If Mary owes the IRS $5,000 for her income taxes and is in the 15% marginal tax bracket, what would be her average tax rate if she had taxable income of
$41,667?
O About 12%
O About 13%
O About 14%
O About 15%

Answers

Answer 1
answer : about 12%

explanation:

Related Questions

A person who is employed directly by a company for a certain amount of time, specified in a formal agreement between the company and the workers, is referred to as a(n) part-time worker. temporary worker. on-call worker. contract company worker. independent contractor.

Answers

A person who is employed directly by a company for a certain amount of time, specified in a formal agreement between the company and the workers, is referred to as a: D. contract company worker.

Who is an employee?

An employee can be defined as an individual who is statutorily employed by an employer of labor in a business firm, so as to perform specific tasks, duties or functions on a daily basis for a certain agreed fee (salary), that is usually paid at the end of the month.

Who is a contract company worker?

A contract company worker is also referred to as a temporary worker and can be defined as an individual who is directly employed by an employer of labor in a business firm for a certain amount of time, which is typically specified in a contractual agreement.

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17. Janelle earns $600 per week. She is given a raise of 6% which increases her federal taxes from $24 per pay to
$28. FICA taxes and a state income tax of 3% are also withheld from her wages. What is the increase in her
gross wages? How much does her net pay increase per week with her raise?

Answers

a) The increase in Janelle's weekly gross wages is $36.

b) Janelle's net weekly pay increased by $30.92 due to the raise.

What are the gross pay and net pay?

The gross pay is the total earnings per period.

The net pay is the gross pay after taking away all deductions, including federal and state taxes.

Gross pay equals net pay plus total deductions.  Net pay equals gross pay minus total deductions.

Data and Calculations:

Earnings per week = $600

Raise received 6%

Total new earnings per week = $636 ($600 x 1.06)

Total increase in Gross earnings per week = $36 ($636 - $600)

Federal taxes increase = $4 ($28 - $24)

FICA and state income tax increase = 3% or $1.08

The actual increase in net pay per week = $30.92 ($36 - $4 - $1.08)

Thus, Janelle's weekly gross wages increased by $36 but the actual net pay increase was $30.92.

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A company stops producing product that are not selling

Answers

When a company stops producing products that are not selling, this falls under Product/Service Management.

What is Product or Service Management?

Product or Service Management refers to the part of a company that is in charge of monitoring a certain product or service to see how it is doing, how it contributes to the company, and how it can either be improved upon, or winded down on.

Product or Service Management would therefore notice when a product is no longer selling. They will report to the top management about their finds and the top management will then make the decision to either keep producing the product, or to stop producing it so the company stops incurring losses.

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Q2. What can an organisation do to ensure that its HR department plays vital and effective role
in its operations ?

Answers

Corporation upload to list share. An organization is a collection of those who work together, like a neighborhood association, a charity, a union, or an agency. you can use the phrase agency to consult an organization or enterprise, or to the act of forming or setting up something.

The organization of business enterprise refers back to the act of placing things into a logical order or the act of taking an efficient and orderly method to responsibilities, or a collection of people who've officially come collectively. when you smooth up your table and document all your papers into logical spots, that is an instance of the corporation.

A is a bigger shape and typically organization a number of groups. genuinely, a company is a company, however, a company isn't just a company. The industry is a mixture of companies in the identical line of commercial enterprise. firm, employer, and enterprise are synonyms of "business enterprise".

Enterprise organization top-quality utilization of monetary and human resources. It not best aids in the right assignment of jobs to suitable personnel but also keeps music that there's no waste of assets and efforts because of duplication of work.

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what are type of extrinsic values

Answers

Type of extrinsic values: Extrinsic or Instrumental values.

The extrinsic values measure the difference between the market price of an alternative, known as the top class, and its intrinsic fee. The extrinsic fee is also part of the really worth that has been assigned to an alternative by using factors apart from the underlying asset's fee. The extrinsic price of an item refers to the cost of the item outdoor of its intrinsic fee, this may be derived from the amount of cash assigned to the asset past the actual fee.

