The return rate for brick-and-mortar stores that one will receive is 3%. Hence, Option C is correct.
What is the return rate?A return rate is something that an individual receives in exchange or returns for something else. One can receive this return in various cases, like when someone has lent money to someone for a particular period of time.
In other words, the return rate, or rate of return, is the amount received after making any type of investment. The amount that they will receive in addition to that particular amount is the amount that gets after the calculation of the percentage of the return rate, and that percentage is fixed.
Therefore, it is the return that one has to make after the completion of the time period for which the investment has been made. Option C is correct.
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Consider the case of Demed Inc.: Demed Inc. has 9% annual coupon bonds that are callable and have 18 years left until maturity. The bonds have a par value of $1,000, and their current market price is $1,130.35. However, Demed Inc. may call the bonds in eight years at a call price of $1,060. What are the YTM and the yield to call (YTC) on Demed Inc.’s bonds? Value YTM YTC If interest rates are expected to remain constant, what is the best estimate of the remaining life left for Demed Inc.’s bonds? 18 years 13 years 5 years 8 years If Demed Inc. issued new bonds today, what coupon rate must the bonds have to be issued at par?
Answer:
A) YTM = 7.64%
B) YTC = 7.36%
C) 8 years
D ) 7.64%
Explanation:
Annual coupon bond rate = 9%
number of year left until maturity = 18
par value of Bonds( FV ) = $1000
current market price( PV ) = $1130.35
Demed can call bonds in 8 years at a call price of $1060
A) what is the Bonds' YTM ( yield to maturity )
we calculate the interest per period ( PMT )
= ( Fv * Annual coupon bond rate) / number of compounding per year
= (1000 * 9% ) / 1 = $90
next we calculate number of compounding periods till maturity ( NPER )
= number of years to maturity * number of compounding per year
= 18 * 1 = 18
using excel formula = RATE ( NPER,PMT,PV,FV) )
hence yield to maturity = 7.64%
B) what is YTC ( yield to call )
we calculate the interest per period ( PMT )
= $1000 * ( coupon rate / number of compounding per year )
= $1000 * ( 9% / 1 ) = $90
next we calculate the number of compounding periods till sell
= 8 * 1 = 8
using excel formula = RATE ( NPER,PMT,PV,FV) )
Hence the YTC = 7.36%
C) Bonds will be called at 8 years and this is because the YTC is less than YTM
D ) The coupon rate for the bonds to be issued at par, is 7.64%
02.01 LC)
Work you do for pay is called a _____.
A. service industry
B. diverse workforce
C. job
D. volunteer job
Please help
A tax rebate to companies involved in energy research and production of
renewable energy sources is an example of a government________.
A. disincentive
B. trade agreement
C. incentive
D. standard
Answer:
C. incentive
Explanation:
An incentive is something that encourages people and organizations to behave or act in a particular way. It makes people work harder. Governments give incentives to the private sector to influence their decisions. Incentives from the government include grants, infrastructure assistance, low- interest financing, free land, or tax rebates.
A tax rebate to companies involved in energy research and renewable energy production is encouraging development, innovation, and inventions in that sector. A tax rebate or tax refund make the research less costly. It is the government's way of showing support to the companies
Answer:
c
Explanation:
a p e x:)
When is the right time to create a will?
Answer:
Typically, anyone can prepare a will if they are over 18 years old.
Explanation:
You are a newspaper publisher. You are in the middle of a one-year rental contract for your factory that requires you to pay $500,000 per month, and you have contractual labor obligations of $1 million per month that you can’t get out of. You also have a marginal printing cost of $0.25 per paper as well as a marginal delivery cost of $0.10 per paper.
