Answer:
renewable resources = resources that can be replenished
nonrenewable resources = resources that are gone once they are used
producer = person who makes goods or provides services
consumer = person whose wants are satisfied by using goods and services
allocate = distribute
choice = option
A leverage ratio is any one of several financial measurements that look at how much capital a firm holds in relation to its total assets. For our purposes we define the bank's leverage ratio as equity capital divided by total assets.*
Go to the St. Louis Federal Reserve FRED database, and find data on assets less liabilities, i.e. bank capital (RALACBM027SBOG), and total assets of commercial banks(TLAACBM027SBOG). Starting in January 1995 until December 2018, calculate the bank leverage ratio and create a line graph of the leverage ratio over this sample (include the graph you created with your submission). Given the path of bank leverage over time, what can you conclude about moral hazard in the banking system over the time period considered?
* - Just to show how nebulous is the definition of the leverage ratio, the inverse of this ratio is also called a leverage ratio in other contexts.
Based on the data given in the database, the leverage ratios from 1995 to 2018 are:
1995 - 0.0828691996 - 0.0571421997 - 0.0571421998 - 0.0450941999 - 0.0410832000 - 0.0401612001 - 0.0448272002 - 0.046132003 - 0.0492422004 - 0.0555492005 - 0.0638062006 - 0.0671562007 - 0.0703862008 - 0.0698252009 - 0.0742352010 - 0.1132942011 - 0.1136462012 - 0.1147882013 - 0.1109412014 - 0.1078432015 - 0.1087832016 - 0.1095192017 - 0.1103212018 - 0.109845What does the data show?The leverage ratios shown above are yearly averages calculated by averaging the monthly leverage ratios.
Monthly leverage ratio:
= Bank capital / Assets of commercial banks
The attached line graph shows that moral hazard has increased overtime as banks have taken on more risk.
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The semiannual interest payment on a $10,000, 5% bond would be
a. $25.
b. $250.
c. $500.
d. $2,500.
As an economic system how does Socialism function
Answer:
socialism is, broadly speaking, a political and economic system in which property and the means of production are owned in common, typically controlled by the state or government. socialism is based on tje idea that common or public ownership of resources and means of production leads to a more equal society.
Which of the following are the limitations of conducting extra military instruction (EMI)? Select all that apply.
Answer:
chief Petty officers
Explanation:
because it can assign no more than a total of ten hours of EMI
Chief petty officers is the limitations of conducting extra military instruction.
What is Chief petty officers?Just above Petty Officer First Class and below Senior Chief Petty Officer, Chief Petty Officer is the seventh rank in the US Navy and US Coast Guard. Registered occupational specialty are referred to as "evaluation."
In the naval forces of English-speaking nations, most frequently the US Navy, a chief petty officer (CPO) is a member of the rank group of non-commissioned officers with portepee. The closest equivalent would be a chief petty officer with a boatswain's rank in the German Navy.
The highest non-commissioned officer rank in the U.S. Navy is Master Chief Petty Officer of the Navy (MCPON). There is just one Non Commissioned Officer (NCO) who simultaneously holds this rank and position.
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Question 1
Which of these is a main feature of the market economy?
A. Restricted resource use
B. The profit motive
C. Governmental regulation
D. Lack of private ownership of resources
Answer:
B
Explanation:
Jim Angel holds a $200,000 portfolio consisting of the following stocks: Stock Investment Beta A $50,000 1.20 B $50,000 0.80 C $50,000 1.00 D $50,000 1.20 Total $200,000 What is the portfolio's beta
Assuming Jim Angel holds a $200,000 portfolio consisting of the following stocks. The portfolio's beta is 1.050.
Portfolio betaFirst step
Weight of stock A=50,000/200,000=0.25
Weight of stock B=50,000/200,000=0.25
Weight of stock C=50,000/200,000=0.25
Weight of stock D=50,000/200,000=0.25
Second step
Portfolio beta=Weight ×beta
Stock A =1.20×0.25=0.3
Stock B= 0.80×0.25=0.2
Stock C 1.00×0.25 =0.25
Stock D 1.20×0.25=0.3
Total 1.050
Inconclusion the portfolio's beta is 1.050.
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A firm in a competitive market receives $1,160 in total revenue and has marginal revenue of $20.
The firm's average revenue is
$
, and
units were sold.
Assuming the total revenue and has marginal revenue of $20. The firm's average revenue is $20 and units sold is 58 .
Average revenue and units soldAverage revenue = Marginal revenue
Hence ,Average revenue is the marginal revenue amount of $20.
Units sold:
Units sold=Total revenue/Average revenue
Units sold=$1,160/$20
Units sold=58 units
Therefore the firm's average revenue is $20 and units sold is 58 .
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Entry for Cash Sales; Cash Over The actual cash received from cash sales was $315,280, and the amount indicated by the cash register total was $315,150.