In ethics, extrinsic values are the assets of anything this is treasured on its personal. Intrinsic cost is in the evaluation of an instrumental fee, that's an asset of something that derives its cost from a relation to every other intrinsically precious issue. Examples of extrinsic values ought to encompass process security, compensation, promotions, or recognition. What are your lifestyle values? Your lifestyle values describe your private alternatives approximately wherein you live or how you like to spend your enjoyment time.

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Case 3-3: Technology possibilities: Bell Emroy is Vice President of Operations at a California banking firm. This company has forty-eight branches of operations, these operations vary from customer service facilities in their cars, which employ ten employees, to the largest facilities that employ approximately one hundred and fifty employees, employee turnover has always been a major problem in these branches, and all Recruitment strategies are ineffective in reducing this problem. The high employee turnover rate made employee training a special problem. The human resources department is the department responsible for training employees, but the human resources department carried operations to the branch, the cost incurred in this regard, the recent expansions in training, as a result of the services provided by the bank, which are constantly changing, very high costs, Emroy decided that the time It is time to try to reduce these costs, by implementing some modern training strategies. Imroy believed that it was possible to use many modern communication technologies, in order to save on training expenses, in particular. This saving can be achieved for branches located more than 400 miles from the company's headquarters (in the past, training professionals would travel to the branch site and spend a night there, then provide a training session that lasted one or two days, and then come back Imroy would like to reduce these travel and subsistence expenses.) Imroy's request from the resource manager Occasionally to investigate the possibilities of communication technologies with regard to training. But no action was taken. Emroy decided to write a persuasive letter to Tyson. In order for Tyson to encourage his employees to check this out. The project: Write a note to HR Director Joan Tyson, which can be used for this purpose. The memorandum should include one or two specific technologies that are suitable for this purpose, the advantages of these technologies and the impact of the communication that can be expected. You should pay special attention to the training of cashiers. For example, registration procedures must be Many transactions and customer communications are part of this training.
Q:
Q1/ What is the main problem in this case?
Q2/ What are the causes of this problem?
Q3/ Preparing the project for this case according to the project description required in the case

Answers

The main problem in the above case study is one of poor operational system which translates to unpredictability for the staff leading to high turnover or rate of attrition among staff. It is to be noted that change is good but when it is frequent and not properly managed, it can lead to burnout, confusion, and disengagement. Staff rather than invest energy in learning a new process will rather stall because they know it will soon change again.

What are the causes of this problem?

The chief cause of this problem is the unwillingness of key decision makers to explore the use of technology to simply the operational model of the business which in turn will translate to:

Ease of implementing and adjusting to the incessant changeslower the cost of training; and Lower the cost of attrition of high employee turnover.

What is the project case required for this case study?

The project case requires a persuasive note to be written to the HR Director Joan Tyson encouraging the trial of technology to be used to reduce the cost of training. See the letter below.

The HR Director,
California Banking Firm
California.

Dear Sir,

An appeal for XYZ Technology to be considered for Training of Employees

It is no longer news that we are are suffering a lot of set back, high cost of operation and attrition due to our current operational model.

The primary reason of this problem is the inertia with regard to investigating the use of technology to simplify the business's operating model.

We have noted for those who have deployed similar solution that it resulted in:

Ease of implementation and responding to the constant changes lower the cost of training; lowered the expense of high staff turnover attrition;Higher engagement among employees, Higher organizational performanceHigher profits, not name a few.

We have done the computations that the financial cost saving of implementing this model was computed at over 2000% when compared to the current system.

The Technology vendor has agreed to run a demo at no cost provided that the demo will only last for one week within which we are to test it's effectiveness among other terms and conditions.

If we implement this change, it is only a matter of time before our customers will become happier with our services as stability and consistency will return to our operations. Given that we have nothing to lose here by executing this trial, I urge you to give a go ahead for this project.

