Internal risks identified from previous experiences include cost risk, schedule risk, performance risk, operational risk, and so on.
A company's exposure to business risk can result in lower revenue, profits, and financial losses. Every day, businesses face business risks that are inherent in the segment or industry in which they operate. Although any factor that reduces a company's operational efficiency or ability to meet financial targets is a business risk, categorizing them is useful when developing a risk management strategy.
Internal risks are those that arise within a company's organization during normal business operations. Because these risks can be forecasted with some accuracy, a company has a good chance of reducing internal business risk.
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Which element of the business model addresses why the customer should buy from you?
Value Proposition
Value proposition is defined as the value which the company's promise to deliver to its customer which they should buy from producer.
Every product is unique in its own way and have different value with it.
It is the part of company's marketing strategy.
It presents the summarize statement that why customer should buy their product or service.
It can be communicated to the customers in many ways such as advertising, posting on company's website, offer them to use a sample product or service.
It helps in generating sales also.
A successful value proposition is when it persuades a buying customer to the paying customer.
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you own a building that is expected to pay annual cash flows forever. what is the value of the building if the cost of capital is 7.0% an
Annual fixed costs at the end of year 1 is $168,000.
What is a fixed cost?Fixed costs, sometimes referred to as indirect costs or overhead costs in accounting and economics, are costs incurred by a corporation that are independent of the volume of goods or services the company produces. They frequently occur again and again, like monthly rent or interest payments. These expenses are often capital expenses as well.
Costs that are fixed are those that don't change based on volume. Most fixed costs are expenses that depend more on time than on how much your company produces or sells. Rent and leasing charges, salary, energy prices, insurance, and loan repayments are a few examples of fixed costs.
Rent and mortgage payments are two examples of fixed expenses. Auto loans. Additional loan payments
Total production costs — (Variable cost per unit multiplied by the number of units produced) = Fixed costs.
What is the value of the building if the cost of capital is 7.0% an:
Building worth = $2,400,000
Cost of Capital = 7%
Annual fixed costs = Building worth * Cost of Capital
= $2,400,000 * 7%
= $168,000
Annual fixed costs at the end of year 1 are $168,000.
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What activities and responsibilities are not associated with management's functions?
Activities and responsibilities related to accountability are not associated with management's functions.
Accountability is taking ownership of one's duty to act in an honest and moral manner toward others. In the business world, a corporation is responsible to its shareholders, staff, and the larger community in which it operates. Accountability in a broader sense denotes a readiness to be evaluated on performance.
Accountability is the promise that a person or a group will be judged on how they perform or behave in relation to something for which they are accountable. The phrase refers to responsibility, but it is more frequently used in relation to oversight.
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: business statistics package for baruch college, author: david m. levine, kathryn a. sz, publisher: pearson, edition: 8
A focus on statistical methods to analyze and interpret results and make data-informed decisions. Business Statistics.
What is Business ?A creature gets the nourishment it needs to thrive by ingesting anything as food. Food is frequently derived from plants, animals, or fungus and is brimming with essential nutrients like vitamins, minerals, lipids, and proteins as well as carbs and fat-soluble carbohydrates. The molecule is ingested and digested by the cells of an organism to provide energy, support life, or promote growth. As required by their unique metabolisms, several animal species have varying eating patterns. These behaviors usually developed to fill specific ecological niches in particular geographic situations.
Because of their tremendous adaptability, meat-eating and other animal-eating humans have evolved to locate food in a range of habitats. Prior to modern agriculture, hunting, collecting, and
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Any measure imposed by a government to favor domestic products over foreign products not involving taxes is a(n)?
Any measure imposed by a government to favor domestic products over foreign products not involving taxes is a nontariff barrier.
What are nontariff barriers?A nontariff barrier are policies enacted by the government of a country that controls the amount of goods that are imported into the country.
The goal of nontariff barriers is to protect the domestic industry from foreign competition. An example of nontariff barrier is a quota. A quota establishes the maximum amount of a good that can be imported.
Here is the complete question:
Any measure imposed by a government to favor domestic products over foreign products not involving taxes is an
nontariff barrier.
embargo
nonmonetary restriction
restriction of trade.
import duty.
