If the interest rates rise, this opportunity cost will [increase/decrease/remain unchanged], and individuals will hold [smaller/larger/the same amount] of cash.
What is interest rates?The amount a lender charges a borrower is known as the interest rate, which is expressed as a percentage of the principal, or the lent amount. Usually, a loan's interest rate is expressed as an annual percentage rate, or APR (APR).
The amount earned from a savings account or certificate of deposit at a bank or credit union may also be subject to an interest rate (CD). The interest accrued on these deposit accounts is measured in annual percentage yields (APY).
The sum that a lender charges a borrower for the use of assets in addition to the principal is known as the interest rate.
The money earned from a deposit account at a bank or credit union also carries an interest rate.
To learn more about interest rates from the given link:
https://brainly.com/question/25545513
#SPJ4
seen through the lens of contemporary business, the following best describes columbus: a. manager b. ceo c. stockholder d. both a and b e. both a and c
seen through the lens of contemporary business, the following best describes Columbus's manager and CEO
Famine, disease, and conflict with local Indian tribes during the first two years brought Jamestown to the brink of collapse, and new settlers and supplies arrived in 1610.
What was the main reason for the success of the 16th-century Protestant Reformation? It created political opportunities by weakening the authority of the Roman Catholic Church.
Which of the following was one of the main reasons why the Protestant Reformation weakened Spain's hold on the American Empire? increased the influence of the merchant class provided
Learn more about manager here;
https://brainly.com/question/26106218
#SPJ4
an overseas phone call is charged at one rate (a fixed amount) for the first minute, and charged at a different rate for each additional minute. if a 7 minute phone call costs $10, and a 4 minute phone call costs $6.40, what is the rate charge for the first minute, and what is the rate charged for each minute after the first?
An overseas phone call is charged at one rate (a fixed amount) for the first minute and at a different rate for each additional minute. If a 7 min call
x = fixed rate for first minute y = rate per minute for subsequent minutes $10.0
To call an overseas phone in another country, dial 011, and then the code for the country you are calling, the area or city code, and the phone number. For example, if you are trying to call someone in Brazil (country code 55), in the city of Rio de Janeiro (city code 21)we would dial 011 - 55 - 21 - XXXX-XXXX.
The calling party must pay for calls placed to overseas phones. Consequently, when you call international wireless customers using your landline phone, foreign service providers may pass through to our U.S. service provider the additional cost of connecting the call, which shows up as a surcharge on your bill.
Learn more about overseas phone calls here
https://brainly.com/question/28350413
#SPJ4
negotiation is more appropriate when other issues besides price are important or when competitive bidding will not satisfy the buyer’s requirements on various issues.
negotiation is more appropriate when other issues besides price are important or when competitive bidding will not satisfy the buyer’s requirements on various issues. true
A strategic conversation that finds a solution to a problem that both parties can accept is referred to as a negotiation. Each party tries to persuade the other to agree with their point of view during a negotiation. One party will always prevail in negotiations since there is a certain amount of give and take. But even a small compromise from one party must be accepted by the other. By engaging in negotiation, the parties concerned attempt to prevent conflict while agreeing on a compromise. There are many different types of negotiating partners, such as buyers and sellers, an employer and a potential employee, or governments of two or more nations.
Learn more about negotiation here
https://brainly.com/question/9312091
#SPJ4
If you hold a personal value of thriftiness, then you probably will have a favorable __________ toward automobiles with good fuel economy.
If you hold a personal value of thriftiness, then you probably will have a favorable attitude toward automobiles with good fuel economy.
What is good economy?An economic good is a product or service that helps society Economic goods are also somewhat scarce, which leads in missed opportunities. A free good, on the other hand, has an abundance and no possible costs.
Limited resources are used in the creation of economic commodities. For instance, only a few resources are required to produce a simple good like a paper clip. The material itself, which is often steel wire, the tools needed to shape the clip.
Thus, it is attitude.
For more details about good economy, click here:
https://brainly.com/question/9167751
#SPJ4
For a project, the objective is usually defined in terms of scope, ____, and cost
For a project, the objective is usually defined in terms of scope, schedule, and cost.
The totality of outputs, scope, and blessings and the work required to supply them. targets Predetermined results towards which attempt is directed. targets may be described in terms of outputs, results, and/or benefits.