Answer and Explanation:
The computation is shown below:
Fixed cost is
= $500,000 + $1,000,000
= $1,500,000
And, the marginal cost is
= $0.25 + $0.10
= $0.35 per paer
Now
as we know that
AFC = FC ÷ Q
Now for At 1,000,000 papers,
AFC is
= 1,500,000 ÷ 1,000,000
= $1.50/mo
At 800,000 , it would be
AFC = 1,500,000 ÷ 800,000
= $1.875/mo
MC = $0.35 per paper and the same is not changed
Now for break even, the average total cost is
ATC = AFC + AVC
ATC = FC ÷ Q + VC ÷ Q
VC = MC × Q
ATC = FC ÷ Q + MC
ATC = FC ÷ Q + 0.35
At Q = 1,000,000,
ATC = 1.50 + 0.35
ATC = $1.85
At Q = 800,000 , it would be
ATC = 1.875 + 0.35
= $2.225
As it can be seen that
The AFC changes from 1.50 to 1.875 which shows an increment of 0.375.
The MC remains constant or same at 0.35 as the printing and delivery costs per paper are remain same
And, The minimum amount that we must charge to break even rises i.e. from 1.85 to 2.225. That is a rise of 0.375
You received a great money-saving credit card offer in the mail complete with a rewards program. You read on further to find that the one dollar for every mile spent may not be such a great offer after all since getting a $500.00 airline ticket only happens after you acquire 25,000 miles or spend $25,000. This is a ________ schedule.a) variable-intervalCorrect Responseb) fixed-ratioc) fixed-intervald) variable-ratio
Answer:
Option b (fixed-ratio) seems to be the right approach.
Explanation:
A fixed-ratio method throughout operant conditioning seems to be a reinforcement program where even a statement or reply is repeated after only a given number of comments. Fundamentally, a certain number of answers are given by the participant, and afterward the teaching context a prize.The other approaches offered do not apply to the context of this discussion. So, the right choice is b possibility.
1.What is a business transaction?
Answer:
A business transaction is an event involving an interchange of goods, money or services between two or more parties.
Explanation:
A business transaction is an event involving an interchange of goods, money or services between two or more parties. The business transacted can be between two parties engaged in business and conducting the transaction for their mutual benefits, or between a business entity, like a retail shop, and a customer.
(Bond valuation) You are examining three bonds with a par value of $1 comma 000 (you receive $1 comma 000 at maturity) and are concerned with what would happen to their market value if interest rates (or the market discount rate) changed. The three bonds are Bond Along dasha bond with 5 years left to maturity that has an annual coupon interest rate of 8 percent, but the interest is paid semiannually. Bond Blong dasha bond with 10 years left to maturity that has an annual coupon interest rate of 8 percent, but the interest is paid semiannually. Bond Clong dasha bond with 15 years left to maturity that has an annual coupon interest rate of 8 percent, but the interest is paid semiannually. What would be the value of these bonds if the market discount rate were a. 8 percent per year compounded semiannually? b. 5 percent per year compounded semiannually? c. 15 percent per year compounded semiannually? d. What observations can you make about these
Answer:
Bond A, 5 years to maturity, semiannual coupons, 8%
Bond B, 10 years to maturity, annual coupon, 8%
Bond C, 15 years to maturity, semiannual coupon, 8%
a) market rate 8% semiannual
Bonds A and C will be worth $1,000 (par value)
price of bond B:
effective interest rate = 1.04² - 1 = 8.16%PV of face value = $1,000 / 1.04²⁰ = $456.39PV of coupon payments = $80 x 6.66192 (PV ordinary annuity factor, 8.16%, 10 periods) = $532.95market price = $989.34
b) price of bond A:
PV of face value = $1,000 / 1.025¹⁰ = $781.98
PV of coupon payments = $40 x 8.75206 (PV ordinary annuity factor, 2.5%, 10 periods) = $350.08
market price = $1,132.06
price of bond B:
effective interest rate = 1.025² - 1 = 5.0625%PV of face value = $1,000 / 1.025²⁰ = $610.27PV of coupon payments = $80 x 7.69817 (PV ordinary annuity factor, 5.0625%, 10 periods) = $615.85market price = $1,226.12
price of bond C:
PV of face value = $1,000 / 1.025³⁰ = $476.74
PV of coupon payments = $40 x 20.93029 (PV ordinary annuity factor, 2.5%, 30 periods) = $837.21
market price = $1,313.95
c) price of bond A:
PV of face value = $1,000 / 1.075¹⁰ = $485.19