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jet green offered a differentiated experience by providing free wifi and movies. that differentiation appealed to gabby and influenced her purchase decision. which specific influence did this aspect of the experience appeal to?
Jet green offered a differentiated experience by providing free Wi-Fi and movies. That differentiation appealed to gabby and influenced her purchase decision. This aspect of the experience appealed to the specific influence of psychological needs.
Psychological needs refer to a psychological state where something is required or wanted. It represents any need that is essential for mental satisfaction. These needs consist of four higher levels of Maslow's motivational hierarchy. These can be in the form of a need for pleasure, social approval, justice, or job satisfaction.
SDT has suggested three physiological needs which are universally significant and essential for psychological wellbeing and autonomous motivation. These are autonomy, competence, and relatedness. These needs can be manifested internally or externally.
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the sunshine foundation provides funds to countries in south america to develop long-term sources of clean water. the sunshine foundation realizes that clean water is needed to improve health and preserve local ecosystems while creating a competitive advantage. the actions and interests of the sunshine foundation are examples of .
The Sunshine Foundation provides financial aid to South American countries with the aim of developing long-term sources of clean water. The Sunshine Foundation is aware of the benefits of clean water access for people's health, the preservation of local ecosystems, and the competitive advantage it may give enterprises. The Sunshine Foundation's initiatives and objectives serve as examples of environmental sustainability.
How does the environment sustain itself?Due to the two thousand years of human carbonization of the atmosphere, climate change has accelerated. The Intergovernmental Panel on Climate Change (IPCC), a United Nations body tasked with assessing the scientific literature on climate change, claims that human activity is to blame for the warming of the atmosphere, oceans, and land.
As the negative effects of climate change are still being seen, more and more governments, organizations, and individuals are supporting and promoting environmental sustainability. These countless groups are striving toward the lofty goal of decarbonizing our globe in order to preserve our global ecosystems for future generations.
Therefore, sustainability is a crucial aspect if we want o to protect and keep the environment safe.
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How much does savannah need to save at the end of each of the next twenty five year?
Savannah needs to save $10,035.51 at the end of each of the next twenty-five years to have an income of $40,000 per year for thirty years beginning at the end of twenty years.
From Year 26 to Year 56,
Annual Income = $40,000
Time Period = 30 years
Interest Rate = 6%
Finding the Present Value at the 25-year mark
Present Value of Annuity = P[(1 - (1 + r)-n)/r]
Present Value = 40000[(1 - (1.06)-30)/0.06]
Present Value = $550,593.25
Now,
Present Value at Year 25 is Used as Future Value,
FV = $550,593.25
Time Period = 25 years
Interest Rate = 6%
Calculating Annual Deposit,
Using TVM Calculation,
PMT = [PV = 0, FV = 550,593.25, I = 0.06, T = 25]
PMT = $10,035.51
Annual Deposit = $10,035.51
How much does Savannah need to save at the end of each of the next twenty-five years (with the first deposit made at the end of year 1) to have an income of $40,000 per year for thirty years starting at end of year twenty-six? The appropriate interest rate is 6.0% p.a.
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Liabilities are ______ related to the recognition of expenses.
Liabilities include obligations related to expense recognition.
What do you mean by Liabilities?
A obligation is something that a person or corporation owes, usually a monetary amount. Liabilities on the balance sheet include loans, accounts payable, mortgages, delayed revenues, bonds, warranties, and accumulated expenses. Liabilities and assets can be contrasted. Liabilities are things you owe or have borrowed, whereas assets are things you own or are owed.
In general, a liability is an unfinished or unpaid obligation between two parties. A financial liability is also an obligation in the world of accounting, but it is more defined by previous business transactions, events, sales, exchange of goods or services, or anything that would offer economic gain at a later date.
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match the key dimensions that define an organization's culture with the elements on their continuum.
Member identity__ Job OrganizationTeam emphasis __ Individual GroupUnit integration __ Independent InterdependentManagement focus __ Task People
What is Unit integration?
Unit evaluation, Integrity checking, checks a unit in isolation, or one element of the entire system. tests the interoperability of the system's parts, or the cooperation of several units. Integration testing's objective is to evaluate the interfaces between modules and identify any flaws that might occur when they are integrated and must communicate with one another.
