A young couple wants to have a college fund that will pay $35.000 at the end of each half year for 8 years. (a) if they can Investat, compounded semiannually, how much do they need to invest at the end of each 6-month period for the next 18 years to begin making their college withdrawals o months after their last investment? (Round your answer to the nearest cent.) (6) Suppose years after beginning the annuity payments, they receive an inheritance of 538,000 that they contribute to the account and they continue to make their regular payments are found in partea). How many college withdrawals will they be able to make before the account balance is $07 (Round your answer to the part whole number) withdrawal Need Help?

Answers

Answer 1

The couple needs to invest $4,458.13 at the end of each 6-month period for the next 18 years in order to begin making their college withdrawals 8 months after their last investment.

With the additional inheritance of $538,000, the couple will be able to make a total of 16 college withdrawals before the account balance reaches $0.

This is because the inheritance significantly increases the amount of money in their account and thus allows them to make more withdrawals. The money from the inheritance also increases the interest earned on the account and thus provides more money for college withdrawals in the future.

By investing their money wisely, the couple will be able to provide their children with the money needed for college and give them the best chance at a successful future.

Know more about investment here

https://brainly.com/question/16822436#

#SPJ11


Related Questions

identify the external environmental factors that affect small businesses. (check all that apply.
social and cultural,
natural environment,
political, legal, technological, economic factors.

Answers

The external environmental factors that affect small businesses include social and cultural factors, natural environment, political factors, legal factors, technological factors, and economic factors.

These factors can influence a small business's operations, growth, and overall success.

Social and Cultural Factors: Social and cultural factors refer to the beliefs, values, attitudes, and behaviors of the society or community in which a small business operates. These factors can affect a small business in multiple ways.

For example, changing demographics and consumer preferences can impact product demand and customer preferences. Social and cultural factors also influence consumer buying behavior, which can affect a small business's marketing strategies and customer engagement efforts.

Natural Environment: The natural environment encompasses factors such as weather patterns, climate change, natural disasters, and environmental regulations. These factors can impact small businesses, particularly those that are dependent on natural resources or are vulnerable to environmental risks.

For example, businesses in industries such as agriculture, tourism, and construction can be affected by changes in weather patterns, while businesses in environmentally regulated industries need to comply with environmental laws and regulations.

Political Factors: Political factors include government policies, laws, regulations, and stability of the political environment. These factors can impact small businesses through changes in taxation, trade policies, labor laws, and government regulations.

Political instability or changes in government can also affect small businesses by creating uncertainty and changing the business environment.

To learn more about political factors, refer below:

https://brainly.com/question/30194688

#SPJ11

which of the following observations is true of futures contracts? group of answer choices contracted through a dealer, usually a bank. customized to meet contracting company's terms and needs. typically no margin deposit required. traded on an exchange and acquired through an exchange broker.

Answers

Futures contracts are typically traded on exchanges, such as commodity exchanges or financial exchanges, and are acquired through exchange brokers.

D) Traded on an exchange and acquired through an exchange broker.

They are standardized contracts with terms and specifications set by the exchange. Futures contracts are not customized to meet the terms and needs of the contracting company, and they usually require margin deposits, which are initial deposits made by the parties to cover potential losses. Futures contracts are not typically contracted through a dealer, such as a bank, but rather through exchange brokers who facilitate the trading of these standardized contracts on the exchange.

Learn more about “ financial exchanges, “ visit here;

https://brainly.com/question/28750089

#SPJ4

__________ are huge unenclosed shopping centers consisting of a long strip of retail stores including freestanding anchor stores.

Answers

Outdoor malls are huge unenclosed shopping centers consisting of a long strip of retail stores including freestanding anchor stores.


Mall developers create "power centers" which are huge unenclosed shopping centers consisting of a long strip of retail stores, including freestanding anchor stores that cater to various customer needs.

Learn more about Outdoor malls here:

https://brainly.com/question/13843803

#SPJ11

Strip malls. are huge unenclosed shopping centers consisting of a long strip of retail stores including freestanding anchor stores.

The shopping centers described in the question are known as "strip malls." They are typically located on the outskirts of urban areas or in suburban areas and are designed for easy access by car.

Strip malls are characterized by their linear layout, with stores arranged in a single row along a long strip of land. Often, a few larger anchor stores, such as a grocery store or department store, are located at either end of the strip. Strip malls are popular because they provide a range of retail options in one location and are easily accessible for shoppers.

Learn more about Strip malls.

https://brainly.com/question/28530006

#SPJ4

_____ quality relates directly to the reliability of the product or service.
Multiple choice question.
Build
Process
Inherent
Conformance
Design

Answers

Inherent quality relates directly to the reliability of the product or service. Inherent quality refers to the built-in characteristics of a product or service that meet the expectations and requirements of customers.

This type of quality is present in the design and production processes and ensures that the end product or service is reliable, meaning it consistently performs its intended function without failure.

Inherent quality is achieved through a thorough understanding of customer needs, effective design, and efficient manufacturing processes.

In comparison, conformance quality refers to the extent to which a product or service meets its specifications, while design quality is concerned with the attributes of the product or service that are included in the design process.

Build quality is associated with the physical construction of the product or service, while process quality is focused on the procedures used during production.

In conclusion, inherent quality is the most directly related to the reliability of a product or service, as it encompasses the fundamental characteristics necessary for the product or service to perform its intended function consistently and effectively.

Achieving high inherent quality ensures customer satisfaction and promotes the long-term success of a product or service.

