The home equity loans are such loans often associated with line of credits and are for a short term. Such loans are open and secured types of credit facility.
What are home equity loans?Home equity loans are generally referred to as such loans where the home of the borrower is kept as collateral and is open to be utilized for any legal purpose.
It is generally given for a short term and the repayment is often done monthly over a span of the entire term of the loan. As the collaterals can be used by the banks in case of defaults by the borrower, it is a secured type of loan.
Hence, option C; the above-mentioned facts describe that a home-equity loan is an open and secured type of credit facility.
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Through which tool does the federal reserve affect money available for banks to loan? discount rate money multiplier open-market operations reserve requirement
The federal reserve affects money available for banks to loan by using the reserve requirement tool.
What is the reserve requirement in monetary policy?Reserve requirement is said as the set-aside funds by the commercial banks that they utilize for meeting their liabilities and instant withdrawal from customers.
Therefore, when Fed increases the rate of reserve requirement then banks need to hold the large amount which reduces their ability to loan more funds. It ultimately reduces the money supply and vice-versa.
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Answer:
d or Reserve requirement
Explanation:
flex point 2023
Dane is a single father with one qualifying dependent child. He has AGI of $154,000 and paid $9,100 to a qualified day care center for the two children. What amount of child and dependent care credit can Dane receive in 2021? Multiple Choice $0. $2,800. Incorrect $8,000. $9,600
Because Dane is a single father with one qualifying dependent child, the child and dependent care credit will be $8,000.
What is the child and dependent care credit?This is a tax benefit that is made for qualifying persons that provide care for someone else.
The child and dependent care credit is for up to of $8,000 in qualified expenses for a qualifying child, and up to $16,000 for two or more children.
Hence, because Dane is a single father with one qualifying dependent child, the credit will be $8,000.
Therefore, the Option D is correct.
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In a recent annual report, General Electric reported the following in its inventory note:
December 31 (dollars in millions) Current Year Prior Year
Raw materials and work in progress $5,613 $5,325
Finished goods $2,813 $2,576
Filled shipments $252 $277
$8,678 $8,178
Less revaluation to LIFO (2,286) (2,096)
LIFO value of inventories $ 6,392 $ 6,082
It also reported a $22 million change in the cost of goods sold due to "lower inventory levels".
Required:
Compute the increase or decrease in the pretax operating profit (loss) that would have been reported for the current year had GE employed FIFO accounting for all inventory for both years
Based on the LIFO reserve for both years, the increase in pretax operating profit would have been $190 million.
What is the change in pretax operating profit?The change in pretax operating profit if GE used FIFO instead of LIFO is:
= Revaluation to LIFO in current year - Revaluation to LIFO in previous year
Solving gives:
= 2,286 - 2,096
= $190 million.
Because this shows a larger value for ending inventory under FIFO, it means that the Cost of Goods sold would be less thereby increasing profits by $190 million.
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Which eoc configuration allows personnel to function.
Answer:
Departmental Structure functioning in the EOC with minimal preparation.
Why are employment and age certificates typically required?.
Answer:
They protect employers from hiring someone that is too young.They indicate the minor has the proper training to work.They guarantee the minor will be hired.
Explanation:
hope this helps
which line represents the flow of final goods and services?
which line represents the flow of consumer spending?
which line represents the flow of land, labor, capital, entrepreneurs?
which line represents the flow of rent, wages, interest, and profits?
The Household line represent the flow of final goods and services and consumer spending while the Business line represent the flow of rent, wages, interest, and profits.
What is the circular flow diagram?This is an economic diagram that illustrate the flow of money through the economy.
The four parts of the circular flow diagram includes:
individuals,firms, market for goods and services,market for factors of production.In conclusion, these economic diagram illustrates the system functions through the interactions of households and firms.
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1. In a general sense, a business stakeholder is one who has made substantial financial investments in the business. 2. Ethics refers to how human beings should properly live their lives. 3. Values are the only guidance individuals need to act in ways that are positive or ethical. 4. The well-being promoted by ethical values is not a personal and selfish well-being. 5. In civil law, there is no room for ambiguity in applying the law because much of the law is established by past precedent. 6. Identify a true statement about the field of business ethics. 7. The ________ asserts that ordinary ethical standards should be kept separate from, and not be used to judge, business decisions because business has its own standards of good and bad
The Separation Thesis is one business ethic that asserts that ordinary ethical standards should be kept separate from, because business has its own standards of good and bad.
What is Separation Thesis?This refers to the theory that states that ordinary ethical standards should be kept distinct from business standards because they both make use of different standards to judge good and bad.
