4. (Compensating Balance) Quick Loan Bank offers your firm a line of credit at 8.25% annually up to $25 million. In addition, the bank requires you to maintain a 5% compensating balance against the amount you borrowed. What is the effective interest rate on this line of credit

Answers

Answer 1

Answer:

9.51%

Explanation:

In this question, we are interested in calculating the effective interest rate on this line of credit

Firstly, we calculate the interest value = 8.25% * 25 million = 2,062,500

Next is to calculate the compensating balance = 5% of 25 million = 1,250,000

Mathematically;

Effective interest rate = interest/(loan - interest - compensating balance)

Effective Interest rate = 2062500/(25000000-1250000-2062500)) = 0.0951

= 9.51%


Related Questions

A copy machine acquired on July 1 with a cost of $1,450 has an estimated useful life of four years. Assuming that it will have a residual value of $250, determine the depreciation for the first year by the double-declining-balance method.

Answers

Answer:

Annual depreciation= $300

Explanation:

Giving the following information:

Purchasing price= $1,450

Salvage value= $250

Useful life= 4 years

First, we need to determine the annual depreciation for the whole year using the following formula:

Annual depreciation= 2*[(book value)/estimated life (years)]

Annual depreciation= 2*[(1,450 - 250) / 4]

Annual depreciation= $600

Now, for 6 months:

Annual depreciation= (600/12)*6= $300

The next dividend payment by Savitz, Inc., will be $1.44 per share. The dividends are anticipated to maintain a growth rate of 6 percent forever. The stock currently sells for $26 per share.
a. What is the dividend yield? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
b. What is the expected capital gains yield? (Enter your answer as a percent.)

Answers

Answer:

Dividend yield = 5.54%

The expected capital gains yield = 6%

Explanation:

Next Dividend (D1) = $1.44

Growth rate (g) = 6%

Required return (Ke) = 6% + 5.54% = 11.54%

Ke-g = 11.54% - 6% = 5.54%

Price = D1 / (ke / g) = 1.44 /  5.54% = $25.9927 = $26

a. Dividend yield = D1 / Price = $1.44 / $26

Dividend yield = 0.05538

Dividend yield = 0.0554

Dividend yield = 5.54%

b.  The expected capital gains yield = Required return (Ke) - Dividend yield

The expected capital gains yield = 11.54% - 5.54%

The expected capital gains yield = 6%

Following are the transactions of a new company called Pose-for-Pics. Aug. 1 Madison Harris, the owner, invested $12,000 cash and $51,600 of photography equipment in the company in exchange for common stock. 2 The company paid $2,300 cash for an insurance policy covering the next 24 months. 5 The company purchased office supplies for $2,280 cash. 20 The company received $3,250 cash in photography fees earned. 31 The company paid $870 cash for August utilities. Prepare general journal entries for the above transactions.

Answers

Answer:

Aug. 1

Cash $12,000 (debit)

Equipment $51,600  (debit)

Common Stock $63,600 (credit)

Aug. 2

Prepaid Insurance $2,300 (debit)

Cash $2,300 (credit)

Aug. 5

Office Supplies $2,280 (debit)

Cash $2,280 (credit)

Aug. 20

Cash $3,250 (debit)

Fees Earned $3,250 (credit)

Aug. 31

Utilities Expenses $870 (debit)

Cash $870 (credit)

Explanation:

Aug. 1

Recognize the Cash, Equipment as well as the Equity element : Common Stock

Aug. 2

Recognize the Asset : Prepaid Insurance and de-recognize the Cash Assets

Aug. 5

Recognize the Asset : Office Supplies and de-recognize the Cash Assets

Aug. 20

Cash $3,250 (debit)

Fees Earned $3,250 (credit)

Recognize the Asset : Cash and also recognize the Revenue : Fees Earned.

Aug. 31

Recognize the Expense : Utilities Expenses and de-recognize the Cash Assets

g A constraint to complicated macroeconomic models has been: Group of answer choices that firms do not maximize profits. that agents are not rational. that economists have run out of ideas. a lack of computing power. an insufficient understanding of statistics.

Answers

Answer:

a lack of computing power.

Explanation:

Delta Company sells mini-flash drives. The selling price is $10 each and the variable costs are $8. If fixed costs are $3,000, how much in sales dollars must Delta have to break even

Answers

Answer:

Break-even point (dollars)= $15,000

Explanation:

Giving the following information:

The selling price is $10 each and the variable costs are $8.

