Why would a bank be more likely to make a loan to someone with a FICO score of 750 rather than someone with a score of 500? a) The higher the score, the greater the interest rate the lender can charge the borrower b) The closer the score to zero, the less the person owes in debt to other companies c) The higher the score, the less risk to the lender that the borrower will be past due on their payments d) None of the above

Answers

Answer 1

Answer:

c) The higher the score, the less risk to the lender that the borrower will be past due on their payments

Explanation:

Fair Isaac Corporation scores are used to measure the creditworthiness of a borrower. The higher the credit scores, the higher the chances of the borrower paying back what was borrowed. Credit scores are in ranges. Credit scores below 500 are rated as Poor and indicates that the borrower's chances of returning what was borrowed are very low.

Credit scores between 740-799 are rated as very good and indicate that the borrower would be prompt in the repayment of his loan.

Answer 2

Answer: the higher the score, the less the risk to the lender that the borrower will be past due on their payments

Explanation:


Related Questions

You are considering a 5/1 ARM. What does the 1 represent?
A. The number of years between adjustments in the interest rate
B. The interest rate of the initial fixed-rate loan period
C. The total number of years in the loan D. The number of years that a fixed interest rate will be applied to the loan​

Answers

Answer:

Explanation:

The answer is A hope it helps

Answer:

A. The number of years between adjustments in the interest rate

Explanation:

Took the class

Business-cycle macroeconomics involves changes in Real GDP around a ____________ LRAS curve, while economic-growth macroeconomics deals with increases in Real GDP resulting from a ______________ LRAS curve.

Answers

Answer:

fixed; rightward-shifting

Explanation:

explain the relationship among job, employment and education with examples​

Answers

Answer:

If you go to school it help you learn things for life when your out for the real world where you have to get you a job.

Explanation:

When does information become as liability for an organization

Answers

Answer:

after college hope it help :)

Explanation:

Answer:

when it is not managed properly

Explanation:

PLATO

I will give 30 points if somebody answers all of these questions !!!

Answers

Oh heck yeah, that's a lot of points!! Here we go.

1. Teamwork allows an employee  to be more responsible for decision making and have more control over the work process. Working in teams also gives employees a greater sense of belonging, which can help them have more pride in their job and therefore, their company.

2. Direct, Coach, Delegate, and Support.

Direct: High directive but low supportive behavior.Coach: High directive + support behavior, ideal for the workplaceDelegate: Low support + directive, not good for the workplaceSupport: High supportive, low directive.

3.

Goals that are agreed upon and committed tooRoles that are clear and conflict freeProcesses such as effective meetings, problem solving, and design makingInterpersonal Relationships

4. The process in which two or more people work toward a solution or dispute.

5. An image that you've created around your professional self. It should represent a combination of skills and experiences that are unique to you, rather than your company or product.

6. Review your decision and its consequences, both positive and negative.

7. It is essential to making a good decision.

I hope this helps you!! Thank you so much for the points by the way!!

what is business and what is occupation​

Answers

Answer:

Business:

A person's regular occupation, profession, or trade.

Occupation:

A job or profession.

Explanation:

I looked them up in a dictionary.

Please mark me brainliest! I need it! Please!

On January 1, 2019, Wasson Company purchased a delivery vehicle costing $45,200. The vehicle has an estimated 7-year life and a $3,900 residual value. What is the vehicle's book value as of December 31, 2020, assuming Wasson uses the straight-line depreciation method

Answers

Answer: $33,400

Explanation:

The annual depreciation using the straight-line method is;

= (Cost - Residual value) / Useful life

= (45,200 - 3,900) / 7

= $5,900

On December 31, 2020, the vehicle would have depreciated by 2 years so the book value would be;

= Cost - Accumulated depreciation

= 45,200 - (5,900 + 5,900)

= $33,400

How does the speaker apply the scientific method to marketing? Explain.

How does the speaker apply entropy to marketing? Explain.

In what way does the speaker say marketing has changed in the last 20 years? Does he believe this is a positive or negative change? Explain.

30 Points

Answers

Answer:

How does the speaker apply the scientific method to marketing? Explain.

He says that 1 bad week of marketing or a screwup can corrupt the whole company and make the overall image of the company a bad one. He compares this with science by saying that one bad data point can ruin your whole hypothesis or theory,

How does the speaker apply entropy to marketing? Explain.