PV of coupon payments = $40 x 6.86408 (PV ordinary annuity factor, 7.5%, 10 periods) = $274.56
market price = $759.75
price of bond B:
effective interest rate = 1.075² - 1 = 15.5625%PV of face value = $1,000 / 1.075²⁰ = $235.41PV of coupon payments = $80 x 4.91292 (PV ordinary annuity factor, 15.5625%, 10 periods) = $393.03market price = $628.44
price of bond C:
PV of face value = $1,000 / 1.075³⁰ = $114.22
PV of coupon payments = $40 x 11.81039 (PV ordinary annuity factor, 7.5%, 30 periods) = $472.42
market price = $586.64
d) If the market rate is lower than the coupon rate, then the bonds will sell at a premium. The longer the maturity date, the larger the variations in market price due to different interest rates. E.g. the 15 year bond is more affected than the 5 year bond.
Job seekers often spend a large amount of time writing their résumés and neglect to write quality cover letters. Please select the best answer from the choices provided
T or F
Answer:
TRUE............................................................
Explanation:
Job seekers often spend a large amount of time writing their resumes and neglect to write quality cover letters. Thus, the given statement is true.
What is a resume?A curriculum vitae, often known as a resume or CV, is a document that a person creates and uses to highlight their educational history, professional experience, and accomplishments. Although there are many uses for resumes, they are most frequently employed to find new jobs. A standard resume includes a "summary" of relevant educational background and work history.
The resume is normally one of the first things a potential employer sees about a job seeker, along with a cover letter and occasionally an application for employment, and is commonly used to screen applicants, frequently followed by an interview. The curriculum vitae utilized for employment in the UK (and other European nations) is more comparable to the resume —a condensed, overview of one's educational background.
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Which statement WOULD NOT be true about the value of career research?
There are many careers that would support your well-being, Career exploration allows you to find the one
that pays the most so your well-being is enhanced to the highest degree.
Opinions from different people working in the occupation should be considered before ruling out a
particular career.
Current job availability and the outlook for future employment are as essential to consider as whether you
have the skills, interest and abilities to pursue a particular career.
Everyone values different aspects of an occupation. One person might value the flexible schedule a
particular job offers and another might care more about the amount of training that career might require.
Answer: There are many careers that would support your well-being. Career exploration allows you to find the one that pays the most so your well-being is enhanced to the highest degree
Explanation:
When making a career research, it's vital to consider the opinion of the people that already have that career as their occupation as they already have the required knowledge concerning the job.
Also, one should consider the availability of job, the skills, abilities that one has and the future prospects of the job.
Furthermore, we all have something we value about careers and our opinions regarding that might be different.
Therefore, the correct option is "There are many careers that would support your well-being. Career exploration allows you to find the one that pays the most so your well-being is enhanced to the highest degree". This is false.
The research and development (R&D) team of DataCom Corp., a software firm, holds a meeting to discuss potential ideas for new products. In the meeting, the moderator encourages everyone to share their ideas, no matter how trivial they may seem. He warns members against criticizing any idea and asks them to focus on offering plenty of ideas. In this scenario, the R&D team of DataCom is engaged in _____.
a. concept testing
b. idea screening
c. brainstorming
d. beta testing
Answer:
c) Brainstorming
Explanation:
The R&D team has invited potential ideas, encouraged by everyone, without criticism.
The company is engaged in Brainstorming. Brainstorming is a group creativity technique, where many ideas from various people are collected, & are pondered upon for arriving at a situation.
