Janet Foster bought a computer and printer at Computerland. The printer had a $900 list price with a $100 trade discount and 2/10, n/30 terms. The computer had a $4,060 list price with a 25% trade discount but no cash discount. On the computer, Computerland offered Janet the choice of (1) paying $160 per month for 17 months with the 18th payment paying the remainder of the balance or (2) paying 8% interest for 18 months in equal payments.
a. Assume Janet could borrow the money for the printer at 8% to take advantage of the cash discount. How much would Janet save? (Use 360 days a year. Round your answer to the nearest cent.) Janet's savings $
b. On the computer, what is the difference in the final payment between choices 1 and 2? (Round your answer to the nearest cent.) Difference final payment

Answers

Answer 1

Answer:

Janet Foster

a. Janet could save $12.44 on the printer by borrowing $800 to take advantage of the cash discount.

b. On the computer, the difference in the final payment between choices 1 and 2 is $197.

It is advisable for Janet to choose the first option.

Explanation:

a) Data and Calculations:

Printer:

List price of printer = $900

Trade discount =          100

Purchase cost =        $800

Cash discount terms = 2/10, n/30

Cash discount = $16 ($800 * 2%)

Interest on loan to purchase printer = $3.56 ($800 * 8% * 20/360)

Savings if loan is borrowed = $12.44 ($16 - $3.56)

Computer:

List price = $4,060

Trade discount = 25% or $1,015 ($4,060 * 25%)

Purchase cost = $3,045

Payment options:

1) = $160 * 17 months = $2,720

Balance on 18th month    325

Total payment =           $3,045

2) = Payment with 8% interest for 18 months equal payment = $180.08

From an online financial calculator:

N (# of periods)  18

I/Y (Interest per year)  8

PV (Present Value)   $3,045

FV (Future Value)  0

P/Y (# of periods per year)  12

C/Y (# of times interest compound per year)  12

PMT made at the end of each period

Results

PMT = $180.08

Sum of all periodic payments $3,241.48

Total Interest $196.48

Difference in final payment:

Choice 1 , total payment =    $3,045

Choice 2, total payment =    $3,242

Difference in final payment = $197


Related Questions

How can you become a driver of change

Answers

A driver of change is someone who practices the safety laws on the road. Avoid texting and driving, eating and driving, talking, etc. These can all become distractions.

Answer: 'Drivers of Change' (DoC) is an approach developed by DFID to address the lack of linkages between a country's political framework and the work of development agencies. The approach focuses on “the interplay of economic, social and political factors that support or impede' poverty reduction”.

Explanation:

Which of the following is not one of the drivers of supply chain performance? A. facilities B. procedures C. information D. inventory

Answers

B. Procedures is not one of the drivers of supply chain performance.

The four main drivers of supply chain performance are facilities, inventory, information, and transportation. These drivers help to determine how responsive and efficient the supply chain is.

Good facilities or locations ensure that the goods produced are in good condition till they are requested by consumers. The quality of the goods is also preserved. Efficient transportation ensures that goods get to the customers on time. Inventory which involves stock-taking helps salespeople to know what goods are available and readily provide customers with the needed information and stock. Information is also an essential factor. Knowledge of factors affecting pricing, push versus pull, forecasting, etc., helps decision-makers to know what is needed to improve the quality of goods and their delivery.

Conclusively, Procedures are not one of the drivers of supply chain performance.

Learn more about supply chain performance here:

https://brainly.com/question/13441219

As a consequence of automation and product diversity, in cost estimation Select one: A. companies no longer need to pay attention to estimating overhead. B. direct labor is playing an increasingly important role in cost determination. C. a facility level approach to estimating costs is increasingly important. D. cost estimation is improved with the inclusion of non-unit cost drivers.

Answers

Answer:

D. cost estimation is improved with the inclusion of non-unit cost drivers.

Explanation:

In Accounting, costing is the measurement of the cost of production of goods and services by assessing the fixed costs and variable costs associated with each step of production. The various type of costs are;

1. Product cost is the expenses incurred when a product is sold.

2. Period cost refers to the period in which costs are incurred.

3. Fixed cost refers to costs that remains constant over variations in production activity, irrespective of amount of goods.

3. Variable cost refers to cost which are the same per unit of production but vary directly with level of output.

4. Direct costs refer to the costs that are peculiar to a particular department or area while indirect cost can't be traced to any.

5. Manufacturing overhead are all indirect cost required in producing a good that isn't associated with direct materials or direct labor.

As a consequence of automation and product diversity, in cost estimation; cost estimation is improved with the inclusion of non-unit cost drivers.

Josephine quits her $40,000 a year job to start her own business. She rents an office for $15,000 a year, pays wages and salaries of $50,000 a year, utilities of $4,000 a year, and materials of $20,000. She uses her own car for sales work rather than leasing an equivalent car for $6000 a year. If revenues are $140,000, her accounting profit and economic profit are respectively.

a. $45,000 and $11,000.
b. $51,000 and $5000.
c. $45,000 and $5000
d. $51,000 and $45,000.

