Sunny can make a financial plan based on the information provided by considering the following points:
SUNNY IS ALSO advised to take into account any unexpected expenses and the repayment of the line-of-credit when creating his financial plan.
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The collapse of the U.S. subprime mortgage market and the reversal of the housing boom which then had a ripple effect around the world shows how much the interconnectedness of a __________ economy matter.
The collapse of the U.S. subprime mortgage market and the reversal of the housing boom which then had a ripple effect around the world shows how much the interconnectedness of a global economy matters.
The global economy is characterized by interconnectedness and interdependence between different countries and their economies. This means that events and economic conditions in one country can have significant impacts on other countries and their economies. The subprime mortgage crisis in the U.S. had a ripple effect on other countries because many of them were also invested in the U.S. housing market, and the crisis caused a decline in global economic activity.
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A company is looking at a 3 year project which requires a capital outlay of £3,000 and is expected to generate annual cash inflows of £1,500.
Tax is payable at 20%, 1 year in arrears
The company has a cost of capital of 10%
Calculate the Net Present Value. (Ignore capital allowances)
Net Present Value (NPV) is a method of financial analysis used to determine the worth of an investment over a set period of time. The method of determining net present value involves calculating the present value of future cash inflows, then subtracting the present value of any future cash outflows. The result is the net present value of the investment. Net present value is commonly used in capital budgeting to analyze the profitability of a project over time.
The formula for calculating net present value is:
Net Present Value = (Present Value of Cash Inflows) - (Present Value of Cash Outflows)
In this case, the company is considering a 3-year project with a capital outlay of £3,000 and annual cash inflows of £1,500. The company has a cost of capital of 10%.
Using the formula for present value:
Present Value = Future Value / (1 + Cost of Capital) ^ Time
The present value of the annual cash inflows for each of the three years is:
Year 1: £1,500 / (1 + 0.10) ^ 1 = £1,363.64
Year 2: £1,500 / (1 + 0.10) ^ 2 = £1,238.84
Year 3: £1,500 / (1 + 0.10) ^ 3 = £1,130.68
Adding the present values of the annual cash inflows, we get a total of:
Total Present Value of Cash Inflows = £1,363.64 + £1,238.84 + £1,130.68 = £3,733.16
The present value of the capital outlay is simply the outlay itself, since it is an outflow in year 0:
Present Value of Capital Outlay = £3,000
Now we can calculate the net present value:
Net Present Value = £3,733.16 - £3,000 = £733.16
Based on the analysis of the net present value, this project is profitable and should be pursued by the company.
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Kindly I need your help in this task :
Provide a critical self-reflection on the previous assessment report of United Nations strategic issue regarding UN peacekeeping during COVID-19 and its decisions, actions, response and implication and impact on shareholders:
For completing this Task successfully
Summarize all the academic knowledge received from the module's content and professional benefits received while critically analysed the case study/company selected including strategic implications and strategic business issues.
The indicators of a good reflection are:
• It is personal to you
• It is clear how the learning relates to your role or prepares for a future role
• It outlines the content and method of the learning activity
• It describes how your knowledge, skills and attributes have developed as a result of the learning activity. • It identifies any further gaps or learning you did not cover and how you might fill these.
• It describes how your current practice might change as a result
• It indicates how you will use knowledge acquired for your career benefit
Self-reflective writing can be approached as per the four stages below: 3 SG7001 / Managing Strategy, Operations and Partnerships
1. What did I expect to learn?
2. What did I learn?
3. What will I do differently after forwards?
4. My actions and next steps
A strong Assignment Critical Reflection Requires addressing to the following issues:
High personal effectiveness:
• Critical self-awareness;
• Self-reflection and self-management;
• Time management;
• Sensitivity to diversity in people and different situations and
• The ability to continue to learn through reflection on practice and experience.
Learning outcomes applied in this assessment
1. (critically) demonstrate understanding of the theory and practice of strategic development and operations
5. (strategically) think and assess the impact of strategic change processes
7. explain how to influence the strategic direction of an organisation
9. judging complexity, diversity, and a multiplicity of perspectives accommodated in management decisions
Introduction:
General background on topic you are going to discuss. Possible definitions for terms relating to the question. What the essay will include and/or leave out (scope). What themes the essay will discuss and the order they are presented. What the essay will argue / demonstrate (thesis statement).
Main Body:
Summarize all the academic knowledge you receive from the module's content and professional benefits you received while critically analysed the case study/company selected including strategic implications and strategic business issues, during the development of summative assignment 1. In doing so:
- Critically reflect on your personal learning experience
- Make effective use of relevant literature (but not extensive)
- Provide your own argument and show evidences of critical thinking
Conclusion:
Links back to the themes identified in the introduction. A reminder of what the essay has argued. A recap of the main themes that have been discussed
References is needed
Poor and inconsistent methods have emerged. In some cases, it appears that the UN missions did not do enough to combat corruption. Other times, like in South Sudan, UN military peacekeepers failed to take action.
What is the impact of UN peacekeeping operations?By addressing the underlying causes of conflict, among other things, UN peacekeeping aids host nations in building their conflict resilience and setting the foundation for lasting peace. In actuality, the majority of UN peacekeeping operations achieve their main objective, which eventually stabilizes societies and puts an end to war.
The UN achieves this by attempting to prevent conflict, assisting parties to conflict in reaching a settlement, deploying peacekeepers, and fostering circumstances that will enable peace to endure and flourish. In order to be successful, these activities should complement one another and frequently overlap. After the Second World conflict, the UN was able to prevent a significant conflict.
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Provide a coherent understanding about operations research
dynamic programming concepts in a scholarly manner.