____________________ was a major reason why the United States changed more towards a mixed market economy.
Question 8 options:
The Great Depression
The Civil War
The American Revolution
The 9/11 Attacks
Answer: The Great Depression
Explanation:
The Great Depression occured due to the fact that there was a crash of the stock market and this affected the economy of the world. The United States and European countries were majorly hit hard as there was drastic reduction in the demand of goods and services.
The Great Depression led to the government looking for new ways to tackle the challenges and one of those policies was moving towards a mixed economy which is an economy whereby the Individuals and governments are all involved in goods and services production and distribution.
PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST) 40 POINTS
Every monetary decision we make involves a level of choice, usually of one thing over another. What is the name for this financial trade-off?
A. personal risks
B. inflation
C.opportunity cost
Answer:
C
Explanation:
Im about 92% sure it is C
Answer:
C!
Explanation:
I took the test :)
If average household income increases by 20%, from $50,000 to $60,000 per year, the quantity of rooms demanded at the Triple Sevens Rises from 300 rooms per night to 350 rooms per night. Therefore, the income elasticity of demand is positive , meaning that hotel rooms at the Triple Sevens area normal good .
Answer:
True
Explanation:
income elasticity of demand = % change in quantity demanded / % change in income
income elasticity of demand = 16.7% / 20% = 0.83, since it is positive, then they are normal goods but not luxury goods since the income elasticity of demand is ≤ 1.
If IED is negative, that means that a good is an inferior good, since the more you earn, the less you consume.
Would rocks make a good form of money? Explain why or why not?
Answer:
no.
Explanation:
They are to common.
Dear Ms. Hunter: Subject: Credit Reimbursement Request for Account #45673 Your account will be credited for the erroneous charges. Thank you for bringing this error to our attention. You will receive credit notification by mail in 5–7 working days. True or False: This is an effective beginning for a direct reply letter. True False Which strategy will make your direct response most useful for the recipient? Build goodwill through emphatic statements. Arrange your information logically. Close pleasantly and quickly.
Answer:
True: This is an effective beginning for a direct reply letter.
Arrange your information logically
Explanation:
Communication is the process whereby information or message is pass one from one person to another. Communication is complete when the receiver knows or understand what the sender is passing on(message). There are different types of communication of which there is the direct and indirect form of communication. Communication can be done through letters, face to face discussion, through the mass media and others. The way information is passed plays a huge role in the receiver understanding or decoding the message.
What are the three basic levels of food service employees?
A
Beginning, intermediate, and advanced
B
Entry, skilled, and supervisory
с
Novice, trainee, and professional
D
Assistant, apprentice, and master
Answer:
entry,skilled, and supervisory
Explanation:
these job categories are entry level
The three basic levels of food service employees are: B
Entry, skilled, and supervisory.
The Entry-level is the lowest level, requiring no little education or training. Those at this level mainly engage in serving the customers, cleaning dishes, and undertaking some other menial jobs within the food-service chain.
Above the entry-level is the skilled-level. Skilled-level employees include chefs, bakers, and other culinary specialists, who require some years of training and education to be certified as qualified professionals.
The last in the basic level of food service employees are those who supervise both the entry-level and skilled-level personnel. At this level, supervisors require managerial attributes, soft skills, and leadership to maintain the relationships between the lower-level employees and the senior (strategic) managers.
Thus, there are three basic levels of food service employees starting with entry, skilled, and supervisory levels.
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Which of the following is a challenge for a business that wants to begin exporting?
A) increasing company profits.
B) identifying a target market.
C) improper use of a trademark
D) Generate tax dollars for another country.
Henry has been newly appointed as the head of the HR team at AAS Technologies. In an attempt to establish a more efficient and reliable workflow, Henry has taken up the responsibility of creating job descriptions and job specifications for the newly hired and current engineers within the organization. While doing so, Henry gathers information about the knowledge, skills, abilities, and other characteristics (KSAOs) required for an engineer to successfully perform the job. How will determining the KSAOs most benefit the organization?