Fixed costs are $3,000.

To calculate the break-even point in dollars, we need to use the following formula:

Break-even point (dollars)= fixed costs/ contribution margin ratio

Break-even point (dollars)= 3,000 / [(10 - 8)/10]

Break-even point (dollars)= $15,000

You are thinking of building a new machine that will sve you 2,000 in the first year the machine will then begin to wear out so that the savings decline at a rate of 4% per year forever. What is the present value of the savings if the interest rate is 5% per year? (Hint: this is a growing perpetuity.)

Answers

Answer:

The present value of the savings is $22222.22

Explanation:

A perpetuity is an indefinite series of equal payments made after equal intervals of time and for an unlimited period. A growing perpetuity is a kind of perpetuity whose period payments are not equal and they grow(or decline) at a constant rate each period for an indefinite period of time.

The formula for the present value of a growing perpetuity is attached.

The present value of the savings can be calculated as follows,

Present value = 2000 / (0.05 - (-0.04)

Present value = 2000 / (0.05 + 0.04)

Present value = 2000 / 0.09

Present value = $22222.22

The Oriole Acres Inn is trying to determine its break-even point during its off-peak season. The inn has 50 rooms that it rents at $100 a night. Operating costs are as follows:
Salaries $7,500 per month
Utilities $1,500 per month
Depreciation $1,300 per month
Maintenance $1,760 per month
Maid service $24 per room
Other costs $46 per room
Determine the inn’s break-even point in number of rented rooms per month.

Answers

Answer:

Break-even point in units= 402 rooms a month

Explanation:

Giving the following information:

The inn has 50 rooms that it rents at $100 a night. Operating costs are as follows:

Salaries $7,500 per month

Utilities $1,500 per month

Depreciation $1,300 per month

Maintenance $1,760 per month

Maid service $24 per room

Other costs $46 per room

First, we need to calculate the total fixed costs and the unitary variable cost.

Total fixed costs= salaries + utilities + depreciation + maintenance

Total fixed costs= $12,060

Unitary variable cost= 24 + 46= $70

To calculate the break-even point in units, we need to use the following formula:

Break-even point in units= fixed costs/ contribution margin per unit

Break-even point in units= 12,060/ (100 - 70)

Break-even point in units= 402 rooms a month

Bee Inc. is working on its cash budget for March. The budgeted beginning cash balance is $55,000. Budgeted cash receipts total $139,000 and budgeted cash disbursements total $134,000. The desired ending cash balance is $80,000. To attain its desired ending cash balance for March, the company needs to borrow:

Answers

Answer:

$20,000

Explanation:

The computation of the borrowed amount is shown below:

As we know that

Ending cash balance = beginning cash balance + cash receipts - cash disbursements + cash borrowings

$80,000 = $55,000 + $139,000 - $134,000 +cash borrowings

$80,000 = $194,000 - $134,000 + cash borrowings

So, the borrowing is $20,000

We want to send all of our high-value customers a special VIP gift. We are defining high-value customers as those who have made at least 1 order with a total value (not including the discount) equal to $10,000 or more. We only want to consider orders made in the year 2016. Who would we send the gift to? (Show customer ID, name, the order, and the total order amount.)

Answers

Answer:

Customer ID HANAR

Customer Name Hanari Carnes

Order ID 10981

Total Amount 15810.00

Explanation:

Companies focus on Customer retention policies for high valued customers. The companies do not want to upset their high valued clients and lose a great part of their sales from these customers. In this question all the high valued customers are sent gifts by the company who has shop for $10,000 or more from the company this year. From the given list we have sorted the high valued customers based on this criteria.

On January 1, an investment account is worth 300,000. M months later, the value has increased to 315,000 and 15,000 is withdrawn. 2M months prior to the end of the year, the account is again worth 315,000 and 15,000 is withdrawn. On December 31, the account is worth 315,000. The annual effective yield rate, using the dollar-weighted method, is 16%. Calculate M.

Answers

Answer:

M = 3

Explanation:

The first withdrawal takes place 1 - M/12 months until the end of the year. The second withdrawal takes place 2M/12 months before the end of the year.