"This says that entropy, which is a measure of the disorder of a system, will always increase. The same is true of marketing. If we go back 20 years, the one message pretty much controlled by one marketing manager could pretty much define a brand. But where we are today, things have changed. You can get a strong brand image or a message and put it out there like the Conservative Party did earlier this year with their election poster. But then you lose control of it." He is basically saying that the situation will get worse and worse over time if you don't fix the situation. He applies this to marketing by saying that you can have a strong image at the beginning but if you do not maintain it then it will only get worse and worse over time.

In what way does the speaker say marketing has changed in the last 20 years? Does he believe this is a positive or negative change? Explain.

It doesn't seem like he thinks that it improved or got worse. He made it seem like we have to adapt more to the situation that we may find ourselves in when it comes to marketing. He is definitely more on the positive side though.

Explanation:

Li works at a multinational company in New York. His wife has recently been diagnosed with an illness that might keep her bedridden for at least a month. Li will have to stay home to look after her. Which act provides Li with the ability to apply for leave at his company?

Answers

Answer:

The Family and Medical Leave Act

Explanation:

The family and medical leave act grants eligible employees of covered companies the right to unpaid and job-protected leave for medical reasons. The law requires qualifying employers to allow eligible employees to take unpaid leave to attend to serious family health matters. This law permits eligible or qualifying employees to take up to 12 weeks leave for reasons such as childbirth and a serious personal or family sickness.

In which situation would a person pay a higher property tax than he or she did the year before?
A. The value of the person's home increased.
B. The number of dependents the person had increased.
C. The salary the person earned increased
D. The amount the person spent on electronics increased.

Answers

The answer is A the value of a persons home increased.

A person would pay a higher property tax than he or she did the year before when A. the value of the person's home increased.

What is property tax?

Property tax is an ad valorem tax levied on real estate, such as a building or a residential home, that is owned by an individual or another legal body, such as a corporation.

It is an ad valorem tax because it is based on the assessed value of the property.

As a result, the higher the value of a property compared to the year before, the higher the property tax.

Therefore, a person would pay a higher property tax than he or she did the year before when the value of the person's home increased.

Learn more about property tax here: https://brainly.com/question/11544476.

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Question 6
In which of the following lists of mixed economies does the free market system dominate?
CubaGreece, China, United States
North Korea, France, South Africa
United States United Kingdom, Singapore, Canada
Russia, Peru, France, Canada

Answers

Answer:

United States United Kingdom, Singapore, Canada

Explanation:

The free market system is an economic model where demand and supply forces determine production.  The government does not interfere with economic transactions in the country. In the free market economy, the factors of production are in the hands of the private sector.

Free-market economies contrast with command economies where the government owns and controls production the factors of production. China, Russia, North Korea, and Cuba are countries with command economic model.

HAS ANYONE TAKEN THE 2020 ALGEBRA 1 EOC IN FLORIDA THIS YEAR?? IF U HAVE PLZ TELL ME WHAT QUESTIONS THEY ASKED U

Answers

Answer:

They just ask you what you have learned in your previous math courses.

Explanation:

What program would be likely to help a person prepare for teacher certification?
O a master's degree in Psychology
O a bachelor's degree in Education
O a one-year technical school certificate
O an associate degree from a community college

Answers

Answer: The answer is a bachelor’s degree in Education.

Explanation:

To help a person prepare for teacher certification is likely program is a bachelor's degree in Education.

A Bachelor of Education (B. Ed.) is a professional undergraduate degree that qualifies graduates to work as teachers in educational institutions.

In other nations, like Tanzania and Kenya, the student must do additional activities like fieldwork and research in order to be completely qualified to teach.

Tests for the licenses or certificates necessary for instructors in some places may also be administered concurrently with or after it.

Therefore, the correct option is "a bachelor's degree in Education".

To know more about the bachelor's degree in Education, visit:

https://brainly.com/question/14197325

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Please Help!!!!!!!!!!!!! Watch the Video and Answer the Question!
Briefly describe in your own words the history of Capitalism and Socialism. How and where did each of these systems start? Describe how each system works. Use evidence from the video to support your answer.
Capitalism and Socialism: Crash Course World History #33:

Answers

Answer:

WHAT VIDEO

Explanation:

Answer:

uhm there is no video lol send a link and maybe i can help! :)

Explanation:

Lenny loves physics and math. In which Energy career pathway would these interests be the most helpful?
O Distribution
O Generation
O Analysis
O Transmission

Answers

Answer:

For t

Explanation:

it will be analysis

Answer:

analysis

Explanation:

When shopping for life insurance, the best strategy is to:
a.
Follow your agent’s recommendations. They are the experts and it is the agent's job to make sure you get the products that are right for you.
b.
Buy your coverage through your employer, if possible.
c.
Figure out how much you need, then comparison shop using the Web and other resources.
d.
Wait until you are older so that you can buy a cheaper, shorter term policy.

