If there are no excess reserves in the banking system and the Fed lowers the required reserve ratio, it follows that banks will now have __________, which they can use to extend loans and create new

Answers

Answer 1

Answer:

Excess reserves

Explanation:

Money supply in the economy is regulated by the central bank of Federal Reserve through various methods.

One of them is the use of reserve ratio.

Reserve ratio is the percentage of total deposit in a bank that commercial banks are required to keep aside and not use.

If there is no excess reserves and the Fed lowers required reserve ratio, it means banks will now have more money they can use to service customers.

The excess excess of the reserve can now the used to give out loans


Related Questions

IF YOUR NEED FOR A SPEEDY DELIVERY CALL REGIONAL ASIA SANIC​

Answers

Answer:

Explanation:

okey dokey I WILL CALL

Why do we need to carefully plan the operations of the business?​

Answers

Answer:

hi nhi pata bhai soery. long

Which of these are considerations that go into pricing a company's product? (Select all that apply.)

Price of getting the product to the market

How much tax the consumer pays as an end user

Price of labor to make the product

Price of raw materials

Answers

Answer:

All EXCEPT How much tax the consumer pays as an end user

Explanation:

All the options except how much tax the consumer pays as an end user are considerations that go into pricing a company's product.

What is pricing?

Pricing is the process by which a company determines the price at which it will sell its products and services. It may be part of the company's marketing strategy. When determining prices, the company will consider the cost of acquiring the goods, the manufacturing cost, the marketplace, competition, market condition, brand, and product quality.

Pricing is an important aspect of product management and one of the four Ps of the marketing mix, along with product, promotion, and place. Among the four Ps, price is the only one that generates revenue.

Therefore, price of getting the product to the market, price of labor to make the product, price of raw materials are the considerations that go into pricing a company's product.

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To determine a credit score, debt, available credit and total assets are all part of the
calculation. It is important to have the ability to calculate total assets to improve a credit
score. The Smith family has a net worth of $100,000 and liabilities equaling $67,000, what is
the amount of their assets?
$100,000
O $67.000
O $33,000
O $167,000

Answers

Answer:

Net assets of smith family = $167,000

Explanation:

Given:

Net worth of smith family = $100,000

Net liabilities of smith family = $67,000

Find:

Net assets of smith family

Computation:

Net assets = Net worth + Net liabilities

Net assets of smith family = Net worth of smith family + Net liabilities of smith family

Net assets of smith family = $100,000 + $67,000

Net assets of smith family = $167,000

Marcus is in seventh grade. He has decided that he wants to go to college when he graduates from high school. What are the best things Marcus can do to help pay for his college education? Select all that apply.
Marcus could open a savings account and start saving money.
Marcus could ask his neighbors to help pay his college tuition.
If possible, Marcus’s parents could help him pay for his college expenses.
Marcus could ask the college to let him attend for free.
Marcus could drop out of high school, get a job, and save his tuition first.

Answers

Answer:

Marcus could open a savings account and start saving money

If possible, Marcus’s parents could help him pay for his college expenses.

Explanation:

Answer:

Its A and C

Explanation:

What is importing??????????????

Answers

It when you move something to a another place most of the times its another country.

Ex. Importing plantains from jamaica to the USA.

Answer:

An import is a good or service bought in one country that was produced in another. Imports and exports are the components of international trade. If the value of a country's imports exceeds the value of its exports, the country has a negative balance of trade, also known as a trade deficit .

Explanation:

100 on edge

Unemployment that arises as a result of the time it takes for unemployed people to locate a job utilizing their transferable skills is called __________ unemployment.

Answers

Unemployment that arises as a result of the time it takes for unemployed people to locate a job utilizing their transferable skills is called [tex]\sf\purple{frictional}[/tex] unemployment.

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Unemployment that arises as a result of the time it takes for unemployed people to locate a job utilizing their transferable skills is called friction unemployment.

What is friction unemployment?

Short-term unemployment includes frictional unemployment. When someone actively seeks a job or a new career, they are said to be in a frictional state of unemployment. Unemployment that is only intermittent isn't always a terrible thing. In fact, since it's voluntary, frictional unemployment may be a sign of a strong economy.