Answer:
Explained below
Explanation:
KSAOs or knowledge, skills, abilities, and other characteristics, are the unique set of criteria required by a hiring agency or company for a particular job.
Henry, being the HR head at AAS Technologies looks for these features in a desirable candidates to find common sync between the job requirements and the capabilities of the candidate. It proves to be an effective method to filter out less desirable job seekers.
How do economists determine whether an economy has entered a recession
in its business cycle?
O A. It alternates rapidly between periods of extreme growth and
decline.
O B. It experiences a contraction that lasts for at least two economic
quarters in a row.
C. It experiences contractions and expansions without peaks or
troughs.
O D. It has a negative value in its steady growth line for less than one
quarter.
It experiences a contraction that lasts for at least two economic quarters in a row is the correct option.
economic quarters typically determine whether an economy has entered a recession in its business cycle by analyzing its Gross Domestic Product (GDP) growth rate. A recession is generally defined as a significant decline in economic activity, typically characterized by a contraction in GDP for two consecutive quarters or more.
Economists also look at other indicators such as employment rates, consumer spending, and business investment to confirm whether the economy is in a recession. These indicators help economists understand the overall health of the economy and its ability to recover from a recession. Option A is incorrect because rapid alternation between growth and decline does not necessarily indicate a recession.
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Madeline is a Logistics Manager for a private company, William is a Safety Inspector for OSHA, and Fred moonlights as a Limousine and Taxi Driver. Which best explains how these individuals are employed? Madeline is employed by the federal government, William is employed by a shipping company, and Fred is self-employed. Madeline is self-employed, William works for the federal government, and Fred is employed by a shipping company. Madeline is employed by a shipping company, William works for the federal government, and Fred is self-employed. Madeline is employed by a shipping company, William is self-employed, and Fred works for the federal government
Answer:
Madeline is employed by a shipping company, William works for the federal government, and Fred is self-employed.
Explanation:
Madeline is a logistic manager. Her job revolves around planning how goods are sourced, stored, and transported safely to their intended destined. She is most likely working in the transport and logistics industry. A shipping company is in this industry.
William is a Safety Inspector for OSHA, which is a regulatory agency for the United State Government, under the department of labor. Its role is to promote and advocate for employee's health and safety issues in the workplace. William is, therefore, a government employee.
Fred is self-employed. He often shifts from being a limousine driver to a taxi driver. He can moonlight because he is not an employee of a particular company.
Answer:
the answer is C
ion:
Why do you think customer service is important for a business
Answer:
It can help expand your business, if your buisness has amazing customer service your customers will be more willing to return and even refer friends/family/etc. to your business. A business's success is determined by the customers, they are the ones that purchase your goods/products and have the power to make or break a business.
Two savanna communities both contain 15 plant species. In community A, each of the 15 species is represented by 20 individuals. In community B, 10 of the species are each represented by 12 individuals; the remaining 5 species are each represented by 3 individuals. Which statement best describes the two communities?
Answer:
Community A has a higher species evenness
Explanation:
Community A has high species evenness because species evenness is the relative proportion of people of different races in a particular area. In Community A, a total of 15 races are represented equally by 20 individuals, while in Community B, 10 out of 15 races are represented by 12 individuals and 5 other 3 individuals. The relative proportion of individuals of different races is greater than A. So that Community A has more species evenness.Interest rates are affected by what? (for Global Business)
a. money supply and demand, risk, and inflation.
b. money supply and demand, balance of payments, unfavorable payments.
c. money supply only.
d. unfavorable payments, risk, and political stability
how can you save money by living at home while enrolled in post secondary school or training .
Answer:training can save money on. answer choices. books but it raises costs for tuition
Explanation:
How do supply and demand help determine the price of a product?
