Consider the following $1,000 par value zero-coupon bonds: Bond Years to Maturity Yield to Maturity A 1 6.00 % B 2 7.00 % C 3 7.99 % D 4 9.41 % E 5 10.70 % The expected 1-year interest rate 4 years from now should be _________.

Answers

Answer 1

Answer:

16.01%

Explanation:

The expected 1-year interest rate 4 years from now is determined using the below formula:

The expected 1-year interest rate 4 years=(1+YTM5)^5/(1+YTM4)^4-1

YTM5 is the yield to maturity in year 5 i.e 10.70%

YTM4 is the yield to maturity in year 4 i.e 9.41%

The expected 1-year interest rate 4 years=(1+10.70%)^5/(1+9.41%)^4-1

The expected 1-year interest rate 4 years=16.01%


Related Questions

The Oriole Acres Inn is trying to determine its break-even point during its off-peak season. The inn has 50 rooms that it rents at $100 a night. Operating costs are as follows:
Salaries $7,500 per month
Utilities $1,500 per month
Depreciation $1,300 per month
Maintenance $1,760 per month
Maid service $24 per room
Other costs $46 per room
Determine the inn’s break-even point in number of rented rooms per month.

Answers

Answer:

Break-even point in units= 402 rooms a month

Explanation:

Giving the following information:

The inn has 50 rooms that it rents at $100 a night. Operating costs are as follows:

Salaries $7,500 per month

Utilities $1,500 per month

Depreciation $1,300 per month

Maintenance $1,760 per month

Maid service $24 per room

Other costs $46 per room

First, we need to calculate the total fixed costs and the unitary variable cost.

Total fixed costs= salaries + utilities + depreciation + maintenance

Total fixed costs= $12,060

Unitary variable cost= 24 + 46= $70

To calculate the break-even point in units, we need to use the following formula:

Break-even point in units= fixed costs/ contribution margin per unit

Break-even point in units= 12,060/ (100 - 70)

Break-even point in units= 402 rooms a month

The Book of Mormon is one of the biggest musical hits on Broadway. It has received many awards including Tony and Grammy Awards. According to Wikipedia, "High attendance coupled with aggressive pricing allowed the financial backers to recoup their investment of $11.4 million after just nine months of performances." While the highest ticket price was $477, the average price is $170. What is the variable cost per ticket

Answers

Answer:

variable cost per ticket = $129.60

Explanation:

some information is missing and I looked it up:

30 performances per month

1,100 seats in the theater and 95% occupancy rate

number of tickets sold during the first 9 months = 30 x 9 x 1,100 x 0.95 = 282,150 tickets

total revenue during the first 9 months = 282,150 x $170 = $47,965,500

variable costs = total revenue - fixed costs = $47,965,500 - $11,400,000 = $36,565,500

variable cost per ticket = $36,565,500 / 282,150 tickets = $129.5959 ≈ $129.60

During the last five years, average daily occupancy at Autumn Acres nursing home has slid from 125 to 95 even though Autumn Acres has cut its daily rate from $125 to $115. Do these data suggest that occupancy would have been higher if Autumn Acres had raised its rates? What changes in nonprice demand factors might explain this change? (The supply, or the number of nursing home beds in the area, has not changed during this period.)

Answers

Answer:

no

Decline in the number of aged people in the population

The quality of care offered might have declined

Preference to be cared for at home instead of at care home

increase in death rate among the elderly

Explanation:

Even though, there seem to be a positive correlation between the price of daily rates and occupancy. it doesn't imply that increasing the rates would increase occupancy rates. there might be other factors explaining the decline.

some of these factors include :

1. decline in the number of the aged in the population : if the proportion of the aged in the population has reduced, the nursing home would experience a decline in residents

2. if the quality of care received by patients has also reduced, the aged might prefer other nursing homes.

3. there might be a shift in reference. the aged might prefer to be cared for at home by family and friends instead of staying in a nursing home.

Increase in death rate among the elderly : if there is an increase in mortality rate, the care home would experience a decline in occupancy

Lefty provides demolition services in several southern states. Lefty has property as follows: Property State Beginning Ending Alabama $ 123,044 $ 204,241 Kentucky $ 203,317 $ 185,108 Mississippi $ 881,932 $ 1,002,396 Louisiana $ 243,951 $ 350,310 Tennessee $ 143,204 $ 143,204 Total $ 1,595,448 $ 1,885,259 Lefty is a Mississippi corporation. Lefty also rents property in Mississippi and Tennessee with annual rents of $56,000 and $21,000, respectively. What is Lefty's Mississippi property numerator

Answers

Answer:

Lefty's Mississippi property numerator is

Property Numerator = $56,000

Which can be expressed as a percentage of the Average Annual Property Value

= Annual Rent/Average Annual Property

= $56,000/$942,164 x 100 = 5.9%

Explanation:

a) Data:

Property State       Beginning             Ending

Alabama                $ 123,044          $ 204,241

Kentucky               $ 203,317           $ 185,108

Mississippi            $ 881,932       $ 1,002,396

Louisiana             $ 243,951           $ 350,310

Tennessee          $ 143,204           $ 143,204

Total                 $ 1,595,448        $ 1,885,259

b) Calculations:

Mississippi

Beginning Property value = $ 881,932    

Ending Property value =   $ 1,002,396

Average annual property value = $942,164 ($ 881,932 + $ 1,002,396)/2

Rent in Mississippi =  $56,000

Consider Figure 9.2 on page 205 of our textbook. Suppose P0 is $10 and P1 is $11. Suppose a new firm with the same LRAC curve as the incumbent tries to break into the market by selling 4,000 units of output. Estimate from the graph what the new firm's average cost of producing output would be. If the incumbent continues to produce 6,000 units, how much output would be supplied to the market by the two firms? Estimate what would happen to the market price as a result of the supply of both the incumbent firm and the new entrant. Approximately how much profit would each firm earn ?

Answers

Answer:

The 10,000 units of output that will be supplied by the two firms to the market.

Profit that each firm would earn will be higher than previous.

Explanation:

The firm selling 4,000 units at the price of $10 per unit. If the output is increased to 6,000 units the price will increase to $11 per unit. If the new 6,000 units are produced along with the previous 4,000 units then the total output supplied by the two firms will be 10,000 units (6,000 + 4,000). The supply of goods in the market will increase so price will fall and the revenue for the firms will decline but they can benefit with sales volume and their profit can increase.

The 10,000 units of output will be supplied by the two firms to the market.

The profit that each firm would earn will be higher than the previous.

Calculation of the number of units and profits:

Here the firm sells 4,000 units at the price of $10 per unit. And, in the case when the output is increased to 6,000 units the price will increase to $11 per unit.

And, In the case when the new 6,000 units are produced along with the previous 4,000 units so the total output supplied by the two firms will be 10,000 units.

The supply of goods in the market should increase due to which the price will fall and the revenue for the firms will decline however they can benefit with sales volume and their profit can increase.

learn more about profit here: https://brainly.com/question/18476577

On December 31, 2021, Larry's Used Cars had balances in Accounts Receivable and Allowance for Uncollectible Accounts of $66,000 and $900, respectively. During 2022, Larry's wrote off $2,275 in accounts receivable and determined that there should be an allowance for uncollectible accounts of $5,500 at December 31, 2022. Bad debt expense for 2022 would be:

Answers

Answer:Bad debts expense =  $6,875

Explanation:

A bad debt expense is recognized when a customer cannot pay its financial obligations therefore the  account  receivable will no longer be collectible

Beginning uncollectible accounts= $900

Ending allowance for uncollectible accounts = $5,500

Amounts written off = $2,275

Ending allowance for uncollectible accounts =Begining uncollectible accounts + current bad debts expense - amounts written off in 2022

$5,500= $900 + bad debts expense - $2,275

current bad debts expense for 2022= $5,500 - $900 + $2,275 = $6,875

Can also be illustrated as  

ACCOUNTS

Begining uncollectible accounts                              $900

Amounts written off (less)                                       - $2,275

Bad debts expense(add)                                         + $6,875

Ending allowance for uncollectible accounts          $5,500

Blossom Company sells equipment on September 30, 2020, for $20,100 cash. The equipment originally cost $72,800 and as of January 1, 2020, had accumulated depreciation of $42,100. Depreciation for the first 9 months of 2020 is $5,45. Prepare the journal entries to (a) update depreciation to September 30, 2015, and (b) record the sale of the equipment.

Answers

Answer:

Date             Account titles and explanation        Debit      Credit

30/09/2020  Depreciation expense                     $5,450

                     Accumulated depreciation                              $5,480

                     (To record depreciation expense)

30/09/2020    Accumulated depreciation            $47,550

                        Cash                                                $20,100

                        Loss on sale of equipment            $5,230

                        Equipment                                                         $72,880

                        (To record sale of equipment)

PROBLEM 1:
Equipment A Equipment B
cost $100,000 $63,000
Accumulated depreciation(1/1) $ 42,000 $36,000
Useful life 8 years 5 years
Depreciation method straight line straight line
Date sold 7/1/12 9/1/12
Sales price $ 39,000 $ 20,000
Journalize all entries required to update deprecition and record thesales of the two assets in 2012.accumulated depreciation includes depreciation recorded through 12/31/11.

Answers

Answer:

Equipment A

Journal Entry - update depreciation

Depreciation expense $6,250 (debit)

Accumulated depreciation $6,250 (credit)

Journal Entry - to record the sale

Accumulated depreciation ($ 42,000 + $6,250) $48,250 (debit)

Cash $ 39,000 (debit)

Profit and Loss $12,750 (debit)

Equipment $100,000 (credit)

Equipment B

Journal Entry - update depreciation

Depreciation expense $6,300 (debit)

Accumulated depreciation $6,300 (credit)

Journal Entry - to record the sale

Accumulated depreciation ($36,000 + $6,300) $42,300 (debit)

Cash $ 20,000 (debit)

Profit and Loss $700 (debit)

Equipment $63,000 (credit)

Explanation:

Straight line method charges a fixed amount of depreciation for the time the asset is in use in the business.

Depreciation Expense = (Cost - Residual Value) / Estimated Useful Life

Equipment A

Depreciation Expense = $100,000 / 8 years

                                     = $12,500

Depreciation Expense for 2012 = $12,500 × 6/12

                                                    = $6,250

Journal Entry - update depreciation

Depreciation expense $6,250 (debit)

Accumulated depreciation $6,250 (credit)

Journal Entry - to record the sale

Accumulated depreciation ($ 42,000 + $6,250) $48,250 (debit)

Cash $ 39,000 (debit)

Profit and Loss $12,750 (debit)

Equipment $100,000 (credit)

Equipment B

Depreciation Expense = $63,000 / 5 years

                                     = $12,600

Depreciation Expense for 2012 = $12,600 × 6/12

                                                    = $6,300

Journal Entry - update depreciation

Depreciation expense $6,300 (debit)

Accumulated depreciation $6,300 (credit)

Journal Entry - to record the sale

Accumulated depreciation ($36,000 + $6,300) $42,300 (debit)

Cash $ 20,000 (debit)

Profit and Loss $700 (debit)

Equipment $63,000 (credit)

                                     

You are preparing a presentation on networking for a professional development seminar that your company is hosting for its employees. You look at the attendance list and see that you have good relationships with all of the registered seminar participants. Additionally, this presentation is a follow-up presentation that was requested by previous participants. You know you will have a friendly audience. What organizational pattern would be best for this situation

Answers

Answer:

any pattern.

Explanation:

When preparing a presentation for an organizational seminar, it is ideal to pre-analyze the audience for whom you will be presenting, the common characteristics of the audience will be essential for choosing the best organizational pattern.

In the scenario above, it is possible to perceive that the public is known and friendly, therefore any organizational pattern can be used, the focus in this case should be the use of a pattern that increases the involvement of the participants.

The essential thing is for the presenter to convey confidence by passing on important information, preparing beforehand, maintaining a friendly and cordial posture and being open to interaction with the public.

Scenario: Your direct supervisor is interested in a project you are currently working on, and they have asked to increase the scope to increase the department's goals. How would you respond if your supervisor was not the project sponsor?

Answers

Scenario: Your direct supervisor is interested in a project you are currently working on, and they have asked to increase the scope to increase the department's goals. How would you respond if your supervisor was not the project sponsor?

ANSWER:

Take down his/her suggestions. The first thing is to show respect. Accept thoughts and contributions towards that project. Most times a project "sponsor" is not someone who is a professional in the field or discipline that the project is about.

If your direct supervisor has the idea of increasing the scope of the project, take note of his/her reasons and if they will truly bring the achievement of more departmental goals, then relay the idea of expansion to the project sponsor.

Answer:

At this point, the important thing is to remain calm and in control. Your supervisor, like everyone else, is likely to get confused and blame people for things that are not their fault, or even find fault that does not exist.

In that case, you should wait for him to finish speaking, ask for permission to speak and explain how you did your job and show how your supervisor is wrong about the conclusion he made. This must be done calmly and politely, always maintaining respect.

Explanation:

g A constraint to complicated macroeconomic models has been: Group of answer choices that firms do not maximize profits. that agents are not rational. that economists have run out of ideas. a lack of computing power. an insufficient understanding of statistics.

Answers

Answer:

a lack of computing power.

Explanation:

Wanda contracted to sell Mike 100 boxes of ball bearings.The contract did not specify a place of delivery.The ball bearings now reside at Wanda's place of business.Wanda refuses to ship the 100 boxes to Mike,and Mike refuses to come to Wanda's place of business to pick them up.Who is right? Why?

Answers

Answer:

Wanda is right since the contract did not specify a place of delivery

Explanation:

Wanda is right, since the contract did not specify the place of delivery or whether Wanda is expected to deliver the bearing to Mikes place.

If it is in Wanda terms of business that normally boxes above 100 when purchased, delivery is free and he defaults, then he is wrong, but in this case it was not specified who will bear the cost of shipping, and it is not in Wanda terms of business that delivery is free, so Wanda is right in my own opinion.

The better-off test for evaluating whether a particular diversification move is likely to generate added value for shareholders involves determining whether the proposed diversification move Group of answer choices provides the company with additional resource strengths. provides additional ways to build the entrepreneurial skills of the company's senior managers. spreads stockholders' risks across a greater number of lines of business. has competitively valuable value chain match-ups with the company's present businesses such that its businesses can perform better together than apart. has good potential for increasing the company's rate of return on invested capital.

Answers

Answer:  Has competitively valuable value chain match-ups with the company's present businesses such that its businesses can perform better together than apart.

Explanation:

The better-off test of diversification is that the company must gain a return that is higher than incremental growth. Incremental growth is usually defined a 1 + 1 = 2 formula and this test argues that Diversification must provide more than this such that the company achieves synergistic growth ( 1 + 1 = 3) which is what happens when different entities work better together than alone.

Diversification should therefore be into an area that will be able to match-up with the company's present businesses such that its businesses can perform better together than apart and produce even greater returns.

Periodic interest rates. You have a savings account in which you leave the funds for one year without adding to or withdrawing from the account. Which would you rather​ have: a daily compounded rate of 0.050​%, a weekly compounded rate of 0.355​%, a monthly compounded rate of 1.15​%, a quarterly compounded rater of 4.25​%, a semiannually compounded rate of 7.5​%, or an annually compounded rate of 18​%? What is the effective annual rate​ (EAR) of a daily compounded rate of 0.050​%?

Answers

Answer:

Choose an annually compounded rate of 18​%

The effective annual rate​ (EAR) of a daily compounded rate of 0.050​% is 0.05001%.

Explanation:

We need to find the effective annual rate of interest for each nominal interest and compare this for the different alternatives.

The effective annual rate of interest is the annual rate that if compounded once a year would give us the same result as the same result as the interest per period compounded a number of times a year.

Conversion of Nominal to Effective Interest Rate.

1. A daily compounded rate of 0.050​%

Use a financial calculator to enter the data

P/YR = 365

Nominal interest = 0.050​%

Thus Effective Interest rate = ?  0.05001%

2. A weekly compounded rate of 0.355​%

Use a financial calculator to enter the data

P/YR = 52

Nominal interest = 0.355​%

Thus Effective Interest rate = ? 0.3556 %

3. A monthly compounded rate of 1.15​%

Use a financial calculator to enter the data

P/YR = 12

Nominal interest = 1.15​%

Thus Effective Interest rate = ? 1.1561%

4. A quarterly compounded rater of 4.25​%

Use a financial calculator to enter the data

P/YR = 4

Nominal interest = 4.25​%

Thus Effective Interest rate = ? 4,32%

5. A semiannually compounded rate of 7.5​%

Use a financial calculator to enter the data

P/YR = 2

Nominal interest = 7.5​%

Thus Effective Interest rate = ? 7.64%

6. an annually compounded rate of 18​%

Use a financial calculator to enter the data

P/YR = 1

Nominal interest = 18​%

Thus Effective Interest rate = ? 18​%

Conclusion :

Choose the  option giving the HIGHEST effective annual rate.

Thu, I would rather have an annually compounded rate of 18​%.

Jervis sells $3,900 of its accounts receivable to Northern Bank in order to obtain necessary cash. Northern Bank charges a 3% factoring fee. What entry should Jervis make to record the transaction

Answers

Answer:

Dr cash                           $3783

Dr factoring fee expense  $177

Cr accounts receivable               $3900

Explanation:

The cash proceeds from the factoring arrangement would be 97% of the value of the receivables since 3% is the factoring fees expenses to be incurred.

Cash proceeds=$3900*97%=$ 3,783.00  

Factoring fees expense=$3,900.00-$3,783.00=$117

Cash account and factoring fees expense would be debited with $3783 and $117 respectively, while accounts receivable is credited with $3900

Chester Corp. is downsizing the size of their workforce by 10% (to the nearest person) next year from various strategic initiatives. How much will the company pay in separation costs if each worker receives $5,000 when separated?

Answers

Answer:

$293,500

Explanation:

The computation of the amount pay in separation cost is shown below:

As there are 587 employees

but 10% are downsized

So, separation cost is

= Current employees × downsized percentage × received amount by workers

= 587 employees × 10% × $5,000

= $293,500

We simply applied the above formula so that the amount pay by the company with respect to the separation cost could arrive

You want employees to know that they can talk to retirement planning specialists. Which of the following statements is most likely persuasive to the most employees?
a) Make your financial dreams come true. Talk one-on-one with our expert retirement planners to decide which retirement packages make the most sense for you.
b) Learn about your options for retirement income. Talk one-on-one with our expert retirement planners to decide which retirement packages make the most sense for you.
c) Learn about your options for retirement income by talking one-on-one with our expert retirement planners, who can help you decide which retirement packages make the most sense for you based on your retirement goals and hopes.
d) Learn about your options for retirement income. Meet with our retirement planners to find out their recommendations for your retirement package.

Answers

It would have to be B

Trez Company began operations this year. During this first year, the company produced 100,000 units and sold 80,000 units. The absorption costing income statement for this year follows.

Sales 80,000 units x 45 per unit $3,600,000
Cost of goods sold
- Beginning inventory $__________0
- Cost of goods manufactured (100,000 units x $25 per unit) $2,500,000
- Cost of good available for sale $2,500,000
Ending inventory (20,000 x 25) $500,000
Cost of goods sold $2,000,000
Gross margin $1,600,000
Selling and administrative expenses $580,000
Net income %1,020,000


a. Selling and administrative expenses consist of $400,000 in annual fixed expenses and $2.25 per unit in variable selling and administrative expenses.
b. The company's product cost of $25 per unit is computed as follows:

Direct materials $4 per unit
Direct labor $11 per unit
Variable overhead $4 per unit
Fixed overhead ($600,000/ $100,000 units) $6 per unit

Required:
Prepare an income statement for the company under variable costing.

Answers

Answer:

Income statement for the company under variable costing

Sales (80,000 units x $45)                                                             $3,600,000

Less Cost of Sales

Beginning inventory                                                          $0

Cost of goods manufactured (100,000 units x $19) $1,900,000

Cost of good available for sale                                 $1,900,000

Less Ending inventory (20,000 x $19)                      ($380,000) ($1,520,000)

Contribution                                                                                    $2,080,000

Less Period Costs

Fixed Manufacturing  Overhead                                                     ($600,000)

Selling and administrative expenses - Fixed                                 ($400,000)

Selling and administrative expenses - Variable                             ($180,000)

Net Income / (loss)                                                                            $900,000

Explanation:

Under Variable Costing.

1.Product cost = Variable Manufacturing Costs Only

Therefore, Product cost = $4 + $11 + $ 4

                                        = $19

2.Period Cost = Fixed Manufacturing Overheads + Non - Manufacturing Costs

__________________ are ways that a nation can draw up regulations, inspections, and paperwork to make it more costly or difficult to import products.

Answers

Answer: Nontariff barriers

Explanation:

Nontariff barriers are trade barriers that are used whereby the import and export of goods and services are restricted. It should be noted that the restriction is not by tariffs but can include include embargoeds, quotas, sanctions, and levies.

The main reason for trade barriers are to generate revenue for the government and also to protect the local industries.

Jackie notices everyone wearing Converse sneakers on the first day of school. Ever the fashionista, this will likely affect: Multiple Choice Jackie's income, as she now needs to buy Converse and will have less to spend on other goods. Jackie's preferences for shoes, since she feels as though she needs them now. Jackie's expectations of future prices, since the price of Converse will likely go up because they're getting so popular. the prices of related goods, since other shoes will be less popular and cost less now.

Answers

Answer:

Jackie's income, as she now needs to buy Converse and will have less to spend on other goods.

Explanation:

Jackie is a fashionista and so she would respond to trends. Since everyone around her is wearing converse, she would want to wear converses too. so her income would be affected as it would be reduced as she would buy the converse.

On October 1, 2017, Waterway, Inc. assigns $1,160,700 of its accounts receivable to Wildhorse National Bank as collateral for a $747,900 note. The bank assesses a finance charge of 3% of the receivables assigned and interest on the note of 9%. Prepare the October 1 journal entries for both Waterway and Wildhorse.

Answers

Answer:

                                             Waterway, Inc.

        General Journal                            Debit            Credit

Cash                                                      $713,079

Interest Expense ($1,160,700 * 3%)     $34,821  

Notes Payable                                                          $747,900

                                     Wildhorse National Bank

        General Journal                            Debit            Credit

Notes Receivable                                  $747,900

Cash                                                                           $713,079

Interest Revenue ($1,160,700 * 3%)                          $34,821

International trade promotes economic growth when it allows any two countries to grow (in their combined production) beyond (above) their pre-trade production possibilities curve (PPC).

a. True
b. False

Answers

Answer: True

Explanation:

The Production Possibilities Curve (PPC) is meant to illustrate how a country produces goods and services given the limited resources it has. The curve represents the various amounts that have to be traded off of 2 goods to produce more or less of one good.

The Curve shows that it is best that a country produces those goods that is good at producing so that it can produce more of it and then trade with the rest of the world for the goods it isn't too efficient at producing. If both countries involved in the trade are able to grow beyond (above) their pre-trade production possibilities curve then the trade would have promoted economic growth.

The board of directors of Capstone Inc. declared a $0.60 per share cash dividend on its $1 par common stock. On the date of declaration, there were 54,000 shares authorized, 15,000 shares issued, and 4,000 shares held as treasury stock. What is the entry when the dividends are declared

Answers

Answer:

DR Dividends $6,600  

CR Dividends Payable  $6,600

Explanation:

Out of 54,000 shares, 15,000 are issued. Of those 15,000, 4,000 are held as Treasury stock.

Dividends will be;

= (15,000 - 4,000) * $0.6

= $6,600

Two investment advisers are comparing performance. One averaged a 21% rate of return and the other a 18% rate of return. However, the beta of the first investor was 1.4, whereas that of the second investor was 1. a. Can you tell which investor was a better selector of individual stocks (aside from the issue of general movements in the market)? First investor Second investor Cannot determine b. If the T-bill rate was 7% and the market return during the period was 13%, which investor would be considered the superior stock selector? Second investor First investor Cannot determine c. What if the T-bill rate was 4% and the market return was 17%? First investor Second investor Cannot determine

Answers

Please answer please please thank you

Bee Inc. is working on its cash budget for March. The budgeted beginning cash balance is $55,000. Budgeted cash receipts total $139,000 and budgeted cash disbursements total $134,000. The desired ending cash balance is $80,000. To attain its desired ending cash balance for March, the company needs to borrow:

Answers

Answer:

$20,000

Explanation:

The computation of the borrowed amount is shown below:

As we know that

Ending cash balance = beginning cash balance + cash receipts - cash disbursements + cash borrowings

$80,000 = $55,000 + $139,000 - $134,000 +cash borrowings

$80,000 = $194,000 - $134,000 + cash borrowings

So, the borrowing is $20,000

Consider a team that you are familiar with - either by being a member of the team, a team leader, or a bystander. What were the team's goals?

Answers

Answer:

• To ensure that there is no income leakage whatsoever

• Ensure that there is no customer complaint made to the company's executives

• Early closure not later than 5pm daily, Monday to Friday

• Ensure customer survey ratings of at least 8.0

• Drive paperless environment.

• Daily reconciliation of the bank's transit accounts.

Explanation:

I used to belong to a team called settlement and reconciliation , which is under operations support, business banking in one of the top financial institution.

The goals are as listed above. For instance as a settlement and reconciliation team, you must ensure accurate settlement of all merchants such that none would receive excess settlement s which could deplete the bank's income. Also, there must be no customer complaint escalated to the bank's executives hence team must promptly resolve all queries and complaint.

Another goal is to drive early closure. No member of staff must remain in the office after 5pm unless permission is obtained to deal urgent transaction. Each year, the bank conducts internal survey among departments to know how well we treat our internal and external stakeholders. The least score approved for my team is 8.0 out of 10 , which must be met.

Again, one of the goals of the bank is paperless drive which was included in each team or unit's goals. We support the drive for paperless transactions by suggesting means to consummate transactions without printing. We must also ensure daily and timely reconciliation of all our transit accounts in order to ensure that no idle fund is sitting in there.

Explain why a firm might want to continue operating and producing goods even after diminishing marginal returns have set in and marginal cost is rising.

Answers

Answer:

Explanation:

Overall in a scenario such as this one, a firm may continue operating and producing goods if they believe demand may go back up and result in higher returns or if they expect the tastes of consumers to change in the near future. Both of these will in term cause the market sentiment surrounding the firm's product to change and begin seeing more profitable times. Otherwise, a firm would cut their loses and stop operating and producing goods.

What is the proper preparation sequencing of the following budgets? 1. Budgeted Balance Sheet 2. Sales Budget 3. Selling and Administrative Budget 4. Budgeted Income Statement

Answers

Answer:

1. Sales Budget

2. Selling and Administrative Budget

3. Budgeted Income Statement

4. Budgeted Balance Sheet

Explanation:

First of all the sales budget is prepared in which expected sales are shown and then the selling and administrative budget is prepared which shows expenses related to sale.

The income statement budget is prepared which shows the expected income.

Then at last  Budgeted Balance Sheet  is prepared in which the expected income is transferred.

The order in which they appear is as follows.

1. Sales Budget

2. Selling and Administrative Budget

3. Budgeted Income Statement

4. Budgeted Balance Sheet

The proper preparation sequencing of the budgets includes the Sales Budget, Selling and Administrative Budget, Budgeted Income Statement, and Budgeted Balance Sheet respectively.

 

The preparation of budgeted statement by business helps them to know how to expend funds in the future and plan for changes as well.

The proper preparation sequencing of the budgets includes:

Sales budget which are prepared to estimate the sales and revenue expected for the period

The Selling and administrative budget is prepared estimate the cost of operation

The Budgeted Income Statement is prepared like the Conventional Income statement.

The Budgeted Balance Sheet is prepared like the Conventional Balance sheet.

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Kesterson Corporation has provided the following information: Cost per Unit Cost per Period Direct materials $ 6.30 Direct labor $ 3.30 Variable manufacturing overhead $ 1.25 Fixed manufacturing overhead $ 15,000 Sales commissions $ 1.30 Variable administrative expense $ 0.60 Fixed selling and administrative expense $ 4,200 If 7,000 units are produced, the total amount of indirect manufacturing cost incurred is closest to:

Answers

Answer:

Total indirect manufacturing cost= $23,750

Explanation:

Giving the following information:

Variable manufacturing overhead $1.25

Fixed manufacturing overhead $ 15,000

Production= 7,000 units are produced

The indirect manufacturing cost is the sum of the total fixed overhead and total variable cost:

Total indirect manufacturing cost= 15,000 + 7,000*1.25

Total indirect manufacturing cost= $23,750

railway cabooses justpaid its annual sividend of $1.70 per share. The company has been reducing the dividends by 11.3 percent each year. how much are you willing to pay today to purchase stock in this company if your required rate of return is 12 percent?

Answers

Answer:

$6.47

Explanation:

The computation of the current price of the stock is shown below:

= {Current Dividend x [1 + (Dividend Growth)}  ÷ [Required rate of Return - (Dividend growth)]

= {$1.70 × [1 + (- 0.113)]} ÷ [0.12 - (- 0.113)]

= $1.5079 ÷ 0.233

= $6.47

hence, the current price of the stock valued today is $6.47 i.e come by applying the above formula

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