Best regards,

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An employer's defense to an employment discrimination claim might include a simple demonstration that the employee's evidence is not true. This defense might include all of the following except

Answers

An employer's defense to an employment discrimination claim might include a simple demonstration that the employee's evidence is not true. This defense might include all of the following except "the employee is a known liar".

What is a defense in law?

A defendant may establish a defense in a civil case or criminal prosecution under common law or legislation in order to avoid civil responsibility or criminal guilt.

What is Evidence?

The evidence for a proposition is what backs up that assertion. It is commonly seen as proof that the supported statement is correct. The function of evidence and how it is conceived differs by discipline.

How can a lie be detected during a legal proceeding?

The polygraph is the most well-known tool for detecting deceit through psychophysiological means.

All of these strategies are designed to identify deceit by evaluating indications of changes in the body that are ordinarily undetectable by human inspection.

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5. The primacy effect refers to the fact that _____ are more likely to be remembered.
a. the most important items in a list
b. the first-presented items in a list
c. items that have the greatest emotional impact
d. the items presented most recently in a list


Answers

The primacy effect refers to the fact that b. items presented early in a list are remembered better than items in the middle of the list are more likely to be remembered.

What is primary effect?

Primary effect can be defined as the probability that people will tend to remember the number one things they have listed in their lists.

Example if a person has a list of items to buy in a grocery store or market the person will often recall the number one item that he/she wrote down in the list before remembering  other items that he/ she wrote down in the list.

Therefore the correct option is b.

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Answer: The first-presented items in a list are more likely to be remembered than item in the middle of the list.

Explanation: i got it correct.

For consumers with an income around $50,000 a year, you can expect the price elasticity of demand to be more elastic for a $20,000 ski boat than for a $1 roll of toilet paper. True or False

Answers

For consumers with an income around $50,000 a year, you can expect the price elasticity of demand to be more elastic for a $20,000 ski boat than for a $1 roll of toilet paper. True

What is price elasticity of demand ?

Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good. Price elasticity of demand is the ratio of the percentage change in quantity demanded to the percentage change in price.

The greater the proportion an expense is to income, the greater the elasticity. For example, assume the price of the ski boat increases to $50,000, more likely than not the person that earns an income of $50,000 would not be able to purchase the ski boat. Thus, it would have a high elasticity of demand.

On the other hand, the price of a roll of toilet paper cannot exceed $10. Thus, it would have an inelastic demand.

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Consider a bond that has a face value of $1,000. The bond has a maturity of 25 years and pays coupons of 5.5% per annum. If the bond's required rate of return is 8.0% per annum nominal, and coupons are received semi-annually, what is the current market price of the bond?

Answers

The current market price of the bond is $731.47

What is the market price of a bond?

The market price of a bond is the present of its future cash flows discounted at its semiannual required rate of return which is the appropriate discount rate in this case.

The market price can be ascertained using a financial calculator that requires that the calculator be set to its end mode since coupons are paid at the end of each semiannual period

N=50(number of semiannual periods in  25 years)

I/Y=4.0(semiannual yield =8.0%/2)

PMT=27.50(semiannual coupon=5.5%*1000/2=27.50)

FV=1000(bond's  face value is $1000)

CPT(press compute)

PV=$731.47

The market price of a bond is the present of its future cash flows discounted at its semiannual required rate of return which is the appropriate semiannual discount rate of 4.0% is $731.47

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What do you need to do if you have a
job and earn a paycheck?
A. put half of your paycheck in the bank
B. file a tax return
C. submit your pay stubs to your local law enforcement
office
D. invest in a 401k

Answers

Answer is D Welcome lol

If an asset declines in value from $5,000 to $3,600 over six years, what is the mean annual growth rate (as a percent) in the asset's value over these six years? (Round your answer to four decimal places.)

Answers

Based on the fact that the asset declined in value from $5,000 to $3,600 over six years, the mean annual growth rate of the asset over those six years was -4.67%

What was the mean growth rate?

