what is the best way for a bank customer to prevent having checks returned for insufficient funds?

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Answer 1

The best way for a bank customer to prevent having checks returned for insufficient funds is to keep a close eye on their account balance and avoid overdrawing it.

They can also set up overdraft protection, which links their checking account to a savings account or credit card that will cover the shortfall if they accidentally overdraw. Additionally, they can consider setting up automatic alerts through their bank's online banking system that will notify them if their account balance falls below a certain threshold.

By practicing good financial management and staying on top of their account balance, bank customers can avoid the inconvenience and fees associated with bounced checks.
For a bank customer to prevent having checks returned for insufficient funds is to regularly monitor their account balance, set up alerts for low balances, and maintain a cushion of extra funds in the account. By doing so, the customer can ensure they have enough money to cover any checks they write, avoiding the issue of insufficient funds.

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if a 20% reduction in forecast sales would not extinguish a project's profitability, then sensitivity analysis would suggest:

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That sensitivity analysis would suggest that the project is not highly sensitive to changes in forecast sales.

This means that even if there is a 20% reduction in forecast sales, the project can still remain profitable. Sensitivity analysis helps to identify the impact of changes in key variables on the project's profitability. In this case, if the project is not highly sensitive to changes in sales, it may suggest that there are other factors that have a greater impact on the project's profitability, such as the cost of goods sold or fixed costs.

By performing sensitivity analysis, project managers can better understand the risks associated with the project and make more informed decisions to optimize its profitability.

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Organizational Buying Process Discussion Compare and contrast the consumer buyer decision making process with the business (organizational) decision making process. List two ways they are different List two ways they are similar. Which group is harder to market to and why? Respond to at least to other posts. Your responses must be meaningful and add value to the conversation. Start a New Thread

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To compare and contrast the consumer buyer decision-making process and the business (organizational) decision-making process, we observe two aspects -

Two ways they are different:

1. Complexity: The organizational buying process is generally more complex than the consumer-buyer decision-making process. Businesses usually involve multiple stakeholders, such as managers, procurement specialists, and users, while consumers typically make decisions individually or with few other people involved.

2. Evaluation Criteria: Businesses tend to use more objective and formal evaluation criteria, such as price, quality, and supplier reliability, in their decision-making process. Consumers, on the other hand, are more likely to consider subjective factors, such as personal preferences, emotions, and brand loyalty.

Two ways they are similar:

1. Problem Recognition: Both processes start with recognizing a need or problem. For consumers, this might be a desire for a new product or the need to replace an old one. In organizations, a need might arise from a change in business strategy or the need to improve efficiency.

2. Post-Purchase Evaluation: Both consumers and organizations engage in post-purchase evaluation, where they assess the performance and satisfaction of the purchased product or service. This evaluation can influence future buying decisions and brand loyalty.

In general, marketing to businesses (organizational buyers) can be more challenging due to the complexity of the decision-making process, the involvement of multiple stakeholders, and the need for tailored solutions that address specific business needs. However, the exact difficulty of marketing to each group depends on various factors such as the target market, the product or service being offered, and the specific marketing strategies employed.

Remember to respond to at least two other posts in the discussion to add value to the conversation and gain further insight from your peers.

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One of the biggest differences between advertising and publicity tools is that: advertising typically has a smaller staff compared to the public relations office advertising is typically perceived as more credible than publicity publicity tools typically require more quantitative skills than advertising does advertising typically has a direct cost while publicity does not

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The biggest difference between advertising and publicity tools is that advertising typically has a direct cost while publicity does not.

This means that businesses or organizations that use advertising need to have a budget for it, while publicity can be gained through earned media coverage. Additionally, advertising is often seen as more controlled and tailored to the brand's messaging, while publicity can be more unpredictable and subject to the opinions of journalists or media outlets. Another difference is that publicity tools typically require more quantitative skills than advertising, as measuring the impact of earned media coverage can be more difficult than tracking the results of paid advertising. Finally, it's worth noting that while both advertising and publicity may involve staff members from a company's marketing or communications department, advertising often has a smaller team dedicated specifically to the task, while public relations offices may have a larger staff focused on generating publicity.

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arturo makes and sells organic frozen yogurt with fresh fruit toppings. he wants to price discriminate according to a preference for organic food so that those with the most inelastic demand for organic food pay the highest price. to accomplish this, to which group should he give discount coupons for his yogurt? students at the local art school customers of the local fast-food restaurant people who come to the community's weekly farmers market members of the local organic food co-op

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By giving this group discounts, he can attract those with a more elastic demand while maintaining a higher price for those with inelastic demand, thus achieving his goal of price discrimination.

