Answer:
Health insurance is the single most important type of insurance you'll ever buy. That's because if you don't have health insurance and something goes wrong, it's not just your money at risk, it's your life.
Health insurance is intended to pay for the costs of medical care. Many people get health insurance through employers who subsidize premiums, meaning the employer pays the bulk of your premium, and you chip in a little with each paycheck.If you don't have employer-sponsored health insurance, you'll need to buy health insurance on the individual market. Thanks to the Affordable Care Act, you may be able to buy subsidized insurance on a state or federal exchange and get tax credits that help you afford the cost of monthly premiums. The specific coverage you get when you buy health insurance depends which policy you select. Your options include:
Low-deductible health plans: Low deductible health insurance plans are plans that keep your out-of-pocket costs for care low. You will pay higher premiums for these plans, since they provide more coverage. Your costs are more predictable since you'll know what your premiums are up front and you never have to worry about paying thousands of dollars if you end up needing medical services. High-deductible health plans: High-deductible health plans (HDHPs) have low premiums, meaning you pay less up front each month just to be covered. But the trade-off is that you're responsible for covering routine basic care, because your deductible -- or the amount you pay with your own money before insurance kicks in to pay the rest-- is typically several thousand dollars. With many high-deductible health plans, you can open a Health Savings Account (HSA) and contribute pre-tax funds to it that can be used to pay for medical costs as you incur them.
Catastrophic health plans: Catastrophic health plans are the cheapest in terms of premiums, but provide virtually no coverage for care unless you incur many thousands of dollars in medical costs. The deductibles are even higher than that of a typical high-deductible plan. Health maintenance organizations (HMOs): With an HMO network, you are restricted to receiving care from a specific network of participating doctors. These doctors are referred to as being in-network and they have agreed to accept rates for care set by your insurance company. You will need a referral from a primary care physician to see a specialist. Most HMOs define "specialist" to include anyone other than your primary care physician. This could include obstetricians, dermatologists, psychologists, chiropractors, and more.
Preferred provider organizations (PPOs): With PPOs, you don't have to get a referral to see a specialist. And while care will be cheaper if you pick a doctor who is in network, you'll have better coverage for out-of-network care than with an HMO. Exclusive provider organizations (EPOs): EPOs don't require that you get a referral to see a specialist, but will pay nothing for out-of-network care except in emergencies.Point-of-service plan: A point-of-service plan pays for in-network and out-of-network care, although you'll pay more if you see a doctor out-of-network. A primary care doctor will need to make referrals to specialists when needed.
Try to match your policy to your care needs out of what's available and offered to you. If you're someone who doesn't incur a lot of health expenses, a high-deductible health policy may be the most affordable solution. But if you see the doctor often for any number of reasons, get a policy with higher premiums but more comprehensive coverage and a lower deductible, so you don't go broke paying for all your services. Every health insurance plan is required to cover certain basic services before your deductible is met, like preventative care. The law also mandates insurance companies cannot charge more for a health insurance policy if the person has a pre-existing condition. The price of health insurance is based upon your age, geographic area, and whether you're a smoker. Insurers are prohibited by Obamacare from considering your gender, race, or past medical history.
Without exception, absolutely everyone needs health insurance because even a minor medical issue can become extremely expensive. Major medical issues can come with astronomical costs, as a single hospital stay or surgical procedure could cost many thousands of dollars. You can sign up for health insurance only at certain times of the year during "open enrollment", which is a designated period when anyone can buy coverage, unless you have a qualifying event, such as losing coverage because of a divorce or job change. Visit Healthcare.gov to find out when open enrollment is on the Obamacare exchanges, or check with your employer to see when you can sign up if your employer provides insurance as a job benefit.
Explanation:
Mark me brainly please
Choose all that apply.
Select each type of credit.
credit card
installment account
loan
automatic credit
service credit
The types of credit from the given options are credit card, installment account, and loan "Automatic credit" and "service credit" are not types of credit, or at least not commonly recognized as such in the financial context.
The types of credit from the options provided are:
Credit Card: A credit card allows individuals to borrow money from a financial institution up to a certain credit limit.
Users can make purchases using the card and must repay the borrowed amount within a specified billing cycle or incur interest charges.
Installment Account: An installment account involves borrowing a fixed amount of money from a lender and repaying it in regular installments over a set period.
Each payment includes both the principal amount and interest, and the account is considered closed once all payments are made.
Loan: A loan is a financial arrangement where a borrower receives a specific amount of money from a lender and agrees to repay it with interest over a predetermined period.
Loans can be used for various purposes, such as buying a home, financing education, or funding a business.
The following options do not represent types of credit:
Automatic Credit: "Automatic credit" is not a recognized term for a specific type of credit.
It may be referring to automatic payments or automatic bill payments, which are methods of making timely payments for credit card bills or other debts, but not a distinct credit type itself.
Service Credit: "Service credit" is not a recognized term for a type of credit either.
In certain contexts, it might refer to credit given for past service, such as in pension plans, where an individual earns credit toward their pension based on years of service.
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What maneuver is used to turn your vehicle around, which involves backing or pulling forward into a driveway or a lightly traveled side street? *
A) Three point turnabout
B) U turning
C) Two point turnabout
D) Traveling around the block
C- Two point turnabout
This will allow you to see both sides of traffic to ensure that re-entry is as safe as possible. Doing a U-turn can be very unsafe if not done properly, and does not involve backing or pulling forward into a driveway. Three point turn about blocks the entire lane of traffic, and does not involve a driveway. This is used when there is not other option. Finally, traveling around the block does not involve the backing or pulling forward into a driveway.
This means that a Two point turnabout is the best answer.
I hope this helps! :)
For a prosecutor to pursue a felony charge, the victim must decide to press charges. Is the previous statement true or false
Answer:
the correct answer is false
Features of the us constitution
Please help me!!!!!
PLS I NEED HELP ASAP!
Growing up, Mike watched his dad struggle to put food on the table. He feels that there is no point in working hard at a regular job when you can never get ahead. Mike has figured out how to clone and sell credit card numbers. He is making more money doing that than his dad ever could working at a store! According to strain theory, what reaction is Mike having to the situation he finds himself in? A. conformity B. ritualism C. innovation D. rebellion
Answer:
innovation
Explanation:
Innovation is induced by changes in society perceptions of the mission and role of correctional services; changes in the legal frameworks; the introduction of new technology and processes; or the integration of external services and the cooperation with civil society organizations.
at what point can the defense move to end the case to end the case and for what cause?
Answer:
The majority of criminal cases terminate when a criminal defendant accepts a plea bargain offered by the prosecution. In a plea bargain, the defendant chooses to plead guilty before trial to the charged offenses, or to lesser charges in exchange for a more lenient sentence or the dismissal of related charges.
PLEASE HELP ME ASAP
Prisha has lived her whole life with a violent parent. She learned to hide when her father gets home because his temper is unpredictable. One afternoon, her father comes in very angry. Prisha is trying to make dinner but her father begins to push her toward the stove and around the kitchen. Prisha is so scared because he seems to be out of his mind. As he lifts his fist toward her, Prisha grabs the knife she has been using to cut vegetables and thrusts it blindly toward him so that he will not hit her. The knife hits her father in the neck, causing his death. When arrested, what crime will Prisha MOST likely be charged with? A. first-degree murder B. second-degree murder C. voluntary manslaughter D. involuntary manslaughter
Answer:
The answer is D.
Explanation:
involuntary manslaughter
The crime Prisha will most likely be charged with is involuntary manslaughter, as she didn't has the intention to kill her father and she was self-defending her. Therefore, option 'D' is the correct option.
What is involuntary manslaughter?An unintended killing caused by criminal carelessness, recklessness, or the committing of a low-level crime like a misdemeanour is referred to as involuntary manslaughter.
Involuntary manslaughter differs from other types of homicide in that it does not need thought, planning, or even intent. Involuntary manslaughter is the least serious type of homicide since these mental characteristics are not necessary.
Involuntary manslaughter demands a greater standard of carelessness than ordinary civil negligence, as well as extremely illogical behavior on the part of the defendant. The precise terminology for this threshold of carelessness differs from state to state, although it is sometimes referred to as "criminal negligence" or "gross negligence."
Therefore, option 'D' (involuntary manslaughter) is the correct option.
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will give brainliest 3
Answer:
ok?
Explanation:
PLEASE HELP ME ASAPP
To be found guilty of breaking the law, a prosecutor must prove that the person committed the crime. Once this is proven, the guilty verdict is rendered by the court. OA. True СВ. False
This is true because the prosecutor must have evidence to show to the court that this person, or suspect, was someone who broke this law. Without proof, the court cannot accuse the suspect of a wrong doing. Hope this helped, but who knows, im just a 7th grader, lol
What would a lender do to get money from a debtor's job?
O A. The lender would charge the debtor a penalty.
O B. The lender would sue the debtor.
O C. The lender would place a lien on the debtor's property.
O D. The lender would garnish the debtor's wages.
the violation of a society’s formally enacted law is called __________.
Answer:
The violation of a society’s formally enacted law is called a deviance.
I hope this helped at all.
A law prohibiting a newspaper from publishing a story exposing military secrets is an example of what kind of law
Answer:
Prior Restraint
Explanation:
Because...
Answer:
A law prohibiting a newspaper from publishing a story exposing military secrets is an example of a prior restraint.
I don't have to explain because the definition of a prior restraint is in the question.I hope this helped at all.
The ________________ is a law limiting the amount of time prosecutors have to bring criminal charges against a suspect after the crime has occurred.
Answer:
statute of limitations
Explanation:
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Cheng's father has constantly told him to put his bike in the garage when he is not using it. After a long day of soccer practice, Cheng is tired and ready for dinner. He puts his bike next to the garage door but does not put it inside. The next morning, Cheng cannot find his bike anywhere. His father thinks that someone saw it outside and took it. Of what kind of crime is Cheng MOST likely a victim? O A. robbery B. larceny C. shoplifting OD. burglary
Answer:
(B) Robbery
Explanation:
cause he saw it and took it and that's stealing so robbery
As Cheng is a victim of larceny. Thus, the correct answer is option B.
What is a larceny?Larceny is a crime that involves the illegal taking or theft of another person's or business's personal property. It was an offence under English common law, and it became an offence in jurisdictions that incorporated English common law into their own law (also statutory law), where it is still in effect in many cases.
In England, Wales, Ireland, and Northern Ireland, the crime of larceny has been divided into the specific crimes of burglary, robbery, fraud, theft, and related crimes. Larceny, on the other hand, is still a crime in parts of the United States, Jersey, and New South Wales, Australia, involving the taking (caption) and carrying away (asportation) of personal property without the owner's consent.
As Cheng was warned by his father to put his bike in the garage when he is not using it. Still he does not put it inside, and the next morning, Cheng cannot find his bike anywhere.
Therefore, Cheng is most likely the victim of larceny, as it is a theft of personal property without the owner's consent.
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The ______ Supreme Court decision said evidence may not be admitted in a court case if its seizure violated the Fourth Amendment.
Answer:
Mapp v. Ohio
Explanation:
A judge's order that releases an accused from jail without paying bond, with the understanding that he or she will return for further court proceedings is called
Answer:
A court's decision to allow a person charged with a crime to remain at liberty pending the trial, without having to post bail is recognizance release?
what does it mean when charges are dismissed with prejudice
Answer:
It means that the case is closed permanently. When the charges are dismissed with prejudice, it means that it is finished. Hope this helps:)
Explanation:
The ______ is supposed to make sure that the rules of the court process are enforced fairly.
3 new laws to help the country
Answer:
1. You good sir/ma'am are president forever
2. Human experiments are illegal
(Not sure if they are already but oh well)
3. Netflix is either $10 or free
Explanation:
How is Routine Activity Theory related to community-oriented policing? That is, explain how
COP is based on Routine Activity Theory.
Answer:
It would have been very natural fifty years ago to leave your house and see the neighborhood cop pass by, and to engage in a lengthy conversation with him. The cops were a mainstay in the community; they taught baseball, knew everyone in the neighborhood, and were concerned about the town's general safety.
The basis for Western culture typically includes beliefs and principles rooted in
O Scientology
O Judeo-Christian tradition
Taoism
O None of the above
judeo- christian tradition
The answer is B) Judeo-Christian tradition. Although the Government has separation of church and state, Western culture is heavily influenced by Judeo-Christian traditions. We see this in the food, technology, and holidays that are celebrated.
I hope this helps! :)
which amendment prevents cruel and unusual punishment
Answer:
The eighth amendment
Explanation:
which act is violated if an employer refuses to provide health insurance to pregnant females due to the increased cost associated with their pregnancy?
Answer:
Congress enacted the "Pregnancy Discrimination Act (PDA)" in 1978 to make clear that discrimination based on pregnancy, childbirth, or related medical conditions is a form of sex discrimination prohibited by Title VII of the Civil Rights Act of 1964.
Explanation:
The Maternity Benefit Act of 1961 states that it is illegal for an employer to deny pregnant women health insurance due to the higher expense of their pregnancies.
What does the Maternity Benefit Act of 1961 mean?The Maternity Benefit Act of 1961 sought to: The Act's goals are to firstly give maternity benefits to women who work in specific establishments, and secondly it also set rules for how long they can be employed there before and after giving birth.
All organizations, plantations, including factories, businesses, government agencies, legislative bodies, and stores that are under the control of the national government are subject to the Maternity Benefit Act.
According to studies, having a sufficient maternity leave can reduce infant death rates, promote the mother's health, increase female labor force participation, and boost breastfeeding rates.
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the – members of the texas legislature meet in regular session for – each odd-numbered year. in the 2019 legislative session, they successfully passed – of all proposed legislation.
Answer: 181 , 140 calendar days , less than 20 percent
Explanation:
Without going into the specifics of the charge, the defendant was found guilty of violating an obscure state law in a county court. Since the law was enacted a century ago, not a single person has been charged with violating it in the state. As a result, this case was essentially new territory for state prosecutors and the presiding county court judge. The case is being appealed. The defense attorney is confident that the verdict will be overturned based on a failure of what they perceive as the judge not abiding by precedent. This claimed precedent refers to a recent highly publicized case in another state that involved a similar law. As a noted legal scholar, the state judiciary has called you in to assess the validity of the appeal. When asked for your preliminary thoughts by a senior state prosecutor, specifically if you believe the judge failed to follow precedent in offering his opinion, how do you respond
In the situation described and following the definition and common use cases of precedent, I would confirm that it is my opinion that the judge in question did in fact fail to follow precedent.
Precedent is described as a past event and/or action which is used as a guide when considering the course of action for a similar situation. Given the keyword "similar" in this definition, it can be argued that in order for precedent to apply to a situation, it is not necessary for the details of each situation to be identical.
Therefore, the defense attorney can argue the failure to follow precedent based solely on the similarly obscure nature of each law. Furthermore, if the defense attorney is able to procure evidence of past infractions of this law for which no charges were upheld, it would almost certainly result in the appeal being granted and the subsequent review of the law in question.
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Walking down a city street in the early hours of the morning, Josh is bumped by a man coming the other way. He almost loses his footing but keeps walking without stumbling. Patting his back pocket, Josh realizes that his wallet is gone. He believes that the man took it when he purposefully bumped into Josh. Of what kind of crime has Josh MOST likely become a victim?
OA. personal robbery B. first-degree armed robbery OC. institutional robbery D. third-degree armed robbery
Answer:
A. Personal Robbery.
Explanation:
Personal robbery is when a victim's personal items are stolen.
First-degree robbery is when the criminal uses weapons to threaten the victim for their belongings.
Institutional robbery when robbed in commercial settings.
Third-degree robbery is when the criminal uses weapons to threaten the victim for their property.
Answer:
personal robbery
Explanation:
A person can only commit robbery by taking something from someone else. This includes taking property that someone else is holding or has on their person (like money or a diamond ring), as well as taking property that is within the victim's control.
Over the past one hundred years business cycles have become more severe.
True or false
Some economists suggest they are, while others suggest it's the other way around: Longer expansions lead to more severe recessions. ... The most recent US business cycle has been remarkable in both its recession and expansion phases.
A business cycle represents fluctuations in the economy around full-employment output, but an economy's full-employment output, often called potential GDP, can also change. It grows over time due to population growth, growth in the economy's capital stock, and technological change.
Answer:
True.
Business cycles have been becoming expansive and severe, mostly in the U.S.The reason why it grows so much is because of the growth in the population, growth in the economy, and technological change.I hope this helped at all.
how does the requirement for probable cause to detain compare to the requirement for probable cause to go to trial
Answer:
Probable cause to detain requires fewer facts than does the decision to go to trial. The former refers to offenses where imprisonment is authorized but not required, while the latter refers to offenses that don't actually result in imprisonment.
Explanation:
Should profiling even be allowed-is it scientific enough to stay in the realm of criminal justice? Why or why not?
Brainliest! Please help
Answer:
Offender
Explanation:
D is not in our businesses .
C includes victim which denotes to the payer of crime.
B denotes to witness which means knower of crime.
Offender in A means to do crime Option A is correct