The mean growth rate over those years is the rate at which the asset had grown in value or the rate at which the asset had declined in value over a certain period of time.

The first thing to do is to find the change in the value of the asset over those six years:
= New value of asset - Old value of asset

= 3,600 - 5,000

= -$1,400

Now that you have the change in the value of the asset, you can find the mean growth rate as:

= (Change in value of asset / Original value of asset) / number of years that asset was used

Solving for the mean annual growth rate gives:

= (-1,400 / 5,000) / 6

= -0.28 / 6

= -0.46667

= -4.67%

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Dove Ltd pays 40% of its earning in dividends and its latest earnings announced were R10 per share. The company expects to earn a return on equity of 20% per year in all reinvested earning forever. Dove's beta coefficient is 1.2, the risk free is 8% and the expected return on the market portfolio is 15%. If the market share price is R100 and you expect the market price to be equal to the intrinsic value, what is your expected one year holding period

Answers

If the market share price is R100 and you expect the market price to be equal to the intrinsic value, the expected one year holding period return is 18.52%

What is growth rate of the company's earnings?

The growth rate of the company's earnings is determined as the retention rate(1-dividend payout ratio) multiplied by the return on equity

growth rate=(1-40%)*20%

growth rate=12.00%

The return on the company's stock can be determined using the Capital Asset Pricing Model as shown below:

expected return=risk-free rate+(market return-risk-free rate)*beta

expected return=8%+(15%-8%)*1.2

expected return=16.40%

holding period=(price in one year-price now+ dividend in one year)/price now

price now=100

price in one year=dividend in year 2/(expected return-growth rate)

earnings now=10

dividend now in 1 year=10*(1+12%)*40%=4.48

earnings in 2 years=10*(1+12.00%)^2

earnings in 2 years=12.544

dividend in 2 years=12.544*40%= 5.0176

price in one year=5.0176/(16.40%-12.00%)

price in one year= 114.04

expected one year holding period return=(114.04-100+4.48)/100

expected one year holding period return=18.52%

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Suppose that a country's annual growth rates over a 10-year period were as follows:
Year
1
2
3
4
5
6
7
8
9
10
Growth Rate
5%
3
percent
4
-1
-2
2
3
4
6
3
Instructions: In part a, round your answer to 1 decimal place. In parts b-c, enter your answers as a whole number.
a. What was the country's trend rate of growth over this period?
b. Which set of years most clearly demonstrates an expansionary phase of the business cycle?
Years
through
c. Which set of years best illustrates a recessionary phase of the business cycle?
Years
through

Answers

Answer: :}

Explanation:

:]

2. The following transactions were completed by the company. Provide the impact of each
transaction on individual items of the accounting equation.
a. The company completed consulting work for a client and immediately collected $7,200 cash.
b. The company completed commission work for a client and sent a bill for $5,700 to be received
within 30 days.
c. The company paid an assistant $2,250 cash as wages for the period.
d. The company collected $2,850 cash as partial payment for the amount owed by the client in
transaction b.
e. The company paid $1.040 cash for this period's cleaning services.

Answers

The transactions of a corporation described here will affect the components of the accounting equation. The accounting equation informs us about assets, liabilities, and capital.

Because every transaction has two effects in an accounting equation, it serves as the foundation of the double entry system. The assets equal the obligations(Liabilities) plus the owner's equity.

[tex]Liabilities + Owner's Equity = Assets[/tex]

a. The company completed consulting work for a client and immediately collected $7,200 cash earned.

[tex]Assets = Liabilities + Owner's Equity[/tex]

[tex]7,200 = 0 + 7,200[/tex]

The cash and capital balances are both growing by $7,200.

b. The company completed commission work for a client and sent a bill for $5,700 to be received within 30 days.