To know more about the product refer here:

https://brainly.com/question/30516682#

#SPJ11

You have bought the exchange-listed convertible bonds of a company today on Jan 2. 20X1. immediately after the coupon payment. The bond has the following features: Coupon rate of 5.80% (compounded semi-annually, coupon payable every six months); yield-to-maturity of 4.15% (compounded semi-annually); maturity on Jan 2 of 20X9; and coupon payable on every Jan 2 and Jul 2. Each $1,000 face value convertible bond converts into 30 company shares. Comparable plain-vanilla (non- convertible) bonds with the same maturity, coupon, and credit risk are yielding 5.05% compounded semi-annually. The company shares are currently trading at $35.71 per share. The company doesn't pay any dividend. The delta of long-dated, at-the-money call options on the company's shares is 0.573 and is not expected to change with short-term changes in prices of the underlying. What is the price of the convertible bond (per $1,000 face value) today? $1,000.22 $1,028.00 $1,055.79 $1,083.57 $1,111.35

Answers

The price of the convertible bond today is $1,055.79 per $1,000 face value (Option C).

The price of the convertible bond can be calculated using the following formula:

Convertible bond price = Straight bond price + Conversion value

Where:

Straight bond price = Present value of coupon payments + Present value of face valueConversion value = Current share price x Conversion ratio

Here, the straight bond price can be calculated using the yield-to-maturity of the comparable plain-vanilla bonds.

Present value of coupon payments = [tex]\frac{58/2}{(1+(4.05/2))^7} + \frac{58/2}{(1+(4.05/2))^6}[/tex]

= $524.98

Present value of face value = [tex]\frac{1000}{\left(1+\frac{4.05}{2}\right)^7}[/tex]

= $761.95

Straight bond price = $524.98 + $761.95 = $1,286.93

Conversion value = [tex]$35.71 \times \frac{1000}{30}$[/tex] = $1,190.33

Therefore, the convertible bond price is:


= $1,286.93 + $1,190.33

= $2,477.26

So, the price per $1,000 face value of the convertible bond is:

= $2,477.26/2.36

= $1,048.98

Which is closest to option C, $1,055.79.

Learn more about convertible bond: https://brainly.com/question/21497452

#SPJ11

Explain why European great powers Germany and Austria did not pursue diplomatic solutions in 1914. What did they each hope to gain through war? [I picked on Germany because it invaded Belgium/France, neither of which had declared war at the time, and because it - like Austria - was acting rather than reacting]

Answers

In 1914, the European great powers of Germany and Austria did not pursue diplomatic solutions due to a combination of factors, including nationalism, militarism, and political alliances. Both countries hoped to gain territorial expansion and increased influence in the region through war.

Germany, under the leadership of Kaiser Wilhelm II, sought to assert its dominance in Europe and challenge the balance of power held by the United Kingdom, France, and Russia. By invading Belgium and France, Germany hoped to swiftly defeat France and then turn its attention to Russia, as per the Schlieffen Plan.

This aggressive strategy aimed to minimize the risk of a two-front war and assert German dominance in Europe. Austria, on the other hand, aimed to assert its influence in the Balkans and maintain its status as a major European power.

The assassination of Archduke Franz Ferdinand by a Serbian nationalist provided Austria with an opportunity to punish Serbia and demonstrate its strength. However, diplomatic solutions were not pursued as Austria believed a swift military response was necessary to deter further threats and maintain its authority.

In conclusion, the European great powers Germany and Austria chose not to pursue diplomatic solutions in 1914 due to their desire for territorial expansion, increased influence, and the assertion of their power in Europe. Both nations believed that war would help them achieve these goals more effectively than diplomacy.

To know more about war refer here:

https://brainly.com/question/3223999#

#SPJ11

All of the following are categories of new products except Multiple Choice brand extensions. O new-to-the market products. O new category entries. O product line extensions. O revamped products.

Answers

All of the given choices are categories of new products except multiple Choice brand extensions.

Brand extensions are actually one of the categories of new products. The correct answer is that all of the other options - new-to-the-market products, new category entries, product line extensions, and revamped products - are categories of new products.

New-to-the-market products are entirely new products that have not been offered before by the company or in the marketplace. New category entries are products that are new to a particular product category, but not necessarily to the company or overall marketplace.

Product line extensions are variations or additions to existing product lines, while revamped products are existing products that have been updated or improved in some way.

Brand extensions, on the other hand, are new products that leverage the brand equity of an existing brand to enter a new product category or market. For example, when a soft drink company introduces a line of snack foods under the same brand name as their soft drinks, that is a brand extension.

To know more about brand extensions., refer here:
https://brainly.com/question/31367339#
#SPJ11

A bond with 22-year maturity was issued 4 years ago. Face value of this 10.69% quarterly coupon paying bond is $3,000. Analysts find that the current yield to maturity of this bond is 12.90 percent. Show your workings and find the value of this bond. Compare this value against the face value of the bond and write your comment to explain the difference, if any. (Use max 100 words for the explanation in the report).

Answers

The value of the bond with a face value of $3,000 and a 10.69% quarterly coupon rate, with 22-year maturity and a yield to maturity of 12.90%, is $1,830.16.

To calculate the bond's value, we use the formula for present value of a bond:

PV = [tex]\[\frac{C}{r} \cdot \left[1 - \frac{1}{(1+r)^{n\times t}}\right] + \frac{F}{(1+r)^{n\times t}}\][/tex]

where:

PV = present value of the bond

C = coupon payment

r = yield to maturity

n = number of coupon payments per year

t = number of years until maturity

F = face value of the bond

Plugging in the given values, we get:

PV = [tex]$$(3000\times0.1069/4)\times\left[1-\frac{1}{\left(1+0.129/4\right)^{4\times22}}\right]+3000/\left(1+0.129/4\right)^{4\times22}$$[/tex]

PV = $1,830.16

The bond's value is less than its face value of $3,000 because its yield to maturity is higher than its coupon rate. Investors demand a higher return on investment for holding this bond than the coupon payments it offers, thus driving down its present value.

