An investor wants to purchase an annuity that will pay her £80,000 per year for the next 10 years. If the constant, annual effective interest rate is 2%. How much should she be willing to pay today for the annuity? Answer to the nearest pound.

Answers

Answer 1

Answer:

£718,607

Explanation:

Annuities are investment opportunities that require an initial settlement  and gives  a series of returns of a fixed amount for a specific number of periods.

In simple terms, the question requires us to calculate the amount to be paid today (Present Value) of an annuity that pays £80,000 per year for the next 10 years.

To establish the [Present Value of the Annuity, the future Cash Flows must be discounted to the Present Value using the appropriate discount rate. In our case, we will use the annual effective interest rate of 2%.

Present Value = PMT × [ 1 - 1/(1+r)^n ÷ r ]

Where,

PMT = £80,000

n = 10

r = 2%

Therefore,

Present Value = £80,000 × [ 1 - 1 / (1.02) ^ 10 ÷ 0.02]

                         = £718,606.80 or £718,607

Conclusion :

She be willing to pay £718,607 today for the annuity.


Related Questions

1. The economic system that is most indicative of Capitalism is known as a: 1 point
a. Command Economy
b. Free Market
c. Mixed Economy
d. Fascism

Answers

b. Free Market is most indicative of Capitalism

Answer:

b

Explanation:

The difference in income between the richest and poorest citizens is called a command economy. unemployment. private property. the wealth gap.

Answers

Answer:

the wealth gap.

Explanation:

The difference in income between the richest and poorest citizens is called the wealth gap.

This ultimately implies that, the wealth gap is the difference between the richest and poorest citizens living in a geographical location based on the level of their assets and net worth i.e assets minus their debts.

Hence, the information generated by the government based on the wealth gap of its citizens is typically used for formulating economic policies, plan and financial budgets.

The difference in income between the richest and poorest citizens is called the wealth gap.

What is wealth gap?

Wealth gap can be defined as the difference in the income earned by the richest and the poorest citizen.

When a rich person earn more than a poor person this indicate a disparity in wealth distribution between the rich and the poor.

This tend to lead to what is called wealth gap based on the fact that their is no equality as the rich earn more than the poor.

Inconclusion the difference in income between the richest and poorest citizens is called the wealth gap.

Learn more about wealth gap here:https://brainly.com/question/4517769

1. The supplies of the materials are abundant and can suffice the demand of
the consumers.​

Answers

i want to answer this but could you plz be more specific? what question are you asking?
I would like to know as well but it’s probably referring to equilibrium, surplus or shortage.

In the United States, people are sorted into different tax brackets so that they pay differing amounts of taxes based on their income level. Which type of tax system does this BEST demonstrate?

A. regressive
B. progressive
C. proportional
D. flat

Answers

Answer:

B. progressive

Explanation:

In a progressive tax system, the tax rate imposed on individuals and firms is based on their income levels.  A low tax rate is applied to low-income earners. As income levels increases, the tax rate also increases. This means that the poor are taxed using lower tax rates compared to the wealthy.

A progressive tax system promotes equity and fair distribution of wealth. The poor have little; hence pay low taxes while the rich pay higher amounts.

Answer:

Progressive

Explanation:

Got it right on the test nun to worry about.

Other Questions
HELP!! ASAP!! PLEASE!! how lomg did axum rule? Which is a possible result of higher air temperatures caused by global warming?increase in sea levelfreezing of polar ice capsrapid evaporation of water in the soilflooding of low-lying coastal areas A circle has a radius of 4 feet. What is the radius of a bigger circle if the scale factor of the smaller to bigger is 4:9 A cart with the weight was already moving lefgt with a constant speed when the two forces shown were applied to the car. How do the two forces affect the motion of the cart? Sophie pays m dollars to rent a car for the weekend. On the drive home, she buys $25 worth of gasoline. Her friend Melody pays for one-half the cost of the car rental only. Choose an expression you could use to determine how much Sophie spent. A. m + 25 B. m + 25 1/2 C. 1/2(m + 25) D. 1/2m + 25 Potatoes should not be stored in the refrigerator.True or false? teachers drive a mini-van. what percentage of the teachers drive a mini-van? (6.5B*) There are 60 teachers at Smith Middle School. Of these teachers, 8 female teachers and 4 male 8 A.20%B.12% C.60%D.72% The graph shows the number of points, y, a player earns in a balloon game based on the number of balloons the player pops, x.Which of the following are the dependent quantities? a1, 2, 3, 4, 5, 25, 50, 75, 100, 125 b1, 2, 3, 4, 5 c25, 50, 75, 100, 125 d25, 1, 50, 2, 75, 3, 100, 4, 125, 5 If you are near the North Pole in July and are observing the Sun, describe what you would see during a 24-hour period.A. 19N50, 72E2B. 9N2, 72E50C. 2N19, 50E72D. 72N50, 19N2 help with english 10 pionts!! marys age is 2 upon 3 that of peters age. two years ago marys age was 1 upon 2 of whats peters age will be in 5years time. how old is peter now plzz I wanna finish this hw but I don't know how to do it pls teach me brainly is now my favorite thing The Attack on Pearl Harbor had all of thefollowing effects on America except Which of the following was NOT done in Houston's second term to cut government spending?A. cutting the size of the army B.ending land grant to settlers C.cut government salaries D.firing some government workers A plane stress state (2D) of material is defined by: [] = [800300300400] (MPa). Define the principal stresses 1, 2 using: Determinant Method Mohrs Circle (determine also ????max) Sample Response: Amy Tan uses details to show that her family's meal was embarrassing. Her description of her father burping uses imagery because the reader can imagine hearing her father's burp. The guests are astonished, which means they are shocked, because this custom is different. Robert's red face is another description that helps the reader picture him being embarrassed as well. The minister's burp is quiet, and he seems embarrassed by the custom too. Amy says this moment made her silent for the rest of the night, which shows that she is embarrassed.Which details did you include in your response? You can select more than one answer.the detail of Amys father belchinglanguage that appeals to hearing or sightthe guests astonishmentRoberts red facethe ministers quiet belchthe detail of Amys being stunned into silence what is 1=1?????????????????????????????//// HELP At the craft store, Kenji bought a bag of brown and blue marbles. The bag contained 60 marbles, and 40% of them were brown. How many brown marbles did Kenji receive? Read the stanzas from "The Battle of Blenheim" by Robert Southey.With fire and sword the country roundWas wasted far and wide,And many a childing mother then,And new-born baby died;But things like that, you know, must beAt every famous victory.They say it was a shocking sightAfter the field was won;For many thousand bodies hereLay rotting in the sun;But things like that, you know, must beAfter a famous victory."Which technique does the poet use when the old man repeatedly refers to the battle as a "famous victory"?A. exaggerationB. verbal ironyC. metaphorD. pun