[tex]Assets = Liabilities + Owner's Equity[/tex]

[tex]5,700 = 0 + 5,700[/tex]

Bills receivable are an asset, and capital is growing as well.

c. The company paid an assistant $2,250 cash as wages for the period.

[tex]Assets = Liabilities + Owner's Equity[/tex]

[tex](2,250) = 0 + (2,250)[/tex]

Payment leads in a decrease in both cash and equity.

d. The company collected $2,850 cash as partial payment for the amount owed by the client in

transaction b.

[tex]Assets = Liabilities + Owner's Equity[/tex]

[tex]2,850 = 0 + 2,850[/tex]

Cash collection raises both the cash and the owner's equity.

e. The company paid $1.040 cash for this period's cleaning services.

[tex]Assets = Liabilities + Owner's Equity[/tex]

[tex](1,040) = 0 + (1,040)[/tex]

Payment leads in a decrease in both cash and equity.

Hence, Accounting equations depict the company's completed transactions.

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Gina loves food almost as much as she likes to make money. When Gina knew that she wanted to own her own business, she decided to open a restaurant. She didn’t know exactly what was involved and wanted some guidance as she developed her business. She contacted a nationally known restaurant xhain and purchased the right to operate her restaurant under the restaurant’s trade name.

Answers

Gina needed some guidance while she built her company because she didn't know exactly what was involved. She made contact with a well-known restaurant xhain and paid for the right to use its trade name when operating her own restaurant. So, Gina is following single ownership business.

A sole proprietorship, also known as a Single ownership business, is an unincorporated business with only one owner who is responsible for paying personal income tax on the company's profits. Since it's not essential to register a distinct business or trade name, many sole owners operate under their own identities.

Due to a lack of governmental oversight, a sole proprietorship is the most straightforward type of business to start or dissolve. As a result, consultants, sole proprietors, and other freelancers frequently operate these kinds of enterprises. The majority of small firms begin as sole proprietorships, grow, and then convert to a limited liability entity or corporation. So when Gina contacted a nationally known restaurant xhain and purchased the right to operate her restaurant under the restaurant’s trade name its referred to as single ownership business.

The question is incomplete complete question is:

Gina loves food almost as much as she likes to make money. When Gina knew that she wanted to own her own business, she decided to open a restaurant. She didn’t know exactly what was involved and wanted some guidance as she developed her business. She contacted a nationally known restaurant xhain and purchased the right to operate her restaurant under the restaurant’s trade name. what kind of business do they belong????

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What checks are checks which have been paid and returned with your statement

Answers

Canceled checks are checks which have been paid and returned with your statement.

A statement of work should contain; a top-level view, governance detail, the approach, levels and responsibilities, deliverables, timeline and milestones, estimate and charge agenda, and any assumptions.

You may keep away from the phrase “declaration” unless you're talking or writing about something formal, inclusive of written or spoken statistics from a central authority reliable. English instructors on occasion use the phrase “assertion,” however happily you shouldn't!

A declaration sentence, also called a declarative sentence, is a sentence this is used to bring a concept, assertion, or reality to the man or woman analyzing it. they are one of the four types of sentence shapes, and they may be also the sort that humans use maximum usually.

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When a strategy becomes internalized into a corporate culture, it can lead to_____________.

Answers

Whilst a strategy becomes internalized right into a corporate tradition, it could result in a theoretical attitude.

The corporate method regarding big organizations, or a particular huge organization. interest rates are higher for corporate customers than for non-public customers. The economy is developing, and company earnings are rising. company means referring to large companies, or to a particular big company. A corporation is an appropriate shape of enterprise or prison shape for smaller groups or entities; at the same time as a company is more appropriate for larger corporations or entities.

An employer is a legal entity this is separate and awesome from its owners. beneath the regulation, organizations own most of the identical rights and responsibilities as people. they can enter contracts, loan and borrow cash, sue and be sued, hire employees, personal property, and pay taxes. A corporate can be formed as a for-profit or a not-for-profit entity. For-profit entities shape most of the people of businesses, and they're fashioned to generate sales and provide a return to their shareholders, in step with their percentage of ownership within the organization.

