When does a lender have to disclose the annual percentage rate (APR)?
A. Lenders do not use APR when making loan agreements.
B. Lenders must disclose the APR after the loan agreement is signed.
C. Lenders must disclose the APR before the loan agreement is
signed.
O D. Lenders are not required to disclose the APR.
Answer: ITS C!!!!!!!
Explanation:
Answer:
C. Lenders disclose the APR before the loan agreement is signed.
Standards that represent levels of operation that can be attained with reasonable effort are called.
Answer:
normal standards
Standards that represent levels of operation that can be attained with reasonable effort; sometimes called normal standards.
George has been assigned to be the new project manager for our project. He is eager to get off to a good start and wants to identify what activities he should first engage in. How would you advise him to start
To be an effective manager, George must first perform the work breakdown structure (WBS) in addition to clearly defining the project scope and statement of work.
How to be an effective project manager?It is essential to plan the project actions that will structure its progress, such as defining the schedule and using resources effectively.
Therefore, the project manager must also implement internal and external risk management to maximize opportunities and prevent negative eventualities.
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Amy works as a teller at the local bank. What kind of education would Amy likely have needed for her job?
Answer:
high school diploma
Explanation:
Answer:
High School Diploma
Explanation:
I took the test said it was right. Also when you search what the requirements to become a bank teller it says "High School Diploma or equivalent."
Your business paid $10.000 for a one year retainer to a law firm. How much should be expensed via worksheet adjustments each month?
1. $1,000
2. $833.33
3. $10,000
4. It shouldn’t be adjusted
Market failure associated with the free-rider problem is a result of.
Market failure associated with the free-rider problem is a result of benefits that accrue to those who don't pay.
What is market failure?Market failure refers to a situation when there's an inefficient distribution of resources in the market.
Market failure occurs when the free market does not distribute resources efficiently. This leads to rational outcomes for the group as a whole.
Hence, market failure associated with the free-rider problem is a result of benefits that accrue to those who don't pay.
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What would a manager increase by providing positive feedback and reinforcing positive attributes of employees
When a manager provides positive feedback and reinforces positive attributes, this increases employee self esteem.
How can managers improve employee self esteem?Managers are very important in the building of an employee's self esteem to ensure that they are better workers.
Some ways they can do this include giving positive feedback on employee tasks and also reinforcing positive attributes that the employees have to encourage them to do better.
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The _____ is the sum of past _____ less surpluses. national debt; budget deficits budget deficit; national debts budget deficit; public debts public debt; national debts
Wealth is not a scarce resource for most people (true/false)
Answer:
False
Explanation:
Wealth is scarce.
When direct labor is used as the overhead allocation base, the variable overhead efficiency variance ______. Multiple choice question. cannot be calculated will always be unfavorable will be favorable when the direct labor efficiency variance is favorable explains how efficient overhead resources were used
When direct labor is used as the overhead allocation base, the variable overhead efficiency variance will be favorable.
What is direct labor?It should be noted that direct labor simply means the production that is assigned to a specific product.
In this case, when direct labor is used as the overhead allocation base, the variable overhead efficiency variance will be favorable.
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Which of the following are characteristics of hard money? i. donations from individuals and interest group pacs ii. regulated by the federal election commission iii. goes directly to a political candidate iv. can be used for advertising or other campaign expenses a. i, ii, iii, and iv b. i and ii only c. i, iii, and iv only d. ii, iii, and iv only please select the best answer from the choices provided a b c d
The characteristics of hard money include donations from individuals and interest group PAC'S, and they are regulated by the Federal Election Commission.
What is hard money?Hard money and soft money are often used to describe the type of currency and also refer to political currency in the United States.
These two combined factors are the definition of what is considered "hard money" in politics.
Hard money is separated from soft cash, because the latter comes from a donation that can be controlled by the Federal Election Commission.
Thus, the correct answer is option B.
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Explain the differences and similarities between compound interest (for money saved) and compound growth (for money invested).
The similarities between compound interest and compound growth is that both are important for one to grow his money.
What is compound interest?It should be noted that compound interest simply means the addition of interest to the principal sum money.
The similarity between compound interest and compound growth is that both are important for one to grow his money.
The difference is that compound growth calculates the gains based on the added result from the prior period.
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which account is prepared before balance sheet ?
Answer:
Balance sheet is prepared after ascertaining net profit and net loss from profit and loss account. It is the summary of the personal account and real accounts having debit and credit balances.
