Answer:
the value of collateral or down payment affect :
1. the amount borrowed
2. the repayment schedule
Explanation:
Only the amount borrowed and repayment schedule are affected by the value of collateral or down payment.
This is so because, the collateral or down payment instantly reduces the amount borrowed from the lender known as the Principle Amount.
Once the Principle amount is reduced, the instalments or repayment of interest and capital also reduces and some times the length of time for paying back the amount borrowed.
The value of collateral or down payment affects:
The amount borrowed The interest rate The lender’s perceived riskCollateral refers to an item of equal worth that is given to a lender to hold in case of a default in payment. The collateral or down payment that is deposited for a purchase will be equivalent to the amount borrowed.
A television set will not be equivalent collateral for a loan of $100,000. The collateral will also be measurable to the perceived risk of the lender.
The higher the perceived risk, the higher the collateral. The interest rate will also affect collateral. So, options 1, 2, and 3 are correct.
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Select the correct answer.
Knight is the head of a country that plans to join the eurozone. Which of these can he expect if he decides to join?
A.
exchange rate variations
B.
improved ability to handle bad debt situations
C.
attraction for investors from outside the EU
D.
variations in pricing of goods and services
Answer:
Explanation:
variations in pricing of goods and services
Lisa is a manager at a customer service call center for a footwear manufacturer. One of the customer service representatives, Mark, is upset because he just finished a call in which the customer berated him for the poor quality of a pair of shoes. Mark is worried that he may be punished for offering the customer a refund and a 20% discount on her next pair of shoes, but Lisa reassures him that he made the right decision and tells a few jokes to get his spirits up. What type of support has Lisa provided?
Answer: Emotional Support
Explanation:
Kylie is risk averse and has $1,000 with which to make a financial investment. She has three options. Option A is a risk-free government bond that pays 5 percent interest each year for two years. Option B is a low-risk stock that analysts expect to be worth about $1,102.50 in two years. Option C is a high-risk stock that is expected to be worth about $1,200 in four years. Kylie should choose Select one:
a. option A.
b. option B.
c. option C.
d. either A or B because they are the same to her.
Answer:
The answer is "Option a".
Explanation:
Risk appetite refers to individuals and a shareholder who doesn't even take risks or wants lower risk and care not when the return will be less than the high risk with the higher return policy. threat averses
It is risk-free, therefore Kylie will choose it. When he invests his [tex]\$1,000[/tex] interest rate is [tex]5\%[/tex] per year for two years
[tex]5\% \ of\ \$1000 = 50[/tex]
[tex]\$50[/tex] the year in which he receives[tex]\$100[/tex] as a share of his[tex]\$1000[/tex] investment in two years. The total return he receives is[tex]= \$1100[/tex]
A mismatch between foreign currency denominated net assets and net liabilities Multiple Choice can be eliminated by constructing a balance sheet hedge. can be eliminated by multiplying the foreign currency value of the asset by the spot exchange rate. can be eliminated by undertaking accounting changes to eliminate translation exposure. none of the options
Answer:
can be eliminated by constructing a balance sheet hedge.
Explanation:
The mismatch could be occurred at the time when the foreign currency and net liabilities would be removed by preparing a hedge of the balance sheet
So according to the given options, the first option is correct as it represent the mismatch situation
So the rest of the options would be considered wrong as they are not related with the mismatch criteria
Why principle of indemnity not applies in life insurance?
Explanation:
The principle of indemnity is not applicable to life insurance because the insurer may pay any amount but the insured cannot be brought back to the same state. Also, the loss of a life is not measurable and no money can indemnify the loss of a life.
from 1960 to 1970, the consumer price index (CPI) increased from 29.6 to 38.8 if a dozen tangerines cost 0.31 in 1960 and the price of tangerines increase at the same rate as the CPI from 1960 to 1970, approximately how much did a dozen tangerines cost in 1970
Answer: $0.41
Explanation:
A consumer price index measures the average price changes of goods that are bought by people in an economy. It shows the level of inflation in an economy.
To calculate the cost of a dozen tangerines in 1970we have to know the percentage increase in price index from 1960 to 1970 and this will be:
= [(38.8 – 29.6) / 29.6] × 100%
= (9.2 / 29.6) × 100%
= 31.08%
Let's represent the price of a dozen tangerines in 1970 by X and solve. This will be:
31.08 = (X - 0.31) × 100 / 0.31
Cross multiply
(31.08 × 0.31) = 100X - 31
9.6348 = 100X - 31
100X = 9.6348 + 31
100X = 40.6348
X = 40.6348 / 100
X = 0.46348
X = 0.41
Therefore, the cost of a dozen tangerines in 1970 is $0.41
Accounts receivable are money that is owed a company for products that have been sold on credit.
a - True
b - False
Answer:
a - true
Explanation:
what is the answer please
Answer: True
Explanation: I did the test
Giving brainliest to the best answer :)
Answer:
the supply curve shifts to the left
Explanation:
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Foreign households and foreign firms demand U.S. dollars in exchange for foreign currency for all of the following, except A. when currency traders want dollars because they expect that the value of the dollar in the future to be greater than its current value. B. when U.S. firms and households want foreign currencies so that they can buy goods and services produced in those foreign countries. C. when foreign firms and households want dollars so that they can buy goods and services produced in the United States. D. when foreign firms and households want to invest in the United States either through foreign direct investment or through foreign portfolio investment.
