The bond has a coupon rate of 6.23 percent, it makes semiannual payments, and there are 4 months to the next coupon payment. A clean price of $989 and the par value is $1,000. What is the invoice price?

Answers

Answer 1

Answer:

Invoice price = $999.38

Explanation:

DATA

coupon rate = 6.23%

clean price = $989

par value = $1,000

invoice price = ?

Solution

As mentioned above the interest is paid semi-annually and there are 4 months to the next coupon payment it means that the last coupon payment was made 2 months ago therefore the accrued interest will be paid for 2 months.

Working

6 months coupon payment = $1000 x 6.23% x 6/12

6 months coupon payment = $31.15

Accrued interest for 2 months = $31.15 x 2/6

Accrued interest for 2 months = $10.38

Invoice price = Clean price + Accrued interest

Invoice price = $989 + $10.38

Invoice price = $999.38


Related Questions

Peter has opened a retirement investment account and plan to contribute $6,000 at the end of each year to his account for 30 years. He wants to retire when he has $1 million in the account. What expected annual rate of return must earn to have $1 million in his account?

Answers

Answer:

1.92

Explanation:

Using the compound interest formula

A= P [ (1-i)^n-1 (where A= 1,000,000, P= 6000, i= ?, n= 30)

1000000 = 6000 [ (1 - i)^30-1

1000000 = 6000 [ (1 - i)^29

1000000 = (6000 - 6000i)^29

1000000/6000 = (6000/6000 -6000i/6000)^29

= 166.66 = i^29

= 29✓166.66 = ✓i^29

= 1.92 = i

Don Wyatt is unable to reconcile the bank balance at January 31. Don?s reconciliation is as follows.
Cash balance per bank $3,800.20
Add: NSF check 570.00
Less: Bank service charge 35.00
Adjusted balance per bank $4,335.20
Cash balance per books $4,115.20
Less: Deposits in transit 650.00
Add: Outstanding checks 940.00
Adjusted balance per books $4,405.20
Prepare a correct bank reconciliation.

Answers

Answer and Explanation:

The preparation of the correct bank reconciliation is presented below:

                                             Don Wyatt

                         Bank reconciliation statement  

                                           January 31

Particulars                       Amount           Particulars                    Amount  

Bank cash balance        $3,800.20         Company cash balance $4,115.20

Deposits in transit           $650                Less: NSF check            -$570

Less: Outstanding                                    Less: service fee            -$35

Check                              -$940

Bank balance                                              Company balance

After reconciliation         $3,510.20           After reconciliation $3,510.20

We adjust the transactions according to the bank balance and book balance so that the both balance could be matched accordingly

In the film Islam and America: Through the eyes of Imran Khan, which of the following best describes how average Pakistanis responded when the interviewer asked them about the IMF (International Monetary Fund)?
a. They did not know what the IMF is.
b. They considered the IMF a benevolent source of funding to help economic growth.
c. They criticized or disparaged the IMF.

Answers

Answer: c. They criticized or disparaged the IMF.

Explanation:

In the 2001 film, Islam and America: Through the eyes of Imran Khan, it is shown that the average person in Pakistan know what the IMF is and detests them. They criticized and disparaged the IMF with some reasons given being that;

the IMF is a way for the Developed world to economically colonise Pakistanthe IMF is tool for the Americans to use and try to assert controlthe IMF forces governments to raise utility prices to meet their conditions or pay back loans which makes poor people suffer the most.

The following information concerns the intangible assets of Epstein Corporation: On June 30, 2021, Epstein completed the acquisition of the Johnstone Corporation for $2,420,000 in cash. The fair value of the net identifiable assets of Johnstone was $2,050,000. Included in the assets purchased from Johnstone was a patent that was valued at $91,200. The remaining legal life of the patent was 13 years, but Epstein believes that the patent will only be useful for another eight years. Epstein acquired a franchise on October 1, 2021, by paying an initial franchise fee of $250,800. The contractual life of the franchise is 11 years. Required: 1. Prepare year-end adjusting journal entries to record amortization expense on the intangibles at December 31, 2021. 2. Prepare the intangible asset section of the December 31, 2021, balance she