$315,000 = ($300,000 x 1.16) - {$15,000 x [1 + 0.16(1 - M/12)]} - {$15,000 x [1 + 0.16(2M/12)]}

$315,000 = $348,000 - [$15,000 x (1.16 - 0.16M/12)] - [$15,000 x (1 + 0.32M/12)]

$315,000 = $348,000 - $17,400+ 200M - $15,000 - 400M

$315,000 = $315,600 - 200M

200M = $315,600 - $315,000 = $600

M = 600 / 200 = 3

Petra Company uses standard costs for cost control and internal reporting. Fixed costs are budgeted at $36,000 per month at a normal operating level of 10,000 units of production output. During October, actual fixed costs were $40,000 and actual production output was 12,000 units.

Required:
a. Determine the fixed overhead budget variance.
b. Assume that the company applied fixed overhead to production on a per-unit basis. Determine the fixed overhead volume variance.

Answers

Answer: tough

Explanation:

ROI and Residual Income: Basic Computations Watkins Associated Industries is a highly diversified company with three divisions: Trucking, Seafood, and Construction. Assume that the company uses return on investment and residual income as two of the evaluation tools for division managers. The company has a minimum desired rate of return on investment of 10 percent with a 30 percent tax rate. Selected operating data for three divisions of the company follow.
Trucking Division Seafood Division Construction Division
Sales $ 1,200,000 $ 750,000 $ 900,000
Operating assets 600,000 250,000 350,000
Net operating income 116,000 66,000 63,000
(a) Compute the return on investment for each division. (Round answers to three decimal places.)
Trucking ROI =
Seafood ROI =
Construction ROI =
(b) Compute the residual income for each division.
Residual income Trucking Seafood Construction
Net operating income
Minimum level
Residual income

Answers

Answer:

a)  ROI =  Net operating income / Operating assets

Computation of ROI of each division  

      Division              Working                        ROI

Trucking ROI        $116,000 / $600,000 0.1933 or 19.33 %

Seafood ROI        $66,000 / $250,000 0.264 or 26.40 %

Construction ROI $63,000 / $350,000 0.18 or 18 %

b) Residual Income = Net operating Income - ( Operating Asssts * Desired ROI )

Where , Minimum level = ( Operating Asssts * Desired ROI )  

Minimum level for Trucking = ($600,000*10 %) = $60,000

Minimum level for Seafood = ($250,000*10 %) = $25,000

Minimum level for Construction = ($350,000 * 10 %) = $35,000

Computation of Residual Income for each division

       Details                 Trucking($)   Seafood($)   Construction($)

Net operating income  116,000        66,000           63,000

Minimum level          60,000          25,000            35,000

Residual income             56,000        41,000            28,000

Would you expect a brick-and-mortar retailer or an online retailer to have a higher asset turnover? Why or why not? Which supply chain drivers impact asset turnover?

Answers

Answer:

An online retailer would on a balance of probability have a higher asset turnover than a brick-and-mortar retailer.

Explanation:

 

The reason is not farfetched. If done properly, an online retailer is most likely to succeed at reaching more customers and penetrating more markets.

The total population of active internet users is currently estimated at 4.5 Billion. For truly global products or retail outlets such as Amazon and Alibaba, this figure is staggering. It is impossible to compare a truly successful online retailer to a brick-and-mortar retailer whose market, at its best, covers only those within its locality.

So using online retail store such as Amazon as an example, they might have significant investment in online platforms, dedicated servers and warehouses, their turnover which as at 2019 stood at 4.5x is relatively strong.

The supply chain drivers which impact asset turnover are inventory, accounts receivables and facilities.

Cheers!

Compute the payback period for each of these two separate investments: A new operating system for an existing machine is expected to cost $240,000 and have a useful life of five years. The system yields an incremental after-tax income of $69,230 each year after deducting its straight-line depreciation. The predicted salvage value of the system is $9,000. A machine costs $170,000, has a $13,000 salvage value, is expected to last nine years, and will generate an after-tax income of $38,000 per year after straight-line depreciation.