Learn more about face value: https://brainly.com/question/27979865

#SPJ11

Relative to a monopoly charging a single price to all consumers, perfect price discrimination producer surplus and consumer surplus. A. increases; decreases B. increases; increases C. decreases; decreases D. decreases; increases

Answers

Perfect price discrimination occurs when a firm charges each consumer the maximum price they are willing to pay, resulting in no consumer surplus. In this scenario, producer surplus increases compared to a monopoly charging a single price to all consumers.

This is because the producer captures all of the surplus that would have been available to the consumers in a monopoly setting. Therefore, the correct answer is (A) increases; decreases.

In a monopoly charging a single price to all consumers, some consumers may be willing to pay more than the price charged, resulting in consumer surplus.

However, in perfect price discrimination, each consumer pays the maximum price they are willing to pay, leaving no room for consumer surplus. Overall, the total surplus in perfect price discrimination is equal to the producer surplus, which is higher than the total surplus in a monopoly setting.

To know more about price discrimination, refer here:

https://brainly.com/question/31415234#

#SPJ11

Suppose you are a U.S. investor who is planning to invest $325,000 in Japan. You do so at a starting exchange rate of 86.28¥/$. Your Japanese investment gains 9.00 percent, and the ending exchange rate is 84.56¥/$. What is your total return on this investment? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

Answers

The total return on the Japanese investment would be 7.52 percent.

To calculate this, we first need to convert the initial investment from dollars to yen by multiplying it by the starting exchange rate:

$325,000 × 86.28¥/$ = ¥28,021,200

Then, we need to calculate the ending value of the investment in yen by adding the gain of 9.00 percent:

¥28,021,200 × (1 + 0.09) = ¥30,546,828

Finally, we need to convert the ending value from yen back to dollars by dividing it by the ending exchange rate:

¥30,546,828 ÷ 84.56¥/$ = $361,150.16

The total return on the investment is the difference between the ending value in dollars and the initial investment in dollars, divided by the initial investment, expressed as a percentage:

($361,150.16 − $325,000) ÷ $325,000 × 100% = 7.52%

Therefore, the total return on the Japanese investment would be 7.52 percent.

For more questions like Investment click the link below:

https://brainly.com/question/17252319

#SPJ11

Preferred stock expected return​) You are considering the purchase of 150 shares of preferred stock. Your required return is 14 percent. If the stock is currently selling for ​$35 and pays a dividend of ​$4.25 ​, should you purchase the​ stock?
a. What is the expected rate of return of the​ stock? ___% (Round to two decimal​ places.)

Answers

The expected rate of return of the preferred stock is 12.17%.

By calculating the expected return on the stock, we can determine whether or not it is a viable investment option. The calculation is done by dividing the annual dividend of $4.25 by the current stock price of $35, which gives us 0.1217, or 12.17%. This is lower than the required return of 14%, so this investment may not be a good option.

The expected return of 12.17% is not high enough for the investor to feel comfortable with the purchase, because it does not meet the required return of 14%. This means that the investor would not be earning the desired return on their investment. In addition, the preferred stock may not be a good fit for the investor’s portfolio since it does not meet the required return of 14%.

know more about investment here

https://brainly.com/question/15353704#

#SPJ11

which three key levers below are needed for an organization to effectively design its reporting relationships and broader organizational structure?

Answers

When designing reporting relationships and organizational structure, organizations need to consider the balance between specialization, centralization, and formalization. The right balance will depend on the organization's goals, size, complexity, and the environment in which it operates.

Organizational structure is the framework that outlines how an organization operates, how different departments are interconnected, and how decision-making is distributed across various levels. Reporting relationships are an essential part of organizational structure, as they define who reports to whom and how information flows through the organization. When designing reporting relationships and organizational structure, three key levers must be taken into consideration: specialization, centralization, and formalization.

Specialization refers to the extent to which the organization's tasks and responsibilities are divided into separate jobs. Specialization can be vertical or horizontal. Vertical specialization refers to the division of work based on hierarchical levels, while horizontal specialization is the division of work based on functional or product-related groups. The level of specialization determines how narrowly or broadly defined a job is, which affects the degree of skill, knowledge, and training required for the job.

Centralization refers to the extent to which decision-making authority is concentrated at higher levels of the organization. In a centralized structure, decisions are made by top-level managers, while lower-level employees are responsible for implementing those decisions. In a decentralized structure, decision-making authority is distributed across different levels of the organization, allowing lower-level employees to make decisions independently.

Formalization refers to the degree to which rules, procedures, and policies govern the organization's activities. Formalization helps to create consistency in decision-making and ensures that employees understand their roles and responsibilities. However, excessive formalization can lead to rigid and inflexible organizational structures, making it difficult to respond to changing circumstances.

Click the below link, to learn more about organizational structure:

https://brainly.com/question/23967568

#SPJ11

edgar corp (ec) is a growth company that has never paid a dividend. the ec board of directors has decided to pay its first dividend one year from today. the first dividend will be $2.00 per share. because of the growth expectations for the company, it is expected that the following two dividend payments will increase by 40% each year. beyond that, the ec dividend is expected to grow at 6% annually. what is the value of ec if the required rate of return equals 11%? a. $61.00. b. $58.59. c. $67.70 d. $61.68.

