Answer:
This is taking a industry point of view of its competition.
Explanation:
The statement shown in the question above presents an industry point of view regarding competition. This view was established based on the market in which both Umpqua and competitors are established. The industry's point of view in relation to the market is that the company defines that its competitors offer a product very similar to yours and that is capable of satisfying its customers efficiently, in the same way as the product produced by you same.
Since Umpqua sees its competitors as other financial institutions that perform banking services, it is taking an industry point of view of its competition.
What is competitive advantage?
Competitive advantage can be defined as the factors, conditions, or circumstances that allow a business organization (firm) to manufacture its finished goods or provide services better and perhaps cheaper than rival firms (competitors) in the same industry.
The major benefits of competitive advantage:
An increase in the level of sales.An increase in revenue generation.A higher profit margin than rival firms in the same industry.In this scenario, Umpqua's vision is to be in a more favorable position become superior to other financial institutions (rival firms) that perform banking services, thereby, making it the world's greatest bank.
This ultimately implies that, Umpqua is is taking an industry point of view of its competition because it aimed at becoming the world's greatest bank.
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Community colleges and vocational schools offer programs in maintenance and repair.
Answer:
yes, yes they do
Explanation:
The HR department at Clearwater Electronics received a report of a work-related injury on the production line that resulted in the employee missing several days of work. Supposedly, the employee hurt his back while lifting a box of components. However, another employee reported that the employee was not really hurt and just wanted some days off. It is the responsibility of the HR department to process workers' compensation claims and make sure the claim is not fraudulent. Which statement gives the best reason for HR to ensure that the claim is legitimate?
Answer: Fraudulent workers' compensation claims can lead to higher insurance premiums and penalties, so it is important for HR to protect the company and avoid costly mistakes.
Explanation:
With regards to the scenario in the question, the statement that gives the best best reason for the Human Resource to make sure that the claim is legitimate is because the activities of workers that are fraudulent can lead to the increase in both the insurance premium and penalties.
Therefore, every claim.has to be verified and seen to be legitimate. The HR must therefore protect the company and make sure that costly mistakes are avoided.
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Answer:
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Florence deposited ₱ 14,800 in a bank that gives 4.35% simple interest. after 2years 4months, she went back to the bank to check her balance. how much was available in her account?
Answer:
₱ 16,300.054
Explanation:
The formula for calculating simple interest is as below.
I= p x r x t
In this case, p= 14,800, r = 4.35% and t is 2 years and 4 months
the interest rate is in years; we need to convert two years and four months to years.
=4 months = 4/12 of one year = 0.33
2 years 4 months = 2.33 year
I= 14,800 x 4.35/100 x 2.33
I= 14,800 x 0.0435 x 2.33
I=1,500.054
the amount in the bank will be principal plus interest
=14,800 + 1500
=16,300.054
which of the following career fields ensures that required supplies are available?
A.) Logistics B.) Purchasing C.) Management D.) Marketing communications
Answer:
D.marketing communication
The method of determaining what a business will get in exchange for its products
A. pricing
B. supplies
C. Command
D, market
Answer:
A. pricing
Explanation:
Pricing entails determining the value to attach to a product. It is the process through which a business decides how much customers will pay for its products. A business must consider the production costs and the desired margins when setting a price.
Price plays a crucial role in the success of a product and the business. A high price has higher profit margins but may put-off some customers. A low price may attract demand but may lead to losses. Sometimes, low prices are associated with a poor quality product.
Students interested in working as a chef might participate in DECA, FEA, Skills USA or CEA?
Answer:
SKILLS USA
Explanation:
Answer:
your answer would be (SKILLS US)
Explanation: because all of the other one have nothing to do with cooking.
i hope this helped;)
mark brainlyest please and thank you <3
Name one potential danger of choosing a career based solely on salary and earnings potential.
Answer:
too much pressure and stress
one is going to work under pressure as the workload will be increasing mainly because the salary will be high and that will also lead to stress
One potential danger of choosing a career based solely on salary and earnings potential is poor health and depression.
What is a Career?A career is referred to what an individual chooses as a profession to earn something. A career of an individual is based on his talents, skills, and abilities which help him to seek growth and development and achive the goals of life.
A career should be based on individual interest rather than based solely on salary and earnings potential. As salary does not give the satisfaction of work and provides stress and pressure while working.
A career based on interest provides satisfaction and lack of pressure and good mental well-being whereas earnings potential will lead to stress and poor health which lead to many health problems.
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Recruiting new employees via the Internet allows companies to _________.
a.
Reach candidates from across the world
b.
Conduct recruiting sessions from the office
c.
Gather résumés and cover letters paperlessly
d.
All of the above
Answer:
answer is b on edge 2020
Explanation:
Which of the following is an example of a situation where a duty of care
exists?
O A. A property owner in relation to a trespasser of whose presence the
owner is unaware
B. A factory where an employee ignores warning signs to enter a
dangerous area without permission
O C. An airport where an individual has fled from security on foot and
entered the airstrip
D. A daycare employee with a child whose parents are late to pick
him up
Answer:
D. A daycare employee with a child whose parents are late to pick him up
Explanation:
hows life people and are u failing
Answer:
terrible and no i am not failing
Explanation:
someone go check out my recent question i need help asap
Which of the following best describes the law of supply and demand?
A. When a desirable product or service is plentiful, its value increases.
B. Businesses can charge extra for products that people use every day.
C. When there is a high demand for a product, it is hard to supply.
D. When a desirable product or service is scarce, its value increases,
Answer:
d is you answer
Explanation:
Answer:
D. When a desirable product or service is scarce, its value increases.
Explanation:
Because more people want a product that there is less of, meaning they will raise the price.
A certified financial advisor, who works for an accredited nonprofit specializing in
helping consumers repay debt in a responsible manner through education,
budgeting, and other tools
Answer:
credit counselor
Explanation:
A credit counselor is a certified professional whose work entails guiding clients to repay off their debts. A credit counselor is an expert in money management, personal budgeting, and debt control. He or she helps a client develop a debt repayment plan and may negotiate lower interest rates with creditors.
A credit counselor works in a non-profit making organization that offers credit counseling services. They offer advice on finance and money management and educates clients on their preparing personal budget
In a market there is a shortage of a good. What change would cause the market to come to an equilibrium?
A) a decrease in supply
B )a fall in price
C) an increase in demand
D) a rise in price
Answer:
D) a rise in price
Explanation:
At the equilibrium point, the quantity demanded and the quantity supplied are the same. There is no excess shortage or supply in both demand and supply.
A shortage occurs when suppliers are not able to meet the market demand. Here, demand is the quantity that buyers are willing to buys at a specific price over time. As per the law of demand, high product price causes demand to decrease while low price results in increased demand.
A shortage of a product means its demand is high. Many buyers are willing to buy the commodity at the current price. As per the law of demand, a price increase will result in reduced demand and achieve equilibrium.
i dont know but good luck
Answer:where’s the question?
Explanation:
Art teacher Monica earns time and a half for the number of hours she works over 40 hours. One week she worked 48 hours. How many hours of overtime did she work?
Answer:
8 hours
Explanation:
Here, we want to know the number of overtime hours worked.
From the question, we are told that the pay is slightly different and higher if she worked for some hours over 40 hours
What this means is that the regular number of hours is 40; then the number of hours in this case 8 over 40 is her over time
You're thinking of withdrawing all your fun $45,000 from your 401k age 54 the normal tax rate for you would be 20% the rules of withdrawing funds before the age of 59 and a half is the temperature in penalty how much would you save if you waited until age 59 and a half
Answer:
The age 59½ distribution rule says any 401k participant may begin to withdraw money from his or her plan after reaching the age of 59½ without having to pay a 10 percent early withdrawal penalty.
Explanation:
Until the age of 59.5 years, the amount saved from the withdrawal of funds is $3,600.
What is a tax?A tax is an obligatory payment made by the taxpayer to the government in respect of the income earned in the previous year.
Given values:
Amount of funds: $45,000
Normal tax rate: 20%
Penalty rate at 59.5 years: 10%
Step-1 Computation of after-tax amount paid at 54 years:
[tex]\rm\ After \rm\ Tax \rm\ Amount \rm\ at \rm\ 54 \rm\ years =\rm\ Amount \rm\ of \rm\ funds \times (\rm\ 1-\rm\ Tax \rm\ Rate)\\\rm\ After \rm\ Tax \rm\ Amount=\$45,000 \times\ (1-0.20)\\\rm\ After \rm\ Tax \rm\ Amount=\$36,000[/tex]
Step-2 Computation of after-tax amount paid at 59.5 years:
[tex]\rm\ After \rm\ Tax \rm\ Amount \rm\ at \rm\ 59.5 \rm\ years =\rm\ Amount \rm\ of \rm\ Funds \times (\rm\ 1-\rm\ Tax \rm\ Rate)\times\ (1-\rm\ Penalty \rm\ Rate) \\\rm\ After \rm\ Tax \rm\ Amount=\$45,000 \times\ (1-0.20)\times\ (1-0.10)\\\rm\ After \rm\ Tax \rm\ Amount=\$32,400[/tex]
Step-3 Computation of the amount saved :
[tex]\rm\ Amount \rm\ Saved = \rm\ After \rm\ Tax \rm\ Amount \rm\ at \rm\ 59.5 \rm\ years - \rm\ After \rm\ Tax \rm\ Amount \rm\ at \rm\ 54 \rm\ years\\\rm\ Amount \rm\ Saved =\$36,000-\$32,400\\\rm\ Amount \rm\ Saved =\$3,600[/tex]
Therefore, the amount of $3,600 was saved with the amount of $36,000 paid at 54 years and the amount of $32,400 paid at 59.5 years.
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Perform online research to find a car you would like to have. Find out how much it would cost to lease the vehicle, and how much it would cost to own it. In about 500 words, explain how you will decide whether to lease or purchase the car. Any car of your choice.
Answer: 2022 Tesla Model 3 Standard Sedan
Explanation:
The price of a lease for a Tesla varies according to their type and model. For the sake of comparison of each Tesla model below, each of the pricing options is a result of the following terms: 36-month lease, 12,000 miles per year. For the two newer models (3 and Y), we will pay the minimum $4,500 down payment. For the veteran models (X and S), we will use the minimum required $7,500 down payment. Meanwhile, simply purchasing the vehicle could cost anywhere from $50k to $80k.
Personally, after reviewing the two prices as well as considering any other possible fees and costs, I would most likely lease a Tesla due to its cost being much lower.
For every dollar I invest, they match 75 Cents that means ____________ % matching.
For every dollar I invest, they match a dollar that means ____________ % matching.
For every dollar I invest, they match 50 cents that means ____________ % matching.
I don't understand this if I could get help asap would be appreciated because I have finals
Answer:
see below
Explanation:
For every dollar I invest, they match 75 Cents that means 75 % matching.
For every dollar I invest, they match a dollar that means 100 % matching.
For every dollar I invest, they match 50 cents that means 50 % matching.
I dollar is made up of 100 cents. If you invest one dollar, and somene matches by 75 cents, the matching is 75cents per 100 cents.
As a percentage = 75cent/100cent x 100 = 75%
For every dollar, they match by one dollor. i.e. a dollar for a dollor
=100/100 x 100 = 100%
For 50cents = 50cents/100 cents x 100
=0.5 x 100
=50%
On June 30, 2009, Sage Company issued 12% bonds with a par value of $750,000 due in 20 years. They were issued at 98 and were callable at 104 at any date after June 30, 2017. Because of lower interest rates and a significant change in the company’s credit rating, it was decided to call the entire issue on June 30, 2018, and to issue new bonds. New 8% bonds were sold in the amount of $1,020,000 at 101; they mature in 20 years. Sage Company uses straight-line amortization. Interest payment dates are December 31 and June 30.
(a) Prepare journal entries to record the redemption of the old issue and the sale of the new issue on June 30, 2018.
(b) Prepare the entry required on December 31, 2018, to record the payment of the first 6 months’ interest and the amortization of premium on the bonds.
Answer:
(a) Prepare journal entries to record the redemption of the old issue and the sale of the new issue on June 30, 2018.
the discount on bonds payable = $750,000 x 2% = $15,000
amortization per coupon = $15,000 / 40 coupons = $375
By June 30, 2018, $375 x 18 = $6,750 of the discount were already amortized. The carrying value of the bonds = $750,000 - ($15,000 - $6,750) = $741,750
loss on redemption of the bonds = redemption value - carrying value = $780,000 - $741,750 = $38,250
Journal entry to record redemption of bonds:
June 30, 2018, bonds redeemed at a loss
Dr Bonds payable 750,000
Dr Loss on redemption of bonds 38,250
Cr Cash 780,000
Cr Discount on bonds payable 8,250
Journal entry to record new issuance of bonds:
June 30, 2018, bonds issued at a premium
Dr Cash 1,030,200
Cr Bonds payable 1,020,000
Cr Premium on bonds payable 10,200
(b) Prepare the entry required on December 31, 2018, to record the payment of the first 6 months’ interest and the amortization of premium on the bonds.
amortization of premium per coupon = $10,200 / 40 = $255
December 31, 2018
Dr Interest expense 40,545
Dr Premium on bonds payable 255
Cr Cash 40,800
Locating close to suppliers reduces these cost
If you were able to do any job in the world, if it required schooling you succeeded, and nothing was stopping you from having this job. What would you chose? Why? What attracted you to this job?
Answer:
Something in the Air Force
Explanation:
why... ahh because i am serving my country and get to choke people out cuh my stepmom wont let me choke out my sister and
why am i attracted cuh i am
do this one you owe if this is ur homework its not that hard
What is a market segment?
Answer:
A market segment is when you group peoples with the same demographics, interests, regions, etc into one for marketing purpose. Each market segment is unique and has its own function and criteria.
Answer:
A market segment is a group of people or companies that have a shared set of characteristics and needs or desires.
Defamatory statements published on Internet bulletin boards, e-mails, and the like, are considered libel due to the somewhat permanent nature of the medium. This often is vital to a successful suit for defamation as damages are presumed to exist in the case of libel and do not have to be proven to the court.
The remaining question becomes who should be sued. This is the hard part. Sections of the Communications Decency Act of 1996 and several court
decisions provide protections to Internet service providers and bulletin board operators. Such parties generally are considered to be immune from suits
brought to make up for the harm done by such statements. However, they may be held liable if it can be shown that they exercised editorial or full control of
the material posted or transmitted or, at least, had knowledge of the specific defamatory contents. Such a showing has proven very difficult to accomplish.
Think about it
Why do you think it has been so difficult for people to win libel suits against Internet bulletin board operators or Internet service providers?
Answer:
Sorry i can not answer it...
Why is it a good idea to know your net worth
Answer:
Knowing your net worth is important because it can help you identify areas where you spend too much money. Just because you can afford something doesn't mean you have to buy it. To keep debt from accumulating unnecessarily, consider if something is a need or a want before you make a purchase.
Explanation:ig so...
In the product flow, what type of flow happens when customers return or reject goods?
Reverse flow
bad product flow
value flow
none of the above
Answer:
reverse flow
Explanation:
You've never had a job so decided that it's time to start applying. When filling out
a job application, what should you write under the section, Job Experience?
nothing
leave it blank
Not Available
NA
Answer:
I would say NA its better than saying nothing or not saying anything
Explanation:
A drugstore is promoting oral care sales for one month. A budget of $400 was allocated to this promotion based on 3% of net oral care sales during the same period last year. What were the net sales that led to the $400 budget?
Answer:
$13,333.33
Explanation:
The $400 dollars budgeted is an equivalent of 3% of oral care health.
i.e., 3% = $400.
100% will be?
=$400/3 x 100
=$133.3333x 100
=$13,333.33
Which group once represented 35 percent of the labor force, but today, __________ represent only about 11.1 percent of the labor force, and are consequentially, much less powerful in influencing economic policy?
Answer:
"Labor unions" seems to be the right approach.
Explanation:
Labor unions, therefore, have a substantial effect on jobs, corporations, and as well as the political system. This seems to be a worker association done to negotiate with the workplace in addition to performance management, such as claims, labor issues, compensation, minimum wages, service time, as well as other job security.One of the top reasons young adults lose their jobs is due to _____.
a. lack of education
b. poor attitude
c. economic hardship
d. workplace diversity