Answer:
The answer is "Option B".
Explanation:
Foreign people always Want dollars when they want to spend in the United States, or if they want to purchase products and services produced in the United States, or if they want to exchange, in the order to bring about changes in returns. When individuals and businesses in the United States want the hard exchange to purchase products and services produced in other nations.
How do objectives make it more likely that you will reach your goals?
A. Objectives are based on others' experiences.
B. Objectives help guide your career choices.
C. Objectives provide a step-by-step path to success.
D. Objectives are the best way to assess your interests.
Answer:
C seems the most reasonable
Objectives provide a step-by-step path to success: make it more likely that you will reach your goals. Thus, option C is the correct option.
How to achieve your objectives?You may achieve your goals by setting realistic goals for yourself to strive toward. The way objectives do this is by outlining specific actions you can take immediately to move closer to your long-term goals. An aim is a specific activity that must be taken in order to accomplish a goal, whereas a goal is a more general, longer-term, achievable conclusion.
Despite being distinct, the two terms are frequently used together when working on a project. This is due to the fact that both are necessary for project planning and execution. It enables you to put your grant's ideas into practice. Setting SMART goals ensures that the project advances, facilitates accountability and scheduling, and informs you of accomplishing what you set out to accomplish.
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An income statement shows the
production of capital. Which of the
following questions would an
income statement answer?
A. What are our expenses?
B. What are we spending our money on?
C. Where are we getting our money?
D. When will the money arrive?
Answer:b
Explanation:
Give least Five (5)components to be means used cumputer system servicing
Answer:
motherboard.
A Central Processing Unit (CPU)
A Graphics Processing Unit (GPU), also known as a video card.
Random Access Memory (RAM), also known as volatile memory.
Storage: Solid State Drive (SSD) or Hard Disk Drive (HDD)
In the market for widgets, the supply curve is the typical upward-sloping straight line, and the demand curve is the typical downward-sloping straight line. The equilibrium quantity in the market for widgets is 200 per month when there is no tax. Then a tax of $5 per widget is imposed. The price paid by buyers increases by $2 and the after-tax price received by sellers falls by $3. The government is able to raise $750 per month in revenue from the tax. The deadweight loss from the tax is ____________
Answer:
the deadweight loss from the tax is $125
Explanation:
The computation of the deadweight loss from the tax is shown below:
After tax quantity is
= $750 ÷ $5
= 150 widgets
And, the deadweight loss from tax is
= 0.5 × [$5 × (200 - 150)]
= $125
Hence, the deadweight loss from the tax is $125
The same would be considered and relevant too
Downs, Frey, and Vick formed the DFV general partnership to act as manufacturers' representatives. The partners agreed Downs would receive 40% of any partnership profits and Frey and Vick would each receive 30% of such profits. It was also agreed that the partnership would not terminate for five years. After the fourth year, the partners agreed to terminate the partnership. At that time, the partners' capital accounts were as follows: Downs, $20,000; Frey, $15,000; and Vick, $10,000. There also were undistributed losses of $30,000. If Frey died before the partnership terminated ______________.
Answer: the partnership would automatically dissolve.
Explanation:
A partnership is referred to as an arrangement that occurs when two or more people come together and join the resources that they've together to form a business and share the profits that they make.
Since the partners agreed to terminate the partnership after the fourth year, if Frey died before the partnership terminated, the partnership would automatically dissolve.
We should note that some of the reasons why a general partnerships will dissolve include:
• Withdrawal of a partner
• Death of a partner
• Bankruptcy
Since Frey is dead, the partnership will be dissolved.
point) Andrea is a preschool teacher. She works with three- and four-year olds every day from 9am to 3pm. She does not work over the holidays. This is an example of a
traditional career
entrepreneurship
remote worker
non-traditional career
Answer:
traditional career
Explanation:
Since in the given situation Andrea who is a preschool teacher and wants to work with 3-4 years old everyday having a shift of 9 am to 3 pm. Moreover, she does not work in the holidays, so this is an example of a traditional career as she is a preschool teacher so it defines the traditional career
Hence, the other options would be incorrect
Fred Rogers bought a $50,000 whole life insurance policy at age 20. What is his annual premium if the rate is $18.75 per $1,000 of insurance coverage?
