Suppose you have $1,000,000 today and starting a year from now you intend to spend this money over the next 30 years. Assume the nominal rate of interest is 9.2%, inflation rate of 5% and the real rate of interest is 4%. How much can you spend annually in real dollar terms over the next 20 years to ensure constant spending in real terms?

Answers

Answer 1

Explanation:

Here Initial amount = $10,00,000

Nominal Interest Rate = 9.2%

inflation  Rate = 5%

Real Interest Rate = 4%

in question it was asked to give in real then we will use the real discount rate to know annual spent amount

Present Value = PMT×PVIFA ( at 4% and 20 years)

Therefore, PMT = Present Value of Cash / PVIFA ( at 4% and 20 years)

= 1000000 / 13.5903

= $73581.75

Where,  PMT = Annual Spent Amount

PVIFA = Present Value interest Factor Annuity


Related Questions

Journalizing issuance of stock—at par and at a premium
Colorado Corporation has two classes of stock: common, $3 par value; and preferred $30 par value.
Requirements
Journalize Colorado’s issuance of 4,500 shares of common stock for $6 per share.
Journalize Colorado’s issuance of 4,500 shares of preferred stock for a total of $135,000.

Answers

Answer:

a.

Cash                                                                           27000 Dr

     Common Stock                                                            13500 Cr

     Paid in capital in excess of par-Common stock         13500 Cr

b.

Cash                                                    135000 Dr

     Preferred Stock                                   135000 Cr

Explanation:

a.

When we issue stock at premium, we always record the amount received from such issuance of stock at full. So, the cash account will be debited for 4500 * 6 = 27000

However, we record the common stock issued at par value and the remaining is credited under the reserve account which is Paid in capital in excess of par.

Thus the common stock will be credited by its par value of 4500 * 3 = 13500 and the remaining 4500 * 3 will be credited to the Paid in Capital account.

b.

The par value of the preferred stock is 4500 * 30 = 135000

Thus the preferred stock is issued at par and we simply debit the cash received from the issue and credit the preferred stock.

The Western Capital Growth mutual fund has: Total assets$812,000,000Total liabilities$12,000,000Total number of shares 40,000,000 What is the fund's net asset value (NAV) per share?

Answers

Answer:

The fund's net asset value (NAV) per share is $20.

Explanation:

Net Asset Value (NAV) = (Assets - Liabilities) ÷ Number of Shares

                                      = ($812,000,000 - $12,000,000) ÷ 40,000,000

                                      = $20

Conclusion :

The fund's net asset value (NAV) per share is $20.

Create a business decision based on the company where you work, a small business you hope to own someday or just make something up - then identify, define and explain an incremental cost, opportunity cost and sunk cost. You will need to be somewhat creative in your response.

Answers

Answer and Explanation:

Incremental can be defined as the turn in the total amount as a specific decision. While Incremental revenue states that the change in total income which results from a specific criterion.

According to the incremental principle, A decision can be specified profitable when it is a growth in income instead of amount while sunk cost (which is already incurred and it can not be regained.

let us take an example I 'm starting a Pizza house. I select a spot close schools and colleges because my key focus group is students. I will nominate an experienced cook and will incur more costs (incremental costs) if the demand for the goods is high. I should obtain at least reasonable prices of raw materials from a wholesaler. The cost of setting up a Pizza house etc. would be minimized. I will launch this combo package to attract students and follow the aim of optimizing revenue rather than maximizing profit

Per Chevron’s 3Q 2013 filing, what was the percentage change in the cost of purchased oil products when comparing nine months ended September 30, 2013 versus the same period in 2012?

Answers

Answer:

Per Chevron 3Q 2013 Filling:

The percentage change in the cost of purchased oil products nine months to September 30, 2013 when compared to nine months in 2012 was:

2.47%

Explanation:

a) Data and Calculations:

Cost of purchased oil products:

2013       $34,822,000,000

2012       $33,982,000,000

Change $840,000,000

Percentage Change = $840/$33,982 x 100

= 2.47%

b) The implication is that Chevron's cost of purchased oil products in third quarter of 2013 increased by 2.47% when compared with the same period in 2012.  This percentage change is calculated by subtracting the Q3 2012 cost of purchased oil products from the Q3 2013 cost of purchased oil products and then dividing the difference by the Q3 2012, and multiplying by 100.  The change could be caused by increases in the price of oil products or other variables.