Answers

Answer:

Investment                               Payback period(in years)

A                                               2.08

B                                               3.066

Explanation:

The payback period is the length of time in years it will take the net cash inflow of a project to recoup its initial cost

Payback period = Initial cost of investment /Annual net cash inflow

Investment A

Annual depreciation = (Cost - Salvage value)/Number of years

                               =  (240,000 - 9,000)/5 =

Annul cash inflow = 69,230 + 46200  = 115,430

Payback period = Initial cost of investment /Annual net cash inflow

                           = 240,000/ 115,430 = 2.079

Investment B

Annual depreciation = (Cost - Salvage value)/Number of years

                               =  (170,000 - 13,000)/9 = 17,444.444

Annul cash inflow= 38,000 + 17,444.44= 55,444.44

Payback period = 170,000 /55,444.44  =3.067

Investment                               Payback period(in years)

A                                               2.08

B                                               3.066

Suppose that Best National Bank currently has $150,000 in demand deposits and $97,500 in outstanding loans. The Federal Reserve has set the reserve requirement at 10%.
Reserves=
Required Reserves=
Excess Reserves=

Answers

Answer:

Reserves = $52,500

Required Reserves = $15,000

Excess Reserves = $37,500

Explanation:

Reserves of a bank refers to deposits held by the bank that have not be given out as loan. It is deposits minus loan. Reserves of the Best National Bank can therefore be calculated as follows:

Reserves = Demand deposits - Outstanding loans = $150,000 - $97,500 = $52,500

Required Reserves refers to the portion of the deposits of a bank that is legally required by the regulatory to be kept as reserves that cannot be loaned out by the bank. Required Reserves of Best National Bank can be calculated as follows:

Required Reserves = Demand deposits * Reserve requirement = $150,000 * 10% = $15,000

Excess Reserves refers to the reserves held by a bank in excess of its required required reserves. Therefore, excess reserves can be given out as loan by the bank. It is can be calculated as reserve minus required reserve for Best National Bank as follows:

Excess Reserves = Reserves - Required Reserves = $52,500 - $15,000 = $37,500

Based on the above, we have the following for Best National Bank:

Reserves = $52,500

Required Reserves = $15,000

Excess Reserves = $37,500

Suppose a​ seven-year, $ 1 comma 000$1,000 bond with aa 7.7 %7.7% coupon rate and semiannual coupons is trading with a yield to maturity of 6.45 %6.45%. a. Is this bond currently trading at a​ discount, at​ par, or at a​ premium? Explain. b. If the yield to maturity of the bond rises to 7.36 %7.36% ​(APR with semiannual​ compounding), what price will the bond trade​ for?

Answers

Answer:

a. Premium

b. $1,018.34

Explanation:

a. For computing the present value we need to apply the formula which is shown in the attachment below:

Given that,  

Future value = $1,000

Rate of interest = 6.45%  ÷ 2 = 3.225%

NPER = 7 years × 2 = 14 years

PMT = $1,000 × 7.7% ÷2 = $38.50

The formula is shown below:

= -PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the present value is $1,069.53

Since the present value is more than the face value so the bond is currently sold at a premium

b. For computing the present value we need to apply the formula which is shown in the attachment below:

Given that,  

Future value = $1,000

Rate of interest = 7.36% ÷ 2 = 3.68%

NPER = 7 years × 2 = 14 years

PMT = $1,000 × 7.7% ÷2 = $38.50

The formula is shown below:

= -PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the present value is $1,018.34

Your bank offers a savings account that pays 3.5% interest, compounded annually. If you invest $1,000 in the account, then how much will it be worth at the end of 25 years

Answers

Answer:

The account will be worth $2,363.25 at the end of 25 years.

Explanation:

Enter the following data in financial calculator

PV = - $1,000

r = 3.5 %

P/yr = 1

n = 25

PMT = $0

FV = ?

Using the Financial Calculator, the future value (FV) after 25 years will be $2,363.25.

Therefore, the account will be worth $2,363.25 at the end of 25 years.

A Quality Analyst wants to construct a control chart for determining whether three machines, all producing the same product, are under control with regard to a particular quality variable. Accordingly, he sampled four units of output from each machine, with the following results:
Machine Measurements
Number1 17 15 15 17
Number2 16 25 18 25
Number3 23 24 23 22
What is the estimate of the process mean for whenever it is under control?
a. 16
b. 19
c. 20
d. 21
e. 23

Answers

Answer:

c. 20

Explanation:

The summary of the given information shows that a Quality Analyst sampled four units of output from each machine, with the following results:

Machine Measurements

Number 1        17 15 15 17

Number 2       16 25 18 25

Number 3       23 24 23 22

In order to determine the estimate of the process mean for whenever it is under control, we need to find the mean of each Machine and find the average of the three machines together

i.e

For Machine Number 1 ;

