Jim drops his car off at ABC Garage to have his exhaust system repaired and takes the train to work. When he returns, he finds that his car has been vandalized. Jim has comprehensive coverage, but feels the garage is responsible for the damage since Jim entrusted the car to ABC Garage. Which coverage type under ABC's garagekeepers policy would split the cost of the loss with Jim's own insurer without placing blame on ABC Garage

Answers

Answer 1

Answer: Direct Excess Coverage

Explanation:

The coverage type under ABC's garagekeepers policy that would split the cost of the loss with Jim's own insurer without placing blame on ABC Garage is the direct excess coverage.

This coverage is identical to the direct primary coverage and it basically protects the vehicle of a client without taking into consideration the person that is responsible. The direct excess coverage will be paid in excess of the primary policy.


Related Questions

An assembly line with 15 tasks is to be balanced. The longest task is 2.9 minutes, and the total time for all tasks is 17 minutes. The line will operate for 450 minutes per day. a. What are the minimum and maximum cycle times

Answers

Answer:

Minimum ⇒ 2.9 minutesMaximum ⇒ 17 minutes

Explanation:

Minimum cycle time ⇒ This is the time taken for the longest task to be completed. In this case that is 2.9 minutes.

Maximum cycle time ⇒ This is the time taken for all the tasks to be completed. In this case that is 17 minutes.

The following information was taken from the 2021 financial statements of Waterway Industries: Bonds payable, January 1, 2021 $ 809000 Bonds payable, December 31, 2021 4830000 During 2021 • A $725000 payment was made to retire bonds payable with a face amount of $807000. • Bonds payable with a face amount of $319000 were issued in exchange for equipment. In its statement of cash flows for the year ended December 31, 2021, what amount should Waterway report as proceeds from issuance of bonds payable?

Answers

Answer:

the amount reported as proceeds from bond issuance is $4,509,000

Explanation:

The computation of the amount reported as proceeds from bond issuance is as follows

Total Bond Issued during 2021

= Bonds payable, December 31, 2021 - Bonds payable, January 1, 2021 + Bond Payable retired

= $4,830,000 - $809,000 + $807,000

= $4,828,000

Now

Bond issued for cash is

= Total bond issued - Bonds issued in exchange for Equipment

= $4,828,000 - $319,000

= $4,509,000

Hence, the amount reported as proceeds from bond issuance is $4,509,000

Forest Gump drinks Dr. Pepper. He can buy as many cans of Dr. Pepper as he wishes at a price of $0.50 per can. On a particular day, he is willing to pay $1.00 for the first can, $0.75 for the second can, $0.60 for the third can, and $0.40 for the fourth can. Assume Forest Gump is rational in deciding how many cans to buy. His consumer surplus is

Answers

Answer:

0.85

Explanation:

1-0.50 = 0.50

0.75-0.50 = 0.25

0.60-0.50 = 0.10

0.50+0.25+0.10

= 0.85

The median price of existing homes: ___________

a. has increased over the past 30 years, thereby acting as a hedge against inflation.
b. has risen less than the Consumer Price Index.
c. always increases in value.
d. tends to be countercyclical, thereby acting as a hedge against the business cycle.
e. remains constant over time.

Answers

Answer:

C

Explanation:

The median price of existing homes always increases in value. This is so because as the year goes on, there is an ever increasing need for shelter. Because of the fact that people procreate and more people are living, there is the certain need, or say, demand for shelter. And as a result of this, there doesn't seem to be a decline in the demand, and most likely wouldn't be anytime soon either.