Answers

Value of EC stock is $61.45. The closest option is (a) $61.00.

How to calculate the present value of the dividends?

We need to use the dividend discount model:

[tex]PV = D1/(1+r) + D2/(1+r)^2 + D3/(1+r)^3 + ... + Dn/(1+r)^n[/tex]

where:

PV = present value of the stock

D1 = the first dividend payment

D2 = the second dividend payment

D3 = the third dividend payment

Dn = the nth dividend payment

r = required rate of return

n = number of periods

Using the information provided, we can calculate the present value of the stock as follows:

D1 = $2.00

D2 = $2.00 x 1.4 = $2.80

D3 = $2.80 x 1.4 = $3.92

From year 4 onwards, the dividend is expected to grow at a rate of 6% annually. We can use the constant growth formula to calculate the dividend beyond year 3:

D4 = D3 x (1 + g) = $3.92 x 1.06 = $4.15

D5 = D4 x (1 + g) = $4.15 x 1.06 = $4.40

...

We can continue this pattern of growth to calculate the dividends for all future years.

Using a financial calculator or spreadsheet, we can now calculate the present value of the stock:

[tex]PV = $2.00/(1+0.11) + $2.80/(1+0.11)^2 + $3.92/(1+0.11)^3 + $4.15/(0.11-0.06)/(1+0.11)^3[/tex]

[tex]$4.40/(0.11-0.06)^2/(1+0.11)^3 + ...[/tex]

[tex]PV = $2.00/1.11 + $2.80/1.23 + $3.92/1.36 + $4.15/(0.05x1.36) + $4.40/(0.05^2x1.36) + ...[/tex]

[tex]PV = $1.80 + $2.28 + $2.88 + $1.56 + $1.93 + ...[/tex]

PV = $61.45

Therefore, the value of EC stock is $61.45. The closest option is (a) $61.00.

Learn more about stocks.

brainly.com/question/29992015

#SPJ11

If planned investment is perfectly responsive to changes in the interest rate, the planned investment scheduleA) has a negative slope. B) is horizontal. C) is vertical.D) has a positive slope.

Answers

A) is horizontal.

If planned investment is perfectly responsive to changes in the interest rate, the planned investment schedule would be horizontal. This means that any change in the interest rate will result in an equal and opposite change in the level of planned investment, but the slope of the schedule is zero. In other words, at any given interest rate, the level of planned investment will remain the same. This is because a perfectly responsive planned investment schedule implies that investment decisions are made solely on the basis of the interest rate, and not influenced by other factors such as changes in technology, market conditions, or business expectations.

To explain this step-by-step:
1. Planned investment refers to the amount businesses intend to invest in capital goods, such as machinery and equipment.
2. Interest rates influence the cost of borrowing money for investments.
3. If planned investment is perfectly responsive to interest rate changes, this means that when interest rates increase, planned investment will decrease (since borrowing becomes more expensive), and when interest rates decrease, planned investment will increase (since borrowing becomes cheaper).
4. This relationship creates a negative slope on the planned investment schedule because as interest rates move along the horizontal axis, planned investment moves in the opposite direction along the vertical axis.

Learn about more planned investment https://brainly.com/question/31411302

#SPJ11

If autonomous consumption rises by $40 and as a result Real GDP increases by $200, then the autonomous spending multiplier is equal to: a. 4 b. 5 c. 25 d. 20.

Answers

The autonomous spending multiplier is equal to 5 (option b). The autonomous spending multiplier represents the change in real GDP resulting from a change in autonomous consumption spending.

The formula for the autonomous spending multiplier is:

Autonomous spending multiplier = Change in real GDP / Change in autonomous consumption spending

We are given that a $40 increase in autonomous consumption spending led to a $200 increase in real GDP. Therefore:

Autonomous spending multiplier = $200 / $40

Autonomous spending multiplier = 5

Therefore, the autonomous spending multiplier is equal to 5 (option b).

Learn more about autonomous

https://brainly.com/question/4214951

#SPJ4

The autonomous spending multiplier is 5. Option B

To find the autonomous spending multiplier, we can use the formula:
Multiplier = ΔReal GDP / ΔAutonomous Consumption
In this case, we are given that autonomous consumption increases by $40 and Real GDP increases by $200. So, we can plug these values into the formula:
Multiplier = $200 / $40 = 5
The autonomous spending multiplier measures the amount by which Real GDP changes in response to a change in autonomous consumption. It tells us how much additional income will be generated in the economy for each dollar of autonomous spending.

In this case, the multiplier of 5 means that for every $1 increase in autonomous consumption, Real GDP will increase by $5. This shows the significant impact that changes in autonomous spending can have on the overall economy. Understanding the multiplier effect is crucial for policymakers when designing fiscal and monetary policies that aim to stimulate economic growth. Therefore, the answer is (b) 5.

Gor more such questions on  spending multiplier visit:

https://brainly.com/question/20308926

#SPJ11

Dorex Manufacturing builds an ERP system to streamline its business activities. After being tested, the company implements the system only in the procurement department. This is an example of _____ installation OA) plunge B) parallel C) pilot D) phased

Answers

Dorex Manufacturing builds an ERP system to streamline its business activities. After being tested, the company implements the system only in the procurement department. This is an example pilot installation

The scenario described is an example of a pilot installation, where a new system is implemented in a limited area of the organization to test its functionality and effectiveness. In this case, the ERP system was implemented only in the procurement department, which allows the company to evaluate its performance and make necessary adjustments before rolling out the system across the entire organization.

Phased installation involves implementing a new system gradually across different areas of the organization over time.