Answers

Answer:

b. $51,000 and $5000.

Explanation:

According to the scenario, computation of the given data are as follows,

Total Revenues = $140,000

Explicit cost = $15,000 + $50,000 + $4,000 + $20,000 = $89000

Implicit cost (opportunity cost) = $40,000 + $6,000 = $46,000

So, we can calculate accounting profit and economic profit by using following formula,

Accounting Profit = Total revenue - Explicit cost

By putting the value, we get

= $140,000 - $89,000

= $51,000

Economic Profit = Total revenue - Explicit cost - Implicit cost

By putting the value, we get

= $140,000 - $89,000 - $46,000

= $5,000

Cool Compartments Inc. has offered to sell 20,000 ice-makers to Refrigerator Company for $28 per unit. If Refrigerator accepts Cool Compartments' offer, the facilities used to manufacture ice-makers could be used to produce water filtration units. Revenues from the sale of water filtration units are estimated at $80,000, with variable costs amounting to 60% of sales. In addition, $6 per unit of the fixed overhead associated with the manufacture of ice-makers could be eliminated.

For Refrigerator Company to determine the most appropriate action to take in this situation, the total relevant costs of make vs. buy, respectively, are:________

Answers

Answer:

$680,000 vs $440,000

Explanation:

Total Costs to Make :

Manufacturing Costs ($34 x 20,000)                                     $680,000

Total                                                                                          $680,000

Total Cost to Buy :

Purchase Price ($28 x 20,000)                                               $560,000

Less Savings :

Fixed overhead ($6 x 20,000)                                                ($120,000)

Total Cost                                                                                  $440,000

Schedule of Cash Payments Tadpole Learning Systems Inc. was organized on February 28. Projected selling and administrative expenses for each of the first three months of operations are as follows: March $120,000 April 140,000 May 160,000 Depreciation, insurance, and property taxes represent $10,000 of the estimated monthly expenses. The annual insurance premium was paid on February 28, and property taxes for the year will be paid in November. Seventy percent of the remainder of the expenses are expected to be paid in the month in which they are incurred, with the balance to be paid in the following month. Prepare a schedule indicating cash payments for selling and administrative expenses for March, April, and May. Enter all amounts as positive numbers.

Answers

Solution :

                            Tadpole Learning System Inc.

     Schedule of cash payments for selling and administration expenses

                           For the three months ending May 31

Particulars                      March                     April                       May

March Expenses

Paid in March              $ 77,000

Paid in April                                               $ 33,000

                              ($110000 x 70%)     ($110000 x 30%)

April Expenses

Paid in April                                            $ 91,000                  

Paid in May                                                                                 $ 39,000                                                      

                                                             ($130000 x 70%)     ($130000 x 30%)

May expenses

Paid in May                                                                                $ 1,05,000

                                                                                              ($150000 x 70%)

Total cash payments  $ 77,000              $ 1,24,000            $ 1,44,000    

Given the expenses including depreciation, insurance and property tax of 10,000 to be deducted as it is not paid in the months of March, April, May. Hence it is excluded :

1                                   2                       3                                               2-3

Revised expense   Expense   Depreciation, insurance    Expense excluding

                                                 property tax                      depreciation,  

                                                                                            insurance and

                                                                                            property tax

March                     $ 1,20,000         $ 10,000                       $ 1,10,000

April                        $ 1,40,000         $ 10,000                       $ 1,30,000

May                        $ 1,60,000         $ 10,000                       $ 1,50,000

Arrange strategic planning analysis in correct order.
Business Planning
Corporate Planning
Product Planning
Division Planning

Answers

i would say
division planning
product planning
business planning
corporate planning

The current price of the Volkswagen ADR (VWAGY) is 35.50. You purchase 50 shares on margin. You finance half of the purchase yourself and borrow the other half from your broker at an annual interest rate of 6.0%. Assume that the ADR pays an annual dividend of 0.56 per share. If the price in one year is 42, what is the return on your investment (keep in mind that you need to pay interest on the loan)

Answers

Answer:

33.77%

Explanation:

In one year, you are going to receive ($42 x 100) + ($0.56 x 100) = $4,256

you must return ($35.50 x 50) = $1,775

plus interests = $1,775 x 6% = $106.50

total return = $4,256 - $1,775 - $106.50 = $2,374.50

you invested $1,775

return on your investment = ($2,374.50 / $1,775) - 1 = 33.77%

Ruben, Gerald, and Norma all work for the same company. Gerald and Norma both evaluate the company’s financial picture, but Gerald looks at liabilities and Norma looks at expenditures. Both Gerald and Norma make reports for Ruben, who makes the decisions for the company.

Which best describes the jobs of the three employees?

Ruben is the Risk Management Specialist, Gerald is the Budget Analyst, and Norma is the Treasurer.