Mean = (17+15+15+17)/4

Mean = 64/4

Mean = 16

For Machine Number 2 ;

Mean = (16+25+18+25)/4

Mean = 84/4

Mean = 21

For Machine Number 3;

Mean = ( 23+24+23+22)/4

Mean = 92/4

Mean = 23

The estimate of the process mean for whenever it is under control

= (16 + 21 + 23)/3

The estimate of the process mean for whenever it is under control = 60/3

The estimate of the process mean for whenever it is under control = 20

You just won the TVM Lottery. You will receive $1 million today plus another 10 annual payments that increase by $450,000 per year. Thus, in one year you receive $1.45 million. In two years, you get $1.7 million, and so on.
If the appropriate interest rate is 8%, what is the present value of your winnings?

Answers

Answer:

$22,419,192.19

Explanation:

i used an excel spreadsheet to calculate the future payments and their present value. If the payments increase by $450,000 each year, the second payment will equal $1.9 million, not $1.7 million.

year      payment  

0      $1,000,000  

1      $1,450,000

2      $1,900,000

3      $2,350,000  

4      $2,800,000  

5      $3,250,000  

6      $3,700,000  

7      $4,150,000  

8      $4,600,000  

9      $5,050,000  

10      $5,500,000  

present value = $22,419,192.19

Answer:

21,624,467.720

Explanation:

A company's flexible budget for 13,200 units of production showed sales, $54,120; variable costs, $21,120; and fixed costs, $18,000. The operating income expected if the company produces and sells 19,600 units is:

Answers

Answer:

Net income= $31,000

Explanation:

Giving the following information:

Production= 13,200

Sales= 54,120

Variable costs= $21,120

Fixed costs= $18,000

First, we need to calculate the unitary contribution margin:

Unitary contribution margin= total contribution margin/number of units

Unitary contribution margin= (54,120 - 21,120) / 13,200

Unitary contribution margin= $2.5

Now, for 19,600 units:

Total contribution margin= 2.5*19,600= 49,000

Fixed costs= (18,000)

Net income= 31,000

Which of the following business combinations is a vertical integration? A. The corner gas station buys the competitor across the street and shuts them down to increase its own market share. B. The corner gas station and the competitor across the street agree to set their prices at the same level. C. The corner gas station acquires the gasoline distributor to ensure they can get gas in times of shortages. D. The corner gas station starts selling fireworks during December/January and June/July.

Answers

Answer:

  C. The corner gas station acquires the gasoline distributor to ensure they can get gas in times of shortages.

Explanation:

Vertical integration is the situation where the same company owns both the sources of supply and the distribution (retail) outlets. The description of (C) matches this definition.

The common stock of Auto Deliveries currently sells for $28.99 a share. The stock is expected to pay an annual dividend of $1.34 per share next year. The firm has established a pattern of increasing its dividends by 4 percent annually and expects to continue doing so. The estimated market rate of return on this stock is _______ percent.

Answers

Answer:

8.62%

Explanation:

The common stock of Auto deliveries currently sells for $28.99 per share

The stock is expected to pay a dividend of $1.34

The growth rate is 4%

= 4/100

= 0.04

Therefore, the market rate of return on the stock can be calculated as follows

Market rate= dividend/stock price + growth rate

= $1.34/$28.99 + 0.04

= 0.04622+0.04

= 0.0862×100

= 8.62%

Hence the estimated market rate of return on the stock is 8.62%

Santana Mortgage Company uses a process cost system to accumulate costs in its Application Department. When an application is completed, it is forwarded to the Loan Department for final processing. The following processing and cost data pertain to September.

1. Applications in process on September 1, 170
2. Applications started in September, 930
3. Completed applications during September, 660
4. Applications still in process at September 30 were 100% complete as to materials (forms) and 60% complete as to conversion costs.


Beginning WIP:
Direct materials $1,310
Conversion costs 4,140
September costs:
Direct materials $5,114
Direct labor 12,820
Overhead 7,581


Materials are the forms used in the application process, and these costs are incurred at the beginning of the process. Conversion costs are incurred uniformly during the process.

Required:

a. Determine the equivalent units of service (production) for materials and conversion costs.
b. Compute the unit costs and prepare a cost reconciliation schedule.