Operations Research (OR) is a field of study that uses mathematical models and algorithms to optimize complex systems.
Dynamic Programming (DP) is a technique used in OR to solve problems that can be broken down into smaller subproblems. DP involves breaking down a complex problem into simpler subproblems, solving each subproblem only once, and storing the solution to each subproblem for later use.
The technique is especially useful when the subproblems overlap, as it allows for significant time savings by avoiding redundant calculations. DP has been applied successfully in various fields, including engineering, economics, and computer science.
Its effectiveness lies in its ability to efficiently solve complex optimization problems by breaking them down into smaller, more manageable subproblems.
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The financial system in Jamaica has been the subject of much attention since the news
broke of the alleged fraud at Stocks and Securities Limited (SSL). The governor of the Bank
of Jamaica (BOJ) has been fielding calls from concerned investors, international financial
institutions, and even other regional regulators concerning the impact of this situation and
the negative media reporting would have on the stability of the financial system in Jamaica
and the Caribbean region.
The governor would like to preserve confidence in the financial markets and institutions and
has decided to embark on a series of educational "road-shows" where he will address
targeted stakeholders such as the American Chamber of Commerce (AMCHAM), investor
groups and the media.
In this regard, the governor has assigned your team of senior professionals employed at the
Bank of Jamaica to prepare a presentation slide deck for his address. Your presentation of
approximately 20 slides not including cover slide and bibliography must address the
following:
• An overview of the structure of the Jamaica financial system
• The role of financial intermediaries in the system.
• The role and importance of institutions such as SSL to the market
• Some explanation as to how such a fraud occurred – should the BOJ shoulder any of
the blame?
• The impact of this event on the financial system in Jamaica and the wider Caribbean.
• What safeguards are already in place or planned to safeguard investors for this type
of fraud.
• Can this event snowball into a financial crisis? Why or why not
The presentation's title, presenter, and date are listed on the cover slide. The presentation's purpose and the structure of the Jamaican financial system are outlined in the introduction, along with the function of financial intermediaries within the system.
What does Jamaica's financial sector entail?Commercial banks, merchant and trust banks, credit unions, building societies, and entities licenced under the Financial Institutions Act make up Jamaica's financial sector.
In Jamaica, how many financial institutions are there?According to the Bank of Jamaica, as of September 10th, 2021, Jamaica has eight commercial banks. They include First Caribbean, Citibank, First Global, Sagicor Bank, The National Commercial Bank, JMMB Bank (Jamaica) Ltd, and Jamaica National (JN) Bank Limited. The Bank of Nova Scotia Jamaica Ltd.
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Choose a publicly traded stock that has not been chosen by any other students and estimate its beta using regression method, as follow: First download your stock’s data in your Excel: Download 3 years of monthly price of your stock Download 3 years of monthly price of SPY (S&P 500) in the same Excel Estimate the monthly returns of your stock & SPY Then run a regression in Excel, Y-axis = your stock return and X-axis = SPY return, the slope of this regression is your estimated beta. Compare your estimated beta with published betas (For example from Yahoo, Reuter, or Morningstar). Using the beta you estimated above, estimate the required rate of return of your chosen stock according to CAPM. Estimate the beta of your stock using: bi = (σi /σM)*rhoiM Where σi and σM are standard deviation of stock i (your stock) and standard deviation of the Market (SPY) and rhoiM is the correlation of return of stock i with the returns of the market market. So, the risk increases as σi and rhoiM increases. Chapter 13: Performance Evaluation When answering this post please summarize your answer in the DB window and then attach your Excel for reference. Choose a publicly trade mutual fund that has not been chosen by other students. Find or estimate its annual returns for the past five years. Also find or estimate the past 5 years annual returns of SPY (S&P500). Estimate the Sharpe ratio of your chosen fund and SPY? Compare the performance of your fund with SPY.
To answer this question, you must first choose a publicly traded mutual fund that has not been chosen by other students.
Then, find or estimate its annual returns for the past five years, as well as the annual returns of SPY (S&P 500) for the same period. Finally, use the returns of both funds to estimate the Sharpe ratio for each fund. This ratio measures the performance of an investment compared to a risk-free asset, by taking into account its risk-adjusted return.
To calculate the Sharpe ratio for each fund, subtract the risk-free rate from the return of the fund, and divide the result by the standard deviation of returns. The result is the Sharpe ratio for the fund.
Once the Sharpe ratios of both funds have been calculated, compare their performance. A higher Sharpe ratio is indicative of better performance.
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The most important points you want to audit and the inquiries you have when you read the file of the engagement in the colleague’s office auditing the other firms (only 5 important points are enough).
When reading the file of the engagement in the colleague's office auditing the other firms, there are several important points that one should audit and inquiries to be made.
Some of these points are:
1. Identify the nature of the engagement: The first important point is to identify the nature of the engagement. This will help in determining whether it is a compliance or a performance audit.
2. Determine the scope of the engagement: It is important to determine the scope of the engagement. This will help in understanding the objectives of the audit and the areas that are to be examined.
3. Understand the audit methodology: Understanding the audit methodology will help in determining whether the audit was conducted in accordance with the relevant audit standards.
4. Review the audit documentation: It is important to review the audit documentation to ensure that it is complete, accurate and reliable.
5. Evaluate the audit findings and recommendations: Finally, it is important to evaluate the audit findings and recommendations to determine whether they are valid and supported by the evidence provided.
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the opportunity cost of holding excess reserves is the federal funds rate a. plus the discount rate. b. plus the interest rate paid on excess reserves. c. minus the interest rate paid on excess reserves. d. minus the discount rate.