Venture schedules are what you plan to attain by way of the cease of our challenge. this could encompass deliverables and assets, or more intangible targets like growing productivity or motivation. Our undertaking goals need to be practicable, time-certain, and specific dreams we could measure at the quit of our mission.
Learn more about the scope here:-https://brainly.com/question/27243200
#SPJ4
The principle that irrelevant detail should not be included in a model is known as.
Ockham's razor Economic resources are limited supplies that are used to produce goods and services.
Water, sunlight, and air are not considered to be valuable resources. This is due to the fact that these resources are plentiful, which implies they are not in short supply. A positive question, for instance, would be "Do higher minimum salaries produce higher rates of youth unemployment?" whereas a normative question may be "Are higher minimum wages better for young workers?" Let's use minimum wage legislation as an example.
Human resources, like labor and management, and nonhuman resources, such land, capital goods, financial resources, and technology, are two categories of economic resources. The premise of our economic system is that the person who supplies the economic resource has a right to compensation.
To learn more about Economic Resources from the given link.
https://brainly.com/question/1503203
#SPJ4
doesn’t plan on withdrawing the funds, and wants them to stay in the account until the end of the third year.
If Rosa wants to put a small amount of money in an interest-earning account for three years, doesn't plan on withdrawing the funds, and wants them to stay in the account until the end of the third year she should use Retail CD.
What is a CD?A certificate of deposit, also known as a CD, is a type of savings account that offers a fixed interest rate that is typically higher than the rate on a typical savings account. Additionally, it has a fixed term duration and a fixed withdrawal date, also known as the maturity date. In a CD, your money is locked in for a term that typically ranges from three months to five years. CDs don't have monthly fees, but the majority of them have a penalty for early withdrawal.
How do certificates of deposit function?Without significantly increasing your market risk, a CD allows you to save more money than you have in your savings account.
In exchange for a certain interest rate, you deposit a specific amount of money—say let's $5,000 or $10,000—into an account and agree to keep it there for a predetermined period of time. Assuming you continue to deposit interest payments into the account, if you open a $10,000, 1-year CD with a 2.25% annual percentage yield, your account would be worth $10,225 after a year.
To know more about the retail CDs, visit:
https://brainly.com/question/11654499
#SPJ4
The complete question is:
"Rosa wants to put a small amount of money in an interest-earning account for three years, doesn't plan on withdrawing the funds, and wants them to stay in the account until the end of the third year."
What measure allows marketers to analyze the success of specific products and regions to pinpoint what is working and what is not?
Revenue Analysis
A measure of success is a benchmark by which a person or organization determines whether or not they have met their objectives. There is no one genuine definition of success, and successful individuals assess their individual and collective accomplishments using a variety of yardsticks.
An study of your company's sales revenue provides a breakdown that enables you to determine how well your company is doing now and how well it should be doing going forward. Which items are more profitable for the company at any particular time are revealed by the sales revenue analysis. The process of tracking and reporting project, task, and activity progress is known as progress measurement.
To lean more about Revenue Analysis from the given link.
https://brainly.com/question/16232387
#SPJ4
are you promoting people just because you like them? try making your promotion decisions solely on the basis of a person’s technical ability to do the work.""
Explanation:
W.B., make sure your managers are spending time in five different areas: planning, organizing, commanding, coordinating, and controlling. If they’re overlooking an area, the company won’t be as effective in Administrative principle
the adjusting process is applied at microsoft to show appreciation expenses. to provide their accountants with work the company has already allocated funds for. because the company has different financial records for different products. because not all of the revenue from a sale is earned on the date of sale.
The adjusting process is applied at Microsoft to show appreciation expenses because not all of the revenue from a sale is earned on the date of sale.
An gain in the worth of an asset over time is referred to as appreciation. This is in contrast to depreciation, which reduces the value of an asset throughout its useful life. The appreciation rate is the rate at which the value of an asset grows. An increase in the value of financial assets such as stocks is referred to as capital appreciation.An adjusting entry is essentially a change to your books that improves the alignment of your financial statements with your income and expenses, which is usually but not always done on an accrual basis. Adjustments are done at the end of the accounting period. This could happen towards the end of the month or at the end of the year.The first three steps of the correcting procedure are to identify the original journal entries produced throughout the period. Determine the proper account balances. Analyze the disparities between the correct and current balances and make journal entries to rectify them.Thus this is the meaning of adjusting process.