Answers

Answer: a) The equivalent units for material = 1,100

The equivalent units for conversion cost = 924.

b) The unit cost for material and conversion cost is $5.84 and $26.56 respectively.

c) cost reconciliation schedule is in the explanation column

Explanation:

first , we calculate units in process

Units in Process =  Units of applications Opened + units of application  started -  units of application completed

= 170 + 930 - 660 = 440 units

Equivalent units of production for materials =application units completed + Application units in process  x its percentage complete

660 + (440 x 100%)=660+440= 1,100

Equivalent units of production for conversion  = application units completed + Application units in process  x its percentage complete

660 + (440 x 60%)=660+264=924

Computing  the unit costs

Units of cost as per material

Number of application units during the month = 660units

Wor in process unit = 440units

Material cost during ,month -=$5,114

Beginning work in progress cost for materials =$1,310

Equivalent unts of production for materials = 1,100

Unit cost for material  = Material cost during  the month +Begining work in progress cost for materials/Equivalent units of production for materials = $5,114 + $1,310=$6,424/ 1100=  $5.84

Units of cost as per conversion

Number of application units during the month = 660units

Work in progess unit = 440units

conversion cost during ,month -= direct labour + overhead = $12,820 + $7,581= $20, 401

Beginning work in progress cost for materials =$4,140

Equivalent unts of production for materials = 924

Unit cost = Material cost during  the month +Beginning work in progress cost for materials/Equivalent units of production for materials = $20,401 + 4,140=$24,541 / 924=  $26.56

Cost Reconciliation schedule

Particulars        no of units     materials    conversion   Total

units transferred  660             $5,114         $20,401     $25,515

ending WIP         440              $6,424        $24, 541   $30,965

Total                                        $11,538     $44,942     $56,480

From studying Geert Hofstede’s cultural dimensions, what differences exist between the United States and Brazil that may be relevant to your communication? 2. How can you use words to relate to each audience? 3. What images will you use for each audience?

Answers

Answer:

what differences exist between the United States and Brazil that may be relevant to your communication?

Using Geert Hofstede's cultural dimensions as a framework, we can determine that the United States is higher on individualism while Brazil is higher on collectivism.

The United States is also higher on restraint, while Brazil is higher on indulgence.

2. How can you use words to relate to each audience?

For the United States, you should use words that motivate individuals. For Brazil, you should words that motivate collective groups.

3. What images will you use for each audience?

Again, for the United States, you should use images that represent individualistic cultural values, while the opposite should be used for Brazil: picture that represent more collectivist cultural values.

Analyzing Contingent and Other Liabilities:
The following independent situations represent various types of liabilities. Analyze each situation and indicate which of the following is the proper accounting treatment for the company: (a) record a liability on the balance sheet, (b) disclose the liability in a financial statement footnote, or (c) neither record nor disclose any liability.
1. A stockholder has filed a lawsuit against______. ______attorney's have reviewed the facts of the case. Their review revealed similar lawsuits have never resulted in a cash award and it is highly unlikely that this lawsuit will either.
2. _____signed a 60-day, 10% note when it purchased items from another company.
3. The EPA notifies______that a state where it has a plant is filing a lawsuit for groundwater pollution against_____and another company that has a plant adjacent to______plant. Test results have not identified the exact source of the polution. ______manufacturing process often produces by-products that can pollute groundwater.
4. _______manufactured and sold products to a retailer that later sold the products to consumers. ______will replace the product if it is found to be defective within 90 days of the sale to the consumer. Historically, 1.2% of the products are returned for replacement.

Answers

Answer:

1. Situation is that a Stockholder has filed a lawsuit against C corporation.

Accounting treatment: Neither record nor disclose any liability.

Since the liability is not at all possible, it should be neither recorded nor disclosed.

2. Situation: F signed a 60 days, 10% note when it purchased items from another company.

Account treatment: Record the liability on the balance sheet.

Real liability that is both certain and the liability amount can also be reasonably estimated.  It should be recorded on the balance sheet.

3. The EPA notifies S co that a state where it has a plant is filing a lawsuit.

Account treatment: Disclose the liability in a financial statement footnote.

The liability is probable but not certain and liability amount can also be reasonably estimated.  It should be disclosed in financial statement footnote.

4. Situation: Company manufactured and sold products to a retailer that later sold product to consumer.

Account treatment: Record the liability on the balance sheet.

Real liability that is both certain and the liability amount can also be reasonably estimated.  It should be recorded on the balance sheet.