Therefore,
Match the key dimensions that define an organization's culture with the elements on their continuum.
Member identity__ Job OrganizationTeam emphasis __ Individual GroupUnit integration __ Independent InterdependentManagement focus __ Task People
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The individual responsible for the assessment, management, and implementation of information-protection activities in the organization is known as a(n) ____________.
The individual responsible for the assessment, management, and implementation of information-protection activities in the organization is known as a Chief information security officer.
Who is a Chief information security officer?The establishment and maintenance of the enterprise vision, strategy, and program to guarantee that information assets and technologies are effectively protected fall within the purview of the chief information security officer (CISO), a senior-level executive within a business. In order to lower information and information technology (IT) risks across the organization, the CISO oversees staff in the identification, development, implementation, and maintenance of processes. They oversee the creation and execution of policies and processes, set suitable standards and controls, manage security technologies, and respond to incidents. The CISO is typically in charge of overseeing compliance with regard to information (for example, ensuring that an entity or a portion of it receives ISO/IEC 27001 certification).
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Pace+co.+borrowed+$25,000+at+a+rate+of+7.25%,+simple+interest,+with+interest+paid+at+the+end+of+each+month.+the+bank+uses+a+360-day+year.+how+much+interest+would+pace+have+to+pay+in+a+30-day+month?
Pace would be required to pay $151.04 in interest over the course of a 30-day month on the loan.
What is the interest that pace would pay?
Simple interest is when interest is simply applied to the borrowed principal and not to any accumulated interest.Simple interest=principle x interest rate x 30/360
Interest 30 days= $25,000x 7.25% x 30/360
= $151.04.
In most cases, simple interest paid or received over a specific time period is a fixed percentage of the principal amount borrowed or lent. Borrowers must pay interest on interest as well as principal because compound interest accrues and is added to the accumulated interest from previous periods.
Complete Question-
Pace CO. borrowed $30,000 at a rate of 7.25 % simple interest with interest paid at the end of each month. The bank uses a 360 year. How much interest would the place have to pay in a 30 -day month?
a. $212.06
b. $141.38
c. $155.88
d. $157.69
e. $181.25.
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how many discount points will a lender charge the borrower if they want a 15% loan and the current rate is 15.75%?
6 discount points will a lender charge the borrower if they want a 15% loan and the current rate is 15.75%
As a rule of thumb, 8 discount points are required to increase the percentage yield by 1 percentage point spread. Therefore 6 points will increase the percentage by 0.75%.
Mortgage borrowers can acquire discount points, a form of prepaid interest or fee, to reduce the amount of interest on their next monthly payments. In essence, they are paying more upfront to pay less afterwards. Tax deductions apply to discount points.
Mortgage debtors can acquire discount points, a type of prepaid interest, to lower the interest rate on their upcoming monthly payments.
The upfront cost of discount points is made either when a mortgage is first set up or when it is refinanced.
Each discount point typically costs 1% of the loan's total amount and decreases the interest rate by.18% to.25%.
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when you specialize in a task that you do best, you are applying the: a. law of demand. b. law of supply. c. law of absolute advantage. d. law of comparative advantage.
When we specialize in a task that you do best, we are applying the
a. law of demand
b. law of supply
c. law of absolute advantage
d. law of comparative advantage
The correct option is Option b.
What is the law of supply?
The law of supply is the microeconomic law which states that, all other factors are equal, as the price of a good or service increases, the quantity of goods or services that suppliers offer will increase, or the vice versa.The law of supply says that as the price of an item goes up, suppliers will try to maximize their profits by increasing the number of items for sale.To learn more about law of supply, refer to:
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When you specialize in a task that you do best, you are applying the law of comparative advantage.
What is the law of comparative advantage?David Ricardo created the concept of comparative advantage in 1817 to explain why countries trade with one another even though their enterprises, factories, and people are more effective at producing every good than those of the rival nation.What you do best and give up the least is what you have a comparative advantage in.The deciding factor in commerce and specialization is comparative advantage. Countries have a comparative advantage in production when they can provide a good or service at a lower opportunity cost than other producers.When you specialize in a task that you do best, you are applying the law of comparative advantage.To learn more about comparative advantage, refer to:
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What is the market price of a share of stock for a firm with 100,000 shares outstanding, a book value of equity of $3,000,000, and a market-to-book ratio of 3?