If an individual leaves their work voluntarily or is dismissed, they are considered to be frictionally unemployed. People who are just entering the workforce and looking for their first job would also be considered to be frictionally unemployed,

Frictional unemployment, which has nothing to do with the economic cycle and is voluntary, entails people changing occupations. A downturn in a sector or a change in technology are only two examples of how changes in the economy can directly cause structural unemployment.

Thus, friction unemployment.

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Peter Paulson purchased a residence on February 19, 2018 for $180,000. On September 7, 2020, a tornado completely destroyed their home, which was in a federally declared disaster area. The home was insured for its replacement value and homes in Peter's area had appreciated greatly. He received proceeds of $550,000. How much of a replacement residence would Peter have to purchase in order to exclude or defer all gain realized

Answers

Answer:

Peter Paulson has to make a purchase of $300,000 in order to exclude or defer all gain realized.

Explanation:

The gains received by Peter if he received the proceed of $550,000 is given as

[tex]\dfrac{550,000}{180,000}=3.05556[/tex]

This ratio is greater than 3. Thus the value of gain is positive. Now in order to find the gains, calculate the value of amount received so that no gains are calculated. It is 2.38889 times of the original value, this comes out to be $430,000.

Now the gains are

Gain=$550,000-430,000=$120,000

In order to find the minimum purchase price, it is equal to gains plus the original value of the house which is

Min Purchase=Gain+180,000

Min Purchase=120,000+180,000

Min Purchase=$300,000

So Peter Paulson has to make a purchase of $300,000 in order to exclude or defer all gain realized.

The act of starting and creating a business on one's own is called?​

Answers

Answer:

Entrepreneurship is the act of starting or creating a business or businesses whilebuilding and scaling it to generate a profile.

Answer:Entrepreneurship

Explanation:

estion 6/10

Which of the following is NOT a common feature of a
financial institution?
Checking and savings accounts
Access to investment advice
Direct deposit
Paper checks

Answers

Answer:

The answer is B. Access to investment advice

Explanation:

In most countries, financial institutions are banks. Clients may obtain financial services from banks. The most popular purposes or characteristics of a bank or financial institution are to include accounts for people to deposit their money, check books for people to withdraw their money and do other financial activities, ATM access, and many other things.

Hope i helped have a nice day/nightt

Heres some points, and heres another question, if you can meet any celebrity, who would it be?

Answers

Answer:

Manny montana because he is my celeb crushhhhhhhhhhhhhhhhh br uh his voiceeeeeee xD

have a good day :)

Explanation:

Paul McCartney! He’s one of my classic rock heros :)

3M encourages its employees to think of creative solutions to problems. It uses what is called out of the box thinking, and no idea is thought to be too ridiculous or too petty if it will solve a problem. Jana did not feel as if she could make suggestions in front of people who had been members of her work team for many years, even though no one else seemed shy about sharing ideas. Eventually, due to a process called ____, Jana became comfortable with sharing her ideas.

Answers

Answer:

Socialisation

Explanation:

Socialisation is a sociological term that refers to the process by which an individual internalise the norms and cultures of a society.

The person learns the attitudes, values, and beliefs of the system in which they exist.

This makes them more effective contributors to the community.

In the given scenario Jana did not initially feel as if she could make suggestions in front of people who had been members of her work team for many years.

But by socialising she became comfortable with sharing her ideas.

One of your very best clients introduces you to his son and then, one week later, is injured in an accident and is totally paralyzed and unable to speak. The son calls you and enters an order for his father's account that is entirely consistent with your client's trading habits. As an agent, you would A) visit your client in the hospital and ask him to squeeze your hand if he wishes to go ahead with the trade B) follow the son's instructions C) refuse the trade without a signed power of attorney D) act in accordance with the client's last will and testament

Answers

Don't listen to that guy it's virus, be careful ok

What's the appropriate response to receiving a talk about breaking a rule?

Answers

Answer:

Listen, dont be disrespectfull, and learn from it

Explanation: Dont dig a deeper hole

Paul owns a photography studio, and he has applied for a loan to
purchase a larger space so he can show his, and other local photographers’, work.
As part of the loan process, the bank reviews Paul’s credit history, which reveals that
Paul’s studio has been in operation for six months, Paul has an active loan on some
photography equipment for $8,000, Paul has a credit score of 650, and the studio
turns a decent profit. Given all this information, Paul’s loan is denied.