To know more about business.  here

https://brainly.com/question/24553900

#SPJ4

The example given in the question is an example of pilot installation. The correct option is c


Pilot installation is a type of installation approach where a new system is implemented in one or more departments or locations of an organization on a trial basis. This is done in order to test the system's functionality and identify any issues before implementing it on a larger scale across the entire organization.In the case of Dorex Manufacturing, they built an ERP system to streamline their business activities.

After testing the system, they implemented it only in the procurement department. This means that they are using the system in a limited capacity in order to test its functionality and identify any issues before rolling it out to the entire organization. This is a common approach taken by organizations when implementing new systems as it helps to reduce the risk of issues arising when the system is implemented on a larger scale.

Other types of installation approaches include plunge installation, parallel installation, and phased installation. Plunge installation is when a new system is implemented all at once, replacing the old system entirely. Parallel installation involves running both the old and new systems side-by-side for a period of time, while phased installation involves implementing the new system in stages over a longer period of time.The correct option is c

For more such questions on pilot installation

https://brainly.com/question/7112675

#SPJ11

A7X Corp. just paid a dividend of $1.20 per share. The dividends are expected to grow at 15 percent for the next eight years and then level off to a growth rate of 5 percent indefinitely. If the required return is 10 percent, what is the price of the stock today? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) Stock price $

Answers

The price of A7X Corp. stock today is $39.28.

To calculate the price of the stock today, we need to find the present value of all future dividends. First, we can use the dividend growth rate of 15% for the next eight years to calculate the expected dividend payments during that period.

Using the formula for the present value of a growing perpetuity, we can find the present value of the first eight years of dividends. Then, we can use the dividend growth rate of 5% to calculate the present value of the dividends beyond the eighth year.

Finally, we add the present values of all the dividends to find the total present value of the future cash flows, which is the price of the stock today.

PV = D1 / (r - g)

Where PV is the present value, D1 is the expected dividend payment for year one, r is the required return, and g is the growth rate.

For the first eight years:

D1 = $1.20 * (1 + 15%) = $1.38

g = 15%

r = 10%

PV = $1.38 / (0.10 - 0.15) * (1 - (1 + 0.15)⁸ / (1 + 0.10)⁸) = $17.27

For the remaining years:

D9 = $1.38 * (1 + 5%)⁸ = $3.20

g = 5%

r = 10%

PV = $3.20 / (0.10 - 0.05) / (1 + 0.10)⁸ = $16.63

Total PV = $17.27 + $16.63 = $33.90

Therefore, the price of A7X Corp. stock today is $39.28, which is the sum of the present value of all future dividends.

To know more about  stock, refer here:
https://brainly.com/question/3210355#
#SPJ11

(Nonannual compounding using a calculator?) Jesse Pinkman is thinking about trading cars. He estimates he will still have to borrow ?$31 comma 00031,000 to pay for his new car. How large will? Jesse's monthly car loan payment be if he can get a 55?-year ?(6060 equal monthly? payments) car loan from the? university's credit union at an APR of 5.95.9 percent compounded? monthly? ?Jesse's monthly car loan payment will be ?$nothing. ?(Round to the nearest? cent.)

Answers

Jesse Pinkman is thinking about trading cars, and he estimates he will need to borrow $31,000 to cover the cost of the new car.

To finance the purchase, he can take out a 60-month car loan from the university's credit union at an APR of 5.95 percent compounded monthly. To calculate Jesse's monthly car loan payment, he needs to use a calculator to figure out the monthly payments based on the interest rate and the loan term.

The calculator will show the total amount of interest that Jesse will pay over the life of the loan. Additionally, the calculator will also show Jesse's monthly car loan payment, which he can round to the nearest cent. In this case, Jesse's monthly car loan payment will be nothing, as the interest rate is so low that it does not exceed the loan amount.

know more about trading here

https://brainly.com/question/8322028#

#SPJ11

the Peso was worth Euro 0.0014. That weekend thả Peso devalued against the Euro to Euro 0.0012. in percentage terms by how much did the euro appreciate against the peso? Instruction 1. Round your answer to two decimal places 2. Do not include the percentage

Answers

The Euro appreciated against the Peso by 14.29%.

To calculate the percentage appreciation of the Euro against the Peso, we need to find the difference between the initial and final exchange rates, divide by the initial exchange rate, and then multiply by 100 to get the percentage.

The initial exchange rate was Euro 0.0014 per Peso, and the final exchange rate was Euro 0.0012 per Peso.

The difference between the two exchange rates is:

0.0012 - 0.0014 = -0.0002

Since the Euro appreciated against the Peso, the percentage change is:

(-0.0002 / 0.0014) x 100 = -14.29%

Rounding to two decimal places, the Euro appreciated against the Peso by 14.29%.

To know more about EURO refer to-

https://brainly.com/question/30807172

#SPJ11

a firm is examining its data requirements to achieve the objectives of its research study. the management team determines that in order to get the needed data, they cannot use an observation method. instead, it will have to do an online survey. the team is most likely in which stage of the questionnaire design process?

Answers

The management team is in the stage of data collection method selection.

In this stage of the questionnaire design process, researchers determine the most appropriate method for collecting the data required to achieve the research objectives.

The terms "data" and "observation" are relevant in this context as they represent two possible methods for collecting data.

Observation involves directly observing and recording behaviors or events, while data refers to information collected through various sources, including surveys, experiments, and other forms of data collection.

The management team's decision to use an online survey rather than an observation method suggests that they have determined that survey data is more appropriate for their research objectives.

This decision may be based on a variety of factors, including the nature of the research question, the population being studied, and the feasibility of conducting direct observations.

For more such questions on data collection

https://brainly.com/question/29441681

#SPJ11

Suppose Intel stock has a beta of 0.85​, whereas Boeing stock has a beta of 1.22. If the​ risk-free interest rate is 5.1% and the expected return of the market portfolio is 13.2%​, according to the​ CAPM,
a. What is the expected return of Intel​ stock?
b. What is the expected return of Boeing​ stock?
c. What is the beta of a portfolio that consists of 55% Intel stock and 45% Boeing​ stock?
d. What is the expected return of a portfolio that consists of 55% Intel stock and 45% Boeing​ stock? (There are two ways to solve​ this.)

Answers

The expected returns for Intel and Boeing stocks are 11.86% and 14.89%, respectively.  

The beta of a portfolio consisting of 55% Intel and 45% Boeing is 1.0135, and the expected return of this portfolio is 13.22%.


a. To calculate the expected return of Intel stock, use the CAPM formula: Expected Return = Risk-free rate + Beta * (Market Return - Risk-free rate). Plug in the values: 5.1% + 0.85 * (13.2% - 5.1%) = 11.86%.

b. For Boeing stock: 5.1% + 1.22 * (13.2% - 5.1%) = 14.89%.

c. To calculate the beta of the portfolio, multiply each stock's beta by its weight in the portfolio and sum the results: (0.85 * 0.55) + (1.22 * 0.45) = 1.0135.

d. The expected return of the portfolio can be calculated using the portfolio's beta: 5.1% + 1.0135 * (13.2% - 5.1%) = 13.22%. Alternatively, multiply each stock's expected return by its weight in the portfolio and sum the results: (11.86% * 0.55) + (14.89% * 0.45) = 13.22%.

To know more about Risk-free rate click on below link:

https://brainly.com/question/28168891#

#SPJ11

A Montana state bond can be converted to $1,000 within 5 years of purchase. If the Montana bonds are comparable to Wyoming bonds that pay 5% compounded annually, determine the price of the Montana bonds. They are zero coupon bonds.

Answers

The price of the Montana zero coupon bonds is $783.53.

To determine the price of the Montana zero coupon bonds, we can use the present value formula for zero coupon bonds, given that they can be converted to $1,000 within 5 years and are comparable to Wyoming bonds that pay 5% compounded annually.

The formula for the present value of a zero coupon bond is:

PV = FV / (1 + r)^n

Where:
PV = Present Value (price of the Montana bond)
FV = Future Value (the amount the bond can be converted to, which is $1,000)
r = annual interest rate (the rate of the comparable Wyoming bond, which is 5% or 0.05)
n = number of years to maturity (5 years in this case)

Plugging in the values into the formula:

PV = $1,000 / (1 + 0.05)^5

First, we calculate (1 + 0.05) which is 1.05.

Next, raise 1.05 to the power of 5, resulting in 1.27628 (rounded to 5 decimal places).

Finally, divide $1,000 by 1.27628, resulting in approximately $783.53.

Hence, the bond price is approximately $783.53.

Learn more about Coupon bonds:

https://brainly.com/question/13055054

#SPJ11

The volatility of a non-dividend-paying stock whose price is $80 is 40%. The risk-free rate is 3% per annum (continuously compounded) for all maturities. Not yet answered Each time step is of length 3 months. Marked out of Use this information to answer this and the next two questions. The values of u, d, and p are: 1.00 Flag question a 1.2414, 0.8187, 0.4689 b 1.2214, 0.8187, 0.4689 с. 1.2314, 0.8187, 0.4689

Answers

Approximately 1.2414, 0.8187, and 0.4689 are the values of u, d, and p, respectively. The right answer is (a).

The volatility of the stock is given as 40%. Let us denote this by.

We can use the formula for the stock price tree to calculate the values of u, d, and p.

u = e^(σ√(t)) = e^(0.4√(0.25)) ≈ 1.2414

d = e^(-σ√(t)) = e^(-0.4√(0.25)) ≈ 0.8187

p = (e^(rt) - d) / (u - d) = (e^(0.03*0.25) - 0.8187) / (1.2414 - 0.8187) ≈ 0.4689

Therefore, the values of u, d, and p are approximately 1.2414, 0.8187, and 0.4689, respectively. The correct option is (a).

For more such questions on values, click on:

https://brainly.com/question/25528419

#SPJ11

von bora corporation (vbc) is expected to pay a $2.00 dividend at the end of this year. if you expect vbc's dividend to grow by 5% per year forever and vbc's equity cost of capital is 13%, then the value of a share of vbc stock is closest to: group of answer choices $25.00. $40.00. $15.40. $11.10.

Answers

The value of a share of VBC stock is closest to $25.00.

The value of a share refers to the market price of one unit of ownership in a publicly traded company. This value is determined by supply and demand in the stock market, with buyers and sellers agreeing on a price based on various factors such as the company's financial performance, industry trends, and overall market conditions.

Using the constant-growth model, the value of a share of VBC stock can be calculated as follows:

Value of VBC stock = Dividend next year / (Cost of equity - Dividend growth rate)

= $2.00 / (0.13 - 0.05)

= $2.00 / 0.08

= $25.00

Learn more about constant-growth model at:

brainly.com/question/15567560

#SPJ4

gl enterprises has 130,000 shares of stock outstanding. janet, who is an individual investor, wants to buy 400 of these shares. the price she will have to pay is the price. a. spread b. bid c. broker d. margin e. ask

Answers

The term "margin" may also be important as it relates to the amount of money Janet would need to put down as a deposit in order to make the purchase.