Answers

Answers:

a. Acquisition of cost of corporation =         $2,420,000

Less: Fair value of net identifiable assets = $2,050,000

Cost of good will =                                          $370,000

Note: Goods will is not amortized

b. Cost of patent purchase = $91,200

Legal life = 13 years

Estimated useful life= 8 years

Ammortization = Cost / Estimated useful life

= $91,200/8 years

=$11,400

Ammortization per annum is $11,400

Patent is purchased on 30/6/2021

Calculation of amortization for 6 months periods

Amortization for 6 months (July-December)= $11,400 * 6/12

=$5,700

Note: Amortization should be amortized on basis of their amortized value that is, 8 years.

c. Calculation of amortization cost for franchise

Cost = $250,800

Life=11

Purchased on 1/10/2021

Amortization = Cost / Estimated useful life

= $250,080/11

=$22,800

Amortization per annum is $22,800

Calculation of the amortization for 3 month period=

Amortization of 3 month (Oct-Dec.) = $22,800 * 3/12

=$5,700

d,       Journal Entries            Debit$      Credit$

Amortization Expenses       5,700

Patent                                                   5,700

(To record the amortization expenses)

Amortization Expenses       5,700

Franchise                                                5,700

(To record the amortization expenses)

e.                             Partial  Balance Sheet

Assets                                                   $                $

Current Assets

Long term Assets

Tangible assets                                               2,050,000  

Intangible assets

Goodwill                                                           370,000          

Patent                                                91,200

Less: Accumulated Depreciation    11,400      79,800

Franchise                                         250,800

Less: Accumulated Depreciation   22,800     228,000

The following events occur for The Underwood Corporation during 2021 and 2022, its first two years of operations.
June 12, 2021 Provide services to customers on account for $41,000.
September 17, 2021 Receive $25,000 from customers on account.
December 31, 2021 Estimate that 458 of accounts receivable at the end of the year will not be received.
March 4, 2022 Provide services to customers on account for $56,000.
May 20, 2022 Receive $10,000 from customers for services provided in 2021.
July 2, 2022 Write of the remaining amounts owed from services provided in 2021.
October 19, 2022 Receive $ 45,000 from customers for services provided in 2022.
December 31, 2022 Estimate that 45% of accounts receivable at the end of the year will not be received.
Record transactions for each date. (If no entry is required for a particular transaction/event, select "No Journal Entry Required" in the first account field.) Provide services to customers on account for $35,000.

Answers

Answer:

Journal Entries are given below

Explanation:

June 12, 2021  

Provide services to customers on account of $41,000.

                                    DEBIT        CREDIT

Receivable account    $41,000

Services Revenue                          $41,000

September 17, 2021

Receive $25,000 from customers on account.

                                     DEBIT        CREDIT

Cash                           $25,000

Receivable                                    $25,000

December 31, 2021

Estimate that 45% of accounts receivable at the end of the year will not be received.

                                                  DEBIT        CREDIT

Bad debt($16,000x45%)           $7,200

Allowance for doubtful debt                       $7,200

March 4, 2022

Provide services to customers on account for $56,000

                                    DEBIT        CREDIT

Receivable account    $56,000

Services Revenue                          $56,000

May 20, 2022

Receive $10,000 from customers for services provided in 2021.

                                     DEBIT        CREDIT

Cash                          $10,000

Receivable                                     $10,000

July 2, 2022

Write of the remaining amounts owed from services provided in 2021.

Working: $41,000 - $25,000 - $10,000 = $6,000

                                                               DEBIT        CREDIT

Allowance for doubtful debt               $6,000

Account Receivable                                                 $6,000

October 19, 2022

Receive $ 45,000 from customers for services provided in 2022.

                                   DEBIT        CREDIT

Cash                           $45,000

Receivable                                    $45,000

December 31, 2022

Estimate that 45% of accounts receivable at the end of the year will not be received.