"Which of the following statements are TRUE regarding the rights agent? I The rights agent usually handles the mechanics of a rights offering II The rights agent is usually the existing transfer agent of the issuer III The rights agent issues the additional shares upon presentation of the rights certificates with payment"

Answers

Answer:

I, II, and III

I The rights agent usually handles the mechanics of a rights offering

II The rights agent is usually the existing transfer agent of the issuer

III The rights agent issues the additional shares upon presentation of the rights certificates with payment

Explanation:

Aright is defined as an offering to existing shareholders to purchase more shares. Usually there is a proportion of original shares the shareholder can now purchase. For example 1 to 5 shares means the shareholder can buy one share for every 5 old shares owned.

A rights agent is a person or entity that is responsible for maintaining records on behalf of rights holders.

When rights are issued, a rights agent is handles sales to shareholders, he is usually the initial transfer agent for the issuing company, and he issues the additional shares when payment and rights certificates are presented.

The manager for a growing firm is considering the launch of a new product. If the product goes directly to market, there is a 40 percent chance of success. For $165,000, the manager can conduct a focus group that will increase the product’s chance of success to 55 percent. Alternatively, the manager has the option to pay a consulting firm $380,000 to research the market and refine the product. The consulting firm successfully launches new products 70 percent of the time. If the firm successfully launches the product, the payoff will be $1.80 million. If the product is a failure, the NPV is zero.
Calculate the NPV for each option available for the project. (Do not round intermediate calculations. Enter your answers in dollars, not millions of dollars, i.e. 1,234,567)
NPV
Go to market now $
Focus group $
Consulting firm $
Which action should the firm undertake?
A. Go to market now
B. Consulting firm
C. Focus group

Answers

Answer:

NPVs:

Go to market now  = $720,000Focus group   = $825,000Consulting firm  = $880,000

Which action should the firm undertake?

B. Consulting firm

Since the NPV of hiring a consulting firm is higher, then that option should be taken.

Explanation:

the expected values:

Go to market now  = 40% x $1.8 million = $720,000

Consulting firm   = 55% x $1.8 million = $990,000

Focus group  = 70% x $1.8 million = $1,260,000

the expected NPVs:

Go to market now  = $720,000

Consulting firm   = $990,000 - $165,000 = $825,000

Focus group  = $1,260,000 - $380,000 = $880,000

On September 3, 20X8, Jackson Corporation purchases goods for a U.S. dollar equivalent of $17,000 from a Swiss company. The transaction is denominated in Swiss francs (SFr). The payment is made on October 10. The exchange rates were

Answers

Answer:

A.

DR Foreign Currency Transaction loss 1,000

CR Accounts Payable (SFr) $1,000

Explanation:

When the transaction was agreed on September 3, 20X8, the exchange rate was;

$0.85  : 1 franc

Therefore the $17,000 was valued at;

= 17,000/0.85

= 20,000 francs

When the transaction was paid for however, on October 10, the Franc had gained on the dollar by;

= 0.9 - 0.85

= $0.05

This means that the dollar got weaker by $0.05 so the company made a loss of

= 20,000 francs * 0.05

= 1,000 francs

This will be recorded as;

DR Foreign Currency Transaction loss 1,000

CR Accounts Payable (SFr) $1,000

A company’s perpetual preferred stock pays an annual dividend of $2.10 per share. The preferred stock’s market value is $36.04 per share and the company’s tax rate is 30%. If the flotation costs for preferred stock are 6%, what is the company’s annual cost of new preferred stock financing? Question 4 options: 1) 5.87% 2) 7.25% 3) 6.54% 4) 6.20% 5) 5.41%

Answers

Answer:

6.20%

Explanation:

The company’s annual cost of new preferred stock financing is the annual dividend payable on the preferred stock divided by the net price of the stock

annual dividend is $2.10

net price=market price*(1-flotation cost %)

net price=$36.04 *(1-6%)

net price=$ 33.88  

company’s annual cost of new preferred stock financing=$2.10/$33.88

company’s annual cost of new preferred stock financing==6.20%

If actual overhead incurred during a period exceeds applied overhead, the difference will be a credit balance in the Factory Overhead account at the end of the period.
True or False

Answers

Answer:

faslee

Explanation:

plz mark Me As Brainleast ...