The term that relates to Janet's purchase of the 400 shares is "ask". This is the price that she will have to pay in order to buy the shares from GL Enterprises. Additionally, the terms "enterprises" and "stock" are relevant as they refer to the company whose shares Janet is interested in purchasing. Finally, the term "margin" may also be important as it relates to the amount of money Janet would need to put down as a deposit in order to make the purchase.

Learn more about "margin" here

https://brainly.com/question/30529566

#SPJ11

how does information collected through online forms differ from site transaction logs? which potentially provides a more complete consumer profile?

Answers

Online forms and site transaction logs are two different methods of collecting information about consumers.

Online forms are typically filled out by the consumer themselves and include information such as name, email, address, and other personal details. On the other hand, site transaction logs are generated automatically by the website and track the activities of the consumer on the site, such as pages visited, items purchased, and time spent on the site.

While both methods can provide valuable information about the consumer, they differ in the type of data collected and the level of detail provided. Online forms provide more detailed personal information about the consumer, while site transaction logs provide more detailed information about the consumer's behavior on the website.

In terms of providing a more complete consumer profile, it depends on the purpose of the profile. If the goal is to understand the consumer's personal characteristics and preferences, then online forms are likely to provide more comprehensive information. If the goal is to understand the consumer's behavior and interactions with the website, then site transaction logs would provide a more complete picture. Ultimately, a combination of both methods may provide the most complete consumer profile.

For more about Online forms:

https://brainly.com/question/30198263

#SPJ11

trust can be difficult to forge when interactions are limited and people come from different organizations. question 8 options: true false

Answers

The given statement "trust can be difficult to forge when interactions are limited and people come from different organizations." is true because trust is built through repeated interactions and shared experiences, which may be limited when people come from different organizations.

When people come from different organizations, they may have different values, goals, and ways of operating, which can make it harder to establish a sense of trust. Additionally, limited interactions can make it harder for people to get to know each other and build a level of comfort and familiarity that can lead to trust. As a result, it can take time and effort to establish trust in these situations.

You can learn more about trust at

https://brainly.com/question/1362888

#SPJ11

the chapter uses jeff bezos as an example of the creative process. which of the process was bezos in when he kept thinking about the internet for a mail order business while performing his regular work?

Answers

Jeff Bezos was in the incubation stage of the creative process when he kept thinking about the internet for a mail-order business while performing his regular work.

In the incubation stage, an individual lets ideas percolate and marinate in their mind without actively working on them. It involves letting ideas develop subconsciously and is often followed by a period of insight or inspiration where a solution or idea suddenly comes to mind.

Bezos' idea eventually led to the creation of Amazon, which revolutionized the retail industry and made him one of the richest people in the world.

Learn more about incubation stage

https://brainly.com/question/14503905

#SPJ4

Consider a five-year bond with 12% annual coupon (paid semi-annually). Suppose the yield on the bond is 9% per year with continuous compounding. What is the duration of the bond (in years)? (required precision: 0.01 +/- 0.02)

Answers

The bond lasts for approximately 0.64 years, with a +/- 0.02 year accuracy.

To calculate the duration of the bond, we need to use the formula:

Duration = (PV of cash flows * Time of cash flows) / Present value of the bond

First, we need to calculate the present value of the bond. The bond has a face value of $100, and pays a 12% coupon rate annually, so the semi-annual coupon rate is 6% and the semi-annual coupon payment is $6. The bond has a total of 10 semi-annual coupon payments (5 years * 2 payments per year), and a final payment of the face value of the bond.

Using the formula for the present value of an annuity, we can calculate the present value of the semi-annual coupon payments:

PV of coupons = ($6 / 0.09) * (1 - (1 / (1 + 0.09/2)^10)) = $47.264

Using the formula for the present value of a single amount, we can calculate the present value of the face value payment:

PV of face value = $100 / (1 + 0.09/2)^10 = $54.572

Therefore, the present value of the bond is:

PV of bond = PV of coupons + PV of face value = $101.836

Next, we need to calculate the PV of each cash flow multiplied by the time of the cash flow. The time of each semi-annual cash flow is half of a year, and the time of the final cash flow is 5 years.

PV of semi-annual coupon payments * time = ($6 / 0.09) * (1 - (1 / (1 + 0.09/2)^10)) * (0.5) = $23.632

PV of face value payment * time = $100 * 5 / (1 + 0.09/2)^10 = $42.789

Finally, we can calculate the duration of the bond:

Duration = (PV of semi-annual coupon payments * time + PV of face value payment * time) / Present value of the bond

Duration = ($23.632 + $42.789) / $101.836 = 0.6423 years

Therefore, the duration of the bond is approximately 0.64 years, with a precision of +/- 0.02 years.

For more such questions on bond, click on:

https://brainly.com/question/25965295

#SPJ11

the typical layout strategy for a high-variety, low-volume production is

Answers

The layout strategy that deals with low-volume, high-variety production is Process-oriented layout.

In manufacturing engineering, a process layout is a blueprint of a factory floor plan for arranging equipment by function to improve efficiency. A production line should ideally be designed to avoid waste in material flow, inventory handling, and management. In a process layout, workstations and machines are not arranged according to a specific production flow.

Instead, each department (eg, drilling department, painting department, etc.) has a collection of similar operations or similar machines. Also called function layout. In this layout, editing operations are performed together in groups and not arranged in any arbitrary order.

To learn more about process layout, here:

https://brainly.com/question/30791934

#SPJ4

Complete question:

The typical layout strategy for a high-variety, low-volume production is_______

The typical layout strategy for a high-variety, low-volume production is called a functional layout. In this layout, similar processes or machines are grouped together in the same area. This allows for better utilization of equipment and resources while minimizing unnecessary movement of materials and people.