Determine which item from Paul’s credit history caused the denial.

Answers

Answer:

A credit score of 650 is slightly below average for the populace, coupled with the fact that the studio has been in operation for a short period of time and he has an outstanding loan of $8,000, is the reason he was rejected. It was the outstanding loan.

Explanation:

Question #4
Multiple Choice
What is one of the major skill sets reinforced in the Common Core State Standards initiative?

-Obedience and humility
-Memorization skills
-Communication skills
-Government and civics

Answers

Answer:

-Communication skills

Explanation:

One of the major skill sets reinforced in the Common Core State Standards initiative is "Communication skills."

This above statement is true in the sense that the Common Core State Standards put more priority on the significance of conversing and listening in expanding vocabulary up to grade 5 and on the magnitude of making the presentation of information in a manner that improves communication generally. It also involves assessing others' presentations in grades 6-12.

Hence, the correct answer, in this case, is "Communication skills."

Timothy bought a bond with a face value of $1,000. The bond term is 1 year. He bought the bond at a 5 percent discount from the face value. The bond pays 5 percent annual interest, and Timothy will receive two semiannual payments. When the bond is redeemed at maturity, the total return (profit) will be $ .00. The total return on investment will be %. (Round return on investment percentage to one decimal place.)

Answers

Answer:

100, 10.5

Explanation:

1000 x .95= 950

1000x1.05=1050

1050-950= 100

100/950= 10.5

1. When the bond is redeemed at maturity, the total return (profit) for Timothy will be $100.00.

2. The total return on investment will be 10.5%.

What is the return on bonds?

The return on bonds is the profit gained from the purchase of the bonds.  

The profit includes all the capital gains (discount received) and interest revenues received until maturity.

Data ad Calculations:

Face value = $1,000

Purchase price = $950 ($1,000 x 1 - 5%)

Discount = $50 ($1,000 - $950)

Maturity period = 1 year

Coupon rate = 5%

Interest payment = semi-annual

Annual interest = $50 ($1,000 x 5%)

Total profit at maturity = $100 ($50 + $50)

Total return on investment = 10.5% ($100/$950 x 100)

Thus, when the bond is redeemed at maturity, the total return (profit) for Timothy will be $100.00 at 10.5%.

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A country has a trade deficit of $20 billion with its trading partners over a
year. Which change would cause the country to have a trade surplus the
following year, assuming everything else remains the same?
A. The country decreases its exports bus 10 billion.
B. The country increases its exports by $30 billion.
C. The country decreases its imports by $10 billion.
D. The country increases its imports by $30 billion.

Answers

B) the country increases its exports by $30 billion

Explanation:

I took a quiz

Answer:

increases its export 30 million

Explanation:

Name three jobs in insurance.

What do administrative support careers do? Name three tasks.

Answers

Answer:

Insurance Investigators. Insurance fraud is a huge problem.

Insurance Claim Adjusters. Adjusters assess the damage involved in an insurance claim, and extend an offer to the policyholder to cover their losses.  

Actuaries.  

Underwriters.

Loss Control Agents.  

Insurance Agent or Broker.

Explanation:

jobs

Please explain why you are a great candidate for Panera
Please help I need a good short paragraph for a interview

Answers

Answer:

well why do you think your cut out for it

Explanation:

be yourself why are u intrested

what are mutual funds

Answers

Answer:

mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt.

Answer:

A mutual fund is an open-end professionally managed investment fund that pools money from many investors to purchase securities. Mutual funds are "the largest proportion of equity of U.S. corporations." Mutual fund investors may be retail or institutional in nature. Wikipedia

Explanation:

What is the difference between the
Standard Unemployment Rate and the
Real Unemployment Rate?

Answers

Answer:

The U-3 is the rate most often reported in the media. For the U-3 rate, the Bureau of Labor Statistics only counts people without jobs who are in the labor force. The U-6, or real unemployment rate, includes the underemployed, the marginally attached, and discouraged workers.According to Santangelo, “the difference between the official rate of unemployment (14.7 percent) and what's referred to as U-6 (22.8 percent), which is much closer to the truth, is generally 10 percent.” The April jobs report showed the difference to be slightly less but still significant.

