Which one of the following stocks is correctly priced if the risk-free rate of return is 3.6 percent and the market risk premium is 8.1 percent?
Stock Beta Expected Return
A. 89 7.83%
B. 1.52 12.59
C. 1.25 11.27
C 1.27 14.50
D. 80 10.08

Answers

Answer 1

Answer: Stock of D is correctly priced at 10.08%

( for the beta of Stock A and D, I guessed you meant  0.89 and 0.80 respectively as opposed to 89 and 80 you put, so i corrected and solved accordingly.)

Explanation:

Expected return = Rf + beta ( Rm - Rf )

Rf =Risk free return = 3.6

Rm-Rf = Market risk premium = 8.1%

A) Stock Beta , Expected Return=   0.89,  7.83%

Expected return = 3.6 + 0. 89 (8.1) = 10.809%-- its over priced

B) Stock Beta , Expected Return=   1.52 12.59%

Expected return = 3.6 +  1.52(8.1) = 15.912%---- its over priced

B) Stock Beta , Expected Return=   1.25 11.27%

Expected return = 3.6 +  1.25(8.1) = 13.725 %--- its overpriced

c) Stock Beta , Expected Return=   1.27 14.50%

Expected return = 3.6 +  1.27(8.1) = 13.887%---- Its underpriced

d) Stock Beta , Expected Return=    0.80 10.08%

Expected return = 3.6 + 0. 80(8.1) =  10.08%---- Correctly priced


Related Questions

A company's product sells at $12 per unit and has a $5 per unit variable cost. The company's total fixed costs are $98,000. The contribution margin per unit is:

Answers

Answer:

The contribution margin per unit is $7

Explanation:

The contribution margin per unit can be defined as the difference between the selling price per unit and the variable cost per unit.

Contribution margin per unit = Selling price - Variable cost

Contribution margin per unit = $12 - $5

Contribution margin per unit = $7

The contribution margin per unit is $7

If Piper Manufacturing manufactures one unique set of stack pipes, and the sell price is $121,000, the variable costs per unit are $62,000, and the fixed costs are $500,000, what is the break-even point in units

Answers

Answer:

8.47

Explanation:

The formula to calculate the break-even point in units is:

Break-even point in units=Fixed costs/(Selling price per unit-Variable cost per unit)

Fixed costs= $500.000

Selling price per unit= $121,000

Variable cost per unit= $62,000

Break-even point in units=$500,000/($121,000-$62,000)

Break-even point in units=$500,000/59,000

Break-even point in units=8.47

According to this, the break-even point in units is 8.47.

Consider a mutual fund with $200 million in assets at the start of the year and 10 million shares outstanding. The fund invests in a portfolio of stocks that provides dividend income at the end of the year of $2 million. The stocks included in the fund's portfolio increase in price by 8%, but no securities are sold and there are no capital gains distributions. The fund charges 12b-1 fees of 1%, which are deducted from portfolio assets at year-end. a. What is the fund's net asset value at the start and end of the year?

Answers

Answer:

At start = $20/share

At end = $21.384

Explanation:

DATA

ASSets at the start = $200m

Outstanding shares = 10m

Dividend income at the end = $2m

Gain in price = 8%

12b-1 fees = 1%

A.

Net assets at the start can be calculated by dividing assets at the start by outstanding shares

Net Assets value at start = Assets at start/Outstanding shares

Net Assets value at start = $200m/10m

Net Assets value at start = $20/share

Net Assets value at the end can be calculated by multiplying gain price with 12b-1 fees

Net assets value at the end = Gain Price x (1-12b-1 fees)

Net Assets value at the end = ($20x$1.08) x (1 - 0.01)

Net Assets value at the end = $21.6 x 0.99

Net Assets value at the end = $21.384

. Find the accumulated present value of a continuous income stream that earns 4.2% interest annually, when $4000 is deposited per year for 30 years in the account.

Answers

Answer:

The accumulated present value is $67,518.99.

Explanation:

Investment opportunities that require a series of payments of a fixed amount for a specific number of periods are known as annuities.