The opportunity cost of holding excess reserves is the federal funds rate minus the interest rate paid on excess reserves. Therefore, Option C is correct.
The federal funds rate is the rate at which commercial banks lend and borrow from one another their excess reserves. It is influenced by supply and demand factors and is controlled by the Federal Reserve's monetary policy. The interest rate paid on excess reserves is the rate paid by the Federal Reserve to commercial banks on their excess reserves held with the Federal Reserve.
The opportunity cost of holding excess reserves is the interest foregone when commercial banks hold excess reserves with the Federal Reserve instead of using the money to make loans, invest or buy assets, and earn interest. The higher the federal funds rate, the higher the opportunity cost of holding excess reserves. If the interest rate paid on excess reserves is lower than the federal funds rate, commercial banks are incentivized to lend out their excess reserves, and vice versa.
Therefore, the correct option is c. minus the interest rate paid on excess reserves.
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Discuss what some of the specific, uniquely international
activities an international HR manager typically engages in.
An international HR manager is typically engaged in several specific international activities that are intended to ensure that their organization maintains an efficient workforce.
An international HR manager must, therefore, be able to manage and resolve any conflicts that arise between employees from different cultures to ensure that everyone can work together efficiently. Additionally, an international HR manager must be familiar with the legal requirements of the countries in which their organization operates. This means understanding the local labor laws and regulations, as well as knowing how to navigate the legal systems and negotiate contracts in foreign countries.
Another unique activity of an international HR manager is managing the logistics of international assignments. This includes facilitating the movement of employees between countries, arranging for visas and work permits, and ensuring that employees have access to appropriate accommodations, transportation, and other support services. Finally, an international HR manager must have excellent communication skills to effectively manage a workforce that is spread out across multiple countries and time zones. This involves being able to communicate effectively with employees, stakeholders, and other managers around the world to ensure that everyone is on the same page and working towards the same goals.
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the purpose of a business organisational
The purpose of a business organization is to carry on a business. A business organization exists when two or more people act together to carry on a business.
What is the greatest way to define business?A company or entity doing in commercial, industrial, or professional activity is referred to as a business. Companies can be for-profit or nonprofit . Limited liability companies, sole proprietorships, corporations, and partnerships are all different sorts of businesses.
What does a it mean legally?A business has a real person or organization getting in an activity or trade with the plan of turning a profit. The profession, business, or activity might be commercial, industrial, or something else altogether.
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Sam Gagnon was working in his new role as a regional manager in the jewellery industry. He wanted to learn as much as he could and was particularly interested in hearing about customer challenges in Ontario, the district assigned to him by head office. At a recent conference in Toronto, he attended a panel discussion in which customers expressed their concerns about the integrity of some sales representatives and the claims they sometimes made. Sam was concerned about the legal implications of false or misleading representations. Sam left the conference thinking about how best to convey this information to his staff. Sam decides to give his staff a homework assignment with the following questions:
1. What is the name of the legislation/Act that applies to misleading representation when consumers are misinformed about products?
2. If a criminal prosecution is brought against a jewellery company for false or misleading representation knowingly or recklessly, what are the considerations that the prosecution will be based on?
3. The Competition Act provides that a court can order administrative monetary penalties, and or/or to pay restitution to purchasers.
a. What are the highest monetary penalties for individuals?
b. What are the highest monetary penalties for a corporation?
4. Is the Ontario Consumer Protection Act, 2002, a federal act or provincial act?
5. Part III of the Ontario Consumer Protection Act, 2002 identifies false or misleading representations as one type of unfair practices. If such unfair practices have occurred, then what recourse is available to consumers?
6. Under the Competition Act, what adjudication bodies may hear cases relating to deceptive marketing practices?
7. If a person or a corporation believes that another business is engaging in the anti-competitive practice of exclusive dealing, how would the person or corporation pursue a remedy?
8. The Sale of Goods Act provides a set of 5 rules that apply when parties to a contract fail to specify in the contract when title to goods transfer. Why is it important to determine when title passes from the seller to the purchaser?
1. The legislation/Act that applies to misleading representation when consumers are misinformed about products is the Competition Act.
2. If a criminal prosecution is brought against a jewellery company for false or misleading representation the impact of the conduct on consumers and the market, and the company's history of compliance with the Competition Act.
3. a. The highest monetary penalties for individuals under the Competition Act are up to $750,000 for the first offence and up to $1 million for subsequent offences.
b. The highest monetary penalties for a corporation under the Competition Act are up to $10 million for the first offence and up to $15 million for subsequent offences.
4. The Ontario Consumer Protection Act, 2002 is a provincial act.
5. consumers may have recourse through filing a complaint with the Ministry of Consumer Services, seeking damages in court, or filing a class action lawsuit.
6. Under the Competition Act, cases relating to deceptive marketing practices may be heard by the Competition Tribunal or the courts.
7. They can pursue a remedy by filing a complaint with the Competition Bureau or by applying to the Competition Tribunal for an order prohibiting the conduct.
8. When the purchaser becomes the legal owner of the goods.
It determines when the risk of loss or damage to the goods transfers from the seller to the purchaser, and when the purchaser becomes the legal owner of the goods.
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Happy Times currently has an all-cash credit policy. It is considering making a change in the credit policy by going to terms of net 30 days. Based on the following information, what is the break-even price per unit under the new credit policy? The required return is 0.80 percent per month. (Do not round intermediate calculations and round your answer to 2 decimal places. (e.g., 32.16)) THE ANSWER IS NOT INCOMPLETE
Current Policy New Policy
Price per unit $195 ?
