Write a bad news letter. You a manager of an insurance company writing to tell one of your customers that because of a reckless driving citation his or her rate will increase.

Answers

Answer 1

Answer:

                                                The  American Insurance,

                                                Block 3, Flat 10 George Driveway,

                                                 Washington DC, USA.

                                                 30th July, 2020.

To James Brown,

45 Emek Madison Boulevard,

Washington DC.

Sir,

INCREMENT OF INSURANCE RATE FOR YOUR CAR INSURANCE

I hereby wish to use this medium to inform you about the potential increase of your car insurance rate from $1000 to $1500 per month which will take effect from August 1st, 2020. This is as a result of the last insurance claim which we paid out to you.

A video of incident that happened before and after the accident was obtained from the police department. And after careful review, it was found that, prior to the accident, you were driving recklessly without regards to other motorists. Though the accident was no fault of yours hence the reason why we paid you claim, but we thought it wise to increase your insurance rate due to his action of yours and in-order to meet the obligations of your future insurance claim.

Do take this as an official communication to you. Your payment which was deducted from your bank account would be duly reviewed and your bank notified for adjustment. Do stay safe while driving.

Yours sincerely,

Abraham Joseph (Manager).

For: The American Insurance Company

Explanation:


Related Questions

In this type of marriage, partners participate in each other's lives at all levels and have few areas of tension or unresolved hostility. Spouses may even work together or share projects, friends, and outside interests.

a. total
b. vital
c. devitalized
d. passive-congenial

Answers

Answer:

The type of marriage being described is:

a. total.

Explanation:

According to Cuber and Haroff, there are 5 types of marriage: total, vital, devitalized, passive-congenial, conflict-habituated. The total type of marriage consists of spouses who share many facets of their lives with each other. There is a low level of hostility and tension present, and the partners feel comfortable to participate in each others' lives. In this type of marriage, spouses often share friends and interests. As a matter of fact, the spouses often display an indispensable need for each other.

Herman is always late for his Wednesday morning Accounting class. When asked by his instructor why he is having problems getting to class on time, he says it is because his soccer coach holds late night practice on Tuesdays. Which is true about Herman?

Answers

Answer:

Please see below

Explanation:

Herman is affected by what is referred to as a "victim mindset". This type of a trait is not inherent, rather is acquired overtime by repeatedly going through a negative situation where one finds themselves helpless and succumbs to the circumstances. He will consider himself a victim to someone else's negative actions and (unintentionally) choose to continue to suffer the consequences.

Answer:

. Herman has a Victim mindset

Explanation:

When a person makes a moral decision based on wanting to make sure that the decision is acceptable in the community, the person's moral reasoning is at the ________ level.

Answers

Answer:

Conventional.

Explanation:

This was been propounded by Lawrence Kohlberg where it was explained to have different levels of reasoning. The conventional falls in as the second level of the many stages of reasoning. During this level, a child's reasoning is said to be tied to some traditional and mostly societal reasonings. Also during this conventional level, a child’s sense of morality is tied to personal and other factors that show relationships to his reasoning. It is seen that in this stage children seem to continue to accept the rules of authority figures, which is primarily based on the belief that this is necessary in keeping up their positive relationships and order in the society they find themselves.

Describe where you are (in your life) and what you want to learn

Answers

Answer:

Im nearing midlife and i want to learn what life could really have in store for me and what challenges im going to face

Explanation:

Most US adults have social ties with a large number of people, including friends, family, co-workers, and other acquaintances. It is nearly impossible for most people to reliably list all the people they know, but using a mathematical model, social analysts estimate that, on average, a US adult has social ties with people.1 A survey of randomly selected US adults who are cell phone users finds that the average number of social ties for the cell phone users in the sample was with a standard deviation of . Does the sample provide evidence that the average number of social ties for a cell phone user is significantly different from , the hypothesized number for all US adults?

Answers

Hello. This question is incomplete. The full question is:

Most US adults have social ties with a large number of people, including friends, family, co-workers, and other acquaintances. It is nearly impossible for most people to reliably list all the people they know, but using a mathematical model, social analysts estimate that, on average, a US adult has social ties with 634 people.1 A survey of 1700 randomly selected US adults who are cell phone users finds that the average number of social ties for the cell phone users in the sample was 664 with a standard deviation of 778. Does the sample provide evidence that the average number of social ties for a cell phone user is significantly different from 634, the hypothesized number for all US adults?