On January 1, 2020, the Oriole Company had $2,990,000 of $10 par value common stock outstanding that was issued at par and Retained Earnings of $1,150,000. The company issued 146,000 shares of common stock at $16 per share on July 1. On December 15, the board of directors declared a 10% stock dividend to stockholders of record on December 31, 2020, payable on January 15, 2021. The market value of Oriole Company stock was $17 per share on December 15 and $17 per share on December 31. Net income for 2020 was $580,000.

Required:
Journalize the issuance of stock on July 1 and the declaration of the stock dividend on December 15.

Answers

Answer:

Oriole Company

Journal Entries:

July 1:

Debit Cash Account $2,336,000

Credit Common Stock $1,460,000

Credit Paid-in In Excess of Common Stock $876,000

To record the issuance of 146,000 shares of common stock, par $10 at $16 per share.

December 15:

Debit Retained Earnings $445,000

Stock Dividends Payable $445,000

To record the declaration of a 10% stock dividend.

Explanation:

a) Stockholders of record on December 31, 2020:

Number of shares in issue at beginning 299,000

Number of shares issued on July 1          146,000

Total                                                          445,000

10% of 445,000 = 44,500 shares

b) Stock Dividends declared on December 15 will result to the issuance of 44,500 shares to stockholders.  To finance this stock dividend, the Retained Earnings account is debited while the Stock Dividends Payable is credited.  When the shares are issued on January 15, the Stock Dividends Payable (Distributable) will be debited and the Common Stock credited with the par value.  The market price of $17 does not affect the company's records.

During the last five years, average daily occupancy at Autumn Acres nursing home has slid from 125 to 95 even though Autumn Acres has cut its daily rate from $125 to $115. Do these data suggest that occupancy would have been higher if Autumn Acres had raised its rates? What changes in nonprice demand factors might explain this change? (The supply, or the number of nursing home beds in the area, has not changed during this period.)

Answers

Answer:

no

Decline in the number of aged people in the population

The quality of care offered might have declined

Preference to be cared for at home instead of at care home

increase in death rate among the elderly

Explanation:

Even though, there seem to be a positive correlation between the price of daily rates and occupancy. it doesn't imply that increasing the rates would increase occupancy rates. there might be other factors explaining the decline.

some of these factors include :

1. decline in the number of the aged in the population : if the proportion of the aged in the population has reduced, the nursing home would experience a decline in residents

2. if the quality of care received by patients has also reduced, the aged might prefer other nursing homes.

3. there might be a shift in reference. the aged might prefer to be cared for at home by family and friends instead of staying in a nursing home.

Increase in death rate among the elderly : if there is an increase in mortality rate, the care home would experience a decline in occupancy

Roger purchased a stock for $16 a share. The stock paid a $1 annual dividend and increased in price by $2 a year for the following three years. What is the arithmetic average annual capital gain

Answers

Answer:

The answer is 11.2%

Explanation:

Cost of acquisition: $16 per share

Annual dividend: $1

The stock increases by $2 every year for 3 years. Therefore, we have:

First year is $16 per share

Second year is $18 per share

Third year is $20 per share.

The arithmetic average annual capital gain will be

($2/$16 + $2/$18 + $2/$20)/3

(0.125 + 0.111 + 0.1) / 3

0.336/3

0.112

Expressed as a percentage:

= 11.2%

P11-45. Statement of Cash Flows (Indirect Method). Artic Company’s income statement and comparative balance sheet follow. ARTIC COMPANY Income Statement For Year Ended December 31, 2019. Sales……………………………………………………………….. $728,000 Cost of goods sold $534,000 Wages expense 190,000 Advertising expense 31,000 Depreciation expense 22,000 Interest expense 18,000 Gain on sale of land (25,000) 770,000 Net loss $ (42,000) ARTIC COMPANY Balance Sheet December 31, 2019 December 31, 2018 Assets Cash……………………………………… 49,000 28,000 Accounts receivable …………. 42,000 50,000 Inventory ……………………………… 107,000 113,000 Prepaid advertising……………….. 10,000 13,000 Property, plant, equipment……. 360,000 222,000 Accumulated depreciation……... (78,000) (56,000) Total assts………………………………. 490,000 370,000 Liabilities and Stockholders’ Equity. Accounts payable……………………….. 17,000 31,000 Interest payable…………………………. 6,000 - Bonds payable……………………………. 200,000 - Common stock………………………….. 245,000 245,000 Retained earnings…………………….. 52,000 94,000 Treasury Sock……………………………. (30,000) - Total liabilities and equity…………. 490,000 370,000 During 2019, Artic sold land for $70,000 cash that had originally cost $45,000. Artic also purchased equipment for cash, acquired treasury stock for cash, and issued bonds payable for cash in 2019. Accounts payable relate to merchandise purchases. Required. a. Compute the change in cash that occurred during 2019 b. Prepare a 2019 statement of cash flows using the indirect method.

Answers

Answer and Explanation:

a. The computation of change in cash during 2019 is shown below:-

Change in cash = Cash balance on 31 Dec 2019 - Cash balance on 31 Dec 2018

= $49,000 - $28,000

= $21,000

b. The Preparation of statement of cash flows using the indirect method of 2019 is shown below:-

                                       Artic Company’s

                                 By using the direct method

                                For the year ended 2019

Particulars                                                                    Amount

Cash flow from operating activities

Net income/loss                                                            ($42,000)

Adjustment to reconcile the net income

Depreciation expenses                     $22,000

Less: Gain on sales of land                ($25,000)

Changes in current assets and current liabilities

Decrease in accounts receivable       $8,000

($50,000 - $42,000)

Decrease in Inventory                          $6,000

($113,000 - $107,000)

Decrease in Prepaid advertising          $3,000

($13,000 - $10,000)

Increase in Interest payable                  $6,000

Less: Decrease in accounts payable    ($14,000)           $6,000

($31,000 - $17,000)

Net cash provided by operating activities                     ($36,000)

Cash flow from investing activities    

Cash received from sale of land               $70,000

Cash paid for equipment                            ($183,000)

($360,000 - ($222,000 - $45,000)

Cash flow provided by investing activities                       ($113,000)

Cash flow from financing activities

Cash received from issue of bonds payable $200,000

Cash payment for Treasury stock                   ($30,000)

Net cash provided by financing activities                        $170,000    

Net Increase (Decrease) in cash                                        $21,000

Cash baalance on 21 Dec 2018                                          $28,000

Cash balance on 31 Dec 2019                                             $49,000

Answer A:

The computation of change in cash during 2019 is shown below:-

Change in cash = Cash balance on 31 Dec 2019 - Cash balance on 31 Dec 2018Change in cash = $49,000 - $28,000Change in cash = $21,000

Answer B:

The Preparation of statement of cash flows using the indirect method of 2019 is shown below:-

                                      Artic Company’s

                                By using the direct method

                               For the year ended 2019

Particulars                                                                    Amount

Cash flow from operating activities

Net income/loss                                                            ($42,000)

Adjustment to reconcile the net income

Depreciation expenses                     $22,000

Less: Gain on sales of land                ($25,000)

Changes in current assets and current liabilities

Decrease in accounts receivable       $8,000

($50,000 - $42,000)

Decrease in Inventory                          $6,000

($113,000 - $107,000)

Decrease in Prepaid advertising          $3,000

($13,000 - $10,000)

Increase in Interest payable                  $6,000

Less: Decrease in accounts payable    ($14,000)           $6,000

($31,000 - $17,000)

Net cash provided by operating activities                     ($36,000)

Cash flow from investing activities    

Cash received from sale of land               $70,000

Cash paid for equipment                            ($183,000)

($360,000 - ($222,000 - $45,000)

Cash flow provided by investing activities                       ($113,000)

Cash flow from financing activities

Cash received from issue of bonds payable $200,000

Cash payment for Treasury stock                   ($30,000)

Net cash provided by financing activities                        $170,000    

Net Increase (Decrease) in cash                                        $21,000

Cash balance on 21 Dec 2018                                          $28,000

Cash balance on 31 Dec 2019                                             $49,000

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Two investment advisers are comparing performance. One averaged a 21% rate of return and the other a 18% rate of return. However, the beta of the first investor was 1.4, whereas that of the second investor was 1. a. Can you tell which investor was a better selector of individual stocks (aside from the issue of general movements in the market)? First investor Second investor Cannot determine b. If the T-bill rate was 7% and the market return during the period was 13%, which investor would be considered the superior stock selector? Second investor First investor Cannot determine c. What if the T-bill rate was 4% and the market return was 17%? First investor Second investor Cannot determine

Answers

Please answer please please thank you
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