To learn more about adjusting process, refer: https://brainly.com/question/14814624
#SPJ4
A _________________ is an amount due from another party. receivable return payable sale
A receivable is an amount due from another party. The sum of money owed to a company for goods or services delivered or utilized but not yet paid for by customers is known as accounts receivable (AR). Accounts receivable are classified as a current asset on the balance sheet.
AR is any amount of money due by clients for credit purchases. The accounts receivable turnover ratio or days sales outstanding can be used to assess a company's AR strength. Accounts receivable refers to a company's overdue invoices or the money that clients owe the company. The phrase refers to accounts that a company has the right to obtain.
To learn more about receivable, click here.
https://brainly.com/question/8837912
#SPJ4
A ledger provides a chronological record of all transactions affecting the firm. true false
False, A ledger does not provide a chronological record of all transactions affecting the firm.
What is a ledger?The ledger permanently compiles all amounts put in supporting journals, which categorize particular transactions by date. Every transaction has a journal as its starting point and a ledger as its final destination. The financial statements of a corporation are produced using the summary totals from the ledgers.
Ledgers include:
Accounts payable are recorded in the sales ledger. The financial transactions that clients make with the business are recorded in this ledger.The company's purchases are recorded in the purchase ledger.The general ledger consists of five main account types: assets, liabilities, income, costs, and capital.In order for the debits and credits in the overall totals to be equal, there must be a corresponding credit for each debit recorded in a ledger.To know more about ledger visit:-https://brainly.com/question/14837892
#SPJ4
responsibility for designing a product that can be made for no more than the target cost is given to the
Responsibility for designing a product that can be made for no more than the target cost is given to the product development team.
Product development teams are responsible for the making, launching, and success of a new product. A product's pathway to success is usually initiated with a well-structured product development team. These teams usually involve members from other departments including marketing, cost control, sales, and engineering. The product development teams figure out the customer demands and then plan accordingly to respond to the competition. This team also has the responsibility to conduct market research, keep track of the competitors, and revise the plan of action for customer satisfaction. The product manager of the team is responsible to allocate the resources and control the cost of manufacture and development of the product within the target cost as directed to it.
To learn more about the product development team, click here:
https://brainly.com/question/16975755
#SPJ4
the supply curve for automobiles will shift to the left in response to: a a decrease in the interest rates for automobile loans. b an increase in wages in the automobile industry. c a decrease in consumers' income. d a decrease in the number of consumers purchasing automobiles. e an increase in the efficiency of robot technology.
The supply curve for automobiles will shift to the left in response to a decrease in the interest rates for automobile loans.
What is a supply curve?The amount of a resource that businesses, producers, workers, providers of financial assets, or other economic agents are willing and able to offer to the market or a specific person is known as supply in economics. Supply can refer to manufactured items, labor hours, raw resources, or any other in-demand or pricey item. A table that lists the quantity supplied at each price is called a supply schedule. A graph that displays the amount supplied at each price is called a supply curve. Because it is a graphical depiction of the supply schedule, the supply curve is occasionally referred to as a supply schedule.
To learn more about the supply curve, visit:
https://brainly.com/question/6075885
#SPJ4
Differentiating among customers in terms of both their needs and their value to the company is the __________ step in one-to-one marketing.
Differentiating among customers in terms of both their needs and their value to the company is the second step in one-to-one marketing.
One-to-one marketing denotes a strategy that ensures personalized interaction with individual consumers. This emphasizes personalization of interaction, which in turn enhances customer loyalty and return on marketing investment. The advantages of one-to-one marketing include customer retention, enhancement of sales, good implementation of upselling and cross-selling, increased ROI, and enhanced customer trust and customer base.
There are 4 major steps for putting up an efficient, one-to-one marketing strategy. They are- identifying the customers, differentiating among them, interacting with them, and customizing the commodity or service to fit each customer's needs.
To learn more about one-to-one marketing visit the link:
https://brainly.com/question/10756029?referrer=searchResults
#SPJ4
business processes are semidynamic, semiroutine, monthly business processes such as resource allocation, sales strategy, or manufacturing process improvements.
Managerial business processes are semidynamic, semiroutine, monthly business processes such as sales strategy, resource allocation, or manufacturing process improvements.
