate would be 10% in the event that an investment produced a 10% return.
The inflation formula rate enables us to determine how much the cost of goods and services has climbed over the last year in a given country.
The approximate real rate of return = Nominal rate of return - Inflation rate
Approximate real rate of return = 12%-4% = 8%
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The missing option may be:
8.0%
7.7%
9.3%
12.0%
on january 1, 2020, dingman company purchased 15% of the voting common stock of honigman corp. later, on january 1, 2022, dingman increased their holdings to 32% of honigman voting common stock. if dingman achieves significant influence with this additional investment, how must dingman account for the change to the equity method
Dingman Company must account for the increase in their holdings of Honigman Corp's voting common stock using the equity method of accounting.
Under this method, an investor records its investment in an affiliate at cost and adjusts the carrying amount for the investor's share of the affiliate's net income or loss, and any other changes in the affiliate's equity that are not directly attributable to transactions with the investor.
When Dingman first purchased 15% of Honigman Corp's voting common stock on January 1, 2020, they would have initially recorded the investment at cost and then adjusted the carrying amount for their share of Honigman's net income or loss.
On January 1, 2022, when Dingman increased their holdings to 32%, they would have to make additional adjustments to their investment in Honigman to reflect their increased ownership percentage. This would likely include re-measuring the investment at fair value and recognizing any gain or loss.
Additionally, the equity method requires Dingman to include their share of Honigman's net income in their own income statement, and to reflect their share of Honigman's retained earnings in their own balance sheet. Since Dingman achieved significant influence with this additional investment, it must account for the change in equity method as well as report this investment in its financial statement as a long-term investment in affiliate.
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which rider, when attached to a permanent life insurance policy, provides an amount of insurance on every family member?
Family term rider, A "family rider" is a single rider that covers everyone in a household.
In contrast to term insurance, which only covers you for a set period of time, a permanent life insurance policy will protect you for the rest of your life. The death benefit from term insurance, like that of other types of insurance, is normally distributed to beneficiaries free of income tax.
A permanent life insurance policy is preferable since it offers lifetime protection and a cash value component that can increase in value. You can rest assured that your loved ones will be provided for regardless of when you pass away.
The term "whole life policy" refers to the most basic type of permanent life insurance, which provides protection for the policyholder for as long as they continue to pay payments. Due to its cash value feature, permanent life insurance cannot be considered "pure life insurance," unlike term.
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