Answers

Answer:

c.

Figure out how much you need, then comparison shop using the Web and other resources.

Explanation:

I took the test

Answer:

C

Explanation:

Store A sells a watch for $56 and offers a 10% discount. Store B sells the same watch for $70 and offers a 30% discount. Store C sells it for $85 and offers a 45% discount. From which store should you buy? *

Answers

Explanation:

$56 * 0.9 = $50.4

$70 * 0.7 = $49

$85 * 0.55 = $46.75

Therefore the watch is cheapest at Store C.

Suppose that a competitive firm hires labor up to the point at which the value of the marginal product equals the wage and that labor is the only input that varies for the firm. If the firm pays a wage of $700 per week and the marginal product of labor equals 35 units per week, then the marginal cost of producing an additional unit of output is

Answers

Answer:

$20

Explanation:

Calculation for the marginal cost of producing an additional unit of output

Using this formula

Marginal cost=Wage per week/Marginal product of labor

Let plug in the formula

Marginal cost= $700 per week/35 units per week

Marginal cost= $20

Therefore the marginal cost of producing an additional unit of output is $20

It is not advisable for a worker who is satisfied with their job to improve their skills. Please select the best answer from the choices provided T F

Answers

Answer: False

Explanation: I just took the practice test

Answer:

False

Explanation:

Which of the following is an example of receiving information

Answers

Answer:

Receive is defined as to take, accept, experience or welcome. An example of receive is getting a letter in the mail. An example of receive is someone being given a gift. An example of receive is someone hearing bad news.

Explanation:

On June 1, 2019, 4,000 shares of $10 par value common stock are issued in exchange for new equipment. The equipment has a fair market value of $116,000. In recording this transaction, what amount should be allocated to APIC - CS?

Answers

Answer:

$76,000

Explanation:

Equipment Fair Value = $116,000. Thus, total value of shares issued is same.

No of common shares issued = 4,000

Price per share issued = 116,000/4000 = $29/shares

Par value per share = $10

Total Par Value of Shares issued = 4,000*$10 = $40,000

Amount in excess of par per share = $29 - $10 = $19

Total Amount to be credited in APIC-CS = $19 * 4000 = $76,000. Thus, amount to be allocated to Additional Paid In Capital-CS = $76,000.

What is one way people can reduce the amount of taxes they owe in a year?
A. Give money to charity
B. Earn a higher income
C. Purchase luxury goods
D. Work longer hours

Answers

Answer:

A

Explanation:

Donating money to charity is one method people might lower their annual tax burden. Therefore, (A) is the correct option.

What is Tax?

Taxes are required payments made to individuals or enterprises by a government agency, whether local, regional, or federal. Income, capital gains, or the estate are all subject to taxes.

One of the ways to reduce the amount of tax payable is to donate money to a charity.

Therefore, (A) is the correct option.

To know more about Taxes, visit the link below:

https://brainly.com/question/16423331

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Leisure Time Corp. follows the practice of paying all employees for vacation. The vacation pay is not vested, but it carries over for one year if unused. The obligation for earned but unused vacation should be

Answers

Answer:

Accrued as a current liability

Explanation:

From the question we are informed about Leisure Time Corp. which follows the practice of paying all employees for vacation. The vacation pay is not vested, but it carries over for one year if unused. In this case The obligation for earned but unused vacation should be Accrued as a current liability. current liabilities in accounting are liabilities in the firm that involves cash when settling it, in the fiscal year as well as operating cycle of a particular company

The Southwest Clothing Company borrowed a sum of cash on October 1, 2016 and signed a note payable. The annual interest rate was 12% and the company's year Income Statement (accounting period ending December 31) reported interest expense of 1.260 € related to that note. What was the amount borrowed?

Answers

Answer:

$42,000

Explanation:

Calculation for the amount borrowed

Amount borrowed=$1,260/(12% x 3/12)

Amount borrowed=$1,260/0.03

Amount borrowed=$42,000

Note that October 1, 2016 to 31 December 2016 will gives us 3 months

Based on the above calculation $42,000 which is the amount borrowed x 12% x 3/12 = Interest expense amount of $1,260

Therefore the amount borrowed is $42,000

Promoters are those who sell a business idea and the corporate form for it.
O True
False

Answers

Answer:

True.

Explanation:

Promoters are those people who have the job of advertising a certain business or idea, in order for it to be acquired by a certain sector of the market or for mass sale to undetermined consumers.

Thus, the function of the promoter is to give visibility to a certain project, so that it is known by individuals and generates economic returns for its creators.

Which tax is specifically charged on real estate?
Kimberly wants to sell her house. However, the buyer is unwilling to buy the house, saying that the _____ tax levied on the house is taking the price of the house over his budget.

Answers

Answer:

Property tax assessment

Explanation:

Under construction propertiesare taxed at 12%

From my according

According to the video, what are some tasks performed by Tellers? Check all that apply.
O reviewing insurance applications
O cashing checks
O analyzing investment opportunities
O judging risk based on statistics
O accepting payments for a customer's bills
O dealing with foreign currencies

Answers

Answer:

Cashing checks, receiving checks/ paying out money, entering transactions on computers

Explanation:

According to O*NET, what are some common tasks performed by Tellers? Check all that apply.

Answer:

2, 5, 6

Explanation:

Hope this helps!

I need 5 skills needed to do this

Answers

hewwooooooooooooooooooooooo

Juwan eagerly opened an online trading account, believing that his market savvy would allow him to pick stocks that would make him a rich day trader. This belief best illustrates... a scientific attitude a scientific attitude critical thinking critical thinking overconfidence overconfidence hindsight bias

Answers

Answer:

overconfidence

Explanation:

Since in the question it is mentioned that the Juwan who early opened an online trading account and he believed that his market savy would permit him to pick up the stocks so that he could become richer trader

But this represents that he is overconfidence as he believe himself more than his judgments i.e. not appropriate as the overconfidence destroy the things

Therefore the same is to be considered

What nose ring? Should I use

Answers

a studddddd cause they look the best.

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ASAP is for my brother Answers please quickk write an essay on 'India- Land of diversity' in SANSKRIT A store spends 1/4 of its income on salaries and 1/6 of its income on advertising. If the store pays $150,000 for salaries, how much does it spend on advertising? Be sure to explain your reasoning. What does evolution describe Which two bodies of water divide the province of New Brunswick?a.The Saint John River and the Yukon River.b.The Bay of Fundy and Niagra Falls.c.The Yukon River and the Hudson Bay.d.The Bay of Fundy and the Saint John River. What problems are billionaires battling An artist has completed 1/4 of paintings in 2 weeks. At what rate is she working? PLEASE HELP! 30 POINTS !!In most cases of early conflict between colonizers and American Indians, what was the main goal of the various American Indian groups? To force colonists to trade or give up their goodsTo force colonists to assimilate into native societyTo force colonists to threaten enemy tribal areasTo force colonists to leave and never return which of the following best describes a process Bernadette it goes through as she faces her major conflict in the choice please answer quick and honestly, will choose brainliest. 16 pointsHow can you use isobars to determine approximate wind speed and direction using the pressure map? If the federal funds rate were below the level the Federal Reserve had targeted, the Fed could move the rate back towards its target by a. selling bonds. This selling would increase reserves. b. buying bonds. This buying would reduce reserves. c. selling bonds. This selling would reduce reserves. d. buying bonds. This buying would increase reserves. What is the solution for -10 < x - 9? According to Aristotle, everybody desires the good. But we disagree about the good. Nevertheless, Aristotle thinks that common or popular views of the good can be broken up into a few simple categories. What are they? Help with this please Which of the following is a peptide bond?A.C-H bondB.N-H bondC.C-C bond D.C-N bond 2. Chancroid presents with a genital ulceration that is a) Painless b) Gummata in nature c) Purulent lesion d) Painful What is the building block of all living things? What is an equation parallel to y=3x-5 Is there a proportional relationship between time and the cost of the cell phone plan? Explain how you know. 6. What are biodegradable materialsa. These are materials that can be decomposed.b. These are materials that do not decomposed.c. These are harmful materials.d. These are materials that both decomposed and not dec