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A local businessman wants to open a new business in his neighborhood. He looks up the population statistics and discovers that 75% of the population of this region is over the age of 60. What could he predict would be the most successful business to open?

A.
a toy store

B.
a retirement home

C.
a high school tutoring center

D.
an arcade

Answers

The most successful business to open would be retirement home

Consumer behavior and economic trends are combined in market research to support and enhance your business concept.

Understanding your consumer base from the start is essential. Even when your company is still only a vision in your mind, market research allows you to lower risks.

To better understand the opportunities and restrictions for attracting clients, gather demographic information. Population statistics on wealth, family, interests, and any other information pertinent to your business could be included in this.

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Identify and explain two ways Jonah could add value to his toys

Answers

Answer:

Here I add an answer with an image.

Explanation:

Question 8
Ecru Inc. is a company that regularly provides dairy products and meat to a fast-food chain. In this scenario, Ecru Inc. is a?

Answers

Ecru Inc. is a company that provides dairy products and meat to a fast food chain. The fast food chain regularly buys these food items from Ecru. In this scenario, Ecru is a supplier of the fast food chain.

A food chain is a linear network in a food web beginning from manufacturer organisms and ending in detritivores, or decomposer species. A meals chain additionally suggests how organisms are related to each different through the food they eat. each level of a food chain represents a distinct trophic degree.

The food chain describes who eats whom in the wild. every living component from one-celled algae to large blue whales desires food to survive. each meal chain is a likely pathway that energy and nutrients can comply with through the environment.

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Disclaimer:- your question is incomplete, please see below for the complete question.

Ecru Inc. is a company that provides dairy products and meat to a fast food chain. The fast food chain regularly buys these food items from Ecru. In this scenario, Ecru is a__________of the fast food chain.

Debt Irrelevance . Companies A and B differ only in their capital structure . A is financed 30 debt and 70 % equity B is financed 10 % debt and 90 equity . The debt of both companies is risk - free . ( LO16-1 a Rosencrantz owns 1 of the common stock of A. What other investment package ( involving shares in company B ) would produce identical cash flows for Rosencrantz Guildenstern owns 2 % of the common stock of B. What other investment package ( involving shares in company A ) would produce identical cash flows for Guildenstern

Answers

The Relevance of Debt:

A) 4.2% B) 3.4% C) 26.25% D) 19.76% E) 52.5%

Briefing: -

A) The likelihood that a person resides in the West and is technologically oriented is given by the formula: P(person resides in West) x P(person residing in West is technologically oriented) = 0.21 * 0.20 = 0.042 or 4. 2%

B) The likelihood that a person lives in the Northeast and is tech-savvy: =P(person lives in the Northeast) x P(person in the Northeast is tech-savvy) = 0.20 * 0.17 = 0.034 or 3. 4% C) The likelihood that a person lives in the West given that he or she is tech-savvy: =P(person lives in the West and is tech-savvy) / P(person is technology-savvy) = 0.042 / 0.16 = 0.2625 or

D) Chances of a person residing in NE, given that he is not technologically oriented:

P(person lives in NE and is not tech-driven) = 0.20*(1-0. 17) / (1-0. 16) = 0.1976 or 19.76% P(person is not tech-driven) = 0.20*(1-0.

E) Chance that the individual does not reside in the Northeast or the West given his emphasis on technology:

P(person is technology driven) - P(person lives in NE or W and is technology driven) = (0.16 - 0.042 - 0.034) / 0.16 = 0.525 or 52.5%. P(person is technology driven) - P(person does not live in NE or W and is technology driven)

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Mark deposited a total of $45,000 in two different CDs One CD paid 5% annual interest, and the other paid 35% annual interest. At the end of one year he had eamed $2175 in interest from the two CDs How much did Mark invest in each CD?

Answers

It 818181818189191929191

Discuss the check-in and check-out procedures of a hotel.