On June 1, 2021, Emmet Property Management entered into a 2-year contract to oversee leasing and maintenance for an apartment building. The contract starts on July 1, 2021. Under the terms of the contract, Emmet will be paid a fixed fee of $54,000 per year and will receive an additional 10% of the fixed fee at the end of each year provided that building occupancy exceeds 80%. Emmet estimates a 20% chance it will exceed the occupancy threshold, and concludes the revenue recognition over time is appropriate for this contract. Assume Emmet estimates variable consideration as the most likely amount. How much revenue should Emmet recognize on this contract in 2021? Multiple Choice $27,540 $54,000 $30,750 $27,000

Answers

Answer:

$27,540

Explanation:

Expected amount = Possible amount into probability

Expected amount = ($54,000*80%) + ($54,000+10%)*20%

Expected amount = $43,200 + ($54,000+$5,400)*20%

Expected amount = $43,200 + $59,400*20%

Expected amount = $43,200 + $11,880

Expected amount = $55,080

Revenue to be recognized on this contract in 2021 = $55,080 * 6/12 = $27,540.

A well-known fashion brand in Pakistan recently faced a scandal. The owner's husband got arrested for allegedly sending their employee away upon diagnosis of Corona virus. The Police claimed the designer and her husband should have notified the authorities and admitted the sick employee to a hospital. However, the couple claimed their duty was to just send the employee away after guiding him. The husband got released the very next day for which they thanked Prime Minister.

Answers

Answer:

ok

Explanation:

is this real ?? when did this happen ?

Computer equipment was acquired at the beginning of the year at a cost of $65,000 that has an estimated residual value of $3,800 and an estimated useful life of 8 years. (1)Determine the (a) depreciable cost for straight rate, (b) straight-line rate, and (c) annual depreciation for the straight line rate (d) double declining balance depreciation amount for 1st year (2) Journalize the sale of the equipment at the end of the 4th year for $20,000 cash, if using the straight line rate.

Answers

Answer:

a) Depreciable cost = $61,200

b) Straight-line rate = 12.5%

c) Annual depreciation for the straight-line rate is:

$7,650.

d) The double-declining balance depreciation amount for the 1st year is:

$15,300.

e) Journal Entry of sale of equipment at the end of the 4th year for $20,000, using the straight-line rate:

Debit Sale of Equipment $65,000

Credit Equipment $65,000

To record the transfer of the equipment account.

Debit Accumulated Depreciation $30,600

Credit Sale of Equipment $30,600

To record the transfer of accumulated depreciation to the account.

Debit Cash Account $20,000

Credit Sale of Equipment $20,000

To record the cash received from the sale.

Debit Profit and Loss Account $14,400

Credit Sales of Equipment $14,400

To record the loss on sale of equipment.

Explanation:

a) Data and Calculations:

Cost of computer equipment = $65,000

Estimated residual value =             3,800

Depreciable value =                   $61,200

Estimated useful life = 8 years

Annual depreciation expense = $7,650 ($61,200/8) or $61,200 * 12.5%

Depreciable cost = $61,200 ($65,000 - $3,800)

Straight-line rate = 12.5% (100%/8)

Double-declining rate = 12.5% x 2 = 25%

Depreciation amount for the 1st year = $15,300 ($61,200 * 25%)

Book value of asset at the end of the 4th year, straight-line method:

Cost of equipment = $65,000

Accumulated Depreciation = $30,600 ($7,650 * 4)

Book value = $34,400

Sales proceed = $20,000

Loss on sale of asset = $14,400 ($34,400 - $20,000)

The standard price and quantity of direct materials are separated because a.direct materials prices are controlled by the purchasing department and quantity used is controlled by the production department b.standard prices are more difficult to estimate than standard quantities c.standard quantities change more frequently than standard prices d.GAAP and IFRS reporting requires separation

Answers

Answer:

a.direct materials prices are controlled by the purchasing department and quantity used is controlled by the production department

Explanation:

In the case when the standard price and the quantity with respect to the direct material are distinct as the price of the direct material would be controlled by the purchasing department while on the other hand, the quantity would be controlled by the production department

Therefore as per the given situation, the correct option is a.