To accomplish price discrimination according to a preference for organic food, Arturo should give discount coupons for his frozen yogurt with fresh fruit toppings to customers of the local fast-food restaurant.

This group likely has a more elastic demand for organic food, as they may not prioritize organic options as much as the other groups mentioned (students at the local art school, people who come to the community's weekly farmers market, and members of the local organic food co-op).

By giving this group discounts, he can attract those with a more elastic demand while maintaining a higher price for those with inelastic demand, thus achieving his goal of price discrimination.

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A business that incorporates must file a document with the state, which includes a description of the business activities, the shares to be issued, and the composition of the board of directors. Which of the following terms are used to describe this document? Multiple select question. a) Corporate tax return. b) Corporate proxy. c) Articles of incorporation. d) Corporate charter

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The terms used to describe this document are Articles of Incorporation and Corporate Charter. The correct option to this question are C and D.

The Articles of Incorporation and the Corporate Charter are legal documents that are filed with the state when a business incorporates. These documents outline the purpose of the business, the number of shares to be issued, and the structure of the board of directors.

Corporate tax return and corporate proxy are not related to this process; they pertain to taxes and shareholder representation, respectively.
When a business incorporates, it must file the Articles of Incorporation and the Corporate Charter with the state to provide essential information about the business activities, shares, and board of directors.

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after the 2008 global economic crisis, which organization provided loans to help bail out many countries? a the world bank b the sdr c the imf d the ibrd e the european monetary system

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After the 2008 global economic crisis, the organization that provided loans to help bail out many countries was the International Monetary Fund (IMF).

The IMF is an international organization established to promote global monetary cooperation, secure financial stability, facilitate international trade, and foster sustainable economic growth. Following the 2008 crisis, the IMF stepped in to support countries that faced severe economic challenges, providing financial assistance to restore stability and confidence in their economies.

The IMF provided these loans through various mechanisms, such as Stand-By Arrangements, Extended Fund Facility arrangements, and Flexible Credit Lines. These financial tools were designed to help countries address balance of payments issues, strengthen their financial systems, and implement necessary reforms to ensure long-term economic recovery.

In summary, the IMF played a crucial role in bailing out countries affected by the 2008 global economic crisis by offering financial assistance and support. Their interventions helped restore financial stability and encouraged sustainable economic growth in the impacted nations.

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a market research firm calls a simple random sample of customers to determine whether they are satisfied with their current internet service provider. out of 500 people surveyed, 389 say they are satisfied. if we are going to create a confidence interval for the percent of customers in the population who are satisfied, we will need a box model. The number of tickets in the box labeled 1 is a quantity that is:___________

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In order to create a confidence interval for the percent of customers in the population who are satisfied, based on a market research firm calling a simple random sample of customers, we will need a box model. The number of tickets in the box labeled 1, which represents the satisfied customers, is a quantity that is 389.

The mean of your estimate minus the variation in that estimate is called a confidence interval. This is the scope of values you anticipate that your gauge should fall between on the off chance that you re-try your test, inside a specific degree of certainty. In statistics, confidence is another way to talk about probability.

This is because 389 out of 500 people surveyed said they are satisfied with their current internet service provider.

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Correctly match each function of money to its definition.
a. Money is a medium of exchange when:
it is used to communicate the market value of goods and services.
it is used to transfer wealth from the present to the future.
it is used to facilitate trade between buyers and sellers.
b. Money is a store of value when:
it is used to facilitate trade between buyers and sellers.
it is used to transfer wealth from the present to the future.
it is used to communicate the market value of goods and services.

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a. Money is a medium of exchange when it is used to facilitate trade between buyers and sellers.

b. Money is a store of value when it is used to transfer wealth from the present to the future

Money serves three main functions in an economy: medium of exchange, store of value, and unit of account.

a. Money is a medium of exchange when it is used to facilitate trade between buyers and sellers.

This means that money serves as a commonly accepted means of payment for goods and services, allowing transactions to take place more efficiently than if bartering were used. Money communicates the market value of goods and services because it provides a standard unit of value that can be easily compared across different products or services.

b. Money is a store of value when it is used to transfer wealth from the present to the future.

This means that money retains its value over time, allowing individuals to save and accumulate wealth for future use. As a store of value, money can be easily stored and retrieved when needed, providing a reliable means of preserving wealth. Money is not used to facilitate trade between buyers and sellers nor is it used to communicate the market value of goods and services in this context.

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9. The numerator in the formula for equivalent units includes all beginning inventory costs when using the FIFO costing assumption.true or false

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False. The numerator in the formula for equivalent units includes only the costs incurred during the current period for both beginning work in process inventory and units started and completed during the period.

The FIFO (first-in, first-out) costing assumption only affects the allocation of costs between the beginning work in process inventory and units started and completed during the period, but it does not affect the inclusion of costs in the equivalent units calculation.

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When output is large, average fixed cost is already quite small, so increasing output further has only a very small spreading effect.

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When output is large, the average fixed cost per unit of output is already quite low. This is because fixed costs are spread out over a larger number of units.

This statement is related to the concepts of average fixed cost and spreading effect.

Average Fixed Cost (AFC) is calculated by dividing the total fixed costs by the quantity of output. As output increases, AFC decreases because the fixed costs are spread over a larger quantity of output. This is known as the spreading effect.

In the scenario you mentioned, when the output is already large, the average fixed cost is quite small. This is because the fixed costs have already been spread over a large quantity of output. If you were to increase the output even further, the additional spreading effect would be minimal since the average fixed cost is already low. Consequently, the reduction in AFC would be very small, and the impact on overall cost efficiency might not be as significant as when output levels were lower.

In summary:

1. Average Fixed Cost (AFC) decreases as output increases due to the spreading effect.

2. When output is large, the AFC is already small because fixed costs have been spread over a large quantity of output.

3. Increasing output further will result in only a very small spreading effect and reduction in AFC, as it is already at a low level.

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many multinational firms hire managers from different countries who become members of the corporate headquarters staff even though they are not from the parent country; these managers are called blank . multiple choice question. inpatriates third-country nationals expatriates patriots

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The correct term for managers hired by multinational firms from different countries to work in the corporate headquarters even though they are not from the parent company's country is inpatriates.

Inpatriates are employees who are brought into the organization from another country to work at the company's headquarters or other locations.

Unlike expatriates, who are employees of the parent company working in a foreign country, inpatriates are foreign employees brought to work in the home country of the parent company.

Inpatriates bring valuable skills and knowledge to the organization, as they have experience working in different cultures and environments, which can help the company to expand its operations globally.

Inpatriates also play an important role in managing cultural differences within the organization. As they have experience working in different cultural contexts, they can help to bridge cultural gaps and improve communication between employees from different countries.

This can be particularly important for multinational firms, which often have a diverse workforce and must navigate cultural differences in order to succeed in global markets.

Overall, inpatriates are an important part of many multinational firms, bringing valuable skills and knowledge to the organization and helping to manage cultural differences within the company.

Their contributions can be key to the success of global businesses that seek to expand their operations across borders.

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which of the following correctly states the proper order of the steps in the accounting cycle? multiple choice adjust accounts, prepare statements, record transactions, close temporary accounts. adjust accounts, record transactions, close temporary accounts, prepare statements. record transactions, adjust accounts, close temporary accounts, prepare statements. record transactions, adjust accounts, prepare statements, close temporary accounts.

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The correct order of the steps in the accounting cycle is to first record transactions, then adjust accounts, prepare statements, and finally close temporary accounts.

This order ensures that all transactions are accurately recorded, any necessary adjustments are made, financial statements are prepared, and temporary accounts are closed to begin a new accounting cycle. Recording transactions involves the process of journalizing and posting all financial transactions into the general ledger. Adjusting accounts involves making any necessary adjustments to accounts for accruals, deferrals, and estimates.

Preparing statements involves creating the income statement, balance sheet, and statement of cash flows to provide a summary of the company's financial performance for a specific period. Finally, closing temporary accounts involves transferring balances from revenue and expense accounts to the retained earnings account to start the new accounting period with a clean slate. By following this order of steps, companies can ensure that their financial records are accurate, complete, and compliant with accounting standards.

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You are looking to form a two-asset portfolio to reduce risk. Which of the following 2-asset correlation coefficients is the most helpful in reducing the portfolio risk?
a. +1 b. 0.3 c. 0.8 d. - 0.3

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The 2-asset correlation coefficient that is most helpful in reducing the portfolio risk is d. -0.3.