Answers

The check in procedure on a hotel include:

Welcome the guest with a sincere smile.Ask for the person's nameAsk for he kind of room that the guest will like.Check for any scanty baggage and call the room attendant to help with the luggage.After payment, give the guest the key.

The check out process include:

Greet guest with a pleasant smile.Address guest by his last name.Ask the guest about his stay.Collect the room key.

How to illustrate the information?

It should be noted that it's important to be nice to guest when they come to a hotel.

Check-in: When a visitor arrives at the hotel with the appropriate identification, the check-in process begins. They need to have a legitimate ID. Look into: After handing the hotel receptionist your keys, checking out is the next step.

During the checkout, be nice and helpful to them and tell them that you'll like them to come visiting again.

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In which two ways can using critical-thinking skills help a person select a suitable career?

locating specific inventory tools to set achievable goals
identifying hobbies relevant to the process of exploring careers
evaluating the positive and negative aspects of a career choice
acquiring the training necessary to succeed in a specific career
setting specific, achievable career goals

Answers

Answer:

it's

Explanation:

evaluating the positive and negative aspects of a career choice cuz it hits you with a sentiment of your identity and the career you would fit in and makes you realize your choice

acquiring the training necessary to succeed in a specific career yeah it is true once you learn the skill it can be easy and you don't have to be tensed about what you're going in the job cause you know what skills in what time should you use

HELP WILL GIFT 100 POINTS!! AND BRAINLIEST!!!

How might a situation in which there is no existing competition for a product or service still lead to innovation?


Two businesses that were working together can make the decision to compete to drive innovation.


An entrepreneur can take advantage of an opening to create an innovative product or service.


An entrepreneur can base a product or service off the innovative ideas of others.

Two businesses with similar products might come together to offer an innovative service.

Answers

Answer:

Two businesses that were working together can make the decision to compete to drive innovation.

And

Two businesses with similar products might come together to offer an innovative service.

What document is a formal letter explaining why you are seeking a position?

cover letter
recommendations
resume
transcript​

Answers

the answer is: resume

resumes are used to show what your previous professions/jobs were, they can also show someone your skills and talents

Your used car payment will be $250 per month. What financial challenge do you now face?

A - My auto insurance costs more than my renters insurance.
B - I will spend more on groceries now that I am buying gas.
C - My savings budget is too high.
D - My car payment is higher than my discretionary spending.

Answers

If my used car payment will be $250 per month, the financial challenge I would face is that: D - My car payment is higher than my discretionary spending.

What are financial planning skills?

Financial planning skills can be defined as the ability of an individual to determine the most appropriate (best) financing and investing activities for himself or herself, or a business firm after evaluating all available options.

What is discretionary spending?

Discretionary spending can be defined as a financial cost that an individual, household, business firm completely can survive without, if necessary. This ultimately implies that, discretionary spending is an amount of money that is spent by an individual, household, business firm (consumers) on less significant (nonessential) goods or services, other than necessities such as:

FoodShelter (rent)ClothesFuel GroceriesUtilities

In this scenario, we can reasonably infer that this person's car payment is higher than his or her discretionary spending.

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Answer: Answer is D

Explanation:

An agent from MoneyGram calls asking for your help. He claims a CVS Health
colleague processed a transaction was incomplete. A customer paid for a wire
transfer of $500 but only $300 was sent. He would like to you to send the
additional $200 and provides you with the information.
What should you do? (Select All That Apply)

Answers

Based on the information provided, the things which you should do include:

C. Never process transactions over the phone. Write down the caller ID information (if you have it). After you hang up, tell a management team member so they can submit a Money Product Alert form to the AML Compliance Department.

D. In an effort to encourage trust between CVS Health and our customers, see if you can locate the customer in the store to verify the claim and situation.

What is information security?

Information security can be defined as a preventive practice which is typically used to protect an information system (IS) that use, store or transmit information, from potential theft, attack, damage, or unauthorized access, especially through the use of a body of technologies, encryption, frameworks, processes and network engineers.

