Your adjusted premium based on a current annual premium of $975, increased by a 28% penalty for being at fault in the second accident in six months, is $1,248.
What is the annual premium?The annual premium is the amount that a policyholder pays to the insurance company for a one-year insurance policy.
The annual premium helps to guarantee payment of indemnity when the covered events occur.
This implies that the annual premium is a periodic contribution that helps in the pooling of risks by the insured to help the insurer meet its indemnity obligations.
Data and Calculations:Current annual premium = $975
Increase in annual premium = 28%
Adjusted premium = $1,248 ($975 x 1.28)
Thus, the adjusted premium based on a current annual premium of $975, increased by a 28% penalty for being at fault in the second accident in six months, is $1,248.
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What is starbucks doing to better the economy and environment in areas around the world?.
Answer:
Cutting down on carbon, water, and waste footprints by half
Explanation:
In 2020 Starbucks committed to a resource-positive future, formalizing environmental goals to cut its carbon, water, and waste footprints by half. As a progression against those goals, the company commits to Carbon Neutral Green Coffee and to conserving water usage in green coffee processing by 50%, both by 2030.
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When a manager creates a budget that is too easy to attain, ______ occurs.
Answer:
Explanation:
budgetary slack
Reuben would like to buy a car that costs $25,000 today when he graduates from college in 5 years. If the rate of inflation is expected to be 3% per year over the next 5 years, how much would Reuben expect to pay for a similar car in today's dollars
The future value of the car that costs $25,000 today in 5 years at an inflation rate of 3% per year is $28,981.85.
What is the future value?The future value shows the value that a present value will be in a future period, given the time value of money concept.
The future value can be computed using the future value formula, future value table, or an online finance calculator as below.
Data and Calculations:Price of a car today = $25,000
Period to buy the car = 5 years
Inflation rate per year = 3%
Future value factor of 3% for 5 years = 1.159
Future price of the car in 5 years' time = $28,975 ($25,000 x 1.159)
N (# of periods) = 5 years
I/Y (Interest per year) = 3%
PV (Present Value) = $25,000
PMT (Periodic Payment) = $0
Results:
FV = $28,981.85
Total Interest $3,981.85
Thus, the future value of the car that costs $25,000 today in 5 years at an inflation rate of 3% per year is $28,981.85.
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Which best describes a way people can use personal loans? to buy a house to buy a car to pay for college to pay for groceries
Personal loans are unsecured loans offered by financial institutions based on factors such as employment history, repayment capacity, income level, profession, and credit history.
How do personal loans work?When you are approved for a personal loan, the funds are often sent directly into your checking account. When you acquire a loan to refinance current debt, you can occasionally ask your lender to pay your invoices directly.
Prepare to begin payback within 30 days, regardless of how you receive your payments. If you have a variable-rate loan, your interest rate will fluctuate, which may cause the amount you owe to alter from month to month.
When you pay off your personal loan, the credit line is closed.
Thus, Option D is correct which describes personal loans.
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Answer:
THE ANSWER IS TO PAY FOR COLLEGE
not car or house.
Explanation:
What is a very common way to purchase an automobile?
Answer:
through a car dealership?? what kinda question is that
What is a main disadvantage of leasing a vehicle compared to buying a vehicle? the up-front cost the monthly payments the length of payments the cost of insurance and gas
An upfront cost is the amount of money owed at the start of a transaction or business engagement.
Why Is Understanding Upfront Costs Important?A prospective homeowner can confidently choose a piece of property that is appropriate for their financial condition by thoroughly comprehending upfront fees as well as ongoing costs such as monthly mortgage payments and property taxes.
Because house ownership expenses exceed the reported purchase price, a good real estate agent will walk their client through the various amounts they will owe to ensure that the buyer is not caught off guard by significant upfront costs.
Thus When comparing up-front costs, buying is more advantageous than leasing which is more costly.
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You are given the following data on different rates with the same maturity(1.5years) , but quoted on a different basis and different compounding frequencies :
• continuously compounded rate: 2.00% annualized rate
• continuously compounded return on maturity: 3.00%
• annually compounded rate: 2.10% annualized rate
• semi-annually compounded rate: 2.01% annualized rate
you want to find an arbitrage opportunity among these rates.
is there any one that seems to be mispriced?
Based on the periods of compounding, the rate that is mispriced is the annually compounded rate.
Why is this mispriced?First find out the effective rates of all the rates.
Continuously compounded rate:
= e ^ (Annual rate x period of compounding) - 1
= e⁰.⁰² ˣ ¹.⁵ - 1
= 0.0305
= 3.05%
Continuously compounded return on maturity:
= e ^ (Yield x period of compounding) - 1
= e⁰.⁰³ ˣ ¹ - 1
= 0.0305
= 3.05%
Annual compounding :
= ( 1 + (Rate of compounding / Number of compounding periods in year))^number of compounding periods - 1
= (1 + 2.10%)¹.⁵ - 1
= 0.0317
= 3.17%
Semi-annual compounding:
= ( 1 + (Rate of compounding / Number of compounding periods in year))^number of compounding periods - 1
= (1 + 2.01%/2)³ - 1
= 0.0305
= 3.05%
Mispricing occurs at Annually compounded rate.
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How can globalization negatively affect american farmers health
Explanation:
Negative Impact of globalisation:
Attraction of global market resulted in farmers shifting from traditional or mixed cropping to unsustainable cropping practices. The competition from cheaper imports pushed down the prices of crops like cotton, wheat etc making agriculture unsustainable for many farmers.
Which of the following factors are considered when calculating gdp? i. goods produced within a country by citizens of that country ii. goods produced within a country by residents who are not citizens iii. goods produced within a country for use in production of other goods iv. goods produced by a country’s citizens outside of its borders a. ii and iii b. i only c. i and ii d. i, ii, iii, and iv
Gross domestic product (GDP) is the total amount or market worth of all finished products and services produced within the borders of a country in a given time period.
How is GDP calculated?GDP is often estimated on an annual basis, but it is also measured quarterly. The government of the United States, for example, produces an annualized GDP assessment for each fiscal quarter as well as for the entire calendar year.
The various data sets included in this study are presented in real terms, which means that the data has been adjusted for price changes and is thus net of inflation.
Thus, Option D is correct about the factors of GDP.
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Darin has clicked on the Outdoor Gear website. What should the marketing manager have already done to make sure the site works for Darin
The marketing manager can make the website work for Darin by;
Provide truly useful information.Keep Darin interested in Outdoor Gear's offerings.What is a website?A website is an online platform used to advertise a business, it a way to market the products of the company.
This can be helpful by providing the necessary information about the products on the website for consumers to see.
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what independent sales branch is being replaced by a manufacturer sales branch
Question 1 of 10
In a command economy, decisions about which goods are produced are
based on:
A. what the local community has made for generations.
B. what businesses believe will generate the most profits.
C. what the government decides is important for society.
D. what goods are most likely to sell in international markets.
SUBMIT
Answer:
the correct answer is a
Explanation:
Describe your strategy for pricing your goods or service. What will the final price be?:
Answer:
Think of the price of materials then of your time
Explanation:
Help me please.. there is no option on here for human resources principals, so i jus clicked business as the subject..
Answer:
pls explain the question first
Is it permissible to make a mark outside the boundary of the field of play?
Answer:
As an option, eight marks (“optional marks” or “hash marks”) may be added, just outside of the field of play and perpendicular to the perimeter lines, one each at the sideline and the end line, 10-yards from each corner. This is for the benefit of the referees to ensure the proper distance is maintained by defenders when a corner kick is taken.
Explanation:
Saraiya runs a small café. She would like to start placing small ad buys on social media and hires an analytics firm to determine which platforms she should advertise on. What type of cost would this be considered?.
A social media implementation cost wil be incurred if she start placing small ad buys on social media and hires an analytics firm.
What is a social media implementation cost?These is a varible cost that is used for implementation of social media account for advertisement, promotion etc.
Hence, these implementation cost wil be incurred if she start placing small ad buys on social media and hires an analytics firm.
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Budgets ______. Multiple choice question. Focus on what has happened in the past communicate management's plan throughout the organization primarily help managers with day-to-day emergencies
Budgets assist to communicate management's plan throughout the organization.
What is budget?A budget is a spending plan based on income and expenses. It is an estimate of how much money you'll make and spend over a certain period of time.
The purpose of the budget is to establish financial objectives with the monitoring and measurement of results, enabling better decision-making. Budget is done for allocation of expenditures for various purposes over the next year.
Hence, budgets communicate management's plan throughout the organization.
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Factors that have contributed to heterogamy include a. higher college enrollments. b. geographical mobility. c. participation of women in the work force. d. all of the above please select the best answer from the choices provided a b c d
The factors that have changed to heterogamy include a higher college enrollments, geographical mobility, and participation of women in the work force.
Option D is correct.
What is heterogamy?Heterogamy is defined as the marriage between people of different characteristics.
These characteristics include different sociological backgrounds, educational levels and different races. Geographical mobility has aided Heterogamy in a beneficial way.
Interracial marriages are more common when people of different races meet as a result of travel.
Therefore, option D is correct.
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Answer:
The correct answer is D
Explanation:
Al of the above.
Based on your reading of the following passage, to which listed careers do you think John might be suited? (Select all that apply. ) John is a high school graduate. He is smart and ambitious but does not wish to pursue a college degree. John has good technical skills, can operate computers, and has a strong grasp of basic physical sciences. He served in the navy for four years. John is not opposed to joining a union. He does not have a spouse or any children. John is physically healthy, strong, and has good vision without any significant issues. John might be suited to be: a seaman a seaman a rail yard worker a rail yard worker a ship's captain a ship's captain a dispatcher
Answer:
a seaman
a seaman
a rail yard worker
Explanation:
Mary remodeled her bathroom, and her assessment went from $67,000 to $71,000. If she pays taxes at a rate of 31.5 mills, what is her increase in property tax?