Answer:
Dr Cash $315,280
Dr Cash short or Over $130
($315,280-$315,150)
Cr (cash register) Sales $315,150
Explanation:
Based on the information given the appropriate journal the entry to record the cash receipts and cash sales is:
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Auto insurance is NOT what ?
A.necessary
B.required by law
C.optional if you own a car
D. Mandatory in any state
Answer:
The answer is c.
Explanation:
Answer:
C
Explanation:
If you own a car and only drive occasionally it wont be necessary but you should have adequate coverage.
XYZ is evaluating a project that would require the purchase of a piece of equipment for $580,000 today. During year 1, the project is expected to have relevant revenue of $756,000, relevant costs of $199,000, and relevant depreciation of $136,000. XYZ would need to borrow $580,000 today to pay for the equipment and would need to make an interest payment of $30,000 to the bank in 1 year. Relevant net income for the project in year 1 is expected to be $322,000. What is the tax rate expected to be in year 1
The expected tax rate in Year 1 for XYZ Corporation for its project under evaluation, requiring the purchase of equipment for $580,000, is B) A rate equal to or greater than 5.00% but less than 14.00%.
What is the corporate tax rate?The corporate tax rate in the United States is 21%. This is the proportion of the corporate taxable income that determines the tax liability.
However, based on the allowable expenses, including qualified interests that XYZ would pay for the purchase of the equipment, its effective tax rate may be reduced to between 5% and 14% because of tax-allowed deductions.
Answer Options:A) A rate less than 5.00% or a rate equal to or greater than 41.00%.
B) A rate equal to or greater than 5.00% but less than 14.00%.
C) A rate equal to or greater than 14.00% but less than 23.00%.
D) A rate equal to or greater than 23.00% but less than 32.00%.
E) A rate equal to or greater than 32.00% but less than 41.00%.
Thus, the expected tax rate in year 1 is B) A rate equal to or greater than 5.00% but less than 14.00%.
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What is collaborative business relationship
Answer:
developing long lasting, trusting relationships with your business partners by taking a strategic collaborative approach, so that you are able to jointly create new and sustainable value.
Explanation:
THATS IS MY ANSWER
Please help will mark BRAINLIST
The world is the house of all relatives.explain it.
Explanation:
would is our house.
all peoples that live on this earth they are our relatives.
all peoples and animals are our family.
all are our brothers and sisters.
I love this world.
we have to always give respect to our parents, teacher and all elders.
The world is the house of all our relatives' simply means that the world belongs to each one of us and that we are a one big family. Everyone is bonded by the fabric of life and that makes us all alike and related.
This line denotes the idea that every single person on earth is connected to one another in one way or the other. No man is stranger because if we look closely, we are all from the same genus.
It is important that we treat each other respectfully and dearly for we are all a part of one big family.
Which of the following will be shown
with an amortization table?
A. The decrease in interest paid over time.
B. The increase in interest paid over time.
C. The decrease in money needed over time.
D. The increase in money needed over time.
Answer: the answer is A
Explanation:
A: the decrease in interest paid over time
Because an amortization table show you how your payment breaks down to principal paid and interest paid, and will also keep track of how much principal you have left to pay
Find the definitions of the following words or expressions in terms of business.
1-Private sector
2-Sole proprietorship
3-Legal difference
4-Business activities
5-Partnership
6-Group of individuals
7-Businesses
8-Corporation
9-Incorporated business
10-individual
11-Owners
12-Unincorporated business
13-Company or firm
14-Legal person
15-Separation of ownership and Control
16-Corporation
17-Take over
18-Private company
19-Liquidation
20-management
21-Public company
Answer:
2
Explanation:
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Your company just started offering a profit-sharing plan, which could increase your total compensation by as much as 25%—if the company does well. This form of compensation is classified as:
If your company just started offering a profit-sharing plan if the company does well. This form of compensation is classified as: Incentive.
What is incentive?Incentive can be defined as the way of compensating a person by giving the extra money so as to encourage the person.
Since the proft sharing plan will tend to lead to increase in compensation by 25% in a situation where the company have increase in productivity. This is called incentive.
Therefore this form of compensation is classified as: Incentive.
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Pre-split price per share question
Question 2 Attached
The pre-split price per share of Xytox Corporation's stock before the 1-for-10 reverse split was $4.41.
What is a reverse split?A reverse split is the reduction of the number of shares of a corporation's stock.
When a corporation institutes a reverse split, the number of outstanding shares reduces to form a smaller number in proportion to the reverse split.
The fewer shares consolidate the stock at a higher price. A reverse split is the opposite of a stock split that increases the number of outstanding shares while reducing the share price.
Thus, the pre-split price per share of Xytox Corporation's stock before the 1-for-10 reverse split was $4.41.
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More Annual Dividends
Question 5 Attached
Based on the dividends paid on a semi-annual basis, the annual dividend for each of Susan's shares are $2.24.
What is the annual dividend?First find the quarterly dividend per share:
= Dividend / Number of shares
= 1,400 / 2,500
= $0.56
The annual dividend will be:
= Quarterly dividend x Number of quarters in year
= 0.56 x 4
= $2.24
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You are asked to take over a project that is behind schedule. As you review the project, you find the delays are due to scope creep. The project uses a reasonable change management plan that seems to be working. What is the likely cause of the scope creep?
Answer:
A risk that has become reality in your project has led to a cost increase.
A risk that has become reality in your project has led to a cost increase is likely cause of the scope creep.
What is the cost?The amount of money spent by a company on the creation or fabrication of goods or services is referred to as the cost. It does not include the profit margin. From the standpoint of a seller, cost is the amount of money spent to produce a good or product.
Costs are the expenses incurred by a business in order to produce goods and/or provide services. Costs are important in business because they are the thing that drains a company's profits.
Therefore, The most likely cause of scope creep is a risk that has become a reality in the project, resulting in a cost increase.
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Which of the following is an example of versatility?
Answer:
changing the sleeves to use less fabric after finding the order is short
Select the correct answer from each drop-down menu.
Complete the following sentences related to IT policy in a workplace.
You can instill a sense of trust in your
You can also install an Internet
by allowing them to use the Internet for
system to protect the data in your systems.
use for a limited time.
Answer:
You can instill a sense of trust in your employees by allowing them to use the Internet for personal use for a limited time.You can also install an Internet security system to protect the data in your systems.
Explanation:
Answer:
Clean your screen
Explanation:
ts dirty
Firms making a loss will compare the losses if it shuts down to the losses if it operates in the short run. What quantity will the firm produce if it shuts down in the short run
The quantity that would be produced by a firm that shuts down in the short run is zero units.
When would a firm shut down in the short run?
The short run is a period when at least one or more factors of production are fixed and the others are variable. In the short run, if the average variable cost is greater than the price, the firm should cease production. This means that zero units of output would be produced.
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How does public policy impact entrepreneurs?
How does public policy impact entrepreneurs?
What are some specific examples of policies and programs that support new and existing small businesses?
What additional policy considerations can support the development of entrepreneurial skills among young people?
Answer:
Four policies that have an impact on entrepreneurship are: tax policy, regulation, start-up costs and access to capital markets, and legal protection and property rights.
good luck on whatever assignment u got to do
Type II error is also called a. Confidence level b. Consumer's risk c. Producer's risk d. Level of significance
Type II error has been known to be called a type of risk which is known as b. consumer's risk.
What is a Type II error?This refers to a scenario in statistics where a consumer does not reject a null hypothesis that is false.
It is called a consumer risk because a consumer might have a null hypothesis that a product is good and fail to reject this hypothesis leading to them picking a bad product.
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What differences would you expect to see between the kinds of influence currencies that a project manager in a functional matrix would use and the influence a project manager of a dedicated project team would use
Project manager in a functional matrix had more lesser influence over one in a dedicated project team because:
the dedicated team allows a formal authority over the participantsthe dedicated team offers a greater access to influence currencies than the project manager in a functional matrix.Who is a Project manager?A Project manager is a manager with the responsibiltiy of planning, organizing and directing the completion of specific projects for such organization.
In conclusion, in a functional matrix, the manager sdoes compensate for their lack of formal authority by exercising informal influence through the use of relationships and personal currencies.
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Dax is an architect who wants to be able to let clients walk through a digital version of a house before the house is actually built. Which of the following should be used to create that experience?
Virtual Reality can be used by Dax, so that his client will be able to walk through a digital version of a house before actual building.
What is Virtual Reality?Virtual Reality can be regarded as a computer-generated environment which looks like a real life environment with scenes and objects .
Therefore, Dax can use Virtual Reality to shows his clients about his house digitally.
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Answer: Virtual Reality
Explanation:
As general price levels rise, the value of money
O is not affected
O stays the same
O rises
falls
Answer:
The value of money falls
Explanation:
When the general price of products rise, otherwise known as inflation, money can buy less of it. Therefore its value decreases.
Assume the manager is located at point B in the diagram above, and he is charging a price of P0. What does the demand for the firm's goods look like if the management anticipates that rivals would not match price reductions but will match price rises instead of price decreases?
The demand for the firm's goods based on the diagram given and the current price is elastic.
Why is the price elastic?Demand is said to be elastic when quantity demanded decreases when prices increase, and vice versa.
Looking at the graph, if there is a price increase by management, the demand will decrease as shown by the space on the blue line above quantity B.
If prices reduce however, the demand increases as shown by curve D₂.
In conclusion, the demand is elastic.
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A company that deals in breakfast cereals advertises that its products contain all the essential nutrients necessary for the proper growth and development of children. This is an example of:
A company that advertises the benefits of its products in relation to essential nutrients for health and development is using a physiological appeal.
What are physiological appeals?They can be understood as triggers used by companies to highlight aspects of their products and services that may be attractive to their target audience.
Therefore, by highlighting the nutrients contained in its breakfast cereal, the company uses the physiological appeal to attract more consumers and increase product reliability.
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