                                          DEBIT        CREDIT

Bad debt (w)                       $3,750

Allowance for bad debt                     $3,750

Working:

($56,000 - $45,000) x45% = $4,950

Balance in Allowance account at 31 dec 2021  = 7,200

Bad debt written off                                             = 6,000

Remaining balance                                              = 1,200

Allowance for doubtful debt at 31 dec 2022 = $4,950 - $1,200

Allowance for doubtful debt at 31 dec 2022 = $3,750

The city of New Orleans has 200 advertising companies, 199 of which employ designers of normal ability at a salary of $100,000 a year. The companies that employ normal designers each collect $500,000 in revenue a year, which is just enough to ensure that each earns exactly a normal profit. The 200th company, however, employs Janus Jacobs, an unusually talented designer. Because of Jacobs's talent, this company collects $1,000,000 in revenue a year.

Required:
a. How much will Jacobs earn?
b. What proportion of his annual salary will be economic rent?
c. Will the advertising company for which Jacobs works be able to earn an economic profit?

Answers

Answer:

a. Jacob should earn= $100,000 + ($1,000,000 - $500,000)

= $100,000 + $500,000

=$600,000

Hence, Jacob earns $600,000

b. The economic rent is the amount by which payment of Jacob(600,000) exceed the reservation price of the supplier(100,000)

Thus, the economic rent = 600,000 - 100,000 = $500,000

Proportion of Economic rent = Economy rent / Salary of jacob

= $500,000 / $600,000

= 5/6

Hence, the proportion of the economic rent of Jacob is salary is 5/6

c. The advertising company will not be able to make an economic profit because if they withhold some additional revenue made because of hiring Jacob, then he will switch to another advertising company at a higher salary  and that company keep on making profit. The company should bid for Jacob until firm are indifferent on paying $600,000 or hiring someone else for $100,000 . Thus, the bidding of Jacob will continue until the salary of Jacob has bid up to a level where no company can make economic profits

Marco was an economics major in college until he discovered he could major in strength and conditioning. Then he switched majors. Clearly, learning about this field is important to him. Mike and Bob are addressing

Answers

n the video, Marco says he was an economics major in college until he discovered he could major in strength and conditioning. Then he switched majors. Clearly, learning about this field is important to him. Mike and Bob are addressing ............... when they send Marco to seminars instead of, for example, increasing his salary in exchange for his continued high performance at MBSC. They could maintain Marco’s high level of motivation by:........................

A. Sending him on an all-expense-paid Caribbean cruise for two weeks

B. Reimbursing his tuition as he seeks a master’s degree in fitness management

C. Reassuring him that he has a job with MBSC as long as he performs well

D. Setting up an employee discount program at a nearby coffee shop, laundromat, and tasalon

Answer:

Valence

C. Reassuring him that he has a job with MBSC as long as he performs well

Explanation:

By sending Marco to seminars, Mike and Bob are addressing VALENCE;  a psychological value  an individual put on  another person, in relation to the attractiveness of individual whose a psychological value has been placed. In this case, a psychological value placed on Macro by his managers is the valuable rewards they would get from his professional development, rather than increasing his salary in exchange for high performance.

Therefore, they could maintain Marco’s high level of motivation by reassuring him that he has a job with MBSC as long as he performs well.

To determine the realized return on an investmen, the investor needs to know:________

1. Income received
2. The cost of an investment
3. The sale price of the investment

a. 2 and 3
b. 2 and 4
c. 1 and 4
d. 1 and 3

Answers

Answer:

The correct answer all of the above is missing

Explanation:

In order to determine the realized return on investment, for instance, stock, one needs to the income received(dividend) the initial purchase price as well as the sale price of the investment as shown in the formula below:

return on investment=P1-Po+D/Po

P1 is the sale price of investment

Po is the initial cost of investment

D is the income received

Childress compnay produces three products, K1, S5, and G9. Each product uses the same type of material. K1 uses 4.5 pounds of the material, S5 uses 3 pounds , and G9 uses 5.5 pounds. Demand for all products is strong but only 59900 pounds of material are available. Information about the selling price per unit and variable cost per unit of each product follows.