Answer:
Amount of annual premium = $937.5
Explanation:
Given:
Total amount of insurance coverage = $50,000
Rate of premium = $18.75 per $1,000 Insurance coverage
Find:
Amount of annual premium
Computation:
Amount of annual premium = Total amount of insurance coverage [18.75/1,000]
Amount of annual premium = 50,000[18.75/1,000]
Amount of annual premium = 50[18.75]
Amount of annual premium = $937.5
why is it important for a nail care provider to learn and understand the structure and function of the nails?
Elaborate your answer.(5)
Answer:
Learning to know and recognize the Anatomy of the Nail is very important, whether for those who work in the Nails sector and every day must take care (even if only Aesthetically) of the Nails of their Customers, and for those who are simply passionate to the topic or prefer to independently take care of their Hands and Feet!
Explanation:
Kent works in the public relations department of his company. He sends a news release about a new product offering to several newspapers and television stations. Kent knows from past experience that even when the media use his news releases, they often release the information at inopportune times. They will also sometimes cut out what Kevin believes are the most important points to make the news fit. However, Kent accepts these disadvantages because free publicity offers the advantage of
Answer:
The answer is "credibility".
Explanation:
In this scenario, free advertising offers a reputation benefit. When this journal advertises openly, it's also considered reliable by the targeted customers like, it is in news form while charging something. Therefore, Kent finds that improper transmission of time information to be a drawback since it recognizes that its product and company would still be credible.
People are known to have different qualities. Kent accepts these disadvantages because free publicity offers the advantage of Credibility.
Credibility is known to be a characteristic of an individual who is said to be noted by others to be a trusted advisor, believable, and confident as they tend to show a high level of expertise in a specific field.A lot of traits are said to be of influential behaviors are known to be linked with with high credibility. Kent acceptance shows that free publicity gives some measure of Credibility.
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He is sincere change into Negative plssss
He is not sincere.
This is the negative form of the sentence.
In which categories did the Chung’s expenditures exceed the amount they had budgeted?
Answer:
There were four major expense categories in which a significant spending variance occurred through the third quarter in the Ongoing Operations component of the 2007 Corporate Operating Budget: Outside Services-Personnel expenditures were $28 million, or 21 percent, less than budgeted.
Explanation:
Theo, Diana, and Teddy, who work for different organizations, are comparing the diversity makeup of their respective companies. Theo states that in his workplace there are few minority employees and most of them have low-status jobs. In contrast, Diana states that her company values diversity and seeks to fully integrate gender, racial, and minority group members, both formally and informally. Finally, Teddy states that his organization also has a diverse workforce and that it uses affirmative action to manage it, however, he says that most minority employees are placed in similar job positions.
4When Teddy says that the company he works for has a diverse workforce and uses affirmative action to manage it, but that most minority employees are placed in similar job positions, he is describing a organization | I
A) bureaucratic
B) pluralistic
C) multinational
D) multicultural
E) monolithic
Diversity training programs attempt to identify and reduce
A) communication problems.
B) racist employees in the workplace.
C) hate speech
D) hidden biases
E) diversity issues
Answer:
1 - D) multicultural organization
2 - E) diversity issues
Explanation:
Diversity and equality is a major issue in most of the organizations. The Human resource department needs to maintain equality among all staff so that none of the staff member is demotivated or feels discriminated. In the given scenario the company has multi culture setup in which formal and informal discussions take place.
Clarity the similarities and differences
between plough and tractor.
Answer:
Explanation:
1. Plough is a local technology whereas Tractor is a modern technology.
2. Plough requires human energy whereas Tractor does not require much human energy.
3. Plough doesn’t affect the environment whereas Tractor affects the environment.
4. Lever technology is used in Plough whereas Rolling technology is used in Tractor.
5. Plough requires or consumes more time whereas Tractor consumes less time.
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GIVE ME THE IDEAS FROM THIS CASE AND WHAT WE HAVE LOOKED AT IN THE PICTURE!!
Answer:
Tobago is effect Corona various
Is very harmful
I only have few ideas
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name 5 things that being a doctor requires
Lani Co. uses the allowance method to account for bad debts. At the end of the year, their unadjusted trial balance shows an accounts receivable balance of $400,000; allowance for doubtful accounts balance of $400 (debit); and sales of $1,200,000. Based on history, Lani estimates that bad debts will be 1% of accounts receivable. The entry to record estimated bad debts will include a debit to Bad Debts Expense in the amount of:
A. $3,600
B. $4,000
C. $11,600
D. $12,400
E. $12,000
F. $4,400
Answer:
D. $12,400
Explanation:
Use the following formula to calculate the Bad debt expense for the period
Bad debt expesne = Debit balance of Allowance account + Allowance for the period
Where
Debit balance of Allowance account = $400
Allowance for the period = Account receivables x percentage of allowance = $1,200,000 x 1% = $12,000
Placing values in the formula
Bad debt expesne = $400 + $12,000
Bad debt expesne = $12,400
Answer: $4,400
Explanation:
Discovering a treatment for lung cancer would most satisfy which of these personal benefits of work?