DWhen forming a two-asset portfolio, it is important to consider the correlation coefficient between the two assets. A correlation coefficient measures the degree to which two variables move in relation to each other. If two assets have a positive correlation coefficient (between 0 and +1), they tend to move in the same direction, while a negative correlation coefficient (between -1 and 0) indicates that they tend to move in opposite directions. A correlation coefficient of 0 indicates that there is no correlation between the two assets.

To reduce portfolio risk, it is important to choose assets that are not highly correlated. This is because if two assets have a high positive correlation, they are likely to move in the same direction and their prices will tend to rise and fall together, which can lead to greater portfolio volatility and risk. On the other hand, if two assets have a negative correlation, they tend to move in opposite directions, which can help to reduce portfolio risk.

Therefore, the 2-asset correlation coefficient that is most helpful in reducing portfolio risk is d. -0.3, as this indicates a negative correlation between the two assets. A correlation coefficient of -0.3 is moderately negative, which means that the two assets tend to move in opposite directions to some extent, but not perfectly. This can help to diversify the portfolio and reduce overall risk.

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based on the videos and the reading material, what are the ten main components of a report that would be delivered at the end of a data science project?

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Based on the videos and reading material, the ten main components of a report that would be delivered at the end of a data science project are mainly introduction and understanding.

1. Introduction: The report should start with an introduction that provides an overview of the project and its objectives.

2. Business Understanding: This section should describe the business problem or opportunity that the project aims to address.

3. Data Collection and Description: This section should outline the data sources used in the project and provide a brief description of the data.

4. Data Preparation: This section should describe the data preparation steps taken to clean, transform, and prepare the data for analysis.

5. Exploratory Data Analysis: This section should include visualizations and summary statistics to help understand the data and identify any patterns or trends.

6. Modeling: This section should describe the modeling techniques used in the project and how they were applied to the data.

7. Model Evaluation: This section should describe how the models were evaluated, including performance metrics and any assumptions made.

8. Results and Recommendations: This section should summarize the results of the analysis and provide recommendations for action based on those results.

9. Conclusion: The report should conclude with a summary of the project, including its impact and any limitations or areas for further study.

10. Appendices: The report should include any additional details or supporting materials that may be useful to stakeholders, such as code snippets, technical details, or additional analyses.

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The management of exchange rate risk should probably be centralized so that the firm has an understanding of:___________ the competition's foreign exchange positions all the money that can be made trading in foreign exchange its overall positions in foreign currency

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The management of exchange rate risk should be centralized so that the firm has an understanding of its overall positions in foreign currency. When a firm has operations in different countries, it is exposed to exchange rate risk, which can affect the firm's profitability.

To manage this risk, the firm needs to have a clear understanding of its exposure to foreign currencies.

Centralizing the management of exchange rate risk allows the firm to monitor its exposure to foreign currencies and take steps to hedge against any adverse movements. By centralizing this function, the firm can ensure that it has a consistent approach to managing its foreign currency risk across all of its operations.

Additionally, centralizing the management of exchange rate risk can also provide the firm with insights into its competition's foreign exchange positions. By having a clear understanding of the competition's positions, the firm can make more informed decisions about its own foreign exchange strategy.

In summary, centralizing the management of exchange rate risk is important for firms with operations in different countries as it allows them to understand their overall positions in foreign currency and make informed decisions about their foreign exchange strategy.

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Antonio has saved $30 per week to buy a preowned gaming console. he compares two different models: a sintendo that is priced at $130 and a nony system that is priced at $140. sean decides to purchase the used nony system for $140. identify what role money plays in each of the following parts of the story.

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The role money plays in each of the following parts of the story is saving.

In the given case, it is explained that Antonio has been setting down $30 a week to purchase a used gaming console. He contrasts two various models in order to check the price difference.

A  tool for playing video games, generally on a television or monitor is referred to as a gaming sole. It's a type of home entertainment system made especially for use with video games.

The money role played is of saving that how he save the amount on both the models by comparing them and finding the cost effctive gaming sole which helps him to avoid unnecessary expenses.

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true or false?loans are considered a liability to banks because they are not guaranteed to get the money back.

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Answer:

False. Loans are not considered a liability to banks. They are considered as assets by the banks.

Explanation:

Banks provide loans to borrowers, such as people or companies, in order to make money from interest payments.

A bank's balance sheet shows the loan amount as an asset when it makes a loan.

Loans reflect a sum of money that the bank anticipates returning with interest over time, therefore they are regarded as assets by banks.

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nominal interest rates and prices of previously issued boinds will be affected in which of the following ways when money dmenad exceeds money supply?

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When money demand exceeds money supply, nominal interest rates will increase as a result of the higher demand for money.

This increase in interest rates will lead to a decrease in the prices of previously issued bonds, as investors will demand higher returns to compensate for the higher interest rates. In other words, the prices of bonds will decrease because their yields will increase to match the higher interest rates in the market.
When money demand exceeds money supply, nominal interest rates will typically increase, while the prices of previously issued bonds will generally decrease. This occurs because the increased demand for money leads to higher borrowing costs, and the higher nominal interest rates make older bonds with lower fixed interest rates less attractive, causing their prices to decline.

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Full question:

nominal interest rates and prices of previously issued bonds will be affected in which of the following ways when money demand exceeds money supply? responses nominal interest rates will decrease, and bond prices will decrease. nominal interest rates will decrease, and bond prices will decrease. nominal interest rates will increase, and bond prices will decrease. nominal interest rates will increase, and bond prices will decrease. nominal interest rates will decrease, and bond prices will increase. nominal interest rates will decrease, and bond prices will increase. nominal interest rates will increase, and bond prices will increase. nominal interest rates will increase, and bond prices will increase. nominal interest rates will not change, and bond prices will not change.

the demand for loanable funds is____sloping because_____respond to lower interest rates by______their quantity demanded of loanable funds. question 9 options: downward; investors; increasing upward; savers; decreasing downward; savers; increasing upward; investors; decreasing

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The demand for loanable funds is an important concept in economics that refers to the amount of money that borrowers are willing to borrow at a given interest rate. This demand curve is important in understanding how interest rates impact the economy as a whole. The slope of the demand curve is affected by the behavior of investors and savers in response to changes in interest rates.

The answer to the question is that the demand for loanable funds is downward sloping because savers respond to lower interest rates by increasing their quantity demanded of loanable funds. As interest rates decrease, savers are less incentivized to save their money and instead seek to invest in higher-yield opportunities. This increased demand for loanable funds puts upward pressure on interest rates, which can lead to higher borrowing costs for businesses and individuals.

On the other hand, investors respond to higher interest rates by decreasing their quantity demanded of loanable funds. As interest rates increase, investors are more incentivized to save their money and earn higher returns on their investments. This decreased demand for loanable funds puts downward pressure on interest rates, which can make borrowing cheaper for businesses and individuals.

Overall, understanding the behavior of investors and savers in response to changes in interest rates is crucial for understanding the dynamics of the loanable funds market and how it impacts the broader economy.

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a trademark is an example of a legal monopoly. it means___. responses protection for the life of the author plus 70 years protection for the life of the author plus 70 years an identifying symbol or name an identifying symbol or name an exclusive legal right to make, use, or sell the invention for a limited time

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A trademark is an identifying symbol or name that is used to represent a brand or product.

It is an example of a legal monopoly because it provides the owner with an exclusive legal right to use the trademark in commerce, preventing others from using it without permission. This allows the owner to protect their brand and prevent others from using a similar symbol or name to confuse consumers. An invention, on the other hand, is an example of a legal monopoly that provides the owner with an exclusive legal right to make, use, or sell the invention for a limited time.

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Who is ultimately responsible for test or instrument usage?a. test publishersb. clinician c. agency supervisor or principal d. professional organizations

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Ultimately, the responsibility for test or instrument usage falls primarily on the b) clinician.

As a professional who administers and interprets the tests, the clinician must ensure that they are using the instruments correctly, ethically, and in a manner consistent with the established guidelines. They must be knowledgeable about the tests they use, their limitations, and their appropriate applications. This includes selecting the most suitable test for the specific situation and client population, ensuring its validity and reliability, and interpreting the results accurately.

However, it is essential to note that other stakeholders, such as test publishers (a), agency supervisors or principals (c), and professional organizations (d), also play important roles in ensuring proper test usage. Test publishers should provide comprehensive and accurate information about the tests, while agency supervisors or principals should ensure that their staff is adequately trained and supervised in test administration. Professional organizations contribute by setting standards and providing guidance for their members, as well as advocating for ethical and responsible test use.

Therefore, the correct answer is b) clinician.

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Vanishing Games Corporation (VGC) operates a massively multiplayer online game, charging players a monthly subscription of $12. At the start of January 2021, VGC’s income statement accounts had zero balances and its balance sheet account balances were as follows:
Cash $ 1,590,000
Accounts Receivable 245,000
Supplies 17,800
Equipment 922,000
Buildings 435,000
Land 1,250,000
Accounts Payable 137,000
Deferred Revenue 140,000
Notes Payable (due 2025) 81,000
Common Stock 2,800,000
Retained Earnings 1,301,800
In addition to the above accounts, VGC’s chart of accounts includes the following: Service Revenue, Salaries and Wages Expense, Advertising Expense, and Utilities Expense. The following transactions occurred during the January month:
Received $65,250 cash from customers on 1/1 for subscriptions that had already been earned and charged on account in 2020.
Purchased 10 new computer servers for $34,600 on 1/2; paid $14,400 cash and signed a three-year note for the remainder owed.
Paid $12,600 for an Internet advertisement run on 1/3.
On January 4, purchased and received $3,300 of supplies on account.
Received $215,000 cash on 1/5 from customers for service revenue earned in January.
On January 6, paid $3,300 cash for supplies purchased on January 4.
On January 7, sold 19,200 subscriptions at $12 each for services provided during January. Half was collected in cash and half was sold on account.
Paid $420,000 in wages to employees on 1/30 for work done in January.
On January 31, received an electric and gas utility bill for $5,250 for January utility services. The bill will be paid in February.
rev: 09_22_2021_QC_CS-279217
Prepare a classified Balance Sheet at January 31, 2021, using your response to part 6.

Answers

(1) Beginning cash balance of $1,590,000 decreased by $65,250 cash received for subscriptions earned in 2020, $14,400 cash paid for computer servers, $12,600 cash paid for internet advertising, $3,300 cash paid for supplies,

and half of $19,200 cash received for subscriptions sold on account, and increased by $215,000 cash received for service revenue earned in January.

Vanishing Games Corporation (VGC)

Balance Sheet

January 31, 2021

Assets:

Cash $ 822,650 (1)

Accounts Receivable 464,750 (2)

Supplies 300 (3)

Equipment 907,400 (4)

Buildings 435,000

Land 1,250,000

Total Assets $3,869,100

Liabilities and Equity:

Accounts Payable $ 3,300 (5)

Deferred Revenue 194,400 (6)

Notes Payable (due 2025) 66,600 (7)

Total Liabilities 264,300

Common Stock 2,800,000

Retained Earnings 804,800 (8)

Total Liabilities and Equity $3,869,100

(2) Accounts receivable increased by $215,000 cash received from customers for service revenue earned in January and decreased by $10,250 ($65,250 cash received for subscriptions earned in 2020 minus $55,000 earned in January for subscriptions sold on account).

(3) Supplies increased by $3,300 purchased on account on January 4 and decreased by $3,000 ($3,300 purchased minus $300 paid for supplies purchased on January 6).

(4) Equipment increased by $34,600 cost of new computer servers purchased on January 2.

(5) Accounts payable increased by $3,300 supplies purchased on account on January 4.

(6) Deferred revenue increased by $19,200 subscriptions sold on account on January 7.

(7) Notes payable increased by $20,400 ($81,000 x 3 years x 1 month/36 months) interest accrued on note payable.

(8) Retained earnings increased by $55,000 earned in January for subscriptions sold on account and decreased by $420,000 paid for wages and $19,200 earned in January for subscriptions sold on account.

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Old Spice was having a difficult time attracting younger men to their hygiene and grooming product. The marketing team decided to update the brand's value proposition. To test 4 potential strategies, Old Spice designed 4 storyboards and recruited young male college students to critique each storyboard and select the one that most appeals to them. In this example, which of the following methods is Old Spice using? Select one: a. the empathic method b. mass-market strategy test
c. segment strategy acid test
d. marketing mix strategy test e. segment attractiveness test

Answers

Old Spice is using the segment strategy acid test, as they are testing 4 potential strategies with a specific segment (young male college students) to see which one appeals to them the most. Option c is correct.

The segment strategy acid test is not a commonly used term in marketing research. It is possible that it is a term used in a specific organization or context, but it is not a widely recognized term in the field of marketing.

However, based on the words used, it is possible that this term refers to a test or evaluation of a company's segmentation strategy.

Segmentation is the process of dividing a larger market into smaller groups of consumers who have similar needs or characteristics. A segmentation strategy is a plan for targeting these smaller groups with marketing efforts tailored to their specific needs and preferences.

An "acid test" is a term used to describe a rigorous evaluation or test of something. Therefore, the "segment strategy acid test" may refer to a process of rigorously evaluating a company's segmentation strategy to ensure that it is effective and aligned with the company's goals.