We can note that ethics has to do with doing the right thing so as to maintain a healthy business relationship without subverting the right things to make a quick profit.
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In step 2, when you added nitric acid to the copper wire, what gas was produced?.
Answer:
Nitrogen Dioxide.
Explanation:
That is the answer
Mia puts money into a piggy bank so she can spend it later. What function of money does this illustrate?.
savings
Explanation:
your are putting your money back and being responsible
A fan base is, in most ways, quite similar to a customer base.
A. False
B. True
Which tool does the federal reserve use to control monetary policy through bank borrowing? discount rate money creation open-market operations reserve requirement
The federal reserve use open-market operations tool to control monetary policy through bank borrowing.
What are open-market operations?Open market operations tend to imply the process in which the Fed buys and sells securities of the government in the financial market or to commercial banks.
Therefore, the money supply stabilizes when Fed sells securities that decrease the borrowing capacity of the banks. Similarly, when Fed purchases securities, the banks' borrowing capacity increases which increase the money supply.
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Answer:
Discount Rate
Explanation:
PLEASE HURRY
This year, teachers can earn a $250 tax credit on money they spend in their classrooms. How will this tax credit affect the teachers’ tax returns?
The $250 will come directly off of the amount of taxes the teachers owe.
The $250 will be subtracted from the teachers’ gross incomes.
This credit will put them in higher tax brackets.
This credit is not big enough to make any impact on the teachers’ taxes.
Answer:
The $250 will come directly off of the amount of taxes the teachers owe
Explanation:
that's what the answer would be in real life scenario
Over the long run, a surge in aggregate demand from a neoclassical perspective will most likely result in:
Answer: an increase in price level
Explanation:
From 2004 to 2006 the Fed raised the federal funds rate gradually in a series of steps. The Fed's purpose was to raise the prime interest rate so that: a banks would reduce lending that was building up unmanageable consumer debt. b aggregate demand would continue to grow consistently and with low inflation. c high inflation rates would fall. d aggregate supply would grow, increasing output and lowering the price level.
Workers also have the right to refuse to do a job if they believe in:.
After submitting a résumé by mail, how long should you wait before following up with an employer?.
Answer: one to two weeks
i will give 100 points please help
A fish population of 250 in a pond has a maximum annual rate of increase of 0. 8. If the carrying capacity of the pond is 1,500 for this species, what is the expected population size after one year?.
Based on the carrying capacity of the pond and the current fish population, the expected population size after one year is 417 fish.
What is the expected population size after one year?This can be found as:
= Population + (rate of increase x population x (Carrying capacity - population / carrying capacity)
Solving gives:
= 250 + (0.8 x 250 x ( 1,500 - 250 /1,500))
= 417 fishes
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Which best describes a way people can use personal loans? to buy a house to buy a car to pay for college to pay for groceries.
The best way people can use their Personal loans is to buy or pay for groceries. As there are other separate loans for the things like car, home and pay for college.
what is a personal loan?
A loan is issued for non-essential purposes, usually to a person with a good credit score who is not required to submit collateral to back up the loan.
A personal loan can be utilized for practically any reason, including settling credit card debt, home upgrades, and large purchases.
Thus option D is correct.
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Answer:
to pay for groceries
Explanation:
edge 2022, just took the test.
What criteria cannot be used to create a custom segment?.
Answer:
When a report is based on data from a large number of sessions you may see the following notice at the top of the report This report is based on sessions.You can adjust the sampling.
Explanation:
hope this helps
A great way to make an impression after an interview is to send a handwritten thank-you note to your interviewer within ________ after your interview.
The best way to make an impression on your interviewer is to send a handwritten thank-you note within 48 hours after your interview.
What is an Interview?An interview is an assessment of an individual. It is a structured conversation where one asks questions and the other provides an answer to the questions.
Interviews are used most times to know the qualification of an individual and to get to know more about the individual. To make an impression on the interviewer, it is advisable to send a thank you note to the interviewer within 48 hours after the interview.
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What is the purpose of the layer of fat in the eye.
Answer: to keep it from bumping up against the bone and getting bruised.
Which of these is a consumer right recognized by the united nations? a. right to equality b. right to openness c. right to education d. right to collaboration
Consumer's right means information about the products or services to a consumer. The WHO recognized the right to education as a consumer right.
What are consumer rights?It means a consumer right to information about the products or services quality, quantity, purity, price and standard. The consumer has the right to be protected against unfair trade practices.