Explanation:

A CEO urges employees to buy stock in the company and then sells his/her personal stock because of
a coming change that will likely decrease the stock prices. The actions of the CEO showed
a. A keen business activity
b. Loyalty to the company
C. Unethical behavior
d. Honesty and integrity

Answers

D because if he’s asking employees to buy stocks it means he’s trying to increase his stock to decrease his chances of needing a raise which which is more expensive

A company's income statement showed the following: net income, $131,000; depreciation expense, $38,500; and gain on sale of plant assets, $12,500. An examination of the company's current assets and current liabilities showed the following changes accounts receivable decreased $11,100; merchandise inventory increased $26,500; prepaid expenses increased $7,900; accounts payable increased $5,100. Calculate the net cash provided or used by operating activities.

Answers

Answer:

$138,800

Explanation:

Particulars                                                  Amount

Net income                                                $131,000

Add: Depreciation                                     $38,500

Less: Gain on sale of plant                       ($12,500)

Add: Decrease in accounts receivable    $11,100

Less: Increase in inventory                       ($26,500)

Less: Increase in prepaid expenses        ($7,900)

Add: increase in account payable            $5,100  

Net Cash in Operating Activities             $138,800

Examples of ______ are the AFL-CIO (a union) and the National Federation of Independent Business. Both are voluntary groups with the purpose of advancing member interests. Multiple Choice nonprofit organizations volunteer co-ops mutual-benefit organizations for-profit organizations trade alliances

Answers

Answer:

Volunteer co-ops

Explanation:

Examples of VOLUNTEER CO-OPS are the AFL-CIO (a union) and the National Federation of Independent Business. Both are voluntary groups with the purpose of advancing member interests.

The above statement is true because Volunteer co-ops are otherwise known as Volunteer Cooperation is a form of cooperative relationship or establishment in which there are various volunteers involved in the process, whose purpose is to benefit real members or the citizens at large.

Consider an economy where consumption equals $500, investment equals $900, government purchases equal $1000, imports equal $900 and exports equal $100. Calculate its GDP.

Answers

Answer:

C+I+G+(X-M)

500+900+1000+(100-1000)

=1500

Answer:

The GDP is 3200.

Explanation:

The GDP equals: Consumption + Investment + gOvernment purchases + Exports - Imports.

GDP = C + I + O + E - M

[tex]500+900+1000+900-100 = 3200[/tex]

A business that invests in a federal "CD" (certificate of deposit, where they basically loan the government
money in order to gain interest payments on it) would be earning:
Select one:
a. passive income.
b. active income.
c. balanced income.
d. stock income.

Answers

Answer:

( May be this is helpful)

Explanation:

Active income:

Active income refers to income received for performing a service. Wages, tips, salaries, commissions, and income from businesses in which there is material participation are examples of active income.

Passive income;

Passive incomes include earnings from a rental property, limited partnership, or other business in which a person is not actively involved—a silent investor, for example. Portfolio income is considered passive income by some analysts, so dividends and interest would be considered passive.

Balanced income;

PIMCO Balanced Income Strategy aims to provide attractive current income as well as capital appreciation over the long term by combining the higher capital appreciation and dividend-paying potential of equities with the lower volatility and attractive income potential of fixed income.

Stock Income;

An income stock is an equity security that pays regular, often steadily increasing dividends. Income stocks usually offer a high yield that may generate the majority of the security's overall returns. ... Income stocks may have limited future growth options, thereby requiring a lower level of ongoing capital investment.

Income Stocks, also known as dividend stocks, are the equity stocks that provide consistent and regular income in the form of a dividend to its buyers.

B. Active income that’s the answer

Which of the following might experience a factor of failure related to expansion?
A. A hair salon that hires new employees immediately after it opens
B. A restaurant that doesn't have a website
C. A shoe store located near another popular shoe store
D. A grocery store with employees who miss company meetings

Answers

Answer:

a

Explanation:

cggm nauseousness hfff fallen

Management, can anyone help me?

Answers

I think it is C I looked up some stuff and they all add up to C

Drew buys 100 shares of Balsamic Corporation for $23 per share. Over the next year, Balsamic pays four quarterly dividends of 50 cents per share and the share price increases to $25. What has Drew's annual return been on the stock

Answers

Answer:

500 million

Explanation:

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