Ruben is the Treasurer, Gerald is the Risk Management Specialist, and Norma is the Budget Analyst.

Ruben is the Treasurer and Gerald and Norma are the Risk Management Specialists.

Ruben is the Treasurer and Gerald and Norma are the Budget Analysts.

Answers

Answer:

The correct answer is (B)

Explanation:

Trust homie

Answer:

SUPPPERRR late but im dont the unit test right know

The answer is "Ruben is the Treasurer, Gerald is the Risk Management Specialist, and Norma is the Budget Analyst."

Welcome

Explanation:

A hospital needs 2,900 units of a medicine throughout the year. The purchasing cost varies with the size of the order. If the number of units of the medicine that the hospital orders is below 100, the supplier charges $30 per unit; if it is between 100 and 499, the price is $27 each; and if they order 500 units and above, it is $26 per unit. The holding cost per unit per year is $30, as the medicine must be kept in a special device to prevent spoilage. The ordering cost is $10.

Required:
a. How many units of medicine should the hospital order to minimize their total annual cost?
b. What is the minimum annual total cost?

Answers

Answer:

a. 100 units are ordered  

b. Minimum Total annual cost = 80090

Explanation:

Given that,

D=2900.

C = $30 IF q<100

    = $27 IF 100<Q<499.

    = $26 IF Q>500.

C(H) = $30

C(O) = $10.

EOQ = √(2*D*C(O)/C(H))

        = √( 2*2900*10/30)

        = √( 1933.3333)

         = 43.97

TAC if 44 units are ordered =  (2*D*C(O)*C(H))+D*C

                                             = 2*2900*10*30+ 2900*30

                                             = 1319.09+ 87000 = 88319.09

TAC if 100 units are ordered  = 2900/100*10+ 100/2*30+ 2900*27

                                                = 29*10+ 50*30+2900*27

                                                = 290+1500+78300

                                                = 1790 + 78300 = 80090

if 500 units are ordered  = 2900/500*10+ 500/2*30+2900*26

                                        = 58+ 7500+75400= 82958.

∴ we get

100 units are ordered  

Minimum Total annual cost = 80090.

Metlock, Inc. operates a retail operation that purchases and sells snowmobiles, among other outdoor products. The company purchases all inventory on credit and uses a periodic inventory system. The Accounts Payable account is used for recording inventory purchases only; all other current liabilities are accrued in separate accounts. You are provided with the following selected information for the fiscal years 2020 through 2023, inclusive.

2015 2016 2017 2018
Income Statement Data
Sales revenue $131,770 (e) $111,819
Cost of goods sold (a) 38,162 36,026
Gross profit 92,208 81,083 (i)
Operating expenses 86,550 (f) 71,903
Net income (b) $4,774 (j)
Balance Sheet Data
Inventory $17,680 (c) $19,992 (k)
Accounts payable 7,888 8,840 6,256 (l)
Additional Information
Purchases of inventory on account 35,210 (g) $32,708
Cash payments to suppliers (d) (h) 33,524

Required:
Compute the gross profit rate and the profit margin for each fiscal year.

Answers

Answer:

Metlock, Inc.

                                2020         2021        2022

Gross profit rate =     70%          68%           68%

Profit margin =        $5,658   $4,774      $3,890

Percentage margin     4.3%        4%           3.5%  

Explanation:

a) Data and Calculations:

                                     2020       2021        2022        2023

Income Statement Data

Sales revenue           $131,770     (e)          $111,819

Cost of goods sold        (a)         38,162     36,026

Gross profit                92,208     81,083         (i)

Operating expenses 86,550         (f)         71,903

Net income                    (b)         $4,774          (j)

Balance Sheet Data

Inventory                  $17,680         (c)       $19,992          (k)

Accounts payable        7,888      8,840       6,256

Additional information:

Purchases of inventory

 on account             35,210            (g)       $32,708

Cash payments to

 suppliers                    (d)                (h)         33,524

                                     2020       2021        2022        2023

Income Statement Data

Sales revenue           $131,770  119,245      $111,819

Cost of goods sold     39,562    38,162      36,026

Gross profit                 92,208    81,083      75,793

Operating expenses  86,550   76,309       71,903

Net income                 $5,658   $4,774      $3,890

Balance Sheet Data

Inventory                  $17,680         (c)       $19,992          (k)

Accounts payable        7,888      8,840       6,256

Additional information:

Purchases of inventory

 on account             35,210            (g)       $32,708

Cash payments to

 suppliers               27,322             (h)         33,524

a) = $131,770 - $92,208 = $39,562

b) = $92,208 - 86,550 = $5,658

c) =

d) = $35,210 - 7,888 = $27,322

e) = $38,162 + 81,083 = $119,245

f = $81,083 - 4,774 = $76,309

i) = $111,819 - 36,036 = $75,793

j) = $75,793 - 71,903 = $3,890

                                     2020       2021        2022

Gross profit rate = Gross profit/Sales * 100

Gross profit                 92,208    81,083       75,793

Sales revenue           $131,770  119,245      $111,819

Gross profit rate =     70%          68%           68%

Profit margin =            $5,658   $4,774       $3,890  

Percentage margin = Net Income/Sales * 100

                                     4.3%          4%             3.5%

                         