Functional layouts also allow for flexibility in the production process, as different products can be made using the same equipment and processes. This is important in a high-variety production environment, where there are many different products being produced in small quantities.In addition to functional layouts, high-variety, low-volume production environments may also use cellular layouts. In this layout, machines and workstations are organized into self-contained cells that can produce a specific product or group of products.

This can improve efficiency by reducing the need for material handling and setup time.Overall, the layout strategy for a high-variety, low-volume production environment should prioritize flexibility, efficiency, and organization to ensure that all products can be produced effectively and efficiently.

For more such questions on functional

https://brainly.com/question/16071307

#SPJ11

Other Questions
NEED HELP NOWWhat type of rhyme is used in the following poem?Oh, give me my very own pizza,So I won't have to be aGreedy, food-grabbing monsterLike my brother Chester. Internal Rhymea. End Rhyme b. Slant Rhymec. Exact RhymeWhat type of rhyme is used in the following poem?Oh, give me my very own pizza,So I won't have to be aGreedy, food-grabbing monsterLike my brother Chester. a Internal Rhyme b End Rhymec Slant Rhyme d Rhyme Both free verse and traditional poetry use rhythm; however, free verse poetry does not have meter. True False0.25 points QUESTION 14Traditional poems have no recognizable pattern and their lines do not rhyme in any particular way. True False0.25 points QUESTION 15 The following is an example of internal rhyme:I went to school full of joy,Eager to meet each girl and boy. True False0.25 points QUESTION 16Unlike prose, which uses paragraphs to separate ideas, poetry is divided into lines and stanzas. True False The Federal Reserve System include the following except the A.Federal Advisory Council. B.member commercial banks. C.U.S. Treasury. D.Federal Open Market Committee. The policy tools of the Fed are the following except A.bond creation. B.the discount rate. C.reserve requirements. D.open market operations. A firm has a debt-to-equity ratio of 1.3. Assuming the firm's debt pays 10% interest annually, the equity has a 18% annual return, and the tax rate is 21%, what is the firm's weighted average cost of capital? A tabor saving device system save $2,000 per year for five (5) years. It can be installed at a cost of $8,000. The rate of return on this planned investment is most nearly a = 12 36% b.i =10.36% c.10% d. 9.36% If you spin the spinner 36 times, what is the best prediction possible for the number of times it will not land on yellow? If a risk has a high frequency of occurrence and a highseverity, you should:A) Transfer the risk.B) Retain the risk.C) Reduce the risk.D) Avoid the risk. Compare American expansion in Oregon Territory to expansion in the Southwest duringthe Polk Administration.(3-4 sentences) the coniferous forest vegetation on the equatorward side of the tundra is known as: Which leader was the first Black woman to earn a bachelor's degree and was the founder of the National Association of Colored Women? A. Anna J. Cooper B. Mary Church Terrell C. Harriet Tubman D. Ida B. Wells What happens when thermal energy is applied to a substance q are large-scale, customized initiatives that consist of smaller tasks and activities that must be coordinated and completed to finish on time and within budget. a. projects b. job shop processes c. flow shop processes d. continuous flow processes e. processes Hook Industries's capital structure consists solely of debt and common equity. It can issue debt tre 12%, and its common stock currently pays a $1.75 dividend per shart (0 - 53.75). The stock's price is currently $22.25. its dividend is expected to grow at a constant role of 5% per year, its tax rate is 25%, and its WACC I 14.65% What percentage of the company's capital structure consists of debt? Do not round Intermediate calculations. Round your answer to two decimal places as a system administrator, you are going to add a static route for host 195.157.66.221, 255.255.255.0. your default gateway is 192.168.5.1, but you want this route to use gateway 192.168.7.1. which commands will accomplish this task? (select two. each option is a complete solution.) Write an equation in point-slope form. Part I: Create an equation of a line in point-slope form. Be sure to identify all parts of the equation before writing the equation. (3 points) Part II: Using the equation of the line you wrote in Part I, write an equation of a line that is perpendicular to this line. Show your work. (3 points) Samsung invested $21,766 in the current year to expand its manufacturing capacity. Assume that these assets have an 8-year life and generate net cash flows of $4,000 per year, and that Samsung requires a 7% return on its investments. (Samsung $s in millions.)Required:Compute break-even time. (Round "Break even time" answer to 1 decimal place.) Write about the following as strategies of Industrialization in Nigeria - Import Substitution Strategy Export Promotion Strategy. Balanced Development Strategy Local resource based Strategy the speed of sound in air is 332 m/s. humans have sensitivity to sound frequencies from 20 hz to 20,000 hz. a. what is the longest sound wavelength we can hear? (5 pts) b. what is the shortest sound wavelength we can hear? (5 pts) A patient receives chemodenervation with Botulinum toxin injections to stop blepharospasms of the right eye. What are the procedure and diagnosis codes? Select all the elementary substances.silver bromide (AgBr)silicon dioxide (SiO)hydrogen sulfide (HS)xenon (Xe) 1. Note: For this question the inflation rates are actual inflation levels ( so a 6 month inflation rate increase of 3% increases par by 3%, not 1.5%.)You have a semiannual treasury inflation protected security, which is 1000 par and sells at par, with a 4% coupon rate. If the inflation rates are: 1% for the first 6 months and then 1.9% for the second, 0% for the third and 1% for the fourth 6 months, find:-the individual nominal payments made for each time period2. Price a 5 year 4% semiannual coupon bond if the yield to maturity is 6% (write the price as if par is 100, use 5 decimal places)