A company with 100,000 outstanding shares, a book value of equity of $3,000,000, and a market-to-book ratio of 3 has a market price per share of stock of 90.
The percentage of equity accessible to common shareholders divided by the total number of existing shares is known as book value per share (BVPS). This number calculates a company's book value per share and serves as the minimal measure of its equity.
Book value per share, (BVPS) = Book value of all shares / Number of shares
= 3000000/100000
= $ 30 per share
A financial valuation statistic called the Market Book Ratio is used to compare a company's current market value to its book value. The stock price of all outstanding shares is the market value.
Market to book ratio = share price/book value of a share
3 = Share Price/30
Share price = 30 * 3
= 90
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The human resources manager is meeting with the production manager to write job descriptions and to decide how to group jobs for a new production line. these two are engaged in?
Organizing is used to maintain supervision relationships and job tasks at the workplace.
What is HR?An organization's human-resources department (HR department) manages human resources by supervising a variety of employment-related activities, including compliance with labour laws and employment standards, interviewing, handling employee benefits, organising employee files with the necessary paperwork for future use, and some facets of recruitment (also known as talent acquisition) and employee offboarding. They act as a liaison between the management and the workforce of an organisation.
The tasks include organising resumes and job applications, scheduling interviews, assisting in the process, and ensuring background checks. They also include planning the recruitment and selection process. Another task is payroll and benefits administration, which includes tracking vacation and sick time, auditing payroll, and taking part in benefits activities like claim resolution, benefits statement reconciliation, and invoice payment approval. Additionally, HR manages programmes and activities related to employee relations, including but not limited to employee counselling.
The final task is routine maintenance, which involves keeping employee benefits and employment status current, executing payroll/benefit-related reconciliations, and ensuring that the present HR files and databases are up to date.
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in general, is the u.s. federal tax system progressive or regressive? regressive progressive you bought 1,000 shares of tund corp. stock for $60.59 per share and sold it for $82.35 per share after a few years. how will your gain or loss be treated when you file your taxes?
Due to the particular circumstances, the stock was held for more than a year, thus the gain will be recognized as a capital gain and taxed at the long-term rate.
Assume that "PI" represents the pretax income?The pretax income must equal $1 plus the tax on the pretax income in order to be able to pay a dividend of $1.
PI = $1 + (PI X 0.40) or PI - PI 0.40) or PI 0.60 or PI = $1/0.60 or PI = $1.67.
Therefore, the company needs to make $1.67 in pretax profits in order to pay the dividend of $1.
What is gain tax?Federal taxes in the United States are generally progressive.
It is progressive since tax rates are higher for taxpayers with higher taxable earnings than for those with lower taxable incomes.
Gains from the sale of stocks held for investment purposes are counted as capital gains. If the stock is kept for more than a year, the gain is taxed as a long-term capital gain. If the stock is held for less than a year, the gain is taxed as a short-term capital gain.
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What do economists mean when they say ""price floors and ceilings stifle the rationing function of prices and distort resource allocation""?.
We can actually deduce here that what economists actually mean when they say "price floors and ceilings stifle the rationing function of prices and distort resource allocation" is that price floors and ceilings actually set the prices away from the price determined by the market and that distorts the market's resources allocation and the price mechanism.
What is a price floor?A price floor is actually known to be a government or group-imposed price control. This can also be referred to as the limit that a price on a commodity, good or service can be charged.
Then price ceiling refers to the high limit that a price for a product, service or commodity can go. This is also government controlled or group controlled.
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which of the following categories describes a project whose objective it is to create the next iteration of an existing product already on the market? derivative project r
Scrum is one of the agile project management systems that uses an iterative process to create product delivery.
Project management refers to the duty of efficiently regulating and controlling multiple initiatives.Scrum is an agile strategy that may be used by management to deliver any product iteratively and incrementally. This strategy allows team members to operate efficiently while being highly flexible to change.Project communication management entails three critical processes: planning communication management, managing communications, and controlling communications.Project communications management refers to the procedures of gathering, generating, disseminating, storing, retrieving, managing, controlling, and monitoring project information on a timely basis. It is critical for project managers to convey project requirements to both team members and stakeholders. The effectiveness of communication among these varied team members and stakeholders has a direct impact on the project's outcome.As a result, the Scrum approach is the agile framework technique utilized for iterative product delivery.
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An 8oupon u.s. treasury note pays interest on may 30 and november 30 and is traded for settlement on august 15. the accrued interest on the $100,000 face value of this note is:_________
An 8oupon u.s. treasury note pays interest on May 30 and November 30 and is traded for settlement on august 15. The accrued interest on the $100,000 face value of this note is $1,661.20.
76/183($4,000) = $1,661.20. Approximation: .08/12 × 100,000 = 666.67 per month. 666.67/month × 2.5 months = 1.666.67.
Accrued interest is the amount of interest that has been owed on a loan or other financial obligation as of a given date but has not yet been paid. For the lender or the borrower, accumulated interest may take the form of accrued interest revenue or accrued interest expense.
The amount of bond interest that has accumulated since the last time payment of bond interest was made is sometimes referred to as accrued interest.
A component of accrual accounting is accrued interest, which complies with the revenue recognition and matching rules of accounting.
Accrued interest is recorded as an adjusting journal entry at the end of an accounting period, which is then reversed on the first day of the subsequent month.
The accumulated interest that has not been paid as of the end of an accounting period is the amount that needs to be reported as accrued interest.
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Short-term fluctuations experienced in the economy due to changes in levels of economic activity describe the?
The business cycle graph demonstrates the short-term variations in the economy.
When real output declines for at least two quarters in a row, the economy is in a recession (real GDP). Depression is a long-lasting, severe recession.
Every country's economy has expansionary and contractionary eras. The levels of employment, productivity, as well as the overall demand and supply of the country's goods and services, all contribute to these shifts. The variations of the economy between times of expansion (growth) and contraction are referred to as the "economic cycle" (recession). The present stage of the economic cycle can be determined using variables like gross domestic product (GDP), interest rates, total employment, and consumer expenditure.
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According to the small business administration, over 50 percent of all small businesses are home based. true false
According to the small business administration, over 50 percent of all small businesses are home based. FALSE
A domestic commercial enterprise is a small l business administration, people operate from their homes. We additionally name it a domestic-based enterprise. maximum domestic companies do not have many employees. employees in such agencies generally both make money working from home or for agencies that operate as subcontractors.
Small business administration, out of the house gives some the blessings, together with time financial savings, control over running hours and situations, independence, and versatility. starting a domestic-based commercial enterprise is also substantially inexpensive than beginning a commercial enterprise in rented facilities. Small businesses are either offerings or retail operations like grocery stores, clinical shops, tradespeople, bakeries, and small production units.
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Many companies use cash cow products to fund other investments including development of new products?
A cash cow is a firm, product, or asset that generates constant cash flow over its life cycle; it is also one of the four quadrants of the BCG Matrix, a business unit organization approach. A cash cow is one of the four categories in the BCG matrix representing a product.
Product line, or company with a substantial market share in a mature industry. A cash cow is also a business, product, or asset that, once purchased and paid for, will generate steady cash flows during its lifetime. Cash cows are old, slow-growing industries that have a huge market share and require little effort to prosper.
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shows that the change in total cash from one year to the next is equal to the net operating, investing, and financing cash flows.
The cash flow statement shows that the change in total cash from one year to the next is equal to the net operating, investing, and financing cash flows.
A cash flow statement is a type of financial statement that gives total information about all of the cash inflows a business makes from continuing activities and outside investment sources. It also includes any cash outflows made within a specific time period to cover investments and business expenses.
The financial statements of a firm give investors and analysts a picture of all the business transactions that take place, where each transaction helps the company succeed. Because it tracks the cash generated by the business in three key ways—through operations, investments, and financing—the cash flow statement is seen to be the most understandable of all the financial statements. Net cash flow is the total of these three components.
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Many people tend to be too conservative when investing their retirement funds. group of answer choices
a. true
b. false
Many people grow to be too conservative when funding their retirement funds. True.