Benson Corporation manufactures car stereos. It is a division of Berna Motors, which manufactures vehicles. Benson sells car stereos to Berna, as well as to other vehicle manufacturers and retail stores. The following information is available for Benson's standard unit: variable cost per unit $37, fixed cost per unit $23, and selling price to outside customer $86. Berna currently purchases a standard unit from an outside supplier for $80. Because of quality concerns and to ensure a reliable supply, the top management of Berna has ordered Benson to provide 200,000 units per year at a transfer price of $35 per unit. Benson is already operating at full capacity. Benson can avoid $3 per unit of variable selling costs by selling the unit internally.
1. What is the minimum transfer price that Benson should accept? ,
2. What is the potential loss to the corporation as a whole resulting from this forced transfer?

Answers

Answer:

Potential loss to the whole corporation = $(60,000)

Explanation:

The Benson  Division is operating at full capacity, hence it has no excess capacity .

This implies that it can not produce enough to meet both demand of  internal and external buyers.

Hence, Benson Division  cannot accommodate the demands of the Berna Division at a price lower than the external price, because it will result to a loss in contribution.

To maximize and optimize the group's profit in this scenario, the minimum transfer should be:

Minimum transfer price = External selling price - savings in selling cost resulting from in internal transfer

= $86-3= 83

Minimum transfer price = $83.

Effect on Group's profit

Any unit transferred at a priced lower than $83 would result in a unit loss to the Benson Division equal to $83 minus the transfer  price.

Any unit transferred to Berna at a price lower that its current purchase cost would save the division an amount equal to the current purchase cost  minus the forced transfer price.

The potential loss to the organization as a whole would be computed as the net effect of the following:

Lost contribution by Benson : The difference between the Minimum transfer price and the transfer imposed by the group company multiplied by the quantity transferred.

Savings made by the Berna Division : The difference between the forced transfer price and current purchase of Berna.

We can summarize the effect of the forced transfer price on the whole corporation as follows:

Lost contribution per unit = 83 - 35= 48 .

Savings made per unit = 80 - 35 = 45

                                                                                       $

Total lost contribution by Benson

(48 × 200,000)                                                         (960,000)            

Savings made by Berna as result of the transfer

(45 × 200,000)                                                          900,000

Potential loss to the group                                       (60,000)

Potential loss to the whole corporation = $(60,000)

What is a disadvantage of merging cells? Merging cells combines formatting styles. Once cells are merged the process cannot be reversed. Multiple cells can be combined into one reference. Data functions in multiple cells may not be recognized.

Answers

Answer: Data functions in multiple cells may not be recognized.

Explanation:

When cells are merged on Excel, the data functions that were on the different cells that were merged may not be recognized in the merged cell so they will need to be inputted again.

This presents its own problem if the merged cells contained functions that had been used to calculate different things. The question then shifts to which function should stay in the merged cell out of the various functions that the composite cells had.

A natural monopolya. exists when many sellers experience lower average total costs than potentialcompetitors do.b. exists when a firm has sole ownership of a natural resource.c. is an example of a government-created barrier.d. is needed to make a profit in the long run.e. exists when a single seller experiences lower average total costs than any potentialcompetitor.

Answers

Answer:

e. exists when a single seller experiences lower average total costs than any potential competitor.

Explanation:

A monopoly is a market structure which is typically characterized by a single-seller who sells a unique product in the market by dominance. This ultimately implies that, it is a market structure wherein the seller has no competitor because he is solely responsible for the sale of unique products without close substitutes. Any individual that deals with the sales of unique products in a monopolistic market is generally referred to as a monopolist.

For example, a public water supply company is an example of a monopoly because they serve as the only source of water provider to the general public in a society.

A natural monopoly exists when a single seller experiences lower average total costs than any potential competitor because of the very high start-up or initial cost and economy of scale.

