Universal Bank pays 7% interest, compounded annually, on time deposits. Regional Bank pays 6% interest, compounded quarterly. Based on effective interest rates, in which bank would you prefer to deposit your money?

Answers

Answer 1
Rate Assumptions: 500,000 Loan, 60% Loan-To-Value, Rate and Term Refinance, 740+ Credit Score, 180-month loan term, Rate Lock of 30 days. All closing costs are rounded to the nearest discount point. Request a quote to find out what you’re eligible for. We do not require a credit check for a written quote.

Related Questions

Which of the following activities would waste the most time?
a. Rich tries to multitask writing a report and reading a memo, and has to re-write the report and
re-read the memo, which takes an hour.

b. During a departmental meeting, Barry and Scott make small talk for twenty minutes while the
other six meeting members sit and listen.

c. Greg asks Tony a question about work and then talks to him for ten minutes about who will
win the game tonight.

d. Barbara composes an e-mail during her thirty minute train ride to work.

Answers


Answer:A

The answer should be “A” because it does say it takes an hour and that seems like the most time consuming task out of all of them

I'm raising $15,000 until 12/27/2021 for collage funraiser. Can you help? ​

Answers

Answer:

how

Explanation:

Boat Builders Incorporated budgets overhead cost of $1,680,000 for the year; of this amount, $960,000 is traceable to the Assembly department and $720,000 is traceable to the Finishing department. The company manufactures two types of boats: Fishing and Yachts. Budgeted direct labor hours for the Fishing model are 28 in Assembly and 4 in Finishing. Budgeted direct labor hours for the Yacht model are 36 in Assembly and 12 in Finishing. The company budgets production of 400 units of the Fishing model and 400 units of the Yacht model for the year. Compute departmental overhead rates for each department using direct labor hours for that department Multiple Choice

Answers

The overhead rate for the assembly department is $37.5 per hour, while the overhead rate for the finishing department is  $112.5 per hour.

In business, the overhead rate refers to the production cost of a service or product. This rate is calculated using the following equation:

Overhead rate = Manufacturing overhead cost / total amount of the allocation base (hours that production takes)

Based on this, let's calculate the rate for each department:

Assembly department:

The manufacturing overhead cost is  $960,000

Direct labor hours:

Fishing model: 28 hours x 400 units = 11,200

Yacht: 36 hours x 400 units = 14,400

Total direct labor hours = 11,200 + 14,400 = 25,600

Overhead rate = $960,000 / 25, 600 = $37.5 per hour

Finishing department:

The manufacturing overhead cost is $720,000

Direct labor hours:

Fishing model: 4 hours x 400 units = 1,600

Yacht: 12 hours x 400 units = 4,800

Total direct labor hours = 1,600 + 4,800 = 6,400

Overhead rate = $720,000/ 6,400 = $112.5 per hour

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Maximum 500 words.. Develop your unique sales strategies to sell your product or services to 
a. A community that has NEVER used any of such product.
b. A community who has been using your competitors product.
please write 500 words please help​

Answers

To develop a unique sales strategy to sell your products or services to a community that has never used any of the services and a community that has used your competitors' product, the focus must be on creating value for the consumer.

Now in detail, let's analyze how strategies could be carried out for each specific situation:

A community that has never used any of these products:

The focus would be on product promotion. Marketers should develop advertising and promotion campaigns that would generate awareness about the product and its benefits, and create consumer desire.

A community that has used its competitors' product:

The focus in this situation is on the creation of differentiation, which is a strategy for consumers to be able to perceive different benefits and features in their product that generate more value and satisfaction than the product of competitors.

Therefore, each strategy must be aligned with the satisfaction of a specific need, generating efforts to create products and services that generate advertising engagement, satisfy consumer needs, generate the desire for purchase, have quality and create value.

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What happened to the Oil Industry in Venezuela?

Answers

Answer:

Since 2014, oil production in Venezuela has suffered from a poor oil market and Venezuela's insufficient funding of the industry. ... The Economic policy of the Nicolás Maduro administration did not revive the oil decline, and by 2016, the oil production reached the lowest it had been in 23 years.

Explanation:

In other words the oil industry crashed due to the reasons provided above

A ____________ contract is an agreement that is not a contract at all because it lacks one or more of the legal elements required to form a contract.