According to the adaptive expectations theory, you are likely to underestimate inflation when the price level is increasing at a_____________ rate and to overestimate inflation when price level is increasing at a___________rate.
a. Increasing
b. Decreasing
c. Constant

Answers

Answer: increasing

Explanation:

Adaptive expectations hypothesis is a theory which states that economic agents such as the individuals, firms and the government will look at past events and experiences to make adjustments on future expectations.

According to the theory, one is likely to underestimate inflation when the price level is increasing at an increasing rate and to overestimate inflation when price level is increasing at an increasing rate.

To create the proper style for an argumentative essay, a writer should
add personal statements.
O include vague language.
O incorporate slang words.
O provide clear statements.

Answers

Answer:

Provide clear statements

The government can pay for projects to create work

Explanation:

To create the proper style for an argumentative essay, a writer should

provide clear statements.

What is argumentative essay?

An argumentative essay can be defined as a writing essay in which the writer is meant include evidence as well as detailed fact that will help to backup the argument.

When writing an argumentative essay  it is important that the writer  provide clear statement to as well focus on the  evidence.

Therefore to create the proper style for an argumentative essay, a writer should provide clear statements.

Learn more about argumentative essay here: https://brainly.com/question/22740197

#SPJ2

You are thinking of building a new machine that will save you $ 4 comma 000$4,000 in the first year. The machine will then begin to wear out so that the savings decline at a rate of 1 %1% per year forever. What is the present value of the savings if the interest rate is 9 %9% per​ year?

Answers

Answer:

The present value of the savings=$37,064.22

Explanation:

The present value of the savings is the amount that it worths today, this  would be done in two stages;

The first stage is to determined the present of the first cash savings as follows:

PV of the first payment = 4,000 × (1.09)^(-1)=3,669.72

Second step is to determine the present value of the declining perpetuity

PV of declining perpetuity. A perpetuity is the series of cash flow occurring for  the foreseeable future of years.

A- 4,000, g-negative growth rate = 1%,  

interest rate = 9%

PV in year 1 = 4,000× (1-0.09)/(0.09+0.01)

   = 36,400

PV in year 0 =   36,400  × (1.09)^(-1) = 33,394.49

The present value of the savings = 33,394.49 + 3,669.72= 37,064.22

The present value of the savings=$37,064.22

Alpha can produce either 18 oranges or 9 apples an hour, while Beta can produce either 16 oranges or 4 apples an hour. If the terms of trade are established as 1 apple for 4 oranges, then: Group of answer choices

Answers

Answer:

But if they both work together in a way that Alpha produces only apples Beta produces only oranges then they would benefit from trade.

Explanation:

Then alpha should produce only 9 apples an hour, while Beta can produce either 16 oranges or 4 apples an hour.

If Alpha produces oranges there will be a loss because he produces less oranges. But Beta 's choice will not affect the trade.

There are no incentives for Beta to specialize and trade with Alpha.

But if they both work together in a way that Alpha produces only apples Beta produces only oranges then they would benefit from trade.

IMC is the process of coordinating all activities performed by entities of the distribution channel to make sure that the right product is in the right place and at the right time for consumers. a.True b. False

Answers

Answer:

IMC

a.True

Explanation:

The coordination of all distributive activities is a just part of the integrated marketing communication that is IMC, as it tries to offer seamless consumer experience.  For instance, if  Company XYZ fails to provide the right product in the right place and at the right time for consumers, then the essence of its IMC is lost.

IMC means Integrated Marketing Communication.  It is a marketing communication approach that integrates many components for marketing communication effectiveness.  The foundation component ensures that IMC approach provides the right products in the right place and at the right time for consumers.  IMC also integrates the corporate culture, with a focus on branding and customer satisfaction.

Since IMC aims to increase sales and profits, sharpen the brand's competitive advantage, and achieve brand loyalty, it means that the goals cannot be achieved when Company XYZ's distribution channel offers empty promises by not putting the right XYZ product in the right place and at the right time for consumers.

At one point, Kodak had 90% of the film market, and 85% of the camera market in the United States. It was almost a monopoly. Ironically, this may have hurt them in the global market, i.e. outside the US. This speaks to what aspect of the diamond of national competitive advantage

Answers

Answer: Strategy and rivalry

Explanation:

Porter's Diamond Theory of National Competitive Advantage intends to explain to companies how they can gain a competitive advantage in an industry.