Answer:
$126
Explanation:
To solve, find the amount of property tax at $67,000, then find the amount of property tax at $71,000 and subtract the amounts.
Mary remodeled her bathroom, and her assessment went from $67,000 to $71,000. If she pays taxes at a rate of 31.5 mills, Then her increase in property tax will be $126.
What is tax?The taxes are mandatory contributions, that are levied on individuals or corporations by a government entity—whether local, regional, or national.
The tax revenues are basically used for financing government activities, including public works and services such as construction of roads, hospitals and schools, or programs such as Social Security, old age pension and Medicare.
In economics, taxes fall on whoever pays the burden of the tax, whether this is the entity being taxed, such as a business, or the end consumers of the business’s goods.
Mary remodeled her bathroom, and her assessment went from $67,000 to $71,000. If she pays taxes at a rate of 31.5 mills, Then her increase in property tax will be $126.
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#SPJ6
Which statement(s) most directly apply to capitalism? I. There is heavy government regulation of industry. II. Individuals can start some, but not all, kinds of enterprises. III. The price and availability of goods is determined primarily by the market. A. I and II b. II only c. I and III d. III only.
Capitalism refers to private ownership of trade and industries and price of good and services determine by the market.
What do you mean by capitalism?It is the countries economic and political system where trade, industries and capital goods are owned and controlled by private individuals for profit rather than the government.
The statement that the price and goods availability is determined primarily by the market explains the capitalism.
Therefore, option d aptly describes capitalism.
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If the government levies a $500 tax per car on sellers of cars, then the price received by sellers of cars would:.
When parents or eligible students request inspection and review of education records, federal law stipulates that the requested information must be provided within:.
The period of time that is requested for inspection and review of education records, according to federal law is 45 days.
What is an education records review?This is a review of the academic standing of a student. The reason why the review is needed is probably because the student wants to apply for a new school.
According to federal law, when the request is received, the records must be provided within 45 days.
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Why is the monopolist is a price maker?
Answer:
✒️Answer:A monopoly firm is a price-maker simply because the absence of competition from other firms frees the monopoly firm from having to adjust the prices it charges downward in response to the competition. ... Absent that competitive atmosphere, a sole provider can set the price he or she wants.
Explanation:
#CarryOnLearning[tex]watch.some.anime[/tex]
LIFO uses the ______ unit costs for Cost of Goods Sold on the income statement and the ______ unit costs for Inventory on the balance sheet.
LIFO uses the last unit costs for Cost of Goods Sold on the income statement and the first unit costs for Inventory on the balance sheet.
What is LIFO?LIFO means last in first out. It means that it is the last purchased inventory that is the first to be sold.
For example, if beginning inventory consists of 10 units at $10 per unit. In the middle of the month, 10 units were bought at $15 per unit. At the end of the month, 10 units were sold. Using LIFO, the cost of goods sold would be $150 ( 10 x 15). Ending inventory would be $100 ($10 x 10).
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________ innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization. marketing
Marketing innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization.
What is marketing innovation?Marketing innovation is a term used to refers to how the new products can be used to convince the consumer so they can buy it.
It is based on the organization can comes up with better idea to win heart of consumer.
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A young couple living in the rural south heard about the closing of a local grocery store. although a small operation, it served a small community that would now have to travel another 20 miles to the nearest grocery store. with help from a local realtor and banker, the couple purchased the store, remodeled it, and reopened it. as new storeowners, they had to carefully watch cash flow. as their customer base began to grow, they hired others to help with the operation. the economic benefit they created can be considered
In a cohesive group, group members have a degree of dependence on the group. A. True B. False
It is true that members in a cohesive group have a degree of dependence on the group.
What is cohesive group?A cohesive group is one whose members are very positive in their feeling towards the group and are strongly motivated to retain their membership in the group.
There cannot be group cohesion if the members do not wish to belong to the group or do not find the motivation to belong to the group.
Hence, It is true that members in a cohesive group have a degree of dependence on the group.
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12. Currency is useful in that it serves as
A. a hedge against inflation.
B. a convenient way to save money.
C. a medium of exchange.
D. all of the above.
When considering marginal revenue versus marginal costs, marketers must ensure that.
It should be noted that when considering marginal revenue versus marginal costs, marketers must ensure that marginal revenue exceeds marginal costs.
What is marginal revenue and marginal costs?The marginal cost of production serves as the change in total cost that is bern incured as a result of making or producing one additional item.
Marginal revenue (MR) on the other hand serves as the incremental entity.
However, In equilibrium, marginal revenue equals marginal costs.
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