US President John F Kennedy in 1962 declared 15 April as World Consumer Rights Day and recognizes basic consumer rights such as right to safety; to be informed; to choose and to be heard. So option c right to education is recognized by WHO as a consumer right.
Therefore, option c right to education aptly describes the statement.
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Answer:
C. Right to education
Explanation:
Now, read a final article about the ita’s goal of creating fair trade. based on what you have learned, why does the ita believe that fair trade is important to us businesses and to the world?
Answer:
The ITA believes that fair-trade policies allow countries to import and export freely, allowing consumers to save money. It will also create economic opportunities that will help to improve economies in other countries, which could contribute to solving global issues like poverty. To meet these goals, the ITA believes that trade barriers need to be eliminated.
Explanation:
The ITA believes that fair-trade is important to us for the business because that policies allow countries to transport freely and to remove or the various economic problems.
What is ITA?The full call of ITA is the Industry Training Authority. It is fully owned or governed by the Italian Government through the Ministry of Finance and the Economy.
It will also make economic possibilities that will support to amend economies in another countries.
This type of support could modify to understanding global contents or issues like poverty.
To encounter these destinations or goals, the ITA accepts that trade barriers need to be destructed with the intention of creating the fair trade.
Therefore, the aim of ITA to solve many problems of the economy.
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A corporate charter: Multiple select question. names the board of directors. specifies the number of shares outstanding. is required only for publicly-traded corporations. describes the business activities. specifies the shares of stock to be issued.
The document called a corporate charter serves a formal purpose as its:
names the board of directors.specifies the shares of stock to be issued.describes the business activities.What is a corporate charter?It is a formal document that is required to be filed with the Secretary of State or registrar in order to establish a company as a corporation.
Hence, these document contains the names the board of directors, specifies the shares of stock to be issued and describes the business activities for formal purpose.
Therefore, the Option C, D and E is correct.
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From an entrepreneurial perspective, ______ is a description of the future you envision for your business.
Answer:
The answer is , planning
Explanation:
I hoped it was helpful !
A demand curve displaying the relationship between the price of cars and the quantity demanded of cars should have a slope that is Group of answer choices less than 0. between zero and 1. between one and infinity. undefined.
Answer:
A demand curve displaying the relationship between the price of cars and the quantity demanded of cars should have a slope that is a. less than 0.
Explanation:
A demand curve displaying the relationship between the price of cars and the quantity demanded of cars should have a slope that is a. less than 0.
When roberto interviews for a job, he emphasizes how he can partner with the company to help it adapt to meet challenges.
A New Social Contract is emphasized by Roberro when he explained that he will help the company to adapt to meet challenges.
What is a New social contract?These are social contracts that helps to bring about equitable prosperity for a firm.
They are usually based on principles that includes:
stakeholder capitalismskill developmenteconomic security etcIn conclusion, the New Social Contract is emphasized by Roberro when he explained that he will help the company to adapt to meet challenges.
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Perry Mazza wants to borrow $40,000 from the bank. The interest rate is 7% and the term is for 5 years.
What is the yearly payment amount?
$1,800
$3,600
$10,800
$18,000
The yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.
How to calculate the annual payments?The annual payments can be computed using an online finance calculator as below.
The results show that a total interest of $8,778.15 will be paid by Perry Mazza.
Data and Calculations:N (# of periods) = 5 years
I/Y (Interest per year) = 7%
PV (Present Value) = $40,000
FV (Future Value) = $0
Results:
PMT = $9,755.63
Sum of all periodic payments = $48,778.15 ($9,755.63 x 5)
Total Interest $8,778.15
Thus, the yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.
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Cerina likes to make products while ensuring that accidents are kept to a minimum. Which career pathway would be the best fit for Cerina? Maintenance, Installation, and Repair Quality Assurance Logistics and Inventory Control Health, Safety, and Environmental Assurance.
Cerina enjoys creating items while keeping accidents to a minimum. Cerina's work path would be most suited to health, safety, and environmental assurance.
What do the health, safety, and environmental career fetch?Employees in the Health, Safety, and Environmental (HSE) Assurance department make certain that:
In the workplace, the equipment is used safely.
Plan for safety in new manufacturing processes.
Conduct incident and hazard investigations in the areas of health, safety, and/or the environment.
Conduct incident and hazard inspections for health, safety, and/or the environment.
Implement programs, projects, policies, or procedures related to health, safety, and/or the environment.
Therefore, option (d) is the correct answer.
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Answer: Healthy,D-safety and Environmental assistance
Explanation: got it correct