Under the Strategy and Rivalry section, it is shown that a company tends to benefit more when it has strong domestic competitions because it can then develop efficient strategies to help it compete in this domestic market and thus survive this competition.

These strategies learnt, can then be implemented on the global stage when the company attempts to become a multinational firm. Kodak as a virtual monopoly in the US market, did not have to worry about competition and so did not develop the strategies that would enable them compete with other companies outside the US when they tried to break into the markets of other countries.

Question 2 (1 point)
An effective trade policy is important to Canada because....
O 1) we are close to the largest market in the world, the US.
(2) we have a small population and can't produce everything we need on our
own.
O 3) all of the other answers is correct.
4) we have a well educated population with the skills to compete
internationally.
5) we have a significant capital stock and high end technology to work with.
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ENG

Answers

Answer:

sdssds

Explanation:

ssss

Massena Corporation reported the following data for the month of February:
Inventories: Beginning Ending
Raw materials (Direct and Indirect) $40000 $24000
Work in process $23000 $17000
Finished goods $50000 $72000
Additional information:
Raw materials purchases $63000
Direct labor cost $73700
Manufacturing overhead $55000
cost actually incurred
Raw materials included in
manufacturing overhead costs
incurred as indirect materials $5000
Manufacturing overhead cost
applied to Work in Process $48000
The adjusted cost of goods sold that appears on the income statement for February is:____
$=

Answers

Answer:

$186,700

Explanation:

The computation of adjusted cost of goods sold is shown below:-

Before that we need to do the following calculations

Raw material consumed = Beginning raw material + Raw material purchases - Ending raw materials - Raw materials included in  manufacturing overhead costs  as indirect materials

= $40,000 + $63,000 - $24,000 - $5,000

= $74,000

Total manufacturing cost = Beginning work in progress + Raw material consumed + Direct labor cost + Manufacturing overhead cost - Ending work in progress

= $23,000 + $74,000 + $73,700 + $48,000 - $17,000

= $201,700

Unadjusted Cost of goods sold = Raw materials + Total manufacturing cost - Ending finished goods

= $50,000 + $201,700 - $72,000

= $179,700

Adjusted COGS = Unadjusted Cost of goods sold + Underapplied overhead

= $179,700 + ($55,000 - $48,000)

= $179,700 + $7,000

= $186,700

Farrow Co. expects to sell 400,000 units of its product in the next period with the following results.
Sales (400,000 units) $ 6,000,000
Costs and expenses
Direct materials 800,000
Direct labor 1,600,000
Overhead 400,000
Selling expenses 600,000
Administrative expenses 1,028,000
Total costs and expenses 4,428,000
Net income $ 1,572,000
The company has an opportunity to sell 40,000 additional units at $12 per unit. The additional sales would not affect its current expected sales. Direct materials and labor costs per unit would be the same for the additional units as they are for the regular units. However, the additional volume would create the following incremental costs: (1) total overhead would increase by 16% and (2) administrative expenses would increase by $172,000.
Calculate the combined total net income if the company accepts the offer to sell additional units at the reduced price of $12 per unit.
Normal Volume Additional Volume Combined Total
Costs and expenses:
Total costs and expenses
Incremental income (loss)
from new business

Answers

Answer:

the combined total net income = $ 1,576,000

Incremental Income = $4,000

Explanation:

Calculation of the  combined total net income if the company accepts the offer to sell additional units at the reduced price of $12 per unit.

Sales (400,000 units)                                                                     $ 6,000,000

Additional Sales (40,000 units × $12)                                                $480,000

Combined Sales                                                                               $6,480,000

Costs and expenses  :

Direct materials (800,000  + (800,000 / 400,000 × 40,000))      ( $880,000)

Direct labor (1,600,000  + (1,600,000 / 400,000 × 40,000))      ( $1,760,000)

Overhead 400,000  × 1.16                                                                 ($464,000)

Selling expenses                                                                              ($600,000 )

Administrative expenses ($1,028,000  + $172,000)                     ($1,200,000)

Net income                                                                                      $ 1,576,000

Incremental Income / (loss)

Net Income After Accepting Offer      $ 1,576,000

Less Income Before Accepting Offer $ 1,572,000

Incremental Income / (loss)                         $4,000

George Company has a relevant range of​ 150,000 units to​ 400,000 units. The company has total fixed costs of​ $527,000. Total fixed and variable costs are​ $622,500 at a production level of​ 176,000 units. The variable cost per unit at​ 350,000 units is

Answers

Answer: $0.54

Explanation:

Total cost = Fixed cost + Variable cost

$622,500 = $527,000 + Variable cost

Variable cost = $622,500 - $527,000

Variable cost = $95,500

Variable cost per unit will be calculated as the variable cost divided by the production unit. This will be:

= $95,500/176,000

= $0.54

The variable cost per units is $0.54.

Western Electric has 26,000 shares of common stock outstanding at a price per share of $67 and a rate of return of 13.60 percent. The firm has 6,700 shares of 6.60 percent preferred stock outstanding at a price of $89.00 per share. The preferred stock has a par value of $100. The outstanding debt has a total face value of $368,000 and currently sells for 105 percent of face. The yield to maturity on the debt is 7.72 percent. What is the firm's weighted average cost of capital if the tax rate is 35 percent?

Answers

Answer:

Weighted average cost of capital= 11.03%

Explanation:

The weighted average cost of capital (WACC) is the average cost of all the various sources of long-term finance used by a business weighted according to the proportion which each source of finance bears to the the entire pool of fund.  

To calculate the weighted average cost of capital, follow the steps below:  

Step 1: Calculate cost of individual source of finance:

Cost of Equity= 13.6%  

After-tax cost of debt:

= (1- T) × before-tax cost of debt  

= 7.72%× (1-0.35)= 5.018 %  

Cost of preferred stock costs

= Div/Price × 100 = (6.60%× 100)/89× 100 =7.42%

Step 2 : Market value of all the sources of funds

Equity =  $67×26,000 =1,742,000

Preferred stock = 89.00 × 6,700 = $596,300

Debt- 105/100 × 368,000 = $386,400

Step 3; Work out weighted average cost of capital (WACC)  

Source                             Cost        Market value             Cost × Market value   a                                            b                     c              b× c

Equity                                13.6%            $1,742,000          236,912

Preferred stock                 7.42%           $596,300     =     44,245.46

Debt                                   5.018 %         386400  =          19,389.55

     Total                                                 2,724,700         300,547.01

WACC = (300,547.01/   2,724,700) ×  100 =  11.03%

Weighted average cost of capital= 11.03%

For each of the following scenarios, determine if there is an increase or a decrease in supply for the good in italics.

a. The price of silver increases.
b. Growers of tomatoes experience an unusually good growing season.
c. New medical evidence reports that consumption of organic products reduces the incidence of cancer.
d. The wages of low-skill workers, a resource used to help produce clothing, increase.

Answers

Answer:

a. The price of silver increases. - Supply Increase

As the price of silver increases, it will make silver more profitable therefore producers will increase production to take advantage of the higher prices to make more profit in total.

b. Growers of tomatoes experience an unusually good growing season. - Supply Increase

If growers of tomatoes experience a good season, it means that there will be more tomatoes to harvest. This will increase the supply of tomatoes.

c. New medical evidence reports that consumption of organic products reduces the incidence of cancer. - Supply Increase.

Supply of organic products will increase as a result of an anticipated and an actual increase in the demand for organic products as more people will buy them to avoid getting cancer.

d. The wages of low-skill workers, a resource used to help produce clothing, increase. - Supply Decrease

When inputs into the production process increase, producers will tend to cut down production to enable them save cost and maintain profitability. If the wages of low-skill workers increase, it will mean that an input is now more expensive so production of clothing will reduce thereby reducing its supply.

Smiling Elephant, Inc., has an issue of preferred stock outstanding that pays a $6.10 dividend every year, in perpetuity. If this issue currently sells for $80.65 per share, what is the required return?

Answers

Answer:

7.56%

Explanation:

Calculation for the required return for Smiling Elephant

Using this formula

Required return =D/P0

Where,

D=$6.10

P0=$80.65

Let plug in the formula

Required return =$6.10/$80.65

Required return =0.0756×100

Required return =7.56%

Therefore the Required return for Smiling Elephant Inc will be 7.56%

Movements in individual stock prices tend to be Group of answer choices positively correlated positively correlated with inflation negatively correlated positively correlated with changes in interest rates

Answers

Answer:

Option A (positively correlated) is the correct choice.