Answer:
4 ling cancer u have to have the right medicine
Alpha can produce either 18 oranges or 9 apples an hour, while Beta can produce either 16 oranges or 4 apples an hour. Which of the following statements is true? Alpha should export to Beta, but Beta should not export to Alpha. Since Alpha has an absolute advantage in both goods, no mutual gains from trade are possible. If Alpha specializes in growing oranges and Beta specializes in growing apples, they could both gain by specialization and trade. If Alpha specializes in growing apples and Beta specializes in growing oranges, they could both gain by specialization and trade.
Answer:
If Alpha specializes in growing apples and Beta specializes in growing oranges, they could both gain by specialization and trade.
Explanation:
A country has comparative advantage in production if it produces at a lower opportunity cost when compared to other countries. A country should specialise in the production of goods for which it has a comparative advantage
Alpha
Opportunity cost in producing oranges = 9/18 = 0.5 apples
Opportunity cost in producing applies = 18/9 = 2 oranges
Beta
Opportunity cost in producing oranges = 4 / 16 = 0.25
Opportunity cost in producing applies = 16/4 = 4 oranges
Alpha has an opportunity cost in the production of apples while beta has a comparative advantage in the production of oranges
Alpha should specialise in the production of apples
Beta should specialise in the production of oranges
Bart, Inc., a newly organized corporation, uses the equity method of accounting for its 30% investment in Rex Co.'s common stock. During 20X5, Rex paid dividends of $300,000 and reported earnings of $900,000. In addition: The dividends received from Rex are eligible for the 80% dividends-received deduction. All the undistributed earnings of Rex will be distributed in future years. There are no other temporary differences. Bart's 20X5 income tax rate is 30%. The enacted income tax rate after 20X5 is 25%. In Bart's December 31, 20X5 balance sheet, the deferred income tax liability should be
Answer:
The right answer is "$9,000". A further explanation is given below.
Explanation:
The given values are:
Rex paid dividends,
= $300,000
Reported earnings,
= $900,000
Investment,
= 30%
Taxable rate applicable,
= 25%
Now,
Throughout the future years, the amount of dividends taxable will be:
= [tex](900,000 - 300,000)\times 30 \ percent[/tex]
= [tex]180,000[/tex] ($)
Dividends received deduction will be:
= [tex]180,000\times 80 \ percent[/tex]
= [tex]144,000[/tex] ($)
then,
Net taxable dividend will be:
= [tex]180,000-144,000[/tex]
= [tex]36,000[/tex]
hence,
Deferred tax liability will be:
= [tex]36,000\times 25 \ percent[/tex]
= [tex]9,000[/tex] ($)
A smartphone manufacturer introduced a new device into the marketplace with pricing set according to the skimming approach. The CEO of the company reviews financial reports from the device and notes that the pricing approach used is not cost-effective for the company. How should the CEO adjust the pricing strategy for this device? Group of answer choices Drop the price Increase the price Offer an everyday low price option Remarket the device under a private label Match the price to the competitions' price
Answer:
Drop the price
Explanation:
Since in the given question it is mentioned that the new product is launched as per the skimming approach but the CEO of the company recognize that the pricing approach is not cost effective so here the CEO would adjust the pricing strategy by dropping the price so that the sales of the company could be rise due to which they are able to achieve the high profits.
what is one major disadvantage of corporations compared to other types of business organizations? A. Corporations have more legal liability for owners than other businesses B. Corporations are less likely to have specialized workers than other businesses C. corporations are more complex to start than other businesses D. corporations have a less stable life span than other businesses
Answer:
C. Corporations are more complex to start than other businesses
Explanation:
APE X got this right
One major disadvantage of corporations compared to other types of business organizations, corporations are more complex to start than other businesses. The correct option is C.
What is a corporation?A corporation is a legal body that exists independently of its owners. Corporations have many of the same legal rights and obligations as individuals. They have the ability to enter into contracts, lend and borrow money, sue and be sued, hire personnel, own assets, and pay taxes.
Corporations are subject to double taxation and must go through several formalities in order to be formed. A corporation is required to submit a corporate tax return and pay taxes on its profits at the corporate tax rate. Dividends to shareholders are taxed at the shareholder's individual tax rate.
Therefore, corporations are more complex to start than other businesses.
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