Cost per unit $149 $153
Unit sales per month 1,440 1,480
l
Break-even price $
Incremental Cash Flow:
Incremental cash flow is calculated during incremental analysis to analyze the effect of a new and improved process, policy or project. If the calculated number is positive then the new project, policy or process is accepted.
Happy Times is currently operating under an all-cash credit policy and is considering changing to a net 30-day credit policy. The break-even price under the new credit policy is $197.13.
To calculate the incremental cash flow, we need to subtract the cash flow of the old policy from the cash flow of the new policy. The cash flow of the old policy is $195 × 1440 = $280,800, and the cash flow of the new policy is (1480 × ($195 - $153)) × (1 - 1.008^-12) ÷ ((1 - (1 ÷ (1 + 0.008))) × 1480) = $7,276.87.
Therefore, the incremental cash flow is calculated as $7,276.87 - $280,800 = -$273,523.13. Since the incremental cash flow is negative, it indicates that changing the policy to a net 30-day credit policy would reduce the company's profits.
Hence, the company should stick to its all-cash credit policy.
The break-even price is the price that a company must charge for its product or service to break even. The break-even price under the new policy can be calculated as (cost per unit × sales per month) ÷ (1 - (1 ÷ (1 + discount rate))^12 × (1 + discount rate)) = ($153 × 1480) ÷ (1 - (1 ÷ (1 + 0.008))^12 × (1 + 0.008)) = $197.13. Therefore, the break-even price per unit under the new credit policy is $197.13.
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which of the following are core goals of digital retailing? multiple select question. to maximize advertising revenue per click to educate users about products to persuade users to make a purchase to encourage users to engage with content
The core goals of digital retailing are to educate users about products, to persuade users to make a purchase, and to encourage users to engage with content. Maximizing advertising revenue per click is not a core goal of digital retailing, but rather a goal of online advertising.
Digital retailing is focused on creating a seamless and efficient shopping experience for users. Educating users about products is a key goal because it helps them make informed purchasing decisions.
Persuading users to make a purchase is another important goal, as it drives sales and revenue for the retailer. Encouraging users to engage with content is also a goal, as it helps build brand loyalty and keeps users coming back to the site.
In conclusion, the core goals of digital retailing are to educate users about products, to persuade users to make a purchase, and to encourage users to engage with content. These goals are all focused on creating a positive and efficient shopping experience for users.
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Zoom Enterprises expects that one year from now it will pay a total dividend of$5.4million and repurchase $5.4 million worth of shares. It plans to spend $10.8 million on dividends and repurchases every year after that forever, although it may not always be an even split between dividends and repurchases. If Zoom's equity cost of capital is 13.1% and it has 5.1million shares outstanding, what is its share price today? The price per share is s (Round to the nearest cent.)
The share price of the Zoom Enterprises today is $1.59.
What is a share?A share is a unit of ownership in a company or corporation. When a company goes public, it may issue shares of stock to the public, allowing individuals to purchase a portion of ownership in the company. Shareholders are entitled to receive dividends, which are payments made by the company to its shareholders as a portion of the company's profits. Shareholders may also have the right to vote on certain matters, such as electing the board of directors or making major decisions about the company's direction. The value of a share can fluctuate based on market conditions and the performance of the company. Investing in shares can be a way for individuals to potentially earn a return on their investment and participate in the growth of a company.
PV = C / r
CF1 = ($2.7 million + $2.7 million) / 5.1 million shares = $1.06 per share
PV = $1.06 / 0.131 = $8.11
Share Price = PV / Number of Shares = $8.11 / 5.1 million = $1.59 per share.
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Dynamo Manufacturing paid cash to acquire the assets of an existing company. Among the assets acquired were the following items.
Patent with 4 remaining years of legal life $33,800
Goodwill 43,500
Dynamo’s financial condition just prior to the acquisition of these assets is shown in the following statements model.
Balance Sheet Income Statement Assets = Liabilities + Stockholders’ Equity Revenue − Expenses = Net Income Statement of Cash Flows
Cash + Patent + Goodwill
95,900 + NA + NA = NA + 95,900 NA − NA = NA NA
Required
Compute the annual amortization expense for these items.
Show the acquisition of the intangible assets and the related amortization expense for Year 1 in a horizontal statements model.
Prepare the journal entries to record the acquisition of the intangible assets and the related amortization for year 1.
Annual Amortization Expense: Patent: $33,800 / 4 years = $8,450 and Goodwill: $43,500 / 40 years = $1,088.
What is Expense?Expense is the cost incurred in the process of producing or obtaining goods or services. It is an outflow of money from an individual or business to another individual or business. Expenses can include items such as payroll, rent, raw materials, utilities, insurance, marketing, and taxes. Businesses typically track their expenses to better understand where their money is going and to ensure that they are making a profit.
Horizontal Statements Model:
Balance Sheet Income Statement Assets = Liabilities + Stockholders’ Equity Revenue − Expenses = Net Income Statement of Cash Flows
Cash + Patent + Goodwill
95,900 + 33,800 + 43,500 = NA + 95,900 NA − 8,450 (amortization) = 87,450 NA
Journal Entries:
Debit Credit
Cash 95,900
Patent 33,800
Goodwill 43,500
Debit Credit
Amortization Expense 8,450
Accumulated Amortization 8,450
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which of the following is correct? if you see a nation producing at a point within its ppf its country is using its resources inefficiently
The correct answer is "If you see a nation producing at a point within its PPF, its country is using its resources inefficiently."
The Production Possibility Frontier (PPF) is a graph that shows the different combinations of goods and services that a country can produce using all of its available resources efficiently. When a country is producing at a point within its PPF, it means that it is not using all of its available resources efficiently. This could be due to unemployment, underemployment, or inefficient use of resources.