Answers

Answer:

void

Explanation:

Identify external dispute resolution mechanisms that could be employed to resolve industrial actions if it did eventuate

Answers

Based on the available alternative dispute resolution methods, the external dispute resolution mechanisms that could be employed to resolve industrial actions if it did eventuate is Arbitration.

Arbitration is a form of alternative dispute resolution method. It involves the arrangement in which the parties to the disputes, usually contracts, agree to submit issues to an approved independent expert to solve the problem.

The independent expert is known as the arbitrator, and because of his expertise, he is expected to solve the disagreement between the aggrieved parties.

The other method of external dispute resolution is known as litigation, which means settling in court.

Hence, in this case, it is concluded that the correct answer is arbitration and litigation.

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The ability to take initiative in the workplace is called

A. adaptability
B. communication
C. leadership
D. problem solving

Answers

The answer is C, Leadership.

The ability to take initiative in the workplace is called leadership.

Thus, the correct option is C.

What do you mean by Leadership?

The capacity to influence and direct followers or other members of an organization is referred to as leadership.

Competent, skilled, secure, and caring leaders excel in their positions. These leaders are honest and authentic in their behaviors and words, and they make time for everyone. They publicly communicate to their staff that they value people.

They are crucial traits to possess because a competent leader can inspire his or her team to work together toward a common objective by bringing out the best qualities in each person.

In order to prevent delays, a skilled leader keeps the group engaged and on task. A productive and happy work atmosphere is fostered by leaders who are transparent and honest.

Transparency with team members is essential for an effective leader, making it one of their essential traits. Many people, including team members and coworkers, look up to an effective leader.

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#SPJ2

A specific statement of the organization's purpose, its products, and its customers is called a mission statement.
Select one:
True
False

Answers

Answer:

true..,........................

An investor buys a share of stock for $40 at time t = 0, buys another share of the same stock for $50 at t = 1, and sells both shares for $60 each at t = 2. The stock paid a dividend of $1 per share at t = 1 and at t = 2. The periodic money-weighted rate of return on the investment is closest to:

Answers

The investor's weighted rate of return on the two investments is closest to 31.75%.

Data and Calculations:

Cost of stock = $40

Time (t) = 0

Cost of stock = $50

Stock dividend per share = $1

Dividend at t1 = $2

Dividend at t2 = $2

Profits from sale of stock = $20 and $10 each

Weighted Rate of Return:

For stock 1 = 28.75% ($21/$40 x 100 1/2 + $1/$40 x 2/2)

For stock 2 = 3% ($1/$50 x 100 + $1/$50 x 100 x 1/2)

Weighted rate of return = 31.75% (28.75 + 3%)

Thus, the weighted rate of return on the investment is closest to 31.75%.

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Select all that apply Identify the statements below which summarize what cash discounts are. (Check all that apply.) Multiple select question. A reduced payment applies to the credit period. A buyer views a cash discount as a purchase discount. A reduced payment applies to the discount period. Cash discounts are described in credit terms. Sellers can grant a cash discount to encourage buyers to pay earlier. A seller views a cash discount as a sales discount. A seller views a cash discount as a purchase discount.

Answers

So basically 2-3 is 6 so that means that a cupboard is not actually a cupboard it’s a whale

Confronting negative feelings shows weakness.


Please select the best answer from the choices provided

T
F

Answers

In a way both can be correct but if seen in public then It is True.

Answer:

It's False!! :)

Explanation: Don't get it from the guy at the top he's wrong unfortunately

Compared to Country Y, Country X has a comparative advantage in producing computers. Country Y has a comparative advantage over Country X in producing automobiles. How can the two countries BEST take advantage of this situation?
Country X and Country Y can impose barriers to trade between themselves.

Country X and Country Y can specialize their production and trade with each other.

County Y can stop producing goods and import all of its products from Country X.

Country X can stop producing goods and import all of its products from Country Y.

Suppose the value of the Japanese yen appreciates relative to the US dollar. Who would this benefit? Select all that apply.
Japanese tourists visiting the United States

US tourists visiting Japan

Japanese exporters of goods to the United States

US importers of goods from Japan

Japanese importers of goods from the United States

Look at the exchange rate table. Then answer the question that follows.

Ethan is an American who buys and sells goods in the international market. He recently bought goods that cost 10,000 yen from a company in Japan. How much money did he spend in US dollars?$100

$1,000

$10,000

$100,000

Answers

When a country or organization is able to produce a certain good or service at a lower opportunity cost than competitors, such country organization is said to have a comparative advantage on such product.

1.)

Hence, the best way to both countries can take advantage of the situation is for countries X and Y to specialize in that good in which it has comparative advantage, then trade with one another.

2.)

Since the Japanese yen has appreciated over the dollar, then, the beneficiaries would be ;

Japanese importers of goods from the United StatesJapanese tourists visiting the United States

These is because they could get more with less.

3.)

Total cost of goods = 10,000 yen

100 yen = $1

10000 yen = x

Cross multiply

100x = 10000

x = 10000 ÷ 100

x = 100

Hence, Ethan has spent $100

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I need help for this answer because i want to make sure if im correct or wrong. You will get 30 points for this​

Answers

The answer is option 4.

A double-entry accounting system is a system in which business transactions are recorded from dual aspects (from both the sides / aspects :- the receiver & the giver..the debit & the credit).

_____

RainbowSalt2222 ☔

Harris Corporation has ​$407 million in​ cash, and 116 million shares outstanding. Suppose the corporate tax rate is 32% and investors pay no taxes on​ dividends, capital​ gains, or interest income. Investors had expected Harris to pay out the $407 million through a share repurchase. Suppose instead that Harris announces it will permanently retain the​ cash, and use the interest on the cash to pay a regular dividend. If there are no other benefits of retaining the​ cash, how will​ Harris' stock price change upon this​ announcement?

Answers

Answer:

369

Explanation:

407x116=369

All of the following are costs (fees) associated with checking accounts except

A.) Monthly Service Charges

B.) Overdraft fees

C.) ATM Card transactions fees

D.) Direct Deposit

Answers

A A monthly maintenance fee (sometimes called a monthly service fee) is money a bank charges you for working with the company. The fee is usually automatically withdrawn from your account each month. In some cases, you'll pay the fee no matter what. But many banks let you waive the fee if you meet certain requirements.

Gina Morales had taxable income of $35,950 in 2020. She will file a return using the single filing status. Her income consisted of ordinary and qualified dividend income of $2,000, reported to her on Form 1099-DIV. The rest of her income was from wages. What tax rate will apply to Gina's qualified dividends

Answers

The applicable tax rate to Gina's qualified dividends is 0%.

Gina's qualified dividends of $2,000 are below the threshold for long-term capital rates of 15% and 20%.  Based on Gina's single filing status with a taxable income of $35,950, which falls under the 12% taxable income bracket, she will not be paying any tax on her qualified dividends.  But she must still disclose the qualified dividend income on her tax form.

Thus, the tax rate that applies to Gina's qualified dividends is 0%.

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While designing a management support system, it's important to remember that executives' main concern is _____.

Answers

The main concern of executives when designing a management support system (MSS) is b. getting the information they need in the simplest way.

A management support system provides managerial information resources to enable management to plan, make decisions, and manage the organizational activities to achieve goals.

Executives' main concern with the design of a management support system is not to:

Identify unquantifiable benefitsGet support from all employeesGet technically-advanced information.

Thus, the concern of executives during the design of a management support system is to get needed information most simply.

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Alma owns fifty shares of common stock in Alpha Corporation. Alma also owns eighty shares of preferred stock in the same corporation. Alpha Corporation has an upcoming vote for a new director. In the election for the new board member of Alpha, Alma will be able to cast:

Answers

Given the situation described above, Alma will be able to cast 50 votes.

This is because common stock gives voting rights to shareholders. And given that Alma has 50 shares of common stocks. Therefore, he would be able to cast 50 votes.

On the other hand, preferred stocks give no voting rights to shareholders.

However, preferred shareholders have preference over a company's revenue or earnings, which implies that they are paid dividends before common shareholders.

Hence, in this case, it is concluded that the correct answer is "50 votes."

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Keitaro, a university administrator, needs to send an official memo to the directors of the registration, advising, and financial aid divisions, as well as their supervisors. To determine who should receive his memo, Keitaro consults the Multiple Choice organization chart. grapevine. lateral network. social media policy.

Answers

Considering the situation described above, to determine who should receive his memo, Keitaro would need to consult "Organization Charts."

This is because an Organization Chart is a pictorial representation that shows the structure of an organization.

It usually depicts those or the top ranks at the top, while the lower ranks are placed accordingly.

It also shows the relationships and positions or jobs of the ranks or individuals presented on the organization charts.