The types of security control.

In Cybersecurity, there are three (3) different types of security control and these include the following:

Physical security.Operational security.Management security.

As a preventive measure to cybercrimes, it is very important for customers and service providers to avoid processing financial transactions over the phone or requesting personally identifiable information (PII).

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Complete Question:

An agent from MoneyGram calls asking for your help. He claims a CVS Health colleague processed a transaction was incomplete. A customer paid for a wire transfer of $500 but only $300 was sent. He would like you to send the additional $200 and provides you with the information.

What should you do? (Select All That Apply)

A. Ask for the origination information so you can verify it and send the additional $200.

B. Earning trust with our customers and the community is important. You should take down the information and send the $200 to the recipient as instructed.

C. Never process transactions over the phone. Write down the caller ID information (if you have it). After you hang up, tell a management team member so they can submit a Money Product Alert form to the AML Compliance Department.

D. In an effort to encourage trust between CVS Health and our customers, see if you can locate the customer in the store to verify the claim and situation.

Nelson Nguyen

Professor Larry Veres

BUS113, 76009

September 22, 2022



You-Viewpoint (Midterm)

For business, communication is one of the essential factors to bring us particular successes that we want to achieve. Here, communication from the you-viewpoint is one of the practical support tools in the business communication process to build goodwill between a business and its customers. This tool helps us think beyond our own goals to observe and consider the situation from the recipient's perspective, thereby helping us to provide feasible and timely solutions to achieve efficiency for the business.

When I look at the problem here, a customer often pays their account past due in 45-50 days instead of 30 days. The customer also shared how my company's service level had declined and that deliveries and invoicing were a big problem in this situation. To solve the problem, I can start by respecting, listening, and being open to their views, even if I may disagree with some of what they share. I can reach them by finding common ground with my customer or finding a compromise acceptable to both parties. Finding areas that we both agree on can be a starting point for a more productive conversation between my company and the customer. I may consider going with a compromise if I cannot find common ground. In addition, I will also give my point of view when explaining my company's position and why I believe the customer's complaints are unfounded. This might help my customer understand my perspective and potentially resolve the issue.

When writing to someone I don't like when they have unreasonably complained about something, you-viewpoint can help me justify and use it in good business communication. When writing to a customer who has never paid their account on time, I would say that "I understand our invoicing and delivery process has been a problem in the past, but I want to let you know that we are working to improve our service level and we would appreciate your help in resolving this issue. When writing to a customer who complained about something, I would say, "I'm sorry to hear that you are unhappy with our service. I want to understand more of your perspective and see if there's anything we can do to resolve the issue."

Through the problem, I understand that you-viewpoint is one of the critical factors in determining the success or failure of a business. You-viewpoint can demonstrate that I am willing to address the customer's concerns and actively work to find the best solution to the problem. However, I must always be careful and precise in using you-viewpoint to resolve the situation reasonably for both parties, avoid negative reviews and complaints, build goodwill, and can continue to maintain and develop a business when working with customers.

(Hi, this is my essay about you-viewpoint. I want to have an outline for this essay. Can you create that for me? Thank you!)

Answers

The task is to create an outline to be used for an essay. It is to be noted that it is best to create an outline before writing an essay not before. However see the outline prepared that could best suit the purpose of a similar essay.

What is the best essay outline for the above project?

Introduction

Here you state your claim/thesis in a very clear way. Usually, this can be contained in one paragraph.

For example - The importance of Business Communication

Body

Depending on how many words you are asked to write, that will determine how many paragraphs you have to write here. This is where you provide supporting statements and evidence for authoritative sources supporting your argument in the Introduction.

Each point stated here must be done in a different paragraph, with each paragraph approximating the same number of words.

For example -

Examples of how communication helps to solve business problems will come under this section

Conclusion

Restate your main idea and arrange your key points in a coherent manner.

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