The Present Value of this annuity can be calculated as :

Fv = $0

n = 30

r = 4.2 %

Pmt = - $4,000

P/ yr = 1

Pv = ?

Using a financial calculator, the  Present Value (PV) of the annuity is $67,518.9948 or $67,518.99.

Computing and analyzing acid-test and current ratios LO A1
Case X Case Y Case Z
Cash $ 2,000 $ 110 $ 1,000
Short-term investments 50 0 580
Current receivables 350 470 700
Inventory 2,600 2,420 4,230
Prepaid expenses 200 500 900
Total current assets $ 5,200 $ 3,500 $ 7,410
Current liabilities $ 2,000 $ 1,000 $ 3,800
Compute the current ratio and acid-test ratio for each of the above separate cases.
Current Ratio
Choose Numerator: Choose Denominaa Current Ratio
/ = Current ratio
Case X / = to 1
Case Y / = to 1
Case Z / = to 1
Acid-Test Ratio
Choose Numerator: Choose Denominator: Choose cid-Test Ratio
/ = Acid-test ratio
Case X / = to 1
Case Y / = to 1
Case Z / = to 1

Answers

Answer:

Current ratio

Case X 2.60

Case Y 3.50

Case Z 1.95

Acid -test ratio

Case X 1.20

Case Y 0.58

Case Z 0.60

Explanation:

Computation of the current ratio and acid-test ratio

CURRENT RATIO

Particulars Choose Numerator / Choose denominator = Current Ratio

Formula Current Assets / Current Liabilities = Current Ratio

Case X $5,200.00 / $2,000.00 = 2.60 to 1

Case Y $3,500.00 / $1,000.00 = 3.50 to 1

Case Z $7,410.00 / $3,800.00 = 1.95 to 1

ACID - TEST RATIO

Particulars Choose Numerator / Choose denominator = Acid Test Ratio

Formula Quick Assets / Current Liabilities = Acid Test Ratio

Case X $2,400.00 / $2,000.00 = 1.20 to 1

Case Y $580.00 / $1,000.00 = 0.58 to 1

Case Z $2,280.00 / $3,800.00 = 0.60 to 1

Note:

Quick Asset

Case X

Cash $ 2,000

Short-term investments 50

Current receivables 350

=$2,400

Case Y

Cash $ 110 $

Short-term investments 0

Current receivables 470

=$580

Case Z

Cash $ 1,000

Short-term investments 580

Current receivables 700

=$2,280

Therefore:

Current ratio will be:

Case X 2.60

Case Y 3.50

Case Z 1.95

Acid -test ratio will be:

Case X 1.20

Case Y 0.58

Case Z 0.60

Paulson Company issues 6%, four-year bonds, on January 1 of this year, with a par value of $200,000 and semiannual interest payments.
Semiannual Period-End Unamortized Discount Carrying Value
(0) January 1, issuance $13,466 $ 186,534
(1) June 30, first payment 11,782 188,218
(2) December 31, second payment 10,098 189,902

Answers

Answer: Incomplete question.

the complete queston is

Use the above straight-line bond amortization table and prepare journal entries for the following.

(a) The issuance of bonds on December 31, 2020.

b) The first interest payment on June 30, 2021.

(c) The second interest payment on December 31, 2021.

find answer in explanation column.

Explanation:

Semiannual Period-End Unamortized Discount Carrying Value

(0) January 1,  issuance            $13,466               $ 186,534

(1) June 30, first payment          11,782                188,218

(2) December 31, second payment 10,098             189,902

1. to record issue of bonds payable

Date  Account                         Debit             Credit

Dec 31,2020 Cash(carrying value) $ 186,534  

Discount on bonds payable              $13,466    

Bonds payable                                             $200,000

2. To record first interest payment

Date        Account                         Debit             Credit

june 30, 2021 Interest expense     $7,684

discount on bonds payable                               $1, 684

Cash                                                                $6,000

Calculation =

Cash paid towards interest every semi annual period = $200,000 X 6% X1/2 =$6,000.

interest expense = cash paid + discount on bonds payable written off.

                           = $6000 + $1, 684  = $7,684

discount on bonds payable = unamortised discount on 31 dec - unamortised discount on 30th june) ($13,466 -11,782 ==$1,684)  

3.To record second interest payment on december 31,2021.

 Date        Account                         Debit             Credit

Dec. 31 ,2021 Interest expense         $7,684  

 discount on bonds payable                                $1.684

                          Cash                                          $6,000

Calculation

discount on bonds payable = unamortised discount on 30th june - unamortised discount on 31st december 2021 =11,782-10,098 = $1.684

Cheyenne Corp. had the following transactions during the current period.
Mar. 2 Issued 4,000 shares of $4 par value common stock to attorneys in payment of a bill for $21,200 for services performed in helping the company to incorporate.
June 12 Issued 56,400 shares of $4 par value common stock for cash of $305,500.
July 11 Issued 1,950 shares of $100 par value preferred stock for cash at $130 per share.
Nov. 28 Purchased 2,560 shares of treasury stock for $78,500.
Journalize the transactions.

Answers

Answer:

Mar. 2 Issued 4,000 shares of $4 par value common stock to attorneys in payment of a bill for $21,200 for services performed in helping the company to incorporate.

Dr Incorporation expenses 21,200

    Cr Common stock 16,000

    Cr Additional paid in capital - common stocks 5,200

June 12 Issued 56,400 shares of $4 par value common stock for cash of $305,500.

Dr Cash 305,500

    Cr Common stocks 225,600

    Cr Additional paid in capital - common stocks 79,900

July 11 Issued 1,950 shares of $100 par value preferred stock for cash at $130 per share.

Dr Cash 253,500

    Cr Preferred stocks 195,000

    Cr Additional paid in capital - preferred stocks 58,500

Nov. 28 Purchased 2,560 shares of treasury stock for $78,500.

Dr Treasury stocks 78,500

    Cr Cash 78,500

Treasury stocks account is a contra equity account which decreases the value of stockholders' equity.

nterest rates on 2-year Treasury securities are currently 6.0%, while 6-year Treasury securities yield 6.5%. If the pure expectations theory is correct, what does the market believe that 4-year securities will be yielding 2 years from now

Answers

Answer:

The market believes that 4-years from now, the 4-year securities will be 6.75%

Explanation:

We proceed as follows using the pure expectations theory .

The theory states that the future rates are exclusively represented by the forward rate.

Mathematically;

(1 + .065)^6 = (1 + .^206)2 * (1 + x)^4

1.4591 = 1.1236 * (1 + x)^4

Divide both sides by 1.1236

1.2986 = (1 + x)^4

Take both sides to the 1/4 power to get rid of the power of 4

1.0675= 1 + x

x = .0675 or 6.75%

Goodwin Technologies, a relatively young company, has been wildly successful but has yet to pay a dividend. An analyst forecasts that Goodwin is likely to pay its first dividend three years from now. She expects Goodwin to pay a $2.75000 dividend at that time (D₃ = $2.75000) and believes that the dividend will grow by 14.30000% for the following two years (D₄ and D₅). However, after the fifth year, she expects Goodwin’s dividend to grow at a constant rate of 3.72000% per year.
Goodwin’s required return is 12.40000%. Fill in the following chart to determine Goodwin’s horizon value at the horizon date (when constant growth begins) and the current intrinsic value.
To increase the accuracy of your calculations, do not round your intermediate calculations, but round all final answers to two decimal places.
Term Value
Horizon value $42.93
Current intrinsic value $29.84
1. If investors expect a total return of 13.40%, what will be Goodwin's expected dividend and capital gains yield in two years-that is, the year before the firm begins paying dividends?
2. Is this statement a possible explanation for why the firm hasn't paid a dividend yet?
A. Yes
B. NO

Answers

Answer:

horizon value at year 5 = Div₆ / (Re - g)

Div₆ = ($2.75 x 1.143²) x 1.0372 = $3.726384483Re = 12.4%g = 3.72%

horizon value at year 5 = $3.726384483 / (12.4% - 3.72%) = $42.93

current value P₀ = $2.75/1.124³ + $3.14325/1.124⁴ + $46.52273/1.124⁵ = $1.937 + $1.969 + $25.932 = $29.838 ≈ $29.84

1) dividend yield = 0/$29.84 = 0%

capital gains yield = (P₁ - P₀) / P₀

P₁ = $2.75/1.124 + $3.14325/1.124² + $46.52273/1.124³ = $2.447 + $2.488 + $32.762 = $37.697 ≈ $37.70

capital gains yield = ($37.70 - $29.84) / $29.84 = 26.34%

2) Goodwin has yet to record a profit (positive net income). Is this statement a possible explanation for why the firm hasn't paid a dividend yet?

A. Yes

Since dividends must be paid out from net profits or retained earnings.  

1. Dividend yield is = 26.34%

2. Goodwin has yet to record a profit (positive net income) Yes it is a correct statement.

Calculate Dividend Growth Rate

The horizon value at year 5 is = Div₆ / (Re - g)

Then, Div₆ is = ($2.75 x 1.143²) x 1.0372 = $3.726384483

After that, Re = 12.4%

Then, g = 3.72%

Now, When The horizon value at year 5 is = $3.726384483 / (12.4% - 3.72%) = $42.93

The current value P₀ is = $2.75/1.124³ + $3.14325/1.124⁴ + $46.52273/1.124⁵ is = $1.937 + $1.969 + $25.932 = $29.838 ≈ $29.84

1) dividend yield is = 0/$29.84 = 0%

After that, capital gains yield = (P₁ - P₀) / P₀

Hence, P₁ = $2.75/1.124 + $3.14325/1.124² + $46.52273/1.124³ = $2.447 + $2.488 + $32.762 = $37.697 ≈ $37.70

Therefore, capital gains yield = ($37.70 - $29.84) / $29.84 = 26.34%

2) Goodwin has yet to document a profit (positive net income). So, The correct option is = A. Yes

Since When The dividends must be paid out from net profits or retained earnings.

Find more information about Dividend Growth Rate here:

https://brainly.com/question/25801301

A 5-year corporate bond yields 7.0%. A 5-year municipal bond (tax exempt bond) of equal risk yields 5.0%. Assume that the state tax rate is zero. At what federal tax rate are you indifferent between the two bonds?

Answers

Answer:

The tax rate is approximately(rounded to a whole) 29%

Explanation:

The federal tax that would make an investor indifferent between the 5-year corporate bond and the 5-year municipal bond can be derived by equating the return on the former to the taxable return of the latter as below:

5%=7%*(1-t)

where the t is the unknown tax rate

Note that the return on 5-year corporate bond is taxable while the return on the municipal bond is tax-free

5%=7%*(1-t)

5%/7%=1-t

0.7143  =1-t

t=1-0.7143  

t=29%

Suppose Emilio offers you $500 today or $X in 10 years. If the interest rate is 6 percent, then at what value of X would you be indifferent between the two options

Answers

This question is impossible and implausible

Who is Emilio? How do we know he'll be around in 10 years? IS he good for the money, or is it counterfeit? Are we adjusting for inflation? The dollar is worth more in Malaysia than the U.S., so where are we starting and where are we ending? There's just not enough data here.

"Pine Street Inc. makes unfinished bookcases that it sells for $57.10. Production costs are $37.94 variable and $10.50 fixed. Because it has unused capacity, Pine Street is considering finishing the bookcases and selling them for $72.02. Variable finishing costs are expected to be $7.14 per unit with no increase in fixed costs. Prepare an analysis on a per unit basis showing whether Pine Street should sell unfinished or finished bookcases. (Round answers to 2 decimal places, e.g. 15.25. Enter negative amounts using either a negative sign preceding the number e.g. -45 or parentheses e.g. (45).)"

Answers

Answer and Explanation:

The Preparation of analysis on a per unit basis showing whether Pine Street should sell unfinished or finished bookcases is prepared below:-

Particulars          Sell unfinished         Process further     Net income

                                                                                                      (loss)

Sales per unit      $57.10                        $72.02                     $14.92

Cost per unit

Variable                $37.94                    $45.08                        -$7.14  

                                                         ($37.94 + 7.14)

Fixed                   $10.5                         $10.5

Total                      $48.4                       $55.58                      $7.78

Net income per

unit                      $8.66                          $16.44                   $7.78

From the above calculation The bookcases to be sold and process further.

A jewelry firm buys semiprecious stones to make bracelets and rings. The supplier quotes a price of $8.90 per stone for quantities of 600 stones or more, $9.30 per stone for orders of 400 to 599 stones, and $9.80 per stone for lesser quantities. The jewelry firm operates 108 days per year. Usage rate is 26 stones per day, and ordering costs are $46.






a. If carrying costs are $2 per year for each stone, find the order quantity that will minimize total annual cost.





b. If annual carrying costs are 20 percent of unit cost, what is the optimal order size?





c. If lead time is 5 working days, at what point should the company reorder?

Answers

Answer:

MOST LIKELY it's B

Explanation:

if not I'm really sorry I tried

How can you filter the for review tab to see all the transactions quickbooks online thinks it has found a good match for?

Answers

Answer:

Click on the Recognized tab

Explanation:

If you want to filter the for review tab to find the good match all you have to do is:

Step 1: Go at "For Review" Tab

Step 2: Above the transactions their will be Recognized Tab. Click on it which would filter all the transactions that provides a good match.

you texpect to receive a payout from a trust fund in 3 years. The payout will be for $11000. You plan to invest the money at an annual rate of 6.5 percent until the account is worth $19000. how many years do you have to wait from today?

Answers

Answer:

11.68 years

Explanation:

For computing the number of years first we have to applied the NPER formula i.e to be shown in the attachment below:

Given that,  

Present value = $11,000

Future value = $19,000

Rate of interest = 6.5%

PMT = $0

The formula is shown below:

= NPER(Rate;PMT;-PV;FV;type)

The present value come in negative

So, after applying the above formula, the number of years is 8.68

Now after 3 years, it would be

= 8.68 + 3

= 11.68 years

The Closed Fund is a closed-end investment company with a portfolio currently worth $200 million. It has liabilities of $3 million and 5 million shares outstanding. a. What is the NAV of the fund?

Answers

Answer:

$39.40

Explanation:

According to the situation, the solution is as follows

The Net asset value of the fund is

= (Current worth of portfolio - liabilities) ÷ (outstanding shares)

= ($200 million - $3 million) ÷ (5 million shares)

= $39.40

Basically we applied the above formula in order to determine the net asset value of the fund.

On January 1, 2020, Piper Corp. purchased 40% of the voting common stock for of Betz, Inc. for $2,000,000 and appropriately accounts for its investment by the equity method. During 2020, Betz reported earnings of $720,000 and paid dividends of $240,000. Ignore the dividend-received deduction. Piper's current enacted income tax rate is 21%. The increase in Piper's deferred income tax liability for this temporary difference is

Answers

Answer:

$57,600

Explanation:

The computation of the increase in Piper's deferred income tax liability for this temporary difference is shown below:-

Purchase of voting Common stock of Betz inc. by Piper Corp.= ( Betz's reported earnings - Betz Paid Dividends ) × (Percentage of the voting Common stock of Betz inc.)

= ($720,000 - $240,000) × 40%

= $480,000 × 40%

= $192,000

Now, the rise in Piper's deferred income tax liability for this temporary difference is

Purchase of voting Common stock of Betz inc. by Piper Corp. × enacted tax rate

= $192,000 × 30%

= $57,600

Kelly Woo​, owner of Flower Mode​, operates a local chain of floral shops. Each shop has its own delivery van. Instead of charging a flat delivery​ fee, Woo wants to set the delivery fee based on the distance driven to deliver the flowers. Woo wants to separate the fixed and variable portions of her van operating costs so that she has a better idea how delivery distance affects these costs. She has the following data from the past seven​ months:_______.
LOADING...
(Click the icon to view the​ data.)
Use the​ high-low method to determine
Flower Paradise​'s cost equation for van operating costs. Use your results to predict van operating costs at a volume of 15,000 miles.
​Let's begin by determining the formula that is used to calculate the variable cost​ (slope).
Change in cost / Change in volume = Variable cost (slope)
Now determine the formula that is used to calculate the fixed cost component.
Total operating cost - Total variable cost = Fixed cost
Use the​ high-low method to determine
Flower Paradise​'s operating cost equation. ​(Round the variable cost to the nearest cent and the fixed cost to the nearest whole​ dollar.)
y = $
x + $
Enter any number in the edit fields and then click Check Answer.
Data Table
Month Miles Driven Van Operating Costs
January. . . . . .
. . . . . . . . . 15,500 $5,390

February. . . . . . .
. . . . . . . . 17,400 $5,280
March. . . . . . . . .
. . . . . . . . 15,400 $4,960
April. . . . . . . . .
. . . . . . . 16,300 $5,340
May. . . . . . . .
. . . . . . . . 16,500 $5,450
June. . . . . . . .
. . . . . . . . 15,200 $5,230
July. . . . . . . . .
. . . . . . . . . . 14,400 $4,680

Answers

Answer:

Use the​ high-low method to determine  Flower Paradise​'s cost equation for van operating costs.

y = $ 0.20x + $1,800

Use your results to predict van operating costs at a volume of 15,000 miles.

y = ($0.20 x 15,000) + $1,800 = $4,800

Explanation:

Month                    Miles Driven            Van Operating Costs

January                     15,500                         $5,390

February                   17,400                          $5,280

March                        15,400                         $4,960

April                           16,300                         $5,340

May                           16,500                         $5,450

June                          15,200                         $5,230

July                            14,400                         $4,680

In order to calculate the fixed and variable costs using the high-low method, we must take the month with the highest activity (February) and the month with the lowest activity (July):

variable costs = ($5,280 - $4,680) / (17,400 - 14,400) = $600 / 3,000 = $0.20 per mile driven

fixed costs = $4,680 - (14,400 x $0.20) = $4,680 - $2,880 = $1,800

Coolibah Holdings is expected to pay dividends of $ 1.00 every six months for the next three years. If the current price of Coolibah stock is $ 21.90​, and​ Coolibah's equity cost of capital is 14​%, what price would you expect​ Coolibah's stock to sell for at the end of three​ years?

Answers

Answer: The price that would be expect​ed for Coolibah's stock to sell for at the end of three​ years is $28.87

Explanation: It should be noted that to calculate a price that would be expected in Coolibah's stock to sell for at the end of three​ years can be calculated using financial calculator:

A) Using a financial calculator, PV = -$22.60 , PMT = $1.20, n = 6, I = 18% / 2;

calculate FV = $28.87 .

Classify the following costs incurred by a manufacturer of golf clubs as product costs or period costs. Also classify the product costs as direct materials or conversion costs.
a. Depreciation on computer in president's office
b. Salaries of legal staff
c. Graphite shafts
d. Plant security department
e. Electricity for the corporate office
f. Rubber grips
g. Golf club heads
h. Wages paid assembly line maintenance workers
i. Salary of corporate controller
j. Subsidy of plant cafeteria
k. Wages paid assembly line production workers
l. National sales meeting in Orlando
m. Overtime premium paid assembly line workers
n. Advertising on national television
o. Depreciation on assembly line

Answers

Answer:

a. Period Cost

b. Period Cost

c. Product Costs : conversion costs

d. Product Costs : conversion costs

e. Period Cost

f.  Product Costs :  direct materials

g. Product Costs :  direct materials

h. Product Costs : conversion costs

i.  Period Cost

j.  Product Costs : conversion costs

k. Product Costs : conversion costs

l.  Period Cost

m.Product Costs : conversion costs

n. Period Cost

o. Product Costs : conversion costs

Explanation:

Product Cost

Product Costs are included in Inventory/Product Valuation. All Manufacturing Costs are Product costs.

Direct Materials

The Costs of Materials that can be directly traced to the Cost Object (golf clubs)

Conversion Cost

Cost of Direct labor and Overheads cost incurred during the production of the cost object.

Period Cost

Period Costs are not included in Inventory or Product valuation. All non-manufacturing costs are period costs. These are expensed inthe period they are incurred.

Managers are important members of the organization. Within an organization, there are managers at four levels: top, middle, first-line, and team leaders.

a. True
b. False

Answers

Answer:

The correct answer is the option B: False.

Explanation:

To begin with, the managers are one of the most important parts of the organization due to the fact that they have the task to plan, organize, direct and control the operations of the company. There are at least three levels in which the managers can go and have their work done, like the management area(high), the department areas(middle) and the operations area(low): However, that will depend on the organization and its size due to that an organization can only have managers at one level.

The common stock of Sweet Treats is selling for $50.15 per share. The company is expected to have an annual dividend increase of 3.6 percent indefinitely and pay a dividend of $3.80 in one year. What is the total return on this stock?

Answers

Answer:

11.2%

Explanation:

Here, we want to calculate the total return on the stock.

From the question, Price = $50.15

Mathematically;

P = D1/Ke-g

D1 = $3.80

g = 3.60%

So let’s calculate Ke-g

50.15 = 3.8/ke-g

Ke-g = 3.8/50.15

Ke-g = 7.6%

but g = 3.6%

Total return Ke = 3.6% + g = 3.6% + 7.6% = 11.2%

Ruby is 25 and has a good job at a biotechnology company. She currently has $10,000 in an IRA, an important part of her retirement nest egg. She believes her IRA will grow at an annual rate of 8 percent, and she plans to leave it untouched until she retires at age 65. Ruby estimates that she will need $875,000 in her total retirement nest egg by the time she is 65 in order to have retirement income of $20,000 a year (she expects that Social Security will pay her an additional $15,000 a year). a. How much will Ruby’s IRA be worth when she needs to start withdrawing money from it when she retires? Use Exhibit 1-A. (Round FV factor to 3 decimal places and final answer to the nearest whole dollar.) b. How much money will she have to accumulate in her company’s 401(k) plan over the next 40 years in order to reach her retirement income goal? (Round your answer to the nearest whole dollar.)

Answers

Answer:

a. How much will Ruby’s IRA be worth when she needs to start withdrawing money from it when she retires?

the future value of Ruby's IRA = $10,000 x 21.725 (FV factor, 8%, 40 periods) = $217,250

b. How much money will she have to accumulate in her company’s 401(k) plan over the next 40 years in order to reach her retirement income goal?

she needs to accumulate $875,000 - $217,250 = $657,750 during the next 40 years

the annual contribution = FV / FV annuity factor = $657,750 / 259.057 (FV annuity factor, 8%, 40 periods) = $2,539.02 per year

When generating a globalized marketing plan, a Japanese company called Trusco decided to implement a localization strategy when introducing its work and tool products into the Swiss and Canadian markets. In order to reach the new markets, Trusco needed to translate its product packaging, consider the political and economic environments, identify its competitors, and consider other areas of the marketing mix that require additional localization efforts. Which of the following statements matches best with Trusco's experience in generating its marketing plan?
a. Generating worldwide marketing plans requires most companies to communicate one identical message to all global markets.
b. Creating a global marketing plan is a task that can be accomplished with very little effort.
c. Creating a global marketing plan is a complex task.

Answers

Answer:

c. Creating a global marketing plan is a complex task.

Explanation:

It is correct to say that creating a global marketing plan is a complex task.

There are several barriers that can spell failure if the international company's strategy is poorly planned.

Therefore, the ideal is to research in depth about the new market to which the organization intends to enter.

In addition to legally adapting to local legislation, the company must analyze and plan to generate local interest in its products and services.

This requires market research that seeks to identify your target audience, what are their particularities, preferences, characteristics and needs.

The set of variables in the marketing mix: price, product, place and promotion, should also be adapted to the location where the company is located, the key to success is adaptation and the strategy aligned with the location.