Organization charts is often referred to as organogram.

Hence, in this case, it is concluded that the correct answer is option A. "organization chart."

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Give your opinions on this quote: To win a negotiation, you have to show you're willing to walk away. And the best way to show you're willing to walk away is to walk away (Michael Weston).

Answers

Answer:

The quote is pretty much true, and agreeable. If you want to win something, you gotta be able and willing to lose it. And the best way to show you're willing to do something? Do it.

Explanation:

^^

Management considers only operational performace measures B. Management considers only lag indicators C. Management considers both financial and operational performace measures D. Management considers only financial performace measures

Answers

Answer:

C

Explanation:

C

Both financial and operational measures should be considered.

Why Is Tiklacars South Southend Airport Transfer Service Better?

Answers

Answer:

Yes,

Tiklacars South Southend Airport Transfer Service is Better.

I HOPE ITS HELP YOU

explain why percentage decreases can never exceed 100%

Answers

Answer:

Because if they do they won’t get any money and they will basically sell it for free

Explanation:

pls brainliest

In Section 3.4, the text discusses the “Top 5 Challenge Trends” and “Top 5 Solution Trends.” Select one challenge and one solution trend which you believe is most applicable to Coke’s situation today. Describe how these trends apply to Coke. In Section 3.3, read about the five building blocks of a Learning Organization. Which one of the five building blocks should Coke focus on to capitalize on the trends you selected. Why?​

Answers

The challenges that Coca-Cola is facing are due to less quality water and the availability of the material for making the bottles.

From the complete information, it was stated that maintaining high-quality water and the maintenance of taste is essential to create quality drinks.

The challenges that were depicted are due to less quality water and the availability of raw materials. Also, there are challenges for increasing concern for the environment, faster pace of innovation, etc.

The solutions to the challenges include increasing collaboration, protection of the environment, energy sustainability, etc. It's also vital for individuals to be advised about the usage of water.

In conclusion, the building block that Coke should focus on to capitalize on the trend is systematic problem-solving.

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Lorraine is a professional food critic. After each visit, she evaluates a restaurant on their service, food quality, and atmosphere. What type of quality assessment is this

Answers

The type of quality assessment that food critic Lorraine will make on each visit, assessment of the service, food quality and ambience of a restaurant will be based on their experience.

Quality assessment is carried out by collecting data to identify compliance with pre-established standards, such as those defined by Lorraine, regarding service, food and environment.

Therefore, through her on-site experience, she will be able to assess the quality according to her criteria and then share it with the public or in media such as newspapers, magazines and blogs.

The experience of the food critic will influence the public to decide if they want to go to the place and also to the restaurant to improve the quality of their service and products.

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which two events provide opportunities for the team to collaborate?

a) portfolio sync

b) backlog refinement

c) solution demo

d) Pre-Pi planning

e) Iteration planning

Answers

The two events that provide opportunities for the team to collaborate is Pre-Pi planning, which enables teams to establish a more direct communication process.

Pre-Pi can be defined as a plan to increase the program, through a regular event established in an organizational period with the objective of integrating Agile Release Train teams.

Pre-Pi planning will therefore encourage collaboration through open communication to discuss essential points of work improvement, generating a sharing of visions, plans, discussing resources, etc.

Through Pre-Pri planning, teams will increase their effectiveness by freeing up resources, speeding up processes and better aligning with project requirements.

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What is a click-and mortar store?



a store with an actual building



a store that sells online only



a store that sells products in malls



a store that sells products in stores and online

Answers

Answer:

a store that selles product in stores and online

In the IRA form of a simple retirement account, employer's can contribute as much as they want into the employee's simple retirement account, even though the employee's contribution is limited to $13,500.

True or False and why. Links verifying this would be appreciated.

Answers

Answer:

true and i took the test (:

Explanation:

Professional organizations and producer groups have an incentive to a. encourage advertising in order to enhance competition on the basis of price. b. restrict advertising in order to enhance competition on the basis of price. c. restrict advertising in order to reduce competition on the basis of price. d. encourage advertising in order to reduce competition on the basis of price.

Answers

Professional organizations and producer groups have the incentive to restrict advertising in order to reduce competition on the basis of price.

Advertising has the power to influence the tastes of the consumers of a product. Effective restrictions on advertising also helps to raise the profit that a business makes.

It does this by the reduction of price sensitivity and also leading to a fall in the number of competitive firms.

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