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A company purchased $3,600 of merchandise on july 5 with terms 2/10, n/30. on july 7, it returned $800 worth of merchandise. on july 12, it paid the full amount due. assuming the company uses a perpetual inventory system, and records purchases using the gross method, the correct journal entry to record the payment on july 12 is: a. debit merchandise inventory $2,800; credit cash $2,800. b. debit accounts payable $3,600; credit cash $3,600. c. debit accounts payable $2,800; credit cash $2,800.
d. debit accounts payable $2,800; credit merchandise inventory $56; credit cash $2,744. e. debit cash $2,800; credit accounts payable $2,800.

Answers

The correct journal entry to record the payment on July 12 would be option C: debit accounts payable $2,800; credit cash $2,800.

To explain why, let's break down the events that occurred. The company purchased $3,600 of merchandise on July 5 with terms 2/10, n/30. This means that if they pay within 10 days, they can take a 2% discount. Otherwise, they must pay the full amount within 30 days.

On July 7, they returned $800 worth of merchandise. This means that their net purchases (purchases minus returns) are now $2,800.

Since the company uses a perpetual inventory system and records purchases using the gross method, the initial journal entry for the purchase would be a debit to merchandise inventory for $3,600 and a credit to accounts payable for $3,600.

When the company pays on July 12, they are within the discount period, so they can take a 2% discount on the net purchases of $2,800. This discount is $56 (2% of $2,800). Therefore, the total amount they need to pay is $2,744 ($2,800 - $56).

The journal entry to record the payment would be a debit to accounts payable for $2,800 (the full amount of the net purchases), and a credit to cash for $2,800 (the amount paid). There is no need to record the discount separately because it is already reflected in the amount paid.

Option C is therefore the correct journal entry to record the payment on July 12.

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For a core competence to be a viable basis for the corporation strengthening a new business unit, there are three requirements. Which one of the following is not one of these requirements? The new business must be similar to existing businesses to benefit from a core competence. The competence must help the business gain strength relative to its competition. The collection of competencies should be unique, so that they cannot be easily imitated The new business must have an established large market share.

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The requirement that is not one of the three is "The new business must have an established large market share."

A core competence is a unique capability or skill that a company possesses, which enables it to create superior value and competitive advantage. When a company leverages its core competence to enter a new business unit, it can gain strength relative to its competition and improve its overall performance.

There are three requirements that must be met for a core competence to be a viable basis for the corporation strengthening a new business unit:

The new business must be similar to existing businesses to benefit from a core competence: The core competence should be relevant and applicable to the new business, allowing the company to leverage its existing capabilities and knowledge to gain a competitive advantage.The competence must help the business gain strength relative to its competition: The core competence should provide the company with a sustainable competitive advantage, allowing it to differentiate itself from competitors and increase its market share.The collection of competencies should be unique so that they cannot be easily imitated: The core competence should be unique and difficult for competitors to replicate, making it a source of sustainable competitive advantage.

Therefore, it is not necessary for the new business to have an established large market share to benefit from a core competence. Rather, the core competence should enable the business to gain market share and improve its competitive position over time.

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Swifty Industries expects credit sales for January, February, and March to be $233,200, $275,600, and $318,000, respectively. It is expected that 75% of the sales will be collected in the month of sale, and 25% will be collected in the following month.
Compute cash collections from customers for each month.

Answers

The cash collections from customers for each month are January: $174,900, February: $265,000 and March: $307,400.

To compute cash collections from customers for each month, we will follow these steps:

1. Calculate the percentage of sales collected in the month of sale (75%).
2. Calculate the percentage of sales collected in the following month (25%).
3. Apply these percentages to the credit sales for January, February, and March.
4. Sum the collections for each month.

January:
- Cash collections in January (75% of January sales): $233,200 * 0.75 = $174,900
- No collections from previous month

Total cash collections for January: $174,900

February:
- Cash collections in February (75% of February sales): $275,600 * 0.75 = $206,700
- Collections from January (25% of January sales): $233,200 * 0.25 = $58,300

Total cash collections for February: $206,700 + $58,300 = $265,000

March:
- Cash collections in March (75% of March sales): $318,000 * 0.75 = $238,500
- Collections from February (25% of February sales): $275,600 * 0.25 = $68,900

Total cash collections for March: $238,500 + $68,900 = $307,400

The cash collections from customers for each month are as follows:
- January: $174,900
- February: $265,000
- March: $307,400

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print the managerid of managers who manage only departments with budgets greater than $1.5 million. (1.5 points)

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Typically, we display the appropriate messages or keep track of the variable values as the query runs using the SQL display command. In a query using a while or for loop, we also employ interactions or multiple loops. The SQL PRINT command may also be used to keep track of iterations.

Given,

SELECT: Em.ename, Em.age

FROM: Emp em, works T1, Works T2, Dept Dept1, Dept dept2

WHERE:

Em.eid = T1.eid AND T1.did = Dep1.did and Dep1.dname = HARDWARE

Em.eid = T1.eid AND T1.did = Dep1.did and Dep1.dname = SOFTWARE

A standardized programming language called Structured Query Language (SQL) is used to administer relational databases and carry out different operations on the data they contain.

A database may be communicated with using SQL. To change data on a database or to obtain data from a database, SQL statements are employed.

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game theory studies: the choices made by agents when other agents engage in certain actions. strategies to win at such games as monopoly. interactive decision making. strategic reactions by firms.

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By analyzing the choices made by different players in a given situation, game theory can help businesses develop effective strategies for achieving their goals.

Game theory is a branch of economics that focuses on understanding the choices made by agents in situations where other agents are also making decisions. In the context of board games like Monopoly, game theory can provide valuable insights into the strategic choices players can make to increase their chances of winning. For example, a player might try to establish a monopoly on a particular color group of properties, or they might strategically use their resources to block other players from acquiring key properties.

Beyond board games, game theory is also useful for understanding real-world scenarios involving interactive decision making. Businesses, for instance, often need to make strategic reactions to the decisions of their competitors, taking into account factors like pricing, advertising, and product differentiation. By analyzing the choices made by different players in a given situation, game theory can help businesses develop effective strategies for achieving their goals.

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Moran Steel started the year with total assets of $210,000 and total liabilities of $95,000. During the year the business recorded $200,000 in revenues, $110,000 in expenses, and dividends of $45,000. Stockholders' equity at the end of the year wasA : $250,000B : $160,000C : $175,000D : $119,000

Answers

We need to use the accounting equation: Assets = Liabilities + Stockholders' Equity.

At the beginning of the year, Moran Steel had total assets of $210,000 and total liabilities of $95,000. So, their stockholders' equity was:

Stockholders' Equity = Assets - Liabilities
Stockholders' Equity = $210,000 - $95,000
Stockholders' Equity = $115,000

During the year, Moran Steel recorded $200,000 in revenues and $110,000 in expenses. This means their net income (revenues - expenses) for the year was:

Net Income = Revenues - Expenses
Net Income = $200,000 - $110,000
Net Income = $90,000

However, Moran Steel also paid dividends of $45,000 during the year. Dividends are a distribution of earnings to stockholders and reduce stockholders' equity. So, we need to subtract the dividends from the net income to find the increase in stockholders' equity for the year:

Increase in Stockholders' Equity = Net Income - Dividends
Increase in Stockholders' Equity = $90,000 - $45,000
Increase in Stockholders' Equity = $45,000

To find the ending stockholders' equity, we add the increase in stockholders' equity to the beginning stockholders' equity:

Ending Stockholders' Equity = Beginning Stockholders' Equity + Increase in Stockholders' Equity
Ending Stockholders' Equity = $115,000 + $45,000
Ending Stockholders' Equity = $160,000

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a firm pays a $4.80 dividend at the end of year one (d1), has a stock price of $80, and a constant growth rate (g) of 5 percent. compute the required rate of return (ke). (do not round intermediate calculations. input your answer as a percent.)

Answers

The required rate of return (ke) for the stock is 11%.

The dividend discount model is based on the idea that the intrinsic value of a stock is equal to the present value of all future dividends. It assumes that investors buy stocks primarily for the income they generate in the form of dividends.

The formula for the dividend discount model is:

P0 = D1 / (ke - g)

where P0 is the current stock price, D1 is the dividend payment at the end of year one, ke is the required rate of return or cost of equity, and g is the expected growth rate of dividends.

Rearranging this formula gives us the formula for calculating ke:

ke = (D1 / P0) + g

In the given question, we are given that the dividend payment at the end of year one (D1) is $4.80, the current stock price (P0) is $80, and the expected growth rate (g) is 5%. Using these values in the above formula, we get:

ke = ($4.80 / $80) + 5%

ke = 0.06 + 0.05.

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