A. By pressuring sellers to lower prices on products to the point that
most buyers can afford to buy them
B. By ensuring that products with a high level of demand will not
suffer from the substitution effect
C. By forcing buyers to accept higher prices so that sellers keep a
large supply of most products
D. By creating a balance between buyers who want low prices and
sellers who want high prices
Answer:
D. By creating a balance between buyers who want low prices and
Explanation:
Supply and demand help in determining the price of a product by creating a balance between buyers who want low prices and sellers who want high prices.
What is demand?Demand is just a consumer's desire to buy products and services immediately and to pay the price associated with them. Demand can be defined as the quantity of things that consumers are prepared and willing to purchase at various prices within a specific time frame. Demand is based on preferences and tastes, which can be explained in terms of the price, advantages, profit, and other factors.
According to the law of demand, if a product's price increases while other parameters remain the same, the quantity required of the product decreases. In other words, if the price of the good rises, the total amount of demand falls. The reason for this is that if customers' opportunity costs rise, they may choose to buy something else instead or decide not to buy it at all. Really intriguing ideas are the law of demand and its exceptions.
What is supply?The quantity of goods or services a provider is willing and able to offer to the market for a given price is referred to as supply in the study of economics. Stock availability and the factors influencing the supply have an impact on the willingness and capacity to make products available to the market. A change in prices also affects the equilibrium of the market. More supplies will be available as prices rise, but the converse will occur as prices fall.
The supplier's response to shifting market pricing is explained by the law of supply. In the simplest terms, suppliers typically maximize profits by raising the number of products delivered when there is a change in the price of a specific good or service.
The market's variables must all remain consistent. Instead, when prices decline, they have a tendency to shift supply to the opposing side until equilibrium is reached.
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If consumer wealth decreases as the stock market plunges, then (3 points) there is a movement down the AD curve as price level decreased. AD shifts right and price level would decrease. AD shifts right and price level would increase. AD shifts left and price level would decrease. AD shifts left and the price level would increase.
Answer:
AD shifts left and price level would decrease.
Explanation:
If consumer wealth decreases due to a plunge in the stock market, the AD curve will shift to the left. This is because shifts to the left of the AD curve represent a reduction in demand, and if consumers are poorer, they will naturally decrease their demand.
This will in turn reduce the price level, because in a market system, prices will fall until they meet the new, lower demand, meaning that a new equilibrium price is reached.
Donny, of Donny's Doughnuts, bakes and sells 100 dozen doughnuts a day using one mixer and one fryer. His rival, Sunshine, of Sunshine's Doughnuts, produces 180 dozen doughnuts a day using two mixers and two fryers. Both shops use the exact same technology to make doughnuts and have the same number of workers and the same size building. Donny and Sunshine both increase their capital equipment by one mixer and one fryer.
Answer:
D. Donny, because his workers are not as busy to start with
Explanation:
Note: The complete question is attached as picture
Based on the information supplied. Both shops use the exact same technology to make doughnuts and have the same number of workers and the same size building. Observation: There are diminishing returns to capital. This means in as much a more capital is added to labor, the marginal products falls.
As there are diminishing returns to capital, Donny will benefit the most as his workers were not as busy to start with.
The primary purpose of TV, magazines, movies is to entertain.
True
False
Answer:
True, but to inform as well
Explanation:
Yong teaches students with learning disabilities and physical disabilities.
Barb teaches computer programming to high school students.
Maya works in a private school teaching math to seventh-grade students.
Destiny works in a college teaching English to adult students.
Tanner helps an elementary school teacher and works under the guidance of that teacher.
ANSWERS: 1.Special Education 2. Career and technical education 3. Middle school 4. Post secondary teacher 5.teacher assistant
Answer: Special education teacher
Career and technical education teacher
Middle school teacher
Post secondary teacher
Teacher assistant
Explanation:
Answer:
1.Special education teacher
2.Career and technical education teacher
2.Middle school teacher
3.Post secondary teacher
4.Teacher assistant
Explanation: