Answer:
the linkers be like I got you.
As a debtor, federal laws protect your right to:
A. have your wages garnished by a debt collector.
B. delay payments of interest to a debt collector.
C. verify the amount of debt a debt collector claims you owe.
D. be contacted by a debt collector any time of day.
Answer:
C
Debtor-creditor law governs situations where one party is unable to pay a monetary debt to another. There are three types of creditors. First are those who have a lien against a particular piece of property. This property (or proceeds from its sale) must be used to satisfy the debt to the lien-creditor before it can be used to satisfy debts to other creditors. A lien may arise through statute, agreement between the parties, or judicial proceedings. See, e.g., Secured Transactions and Mortgages. Secondly, a creditor may have a priority interest. A priority arises through statutory law. If a creditor has a priority his debt must be paid when the debtor becomes insolvent before other debts. For example, Congress has granted priority to debts owed the Federal government. See Federal Tax Lien Act. The final type of creditor is one who has neither a lien against the debtor's property or is the subject of a statutory priority.
Non-bankruptcy debtor-creditor law arises mainly from state statutory and common law. Tort law, such as defamation, provides a means for state courts to limit private means of debt collection. States also regulate debt collection through statute. Congress has enacted the Fair Debt Collection Practices Act to regulate some debt collectors.
Creditors use judicial and statutory processes to have debts satisfied. Attachment is a limited statutory remedy whereby a creditor has the property of a debtor seized to satisfy a debt. Garnishment allows a creditor to collect part of a debt (for example wages) to satisfy the obligation. Replevin allows a creditor to seize goods, such as a security interest, that he or she has a property interest in, to satisfy the debt. Receivership involves the appointing of a third party by a court to dispose of the debtor's property in order to satisfy the debt. Creditors commonly seek to create a lien on a debtor's property through a judicial process of lien creation, which is governed by state law. Once a lien has been created state statutory law governs how the lien is executed against the debtor's property. The sale of property subject to a lien to satisfy the debt is also governed by state statutory law. Federal and state statutes, and the Federal Consumer Credit Protection Act also limit the type of property that can be used to satisfy a debt.
A debtor may attempt to fraudulently convey a piece of property to avoid having it seized. State laws seek to prevent this type of property transfer. Many states have adopted the Uniform Fraudulent Conveyances Act or its successor, the Uniform Fraudulent Transfer Act.
The federal laws protect the debtor's right to verify the amount of debt that the debt collector claims you owe.
Who is a debt collector?This is the entity that is employed to regularly collects debts owed to others especially when those debts are past.
However, as a debtor, the federal laws protect their right to verify the amount of debt that the debt collector claims they owe.
Therefore, the Option C is correct.
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Which is an advantage fixed rate loans have over variable rate loans?
O Interest rates are lower.
O Application costs are lower.
O Long-term budget planning is easier.
O The maximum loan amount is greater.
Answer:
Long-term budget planning is easier
Explanation:
two factors that complicate the calculation of the inflation rate are
if bill performs plumbing upgrades for alice in exchange for her incorporating his business, then their _________________________ will be satisfied.
For performing the plumbing upgrades for Alice while she incorporates Bill's business, they have satisfied each other's _________NEEDS_______ without the exchange of money.
This satisfaction of needs by the exchange of services is a trade by barter. The barter system enables Bill, who is a professional plumber, to upgrade the plumbing system at Alice's house. In payment for the plumbing service, Alice can incorporate Bill's plumbing business.
Thus, the exchange of services satisfies each other's needs without the payment of cash.
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If Marco decides to sell his pet products through an online distribution company, such as Amazon, then what type of intermediary is this
Based on the type of business that Amazon engages in, we can conclude that they are Retailers.
A retail intermediary:
Sells directly to the customer Buys goods from wholesalers and producers Also buys from individuals who wish to sell goodsMarco is hoping to sell his pet products through an online distribution company which would make him a wholesaler and the company he sells through will be a retailer as a result.
In conclusion, this intermediary is a retailer.
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Which descriptions offer examples of Planning workers? Check all that apply.
Isabel travels to foreign countries to build relationships with political officials.
Mai creates recommendations for how to use land, buildings, and structures.
Lamar writes and analyzes laws.
Francisco creates reports to help a community decide which land to make into parks.
Matthew interviews members of the community to find out which public buildings and parks they use most often.
Ruth analyzes property to determine how much money it is worth.
The descriptions that offer examples of Planning workers are as follows:
B. Mai creates recommendations for how to use land, buildings, and structures.
D. Francisco creates reports to help a community decide which land to make into parks.
E. Matthew interviews members of the community to find out which public buildings and parks they use most often.
Most of the workers involved in city Planning include Architects, Civil Engineers, Economists, Geographers, Landscape Architects, Market Research Analysts, and Political Scientists.
Thus, Mai, Francisco, and Matthew are examples of Planning professionals or workers.
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Answer:
B, D, E
Explanation:
Sorry it's not as fancy as the other one but I just got it right on edge 2022
Did you realize before this unit that a speaker had an ethical obligation to their audience when creating and giving a presentation? What do you think is the most challenging aspect about being an ethical speaker?
Answer:
confidence and not moving out of point
Explanation:
a speaker must be confident and focus on the point while given out a speech so that the speech great and the massaged will be pass
This unit that a speaker had an ethical obligation to their audience's confidence and not move out of point. The challenges are there.
What are the challenges?The term challenges refer to the hurdle which has been faced by the person in it, there are life or career as well these can be the challenges as we see the famous personality has more challenges in their life as compared to the others in it as we see the challenges the early period was more than this period.
Speakers had an ethical obligation to their audience when creating and giving a demonstration, Challenges This unit that a speaker had ethical social control over their audience's self-assurance and did not move out of point. The challenges are there. Making and giving a presentation.
Therefore, a speaker had an ethical obligation to their audience's confidence, and not moving out of point challenges are being there.
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The short-run aggregate supply curve has a(n) ________ slope because as prices of ________ rise, prices of ________ rise more slowly.
According to macroeconomic principle, the short-run aggregate supply curve has a Positive slope because as prices of final goods and services rise, prices of inputs rise more slowly.
This is based on the idea that the short-run aggregate supply curve shifts by changes in price level and production.
Thus, the Short-run aggregate supply curve is represented as Y = Y* + α(P-Pe).
Here, Y => the production of the economy;Y* => the natural level of production, and the coefficient is positive;P => the price level;Pe => the expected price level.Hence, in this case, it is concluded that the short-run aggregate supply curve is a significant detail to be noted in the economic analysis of business production.
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An objective of the expense recognition (matching) principle is to have bad debt expense debited in ______.
Answer:
An objective of the expense recognition (matching) principle is to have bad debt expense debited in ,Nation matching,
will give brainliest 5
Answer:
ok
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Answer:
1,2,3,4,5 hope this helps :)
Explanation:
True or false: A balance-of-trade equilibrium exists when the income residents earn from exports exceed the money residents pay to other countries for imports.
Answer:
false
Explanation:
What are the 3 Levels of Management?:
Explanation:
Administrative, Managerial, or Top Level of Management.
a manufacturer conducts marketing research and estimates that consumers will accept a price of $50 for a pair of sunglasses. if the manufacturer expects to offer trade discounts of 40/10 to retailers and wholesalers, what price will the manufacturer receive for the sunglasses?
Answer:
72983
Explan my not telling
Emilio and Dylan are studying the strengths and weaknesses of their construction business, Construction Concepts, as well as researching the opportunities and threats in the external environment. They are conducting a Multiple Choice SWOT analysis. synergy plan. contingency plan. forecast.
Based on the study which Emilio and Dylan are doing where they study the strengths and weaknesses of their construction business, they are conducting:
A. SWOT analysisAccording to the given question, we are asked to state the name of the study which Emilio and Dylan are doing where they study the strengths and weaknesses of their construction business, they are conducting.
As a result of this, we can see that Emilio and Dylan are actually conducting a SWOT analysis because they are making research to find out the feasibility of the business they want to engage in.
Therefore, the correct answer is option A
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assessing the effectiveness of an advertising campaign while it is running by monitoring key indicators is referred to as
Tracking refers to use of key indicators to monitor and assess the effectiveness of the advertising campaign while it is running.
The tracking of the advertising campaign is also called ad tracking, post-testing or ad-effectiveness tracking.
The advert tracking forms part of in-market research.The advert tracking refers to monitors the brand's performance, advertising awareness and attitudes about the brand versus their competition.In conclusion, the key indicators is referred to as advert tracking.
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Question Mode Multiple Choice Question A corporation is created by obtaining a charter from: Multiple choice question. an attorney the federal government initial stockholders the state government
In general, when a corporation is to be created, it gets its charter from the state government.
Corporations:
Get their charter from a state government Are bound by the laws of the state in which they are registeredThe powers that state governments have in the United States include being able to license corporations and when they do this, that corporation is bound by their laws.
Corporations would therefore usually look for states with more lenient laws.
In conclusion, corporate charters come from the state government.
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chevron placed an ad with copy reading protecting the planet is everyones job we agree that encouraged consumers to use renewable energy which type of advertising was chevroon using
The type of advertising used by Chevroon that encouraged consumers to use renewable energy was Call-to-action marketing, which refers to using phrases that create a sense of urgency and drive consumers to action.
The Call-to-action (CTA) marketing strategy can be understood as a direction to action, that is, the organization will encourage the consumer to act in a certain way according to its advertising.
Some examples of CTA can be through the use of some jargon such as:
Read more.Buy now.Protect the planet.Therefore, this is a strategy that an organization uses to convert sales, attract and retain consumers, through incentives for the consumer to perform an action.
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nothing is ________ than a sales presentation which proceeds from the sellers perspective.
People often engages in different tactics so as too make sales. Nothing is worse than a sales presentation which proceeds from the sellers perspective.
There is always the need for assessment as it is very vital. A good assessment gives one the room to channel one's presentation to your audience and make it interesting.
There are three Stages to Sales Process. They are;
QualificationCollaboration NegotiationConclusively, Relationship selling is known as when a sales representative serves as a partner to the buyer.
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when preparing your taxes, what can possibly help reduce the amount of taxes that you owe?
Answer:
By Opening a saving account
When preparing your taxes a tax credit can help you to reduce the amount of taxes that you owe.
A tax credit can be referred to as an item that is used directly to reduce what someone has to pay as taxes in a year. The tax credit helps by decreasing a person's tax liability.
The tax credit could be automatically gotten or it could be claimed. Tax deductions can also be used to reduce the amount that a person earns just before they calculate their taxes.
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when one department store authorized thousands of its sales clerks to handle functions normally reserved for store managers, such as handling merchandise-return problems and approving customers’ checks, the store implemented a job ________ technique.
Job enrichment is simply known as a way of motivating employees through job been designed to have interesting and challenging tasks. The store implemented a job enrichment technique
Job enrichment often widen the scope of task set that an individual want to perform, and the skills that the individual can develop.It makes for more interesting and interesting work, and gives variety, challenge and depth to your daily work.
It add dimensions to existing jobs to make it more interesting.
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A full-length mirror cost $144. 99 when the CPI was 163. What will a full-length mirror cost when the CPI is 211, to the nearest cent? a. $305. 93 b. $214. 59 c. $187. 68 d. $88. 95.
Answer:
187.68
Explanation:
Cost:CPI
144.99:163
x:211
because we mulitplied 163 by 1.2944 to get to 211 we do the same thing to 144.99
144.99*1.2944=187.6864417
A sales associate relies on a(n) ________ to confirm any special packaging and promotions related to a purchase.
Based on marketing strategies, a sales associate relies on a(n) UPC tag to confirm any special packaging and promotions related to a purchase.
A UPC tag is a Universal Product Code tag that specifies the item's producer, a description of the item, information about special packaging, and special promotions.
A Universal Product Code is often referred to as a bar code. And it usually comes in 12 or 13 digits.
UPC tag is generally used for tracking trade items in the market.
Hence, in this case, it is concluded that the correct answer is UPC Tag.
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Everett had some emergency expenses and doesn't have enough money to
pay his rent. He wants to borrow money against his earnings at work and pay
it back from his next paycheck. This type of loan is called a
A. title loan
B. line of credit
O C. mortgage
D. payday loan
Answer:
d is the correct answer
Explanation:
key words like paycheck , earnings, borrow ,and pay it back leads you to believe that he is asking for a payday loan.
Everett wants to borrow money against his earnings at work and pay it back from his next paycheck. Payday loans are this kind of loan.
What is a loan?
A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date.
Payday loans are classified as short-term loans. Usually come in tiny amounts and must be paid back within two to four weeks. They are legal in most states and are also referred to as cash advance loans.
As a result, option (d) is accurate.
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Lately, Marcus has noticed a lot of customer complaints that items purchased from his web store don't meet expectations. What improvement to the website will best help to solve this problem so customers know better what to expect when they buy items from his website
The improvement to this website that would best help to solve the problem so that customers would know what best to expect are High-quality product photos.
The issue is that there is disconnection between what the customers see and what they get.
In order to meet with customer complaints, Marcus has to listen to the problems that they seem to be having.
Then he has to effect the required changes by creating a connection between what his customers see and what they get.
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Which factor of production is a wrench:
a.Human capital
b.land
c.labor
d. Physical capital
Answer:
C?
Explanation:
Answer:
I think C.
Explanation:I think C because of the labor.
The use of short-term incentives to encourage the purchase or sale of a product or service is called ________.
The use of short-term incentives to encourage the purchase or sale of a product or service is called sales promotion.
Sales promotion can be defined as the strategy of using annual incentives to attract customers so as to increase the sales of goods and services.
Most companies make use of sales promotion to increase their sales in order to generate more revenue as well as to promote their products.
Sales promotion is important as it enables companies to advertise their products or to create products awareness to customers.
Inconclusion the use of short-term incentives to encourage the purchase or sale of a product or service is called sales promotion.
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If the seller (located in Cincinnati) is responsible for all costs of a shipment from Cincinnati to Houston, the shipment will be labeled:
If the seller (located in Cincinnati) is responsible for all costs of a shipment from Cincinnati to Houston, the shipment will be labeled: FOB Houston.
FOB which full meaning is freight on board means that the seller has shipped the goods to the buyer.
Hence, the seller is no longer in the possession of the goods but the buyer because the transfer of ownership has taken place from the seller to the buyer.
In this case the buyer is responsible for any costs or damages that occur during shipping because the goods are now in the control of the buyer.
Based on the information given since the seller (located in Cincinnati) is responsible for all costs of a shipment from Cincinnati to Houston, the shipment will be labeled FOB Houston as the buyer is located in Houston.
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Which of the following investments will earn the smallest amount of interest? a. $8,030, invested for 2 years at 2. 0% interest b. $1,901, invested for 8 years at 4. 0% interest c. $5,330, invested for 6 years at 2. 0% interest d. $3,970, invested for 6 years at 4. 0% interest.
Answer:
a.
Explanation:
what steps are involved in the strategy formulation process?
Answer: Aspects of Strategy Formulation.
Define the organization and its environment.
Define the strategic mission.
Define and set the strategic objectives.
Define the competitive strategy.
Implementation of strategies.
Evaluate progress and effectiveness.
Explanation:
When a customer exits the queue, there are two possible outcomes. One is a chance that the customer may return to the source population to be served again. What is the other
Answer:
there is a low chance of reservice
Explanation: