You have just purchased a new warehouse. To finance the purchase, you’ve arranged for a 35-year mortgage loan for 85 percent of the $3,350,000 purchase price. The monthly payment on this loan will be $16,800. What is the APR on this loan? What is the EAR on this loan?

Answers

Answer 1

Answer:

APR = 2.43%

EAR = 2.46%

Explanation:

(a) What is the APR on this loan?

Annual percentage rate (APR) is the yearly interest rate that a borrower pays or an investor earns. It is expressed in percentage term without taking compounding into consideration.

This can be calculated using the Annual Percentage Rate (APR) formula as follows:

APR = {[(Fees + Interest amount) / Principal / n] * 365} * 100 ……………… (1)

Where;

APR = ?

Fees = 0

Interest amount = Interest rate * Purchase price = 85% * $3,350,000 = $2,847,500

Principal = Purchase price = $3,350,000

n = Number of days in the mortgage term = 365 days * 35 years = 12,775 days

Substituting the values into equation (1), we have:

APR = {[(0 + 2,847,500) / 3,350,000 / 12,775] * 365} * 100

APR = 2.43%

(b) What is the EAR on this loan?

The Effective Annual Rate (EAR) refers to the interest rate earned by an investor in a year after the compounding has been adjusted for over a specified period.

This can be calculated using the Effective Annual Rate (EAR) formula as follows:

EAR = (1 + i/n)^n – 1 ..................... (2)

Substituting the values into equation (2), we have:

i = Stated annual interest rate = APR = 2.43%, or 0.0243

n = Number of compounding periods = 12

EAR = (1 + 0.0243/12)^12 – 1

EAR =  0.0246, or 2.46%


Related Questions

You have $256,000 to invest in a stock portfolio. Your choices are Stock H, with an expected return of 14.1 percent, and Stock L, with an expected return of 10.7 percent. If your goal is to create a portfolio with an expected return of 12.3 percent, how much money will you invest in Stock H and in Stock L

Answers

Answer: Investment in H = .4706($256,000)

Investment in H = $120,470.59

Investment in L = .5294($256,000)

Investment in L = $135,529.41

Explanation:

Investment in Stock H

Investment in Stock L

Here, the expected return of the portfolio and the expected return of the assets in the portfolio have been given and we're to calculate the dollar amount of each asset in the portfolio. So, we need to find the weight of each asset in the portfolio. Since the total weight of the assets in the portfolio must equal 1 (or 100%), we can find the weight of each asset as:

E[Rp] = .1230 = .141xH + .107(1 - xH)

xH = .4706

xL = 1 - xH

xL = 1 - .4706

xL = .5294

So, the dollar investment in each asset is the weight of the asset times the value of the portfolio, so the dollar investment in each asset must be:

Investment in H = .4706($256,000)

Investment in H = $120,470.59

Investment in L = .5294($256,000)

Investment in L = $135,529.41

holdy Inc's bonds currently sell for $1,275. They pay a $120 annual coupon and have a 20-year maturity, but they can be called in 5 years at $1,120. Assume that no costs other than the call premium would be incurred to call and refund the bonds, and also assume that the yield curve is horizontal, with rates expected to remain at current levels on into the future. What is the difference between the bond's YTM and its YTC?

Answers

Answer:

Yield to maturity (YTM) is 1.91% higher than yield to call (YTC).

Explanation:

YTM = {coupon + [(face value - market value)/n]} / [(face value + market value)/2]

YTM = {$120 + [($1,000 - $1,275)/20]} / [($1,000 + $1,275)/2] = $106.25 / $1,137.50 = 9.34%

YTC = {coupon + [(call price - market value)/n]} / [(call price + market value)/2]

YTC = {$120 + [($1,120 - $1,275)/5]} / [($1,120 + $1,275)/2] = $89 / $1,197.50 = 7.43%

9.34% - 7.43% = 1.91%

Use linear approximation to estimate the amount of paint in cubic centimeters needed to apply a coat of paint 0.07 cm thick to a hemispherical dome with a diameter of 30 meters.

Answers

Answer:

dv= 989100cm^3

Explanation:

The volume of a sphere can be calculated using below formula

Volume of a sphere = 4/3 π r^3

Therefore, for a hemisphere, V= 2/3 pi r^3

V=(4/3)πr³

V= 2/3πr³

dV/dr=4πr²

Then we need to pproximate dV/dr with

ΔV/Δr then we have

Volume of hemispherical some is one half of the the volume of a sphere where dr is change in radius, dv is change in volume

dV/dr=2πr²

Take the derivative of V with respect to r then we have

dV=2πr²dr

where

Radius = diameter/2

Our diameter is 30cm then

r=30m/2 = 15cm

Then we convert to cm we have

r= 1500cm

dv= 2×π ×(1500)^2 × 0.07

dv= 989100cm^3

the amount of paint in cubic centimeters needed to apply a coat of paint 0.07 cm thick to a hemispherical dome with a diameter of 30 meters is

989100cm^3

Using a linear approximation to estimate the amount of paint in cubic centimeters needed to apply a coat of paint 0.07 cm thick to a hemispherical dome with a diameter of 30 meters will be: 989,601.69 cubic centimeters

Volume of a sphere = 4/3 πr^3

Hemisphere:

V= 2/3 πr^3  

dV = 2πr^2 dr

Where:

dr=0.07cm

r=(1/2)×30m=1500cm

Let plug in the formula

dV = 2×π×(1500^2)×(.07)

dV=989,601.69 cubic centimeters

Inconclusion using a linear approximation to estimate the amount of paint in cubic centimeters needed to apply a coat of paint 0.07 cm thick to a hemispherical dome with a diameter of 30 meters will be: 989,601.69 cubic centimeters

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Scenario: Home Monopolist) A monopolist faces a demand curve given by P = 60 2Q and has total costs given by TC = Q2. Its marginal revenue is MR = 60 4Q and its marginal cost is MC = 2Q. Compared with the no-trade equilibrium, consumer surplus ___________ when the monopolist engages in free trade.

Answers

Answer:

2Q

Explanation:

Economy equilibrium is where MC = MR.

Marginal cost equals marginal return when the supply and demand is linear. Consumer surplus is the additional amount that a consumer is willing to pay for the goods and services. Here MC = 2Q and MR = 60 + 4Q. Here consumer is paying 2Q additional in the equation of marginal return.

Aladdin Jets is attempting to build an airplane that is made by welding the skin (outside layer) of the plane. The technique is much less expensive than an alternative riveting technology. The firm is also using a new type of jet engine with superior efficiency. The new entrant is entering a market that is realizing a substantial increase in competition. Which of the following would be strategies that the firm is attempting?
a. Cost reduction
b. Product differentiation
c. reduction in competitive intensity
d. a and b
e. all of the above.

Answers

Answer: Option D( a and b)

Explanation:

From the question, we are informed that Aladdin Jets wants to build an airplane that is made by welding the skin of the plane and that the technique is much less expensive than an alternative riveting technology.

We are further informed that the firm is also using a new type of jet engine with superior efficiency. The above analysis shows that the firm is using a product differentiation strategy and also reducing costs. While the company is trying out new things, it's also trying to minimize cost.

Cooperton Mining just announced it will cut its dividend from $4.01 to $2.57 per share and use the extra funds to expand. Prior to the​ announcement, Cooperton's dividends were expected to grow at a 3.4% ​rate, and its share price was $50.07. With the planned​ expansion, Cooperton's dividends are expected to grow at a 4.7% rate. What share price would you expect after the​ announcement? (Assume that the new expansion does not change​ Cooperton's risk.) Is the expansion a good​ investment?

Answers

Answer:

$34.35

The price has fallen from $50.07 to $34.35 which means that Expansion will not be a good option.

Explanation:

Computation for the share price to expect after the announcement

Using this formula

Ke = [ D1 / P0 ] +g

Where,

D1 =$4.01

P0 = $50.07

g =3.4%

Let plug in the formula

Ke = [ D1 / P0 ] +g

Ke= [ $4.01 / $50.07] + 0.034

Ke= 0.0800+ 0.034

Ke= 0.1140

Second step is to find the Price after Expansion using this formula

P0 = D1 / [ Ke - g ]

Where,

D1=$2.57

Ke=0.1140

g=4.7%

Let plug in the formula

P0= $ 2.57 / [ 0.1140 - 0.047 ]

P0=$2.57/0.067

P0=$ 34.35

Based on this calculation, we can see that the price has fallen from $50.07 to $34.35 which means that Expansion will not be a good option.

Therefore the share price that you would expect after the​ announcement will be $34.35

Stan Slickum has a used car that can be bought for ​$8 comma 500 cash or for a ​$1 comma 000 down payment and ​$770 per month for 12 months. What is the effective annual interest rate on the monthly payment​ plan?

Answers

Answer:

48.8%

Explanation:

We can use the rate formula to determine the monthly rate as follows:

=rate(nper,pmt,-pv,fv)

nper is the number of monthly payments which is 12

pmt is the amount of monthly payment which is $770

pv is the cash price of the minus downpayment i.e $8500-$1000=$7500

fv is the balance after all payments have been made i.e $0

=rate(12,770,-7500,0)=3.37%

effective monthly rate=(1+3.37% )^12-1=48.8%

For each scenario, identify which argument is being used to justify trade protectionism.

Argument:
1. Job creation argument
2. National Security argument
3. Infant industry argument

a. Politicians in a small nation want to impose tariffs on foreign food because they believe the nation is too dependent on foreign producers.
b. Lobbyists argue that by prohibiting the importation of manufactured goods, the domestic manufacturing industry will create thousands more jobs.
c. Brazil imposes high tariffs for computer imports so small, domestic manufacturers can develop the technology needed to compete with foreign competitors.
d. Lobbyists argue that raising import tariffs on foreign oil will lead to more domestic jobs in the domestic energy industry.

Answers

Answer:

a. Politicians in a small nation want to impose tariffs on foreign food because they believe the nation is too dependent on foreign producers.

2. National Security argument

This argument is generally used on high tech products, but it is sometimes used to support other industries that are considered essential and very important for a country. The problem is that it always results in higher domestic prices benefiting only a few.

b. Lobbyists argue that by prohibiting the importation of manufactured goods, the domestic manufacturing industry will create thousands more jobs.

1. Job creation argument

Under this policy, politicians think that they can substitute imports by local products which would favor the trade balance and also generate jobs. The problem is that domestic prices might be very high and consumers will be forced to pay those high prices. Also, other economies can retaliate and the country's exports might be negatively affected.

c. Brazil imposes high tariffs for computer imports so small, domestic manufacturers can develop the technology needed to compete with foreign competitors.

3. Infant industry argument

This argument is used by politicians that claim that infant industries (or recent, new industries) need to be protected in order to be able to function, prosper and grow. The problem with this argument is that industries operate under a bubble and consumers are charged very high prices for obsolete technology.

d. Lobbyists argue that raising import tariffs on foreign oil will lead to more domestic jobs in the domestic energy industry.

1. Job creation argument

Again, under this policy, politicians think that they can substitute imports by local products which would favor the trade balance and also generate jobs. The problem is that domestic prices might be very high and consumers will be forced to pay those high prices.

Kindzi Co. has preferred stock outstanding that is expected to pay an annual dividend of $4.18 every year in perpetuity. If the required return is 4.19 percent, what is the current stock price?

Answers

Answer:

The current price of the stock is $99.76

Explanation:

The price of a stock which pays a constant dividend throughout for an indefinite period of time can be calculated using the present value of perpetuity formula. The stock qualifies as a perpetuity as it pays a constant cash flow after equal intervals of time and for indefinite time period.

The formula for the present value of perpetuity is,

Present Value = Cash Flow or Dividend / r

Where,

r is the discount rate

Present value = 4.18 / 0.0419

Present value = $99.76

So, the current price of the stock is $99.76

Suppose that on Valentine's Day, the demand for both roses and greeting cards increases by the same percentage amount. However, the price of roses increases by more than the price of greeting cards. Based on this information, you can conclude that the supply of Valentine's card:_______.

Answers

Answer:

The correct answer is: the supply of the greeting cards is less elastic than the one of the roses.

Explanation:

To begin with, the elasticity show how much the price and the quantity are related by indicating the variation that happens to one of them when the other changes. Therefore that the supply of the greeting cards is less sensitive to price because when the quantity demanded increased the price did not change as much as the roses due to the fact that the sellers were not encourage as much as the sellers of the roses to produce more and therefore to increase the price of the cards. So to sum up, when the price changed the sellers were not encourage to increase the production of the cards as much as the production of the roses because of its elasticity.

Answer:

the supply of the greeting cards is less elastic than the one of the roses.

Explanation:

You would like to have extra spending money, so you decide to work part time at the local gym. The job pays you $15 per hour and you work 20 hours per week. Your employer withholds 10% of your gross pay for federal taxes, 7.65% for FICA taxes and 3% for state taxes.
a. What is your weekly gross pay?
b. How much is withheld per week for federal tax?
c. How much is withheld per week for FICA taxes?
d. How much is withheld per week for state taxes?
e. What is your weekly net pay?
f. What percentage of your gross net pay is withheld for taxes?

Answers

Answer:

Gross Pay 300 dollar

Federal Income Tax $ 30

FICA $ 22.95

SUTA $ 9

Net Pay: 238.05

As a percentage of gross pay: 79.35%

Explanation:

Gross pay:

20 hours x $15 each = $ 300

Taxes:

income tax: 300 x 10% = 30

FICA 300 x 7.65% = 22.95

SUTA taxes 300 x 3% = 9

Net pay 300 - 30 - 22.95 - 9 = 238.05

Net pay as a percentage of gross pay:

238.05 / 300 = 0.7935 = 79.35%

All of the following are normally found in a corporation's stockholders' equity section, exceptAll of the following are normally found in a corporation's stockholders' equity section, except a. Paid-in-capital in excess of par b. Unearned Rent c. Retained Earnings d. Common Stock

Answers

Answer:

b. Unearned Rent

Explanation:

Shareholders Equity is the residual amount of Assets after deducting the Liabilities.

The Unearned Rent is a Liability and is not found in the Shareholders Equity Section.

Liabilities are Present obligations of an entity that arise as a result of past events, the settlement of which will result in out flow of economic benefits from the entity.

For any economy, the "scarcity" problem simply means that the available free resources are "not enough" to produce all goods and services required to satisfy the unlimited human wants.

a. True
b. False

Answers

This is false good luck

Answer:

Your correct answer for this is False.

Explanation:

There is no way that it could possibly be True.

Power and influence (Connect, Perform)
Complete the following sentences with the correct term.
1. When a manager uses relationships and formal authority to cause other people in the organization to change their behavior, the manager _______.
2. The homeroom teacher has ______ because she can choose to give the best-behaving students passes to the school library, which students find a more pleasant place to study than the classroom.
3. Management at Work As the training and development manager at the Anderson Windows and Doors Company, part of your job involves helping managers learn to become better leaders. You are thinking about starting a class titled "Power and Influence for Managers," and you’ve been gathering some examples to use during the training session. Select which type of power the manager is using in the following example.
Example--- Type of Power Used Jeffrey has 20 years of management experience, and he can answer any question. Because Jeffrey is one of the most knowledgeable managers in the company, people naturally follow his advice when making complicated decisions. In reviewing research on power, you discover that there are three other common sources of power in organizations.
Which of the following are included in that list? Check all that apply.
A. Network of relationships
B. Personal effort
C. Locus of control
D. Information
4. Select the type of influence principle that best describes each of the following examples.
Example- Type of Influence Principle. A real estate agent gets new clients by being known as a "good guy" whose clients trust and respect him. A parent smiles at a child whenever the child is being quiet. In turn, the child is quiet more often. When discussing influence tactics with your managers, you should tell them that:
A. The best managers use a variety of influence tactics
B. The best managers avoid the use of influence tactics
C. The best managers use hard tactics, such as asking for what they want and using rational persuasion
D. The best managers use soft tactics, such as making people like them and developing allies

Answers

Answer:

1. Is exercising influence.

2. Reward power.

3a. Referent power.

3b. A, B and D.

4a. Make people like you.

4b. Reward the behaviors you want.

5. A. The best managers use a variety of influence tactics.

Explanation:

1. When a manager uses relationships and formal authority to cause other people in the organization to change their behavior, the manager is exercising influence.

2. The homeroom teacher has reward power because she can choose to give the best-behaving students passes to the school library, which students find a more pleasant place to study than the classroom.

3a. Jeffrey has 20 years of management experience, and he can answer any question. Because Jeffrey is one of the most knowledgeable managers in the company, people naturally follow his advice when making complicated decisions. The type of power used by Jeffrey is referent power.

3b. The three (3) common sources of power are;

I. Network of relationships.

II. Personal effort.

III. Information.

4a. A real estate agent gets new clients by being known as a "good guy" whose clients trust and respect him. The type of influence principle here is, make people like you because he is termed a "good guy" meaning he his trustworthy, respectful and nice. Hence, people would like his personality and by extension be his clients.

4b. A parent smiles at a child whenever the child is being quiet. In turn, the child is quiet more often. The type of influence principle used here is, reward the behaviors you want because the parent is happy that the child isn't crying or disturbing. Therefore, to reinforce the child's quietness; the parent smiles at the child.

5. When discussing influence tactics with your managers, you should tell them that: the best managers use a variety of influence tactics. In order to be able to lead your subordinates effectively, efficiently and successfully as a manager, you will have to know how and when to use a variety of influence tactics such as rational persuasion, consultation, ingratiation, legitimating, pressure, personal appeals, coalitions, exchange and inspirational appeals depending on the context or situation.

Hence, the more tactics you have as a manager, the higher your chances of achieving your influence goals.

An online-only bank currently offers a 7-year CD (certificate of deposit) paying simple interest rate of 4% per quarter. If you want to get $4,240 from this CD 7 years later, how much do you have to purchase today?

Answers

Answer:

The answer is $1,413.94

Explanation:

Number of periods(N) = 28 periods (7 years x 4 quarters)

Interest rate(I/Y) = 4% per quarter. Therefore, interest rate per year is 16% per year(4% x 4 quarters)

Future value(FV) = $4,240

Present Value (PV) = ?

Let's use a financial calculator:

N = 28; I/Y = 4, FV = 4,240; CPT PV= -1,413.94

Therefore, the present value is $1,413.94

Beatrice invests $1,320 in an account that pays 4 percent simple interest. How much more could she have earned over a 5-year period if the interest had been compounded annually

Answers

Answer:

How much more earned is $21.98

Explanation:

Calculation of the amount earned when investment in paying on simple interest

Interest = Amount  * Interest rate * No of years

Interest = 1320 * 4% * 5

Interest = $264

Total amount = Interest + Amount invested

Total amount = $1320 + 264

Total amount = $1,584

Therefore, the total amount earned when earning on simple interest of 4% is $1,584

Calculation of the amount earned when investment interest in paying compounded annually

Pv= 1320

n= 5

i= 4%

Fv= ?

Fv= P(1+i)^-n

Fv= 1320(1+0.04)^5

Fv= 1320(1.04)^5

Fv= 1320(1.216652)

Fv= $1605.98

Therefore, the total amount earned when earning on interest compounded annually is $1,605.98

Calculation of how much more earned

Amount earned = Amount earned as per compounded interest - Amount earned as per simple interest

Amount earned = $1,605.98 - $1,584

Amount earned = $21.98

Therefore, how much more earned is $21.98

Which of these would most likely be funded through a Community Facilities District?

Answers

Answer:

what ones there's only the question not the answers

Where are the answer choices ? Thanks

A growing population encourages economic growth as it creates a larger workforce. Suppose a surge in immigration increases a country's total population and its overall economic output increases. As a result, the country's real GDP increases from $304,000 to $316,500. What is the percent change in real GDP

Answers

Answer:

4.11%

Explanation:

the percentage change in real GDP = [(new real GDP - old real GDP) / old real GDP] x 100 = [($316,500 - $304,000) / $304,000] x 100 = 4.11%

Generally a surge in immigration will result in both higher nominal and real GDP, but what should be more important is how real GDP per capita changes. If real GDP per capita increases, then the inflow was positive and made the economy grow for better. If real GDP per capita decreases, even if total real GDP increases, then the economy is not doing better.

In order to achieve the target for the nominal interest rate established by the monetary policy rule, the central bank adjusts:

Answers

Answer: C. the money supply.

Explanation:

The Money Supply in an economy can be adjusted to influence interest rates due to the indirect relationship that exists between them. This means that when there is a high money supply, interest rates are lower and vice versa.

The Central Bank controls how much money is in the economy by using Open Market operations that buy or sell government securities as well as reserve requirements on banks.

The goal of collaborative planning, forecasting, and replenishment (CPFR) is to improve operational efficiency and manage inventory.

a. True
b. False

Answers

Answer:

Option "a" = true.

Explanation:

"The goal of collaborative planning, forecasting, and replenishment (CPFR) is to improve operational efficiency and manage inventory"

The statement given above is right or CORRECT and TRUE(option a).

The concept of "Collaborative Planning, Forecasting and Replenishment" was first brought into limelight in the year 1995. Collaborative Planning, Forecasting & Replenishment make sure that a terminology or say a concept in commerce which is know as "Integration of supply chain" is improving greatly.

The collaborative planning, forecasting, and replenishment (CPFR) helps to improve operational efficiency by reducing costs such as that of logistics, transportation and many more.

For a recent year, McDonald's Company-owned restaurants had the following sales and expenses (in millions):

Sales $28,600
Food and packaging $9,710
Payroll 7,200
Occupancy (rent, depreciation, etc.) 6,630
General, selling, and administrative expenses 4,200
$27,740
Income from operations $860

Assume that the variable costs consist of food and packaging, payroll, and 40% of the general, selling, and administrative expenses.

a. What is McDonald's contribution margin? Round to the nearest tenth of a million (one decimal place)
b. What is McDonald's contribution margin ratio? Round to one decimal place.
c. How much would income from operation increase if the same-store sales increased by $900 million for the coming year, with NO change in the contribution margin ratio or fixed costs? Round your answer to the nearest tenth of a million (one decimal place)

Answers

Answer:

a. What is McDonald's contribution margin?

contribution margin = total sales - total variable costs = $28,600 - [$9,710 + $7,200 + (0.4 x $4,200)] = $10,010

b. What is McDonald's contribution margin ratio?

contribution margin ratio = contribution margin / total sales = $10,010 / $28,600 = 0.35 ≈ 0.4

c. How much would income from operation increase if the same-store sales increased by $900 million for the coming year, with NO change in the contribution margin ratio or fixed costs?

increase in total contribution margin = $900 x 0.35 = $315

Income from operations will increase by $315 million

A municipal revenue bond trust indenture includes an "additional bonds test" covenant. This prohibits the issuer from doing all the following EXCEPT:_________.
A. issuing parity bonds unless the facility's revenues are sufficient to pay for existing and proposed debt
B. issuing senior lien bonds unless the facility's revenues are sufficient to pay for existing and proposed debt
C. issuing junior lien bonds unless the facility's revenues are sufficient to pay for existing and proposed debt
D. issuing bonds with the same lien on pledged revenues unless the facility's revenues are sufficient to pay for existing and proposed debt

Answers

Answer:

C. issuing junior lien bonds unless the facility's revenues are sufficient to pay for existing and proposed debt

Explanation:

A municipal revenue bond trust indenture includes an "additional bonds test" covenant. This prohibits the issuer from doing all the following;

1. issuing parity bonds unless the facility's revenues are sufficient to pay for existing and proposed debt.

2. issuing senior lien bonds unless the facility's revenues are sufficient to pay for existing and proposed debt.

3. issuing bonds with the same lien on pledged revenues unless the facility's revenues are sufficient to pay for existing and proposed debt

On the other hand, it allows issuing junior lien bonds unless the facility's revenues are sufficient to pay for existing and proposed debt.

An additional bonds test ultimately implies that the issuer is prohibited or restricted from the issuance of new bonds against the revenues of any other firm having same parity lien against pledged revenues, except it has sufficient funds (revenues) to do so.

Generally, in bond transactions, prohibition are made for selling debt having a senior claim when compared to that of the old (existing) bondholders such as creditors or investors.

Make-or-Buy Decision Somerset Computer Company has been purchasing carrying cases for its portable computers at a purchase price of $57 per unit. The company, which is currently operating below full capacity, charges factory overhead to production at the rate of 41% of direct labor cost. The unit costs to produce comparable carrying cases are expected to be as follows: Direct materials $24 Direct labor 20 Factory overhead (41% of direct labor) 8.2 Total cost per unit $52.2 If Somerset Computer Company manufactures the carrying cases, fixed factory overhead costs will not increase and variable factory overhead costs associated with the cases are expected to be 15% of the direct labor costs. a. Prepare a differential analysis dated April 30 to determine whether the company should make (Alternative 1) or buy (Alternative 2) the carrying case. If required, round your answers to two decimal places. If an amount is zero, enter "0". Differential Analysis Make Carrying Case (Alt. 1) or Buy Carrying Case (Alt. 2) April 30 Make Carrying Case (Alternative 1) Buy Carrying Case (Alternative 2) Differential Effects (Alternative 2) Unit costs: Purchase price $ $ $ Direct materials Direct labor Variable factory overhead Fixed factory overhead Total unit costs $ $ $ b. Assuming there were no better alternative uses for the spare capacity, it would to manufacture the carrying cases. Fixed factory overhead is to this decision.

Answers

Answer:

A. Total units cost for Make =$47

Total units cost for Buy=$57

B) I would advice that Decision Somerset Computer Company should manufacture because the Total units cost for Make which is Alternative 1 is cheaper or lesser than that of Buy which is Alternative 2.

Explanation:

A. Preparation of the differential analysis to determine whether the company should make (Alternative 1) or (Alternative 2)

DIFFERENTIAL ANALYSIS for Decision Somerset Computer Company

Particulars Make Buy Difference

Purchase price $0 $57 $57

Direct material $24 $0 ($24)

Direct labor $20 $0 ($20)

Variable factory overhead (15% of Labor) $3.00 $0 ($3.00)

Fixed factory overhead $0 $0 $0

Total unit costs $47.00 $57 $10.00

B) I would advice that Decision Somerset Computer Company should manufacture because the Total units cost for Make which is Alternative 1 is cheaper or lesser than that of Buy which is Alternative 2.

If a small electric automobile manufacturer is able to gain the social return generated by its electric motor, its demand for financial capital would Group of answer choices

Answers

Answer: shift to the left

Explanation:

When a small electric automobile manufacturer is able to gain the social return generated by its electric motor, then its demand for financial capital will shift to the left.

This means that since the financial capital shift to the left, there will be a reduction in the demand for financial capital.

Mayan Company had net income of $132,000. The weighted-average common shares outstanding were 80,000. The company has no preferred stock. The company sold 3,000 shares before the end of the year. There were no other stock transactions. The company's earnings per share is:

Answers

Answer:

EPS = $1.71 per unit

Explanation:

Earnings per share is the total earnings attributable to ordinary shareholders divided by the number of units of common stock .

It represents profit per unit of stock unit  held by common stock holder investor. The higher the more profitable and the  better.

Earnings per share = Earnings attributable to ordinary shareholders / units of common stock

Earnings attributable to ordinary shareholders= Net income after tax - preference dividend  

Net income = 132,000

Preference dividend = Nil

Number of shares at the end of the year = Number of shares at the beginning - number of shares at the end

Number of shares at the end of the year = 80,000 - 3000 = 77,000  units

Earnings = = 132,000 - 0 = 132,000

Earnings per shares(EPS) = $132,000 / 77,000 units = $1.71 per unit

EPS = $1.71 per unit

Larry Nelson holds 1,000 shares of General Electric's (GE) common stock. The annual stockholder meeting is being held soon, but as a minor shareholder, Larry doesn't plan to attend. Larry did not sell his shares but gave his voting rights to the management group running General Electric (GE). Larry must have signed a ________ that gives the management group control over his shares.
Larry also holds 2,000 shares of common stock in a company that only has 20,000 shares outstanding. The company's stock currently is valued at $47.00 per share. The company needs to raise new capital to invest in production. The company is looking to issue 5,000 new shares at a price of $37.60 per share. Larry worries about the value of his investment.
Larry's current investment in the company is_______. If the company issues new shares and Larry makes no additional purchase, Larry's investment will be worth_______.
This scenario is an example of_______. Larry could be protected if the firm's corporate charter includes a ________ provision.
If Larry exercises the provisions in the corporate charter to protect his stake, his investment value in the firm will become________.

Answers

Answer:

Larry must have signed a PROXY AGREEMENT that gives the management group control over his shares.

A proxy agreement is generally used for stockholders voting procedures, they basically grant another person the right to vote on behalf of another stockholder.

Larry's current investment in the company is $94,000.

= 2,000 stocks x $47 = $94,000

If the company issues new shares and Larry makes no additional purchase, Larry's investment will be worth $90,240.

company's new market value = (20,000 x $47) + (5,000 x $37.60) = $1,128,000

new stock price = $1,128,000 / 25,000 stocks = $45.12

= $45.12 x 2,000 = $90,240

This scenario is an example of STOCK DILUTION.

The stock price will lower because the increase in the company's value is less than proportional to the increase in the number of stocks.

Larry could be protected if the firm's corporate charter includes a PREEMPTIVE provision.

Preemptive rights give current stockholders the right to purchase more stocks (in case the company issues more stocks) before any outside investors.

If Larry exercises the provisions in the corporate charter to protect his stake, his investment value in the firm will become $112,800.