David is 60 years old, has moderate financial health, a short time horizon, and a low risk tolerance.
Drag the slider to decide what percentage he should invest in stocks versus bonds and cash equivalents.
When you’re finished, click submit.
Based on the fact that David has a low-risk tolerance, it is advisable that he invests small percentages in stocks and bonds.
What is Risk Tolerance?This refers to the level of risk that an investor is willing to endure and this has to do with the variability in investment.
Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.
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Answer:
On Everfi-58% on bonds and the rest on stocks
Explanation:
I just kept randomly moving the sider and it worked. If not keep trying near the bottom middle area
A market that has no barriers to entry and many small firms selling products that are slightly different from one another is best described as:
If the market has small firms selling products that are slightly different from one another this is called: monopolistic competition.
What is monopolistic competition?
Monopolistic competition can be defined as a form of competitive market which has different manufacturers selling products or goods and service that are not similar or that are a little bit different from each other.
In this type of market many producers can sell their products reason being that their is no any form of limitation or barriers to entry the market.
Inconclusion if the market that has no barriers to entry and many small firms selling products this is called:monopolistic competition.
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A company should include using AI to increase productivity on which section of its balanced scorecard? Multiple Choice financial internal business customer innovation and learning
A company should include Innovation and Learning using AI to increase productivity on the Internal Process perspective of its balanced scorecard.
What is the Internal Process Perspective of the Balanced Scorecard?The internal process perspective section drives customer and finance-related objectives, especially dealing with:
Process improvementsQuality optimizationCapacity utilization.Thus, A company should include Innovation and Learning using AI to increase productivity on the Internal Process perspective of its balanced scorecard.
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If an employer in a state with elective workers compensation laws chooses not to be subject to those laws, what does the employer lose?
Answer:it’s common law defenses against liability suits
Explanation:
When comparing the direct write-off method and the allowance method of accounting for uncollectible accounts, the entry to reinstate a previously written off accounts under the allowance method would include:
The entry to reinstate a previously written off accounts would include: debiting accounts receivable; crediting to Bad Debt Expense .
What is account receivable?Account receivable can be defined as the money a company is expected to receive from their client for the service they rendered to the client .
The appropriate journal entry to reinstate a previously written off accounts is
Debit Accounts receivable
Credit Bad Debt Expense
Therefore the entry to reinstate a previously written off accounts would include: debiting accounts receivable; crediting to Bad Debt Expense.
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The demand curve for a monopolistically competitive firm is downward sloping because
A. there are a large number of firms
B. the product is produced by using scarce resources
C. the products produced by different firms are not identical
D. it is easy for firms to enter or exit the market
E. the marginal cost rises as output produced increases
The demand curve for a monopolistically competitive firm is downward sloping because the products produced by different firms are not identical.
What is monopolistic competition?A monopolistically competitive firm is a firm where there are many sellers and buyers of differentiated goods. Sellers set the price for their goods and services.
In a monopolistic competitive market, there are large number of sellers which are producing similar products or close substitute but the products are different enough that the demand curve for each firm is downward sloping.
Hence, the demand curve for a monopolistically competitive firm is downward sloping because the products produced by different firms are not identical.
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True or false: keynes' law best applies to short time horizons that see fluctuations in total demand.
It is a true statement that the Keynes law best applies to short time horizons which see fluctuations in total demand.
What is the Keynes law?The Keynesian economic model is developed to adovate an increased government expenditures (spending) and lowering of taxes for stimulation of demand for getting an economy out of the depression.
The law of Keynesian model states that demand creates its own supply and any changes in aggregate demand will cause changes in real GDP and employment.
In conclusion, the statement that Keynes law best applies to short time horizons which see fluctuations in total demand is true.
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What is the primary purpose of a trading bloc? (5 points) group of answer choices to foster political and social unity to lower manufacturing costs to reduce or eliminate tariffs to create free market economies
The primary purpose of a trading bloc is to reduce or to eliminate the tariffs. Option C is correct.
What is the trading blog?A trading bloc is a kind of intergovernmental agreement, frequently part of a regional intergovernmental organization, in which trade restrictions between participating governments are decreased or totally abolished.
Trade blocs can arise as independent agreements between states or as part of a regional organization. The fundamental purpose of that type of blog is to reduce or eliminate the tariff.
Therefore, option C is correct.