Explanation:

A stock for whom the valuation hasn't adjusted from over timeframe would have a slight Weighted Analysis and perhaps a product where price has plummeted and over timeframe would have a measured Analysis loss.The share price would typically vary considerably as shareholders purchase securities during the business day. Because more customers look to purchase something and decrease as companies began consuming more than just the stock, the stock value will change.

The other three choices are not related to the given situation. So that Option A would be the correct one.

You usually go to the theater to see a lot of movies. Now you are considering buying a DVD player and renting movies instead. You currently pay $9 per movie when you go to the theater but if you buy the DVD player you will have to pay only $5 per movie rental. You estimate that the DVD player will cost $400 (at t = 0) and will last 3 years. Except for cost, you are indifferent to seeing movies at home or in the theater. Assume that the cost of theater tickets and rental payments occur at the end of each month and that you use the DVD player only to watch movies. Assume that you watch the same number of movies every month. Your discount rate is 1% per month. Assume that there is no inflation. How many movies per month must you watch for the DVD player purchase to be a smart purchase?

Answers

Answer:

You must watch minimum of 200 movies per month for the DVD player purchase to be a smart purchase.

Explanation:

Let assume that you watch 100 movies in a month:

For going to theater:

$9 × 100 = $900

For renting movies and using the DVD Player:

Renting = $5 × 100 = $500

DVD Player cost: $400

Total spent in a month = $500 + $400 = $900

Therefore, in a month, the amount spent going to theater = the amount spent using DVD Player and renting the Film.

Let assume you watch 200 movies in a month:

For going to theater:

$9 × 200 = $1800

For renting movies and using the DVD Player:

Renting = $5 × 200 = $1000

DVD Player cost: $400

Total spent in a month = $1000 + $400 = $1400

Therefore, amount spent using DVD Player and renting movies is cheaper than going to theater to watch movies in a month.

It is safe to conclude that for the DVD Player to be a smart purchase by you, you must watch minimum of 200 movies in a month.

Using the following end-of-year information, calculate the number of days' sales in receivables for Year 2. Year 2: Sales are $82,500; average accounts receivable is $11,000. Year 1: Sales are $78,000; average accounts receivable is $10,000. a.48.7 b.46.8 c.7.8 d.7.5

Answers

Answer:

Days in Receivables:

Year 2:

= Average Receivables/Sales x 365 days

= $11,000/$82,500 x 365 days

= 48.67

= 49 days

Year 1:

= Average Receivables/Sales x 365 days

= $10,000/$78,000 x 365 days

= 46.79

= 47 days

Explanation:

a) Data:

Sales & Receivables

Year 2: Sales are $82,500; average accounts receivable is $11,000.

Year 1: Sales are $78,000; average accounts receivable is $10,000

b) he days' sales in receivables for company A measures the efficiency of credit collection by showing the number of days it takes company A to receive cash from its credit customers.  It is an efficiency ratio that measures management's ability to manage credit policies.

Q
In the Metropolis forecast example, we are using cash as a plug number. To keep the examis
simple, we assume that the cash is not sitting in an interest-bearing bank account. Imagine the
cash were in an interest-bearing account, meaning the company would earn interest revenue
based on the cash balance. How would this affect your forecast and forecasting process?

Answers

Answer:

Consider average cash balance that was at the end of previous month and estimate the current month average cash balance and add or less any major increment that makes the forecasting realistic.Use excel or other softwares for forecasting purposes as it automatically adjusts the worksheet if corrections or additions are included in the computation.

Explanation:

The interest earned would be calculated at the end of every day on the cash balance that the company holds in the interest-bearing bank account.

The cash balance would be adjusted to reflect realistic assumptions were made because unrealistic assumptions makes the forecasting unreasonable and meaningless. The first step is to take the previous month end average cash balance and add in it the current month average balance. This will give us the current month cash balance that will be based on realistic assumptions. Use the excel sheets to take affects of estimated cash and other factors that will change due to the change in the cash balances. Excel will take account of all the factors adjusted in the forecasting sheet and adjust these factor's effects within seconds.

Both Bond Sam and Bond Dave have 7 percent coupons, make semiannual payments, and are priced at par value. Bond Sam has six years to maturity, whereas Bond Dave has 19 years to maturity.
a) If interest rates suddenly rise by 2 percent, what is the percentage change in the price of Bond Sam and Bond Dave? (Negative amounts should be indicated by a minus sign. Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)
b) If rates were to suddenly fall by 2 percent instead, what would be the percentage change in the price of Bond Sam and Bond Dave? (Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Answers

Answer:

a. If interest rates suddenly rise by 2 percent, what is the percentage change in the price of Bond Sam and Bond Dave?

