When consumers swipe a card, either debit or credit, to make a transaction with a merchant, the merchant pays an interchange fee to the card-issuing bank. Generally, the interchange fee for a debit card is 1% of the purchase amount, while for a credit card it is 1.6% of the purchase amount. In 2009, the average interchange fee was 44 cents. In December 2010, the Federal Reserve proposed capping that interchange fee to 12 cents per transaction. Who are the three primary stakeholders in this proposal, and what do you predict their positions will be relative to this proposal?

Answers

Answer 1

Answer:

The three primary stakeholders are the banks, the merchants, and the consumers.

Banks = Against, since this would mean that they will be receiving less

Merchants = For, since they would be paying less

Consumers = Generally unaffected. But I believe they would be more against the proposal because if interchange fees are capped, then the banks will find other ways to retrieve the lost revenues by other means, such as increasing the interest or etc.


Related Questions

Select all that apply.

What characteristics of government does the United States have in common with the Roman Republic?

it is a republic
representatives are elected
the government's duties are split up
the head of state is called a consul
in emergencies, a dictator rules
it limits elected officials' terms

Answers

Answer:

it is a republic, it limits elected officials' terms, representatives are elected, the government's duties are split up.

Explanation:

It is a republic; is correct because both the US and the Roman Republic fall into this category.

It limits elected officials' terms; is correct because the officials only get a certain amount of time from one election.

In emergencies, a dictator rules; this is not correct because there has not been such occurrence in the US.

Representatives are elected; is correct because in both of them elections have been and are held.

The head of state is called a consul; this is not correct because a consul has not been in charge of either of the two.

The government's duties are split up; is correct because the government has numerous representatives, all of which with a special task to perform.

Please describe the differences in particles in a solid, and particles of a liquid, in situations that real life people experience.

Answers

Answer: Gases, liquids and solids are all made up of atoms, molecules, and/or ions, but the behaviors of these particles differ in the three phases. ... gas are well separated with no regular arrangement. liquid are close together with no regular arrangement. solid are tightly packed, usually in a regular pattern.  

Explanation: Hopefully this helps and if I get it wrong he said it okay he my brother!

Answer: My brother let me have the free points thx!

Explanation: Thankyou!

What are alliances, and why were they important for the colonists?

Answers

Answer: American Allies. The American colonists did not fight the Revolutionary War for independence from Britain by themselves. They had allies who helped them by providing aid in the form of supplies, weapons, military leaders, and soldiers. These allies played a major role in helping the colonists to gain their independenceAmerican Allies.

Explanation:

What is the difference between “relative” and “absolute” dating? When determining the age of a fossil, which (method) is more accurate? (Provide at least 3 sentences; 1 sentence per method description.)

Answers

Answer:

relitave is a close estimate of the age of fossil and absolute is the exact date.

Explanation:

Scarcity is important to economics because it:

Answers

Answer:

D

Explanation:

I took APUSH... I have vague memories. I remeber this question though.

A or D they are both correct

Does animal hunt people or attack people?

Answers

The don’t hunt but the attack when threatened.

What is the smallest body of water we labeled on the map? *
Sea of Marmara
Ionian Sea
Mediterranean Sea
Aegean Sea

Answers

Answer: Sea of Marmara

Explanation:

Which of the following is an example of a self-fulfilling prophecy?
A. Madison wonders if he should go to college or a trade school.
B. Petra is the same height as her parents.
C. Adele is praised by her math teacher and performs better on her
next test.
D. Dennis decides that he wants to play sports.

Answers

Answer:

C. Adele is praised by her math teacher and performs better on her

next test.

Explanation:

A "self-fulfilling prophecy" determines the action that a person will be doing in the future. It predicts how a person will behave according to what's expected of him/her.

Choice C is the only example of a self-fulfilling prophecy among the choices above. The expectations of Adele's Match teacher on her allowed her to strive harder and perform better on her next test. This type of self-fulfilling prophecy is also known as "others-imposed prophecy." This means that the expectation of other people affects the outcome situation of the person.

Which side won at Lexington and Concord?
The British
The Spanish
The Colonist
The French

Answers

Answer:

The British

Explanation:

Even though they did manage to push the British back to Boston, the Colonists had a much higher rate of casulaities.