Is it good to be a conservative investor?Conclusion. Given our results, we conclude that traditional, low-risk stocks generally deliver stable and high long-term returns as they 'win by failing less. Their details of preserving capital in down demands and participating meaningfully in up markets are key elements for long-term capital gain.
Prime money market funds, mainly finance short-term corporate and bank debt protection. Government cash market funds, especially invest in government-backed guarantees. Tax-free money market funds can support municipal bonds or different tax-exempt forms of debt.
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Consider+a+perpetuity+that+pays+$60+per+year+with+the+first+payment+today.+the+discount+rate+is+8%.+what+is+the+present+value+of+the+perpetuity?
The PV of the perpetuity is $750.
A perpetuity is a type of investment that pays forever. In the world of finance, perpetuity refers to an endless stream of identical cash flows. The dividend discount model is one financial theory that incorporates the idea of perpetuity (DDM).
A perpetuity is a kind of annuity in which the payments never stop. Depending on its nature, it might have a fixed or rising payment schedule. For instance, a rental property will provide you with a set sum each month. A government bond, on the other hand, will yield an increasing sum with time after each period.
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If consumer incomes go up and cars are a normal good, the effect on the demand for cars ceteris paribus, will be a(n)?
If consumer incomes go up and cars are a normal good, the effect on the demand for cars ceteris paribus, will be a(n) increase in the demand for cars.
What is the normal good?This is the term that is used to refer to the types of goods that their consumptions would have to increase given that there is an increase in income. These types of goods are the opposites of the inferior goods.
The demand for cars in this scenario would have to mean that as the income of the consumer is going up, it would cause the person to have more money hence they would have an increased demand for cars.
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What is the general name of the product of a crossed claisen reaction between a ketone and an ester?
One of the fundamental reactions of esters is the Claisen reaction . A base and an ester are combined in a process known as the Claisen reaction . The result is a compound known as a ester because a ketone is present two carbons away (beta) from the ester carbonyl.
Business fundamentals are the fundamental knowledge and abilities required to manage a company. You'll have a better understanding of how various business functions relate to one another and how your decisions affect the company as a whole if you fully comprehend how a business runs.
A technique for figuring out a stock's true or "fair market" value is fundamental analysis. Fundamental analysts look for stocks that are currently trading for more or less than what they are really worth. A buy recommendation is made for the stock if the fair market value is higher than the current market price, which indicates that it is undervalued.
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what helped american industry grow in the second half of the nineteenth century? group of answer choices transportation and natural resources fungable resources managed via corporate trusts capitalism, explotation, robber barons, and the labor relations board transportation systems, natural resources, immigration, and business leaders
Industry profited from a favorable administration, new sources of electricity, the growth of the nation, and the enhancement of industrial expansion.
The massive expansion of its industrial plant and output in the late 19th century is likely what makes the United States most famous. The mass manufacturing of commodities by machines was the driving force behind these enormous gains. British textile makers invented and refined this technology initially.Since such industrialization had started a century earlier, machines had taken the position of highly skilled artisans in industry after industry. By the 1870s, machines were cutting and stitching leather for shoes, knitting stockings, sewing shirts and skirts, and mass-producing nails. Such devices decreased production costs and manufacturers' pricing to customers by lowering labor expenditures. In other words, the availability of goods at lower prices increased as a result of machine manufacturing.To know more about machine manufacturing visit:
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In negotiations with unions, cities without the ability to file bankruptcy have a higher disagreement value than cities with the ability to file bankruptcy. True or false
It is false that in negotiations with unions, cities without the ability to file bankruptcy have a higher disagreement value than cities with the ability to file bankruptcy.
What is Bankruptcy?An organization files for bankruptcy when it is unable to pay its creditors or honor its financial commitments. All of the company's outstanding debts are calculated and paid off, if not entirely, from the company's assets, according to a petition that has been filed with the court.
Filing for bankruptcy is a legal process taken by the company to extricate itself from debt obligations. Any obligations that are not fully repaid to creditors release owners from responsibility. Each country has its own bankruptcy filing procedure.
If you declare bankruptcy in India, it would likely negatively affect your credit rating, making it more difficult for you to obtain a new loan if you want to start over.
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