K1 S5 G9
Selling price $158.38 $114.80 $204.52
Variable costs 86.00 91.00 139.00

Required:
Calculate the contribution margin per pound for each of the three products.

Answers

Answer:

Product                               K1                         S5                       G9

                                             $                      $                                   $

Contribution per pound      16.08                    7.93        11.91

Explanation:

Contribution per pound is equate to contribution per unit divided quantity of material required per unit of product.

Contribution per pound = Contribution per unit/quantity of material

Contribution per unit =selling price - variable cost per unit

Product                               K1                         S5                       G9

                                           $                      $                                   $

Selling price                      158.38                   114.80              204.52

Variable cost                     (86.00)                 (91.00)             (139.00)                                    

Contribution per unit          72.38             23.8           65.52

Material per unit (pounds)   4.5                         3                       5.5

Contribution per pound      16.08             7.93             11.91

Moss County Bank agrees to lend the Sunland Company $605000 on January 1. Sunland Company signs a $605000, 6%, 9-month note. What is the adjusting entry required if Sunland Company prepares financial statements on June 30

Answers

Answer:

DR Interest Expense $18,150

CR Interest Payable $18,150

Explanation:

June 30 would mean that 6 months have elapsed since the note was issued. The interest rate is an annual one so will have to be adjusted for 6 months.

The interest expense so far will be;

= 605,000 * 6% * [tex]\frac{6}{12}[/tex]

= $18,150

This figure is to be debited to the Interest Expense account to show that it is an expense and credited to the Interest Payable account.

Bustillo Incorporated is working on its cash budget for March. The budgeted beginning cash balance is $35,000. Budgeted cash receipts total $142,000 and budgeted cash disbursements total $151,000. The desired ending cash balance is $30,000. To attain its desired ending cash balance for March, the company needs to borrow:

Answers

Answer:

$4,000

Explanation:

Bustillo Incorporated

Cash Budget

For the month of March, 202x

Beginning cash balance                  $35,000

Total cash collections                     $142,000

Total cash disbursements             ($151,000)

Ending cash before financing         $26,000

Desired minimum cash balance    ($30,000)

Financing needs                               ($4,000)

Simon recently received a credit card with an 18% nominal interest rate. With the card, he purchased an Amazon Kindle for $350. The minimum payment on the card is only $10 per month
a. If Simon makes the minimum monthly payment and makes no other charges, how many months will it be before he pays off the card. Round to the nearest month.
b. If Simon makes monthly payment of $30, how many months will it be before he pays off the card. Round to the nearest month.
c. How much more in total payments will Simon make under the $10-a-month plan than under the $30-a-month plan? Make sure you use three decimal places for N.

Answers

Answer:

A.50 months

B.12.92 months

C.$112.38

Explanation:

a). Using this formula

PV of Annuity = Monthly Payment * [{1 - (1 + r)-n} / r]

Where,

PV of Annuity =$350

Monthly Payment =$10

r=(0.18/12)

Let plug in the formula

$350 = $10 * [{1 - (1 + 0.18/12)-n} / (0.18/12)]

$350 / $10 = {1 - (1.015)-n} / 0.015

35 * 0.015 = 1 - (1.015)-n

(1.015)-n = 1 - 0.525

-n[log(1.015)] = log(0.475)

-n[0.0149] = -0.7444

n = -0.7444 / -0.0149

n= 50 months

b). Using this formula

PV of Annuity = Monthly Payment * [{1 - (1 + r)-n} / r]

Where,

PV of Annuity =$350

Monthly Payment =$30

r=(0.18/12)

Let plug in the formula

$350 = $30 * [{1 - (1 + 0.18/12)-n} / (0.18/12)]

$350 / $30 = {1 - (1.015)-n} / 0.015

11.67 * 0.015 = 1 - (1.015)-n

(1.015)-n = 1 - 0.175

-n[log(1.015)] = log(0.825)

-n[0.0149] = -0.1924

n = -0.1924 / -0.0149 =

n=12.92 months

c). Calculation for the Total Amount Paid under $10-a-month plan

Using this formula

Total Amount Paid under $10-a-month plan = No. of Payments * Monthly Payment

Where,

No.of Payments =50

Monthly Payment=10

Let plug in the formula

Total Amount Paid under $10-a-month plan= 50 * $10 = $500

Calculation for the Total Amount Paid under $30-a-month plan

Using this formula

Total Amount Paid under $30-a-month plan = No. of Payments * Monthly Payment

Where,

No. of Payments =12.92

Monthly Payment=$30

Let plug in the formula

Total Amount Paid under $30-a-month plan= 12.92 * $30 = $387.62

Hence,

Total Amount Paid under $10-a-month plan -Total Amount Paid under $30-a-month plan

= $500 - $387.62

= $112.38

During 2008, Gum Co. introduced a new product carrying a two-year warranty against defects. The estimated warranty costs related to dollar sales are 2 percent within twelve months following the sale and 4 percent in the second twelve months following the sale. Sales and actual warranty expenditures for the years ended December 31, 2008 and 2009, are as follows:

Sales Actual Warranty Expenditures
2008 $150,000 $2,250
2009 250,000 7,500
$400,000 $9,750
What amount should Gum report as estimated warranty liability on its December 31, 2009 balance sheet?
a. $7,500
b. $4,250
c. $11,250
d. $14,250
e. $16,500

Answers

Answer:

d. $14,250

Explanation:

Calculation of the amount that Gum should report as estimated warranty liability on its December 31, 2009 balance sheet

First step

2% within twelve months following the sale + 4 % in the second twelve months following the sale.

Will give us 6%

Second step is to calculate the estimated warranty liability that should be reported

Sales Total of $400,000×6%

=$24,000

Hence,

Estimated warranty liability =$24,000 -Total of actual warranty expenditures of $9,750

Estimated warranty liability=$14,250

Therefore the amount that Gum should report as estimated warranty liability on its December 31, 2009 balance sheet will be $14,250

Smith buys and sells equity securities. On December 15, 2021, Smith purchased $522,000 of Jones shares and elected the fair value option to account for the Jones investment. As of December 31, 2021, the Jones shares had a fair value of $578,000. In the 2021 financial statements, Smith will report (ignore taxes):

Answers

Answer:

Smith will report an investment income of $56,000 in its income statement.

Explanation:

Based on the information given we were told that Smith made a purchased of the amount of $522,000 of Jones shares in which as of December 31, 2021, the Jones shares also had a fair value of the amount of $578,000 this means that Smith will report an investment income of $56,000 ($578,000-$522,000) in its income statement.

A company estimates that warranty expense will be 4% of sales. The company's sales for the current period are $185,000. The current period's entry to record the warranty expense is:

Answers

The journal entry for recording the warranty expense is

Dr Warranty Expense 7,400

    Cr Estimated Warranty Liability 7,400

Journal entry:

Dr Warranty Expense 7,400 (185,000 x 0.04)

    Cr Estimated Warranty Liability 7,400

(being warranty expense is recorded)

here expense is debited as it increased the expense and liability should be credited as it also increased the liability.

Learn more about journal entry here: https://brainly.com/question/24345471

The entry for the warranty expense would be recorded in the form of the Journal entry by debiting the Warranty Expense and crediting the Estimated Warranty Liability with the amount of $7,400.

What is the Journal entry?

Journal entry is defined as the primary books of accounting, it records the financial transactions of the firm as a form of recording the transaction by applying the golden rules of accounting.

This process of recording involves of transactions by giving the debit as well as credit effect of the transaction in such a manner that the transactions are recorded properly.

The Journal entry of the given case is:

Warranty Expense a/c            Dr.     $7,400

            To Estimated Warranty Liability a/c                     $7,400

(being warranty expense is recorded)

The amount is calculated as:

185,000 × 0.04 = $7,400

Therefore, both the accounts are recorded with the $7,400.