Managerial business processes are the processes which are relate to the management of the resources of the company in order to achieve better manufacturing and sales for the company.
In order to meet the demands of the business environment at the time, for this reason, these practices will often be semidynamic and semiroutine. Thus, every business is able to deliver its goods or services to its customers because of its business processes.
Hence, a business process is a set of steps taken in order to achieve an outcome.
To learn more about manufacturing here:
https://brainly.com/question/28384697
#SPJ4
critical thinking ______. a. is the opposite of focused thinking b. requires you to evaluate ideas c. is like both sides of a two-sided coin d. allows you to produce ideas
Critical thinking requires you to evaluate ideas. Analyzing the information at hand—facts, evidence, observations, and arguments—in order to make a decision is known as critical thinking. Thus, option 'B' is the correct option.
What is critical thinking?The topic is complicated, and there are many various definitions of what it means to analyze or evaluate factual data in a reasonable, sceptical, and objective manner. Self-directed, self-disciplined, self-monitored, and self-corrective thinking are all characteristics of critical thinking. It implies agreement with strict criteria of excellence and careful command of their application. It requires strong problem-solving and communication skills as well as a dedication to overcoming ingrained egocentrism and sociocentrism.
The study of critical thinking is relevant to the study of logical reasoning. Logic is involved with analyzing arguments and determining whether they are valid or invalid. Critical thinking is regarded as logically right thinking in the discipline of epistemology since it enables the distinction between logically true and logically erroneous statements.
Learn more about critical thinking, here:
https://brainly.com/question/12980631
#SPJ5
____________ is an international and political movement designed to help goods and services to flow more conveniently across international borders.
Free trade is an international and political movement designed to help goods and services to flow more conveniently across international borders.
What is an international trade?International trade can be defined as a strategic process which typically involves the exchange (buying and selling) of goods, capital, and services (economic transactions) between two or more countries.
This ultimately implies that, an international trade involves economic transactions across international territories or borders, in order to meet the unending demands, requirements, needs, or wants of consumers.
In conclusion, we can reasonably infer and logically deduce that an international and political movement that is designed and developed to enhance the free flow of goods and services across international borders is free trade.
Read more on international trade here: brainly.com/question/24208880
#SPJ4
mr. and mrs. o’carroll want to give their son, liam, a total of $30,000. they each write him a check for $15,000 so they won't have to pay any gift tax. this is an example of:
Mr. and Mrs. O'Carroll want to give their son, Liam, a total of $30,000. they each write him a check for $15,000 so they won't have to pay any gift tax. this is an example of: Tax Avoidance.
What is a Tax Avoidance?
Tax evasion is any lawful strategy employed by a taxpayer to reduce the amount of income tax owing.
Individual taxpayers and organizations alike can utilize tax avoidance strategies to reduce their tax liabilities. Tax credits, deductions, income exclusions, and loopholes are all methods of avoiding taxes.
Is tax evasion lawful or illegal?Tax avoidance is not unlawful; it is frequently used by astute taxpayers who reduce taxable income by using tax law gaps. It is the legal process of changing a person's taxable income in order to lower the amount of tax owing.
Learn more about Tax Avoidance:
https://brainly.com/question/16630324
#SPJ1
matthew needed money for some unexpected expenses, so he borrowed $3,900.55 from a friend and agreed to repay the loan in four equal installments of $1,100 at the end of each year. the agreement is offering an implied interest rate of .
Matthew needed money for some unexpected expenses, so he borrowed $3,900.55 from a friend and agreed to repay the loan in four equal installments of $1,100 at the end of each year. the agreement is offering an implied interest rate of 11.00%
A loan is a kind of credit arrangement in which a certain amount of money is given to another party in return for the value or main amount being repaid in the future. The lender will frequently increase the principal amount by adding interest or finance charges, which the borrower must pay in addition to the principal sum. In addition to being accessible as an open-ended line of credit up to a predetermined maximum, loans can be for a fixed, one-time sum. Secured, unsecured, commercial, and personal loans are just a few of the many various types of loans available. Term loans are fixed-rate, fixed-payment loans, whereas revolving loans or lines can be borrowed, repaid, and then borrowed again.