Mary Ruth is able to ride a public school each day to her parochial school. How is this possible?

Answers

Answer

The U.S. Senate decided that it would help fund those students who needed such transportation to ensure education for all

Someone, like Mary Ruth above, is able to ride a public school each day to her parochial school, and this is possible because of the decision given by the U.S. Senate in this regard.

What is the significance of a public school?

A public school can be referred to or considered as a school that is an open educational institution for all the students in its society, unless specifically defined under the rules and regulations of such school, as such.

In a decision of the U.S. Senate, it was held that a public school can be ridden to parochial school, as at the end it helps funding the students who are in need to get access to transportation in the government's initiative of Education for All.

Therefore, the significance regarding a public school has been aforementioned.

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How did geography affect the way Greeks made their livings?

Answers

Answer:

Greece's mountains aren't good for growing crops, although their climate was mild, so they could grow wheat, barley, olives, and grapes.

Explanation:

Answer:

Greece's mountains aren't good for growing crops, although their climate was mild, so they could grow wheat, barley, olives, and grapes.

Explanation:

HELLO PPL FROM EDGNUITY

Luis de Moscoso Alvarado died of fever.


True

False

Answers

Answer:

true

Explanation:

belive in me

Answer: F

Explanation:

command transferred to Luis moscoso alvarado

how did you learn the ways of interacting and behaving with other members of society?what element support you to be socialization? present your experience​

Answers

Answer:

explanation below

Explanation:

The most effective way of interacting with people is by having one-on-one conversations with them. I usually put a smile on my face, which makes me appear more welcoming and open to have a conversation with people.  During conversation, I also make some eye contact with people to better understand what they are thinking or feeling.  

Below are the fundamental elements to socialization  

Communication

Courtesy

Value

What would happen to the supply of shoes if all machinery in a factory broke down for 30 days?

A. Increase
B.Shortage
C. Surplus
D. Decrease

Answers

the answer is B. Shortage

A negative to the use of social media is _____
a. it provides information as it happened
b. it can be unverified and inaccurate
c. it can influence government action

Answers

Answer:

B

Explanation:

Social Media is bias therefore it cannot always be verified an accurate.

What was each side fighting for in the Mexican-American War?
Mexico-
Texas-
The United States-

Answers

Answer:

Mexico was fighting for: Property

USA was fighting for: disputed land

Texas was fighting for: Land from mexico

Explanation:

From 1846 to 1848, U.S. and Mexican troops fought against one another in the Mexican-American War. Ultimately, it was a battle for land where Mexico was fighting to keep what they thought was their property and the U.S. desired to retain the disputed land of Texas and obtain more of Mexico's northern lands.

6.Mention any 4 functions of
federal legislature and explain
any one.​

Answers

Answer:

The 4 functions federal legislature are:-

1.  Law Making

2. Control over the Budget

3. Control over Executive

4. Judicial

Explanation:

1. Law Making: In modern times the most important function of legislature is law making. Ordinary Bills can be introduced by the members of the Parliament and by the Ministers, while Money Bills can be introduced only by the Ministers in the Lower House. The Members of the Legislature can by a majority vote accept or reject any Bill. The Members of Legislature or the Parliament enjoy full freedom of speech and also of criticism of the policies of the government.

All of these are legends EXCEPT
a. Robin Hood
b. Quivira
Cinderella
d. King Arthur
Please select the best answer from the choices provided

Answers

All of these are legends EXCEPT Quivira
B is the answer I think

is odysseus good at creating peace after the trojan war? why or why not?

Answers

Answer:

no because he was not able to come back home for ten years and a lot of things were going on after he was able to leave

Explanation:

What was the goal of the Iroquois League?

Answers

They lived near one another in what is now New York State. Well before Europeans came to North America, they organized the Iroquois League. The goal was to promote peace among themselves. Their system of government was so good, it inspired the framers of the U.S. Constitution.

what impact did the justinians code have on religion

Answers

Answer:

Explanation:

Many of the laws contained in the Codex were aimed at regulating religious practice. The Corpus formed the basis not only of Roman jurisprudence (including ecclesiastical Canon Law), but also influenced civil law throughout the Middle Ages and into modern nation states.