In contrast, if a country is producing at a point on its PPF, it is using all of its available resources efficiently. If a country is producing at a point beyond its PPF, it is not possible because it would require more resources than the country has available.
Therefore, the correct answer is "If you see a nation producing at a point within its PPF, its country is using its resources inefficiently."
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The following question may be like this:
If an economy is operating at a point inside the production possibilities curve:
Its resources are being wasted.The curve will begin to shift inward.The curve will begin to shift outward.American Parkinson’s Disease Association Center:
Parkinson’s disease (PD) is a complex neurological disorder whose major characteristics are tremors, slowness of movement, and muscle rigidity. With advancing disease, patients may have trouble with balance and gait, as well as cognitive problems. Awareness of PD increased in recent years when celebrities Muhammad Ali and Michael J. Fox developed the disease.
Patients with PD are commonly referred to neurologists. However, due to the complex nature of the disease and its management, it is common for neurologists themselves to refer patients to PD sub-specialists. The American Parkinson’s Disease Association (APDA) is a nonprofit voluntary health agency committed to serving the Parkinson community through a comprehensive program of research, patient education, and support. The goals of APDA are:
• To sponsor pioneering research into the cause, diagnosis, treatment, and cure for PD.
• To develop a grassroots network of information and referral centers and support groups nationwide.
• To establish fundraising chapters in strategic areas throughout the country.
• To publish and distribute a quarterly newsletter, educational booklets, audio-visual and other educational and supportive materials about PD.
• To sponsor educational conferences for professionals, patients, caregivers, and families throughout the country.
• To raise public awareness and understanding of PD.
The Cincinnati office of APDA is a nonprofit information and referral center for PD. The primary purpose of the center is to support and educate by counseling and providing literature to patients and individuals who are associated with the disease. The center implements positive coping skills and goals for patients, caregivers, and other health care personnel; and informs patients and caregivers of the reason and rationale for their therapies. Services are delivered to customers by telephone, mail, Internet, person-to-person contact, support group, and chapter work. The center also conducts an annual symposium, sponsored by area neurologists, hospitals, as well as pharmaceutical companies, to address hot topics such as new drugs and surgical treatments.
The center employs a medical director, who is a neurologist specializing in PD, a registered nurse as project coordinator, and an assistant. The assistant herself has PD and her real-life experience enables her to empathize with customers. The center is affiliated with a local university, which provides an accountant to help the center with financial matters. The Center is regulated by the APDA and OSHA regulations. Because it is not a medical establishment, it is not subject to health department regulations. Operating funds come from grant money given by APDA and other grant money from pharmaceutical companies.
The key customers are the Parkinson’s patients, their caregivers, family members, support groups, and the professionals (neurologists, geriatricians and nursing homes) who work with these patients. Customers use the center for information and referrals to improve their response to the disease and overall well-being. The center responds to every client on an individual basis. APDA is the main supplier of all media materials. Pharmaceutical companies provide their drug and general information. Surgical companies and hospital supply companies also provide information on their devices.
An important strategic challenge the center faces is involving community neurologists and primary care physicians outside the university system as allies in their efforts. Community neurologists often refer their complicated patients to the university hospital and
its affiliated neurology clinic. However, they do so with reservations. These reasons include losing their patients to university neurologists, conflicts of interest related to pharmaceutical-sponsored clinical trials, and a general feeling that academic neurologists do not treat them with respect.
Discussion Question:
1. How might proper employee education, training, and development help APDA in its effort to promote/maintain quality? Make sure to find similar examples in the service industry to support your suggestions.
Proper employee education, training, and development can play a crucial role in helping APDA promote and maintain quality in its services.
By providing employees with the knowledge and skills they need to effectively communicate with patients, caregivers, and healthcare professionals, APDA can ensure that its clients receive accurate and helpful information.
Additionally, training and development can help employees stay up-to-date on the latest research and treatments for Parkinson's disease, which can further enhance the quality of the services they provide.
For example, in the service industry, companies such as Starbucks and Zappos place a strong emphasis on employee training and development in order to provide high-quality customer service.
Starbucks provides its employees with extensive training on coffee knowledge, customer service, and company culture, while Zappos offers its employees training on company values, customer service, and personal development.
As a result, both companies have been recognized for their exceptional customer service and have built strong reputations for quality.
Similarly, by investing in employee education, training, and development, APDA can ensure that its employees are knowledgeable, skilled, and capable of providing high-quality services to its clients.
This can help APDA build a strong reputation for quality and can ultimately help the organization achieve its goals of supporting the Parkinson's community and raising awareness of the disease.
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suppose an investor buys 1 call option contract. if the stock price goes to $71.11, what is the profit/loss from the option contract?
Suppose an investor buys a 1-call option contract. If the stock price goes to $71.11, the profit/loss from the option contract would be $1.11.
What is a Call Option?A call option is a kind of options contract in which the buyer has the right, but not the obligation, to purchase a security at a certain price before the contract's expiration date.
If the underlying stock or other security rises above the call option's strike price, the call option buyer profits.
On the other hand, if the stock or other security remains below the strike price, the call option buyer suffers a loss.
How to calculate profit or loss on a Call Option?The profit or loss from a call option is the difference between the option's strike price and the underlying security's current market price.
If the option's strike price is lower than the current market price of the underlying security, the call option is in the money.
On the other hand, if the option's strike price is higher than the current market price of the underlying security, the call option is out of the money.
If the option's strike price and the underlying security's current market price are equal, the option is at the money.
In this case, the call option's strike price is not given. Hence, we cannot determine whether the call option is in the money, out of the money, or at the money.