Answer:

The sample does not provide evidence that the average number of social ties for a cell phone user is significantly different from 634.

Explanation:

First, it is necessary to find out if the average number of social connections for a cell phone user is significantly different from 634 people. For this, we will consider:

H₀: The average number of social connections for a cell phone user is 634 people. For this we will use μ = 634.

Hₐ: The average number of social connections for a cell phone user is different from 634 people. For this we will use μ ≠ 634.

After these considerations we will adopt the following information:

n = 1700

'X = 664

SD = 778

We can see that the size of the sample is very large and as the population is unknown, we will use the concepts of the central limit theorem and adopt the average sample distribution in the same way as the normal distribution. For this reason, a single mean z test will be appropriate in this case.

After understanding the information, we can calculate the test value. For this it will be necessary to use the formula:

z= ('x-μ)/(SD/√n)

z =(664-663)/(778/√1700) = 1.59

When finding this value, you must take into account whether the p-value of the test is less than the significance level.

The p-value for the two-tailed test is found by the formula:

p - value = 2 * P (Z> 1.59)

p - Value = 2 [1-P (Z> 1.59)

p- value = 2 * (1-0.944) = 0.112

The p-test reveals a very high value in relation to the level of significance and shows that the null hypothesis must be rejected. Based on this, we can say that we have no factor that proves that the average number of social connections for a cell phone user is different from 634 people.

8. Explain the differences between the two ways we store information in long-term memory.

Answers

Answer:

Declarative and Non- declarative method

Explanation:

The Declarative method is known as the explicit long term memory type while the non-declarative method is also called the implicit long term memory type.

The Declarative long term memory type involves the use of conscious efforts in the recollection of information and it is easily spoken.

The Non-declarative long term memory type involves the use of non-conscious efforts and the method of information recollection is action based by performing of similar activities.

When a researcher assigns participants to either an experimental or a control group based on their last names, systematic differences between groups are created before the experiment even begins. This is a confounding variable referred to as _____ Group of answer choices

Answers

Answer:

"Selection bias " is the correct answer.

Explanation:

Selection bias seems to be a statistical prejudice from which a mistake arises in determining the individuals to participate throughout a research sample. The selection effect has often been started referring to each other like this.The significant problem would be that personal-selection seems to be a particular activity that can overlap with certain similar behaviors and this study sometimes doesn't represent the overall population.

Viktor is a Russian university student. He wants to go to New York for a semester to study and improve his English. What should he do before he buys his plane ticket?

Answers

Answer:

u need have money

Explanation:

11. Warsaw Pact was organised by :
(a) USSR
(c) China
s, (a).
(6) USA
(d) India.​

Answers

Answer:

USSR

Explanation:

Answer:1955

May 14

The Warsaw Pact is formed

The Soviet Union and seven of its European satellites sign a treaty establishing the Warsaw Pact, a mutual defense organization that put the Soviets in command of the armed forces of the member states.

The Warsaw Pact, so named because the treaty was signed in Warsaw, included the Soviet Union, Albania, Poland, Romania, Hungary, East Germany, Czechoslovakia and Bulgaria as members. The treaty called on the member states to come to the defense of any member attacked by an outside force and it set up a unified military command under Marshal Ivan S. Konev of the Soviet Union. The introduction to the treaty establishing the Warsaw Pact indicated the reason for its existence. This revolved around “Western Germany, which is being remilitarized, and her inclusion in the North Atlantic bloc, which increases the danger of a new war and creates a threat to the national security of peace-loving states.” This passage referred to the decision by the United States and the other members of the North Atlantic Treaty Organization (NATO) on May 9, 1955 to make West Germany a member of NATO and allow that nation to remilitarize. The Soviets obviously saw this as a direct threat and responded with the Warsaw Pact

Explanation:

Tyler is 14 years old. He has just been expelled from school for bringing a knife. He has been arrested on two previous occasions - once for beating up another boy very badly and another time for setting fire to his neighbor's barn. Tyler's parents are at their wit's end and don't know what to do. According to the DSM-5 Tyler would likely be diagnosed with: a. Antisocial Personality Disorder b. Conduct disorder c. Oppositional defiant disorder d. Psychopathy

Answers

Answer:

D. Psychopathy

the agreement between audit firm and audited campany

Answers

Answer:

The agreement between audit firm and audited campany is a confidentiality agreement or a nondisclosure agreement.

This agreement is required to protect audited company’s proprietary information. There are many secrets of the success of every company and its secrecy should be protected from the competitive companies which is written in a legal language in the agreement.

why is society needed? write your opinion.​

Answers

Answer:

Hence, in order to live the life in a very comfortable way, society is the most. Food, shelter, and clothes are essential for a person to live. ... The person needs the group of people of the society. In human life, there are so many threats like the danger of wild animals, natural calamities, theft and so on.

Explanation:

Which statement from the excerpt provides evidence that John Quincy Adams believed in local control of local issues?

Answers

The passage summarizes a speech given by John

Quincy Adams in 1839, fifty years after the

ratification of the US Constitution

Which statement from the

the excerpt provides evidence that

John Quincy Adams believed in

local control of local issues?

In explaining the American colonists' conflict

with Great Britain, Adams said, "The

the struggle was for chartered rights-for

English liberties... for trial by jury-the

Habeas Corpus and Magna Carta. But the

English lawyers had decided that Parliament

was all-powerful." So, the colonists issued

the Declaration of Independence,

announcing their unification and self-rule.

They explained that governments rule only

with the consent of the governed. They

declared that all people have certain rights

that governments should not violate.

..The struggle was

for chartered rights-

for English liberties..

for trial by jury-the

Habeas Corpus and

Magna Carta.'"

(paragraph 1)

OB

... the main principle

of the Articles of

Confederation was the

sovereignty of

organized power and

the independence of

the separate or

disunited States.'"

(paragraph 2)

Adams criticized the Articles of

Confederation. He explained that the

Dedaration of Independence represented

the will of the American people while the

main principle of the Artides of

Confederation was the sovereignty of

organized power and the independence of

the separate or disunited States."

ОС

it would allow the

affairs of the nation to

be administered, not

by a confederacy, or

mere league of

friendship between the

sovereign states...""

(paragraph 3)

According to Adams, the Constitution

reflects the ideas of the Declaration of

Independence. He explained that it would

allow the affairs of the nation to be

administered, not by a confederacy, or mere

league of friendship between the sovereign

states, but by a government, distributed

into the three great departments-

legislative, judicial, and executive."

OD

.. 'the powers of

government should be

limited to concerns

interesting to the

Whole people, leaving

the internal

administration of each

Adams explained the role of the federal

government, stating that under the

Answer:

The statement from the excerpt that provides evidence that John Quincy Adams believed in local control of local issues is Adams explained the role of the federal government, stating that under the Constitution, “the powers of government should be limited to concerns interesting to the whole people, leaving the internal administration of each state . . . to its own constitution and laws. . . .”

Explanation:

President John Quincy Adams believed that the authority of the people is in the various state structure and federal unity would not be totally achieved if each state was not internally administered to solve local or internal issues.

He was also of the opinion that the arms of government should be divided between the judiciary, legislature, and executive.

Answer:

D

Explanation:

“. . . ‘the powers of government should be limited to concerns interesting to the whole people, leaving the internal administration of each state . . . to its own constitution and laws. . . .' ” (paragraph 4)

Which of the following prohibits consumers from taking cash from manufacturers, suppliers, or their representatives for making recommendations, reviews, or endorsements, unless full disclosure is provided?
A. The world of mouth Marketing association's ethics code.
B. The fourth principle of IMC
C. The American associations of advertising agencies creative

Answers

Answer:

A. The world of mouth Marketing association's ethics code.

Explanation:

The world of mouth Marketing association's is an organization which was founded in 2004 and ensures healthy word of mouth and social media marketing . It ensures a honest form of Relationship, Opinion, and Identity between the Producers and consumers.

The organization has ethics code which prohibits consumers from taking cash from manufacturers, suppliers, or their representatives for making recommendations, reviews, or endorsements, unless full disclosure is provided.

A city manager who disagrees with a council decision to prohibit widening of a city street because the widening would promote economic development, illustrates which of the following ethical deliberation approach?

a. Utilitarian rules
b. Kantian or "deontological" rules
c. Moral psychology rules
d. Moral action

Answers

Answer:

a. Utilitarian rules

Explanation:

The scenario being described illustrates the ethical deliberation approach known as Utilitarian rules. These are a form of utilitarianism that states that an action is right as it conforms to a rule that leads to the greatest good. Which in this case the city manager is disagreeing to a decision that - if allowed - would promote economic development, which is for the greater good.

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