Lakeside Rides is adding a new roller coaster to its amusement park. The firm expects this addition to increase its overall ticket sales and increase attendance at its park. In particular, the firm expects to sell more tickets for its current roller coaster and experience extremely high demand for its new coaster. Sales for its boat ride are expected to decline but food and beverage sales are expected to increase significantly. Which of the following are considered side effects associated with the new roller coaster?
a. ticket sales for the new roller coaster
b. change in ticket sales for the existing roller coaster
c. change in ticket sales for the boat ride
d. change in food and beverage sales

Answers

Answer:

b. change in ticket sales for the existing roller coaster

c. change in ticket sales for the boat ride

d. change in food and beverage sales

Explanation:

The side effects that along with the  new roller coaster is as follows:

a. There should be the change in the sale of the ticket with respect to the existing roller coaster

b. There should be the change in the sale of the ticket with respect to the boat ride

c. Also, there should be the change in the sale for food & beverages

So the above represent the side effects

Hence, b, c and d are the correct options

Michael McBride is an employee of Reach-it Pharmaceuticals. His company car is a 2019 Lexus GS 200t with a fair-market value of $50,000 and a lease value of $13,250, according to Publication 15-b. During the year, Michael drove 45,000 miles, of which 9,000 were for personal use. The car was available for use on 270 of the days during the year. All gasoline was provided by the employer and is charged back to Michael at $0.055 per mile. What is the amount of the company-car fringe benefit that will appear on Michael's W-2, using the lease-value rule

Answers

Answer:

Michael

The amount of the company-car fringe benefit that will appear on Michael's W-2, using the lease-value rule is:

= $1,960.27

Explanation:

a) Data and Calculations:

Fair market value of 2019 Lexus GS 200t = $50,000

Lease value of the company car = $13,250

Distance that Michael drove the car during the year = 45,000

Personal use of the car during the year = 9,000

Percentage of personal use = 9,000/45,000 * 100 = 20%

Availability of the car during the year = 270

Gasoline charged back to Michael by the employer = $0.055 * 45,000 * 20%

= $495

Company-car fringe benefit that will appear on Michael's W-2, using the lease-value rule is = $13,250 * 20% * 270/365 = $1,960.27

PLEASE HELP ASAP!! THESE ARE TRUE OR FALSE!! WILL MARK BRAINLIEST!!
1. International trade has little effect on our daily lives as consumers and workers.
2. Making, buying, and selling goods and services within a country is known as international
business.
3. Another term for international business is foreign or world trade.
4. Among the advantages enjoyed by the U.S. in world trade is our own production of wool
and oil.
5. Things we buy from other countries are called exports.
6. It is necessary for the U.S. to import a variety of metals.
7. Goods and services we sell to other countries are called exports.
8. There are a number of challenges involved with international trade, but currency exchange
rates are not one of them.
9. A limit set on the quantity of a product that can be imported or exported is called an
embargo.
10. A balance of payments and a balance of trade are the same thing.

Answers

Answer:

1. false

2. true

3. true

4. false

5. true

6. true

Explanation:

because i took this test

Answer:

1. false

2. false

3. true

4. true

5. false

6. true

7. true

8. false

9. false

10. false

Explanation:

Of the following, ________ is the most closely aligned with employees’ perceptions of procedural justice.

Answers

Answer:

Job performance

Explanation:

Of the following, Job performance  is the most closely aligned with employees’ perceptions of procedural justice.

Indicate which activities of Stockton Corporation violated the rights of a stockholder who owned one share of common stock.

a. Paid the stockholder a smaller dividend per share than another common stockholder.
b. Rejected the stockholder's request to be put in charge of its retail store.
c. Rejected the stockholder's sale of stock on an organized exchange.
d. Rejected the stockholder's request to vote via proxy because she was home sick.
e. In liquidation, paid the common shareholder after preferred stockholders were already paid.

Answers

Answer:

a

c

d

Explanation:

A shareholder is a person that buys stocks of a publicly traded company. they are referred to as owners and are entitled to dividends. Dividends are a proportion of income

All common shareholders earn the same amount of dividends

prefferred shareholders are given higher preference that common shareholders

haraldson Corporation makes a product with the following standard costs: Standard Quantity or Hours Standard Price or Rate Standard Cost Per Unit Direct materials 5.2 ounces $ 5.00 per ounce $ 26.00 Direct labor 0.9 hours $ 14.00 per hour $ 12.60 Variable overhead 0.9 hours $ 5.00 per hour $ 4.50 The company reported the following results concerning this product in June. Originally budgeted output 4,400 units Actual output 4,600 units Raw materials used in production 25,000 ounces Purchases of raw materials 20,100 ounces Actual direct labor-hours 7,200 hours Actual cost of raw materials purchases $ 42,900 Actual direct labor cost $ 14,400 Actual variable overhead cost $ 4,200 The company applies variable overhead on the basis of direct labor-hours. The direct materials purchases variance is computed when the materials are purchased. The materials quantity variance for June is:

Answers

Answer:

8,967

Explanation:

what are good poem names

Answers

Answer:

It Depends.

Explanation:

It really depends on what poem you are writing. If it is a sad poem, chose words or phrases with a sad connotation. If it is a netrual poem, chose words with a neutral connotation. It is very hard to give you an answer because you gave very little explanation about what the poem is about, but at the end of the day, name the poem based on what you think it is about.

Answer:

if it is about music entitle it whatever the poem is about like if it about depression entitle it: feelings slide over me

Explanation:

 

Amy and Mack Holly from Rapid City, South Dakota, have been married for three years. They recently bought a home costing $212,000 using a $190,000 mortgage. They have no other debts. Mack earns $61,000 per year, and Amy earns $75,000. Each has a retirement plan valued at approximately $15,000. They recently received an offer in the mail from their mortgage lender for a mortgage life insurance policy of $190,000. Their only life insurance currently is a $19,000 cash-value survivorship joint life policy. They each would like to provide the other with support for at least five years if one of them should die.

Required:
Assuming $18,000 in final expenses and $20,000 allocated to help make mortgage payments, calculate the amount of life insurance they should purchase using the needs-based approach.

Answers

Answer:

I do not have time to answer this question, but you could answer this question on a calculator and find out the order and if its multiplying, subtracting, dividing or adding.

Explanation:

Thank you!-Brainly User

Amy and Mack should purchase a life insurance policy with a coverage amount of $1,037,000, using the needs-based approach.

To calculate the amount of life insurance Amy and Mack should purchase using the needs-based approach, we need to consider various factors such as outstanding debts, living expenses, and specific financial goals. Given the information provided, we will calculate the life insurance amount required to cover final expenses and help make mortgage payments for at least five years.

Final expenses:

Final expenses = $18,000

Mortgage payment assistance:

Mortgage payment assistance per year = $20,000

Mortgage payment assistance for five years = $20,000 * 5 = $100,000

Outstanding mortgage:

Outstanding mortgage = $190,000

Current joint life policy:

Current joint life policy = $19,000

Income replacement:

Amy's income = $75,000

Mack's income = $61,000

Total annual income = $75,000 + $61,000 = $136,000

Income replacement for five years = $136,000 * 5 = $680,000

Retirement plan:

Amy's retirement plan = $15,000

Mack's retirement plan = $15,000

Total retirement plan = $15,000 + $15,000 = $30,000

Now, let's calculate the total life insurance amount needed:

Total life insurance needed = Final expenses + Mortgage payment assistance + Outstanding mortgage + Current joint life policy + Income replacement + Retirement plan

= $18,000 + $100,000 + $190,000 + $19,000 + $680,000 + $30,000

= $1,037,000

Therefore, using the needs-based approach, Amy and Mack should purchase a life insurance policy with a coverage amount of $1,037,000.

Learn more about life insurance here: brainly.com/question/34025914

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Becton Labs, Inc., produces various chemical compounds for industrial use. One compound, called Fludex, is prepared using an elaborate distilling process. The company has developed standard costs for one unit of Fludex, as follows:

Standard Quantity or Hours Standard Price or Rate Standard Cost
Direct materials 2.40 ounces $27.00 per ounce $64.80
Direct labor 0.60 hours $12.00 per hour 7.20
Variable manufacturing overhead 0.60 hours $3.50 per hour 2.10
Total standard cost per unit $74.10

During November, the following activity was recorded related to the production of Fludex

a. Materials purchased, 13,000 ounces at a cost of $330,200
b. There was no beginning inventory of materials; however, at the end of the month, 2,850 ounces of material remained in ending inventory
c. The company employs 20 lab technicians to work on the production of Fludex. During November, they each worked an average 160 hours at an average pay rate of $11.00 per hour
d. Variable manufacturing overhead is assigned to Fludex on the basis of direct labor-hours. Variable manufacturing overhead during November totaled $6,000
e. During November, the company produced 4,200 units of Fludex.

Required
1. For direct materials:
a. Compute the price and quantity variances
b. The materials were purchased from a new supplier who is anxious to enter into a long-term purchase contract. Would you recommend that the company sign the contract?

2. For direct labor:
a. Compute the rate and efficiency variances
b. In the past, the 20 technicians employed in the production of Fludex consisted of 7 senior technicians and 13 assistants. Durin November, the company experimented with fewer senior technicians and more assistants in order to reduce labor costs. Woulc recommend that the new labor mix be continued?
3. Compute the variable overhead rate and efficiency variances

Answers

Answer:

Becton Labs, Inc.

1. Direct materials:

a. Price variance

= $20,600 Favorable

Quantity variance

= $1,890 Unfavorable

b. The company can sign the contract provided it is made clear to the new supplier that price variations would not be welcome shortly after signing the contract, but will depend on the market realities.

2. Direct labor:

a. Direct labor rate and efficiency variances:

Direct labor rate variance

= $3,200 Favorable

Efficiency variance

= $8,160 Unfavorable

b. I would not recommend that the new labor mix be continued.  The old mix may be working better because the labor efficiency cost increased with the new mix labor mix.