A new sports car sells for $40,000. The value of the car decreases by 12% annually. After how many years will it be worth half of its selling price

Answers

Answer:

n= 6.11 years

Explanation:

Giving the following information:

Present value= $40,000

Future value= $20,000

Decrease rate= 0.12

To calculate the number of years for the car to reach a value of $20,000; we need to use the following formula:

n= ln(FV/PV) / ln(1+i)

n= ln(20,000/40,000) / ln(1.12)

n= 6.11 years

Soar Incorporated is considering eliminating its mountain bike division, which reported an operating loss for the recent year of $3,000. The division sales for the year were $1,047,000 and the variable costs were $860,000. The fixed costs of the division were $190,000. If the mountain bike division is dropped, 30% of the fixed costs allocated to that division could be eliminated. The impact on operating income for eliminating this business segment would be:

Answers

Answer:

$130,000 decrease

Explanation:

Multiple Choice $57,000 decrease $130,000 decrease $54,000 decrease $187,000 increase $187,000 decrease

Calculation of Financial advantage / Disadvantage

Decrease in contribution margin        $187,000

(1,047,000-860,000)

Decrease in fixed expenses                $57,000

(190000*30%)

Decrease in Net Operating Income  $130,000 (Financial disadvantage)

5 poin
What do we call an interest-bearing account at a bank that pays a higher
interest rate than a regular savings account? *
Checking Account
Stocks
Money market
None of the above

PLEASEEE

Answers

Answer:

Money market account

Explanation:

Money market deposit account  MMDA are high earning saving accounts offered by banks and credit unions.  Financial institutions require a minimum amount to open an MMDA account. Customers are also required to maintain a specified balance in their accounts at all times. Withdrawals from money market deposit accounts are restricted.

Money market account pays a higher interest because financial institutions use the deposit from these accounts to invest in short-term money market securities. Examples of Money market securities include commercial papers, certificates of deposits, and treasury bills. They often offer high returns. The interest rates offered on MMDA is influenced by the interest earned on the money market securities.

Describe the technologies that contributed to the development and advancement of the newspaper from small, infrequent circulations of a few brief pages to the mass production of daily, extensive pages of news.

Answers

Answer: The industrial revolution came with the advent of the stream powered printing press, enabling newspapers to be produced in masses

Explanation:

The industrial revolution came with the advent of the stream powered printing press, enabling newspapers to be produced in masses. Improvement also took place in the inking process to aid speed up production also introduction of wood pulp helping drive production cost. One of the major advantage for this widespread growth was the relevance the newspaper gained globally as worthy news ready to be reported were available.

Depreciation--Jerry Company purchased machinery for $315,000 on May 1,2020 . It is estimated that it will have an useful life of 5 years, and a salvage value of $15,000. the machine is expected to last 100,000 hours. The machine was used for 25,000 hours the first year. What is the depreciation for the first year assuming working hours method (activity method) is expected to be used

Answers

Answer:

The depreciation for the first year is $75,000

Explanation:

In working hours method the depreciation on a fixed asset is charged using the ratio of numbers of hours utilized by the asset in a period and lifetime working capacity in hours.

First, we need to calculate the Depreciable value

Depreciable value = Cost of Asset - Salvage value = $315,000 - $15,000 = $300,000

Depreciation = Depreciable value x Numbers of hours worked / Total working capacity of Asset = $300,000 x 25,000 / 100,000 = $75,000

Objectives of AllocationSamantha and Rashida are planning a trip to Padre Island, Texas, during spring break. Members of the varsity volleyball team, they are looking forward to four days of beach volleyball and parasailing. They will drive Samantha's car and estimate that they will pay the following costs during the trip:Motel (4 nights at $145) $ 580Food (each) 150Gas in total 120Parasailing and equipment rental (each) 125They have reservations at the SeaScape Motel, which charges $115 per night for a single, $145 per night for a double, and an additional $10 per night if a rollaway $580 155 132 added to a double room. but thinks that four days of partying and relaxing on the beach would be a great way to unwind from the Samantha's little sister, Kallie, wants to go along. S rigors of school. She figures he isn't into sports that she could ride with Samantha and Rashida and share their room Required: 1. Using incremental costs only, what would it cost Kallie to accompany Samantha and Rashida? 2. Using the benefits-received method, what would it cost Kallie to go on the trip? If required, round your intermediate calculations and final answer to the nearest cent.

Answers

Answer:

Increase in Motel cost = $10 per night for additional bed * 4 day = $10 * 4 = $40

Additional food cost = $150

Therefore, total cost of including Kallie for the trip is $40 + $150 = $190

1. Incremental Analysis

                                        Without K     With K    Incremental cost

Motel cost                         $580           $620            $40

Food                                  $300           $450            $150

Gas in total                        $120            $120               -    

Total Incremental cost     $1,000        $1,190          $190

It would cost $190 for Kallie to accompany along

2. Cost to Kallie using benefits received method

Particulars                            Amount

Motel ($580 + 40)/3             $206.67

Food                                      $150

Gas ($120/3)                          $40        

Total                                       $396.67

Thus, cost to Kallie using benefits received method would be $396.67.


What are the three main categories of a tax return?

A.
allowances, deductions, and income
B.
credits, allowances, and withholding
C.
income, deductions, and credits
D.
allowances, deductions, and credits​

Answers

Answer:C.

Explanation:

Explanation:

C.

income, deductions, and credits

A comparative balance sheet for Rocker Company appears below:ROCKER COMPANYComparative Balance SheetDec. 31, 2020 Dec. 31, 2019Assets Cash $34,000 $11,000Accounts receivable 18,000 13,000Inventory 25,000 17,000Prepaid expenses 6,000 9,000Long-term investments 0 17,000Equipment 60,000 33,000Accumulated depreciation-equipment (20,000) (15,000)Total assets $123,000 $85,000Liabilities and Stockholder's Equity Accounts payable $17,000 $7,000Bonds payable 36,000 45,000Common stock 40,000 23,000Retained earnings 30,000 10,000Total liabilities and stockholders' equity $123,000 $85,000Additional information:1. Net income for the year ending December 31, 2020 was $35,000.2. Cash dividends of $15,000 were declared and paid during the year.3. Long-term investments that had a cost of $17,000 were sold for $14,000.4. Sales for 2017 were $120,000.Prepare a statement of cash flows for the year ended December 31, 2020 using indirect method.

Answers

Answer and Explanation:

The preparation of the cash flow statement is presented below:

Rocker Company

Cash flow statement

Cash flow from operating activities  

Net Income $35000

Adjustments made

Depreciation $5,000

Loss on sale of investments $3,000

Change in operating assets & liabilities  

Less: Increase in accounts receivable  -$5,000

Less: Increase in inventory -$8,000

Add: Decrease in prepaid expenses $3,000

Add: Increase in accounts payable $10,000

Net cash flow from operating activities (a) $43,000

Cash Flow from Investing activities  

Sale of long term investments $14,000

Less: Purchase of equipment -$27000

Net cash Flow from Investing activities (b)-$13,000

Cash Flow from Financing activities  

Dividends paid -$15,000

Less: Bonds payable paid -$9,000

Add: Common stock issued $17,000

Net cash Flow from Financing activities (c) -$7,000

Net Change in cash c = a + b + c $23,000

Add: Beginning cash balance $11,000

Closing cash balance $34,000

Write an equation to solve and find the answer to the following rate problem. Show all of your work. A gardening store sells 6 plants per hour. How many plants they will sell in 5 hours?

Answers

Answer:

30 plants

Explanation:

The store sells six plants per hour; in 5 hours, the store will sell

i.e., 1 hr = 6 plants,  

if 5 hr = 6 plants x 5

=30 plants

Answer:

21

Explanation:

On January 1, 2010, Water Wonderland issues $20 million of 8% bonds, due in ten years, with interest payable semi-annually on June 30 and December 31 each year. 1. If the market rate is 7%, will the bonds issue at face amount, a discount, or a premium

Answers

Answer:

the bonds will trade at a Premium

Explanation:

When the Yield to Maturity (YTM) is less than the Coupon Rate, the price of the Bond will be greater than the par value and we say that the Bond is trading at a Premium.

The Yield to Maturity of 7% is less than the Coupon rate 8% hence the bond will trade at a Premium.

Calculation of the Price of Bond

Alternatively we can calculate the price of the Bond a see for ourselves as follows :

FV = $20,000,000

PMT = ($20,000,000 × 8%) ÷ 2 = $8,00,000

P/YR = 2

YTM = 7 %

N = 10 × 2 = 20

PV = ?

Using a Financial calculator to input the values as above we can calculate the Price of Bond (PV) as $21,421,240.

An asset group is being evaluated for an impairment loss. The following financial information is available for the asset group: Carrying value $100,000,000 Sum of the undiscounted cash flows $95,000,000 Fair value $80,000,000 What amount of impairment loss, if any, should be recognized

Answers

Answer:

The amount of the impairment loss that should be recognized is:

$20,000.

Explanation:

a) Data and Calculations:

Undiscounted cash flows = $95,000

Carrying value =  $100,000

Fair value =              80,000

Impairment loss = $20,000

b) Impairment loss for the asset group is the difference between the fair value and the carrying value.  It is recognized when the fair value declines from the carrying value.  This implies that the calculation to determine the impairment loss is achieved by deducting the fair value from the carrying value.

The regular pattern of collection of credit sales is 30% in the month of sale, 60% in the month following the month of sale, and the remainder in the second month following the month of sale. There are no bad debts. The budgeted accounts receivable balance on May 31 would be:

Answers

Answer:

$242,000

Explanation:

Calculation for what The budgeted accounts receivable balance on May 31 would be

Accounts Receivable

Debit side

April 320,000

May 300,000

Total $620,000

Credit side

April 96,000 (30% x 320,000)

April 192,000 (60% x 320,000)

May 90,000 (30% x 300,000)

Total=$378,000

The budgeted accounts receivable balance=$620,000-$378,000

The budgeted accounts receivable balance=$242,000

Therefore The budgeted accounts receivable balance on May 31 would be $242,000

When an organization defines itself and its niche in an environment by the choice of what sector or field of the environment it will use its technology, products, and services to compete in and serve, it is describing its ______.

Answers

Answer:

Domain

Explanation:

It should be noted that When an organization defines itself and its niche in an environment by the choice of what sector or field of the environment it will use its technology, products, and services to compete in and serve, it is describing its Domain. Domain can be regarded as the chosen field of action for an organization/company, it encompass the part of the environment chosen by the organization which is vital to the organization, it involves the chosen niche of the organization in the environment.

You have $15,000 to invest and would like to create a portfolio with an expected return of 10.1 percent. You can invest in Stock K with an expected return of 8.8 percent and Stock L with an expected return of 12.4 percent. How much will you invest in Stock K

Answers

Answer:

$9,583.33

Explanation:

The computation of the amount invested in the stock K is shown below

Let us assume the amount invested in stock K be Y

So according to this, following formula should be used

The Expected return of portfolio × Amount invested = Expected return of K × Amount invested in K + Expected return of L × Amount invested in L

0.101 × $ 15,000 = 0.088 × Y + 0.124 × ( $ 15,000 - Y )

$1,515 = 0.088Y + $ 1,860 - 0.124Y

0.036Y = $ 345

Y = $ 345 ÷ 0.036

= $9,583.33

g 2018: US Bond A is issued at par with annual coupon of 2% and maturity of 5 years with face value of $1,000. 2019: Interest rates increase in the market 2020: US Bond B is issued at par today with annual coupon of 5% and a maturity of 3 years with face value of $1,000.What should the price of Bond A be today, 2020, with 3 years left to maturity, so that its yield to maturity is equal to the yield to maturity on Bond B

Answers

Answer:

$918.48

Explanation:

price of bond A after the interest rate increased to 5% and the time to maturity is 3 years:

PV of face value = $1,000 / (1 + 5%)³ = $863.84

PV of coupon payments = $20 x 2.7232 (PV annuity factor, 5%, 3 periods) = $54.46

Market value of bond A = $863.84 + $54.46 = $918.48

Since the market rate is higher than the coupon rate, the bond will sell at a discount.