Learn more about the Journal entry, refer to:

https://brainly.com/question/20421012

#SPJ6

Speedster Bicycles, Inc. collects 25% of its sales on account in the month of the sale and 75% in the month following the sale. If sales are budgeted to be $250,000 for March and $280,000 for April, what are the budgeted cash receipts from sales on account for April

Answers

Answer:

Total cash April= $257,500

Explanation:

Giving the following information:

Speedster Bicycles, Inc. collects 25% of its sales on account in the month of the sale and 75% in the month following the sale.

Sales:

March= $250,000

April= $280,000

Cash budget of April:

Sales on account from April= 280,000*0.25= 70,000

Sales on account from March= 250,000*0.75= 187,500

Total cash April= $257,500

A $200 petty cash fund has cash of $20 and receipts of $177. The journal entry to replenish the account would include a credit to Group of answer choices Cash for $20 Cash Short and Over for $3 Petty Cash for $190 Cash for $180

Answers

Answer: Cash for $180

Explanation:

The Petty Cash balance should be at a certain level necessary to cover petty cash expenses of the company. In this case that amount is $200. $20 is already in cash in the account and so will need to be topped up to get to $200.

= 200 - 20

= $180

$180 will take the balance back to $200. The Cash account would be credited of this $200 and the Petty Cash would be debited.

Sibling Furniture Company manufactures and sells oak tables and chairs. Price and cost data for the furniture follow:
Furniture has three sales​ representatives: Archie​, Bryce​, and Crissy. Archie sold 70 tables with 8 chairs each. Bryce sold 50 tables with 4 chairs each. Crissy sold 80 tables with 6 chairs each.
Requirement
Calculate the total contribution margin and the contribution margin ratio for each sales representative (round to two decimal places) Before calculating the total contribution margin, begin by identifying and calculating the total number of tables and chairs sold by each sales representative for the period.
Sales representative Tables sold Chairs per table Total chairs sold
Archie
Bryce
Cory

Answers

Answer:

                            contribution margin        CMR (%)

Archie                      $51,100                         39.9%

Bryce                       $26,500                       20.7%

Cory                        $50,400                       39.4%

Total                      $128,000                        100%

Explanation:

sales price per table $1,100

variable production costs $715

sales commissions $55

contribution margin per table $330

sales price per chair $100

variable production costs $45

sales commissions $5

contribution margin per chair $50

Archie sold 70 tables and 560 chairs, total contribution margin:

tables ⇒ 70 x $330 = $23,100

chairs ⇒ 560 x $50 = $28,000

total = $51,100

Bryce  sold 50 tables and 200 chairs, total contribution margin:

tables ⇒ 50 x $330 = $16,500

chairs ⇒ 200 x $50 = $10,000

total = $26,500

Cory sold 80 tables and 480 chairs, total contribution margin:

tables ⇒ 80 x $330 = $26,400

chairs ⇒ 480 x $50 = $24,000

total = $50,400

                            contribution margin        %

Archie                      $51,100                       39.9%

Bryce                       $26,500                     20.7%

Cory                        $50,400                     39.4%

Total                      $128,000                      100%

1. Certain balance sheet accounts in a foreign subsidiary of Shaw Company on December 31, 20X1, have been restated in U.S. dollars as follows: Restated at Current Rates Historical Rates Accounts Receivable, Current $ 100,000 $ 110,000 Accounts Receivable, Long-Term 50,000 55,000 Prepaid Insurance 25,000 30,000 Patents 40,000 45,000 Total $ 215,000 $ 240,000 What total should be included in Shaw's balance sheet for December 31, 20X1, for these items?

Answers

Answer:

The total that should be included in Shaw's balance sheet for December 31, 20X1 is $215,000

Explanation:

The amount that should be included in Shaw's balance sheet for December 20X1 would be

      Particulars                                     Stated at Current Rates

Accounts Receivable, Current                 $100,000

Accounts Receivable, Long-Term            $50,000

Prepaid Insurance                                      $25,000

Patents                                                        $40,000

Total                                                            $215,000

Pandora pioneered a new way to broadcast music. This kind of breakthrough of creating ________ ways to solve old problems or meeting customer needs in a ___________ new way is referred to as a pioneering new entry.