3. The variable overhead rate and efficiency variances:

Variable overhead rate variance

= $5,200 Favorable

Variable overhead efficiency variance

= $2,380 Unfavorable

Explanation:

a) Data and Calculations:

Standard  Costs for 1 Unit of Fludex:

                                              Standard              Standard      Standard Cost

                                        Quantity or Hours   Price or Rate  

Direct materials                     2.40 ounces    $27.00 per ounce   $64.80

Direct labor                           0.60 hours        $12.00 per hour          7.20

Variable manufacturing

overhead                             0.60 hours          $3.50 per hour          2.10

Total standard cost per unit                                                           $74.10

Activities recorded during November:

a. Materials purchased = 13,000 ounces at $330,300

Each ounce = $25.41 (330,300/13,000)

b. Materials used for production = 10,150 ounces (13,000 - 2,850)

Standard materials = 4,200 * 2.40 = 10,080 ounces

c. Direct labor hours = 20 * 160 = 3,200 hours

Standard labor hours = 0.60 * 4,200 = 2,520

Average labor rate = $11.00 per hour

Direct labor costs = $35,200 ($11.00 * 3,200)

d. Standard variable overhead = $11,200 (3,200 *$3.50)

Actual overhead incurred = $6,000

Actual overhead rate = $1.43 ($6,000/4,200)

e. Units produced = 4,200

1. Direct materials:

a. Price variance = (Actual price - standard price)* Actual units

= ($25.41 - $27.00)13,000 = $20,600 F

Quantity variance = (Actual quantity - Standard quantity) Standard Cost

= (10,150 - 10,080) * $27.00

= $1,890 U

b. The company can sign the contract provided it is made clear to the new supplier that price variations would not be welcome shortly after signing the contract, but will depend on the market realities.

2. Direct labor:

a. Direct labor rate and efficiency variances:

Direct labor rate variance = (Actual rate - Standard rate) * Actual hours

= ($11 - $12) * 3,200 = $3,200 Favorable

Efficiency variance = (Actual hours - Standard hours) * Standard rate

= (3,200 - 2,520) * $12

= $8,160 Unfavorable

b. I would not recommend that the new labor mix be continued.  The old may be working better because the labor efficiency cost increased.

3. The variable overhead rate and efficiency variances:

Variable overhead rate variance = Actual costs − (AH × SR)

= $6,000 - (3,200 * $3.50)

= $6,000 - $11,200

= $5,200 Favorable

Variable overhead efficiency variance =  (AH − SH) × SR

= (3,200 - 2,520) * $3.50

= $2,380 Unfavorable

If a company's current ratio increases from 1.2 to 1.4 from one year to the next, and its quick ratio decreases from 0.2 to 0.15 over the same time period, this indicates: a. the current liabilities have decreased. b. the inventory management should be further examined. c. the liquidity must have increased. d. the accounts receivable have decreased.

Answers

Answer: b. the inventory management should be further examined.

Explanation:

The Quick ratio is calculated by deducting inventory from the current assets and then dividing that amount by current liabilities while the Current ratio is simply dividing the current assets by the current liabilities.

If the Current ratio increased, it means that the company has more current assets per current liabilities from last year. The fact that the quick ratio dropped however, points to most of the current asset increase being the inventory which means that the company is carrying a lot of inventory.

Their management of inventory such that they are carrying such amounts therefore needs to be further examined before a decision is made on their liquidity.

The centralized computer technology department of Hardy Company has expenses of $320,000. The department has provided a total of 4,000 hours of service for the period. The Retail Division has used 2,750 hours of computer technology service during the period, and the Commercial Division has used 1,250 hours of computer technology service. How much should each division be charged for computer technology department services?

Answers

Answer:

Retail Division  = $220,000

Commercial Division  = $100,000

Explanation:

Step 1 : Determine the Overhead application rate

Overhead application rate = Overhead ÷ Total Activity

                                              = $320,000 ÷ 4,000 hours

                                              = $80 per hour

Step 2 : Apply the rate to the respective departments

Applied Overhead = Overhead application rate x Department Activity

therefore,

Retail Division = $80 x 2,750 hours = $220,000

and

Commercial Division = $80 x 1,250 hours = $100,000

Answer:

The centralized computer technology department of Hardy Company has expenses of $320,000. The department has provided a total of 4,000 hours of service for the period. The Retail Division has used 2,750 hours of computer technology service during the period, and the Commercial Division has used 1,250 hours of computer technology service. Additional data for the two divisions is following below: Retail Division Commercial Division $2,150,000 $1,200,000 800,000 175,000 Sales Cost of goods sold 1,300,000 Selling expenses Determine the divisional income from operations for the Retail Division and the Commercial Division. Do not round interim calculations. 150,000 Hardy Company Divisional Income from Operations Commercial Division Retail Division Income from operations

Explanation:

g A manufacturer is considering replacing a production machine tool. The new machine would cost $3700, have a life of four years, have no salvage value, and save the firm $500 per year in direct labor cost and $200 per year indirect labor costs. The existing machine tool was purchased four years ago at a cost of $4000. It will last four more years and have no salvage value at the end of that time. It could be sold now for $1000 cash. Assume money is worth 8%, and that the difference in taxes, insurance, and so forth, for the two alternatives is negligible. Determine whether or not the new machine should be purchased

Answers

Answer:

The new machine should not be purchased

Explanation:

Calculation to determine whether or not the new machine should be purchased

Calculation for the New Machine

EUAC = $3,700 (A/P, 8%, 4) - $500 - $200

EUAC= $3,700 (0.3019) - $700

EUAC=$1,117.03+$700

EUAC= $417.03

Calculation for EXISTING MACHINE

EUAC = $1,000 (A/P, 8%, 4)

EUAC= $1,000 (0.3019)

EUAC= $301.90

Therefore based on the above calculation The new machine should NOT be purchased reason been that it is more COSTLIER than the Existing Machine

Nelter Corporation, which has only one product, has provided the following data conceming its most recent month of operations:
Selling price 108
Units in beginning inventory 955
Units produced 2390
Units sold 3000
Units in ending inventory 345
Variable costs per unit
Direct materials 25
Direct labor 20
Variable manufacturing overhead 1
Variable selling and administrative 14
expense
Fixed costs
Fixed manufacturing overhead 64530
Fixed selling and administrative 9000
expense
The company produces the same number of units every month, although the sales in units vary from month to month. The company's variable costs per unit and total fixed costs have been constant from month to month
Required:
a. Prepare a contribution format income statement for the month using variable costing.
b. Prepare an Income statement for the month using absorption costing

Answers

Answer:

Part a

Nelter Corporation

Contribution format income statement for the month using variable costing

Sales ($108 x 3,000)                                                                       $324,000

Less Cost of Sales                                                                          ($138,000)

Contribution                                                                                     $186,000

Less Expenses

Fixed manufacturing overhead                               $64,530

Fixed selling and administrative                               $9,000

Variable selling and administrative (14 x 3,000)    $42,000        ($115,530)

Net Income (loss)                                                                              $70,470

Part b

Nelter Corporation

Income statement for the month using absorption costing

Sales ($108 x 3,000)                                                                       $324,000

Less Cost of Sales                                                                          ($219,000)

Gross Profit                                                                                      $105,000

Less Expenses

Fixed selling and administrative                               $9,000

Variable selling and administrative (14 x 3,000)    $42,000        ($51,000)

Net Income (loss)                                                                             $54,000

Explanation:

Calculation of Ending Units

Beginning Inventory                 955

Add Production                      2,390

Total Available for Sale         3,345

Less Sales                             (3000)

Ending Inventory                      345

Variable Costs Calculations

Product Cost  = Variable Manufacturing costs

                        = $25 + $20 + $1

                        = $46

Cost of Sales = units sold x product cost

                       = 3,000 x $46

                       = $138,000

Absorption Cost Calculation

Product Cost  = Variable Manufacturing costs

                        = $25 + $20 + $1 + ($64,530 / 2,390)

                        = $25 + 20 + $ 1 + $27

                        = $73

Cost of Sales = units sold x product cost

                       = 3,000 x $73

                       = $219,000

In 2017, PetSmart agreed to acquire Chewy (a fast-growing pet food and product e-commerce company) for $3.4 billion. PetSmart paid a premium, which can be calculated as the amount by which the price offered for the acquisition of Chewy is more than the Group of answer choices comparable value of similar companies to Chewy within the same market. amount paid as a down payment for Chewy that was to be held in escrow until closing. difference between the amount that was offered for Chewy and the amount that was held in escrow to complete the deal. the market value of Chewy before the acquisition. market value of Chewy's competitors in the geographic locale of the company.

Answers

Answer:

PetSmart and Chewy

PetSmart paid a premium, which can be calculated as the amount by which the price offered for the acquisition of Chewy is more than the

comparable value of similar companies to Chewy within the same market.

Explanation:

In accounting, this excess price paid for the assets and liabilities is known as Goodwill.  It is specifically referred to as acquired or purchased Goodwill.  It is accounted for as an intangible asset. More specifically, goodwill is the excess of the purchase price over the sum of the net fair value of all of the acquired assets and the assumed liabilities in the acquisition process.

You believe that interest rate parity and the international Fisher effect hold. Assume that the U.S. interest rate is presently much higher than the New Zealand interest rate. You have receivables of 1 million New Zealand dollars that you will receive in one year. You could hedge the receivables with the one-year forward contract. Or, you could decide to not hedge. Is your expected U.S. dollar amount of the receivables in one year from hedging higher, lower, or the same as your expected U.S. dollar amount of the receivables without hedging

Answers

Answer:

The expected value is the same as the forward rate reflects the interest rate differential and expected spot rate as per the reflects the interest rate differential.

Analyse the benefits of employee training to a business.​

Answers

Explanation:

Boosts Employee Performance. ...

Improve Morale and Job Satisfaction. ...

Ensures Opportunities for Learning. ...

Opportunity to Identify Weaknesses. ...

Provide a Framework to Develop Strengths. ...

Encourages Innovation and Risk Acceptance. ...

Boosts Adherence to Quality Standards

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