Therefore, we cannot calculate the profit or loss from the option contract.
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Determine the total first-year cost of car ownership for Milagros. She just purchased a vehicle valued for $ with the following costs: Auto Loan : Amount, $; Duration, 4 years; APR, percent Property Taxes : percent of vehicle value/year Sales Taxes : percent of the sales price Title and Tags : $/year Insurance : $/year Maintenance and Usage : $/year
Your friend has been accepted into her #1 choice for college. She’s so excited that she doesn’t bother looking at her financial aid package and wants to confirm her spot right away. What do you tell her and why?
you should say that although you are beyond ecstatic for her, financial aid is vital for many who are applying to colleges. This could harm her in the long run if she continuously ignores the situation. It could create debt that she may not be able to pay off for many years so it is best that she looks into the financial aid plan before securing a spot
It's natural to be excited and want to confirm her spot right away, but I would suggest that she take the time to review her financial aid package before making any decisions.
What is importance of financial aid package?It's important to understand the financial commitments and obligations that come with attending college, as it can have a significant impact on her future finances. By reviewing the financial aid package, she can get a better understanding of the costs of attending the college and the amount of financial aid she'll receive, including scholarships, grants, and loans.
If she doesn't take the time to review the financial aid package, she may end up with unexpected costs and debt that could have been avoided. It's important to make an informed decision about college and ensure that it's a financially sound decision.
Therefore, I would advise your friend to take the time to review her financial aid package and understand the costs and obligations of attending her dream college before confirming her spot.
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Use Hofstede's dimensions to examine the business culture of one foreign country. Provide guidance to a foreign business from a different culture on marketing its brand in that country (What could be a good choice of a specific firm or product).
Understanding Hofstede's dimensions of power distance, individualism, masculinity, uncertainty avoidance, and long-term orientation can help foreign businesses market their brand in a foreign country by emphasizing authoritative, personal, strong, reliable, and long-lasting features, respectively.
Using Hofstede's dimensions, we can examine the business culture of a foreign country. These dimensions include power distance, individualism, masculinity, uncertainty avoidance, and long-term orientation. Understanding the cultural implications of these dimensions can help a foreign business better market their brand in the country.
For example, if the foreign country has a high power distance, the foreign business should present their product or brand as something authoritative, reliable, and of a higher quality. If the foreign country is highly individualistic, the foreign business should emphasize the personal benefits and convenience of their product or brand. If the foreign country is highly masculine, the foreign business should emphasize the strength and power of their product or brand. If the foreign country has a high uncertainty avoidance, the foreign business should focus on the reliability and dependability of their product or brand. Lastly, if the foreign country has a high long-term orientation, the foreign business should present their product or brand as something that will last and be of value for a long period of time.
By understanding the cultural implications of Hofstede's dimensions, foreign businesses can make better decisions on how to market their brand in a foreign country.
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Have you or any of your friends ever shared a file that was protected by a copyright? Did you have any qualms about doing so? Are the big media firms justified in treating file sharing as a criminal activity to be prosecuted to the fullest extent of the law?
It is prohibited by copyright law to download or distribute works protected by a copyright, such as music or movies, without the owner's consent.
How legal is it to share PDFs?Although transferring copyrighted content is prohibited in the United States, file sharing has been the subject of numerous legal actions ever since it first became popular on the internet.
Do you need to safeguard copyright?No. Registration is typically optional. The work is protected by copyright as soon as it is created. Yet, if you want to file a case for copying a U.S. work, you must register.
What four categories of copyright are there?Right of Public Performance.
License for Public Performance.
Right Reproduction.
Licenses for mechanics.
License for Synchronization.
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trina's trikes, inc. reported a debt-to-equity ratio of 1.87 times at the end of 2018. if the firm's total debt at year-end was $9.60 million, how much equity does trina's trikes have?
The equity that trina's trikes have is $5.13 million.
Debt-to-equity ratio is a financial ratio used to compare the total amount of debt against the total amount of shareholder equity held by a company. It is calculated by dividing a company's total liabilities by its total shareholder equity.
In order to determine how much equity Trina's Trikes has given its debt-to-equity ratio of 1.87 times and a total debt of $9.60 million, we need to do the following calculation:
Debt to equity ratio = Total debt/Total shareholder equity
1.87 times = $9.60 million/Total shareholder equity
Total shareholder equity = $9.60 million/1.87 times
Total shareholder equity = $5.12 million
Therefore, Trina's Trikes has $5.12 million in equity.
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Union workers in the shipping industry go on strike causing prices of foreign made goods to increase. Select the shifter and whic curve is affected by this situation? es ) A) demand curve B) supply curve number of sellers D) consumer expectations E) government regulations
The answer is B) Supply curve.
Which curve—supply or demand—is affected?Prices decrease when demand declines. Price increases when supply declines. The demand curve moves to the right as demand rises, and the supply curve moves to the left as supply falls.
Does price have an impact on the supply curve?Although a change in price frequently causes a change in quantity delivered or along the supply curve for a particular good or service, the supply curve's shape is unaffected.
A shift in the number of vendors in a market affects the quantity offered at each price and, consequently, the supply. The supply curve moves to the right when the number of suppliers of an item or service increases, and to the left when the number of suppliers decreases.
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when a search ads 360 advertiser is added with a different currency than the linked campaign manager advertiser, which product sets the currency for that search ads 360 advertiser?
When a Search Ads 360 advertiser is added with a different currency than the linked Campaign Manager advertiser, the Search Ads 360 advertiser sets the currency for that advertiser.
Search Ads 360 is a platform that is designed to help businesses plan and run campaigns across various search engines. The platform works by integrating with the advertising campaigns and providing features such as bid optimization, conversion tracking, and reporting.