Learn more about loan here
https://brainly.com/question/11794123
#SPJ4
True or false: the pricing system ensures that even the lowest-valued demands are satisfied.
The pricing system ensures that even the lowest-valued demands are satisfied- False
The interaction of a market's supply and demand factors determines price. The desire of consumers and producers to engage in purchasing and selling is represented by demand and supply. When buyers and sellers can agree on a price, a product exchange takes place.
An equilibrium price, also known as a market clearing price, is the agreed upon price when a product transaction takes place. A market price is only an outcome and is not always a fair price. It does not ensure that both the buyer and the seller will be completely satisfied. The behavior of buyers and sellers is typically assumed, which gives a market price a sense of reason.
To learn more about price click here:
https://brainly.com/question/18117910
#SPJ4
project x has an initial cost of $20,000 and a cash inflow of $25,000 in year 3. project y costs $40,700 and has cash flows of $12,000, $25,000, and $10,000 in years 1 to 3, respectively. the discount rate is 6 percent and the projects are mutually exclusive. based on the individual project's irrs you should accept project ; based on npv you should accept project ; the final decision should be to accept project . multiple choice y; y; y y; x; x x; y; y x; x; x y; x: y
Answer is option c(x y y)
The internal rate of return (IRR) could be a metric utilized in financial analysis to estimate the profitability of potential investments. IRR could be a discount rate that produces the web present value (NPV) of all incomes adequate to zero during a discounted cash flow analysis.
IRR calculations depend on the identical formula as NPV does. detain mind that IRR isn't the particular dollar value of the project. it's the annual return that produces the NPV adequate to zero.
Net present value (NPV) is employed to calculate today’s value of a future stream of payments.
NPV is employed in capital budgeting to match whether an investment today will generate positive income within the future.
If the NPV of a project or investment is positive, it means the discounted present value of all future cash flows associated with that project or investment are positive, and so attractive.
To calculate NPV, you would like to estimate future cash flows for every period and determine the right discount rate.
NPV is helpful in identifying profitable projects, though it falls short when comparing projects of various sizes.
Learn more about IRR & NPV here:
https://brainly.com/question/13228231
#SPJ4
A product characteristic that signifies that a new product is better than the previous alternative is called? compatibility relative advantage divisibility complexity
A product characteristic that signifies that a new product is better than the previous alternative is called relative comparability.
Relative comparability is comparison of two or more alternatives that has been evaluated at the time of planning and selecting the best out of the possible for the procedure of production.
The relative compatibility signifies the way a product should be made sustainably to attempt the removal of mistakes in the previous alternatives so that the product could be made better.
To learn more about product here,
https://brainly.com/question/15518404
#SPJ4
What is the lodging industry term for the formal operating agreement between a hotel's owners and a hotel management company?
Management contract. A management contract is a legal agreement that transfers operational control of a firm to a different business that, in exchange for payment, carries out the appropriate managerial duties.
What Are the Primary Responsibilities of a Manager?There are managers at many different organisational levels. In a leadership capacity, managing of people is one sense which makes the word "manager," while managing tasks and projects is another. Understanding the breadth of this role is useful whether you're applying for a management post or just curious what a management position includes.
In this post, we go over typical management duties and the position of managers in businesses.
To know more about 'Primary Responsibilities of a Manager' , visit : https://brainly.com/question/28286559
#SPJ4
what is the price of an investment that pays you $1000 per month with the first payment in 1 month and the last payment in 6 months if the expected return for the investment is 2.0% per month?( round the value to 0th decimal to get a whole number )
The price of an investment that pays you $1000 per month with the first payment in 1 month and the last payment in 6 months if the expected return for the investment is 2.0% per month is $5,601.43
What is the price of the investment in today's terms?
The price of the investment today is the present value of future cash flows, the present value of monthly payments of $1,000 for the next six months discounted at the monthly interest rate of 2.00% per month, in essence, the fact that the first monthly payment is expected in a month(not immediate) means that the present value of an ordinary as shown below:
PV=PMT*(1-(1+r)^-N/r
PV=price of investment=present value of monthly payments=unknown
PMT=monthly payment=$1000
r=monthly interest rate=2.0%
N=number of monthly payments=6
PV=$1000*(1-(1+2.0%)^-6/2.0%
PV=$5,601.43
Find out more about present value on:brainly.com/question/28544686
#SPJ1
Joline is a cash basis taxpayer. a renter pays joline the january 2020 rent in december 2019. what are the tax effects of this transaction?