A company had the following cash flows for the year: (a) Purchased inventory, $60,000 (b) Sold goods to customers, $90,000 (c) Received loan from a local bank, $150,000 (d) Purchased land, $180,000 (e) Purchased treasury stock, $40,000 (f) Paid dividends, $10,000 (g) Sold delivery truck, $30,000 What amount would be reported for net investing cash flows on the Statement of Cash Flows

Answers

Answer:

($150000)

Explanation:

The computation of the net investing cash flows is shown below;

Purchase of land                                           ($180,000)

Sale of delivery truck                                     $30,000

Net Cash used in Investing activities            ($150000)

The purchase of land is an outflow of cash and the sale of delivery truck is a inflow of cash so it would be shown in a negative and positive amount

Thus all other values would be ignored

Where can Costco improve? Should it offer more products or advertise more? Why or why not?

Answers

Answer:

Costco should advertise more.

Explanation:

Costco is following traditional ways to advertise its products. Most of the organizations prefer to spend huge sums of money on advertising its products. Costco should advertise its products and reach out to its customers and potential customers through marketing. It spends no budget on advertising. It only sends targeted emails to its existing customers. This strategy will not enhance its customer portfolio and new customers might not reach out the company.

Answer:

where can Costco improve

xplanation:

"How much would an investor expect to pay for a $1,000 par value bond with a 9% annual coupon that matures in 5 years if the interest rate is 5%

Answers

Answer:

The answer is $1,173.18

Explanation:

N(Number of periods) = 5 years

I/Y(Yield to maturity) = 5percent

PV(present value or market price) = ?

PMT( coupon payment) = $90 ( 9percent x $1,000)

FV( Future value or par value) = $1,000.

We are using a Financial calculator for this.

N= 5; I/Y = 5; PMT = 90; FV= $1,000; CPT PV= -1,173.18

Therefore, the market price of the bond is $1,173.18

Summary: With 250,000 employees in 19 countries, Aramark wanted to motivate its employees who clean airplanes for Delta and Southwest Airlines. Turnover of the low-paid, largely immigrant staff was high while morale was low. Wallets and other valuables left on planes disappeared. After 5 years of efforts to increase motivation, revenue rose from $5 million to $14 million. 1. What motivation theories apply to the workers at Aramark? 2. If you were the manager of these employees, what would you do to motivate them? Be honest regarding your personal management style and beliefs rather than trying to be like Roy Pelaez. 3. What are some possible barriers to the effectiveness of your motivation ideas? What could you do to overcome them?

Answers

Answer:

Explanation:

(A)

What motivation theory applies to the workers at Aramark?

The workers should be motivated with payments for the return of valuables forgotten in the aircraft.

(B)

To motivate them, offer them a salary increase

(C)

Some possible barriers to the effectiveness of these motivation ideas are gluttony (depending on individual worker), a period of stiff or falling profit (which will hinder the smooth running of the new benefit policies), change of management.

(D)

What could you do, to overcome them?

To ensure that workers do not still steal forgotten valuables, place a check or supervision on them.

To ensure the profit level is maintained or increased, make sure the workers do not relent in their duties. Sometimes, more benefits make workers relax more.

The profit leverage effect (ratio) is calculated by A. dividing 1.0 by the profit margin. B. dividing pretax earnings by the cost of goods sold. C. dividing sales by the cost of goods sold. D. none of the above

Answers

Answer:

D. none of the above

Explanation:

The profit leverage effect shows that in order to increase net profits, it is better and more efficient to reduce operating expenses rather than increasing total net sales revenue. I.e. a $1 decrease in costs increases operating profits by $1, which is much more than the increase resulting from increasing sales by $1.

At Emmerson Company, one bookkeeper prepares the cash deposits while the other bookkeeper enters the collections in the journal and ledger. Which of the following is the best explanation of this type of internal control principle over cash reciepts?
a. mechanical controls
b. physical controls
c. documentation procedures
d. segregation of duties

Answers

Answer:

d. segregation of duties

Explanation:

Segregation of duties defines that when a different number of people doing their duties for the same purpose. For example a person receives an envelope of cheque and another person records in accounting system.

According to the given situation, one person who is bookkeeper prepared cash deposit and another person records the collection of journal and ledger. So, this indicates the segregation of duties

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