Answers

Answer:new; unique

Explanation:

Pioneering new entry is when a firm brings a new product into the market which in turn, changes the way in which businesses will be conducted.

In situations whereby the product is unique, then the pioneering firm may end up having little direct competition. Pioneering new entry is somehow risky as the product or service may not be accepted.

The decision to accept an additional volume of business should be based on a comparison of the revenue from the additional business with the sunk costs of producing that revenue.
a) true
b) false

Answers

Answer:

false

Explanation:

Sunk cost is cost that has already been incurred and cannot be recovered. it should not be considered when making future decisions

Consider this case: Mildred’s Brewing Corp. needs to take out a one-year bank loan of $500,000 and has been offered loan terms by two different banks. One bank has offered a simple interest loan of 11% that requires monthly payments. The loan principal will be paid back at the end of the year. Another bank has offered 8% add-on interest to be repaid in 12 equal monthly installments. Based on a 360-day year, what will be the monthly payment for each loan for November? (Hint: Remember that November has 30 days.) Value Simple interest monthly payment Value Add-on interest monthly payment

Answers

Answer:

Mildred's Brewing Corp.

Monthly Payment for each loan for November:

a) Simple Interest = $55,000/12

= $4,583

b) Value Add-on interest  monthly payment

= $43,494.31 ($521,931.68/12)

Explanation:

a) Data:

Bank loan = $500,000

Terms by bank one:

Simple interest of 11% paid monthly

Loan principal to be repaid at the end of the year.

Terms by bank two:

Add-on (Compound) interest = 8%

Repayment of interest and loan principal in 12 equal monthly installments.

b) Total Simple Interest Calculation:

Monthly Simple interest = ($500,000 x 11% )

= $55,000

c) Add-on Interest Calculation:

Using an online calculator, the total add-on interest will be $21,932.68 at an effective interest rate of 0.667% compounded monthly or 8%/12.

Principal =                $500,000.00

Total interest               $21,931.68

Principal + Interest  $521,931.68

Monthly Repayment = $43,494.31 ($521,931.68/12)

d) The simple interest option will cost $55,000 in simple interest and the loan repayment at year-end of $500,000.  The Add-on interest with equal monthly repayment of interest and principal will be $43,494.31, which costs $21,931.68 in total compound interest.

Write a two- to three-paragraph response discussing whether you think the patent system is useful and beneficial. Why do you think the patent system is or is not working

Answers

Answer:

The answer is below

Explanation:

Patent is a term that describes a governmental grant or legal right to inventors of an intellectual property, to refrain or stop others from making, using, selling or importing their invention to and from other country.

Patent system is useful and beneficial because of the following reasons:

1. It allows an inventor the right to stop others from copying, manufacturing, selling or importing individual's invention without the person's permission. This will surely encourage invention from other people, which will lead to more technological advancement in the country.

2. It gives an inventor protection for a pre-determined period. This helps to refrain competitors from competing with the inventor, and in turn, leads to profit maximization for the inventor.

3. It also allows the inventor to license patent for others to use it or can sell. This can be considered as a great source of revenue for inventor's business, by collecting royalties from a patent they have licensed, often in a combination with a registered design and trade mark.

Suppose that the government imposes a​ $2 a cup tax on coffee. The rise in the price of a Starbucks coffee will be​ ______, coffee. The number of cups of coffee bought in coffee shops will​ _______.

Answers

Answer:

increase, decrease

Explanation:

In simple words, when the tax was imposed on the product the company will ultimately bear it to the final consumer which means the price will rise. However when the price of the product rises the demand for that product decreases due to the fact that many individuals would not be able to buy it now from their limited income, this phenomenon is called price elasticity due to income.

Answer:

increasedecrease

Explanation:

1. Calculate the growth rate between 2010 and 2014 for a company with the following revenue. Year Revenue 2010 735 2011 985 2012 1152 2013 1347 2014 1658 2015 1895

Answers

Answer:  230.75 (units/ year)

Explanation:

To compute the growth rate between 2010 and 2014, we use the following formula :

Growth rate = [(Revenue in 2014) -(Revenue in 2010)]÷ [Difference between 2010 and 2014]

From the table, Revenue in 2010 = 735

Revenue in 2014= 1658

Then, Growth rate = (1658 -735)÷ (2014-2010)

= 923÷  4

= 230.75

Hence, the growth rate between 2010 and 2014 =  230.75 (units/ year)

Assume a nominal interest rate on one-year US Treasury Bills of 4.60% and a real rate of interest of 2.50%. Using the Fisher Effect Equation, what is the approximate expected rate of inflation in the US over the next year

Answers

Answer:

2.0488%

Explanation:

Fisher Effect Equation = ( 1 + nominal rate ) = ( 1 + inflation rate ) x (1 + real rate)

= ( 1 + 0.046) = ( 1 + inflation rate ) x (1 + 0.025)

( 1 + inflation rate )  = ( 1 + 0.046)  / (1 + 0.025)

( 1 + inflation rate )  = 1.020488

Inflation rate = 1.020488 - 1 = 0.020488 = 2.0488%

Carla Vista Company has the following information available for September 2020.
Unit selling price of video game consoles $410
Unit variable costs $328
Total fixed costs $36,900
Units sold 600
1. Compute the unit contribution margin.
2. Prepare a CVP income statement that shows both total and per unit amounts.
3. Compute Carla Vista’ break-even point in units.
4. Prepare a CVP income statement for the break-even point that shows both total and per unit amounts.

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Unit selling price of video game consoles $410

Unit variable costs $328

Total fixed costs $36,900

Units sold 600

First, we need to determine the unitary contribution margin:

Unitary contribution margin= 410 - 328= $82

Contribution margin income statement:

Sales= 600*410= 246,000

Total variable cost= 600*328= (196,800)

Total contribution margin= 49,200

Fixed costs= (36,900)

Net operating income= $12,300

To calculate the break-even point in units, we need to use the following formula:

Break-even point in units= fixed costs/ contribution margin per unit

Break-even point in units= 39,200/82

Break-even point in units= 478 units

Finally, the income statement for the break-even point:

Sales= 478*410= 195,980

Total variable cost= 478*328= (156,784)

Total contribution margin= 39,196

Total fixed costs= (39,200)

Net operating income= (4)

ack Hammer invests in a stock that will pay dividends of $3.06 at the end of the first year; $3.42 at the end of the second year; and $3.78 at the end of the third year. Also, he believes that at the end of the third year he will be able to sell the stock for $56. What is the present value of all future benefits if a discount rate of 13 percent is applied

Answers

Answer:

$46.82

Explanation:

Present value is the sum of discounted cash flows

present value can be calculated using a financial calculator

Cash flow in year 1 = $3.06

Cash flow in year 2 = $3.42

Cash flow in year 3 = $3.78  + $56 = $59.78

I = 13%

Present value = $46.82

To find the PV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

3. Press compute  

If the dividend yield for year one is expected to be 5% based on the current price of $50, what will year three dividend (DIV3) be if dividends grow at a constant 4%

Answers

Answer:

Div₃ = $2.81

Explanation:

dividend yield = current dividend / current stock price

0.05 = current dividend / $50

current dividend = $50 x 0.5 = $2.50

Div₀ = $.250

Div₁ = $2.50 x 1.04 = $2.60

Div₂ = $2.60 x 1.04 = $2.704 = $2.70

Div₃ = $2.704 x 1.04 = $2.81

On April 30, 2018, Quality Appliances purchased equipment for $280,000. The estimated service life of the equipment is six years and the estimated residual value is $19,000. Quality's fiscal year ends on December 31.

Required:
Calculate depreciation for 2013 and 2014 using each of the three methods listed. Quality calculates partial year depreciation based on the number of months the asset is in service.

2013 2014
1. Straight-Line
2. Sum-of-the-years'digits
3. Double-declining balance

Answers

Answer:

The answer is b

Explanation:

hope this helped

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