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Businesses use a number of methods to create a good picture of their customer base. This market research can help companies to validate their ________
Businesses use a number of methods to create a good picture of their customer base. This market research can help companies to validate their target marget.
What is a target market?This is a market for whom the goods that are being produced or the services rendered are aimed at.
They are the ones that would be the potential customers of the business that is being set up.
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Understanding how artificial intelligence, big data, and collaborative computing will impact your organization is the challenge of managing for:.
There is management of technological advances when we need to understand how artificial intelligence, big data and computing impact the firm.
What is a technological advances?These mean the process of invention, innovation and diffusion of technology in a firm.
These are important to understant to help make decision that will improve use of tachnology in a firm.
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A website that shows you a selection of athletic shoes based on your previous views of other shoes is using Blank______ to be responsive to your personal needs.
If website that shows you a selection of athletic shoes based on your previous views of other shoes is using personalization.
What is personalization?Personalization can be defined as the process of knowing a person preferences so as to meet their need.
Most online companies tend to make use of personalization to know your preference based on the last thing you bought or based on your previous view by advertising or marketing similar products to you so as to meet your personal needs.
Inconclusion If website that shows you a selection of athletic shoes based on your previous views of other shoes is using personalization.
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Nike works to ensure that all of its print and media advertisements are consistent with what the company is advertising in regard to footwear, clothing, and accessories. Nike is utilizing _______ to ensure this.
If Nike works to ensure that all of its media advertisements are consistent. Nike is utilizing integrated marketing communication (IMC) to ensure this.
What integrated marketing communication (IMC)?Integrated marketing communication (IMC) can be defined as the process in which a company or an orgainzation tend to ensure that their brand advertisement is consistent and unify with what they produced.
Integrated marketing communication is important as it is a form of brand promotion and sales promotion.
Therefore Nike is utilizing integrated marketing communication (IMC) to ensure this.
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What are the two steps a producer can take to gain an absolute advantage? produce more goods. use high-quality resources. produce more expensive goods. use fewer resources. produce high-quality goods. use local resources.
Answer:
The correct answers are 1) produce more goods and 4) use fewer resources.
Explanation:
In the economic theory the definition of absolute advantage is the ability to produce as much of a product as possible while using few resources. On the other hand, comparative advantage is something that can help a producer sell a good at a low price which is attractive for customers while retaining good sale margins.
1. Produce more goods.
4. Use fewer resources.
Jamal inherited some money when his grandmother died. He decided that he wants to invest it. His friend suggests that he goes to an OTC market. Is this a good idea?
A.
No, that is where he would go to plan his estate.
B.
No, this is where is credit is evaluated by lenders.
C.
Yes, that is a network of brokers and dealers who help with investments.
D.
Yes, this will review all of his purchases and use that information to make suggestions.
Jamal should go to the OTC market because C. it is a network of brokers and dealers who help with investments.
What is the OTC market?These are markets where a person can buy or sell shares that are outside of the stock exchange.
The trades here are faciliatated by brokers and dealers who can help one with investments so Jamal can go to the OTC market for investment advice.
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If the Fed wants to increase the money supply through open market operations, it will Group of answer choices purchase government securities. lend more reserves to commercial banks. first purchase, then sell, government securities. sell government securities.
If the feds want to increase the money supply in the economy they would: purchase government securities.
How does the fed raise money supply?The federal reserve of the United States is known to raise its money supply when they purchase securities.
They do this by using newly created money and also lowering the interest rate that is in the economy.
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Which of these is the best reason for Nina to monitor her bank account statements online or on her cell phone app?
to organize when to pay to bills
to determine the exact date she can retire
to ensure she's paying her fair share in taxes
to know how much money she has for budgeting
Answer:
"to know how much money she has for budgeting"
So the answer is: D
Explanation:
Took the test on edge, it's correct,
The best reason for Nina to monitor her bank account statements both online and on her cell phone is to know how much money she has for budgeting.
Why does Nina monitor her account statements?Nina engages in monitoring her account statements and her cell phone app because she needs to know the amount she has in her bank account.
This will let her know how well her budgeting is going which ensures that her financial goals are met.
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B was 42 when the life insurance policy was issued. 42 is referred to as the ______ age of the policy. A
Because the assured is 42 when the life policy was issued, such age will be called an original age of the policy.
What is an original age?In a life policy, an Original Age refers to the age of an insured at the inception of a life insurance policy.
Therefore, as the the assured is 42 when the life policy was issued, such age will be called an original age of the policy.
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