If Joline is a cash basis taxpayer and a renter pays Joline the January 2020 rent in December 2019 the tax effects of this transaction is:
None of the options listedWho is a cash basis taxpayer?A cash basis taxpayer is a kind of taxpayer that only evaluates the income and deductions he receives in a year and records the same in that very year. In the scenario provided above, we can see that the renter was ahead in payment.
Now, there are two methods of payment which are the cash and accrual methods. Since Joline is the cash basis taxpayer, she will record the income on the year that it was received.
Complete Question:
Joline is a cash basis taxpayer. A renter pays Joline the January 2019crent in December 2018. What are the tax effects of this transaction?
1. Joline will recognize rent income for tax purposes in 2019
2. The wherewithal-to-pay concept is the basis for Jolines recognition of the income 2019
Learn more about cash-basis tax payers here:
https://brainly.com/question/13467916
#SPJ4
The affordable care act (aca) of 2010 requires larger employers to deliver to employees proof of their health insurance offer. what form must be used?
1095-C = Larger firms are required by the Affordable Care Act (ACA) of 2010 to provide employees with documentation of their health insurance plan.
Effects of the law on employers
If you are a large company, you must file form 1095-C for each employee. A copy is given to the IRS as well as the worker. Some of the data on Form 1095-C is also on Form 1095-B. Additionally, it includes the cost of the lowest-priced health plan you provide for the employee for self-only coverage.
New requirements and opportunities for access to healthcare were established by the Affordable Care Act (ACA) in the United States. This bill was passed by Congress in March 2010. Most people are now required to get insurance.
The law established new reporting guidelines and sanctions to aid in the enforcement of these regulations. Both people and employers are impacted. We want you to comprehend the implications of the legislation for you.
To learn more about Employers from the given link.
https://brainly.com/question/26463698
#SPJ4
According to the institute of management accountants (ima) statement of ethical professional practice, what should a management accountant do if a significant ethical situation can't be resolved?
The accountant should first discuss the matter with the immediate supervisor. A professional who conducts accounting activities such as account analysis, auditing, or the financial statement analysis practice is referred to as an accountant. Accountants work for accounting firms or in internal accounting divisions of large corporations.
They may also establish their own, unique practices. The Accountants can work for an accounting firm or a large corporation with an internal accounting department, or they can establish their own practice. Because the CPA qualification is regarded the gold standard in the accounting profession, many accountants choose to become the Certified Public Accountants.
To learn more about accountant, click here.
https://brainly.com/question/22917325
#SPJ4
If a piece of software were going to be developed in a lower-level language such as assembly, would rapid prototyping be a good methodology to use?
Rapid prototyping is suited for any project if a piece of software will be created in a low-level language like Assembly.
Using 3D computer-aided design, rapid prototyping is the quick manufacture of a physical part, model, or assembly (CAD). Typically, additive manufacturing more frequently referred to as 3D printing is used to create the model, item, or assembly. Rapid prototyping with selective laser melting is referred to as high-fidelity prototyping when the design closely resembles the planned finished product, as opposed to low-fidelity prototyping when there is a significant difference between the final product and prototype. Although several manufacturing processes are used in rapid prototyping (RP), layered additive manufacturing is the most common. However, high-speed machining, molding, casting, and extrusion are among the technologies employed in rapid prototyping. While the most popular fast prototyping method is additive manufacturing, other, more traditional methods can also be utilized to make prototypes.
Know more about rapid prototyping:
https://brainly.com/question/28370530
#SPJ4
a cost management system that provides a structured way of thinking about the relationship between activities and the resources they consume is known as:
It is known as Activity Based Costing System.
ABC is a technique for allocating overhead and indirect costs, such wages and utilities, to goods and services. The ABC method of cost accounting is built on activities, which are defined as any occasion, project, or job with a clear objective.What, using an example, is activity-based costing?Examples include the amount of space required per product, which is used to divide the rent for the factory and the company's maintenance costs, and the quantity of purchase orders (i.e., PO) used to divide the purchasing costs of the purchasing department.To Learn more about Activity Based Costing System click the links.
https://brainly.com/question/14347199
https://brainly.com/question/14101653
#SPJ4