= [(5,000 / 10) x $37.60] + $94,000 = $18,800 + $94,000 = $112,800

Based on predicted production of 28,000 units, a company anticipates $574,000 of fixed costs and $511,000 of variable costs. The flexible budget amounts of fixed and variable costs for 26,000 units are

Answers

Answer:

$574,000 fixed costs and $474,500 variable cost

Explanation:

According to the predicted production of 28,000 units, a company has a fixed cost of $574,000

The variable costs is $511,000

Therefore the flexible budget amount for the fixed and variable costs when 26,000 units are produced can be calculated as follows

The fixed costs still remains constant at $574,000

Variable cost = 511,000/28,000×26,000

= 18.25×26,000

= $474,500

Hence the fixed cost is $574,000 and the variable cost is $474,500

Your portfolio is comprised of 40 percent of stock X, 15 percent of stock Y, and 45 percent of stock Z. Stock X has a beta of 1.24, stock Y has a beta of 1.49, and stock Z has a beta of 0.41. What is the beta of your portfolio?

Answers

Answer:

Portfolio beta = 0.904

Explanation:

The portfolio beta is the weighted average of all the beta associated with each of the different stock making up the portfolio. The betas are weighted using the probability associated with each of the stock.  

Portfolio beta = WaRa + Wb+Rb + Wn+Rn  

W- weight of the beta, R- Stock beta -  

W- Probability of the beta, R- stock beta

Note that the sum of the probability of different outcomes should equal to one. Hence, the probability of economy being normal is

Portfolio beta = (0.4 × 1.24)  + (0.15 × 1.49) +  ( 0.45 ×0.41) =0.904

Portfolio beta = 0.904

Which of the following determine(s) the level of real interest rates? I) The supply of savings by households and business firms II) The demand for investment funds III) The government's net supply and/or demand for funds

Answers

Answer:

I II & III - All of the above.

Explanation:

Real interest rate is an interest rate that shows actual cost of funds to a borrower having taken into consideration the effects of inflation while also reflecting actual gain to the lender. It shows how purchasing power has value on interest paid on a loan.

With regards to the above, determinants of real interest rates are; the supply of savings by household and business firms, the demand for investment funds and the government's net supply/and or demand for funds.

Creating own dividend policy. Carmen owns shares of Wiseguy Entertainment. Wiseguy has just declared a per share dividend on a stock selling at ​$. What must Carmen do if she wants no cash dividends at this​ time, worth of​ dividends, or ​$ worth of​ dividends? Show her wealth in paper and cash under each scenario. Assume a world of no taxes. ​First, if Carmen does not want an annual​ "dividend income" from his stock​ holdings, what must she do to get this level of​ income? ​(Select the best​ response.)

Answers

Answer:

Hello your question has some missing figures here is the complete question with the missing figures

Creating own dividend policy. Carmen owns shares of Wiseguy Entertainment. Wiseguy has just declared a $0.30 per share dividend on a stock selling at ​$24.3. What must Carmen do if she wants no cash dividends at this​ time, $82000 worth of​ dividends, or ​$107000 worth of​ dividends? Show her wealth in paper and cash under each scenario. Assume a world of no taxes. ​First, if Carmen does not want an annual​ "dividend income" from his stock​ holdings, what must she do to get this level of​ income? ​(Select the best​ response.)

Answer: Wealth in cash = $107000 , wealth in paper = $8160000

since her annual dividend received = ($102000)  Carmen needs to       purchase 4250 more shares of stock to get to this level of income

Explanation:

Given data

shares held = 340000

dividend = $0.3

stock price = $24.3

Stock price - dividend = $24 ( dividend price )

A) what Carmen must do if she doesn't want cash dividends

Based on shares held the annual dividend of Carmen = 340000 * 0.3 = $102000

If Carmen doesn't want the cash dividend she can use it to purchase more shares for Wiseguy entertainment which will be = dividend received / dividend price = 102000 / 24 = 4250 shares

when the Annual dividend required is  $82000

she can buy shares worth = $20000 ( 102000 - 82000 )

= 20000 / 24 = 833.33

when the Annual dividend required is $107000

Carmen can sell shares worth = $5000 ( 107000 - 102000 )

= 5000 / 24 = 208.33

therefore wealth in cash would be

= $107000

wealth in paper would be

= dividend price * number of shares held

= $24 * 340000 = $8160000

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