Bond Sam's price will change by -9.12%Bond Dave's price will change by -18.05%

b. If rates were to suddenly fall by 2 percent instead, what would be the percentage change in the price of Bond Sam and Bond Dave?

Bond Sam's price will change by 10.26%Bond Dave's price will change by 24.35%

Explanation:

Bond Sam

9% / 2 = 4.5% semiannual payments

6 years to maturity = 12 payments

present value = future value = 1000

PV of face value = 1,000 / (1 + 4.5%)¹² = $589.66PV of coupon payments = 35 x 9.11858 (PV annuity factor, 4.5%, 12 periods) = $319.15

new market price = $589.66 + $319.15 = $908.81

if interest increases by 2%, present value (market value) will decrease by $91.19 ⇒ 9.12% decrease

if market interest rates decrease by 2%:

5% / 2 = 2.5% semiannual payments

6 years to maturity = 12 payments

present value = future value = 1000

PV of face value = 1,000 / (1 + 2.5%)¹² = $743.56PV of coupon payments = 35 x 10.25776 (PV annuity factor, 2.5%, 12 periods) = $359.02

new market price = $743.56 + $359.02 = $1,102.58

if interest decrease by 2%, present value (market value) will increase by $102.58 ⇒ 10.26% increase

Bond Dave

9% / 2 = 4.5% semiannual payments

19 years to maturity = 38 payments

present value = future value = 1000

PV of face value = 1,000 / (1 + 4.5%)³⁸ = $187.75PV of coupon payments = 35 x 18.04999 (PV annuity factor, 4.5%, 38 periods) = $631.75

new market price = $187.75 + $631.75 = $819.50

if interest increases by 2%, present value (market value) will decrease by $180.50 ⇒ 18.05% decrease

if market interest rates decrease by 2%:

5% / 2 = 2.5% semiannual payments

6 years to maturity = 12 payments

present value = future value = 1000

PV of face value = 1,000 / (1 + 2.5%)³⁸ = $391.28PV of coupon payments = 35 x 24.3486 (PV annuity factor, 2.5%, 38 periods) = $852.20

new market price = $391.28 + $852.20 = $1,243.48

if interest decrease by 2%, present value (market value) will increase by $243.48 ⇒ 24.35% increase

Capital budgeting is the process of planning and controlling investments in assets that are expected to produce cash flows for one year or less. This statement is: False True

Answers

Answer:

false

Explanation:

Capital budgeting is the process taken to evaluate and determine the profitability of an investment. capital budgeting can be done for projects that have cash flows of more than one year

capital budgeting methods include :

Net present value

internal rate of return

accounting rate of return

payback period

Given the agile manifesto 4 values, describe what value would be the easiest and what value would be the hardest for you to implement in your organization and why.

Answers

Answer and explanation:

values of agile manifesto are:

1. Individual and interactions over process and tools.

2. Working software over comprehensive documentation.

3. Customer collaboration over contract negotiation.

4. Responding to change over following a plan.

Customer collaboration is by far the easiest to implement given the very fact that we are able to communicate and collaborate with the customers in every step of the way during development ensuring that we produce exactly what the customer wants through continuous feedback

The hardest however is the responding change over plan agile value. This is indeed one of the most important as it ensures a dynamic system in development but not quite easy to implement given the need to make changes to features as at when required while sticking to and modifying plans as needed

The Donut Stop acquired equipment for $11,000. The company uses straight-line depreciation and estimates a residual value of $2,200 and a four-year service life. At the end of the second year, the company estimates that the equipment will be useful for four additional years, for a total service life of six years rather than the original four. At the same time, the company also changed the estimated residual value to $1,200 from the original estimate of $2,200.

Required:
Calculate how much the donut stop should record each year for depreciation in years 3 to 6?

Answers

Answer:

$1350

Explanation:

Straight line depreciation expense = (Cost of asset - Salvage value) / useful life

depreciation expense under the initial assumptions

($11,000 - $2,200) / 4 = $2200

Accumulated depreciation at the end of year 2 = $2200 x 2 = $4400

Book value at the beginning of year 3 =  $11,000 - $4400 = $6600

Depreciation expense using the new assumptions

($6600 - $1200) / 4 = $1350

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