One of the key features of Search Ads 360 is the ability to link with other advertising platforms such as Campaign Manager. When a Search Ads 360 advertiser is added with a different currency than the linked Campaign Manager advertiser, the Search Ads 360 advertiser sets the currency for that advertiser.
This means that the currency used in Search Ads 360 will be different from the currency used in Campaign Manager. This can be a problem if the two currencies have different exchange rates, which can lead to discrepancies in reporting and budget allocation. It is therefore important for advertisers to ensure that the currencies used in both platforms are the same or that they have a mechanism in place to account for the differences in exchange rates.
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You are advising a commercial real estate investor who is investigating the acquisition of an office building. The cost of the building is $15,500,000. Your client has an investment holding period of 10 years and a required internal rate of return of 12%. You have done your market due diligence and observed that market rents are growing at 6% annually. However, the net cash flows are projected to grow at only 2% in years 1-3; 4% in years 4-6 and then 6% thereafter. You calculate that the first-year cash flow is $1,650,000. Furthermore, you estimated that the building will sell for 10 times year 10 cash flow. If these estimates are correct, write a short memo to your client in preparation fora meeting on Tuesday. In the memo you must indicate:
a) What is the most the client should be willing to pay?
b) If the client accepts the seller’s price and a bank is willing to bank is willing to lend him 75% of the selling price, what is the size of the loan?
c) What is the monthly payment on the loan if the lender is charging 10% interest on a fully amortized loan of 10 years?
d) If your client shows interest in borrowing, how much equity is your client required to bring to the table?
e) Your client is hesitant to borrow or incur debt. If that is the case, what is the internal rate of return on his cash investment?
f) What is the NPV of the investment?
g) Explain the NPV Rule and the IRR Rule to your client.
The memo is as follows -:
Dear Client,
In preparation for our meeting on Tuesday, I have put together the following information regarding the potential purchase of the office building.
A) What is the most the client should be willing to pay?
Based on the market due diligence and the estimated cash flows, the most your client should be willing to pay for the office building is $15,500,000, which is the cost of the building.
B) If the client accepts the seller’s price and a bank is willing to bank is willing to lend him 75% of the selling price, what is the size of the loan?
The size of the loan, if the client accepts the seller’s price and the bank is willing to lend him 75% of the selling price, is $11,625,000.
C) What is the monthly payment on the loan if the lender is charging 10% interest on a fully amortized loan of 10 years?
The monthly payment on the loan, if the lender is charging 10% interest on a fully amortized loan of 10 years, is $138,206.
D) If your client shows interest in borrowing, how much equity is your client required to bring to the table?
If your client shows interest in borrowing, he is required to bring $3,875,000 in equity to the table.
E) Your client is hesitant to borrow or incur debt. If that is the case, what is the internal rate of return on his cash investment?
If your client is hesitant to borrow or incur debt, the internal rate of return on his cash investment is 12%, which is the required internal rate of return for the investment.
F) What is the NPV of the investment?
The NPV of the investment is -$6,072,326.
G) Explain the NPV Rule and the IRR Rule to your client.
The NPV (Net Present Value) Rule states that investments should be accepted or rejected based on their discounted cash flows. If the NPV of an investment is positive, it should be accepted; if the NPV of an investment is negative, it should be rejected.
The IRR (Internal Rate of Return) Rule states that investments should be accepted or rejected based on the rate of return they offer. If the IRR of an investment is higher than the required rate of return, it should be accepted; if the IRR of an investment is lower than the required rate of return, it should be rejected.
I hope this information has been helpful. Please let me know if you have any further questions.
Sincerely,
( Your Name).
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(Related to Checkpoint 4.3) (Analyzing Profitability) In2016, the Allen Corporation had sales of $ 67 million, total assets of $ 43 million, and total liabilities of $ 18 million. The interest rate on the company's debt is 5.6 percent, and its tax rate is 35 percent. The operating profit margin is 13 percent. a. Compute the firm's 2016 net operating income and net income. b. Calculate the firm's operating return on assets and return on equity. (Hint: You can assume that interest must be paid on all of the firm's liabilities.)
a. Compute the firm's 2016 net operating income and net income. The firm's 2016 net operating income is $ nothing million. (Round to two decimal places.)
b. Calculate the firm's operating return on assets and return on equity. (Hint: You can assume that interest must be paid on all of the firm's liabilities.)
c. Compute the firm's 2016 net operating income and net income. The firm's 2016 net operating income is $_____million. (Round to two decimal places.)
The company's corporate tax is 35 percent, and its debt interest rate is 5.6 percent. There is a 13% operating profit margin.
What is going on?From mobile phones and consoles for video games to website servers and supercomputers, many devices that house a computer have operating systems.
The most crucial software program that runs on a machine is the operating system. It controls the memory, operations, software, and hardware of the computer. You can converse with the computer using this method even if you don't understand its language.
Describe software?It is the antithesis of hardware, which refers to a computer's external components. Applications, scripts, and other types of software are all collectively referred.
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Fully-taxable bonds yield 10% per year before tax, tax-exempt bonds yield 6.5%, and the pretax return on single premium deferred annuities (SPDAs) is 9.5%. 1. What are the after-tax rates of return per period (for holding periods of 3,5,10, and 20 years) for an investment in (1) tax-exempt bonds; (2) taxable bonds; (3) SPDAs cashed out after age 59.5 (no excise tax); and (4) SPDAs cashed out before age 59.5 requiring a 10% nondeductible excise tax (in addition to the normal tax) on the accumulated interest, for an investor facing: (i) a 40% ordinary tax rate each period; and (ii) a 30% ordinary tax rate each period?