Basic foods used every day

Answers

Answer:

= Bread,cereals,pasta,rice,noodles, and other grains..

= vegetables and legumes

=fruits

=milk,youghurt, cheese and /or alternatives

=lean meat,fish, poultry,eggs,and nuts...

Which nation is located east of Iraq, west of Afghanistan, and has shorelines on a Caspian Sea and the Persian Gulf?

Answers

The answer is Iran because it is east of Iraq, west of Afghanistan, and has shorelines on a Caspian Sea

What was the name of the land formation that allowed people to cross into America?

Answers

Answer:

the ice bridge

Explanation:

Describe at least one major similarity and one the major difference between Ancient Mesopotamia and Ancient Egypt

Answers

Answer:

bruh bruh bruh get smarter stupid,

Explanation:

I need the answer too

What eventually led to the abandonment of Jamestown?

Answers

Answer:

Jamestown was abandoned twice. The first time due to starvation and collapse. The second was the decision to move the capital of the colony to Williamsburg.

Explanation:

In 1699 the capital of the Virginia colony was moved from Jamestown to Middle Plantation, that would later be renamed Williamsburg. There had been a fire in 1698 that it is believed a prisoner started in protest to his execution. The fire destroyed the prison facilities and the local statehouse and in general officials coming from England felt the defenses of the Jamestown site were lacking. People continued to live on Jamestown Island and people continued to own lands and farm, but eventually, it  ceased even being a town or settlement.  Earlier in 1610, the colony was briefly abandoned after what was called The Starving Time. The settlers had faced a difficult winter and many got sick and died.  The survivors had planned to abandon the colony but were met relatively closeby with news that a new fleet was coming with a new governor. After 1610 the Jamestown settlement had become prosperous for a period due to tobacco cultivation.

Answer: starvation

Explanation: I looked it up that’s how I know

Last year for a nation to the south, net domestic product at factor cost equaled $3,300 billion. Indirect taxes minus subsidies equaled $200 billion, depreciation equaled $800 billion, the statistical discrepancy equaled zero, and net operating surplus equaled $150 billion. What is the GDP?

Answers

Answer:

GDP mp = 4300  

Explanation:

Gross Domestic Product at Market Price = net domestic product at factor cost + depreciation - Net Indirect Tax (ie Indirect Tax - Subsidy)

GDP mp = NDP fc + dep + Nit (ie IT - sub)

GDP mp = 3300 + 800 + 200

GDP mp = 4300

Although the discovery of the New World was seen as positive by European explorers, many interactions with Native Americans led to negative consequences such as the spread of disease, violence, and the destruction of Native American culture. Would you describe Cabeza de Vaca’s interactions as positive or negative? Explain your answer.

Answers

It is negative to describe Cabeza de Vaca’s interactions. Cabezas' exploration of the New World and encounters with the Native Americans had unfavourable effects on the environment, including the spread of polio, violence against women, and forest devastation.

What is meant by spread of disease?

The most typical method of spreading infectious diseases is by direct contact between individuals who are infected with bacteria, viruses, or other organisms. If someone who is unaffected touches, kisses, coughs, sneezes, or has the virus or bacterium on them, this could happen.

Some kinds of disease that can easily spread by -

Bacterial infections tiny single-celled creatures known as bacteria, viral diseases. Viruses, which are tiny pieces of genetic information that develop using cells, are what cause parasitic diseases. Parasites are living things that feed off of the body.

Thus, It is negative to describe Cabeza de Vaca’s interactions.

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I've been helping y'all since 12 am plz help me <3
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In the system of Triangular Trade, what raw materials were brought to England to be manufactured? (2 points)

(plz choose 1) Group of answer choices:

Coffee, iron, and silver

Cloth, iron, glass, and guns

Fish, gold, and lumber

Sugar, tobacco, cotton, and wood

Answers

Answer:

I think its the last one hope it right.

Explanation:

What were the Rebels' chances of victory at Lexington & Concord?

Answers

Answer:

Low

Explanation: They didn't have a big amount of people, almost no training and not very many weapons

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