Jia's Fashions recently paid a​ $2 annual dividend. The company is projecting that its dividends will grow by 20 percent next​ year, 12 percent annually for the two years after​ that, and then at 6 percent annually thereafter. Based on this​ information, how much should​ Jia's Fashions common stock sell for today if her required return is​ 10.5%?

Answers

Answer:

years late but here ya go  (answer $59.16)

Explanation:

P0 =  2 * (1+0.2) / (1+0.105)  +  2 * (1+0.2) * (1+0.12)  /  (1+0.105)^2  +  

2*(1+0.2)*(1+0.12)^2 / (1+0.105)^3 +

[(2 * (1+0.2) * (1+0.12)^2 * (1+0.06) / (0.105-0.06))  /  (1+0.105)^3 ]

P0 = $59.16

______ occurs when an employee or an applicant is treated unfairly at work or in the job hiring process due to an identity group, condition, or personal characteristic.

Answers

Answer:

Workplace discrimination.

Explanation:

Workplace discrimination is an extremely negative situation that occurs due to certain characteristics of an individual. It may occur because the individual belongs to different ethnic groups, depending on nationality, color, religion, etc.

This situation is harmful to the organization as a whole, the discriminated individual is the one who suffers the most for having their equality rights violated and for feeling coerced and disrespected in a work environment that should be supported by criteria of equality, ethics and collaboration .

It is necessary for companies to be aware of possible loopholes in their policies that may corroborate with such illegal acts, revising them whenever necessary and strengthening the values ​​of respect for personal individualities and equality among employees.

discuss briefly what you understanding engineering​

Answers

Answer:

Engineering is the application of science and math to solve problems. Engineers figure out how things work and find practical uses for scientific discoveries. Scientists and inventors often get the credit for innovations that advance the human condition, but it is engineers who are instrumental in making those innovations available to the world. Engineers design, evaluate, develop, test, modify, install, inspect and maintain a wide variety of products and systems. They also recommend and specify materials and processes, supervise manufacturing and construction, conduct failure analysis, provide consulting services and teach engineering courses in colleges and universities.

What are some ways that businesses can implement internal accounting controls

Answers

5 Ways to Implement Internal Controls at Your Company or...
Segregation of Duties in the Cash Receipts Cycle. ...
Systems Access and Security. ...
Safeguarding Assets. ...
Approval Process. ...
Review Process. ...
Contact Us with Your Questions.

Answer:

Segregation of Duties in the Cash Receipts Cycle.  

Systems Access and Security.  

Safeguarding Assets.  

Approval Process.  

Review Process.

Explanation:

The efficient market hypothesis has several forms. The weak form states that past price data is unrelated to future prices. prices reflect all public information. all information both public and private is immediately reflected in stock prices. none of these options are true.

Answers

Answer:

past price data is unrelated to future prices.

Explanation:

The efficient market hypothesis (EMH) is a theory of investment in which it proves that it is unattainable to strike the stock market.

Here there are 3 forms that is a weak one, semi-strong one and strong one

In the weak form it implies that there is an efficient market that represent the market information also the market rate of return is independent but the the rates that are in past have no impact on the future rates

therefore the first option is correct

please help me answer this...

Answers

i cant see it Ooooooooooooooo
I cant see the question either

The price of Good B increases by 4%, causing the quantity demanded of Good A to decrease by 6%. The cross-price elasticity of demand is ________, and the goods are ________.

Answers

Answer:

The answer is -1.5 and complementary goods

Explanation:

Cross price elasticity is the percentage decrease in quantity demanded divided percentage increase in price.

= -6/4

= - 1.5.

Because the sign is negative, the goods are complements. Complementary goods are directly related. As in they move in the same direction.

For example, car and fuel are complements. The increase in quantity demanded for car will increase the quantity demanded for fuel. Or if the price of car goes up, all things being equal, the quantity demanded of car will reduce and for fuel too.

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