Fully-taxable bonds yield 10% per year before tax, tax-exempt bonds yield 6.5%, and the pretax return on single premium deferred annuities (SPDAs) is 9.5%. (i) 40% ordinary tax rate each period After-tax rates of return per period for :
(1) tax-exempt bonds after 3,5,10, and 20 years: The after-tax return rate can be calculated using the following formula: After-tax Return Rate = Before-tax Return Rate x (1 - Tax Rate)After-tax return rate after 3 years = 6.5% x (1 - 0.40) = 3.9%After-tax return rate after 5 years = 6.5% x (1 - 0.40) = 3.9%After-tax return rate after 10 years = 6.5% x (1 - 0.40) = 3.9%After-tax return rate after 20 years = 6.5% x (1 - 0.40) = 3.9%
(2) taxable bonds after 3,5,10, and 20 years: Since these are fully-taxable bonds, the after-tax return rate will be equal to the before-tax return rate minus the tax rate. After-tax return rate after 3 years = 10% x (1 - 0.40) = 6%After-tax return rate after 5 years = 10% x (1 - 0.40) = 6%After-tax return rate after 10 years = 10% x (1 - 0.40) = 6%After-tax return rate after 20 years = 10% x (1 - 0.40) = 6%(3) SPDAs cashed out after age 59.5 (no excise tax) after 3,5,10, and 20 years: After-tax return rate after 3 years = 9.5% x (1 - 0.40) = 5.7%After-tax return rate after 5 years = 9.5% x (1 - 0.40) = 5.7%After-tax return rate after 10 years = 9.5% x (1 - 0.40) = 5.7%
After-tax return rate after 20 years = 9.5% x (1 - 0.40) = 5.7%(4) SPDAs cashed out before age 59.5 requiring a 10% nondeductible excise tax (in addition to the normal tax) on the accumulated interest, after 3,5,10, and 20 years:(i) 40% ordinary tax rate each period After-tax return rate after 3 years = (9.5% - 10%) x (1 - 0.40) = -0.03%After-tax return rate after 5 years = (9.5% - 10%) x (1 - 0.40) = -0.03%After-tax return rate after 10 years = (9.5% - 10%) x (1 - 0.40) = -0.03%After-tax return rate after 20 years = (9.5% - 10%) x (1 - 0.40) = -0.03%(ii) 30% ordinary tax rate each period After-tax return rate after 3 years = (9.5% - 10%) x (1 - 0.30) = -0.05%After-tax return rate after 5 years = (9.5% - 10%) x (1 - 0.30) = -0.05%After-tax return rate after 10 years = (9.5% - 10%) x (1 - 0.30) = -0.05%After-tax return rate after 20 years = (9.5% - 10%) x (1 - 0.30) = -0.05%Therefore, the after-tax rates of return per period (for holding periods of 3,5,10, and 20 years) for an investment in (1) tax-exempt bonds; (2) taxable bonds;
(3) SPDAs cashed out after age 59.5 (no excise tax); and (4) SPDAs cashed out before age 59.5 requiring a 10% nondeductible excise tax (in addition to the normal tax) for an investor facing (i) a 40% ordinary tax rate each period; and (ii) a 30% ordinary tax rate each period are tabulated below: Type of investment After-tax return rate per period (40% ordinary tax rate)After-tax return rate per period (30% ordinary tax rate)Tax-exempt bonds3.9%3.9%Fully-taxable bonds6%6%SPDAs cashed out after age 59.5 (no excise tax)5.7%5.7%SPDAs cashed out before age 59.5 with a 10% excise tax-0.03%-0.05%
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A machine acquired for £480,000 on 1st May 2018 and depreciated at 10% per annum using the straight-line method, has a market value of £600,000 on 1st May 2022. How much is the revaluation gain to be included in the Revaluation Surplus account, if the machine is to be revalued on 1st May 2022?(a) £312,000(b) £72,000(c) £360,000(d) £120,000
The revaluation gain to be included in the revaluation surplus account is:
(c) £360,000
The revaluation gain to be included in the Revaluation Surplus account can be calculated using the following formula: Revaluation Gain = Market Value – Book Value. In this case, Market Value = £600,000 and Book Value = £480,000 - (10% of £480,000) = £432,000.
Therefore, the revaluation gain is £600,000 - £432,000 = £168,000. Since the machine was acquired on 1st May 2018, the revaluation gain needs to be multiplied by the number of years of ownership, i.e. 4 years, to get the revaluation gain to be included in the Revaluation Surplus account: £168,000 x 4 = £360,000.
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In terms of valuations, Uber (with $70 billion) is almost 10 times more valuable than Lyft (with $7. 5 billion). Uber is active in some 600 cities worldwide, while Lyft services some 200 (in the United States only). Uber offers about five times as many rides as Lyft. Uber is clearly a giant compared to Lyft. Do you think the strategic alliances with GM and Waymo could help Lyft to overcome Uber’s lead? Can you think of other reasons Lyft could end up as the winner in the mobile transportation network competition? Explain
Yes, strategic alliances with GM and Waymo could potentially help Lyft to catch up with Uber. The reasons that Lyft could end up as the winner in the mobile transportation network competition is more service availability, innovative marketing strategies, improved service etc.
Through these partnerships, Lyft can expand its network of vehicles and increase its overall capacity to handle more ride requests. Additionally, Lyft can benefit from leveraging GM and Waymo’s technology and expertise in autonomous driving and artificial intelligence to improve its product offering. Other factors that could help Lyft compete with Uber include improved customer service, better pricing models, and innovative marketing campaigns.
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